WhiteOak Capital Balanced Advantage Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Dynamic Asset Allocation or Balanced Advantage

Fund House : YES Asset Management (India) Ltd.

Portfolio Turnover Ratio : 358.00%. Category average turnover ratio is 220.79%. Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)

Equity Holding : 68.15% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 68.15%

No of Stocks : 101 (Category Avg - 75.26) | Large Cap Investments : 35.59%| Mid Cap Investments : 6.35% | Small Cap Investments : 5.63% | Other : 20.58%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	101	71.54
Top 5 Stock Weight	22.66%	21.44%
Top 10 Stock Weight	32.41%	32.64%
Top 3 Sector Weight	26.16%	24.36%

Category - Dynamic Asset Allocation or Balanced Advantage

Particulars	This Scheme	Category
Average mcap (Cr)	88500.78	94702.15
Holdings in large cap stocks	35.59%	38.05%
Holdings in mid cap stocks	6.35%	8.49%
Holdings in small cap stocks	5.63%	4.5%

Category - Dynamic Asset Allocation or Balanced Advantage

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
ICICI Bank Ltd.	Private sector bank	1301	6.46%	-0.62%	7.08% (Sep 2025)	3.53% (Nov 2024)	9.67 L	-0.30 L
HDFC Bank Ltd.	Private sector bank	1113.5	5.53%	-0.11%	6.35% (Mar 2025)	4.72% (Dec 2024)	11.28 L	3.73 k
Infosys Ltd.	Computers - software & consulting	970.6	4.82%	3.78%	4.82% (Oct 2025)	1.04% (Sep 2025)	6.55 L	5.17 L
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	625.6	3.10%	0.05%	3.46% (May 2025)	1.69% (Nov 2024)	3.04 L	-3.99 k
State Bank Of India	Public sector bank	553.9	2.75%	-1.56%	4.31% (Sep 2025)	0.76% (Feb 2025)	5.91 L	-3.47 L
UPL Ltd.	Pesticides & agrochemicals	478.1	2.37%	0.07%	2.62% (Aug 2025)	0% (Nov 2024)	6.64 L	0.00
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	429.7	2.13%	-0.15%	2.28% (Sep 2025)	1.58% (Nov 2024)	1.23 L	-2.81 k
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	368.9	1.83%	-0.15%	1.98% (Sep 2025)	0.04% (Jul 2025)	22.79 k	-0.62 k
Reliance Industries Ltd.	Refineries & marketing	357.3	1.77%	0.04%	4.25% (Jan 2025)	1.57% (Mar 2025)	2.40 L	0.00
Bharat Electronics Ltd.	Aerospace & defense	333	1.65%	-0.01%	1.66% (Sep 2025)	0.66% (Feb 2025)	7.82 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

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Sector
M-Cap

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Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
ICICI Bank Ltd.	Private sector bank	13.65	1301	6.46%	-0.62%	7.08% (Sep 2025)	3.53% (Nov 2024)	9.67 L	-0.30 L	Large Cap	35.59
HDFC Bank Ltd.	Private sector bank	13.65	1113.5	5.53%	-0.11%	6.35% (Mar 2025)	4.72% (Dec 2024)	11.28 L	3.73 k	Other	20.58
Infosys Ltd.	Computers - software & consulting	8.48	970.6	4.82%	3.78%	4.82% (Oct 2025)	1.04% (Sep 2025)	6.55 L	5.17 L	Large Cap	35.59
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	3.74	625.6	3.10%	0.05%	3.46% (May 2025)	1.69% (Nov 2024)	3.04 L	-3.99 k	Large Cap	35.59
State Bank Of India	Public sector bank	2.75	553.9	2.75%	-1.56%	4.31% (Sep 2025)	0.76% (Feb 2025)	5.91 L	-3.47 L	Large Cap	35.59
UPL Ltd.	Pesticides & agrochemicals	2.37	478.1	2.37%	0.07%	2.62% (Aug 2025)	0% (Nov 2024)	6.64 L	0.00	Large Cap	35.59
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	3.96	429.7	2.13%	-0.15%	2.28% (Sep 2025)	1.58% (Nov 2024)	1.23 L	-2.81 k	Large Cap	35.59
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	3.96	368.9	1.83%	-0.15%	1.98% (Sep 2025)	0.04% (Jul 2025)	22.79 k	-0.62 k	Large Cap	35.59
Reliance Industries Ltd.	Refineries & marketing	1.96	357.3	1.77%	0.04%	4.25% (Jan 2025)	1.57% (Mar 2025)	2.40 L	0.00	Large Cap	35.59
Bharat Electronics Ltd.	Aerospace & defense	1.91	333	1.65%	-0.01%	1.66% (Sep 2025)	0.66% (Feb 2025)	7.82 L	0.00	Mid Cap	6.35
Eternal Ltd.	E-retail/ e-commerce	1.59	320.6	1.59%	-0.07%	2.18% (Jun 2025)	0.33% (Dec 2024)	10.09 L	41.16 k	Other	20.58
Kotak Mahindra Bank Ltd.	Private sector bank	13.65	307.1	1.52%	-0.06%	2.46% (Mar 2025)	1.43% (Dec 2024)	1.46 L	-4.71 k	Large Cap	35.59
Biocon Ltd.	Pharmaceuticals	4.03	259.5	1.29%	0.04%	1.67% (Jun 2025)	0% (Nov 2024)	6.98 L	0.00	Mid Cap	6.35
Tata Consultancy Services Ltd.	Computers - software & consulting	8.48	233.4	1.16%	-0.30%	2.07% (Jun 2025)	1.16% (Oct 2025)	76.31 k	-0.19 L	Large Cap	35.59
Nestle India Ltd.	Packaged foods	1.13	227.6	1.13%	0.12%	1.66% (Nov 2024)	0.01% (Jan 2025)	1.79 L	12.36 k	Other	20.58
Titan Company Ltd.	Gems, jewellery and watches	1.09	219.1	1.09%	0.05%	1.58% (Nov 2024)	0.73% (Mar 2025)	58.47 k	0.00	Large Cap	35.59
Persistent Systems Ltd.	Computers - software & consulting	8.48	187.1	0.93%	0.22%	0.95% (Dec 2024)	0.71% (Jul 2025)	31.63 k	3.69 k	Other	20.58
Cigniti Technologies Ltd.	Computers - software & consulting	8.48	140.7	0.70%	0.05%	1.07% (Dec 2024)	0.65% (Sep 2025)	81.92 k	0.00	Small Cap	5.63
Pidilite Industries Ltd.	Specialty chemicals	1.2	136.5	0.68%	-0.05%	0.94% (May 2025)	0.6% (Jan 2025)	94.52 k	0.00	Large Cap	35.59
Power Grid Corporation of India Ltd.	Power - transmission	0.67	135.7	0.67%	-0.03%	1.59% (Nov 2024)	0.67% (Oct 2025)	4.71 L	0.00	Large Cap	35.59
# Godrej Consumer Products Ltd	Personal care	0.67	135.4	0.67%	0.67%	0.96% (Apr 2025)	0% (Sep 2025)	1.21 L	1.21 L	Large Cap	35.59
Bajaj Finance Ltd.	Non banking financial company (nbfc)	1.32	135.1	0.67%	-0.01%	1.24% (Nov 2024)	0.54% (Aug 2025)	1.30 L	0.00	Other	20.58
Bajaj Finserv Ltd	Holding company	0.66	132.5	0.66%	-0.01%	0.92% (Mar 2025)	0.42% (Dec 2024)	63.43 k	0.00	Other	20.58
Muthoot Finance Pvt. Ltd.	Non banking financial company (nbfc)	1.32	131.9	0.65%	-0.02%	0.69% (Mar 2025)	0.5% (May 2025)	41.48 k	0.00	Mid Cap	6.35
Larsen & Toubro Ltd.	Civil construction	0.65	130.9	0.65%	0.02%	2.69% (Jan 2025)	0.63% (Sep 2025)	32.46 k	0.00	Large Cap	35.59
Hindalco Industries Ltd.	Aluminium	0.64	129.6	0.64%	0.03%	2.14% (Mar 2025)	0.57% (Aug 2025)	1.53 L	0.00	Large Cap	35.59
Bharti Airtel Ltd. - Partly Paid	Telecom - cellular & fixed line services	3.74	128.8	0.64%	0.03%	0.79% (Apr 2025)	0% (Nov 2024)	82.23 k	0.00	Other	20.58
Info Edge (India) Ltd.	Internet & catalogue retail	0.57	115.5	0.57%	-0.01%	0.78% (Feb 2025)	0.33% (Nov 2024)	83.77 k	0.00	Other	20.58
# SBI Life Insurance Co Ltd.	Life insurance	1.08	112.1	0.56%	0.56%	0.56% (Oct 2025)	0% (Nov 2024)	57.33 k	57.33 k	Large Cap	35.59
Cipla Ltd.	Pharmaceuticals	4.03	111.8	0.55%	-0.04%	0.65% (Dec 2024)	0.53% (May 2025)	74.47 k	0.00	Large Cap	35.59
- Varun Beverages Ltd.	Other beverages	0.55	110.9	0.55%	0.00%	0.77% (Jul 2025)	0.37% (Jan 2025)	2.36 L	0.00	Other	20.58
CG Power and Industrial Solutions Ltd.	Heavy electrical equipment	1.29	110	0.55%	-1.35%	1.9% (Sep 2025)	0.43% (Jan 2025)	1.49 L	-3.37 L	Small Cap	5.63
Ambuja Cements Ltd.	Cement & cement products	0.54	108.7	0.54%	-0.04%	0.65% (Mar 2025)	0.54% (Oct 2025)	1.92 L	0.00	Large Cap	35.59
Aadhar Housing Finance Ltd.	Housing finance company	0.97	108.3	0.54%	-0.03%	0.57% (Aug 2025)	0.31% (Nov 2024)	2.12 L	0.00	Other	20.58
Max Financial Services Ltd.	Life insurance	1.08	105.6	0.52%	-0.05%	0.61% (Jun 2025)	0.44% (Dec 2024)	68.27 k	0.00	Mid Cap	6.35
SRF Ltd.	Specialty chemicals	1.2	105.5	0.52%	-0.02%	0.73% (Apr 2025)	0% (Nov 2024)	36.00 k	0.00	Mid Cap	6.35
J.b. Chemicals & Pharmaceuticals Ltd.	Pharmaceuticals	4.03	100.6	0.50%	-0.04%	0.61% (Jul 2025)	0% (Nov 2024)	59.77 k	0.00	Other	20.58
Coforge Ltd.	Computers - software & consulting	8.48	97.6	0.48%	0.02%	0.79% (Mar 2025)	0.4% (Jul 2025)	54.87 k	0.00	Other	20.58
Tata Steel Ltd.	Iron & steel products	0.53	95	0.47%	0.08%	0.47% (Oct 2025)	0.36% (Aug 2025)	5.20 L	77.19 k	Other	20.58
Hero Motocorp Ltd.	2/3 wheelers	0.45	91	0.45%	-0.02%	0.47% (Sep 2025)	0% (Nov 2024)	16.41 k	0.00	Large Cap	35.59
Motilal Oswal Financial Services Ltd.	Stockbroking & allied	0.45	90.4	0.45%	0.01%	0.73% (Nov 2024)	0% (Nov 2024)	92.42 k	0.00	Small Cap	5.63
- Computer Age Management Services Pvt Ltd.	Depositories, clearing houses and other intermediaries	0.45	89.7	0.45%	0.00%	0.59% (Jun 2025)	0% (Mar 2025)	22.77 k	0.00	Other	20.58
India Shelter Finance Corporation Ltd.	Housing finance company	0.97	86.8	0.43%	-0.02%	0.49% (Aug 2025)	0% (Nov 2024)	98.18 k	0.00	Other	20.58
Phoenix Mills Ltd.	Residential, commercial projects	0.41	82.8	0.41%	0.09%	0.41% (Oct 2025)	0% (Nov 2024)	49.18 k	9.78 k	Small Cap	5.63
Mankind Pharma Ltd.	Pharmaceuticals	4.03	80	0.40%	-0.03%	0.75% (Dec 2024)	0.4% (Oct 2025)	33.57 k	0.00	Other	20.58
Oil India Ltd.	Oil exploration & production	0.72	75.4	0.37%	-0.01%	0.68% (Nov 2024)	0.35% (Aug 2025)	1.74 L	0.00	Mid Cap	6.35
Jyothy Laboratories Ltd.	Household products	0.37	73.9	0.37%	-0.02%	0.63% (Jan 2025)	0.37% (Oct 2025)	2.35 L	0.00	Small Cap	5.63
Poly Medicure Ltd.	Medical equipment & supplies	0.43	73.9	0.37%	-0.01%	0.61% (Nov 2024)	0.34% (Jul 2025)	36.95 k	0.00	Small Cap	5.63
eClerx Services Ltd.	Business process outsourcing (bpo)/ knowledge process outsourcing (kpo)	0.36	73.2	0.36%	0.08%	0.36% (Oct 2025)	0% (Nov 2024)	15.48 k	2.20 k	Small Cap	5.63
Sagility India Ltd.	It enabled services	0.44	72	0.36%	0.05%	0.57% (May 2025)	0% (Nov 2024)	13.70 L	0.00	Other	20.58
Oil & Natural Gas Corporation Ltd.	Oil exploration & production	0.72	70.9	0.35%	0.07%	0.35% (Oct 2025)	0% (Nov 2024)	2.78 L	54.83 k	Large Cap	35.59
Navin Flourine International Ltd.	Commodity chemicals	0.35	69.8	0.35%	0.05%	0.36% (Jul 2025)	0% (Nov 2024)	12.28 k	0.00	Small Cap	5.63
Krishna Institute of Medical Sciences Ltd.	Hospital	0.39	61.5	0.30%	-0.01%	0.38% (Apr 2025)	0.19% (Feb 2025)	85.24 k	0.00	Other	20.58
Ajax Engineering Ltd.	Construction vehicles	0.3	61.4	0.30%	-0.04%	0.54% (Feb 2025)	0% (Nov 2024)	1.00 L	0.00	Other	20.58
TBO TEK Ltd.	Tour, travel related services	0.52	60.2	0.30%	-0.03%	0.33% (Sep 2025)	0% (Nov 2024)	40.59 k	0.00	Other	20.58
Eureka Forbes Ltd.	Household appliances	0.45	60.1	0.30%	-0.02%	0.34% (Aug 2025)	0% (Nov 2024)	1.08 L	0.00	Other	20.58
Trent Limited	Speciality retail	0.54	58.7	0.29%	-0.18%	0.95% (Nov 2024)	0.29% (Oct 2025)	12.51 k	-6.56 k	Mid Cap	6.35
Care Ratings Ltd.	Ratings	0.28	57.3	0.28%	-0.01%	0.29% (Sep 2025)	0.17% (Mar 2025)	35.69 k	0.00	Small Cap	5.63
Awfis Space Solutions Ltd.	Diversified commercial services	0.34	57.1	0.28%	-0.01%	0.33% (Mar 2025)	0% (Nov 2024)	95.12 k	0.00	Other	20.58
Intellect Design Arena ltd.	Computers - software & consulting	8.48	53.6	0.27%	0.03%	0.27% (Oct 2025)	0.16% (Mar 2025)	47.32 k	0.00	Small Cap	5.63
Azad Engineering Ltd.	Aerospace & defense	1.91	53.2	0.26%	0.03%	0.26% (Oct 2025)	0% (Nov 2024)	31.34 k	3.61 k	Other	20.58
Krn Heat Exchanger and Refrigeration Ltd.	Other industrial products	0.26	52.9	0.26%	-0.04%	0.46% (Nov 2024)	0.26% (Oct 2025)	67.16 k	0.00	Other	20.58
Torrent Pharmaceuticals Ltd.	Pharmaceuticals	4.03	50	0.25%	-0.02%	1.05% (Apr 2025)	0.25% (Oct 2025)	14.05 k	0.00	Mid Cap	6.35
Rural Electrification Corporation Limited	Financial institution	0.46	50	0.25%	-0.01%	0.7% (Nov 2024)	0.25% (Oct 2025)	1.33 L	0.00	Mid Cap	6.35
Divis Laboratories Ltd.	Pharmaceuticals	4.03	49.7	0.25%	0.03%	0.48% (Nov 2024)	0.22% (Sep 2025)	7.38 k	0.00	Large Cap	35.59
ABB Power Products and Systems India Ltd.	Heavy electrical equipment	1.29	49.6	0.25%	-0.01%	0.51% (May 2025)	0% (Nov 2024)	2.79 k	0.00	Other	20.58
# Lenskart Solutions Ltd.	Speciality retail	0.54	50	0.25%	0.25%	0.25% (Oct 2025)	0% (Nov 2024)	1.24 L	1.24 L	Other	20.58
Tube Investments Of India Ltd.	Auto components & equipments	0.42	49.2	0.24%	-0.03%	0.32% (Apr 2025)	0% (Nov 2024)	16.27 k	0.00	Small Cap	5.63
TD Power Systems Ltd.	Heavy electrical equipment	1.29	48.3	0.24%	0.05%	0.24% (Oct 2025)	0% (Nov 2024)	62.26 k	0.00	Other	20.58
# Dynamatic Technologies Ltd.	Industrial products	0.4	46.1	0.23%	0.23%	0.23% (Oct 2025)	0% (Nov 2024)	5.82 k	5.82 k	Small Cap	5.63
Le Travenues Technology Ltd.	Tour, travel related services	0.52	44.5	0.22%	-0.01%	0.25% (Jul 2025)	0.15% (Nov 2024)	1.65 L	0.00	Other	20.58
Power Finance Corporation Ltd.	Financial institution	0.46	42.1	0.21%	-0.02%	0.51% (Jan 2025)	0.21% (Oct 2025)	1.04 L	0.00	Mid Cap	6.35
- Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	4.03	41.8	0.21%	0.00%	1.31% (Nov 2024)	0.21% (Oct 2025)	24.74 k	0.00	Large Cap	35.59
- Schloss Bangalore Ltd.	Hotels & resorts	0.21	41.5	0.21%	0.00%	0.23% (Jul 2025)	0% (Nov 2024)	95.71 k	0.00	Other	20.58
Nippon Life India Asset Management Ltd.	Asset management company	0.2	41.2	0.20%	-0.02%	0.23% (Jun 2025)	0% (Nov 2024)	47.14 k	0.00	Mid Cap	6.35
GE T&D India Ltd.	Heavy electrical equipment	1.29	38.4	0.19%	-0.01%	0.2% (Sep 2025)	0% (Nov 2024)	12.64 k	0.00	Small Cap	5.63
Hindustan Petroleum Corporation Ltd.	Refineries & marketing	1.96	37.4	0.19%	0.01%	0.19% (Oct 2025)	0.12% (Aug 2025)	78.60 k	0.00	Large Cap	35.59
Safari Industries (India) Ltd.	Plastic products - consumer	0.18	36.6	0.18%	-0.02%	0.2% (Aug 2025)	0.12% (Apr 2025)	17.16 k	0.00	Small Cap	5.63
Yash Highvoltage Ltd.	Other electrical equipment	0.3	36.6	0.18%	0.01%	0.23% (Jul 2025)	0% (Nov 2024)	72.00 k	0.00	Other	20.58
S.J.S. Enterprises Ltd.	Auto components & equipments	0.42	35.9	0.18%	0.01%	0.22% (Nov 2024)	0.14% (Apr 2025)	22.22 k	0.00	Other	20.58
- PB Fintech Ltd.	Financial technology (fintech)	0.18	35.5	0.18%	0.00%	0.31% (Dec 2024)	0.18% (Sep 2025)	19.86 k	0.00	Other	20.58
Aditya Infotech Ltd.	Industrial products	0.4	35	0.17%	-0.02%	0.19% (Sep 2025)	0% (Nov 2024)	26.64 k	0.00	Other	20.58
Neuland Laboratories Ltd.	Pharmaceuticals	4.03	33.1	0.16%	0.01%	0.26% (Nov 2024)	0.15% (Jun 2025)	2.01 k	0.00	Small Cap	5.63
Ami Organics Ltd.	Pharmaceuticals	4.03	31.9	0.16%	0.03%	0.22% (Jan 2025)	0.13% (Sep 2025)	18.47 k	0.00	Other	20.58
Vijaya Diagnostic Centre Ltd.	Healthcare service provider	0.15	31.1	0.15%	-0.02%	0.24% (Jan 2025)	0.14% (Dec 2024)	31.42 k	0.00	Other	20.58
Ajanta Pharma Limited	Pharmaceuticals	4.03	30.2	0.15%	-0.01%	0.29% (Nov 2024)	0.15% (Oct 2025)	12.27 k	0.00	Small Cap	5.63
Crompton Greaves Consumer Electricals Ltd.	Household appliances	0.45	30.1	0.15%	-0.01%	0.27% (Mar 2025)	0.15% (Oct 2025)	1.06 L	0.00	Mid Cap	6.35
- Axis Bank Ltd.	Private sector bank	13.65	29	0.14%	0.00%	2.37% (Nov 2024)	0% (Nov 2024)	23.50 k	0.00	Large Cap	35.59
- Nucleus Software Exports Ltd.	Computers - software & consulting	8.48	23.6	0.12%	0.00%	0.2% (Nov 2024)	0.12% (Sep 2025)	23.36 k	0.00	Small Cap	5.63
Bharat Bijlee Ltd.	Other electrical equipment	0.3	23.2	0.12%	-0.01%	0.23% (Nov 2024)	0.12% (Oct 2025)	7.69 k	0.00	Other	20.58
Shilpa Medicare Ltd.	Pharmaceuticals	4.03	21.5	0.11%	-0.01%	0.22% (Nov 2024)	0.11% (Oct 2025)	60.95 k	30.48 k	Small Cap	5.63
# LG Electronics India Pvt. Ltd.	Consumer electronics	0.1	20.7	0.10%	0.10%	0.1% (Oct 2025)	0% (Nov 2024)	12.45 k	12.45 k	Other	20.58
Rainbow Childrens Medicare Ltd.	Hospital	0.39	18.5	0.09%	-0.01%	0.17% (Nov 2024)	0.09% (Oct 2025)	13.50 k	0.00	Other	20.58
- Newgen Software Technologies Ltd.	It enabled services	0.44	16.9	0.08%	0.00%	0.22% (Dec 2024)	0.08% (Aug 2025)	17.31 k	0.00	Small Cap	5.63
Indiqube Spaces Ltd.	Diversified commercial services	0.34	12.5	0.06%	-0.01%	0.07% (Aug 2025)	0% (Nov 2024)	58.81 k	0.00	Other	20.58
Atlanta Electricals Ltd	Heavy electrical equipment	1.29	12.5	0.06%	0.01%	0.06% (Oct 2025)	0% (Nov 2024)	12.68 k	0.00	Other	20.58
Laxmi Dental Ltd.	Medical equipment & supplies	0.43	12.4	0.06%	-0.01%	0.15% (Jan 2025)	0% (Nov 2024)	39.29 k	0.00	Other	20.58
- Shivalik Bimetal Controls Ltd.	Iron & steel products	0.53	11.2	0.06%	0.00%	0.1% (Nov 2024)	0.06% (Aug 2025)	23.43 k	0.00	Small Cap	5.63
National Thermal Power Corporation Ltd.	Power generation	0.03	7	0.03%	-0.01%	0.05% (Jan 2025)	0% (Nov 2024)	20.66 k	0.00	Large Cap	35.59
- InterGlobe Aviation Ltd.	Airline	0.01	1.3	0.01%	0.00%	1.06% (Jun 2025)	0.01% (Sep 2025)	239.00	0.00	Large Cap	35.59
- Cholamandalam Investment & Finance Co. Ltd.	Non banking financial company (nbfc)	1.32	1	0.00%	0.00%	0.62% (Mar 2025)	0% (Sep 2025)	581.00	0.00	Other	20.58
HDFC Life Insurance Company Ltd.	Life insurance	1.08	111.4	0.00%	-0.59%	-	-	-	-	Large Cap	35.59
Epack Prefab Technologies Ltd.	Industrial products	0.4	21.6	0.00%	-0.11%	-	-	-	-	Other	20.58

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Lenskart Solutions Ltd.	Speciality retail	50	0.25%	0.25%	0.25% (Oct 2025)	0% (Nov 2024)	1.24 L	124394
# Dynamatic Technologies Ltd.	Industrial products	46.1	0.23%	0.23%	0.23% (Oct 2025)	0% (Nov 2024)	5.82 k	5818
# LG Electronics India Pvt. Ltd.	Consumer electronics	20.7	0.10%	0.10%	0.1% (Oct 2025)	0% (Nov 2024)	12.45 k	12446
# Bond - Bajaj Housing Finance Ltd.	Housing finance company	250.8	1.24%	1.24%	0% (Nov 2025)	0% (Nov 2025)	2.50 k	2500
# SBI Life Insurance Co Ltd.	Life insurance	112.1	0.56%	0.56%	0.56% (Oct 2025)	0% (Nov 2024)	57.33 k	57331

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Life Insurance Company Ltd.	Life insurance	111.4	0.00%	-0.59%	0.67% (May 2025)	0% (Nov 2024)	0.00	-147265
Epack Prefab Technologies Ltd.	Industrial products	21.6	0.00%	-0.11%	0.11% (Sep 2025)	0% (Nov 2024)	0.00	-105959

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
ICICI Bank Ltd.	6.46%	7.08%	6.01%	6.02%	6.23%	6.43%	6.73%	6.98%	5.40%	6.20%	5.43%	3.53%	3.23%
HDFC Bank Ltd.	5.53%	5.64%	5.22%	5.51%	5.69%	5.96%	6.10%	6.35%	6.08%	4.79%	4.72%	4.74%	6.32%
Bharti Airtel Ltd.	3.10%	3.05%	3.10%	3.11%	3.44%	3.46%	2.09%	1.74%	2.75%	2.17%	2.11%	1.69%	1.68%
Reliance Industries Ltd.	1.77%	1.73%	1.64%	1.75%	1.98%	2.01%	2.01%	1.57%	4.22%	4.25%	3.88%	3.14%	3.37%
UPL Ltd.	2.37%	2.30%	2.62%	-	-	-	-	-	-	-	-	-	-
Mahindra & Mahindra Ltd.	2.13%	2.28%	2.27%	1.91%	1.99%	2.00%	1.99%	1.86%	1.93%	1.72%	1.63%	1.58%	1.18%
Infosys Ltd.	4.82%	1.04%	1.20%	1.24%	1.38%	1.42%	1.45%	1.68%	1.93%	2.00%	1.80%	1.71%	1.55%
Kotak Mahindra Bank Ltd.	1.52%	1.58%	1.53%	1.60%	1.69%	1.70%	1.92%	2.46%	2.31%	2.26%	1.43%	1.48%	1.51%
State Bank Of India	2.75%	4.31%	4.10%	4.13%	0.85%	0.87%	0.89%	0.80%	0.76%	0.84%	0.86%	0.89%	0.91%
Larsen & Toubro Ltd.	0.65%	0.63%	0.65%	1.55%	1.64%	1.73%	1.57%	1.69%	2.56%	2.69%	2.51%	2.55%	2.41%
Tata Consultancy Services Ltd.	1.16%	1.46%	1.68%	1.73%	2.07%	1.81%	1.91%	2.01%	1.88%	2.02%	1.72%	1.77%	1.59%
ICICI Securities Ltd.	-	-	-	-	-	-	-	-	1.35%	1.37%	1.85%	1.70%	1.88%
Eternal Ltd.	1.59%	1.66%	1.60%	1.63%	2.18%	1.57%	1.62%	0.96%	-	-	-	-	-
Zomato Ltd.	-	-	-	-	-	-	-	-	1.73%	1.68%	0.33%	2.01%	1.44%
Hindalco Industries Ltd.	0.64%	0.61%	0.57%	0.58%	1.88%	1.82%	1.84%	2.14%	2.13%	1.76%	1.78%	1.98%	2.15%
Orient Cement Ltd.	-	-	-	-	0.36%	1.86%	1.97%	1.87%	-	-	-	-	-

No of Debt Holding 19 (Category Avg - 29.49) | Modified Duration 4.39 Years (Category Avg - 3.12)| Yield to Maturity 6.52% (Category Avg - 6.65%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	11.18%	8.49%
CD	0.00%	0.28%
T-Bills	2.75%	0.96%
CP	0.00%	0.41%
NCD & Bonds	9.03%	10.62%
PTC	0.00%	0.29%

Category - Dynamic Asset Allocation or Balanced Advantage

Security Type	% Weight	Category Average
Government Backed	13.93%	9.46%
Low Risk	9.03%	10.68%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Dynamic Asset Allocation or Balanced Advantage

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			1116.21	5.54%	1.14 Cr
Bond - Govt of India	GOI	Other			870.02	4.32%	88.60 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	407.71	2.02%	4.00 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	301.48	1.50%	3.00 k
Bond - T-Bill	T-Bills	Other			299.46	1.49%	30.00 L
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	250.82	1.24%	2.50 k
Bond - T-Bill	T-Bills	Other			199.03	0.99%	20.00 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	180.30	0.89%	1.80 k
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	153.61	0.76%	1.50 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	153.51	0.76%	1.50 k
Bond - Govt of India	GOI	Other			133.96	0.66%	13.00 L
Bond - Godrej Industries Ltd	NCD & Bonds	Animal feed	AA+	CRISIL	101.90	0.51%	1.00 k
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	99.41	0.49%	1.00 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	90.41	0.45%	900.00
Bond - Govt of India	GOI	Other			80.06	0.40%	8.00 L
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	72.17	0.36%	700.00
Bond - T-Bill	T-Bills	Other			54.45	0.27%	5.50 L
Bond - Govt of India	GOI	Other			51.63	0.26%	5.24 L
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	10.05	0.05%	100.00