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  • Q

    i want to investment in 60 lacs invest in mutual fund and i accept 16 percentage return per year my goal after 10 years 2.80crs what is possible please true guide

    A

    Our observation over the last 10 years suggests that large cap funds and multi cap funds on an average have delivered a CAGR to the tune of ...

  • Q

    I have some 35Lakhs worth mutual fund and 15Lakhs Bank fixed deposit. Am thinking to withdraw around 30-35Lakhs and invest in some properties in Kolkata for better return. Please suggest

    A

    You must invest in SIPs as well or have good stocks which have compounding effect in Return ratios....

  • Q

    I am 40 years old working in private company. Want to invest open ended fund Rs. 2000 per month. Kindly suggest

    A

    Mutual Funds are ideal investment options especially for regular investments. We recommend investing your funds in a Large Cap Equity Fund w...

  • Q

    I am planning to invest a lumspum of Rs 10000 in Mutual Fund for 2 years horizon. Please suggest me some good funds which will provide me maximum returns. I am ready to bear the risk. Would appreciate your advises. Thanks

    A

    Considering the time horizon and willingness to bear risk, we recommend you to invest through Systematic Transfer Plan (STP). Initially your...

  • Q

    i have been investing in the follwoing MF for the past one year should i contiune or switch to other funds. 1 Axis equity fund direct(g) 2 Axis gold fung direct (g) 3 Birla Sun Life Dynamic Bond Fund - Retail Plan dirct (g) 4HDFC Mid-Cap Opportunities Fund (G) 5 ICICI Prudential Dynamic Plan - Direct Plan (G) 6 ICICI Prudential Top 200 Fund (G) advice if i have to switch, all are for long term

    A

    All the schemes look fine and you may continue. The amount that you invest in respective schemes is not known, so just make sure you have al...

  • Q

    It's been a while I'm in a dilemma to buy an Online Term Plan. Aegon Religare claims to be the cheapest online term insurance. I'm a 33-year-old non-smoking male. There 1) i Term Plan for next 27 year for a 1 CR. cover asking for INR 22,809 (including all riders) 2) Another plan from them iReturn Insurance Plan for a 20-year plan (20-year premium paying term) with all riders is coming for 39,594. Which one to go for?

    A

    Hello, While buying a term insurance, you must always compare the premium paid with the benefits received. While it is important to minimise...

  • Q

    How to Buy Mutual fund And getting regular returns

    A

    You can buy mutual funds either through online platforms or you can take the help of Financial Advisors who will help you with investing in ...

  • Q

    Guaranteed income plan or bank fd

    A

    In both these options the returns is a big set back. Guaranteed Income insurance plans are not able to fetch higher returns and at times eve...

  • Q

    pl advice for a monthly income of 30000.00

    A

    Firstly you need to determine what portion of your income you are willing to set aside on a monthly basis towards your investments. Once you...

  • Q

    I want to invest is mutual fund .Please let me know which is the best MF in current mkt which will give me a decent returns.

    A

    I will be able to suggest to you the best funds only after knowing your risk profile, your goals and the time horizon for achieving the same...

  • Q

    Please guide me on best Mutual Funds for tax savings with good returns and avg risk for tax saving of 1 lakh amount

    A

    Our recommended top performing tax saving funds are Axis Long Term Equity Fund, ICICI Prudential Tax Plan and Reliance Tax Saver (ELSS) Fund...

  • Q

    how can i invest in shares safely?

    A

    Investments in equity is always subject to market risk. However if you are investing directly in shares you can diversify your investments a...

  • Q

    i need one lakh rupes lone for my education . but i dont have any modgage please guide me

    A

    To raise Rs. 1 Lakhs without collateral security should not be difficult as education loans up to Rs 4 lakhs are exempted from any security ...

  • Q

    HI, which shares should i buy for long term. like i would like to hold for 10 years.

    A

    We cannot recommend specific stocks on this forum. However, our experience as portfolio managers show us that a portfolio of good quality st...

  • Q

    Iwant to invest rs10l free of risk ! Shd i go for bank fd's or as the bank suggest " guaranteed income plan" ? Please guide .

    A

    Yes bank returns are fixed....

  • Q

    Im 18 years of age and i want to earn a crore at 25 how much am i suppose to invest on a monthly basis and where ?

    A

    This means that if in the next 7 years, you wish to accumulate INR 1 crore, then you will have to save INR 75,770 on a monthly basis. Here w...

  • Q

    My daughter 18 yrs. old is studying at IIT Madras for engineering. She is a tax payer in the 20% slab. I wish to get her a LIC policy at an early age. The agent recomends JEEVAN ANAND from LIC of India. Kindly advise the best options.

    A

    Hello, Jeevan Anand is a with-profit plan by LIC which has an insurance component as well. It is always recommended not to mix insurance and...

  • Q

    Dear sir/madam i am Dhananjay Surve from mumbai .I have got placement through my engineering college and working sience last 2 months .Ia am 22 years old ,i s investing in sip is good for me .As iam looking for time period of 3 to 5 years from now for investment ,which will be the best fund and what other investment option will be best .i am looking for 2 to 2.5 k per month investment.

    A

    Invest the entire amount in a balanced fund. Its a good way to get an understanding about mutual fund working and investments. Invest in Tat...

  • Q

    sIR, I HAVE INVESTED Rs 6000 through Sip at SBI blue chip, FRANKLIN INDIA HIGH GROWTH COS FUND AND HDFC PRUDENCE FUND .. HOW MUCH I ASPECT TO GET AFTER 3 OR 5 YEARS .

    A

    All the three schemes are good. If we assume a weighted average return of 12% on your portfolio then you should expect a corpus of approx. R...

  • Q

    Sir/Mam, I am a 24 yr old employee. Income- 30000/month I can save max 12000/month I have no any policy right now. I want 35 lacs after 10 years to start my own business and 5 lacs after 3 year for my sister marriage. Please suggest me the proper Mutual fund where should i invest with tax saving. your's faithfully Amit Kumar Mob- 8521213560

    A

    You are on track...you fall in 10% bracket..so you can use ELSS to offset that...start an SIP in Axis Long Term Equity Fund...for the offset...

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Ajay Jain

CEO , www.astromoneyguru.com

(26 Sep- 14:00hrs)

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