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  • Q

    i want to investment in 60 lacs invest in mutual fund and i accept 16 percentage return per year my goal after 10 years 2.80crs what is possible please true guide

    A

    Our observation over the last 10 years suggests that large cap funds and multi cap funds on an average have delivered a CAGR to the tune of ...

  • Q

    How to Buy Mutual fund And getting regular returns

    A

    You can buy mutual funds either through online platforms or you can take the help of Financial Advisors who will help you with investing in ...

  • Q

    I am planning to invest a lumspum of Rs 10000 in Mutual Fund for 2 years horizon. Please suggest me some good funds which will provide me maximum returns. I am ready to bear the risk. Would appreciate your advises. Thanks

    A

    Considering the time horizon and willingness to bear risk, we recommend you to invest through Systematic Transfer Plan (STP). Initially your...

  • Q

    I have some 35Lakhs worth mutual fund and 15Lakhs Bank fixed deposit. Am thinking to withdraw around 30-35Lakhs and invest in some properties in Kolkata for better return. Please suggest

    A

    You must invest in SIPs as well or have good stocks which have compounding effect in Return ratios....

  • Q

    Iwant to buy term insurance plan for 50 lacs.Kindly suggest which one to buy i am mainly looking between MAX & LIC.

    A

    Hello, A term insurance is a pretty straight forward and standard product. Evaluate the claim settlement ratio of the companies. Claim settl...

  • Q

    It's been a while I'm in a dilemma to buy an Online Term Plan. Aegon Religare claims to be the cheapest online term insurance. I'm a 33-year-old non-smoking male. There 1) i Term Plan for next 27 year for a 1 CR. cover asking for INR 22,809 (including all riders) 2) Another plan from them iReturn Insurance Plan for a 20-year plan (20-year premium paying term) with all riders is coming for 39,594. Which one to go for?

    A

    Hello, While buying a term insurance, you must always compare the premium paid with the benefits received. While it is important to minimise...

  • Q

    HI, which shares should i buy for long term. like i would like to hold for 10 years.

    A

    We cannot recommend specific stocks on this forum. However, our experience as portfolio managers show us that a portfolio of good quality st...

  • Q

    Im 18 years of age and i want to earn a crore at 25 how much am i suppose to invest on a monthly basis and where ?

    A

    This means that if in the next 7 years, you wish to accumulate INR 1 crore, then you will have to save INR 75,770 on a monthly basis. Here w...

  • Q

    Please guide me on best Mutual Funds for tax savings with good returns and avg risk for tax saving of 1 lakh amount

    A

    Our recommended top performing tax saving funds are Axis Long Term Equity Fund, ICICI Prudential Tax Plan and Reliance Tax Saver (ELSS) Fund...

  • Q

    I am 40 years old working in private company. Want to invest open ended fund Rs. 2000 per month. Kindly suggest

    A

    Mutual Funds are ideal investment options especially for regular investments. We recommend investing your funds in a Large Cap Equity Fund w...

  • Q

    i have been investing in the follwoing MF for the past one year should i contiune or switch to other funds. 1 Axis equity fund direct(g) 2 Axis gold fung direct (g) 3 Birla Sun Life Dynamic Bond Fund - Retail Plan dirct (g) 4HDFC Mid-Cap Opportunities Fund (G) 5 ICICI Prudential Dynamic Plan - Direct Plan (G) 6 ICICI Prudential Top 200 Fund (G) advice if i have to switch, all are for long term

    A

    All the schemes look fine and you may continue. The amount that you invest in respective schemes is not known, so just make sure you have al...

  • Q

    Guaranteed income plan or bank fd

    A

    In both these options the returns is a big set back. Guaranteed Income insurance plans are not able to fetch higher returns and at times eve...

  • Q

    pl advice for a monthly income of 30000.00

    A

    Firstly you need to determine what portion of your income you are willing to set aside on a monthly basis towards your investments. Once you...

  • Q

    hii, I am 29 years old recently started investing.I am planning 5000 per month investment in SIPs. I am planning for long term growth plan aimimg for 15-20 years. please suggest me some good funds to invest

    A

    If you are an aggressive investor, you can consider the following funds for your SIP. BSL Frontline Equity Fund (INR 2000) Kotak Select Fo...

  • Q

    I want to invest is mutual fund .Please let me know which is the best MF in current mkt which will give me a decent returns.

    A

    I will be able to suggest to you the best funds only after knowing your risk profile, your goals and the time horizon for achieving the same...

  • Q

    tax savings

    A

    You can claim expenses incurred while conducting your business like Stationary office rent, expenses and salaries of employees (and freelanc...

  • Q

    Suppose i form an HUF and transfer my money into it & keep Bank Fixed deposits in the name of HUF so that it comes under lower tax bracket- is my Transfer permissible & allowd/taxable ? If taxable then what is the use of forming HUF?

    A

    Transferring money into an HUF is not as easy as it seems as one cannot just transfer money or assets into the HUF name. HUF Capital can be ...

  • Q

    i m freelance yoga trainer, and earn around 8 to 9 lacs in a year. do i need to pay any income tax or service tax in 2016, as it is exempted from income tax .

    A

    Individual Freelancers are taxed under Income Tax Act. Service Tax is charged when value of taxable service exceeds Rs. 10 lac. However, ?Yo...

  • Q

    i need one lakh rupes lone for my education . but i dont have any modgage please guide me

    A

    To raise Rs. 1 Lakhs without collateral security should not be difficult as education loans up to Rs 4 lakhs are exempted from any security ...

  • Q

    Hi, I have booked 01 BHK flat, Possession is in March 2018. I want know the better options of EMI, My target is to pay interest as low as to the Bank. My Flat value is 28L & I want to loan 22 L. Suggest the options, Shall I pay whole EMI from approval of loan? OR after possession. If any other option please suggest. Rohit

    A

    The longer the duration of a loan, the more amount you will be paying as interest. So if you would like to save on the interest part, choos...

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Ajay Jain

CEO , www.astromoneyguru.com

(24 Jul- 14:00hrs)

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