personal finance

Keep in mind these 5 factors before you tender shares in any buyback

Though buybacks are another method to provide investors with a cash payout, buying only for sole purpose of participating in buyback is tricky.

Happy Holi! Add some colour to your investments

Check out this video for some timely market advice. It'll help you take informed decisions on investing your money wisely.

What Supreme Court's judgement on applicability of PF contributions means

The Employees' Provident Funds and Miscellaneous Provisions Act, 1952 (the PF Act) defines ‘basic wages’ as all emoluments paid in cash to an employee in accordance with the terms of their contract of employment, subject to certain exceptions.

Fraudulent insurance claims: How bonafide policyholders pay for them

Statistically, it is observed that most claims occurring within the first year of policy issuance have a higher tendency of being a fraud claim

There is risk involved in not just credit-risk funds, but also other debt funds

Debt funds are not as easy to understand as bank fixed deposits. The good side is they offer you a chance of better tax-efficient returns. Ask questions to your advisor about what the fund does, where it invests, how much credit risk it takes.

Can NRIs purchase life insurance in India?

Foreign Exchange Management Act allows NRIs to buy any insurance plan that meets their requirements.

Investing lessons from the life of Stephen Hawking

Apart from theorising all we know about black holes today, Hawking also taught us some valuable lessons in investing. Read on to find out 4 investing lessons from the life of Stephen Hawking.

Executing a will: The meaning and significance of probate

Probate means certification of the copy of the will under the court’s seal

Nifty Next 50 ETF: An appealing investment strategy

Embassy Office Parks REIT IPO: What it means for your portfolio and taxes

REITs are best considered as a means to diversify your portfolio across asset classes than for earning higher returns

Analyse cash flow statements to separate wheat from chaff

Tying up the cash flow statement with the balance sheet and the profit and loss account will help give a fair view of the operations of the company

Managing Money With Moneycontrol | How to make a will?

Moneycontrol's personal finance expert Kayezad Adajania gets in conversation with renowned financial planner Gaurav Mashruwala to help simplify the process.

Not sure what to do post retirement? Here are your options

Each one of us has worked all our lives and might have some specialised knowledge, which will be useful to mankind. We need to seek to pass that on, instead of just killing time.

What to choose for retirement planning — NPS or equity mutual fund?

The recent Supreme Court ruling to add non-variable allowances like special allowance to the basic to calculate EPF contribution is a big positive for employees as they would have more at retirement.

Flight cancelled or delayed? Here's how consumers can now get compensated

As per DGCA traffic reports, between September 2018 and January 2019, approximately 8.64 lakh domestic passengers faced issues on account of airlines denying boarding, delays and cancellation of flights

Received scrutiny notice from income-tax department? here's what you should do

Depending on the type of scrutiny notice issued (complete /limited), it is important to review and arrange all documents well in advance before the reply is submitted

Explainer | Know your employee group term life insurance cover

The premium is paid by employer and a master policy is issued to the employer.

Podcast | NSE Invest O Cast episode 11: Investment advice for working women

In today’s episode of Invest – O- Cast we are going to be talking about investment and financial advice for women with an industry expert who is leading the way from the front in the financial world.

'Introduce incentives to widen digital payments in India'

The RBI could explore introduction of tangible benefits such as income tax incentives based on the digital transactions consumers initiate, while merchants could get GST credits based on the volume of digital payments they accept

SBI links deposit, loan interest to repo rates; experts believe other PSBs may follow

While the RBI guidance was to pass on the benefit of falling interest rates to borrowers by linking lending rate to an external benchmark, SBI has also linked its savings bank rates (over a limit of Rs 1 lakh) to the external benchmark.

Is it mandatory to link Aadhaar with income tax returns?

Aadhaar linkage has become important for several transactions done online, such as on the EPFO website, at the time of opening or closing bank accounts or making financial investments online

Don't be fooled by Women's Day offers on savings bank accounts, look before you leap

Savings bank accounts specifically targeted at women come with extra features. But check if you really need them as they come with additional cost.

Should you opt for bank locker insurance by IFFCO Tokio GIC?

This policy aims to offer cover the loss caused to your valuables in the bank locker, such as jewellery and other such valuables. Is it really worth it?

Apna time kab aayega? The question investors ask

Right from the moment we decide to invest, it is by default that our mental calculator is activated. The pursuit of higher returns begins and the utopian scenario of 'financial bliss' looms in our minds.

Podcast | NSE Invest O Cast episode 10: Women's Day special - How to get financially independent

We are celebrating women all this month and in today’s episode of Invest - O - Cast we are going to be talking about planning for financial independence for women; from different backgrounds and walks of life.