You may come across emergencies which warrant sudden requirement of cash. In such a situation, mutual funds come in handy.
By investing in AAA oriented portfolios, you are that much better off, but you cannot avoid credit risk completely.
The decision regarding mutual fund category to invest in would primarily depend upon the investor’s risk tolerance and investment horizon.
The insurer must settle health insurance claims within 30 days from the day that you submit all necessary documents.
“For certain ailments such as hypertension, diabetes, and cardiac problems, the waiting period will be reduced to 30 days.”
Review your existing term insurance cover and it should shield future expenses of children goals from uncertainty.
Parents can use the occasion of Children’s Day as an opportunity to let their children practice money management.
If you want your children to inherit true wealth, make them financially literate.
Insurance should be bought as per need and not on what market returns they are offering.
Experts suggest not to withdraw money from your EPF account and let the EPF balance compound. It will help you retire rich.
Lenders rely heavily on your credit report to make a lending decision.
The fund has allocated 65.42% of the total corpus to equity, 17.06% to debt, and 17.5% to cash as on September 29th, 2018.
If you are buying life insurance for protection, getting a big cover at the given premium is the topmost priority.
Here are some travel insurance policies to consider while planning your next trip.
Any gift received from relatives, whether in kind or cash, is exempt.
Buying a policy that leaves you underinsured or has “hidden costs” is definitely a bad idea.
If the default continues for six months, banks give the borrower a two-month grace period to regularise the repayment.
Check the covers available under travel insurance, before buying one.
If we take a step back and take a look at our portfolios, in all probability we’ll find that our investments are concentrated in Indian mutual funds and stocks.
By investing for a little longer you let compounding play in your favour, thus generating more out of little invested.
Some large-cap funds have a consistent track record of delivering favourable risk-adjusted returns. Here we list some recommendations:
Physical gold is no longer the sole investment option for people looking to add sheen to their finances this festive season. Sakshi Batra does a 3 point analysis on which form of gold can yield better returns this Diwali.
While exciting car offers fill the marketplace, ensure you shop smart by considering safety, car finance and fuel apart from the features alone
Gupta said that rising interest rates can impact equity flows into emerging markets like India
The scheme, which offers interest on idle gold, was launched on November 5, 2015 with the objective of mobilising gold held by households and institutions in the country