Debt Evaluation Calculator

Graphics: Abhijeet Kini

A debt evaluation tool will tell you if you have borrowed more than you can afford. Banks are freely giving loans but the question you must ask is, should you really take one?

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	Income	Monthly Income (Rs)	Annual income (Rs)
	Salary
	Pension
	Rental Income
	Interest
	Dividends
	Others
	Total

Housing and debt
	Home Loan EMI
	Car loan
	Personal loan
	Credit Card
	Others
	Total
Ideal budget allocation not more than 30%

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