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Personal Loan

A personal loan is a fixed amount borrowed from a banking or non-banking entity for just about any purpose. It can be paid back in monthly installments More

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  • Instant loans for self-employed individuals in India

    With fast approvals, minimal documentation, flexible eligibility, and interest rates starting around 10.5%, NBFCs cater well to freelancers and small business owners. Explore top NBFCs and loan apps in India offering instant loans, along with key details on rates, CIBIL requirements, and the application process.

  • Top Banks Offering Pre-Approved Personal Loans With Instant Disbursal

    Unexpected expenses don’t wait, and neither should your loan. That’s where pre-approved personal loans with instant disbursal come in, offering quick access to funds with minimal paperwork. If you manage to tick off certain basic checks, you could receive money just in minutes. Read this break down on how these loans work, who’s eligible, and which banks are offering them right now.

  • Top small loan providers in India

    Need quick funds but not sure where to start? Small loans are easily available today through multiple digital platforms, but understanding their interest rates and terms is key. Walk through top small loan providers, how to apply and what documents you’ll need to make the process smooth.

  • Need a personal loan fast? These details can make or break your approval

    When money is tight, waiting endlessly for a loan decision can be stressful.

  • How much do you really need to earn to get a personal loan approved

    The minimum income for a personal loan is not a single number, and that surprises many borrowers.

  • Personal loans for freelancers: What lenders check, what you’ll need, and how to apply without getting stuck

    Freelancers can absolutely get personal loans, but the bank’s comfort comes from consistency, not job titles. If you package your income story well—bank credits, tax filings, and clean repayment history—you can improve both approval odds and pricing.

  • Missed a personal loan EMI? What to do next

    Missing an EMI is stressful, but panic makes it worse. The first few days after a default matter more than most people realise—and the right steps can limit damage to your credit and finances.

  • When a personal loan slips out of control and turns into an NPA

    It doesn’t start with “default.” It starts with missed EMIs. But once you cross the 90-day mark, things get more official, more stressful, and harder to undo.

  • Applying for a personal loan online? Here’s what happens to your data

    Online loans save time, but they also ask for deeply personal information. The risk isn’t the loan itself, it’s where your data ends up after you click “agree”.

  • Are you in a debt trap? 5 clear signs most people ignore

    Debt rarely feels dangerous at first. These five warning signs reveal when EMIs and credit cards quietly start controlling your finances.

  • Personal loan checklist: 5 questions to ask before you accept a pre-approved offer

    A personal loan can look cheaper on the ad than it is in real life. Compare what you repay, how flexible the loan is, and what it costs to exit early

  • What is a personal loan tenure and what should borrowers know before choosing one?

    A simple guide to how your loan period changes the EMI you pay, the interest you lose and how stressed or relaxed your monthly budget feels.

  • Taking a personal loan? Avoid these expensive mistakes that many borrowers overlook

    The loan may feel simple to access, but a few quiet missteps can make it far costlier than expected.

  • Personal loan cooling-off period: How cancellations work and when borrowers can step back

    A cooling-off window gives borrowers a chance to rethink — but only if they understand the rules clearly.

  • How to complete a personal loan application smoothly and avoid common errors

    Filling out the form isn’t difficult, but a little care makes approval faster and stress-free.

  • Reading the small print: What your personal loan agreement is really saying

    Knowing a few essential loan terms can save you from costly surprises later.

  • What closing a personal loan really does to your credit score

    A loan closure can nudge your score up or down depending on timing, repayment history and what else is in your credit file. Here’s how it actually works.

  • Debt-to-income ratio: Why this simple number can make or break your personal loan

    A clear look at how lenders use this number to decide whether you qualify — and how it affects the loan amount you get.

  • Gold loan or personal loan: Here’s how to know which one actually works better for you

    A gold loan can sometimes be a smarter, cheaper and quicker option than a personal loan—if you know when to choose it.

  • 5 smart ways to use a personal loan to save money

    Used wisely, a personal loan can cut costs and boost your financial flexibility.

  • Before you borrow: The real cost of personal loans

    A quick guide to understanding what you really pay when you borrow via a personal loan. Knowing every cost before signing the dotted line could save you thousands of rupees.

  • Why checking your personal loan EMI can save you from a debt trap

    A simple guide to why a quick monthly EMI check can protect your finances long before any trouble shows up.

  • Personal loan or credit card EMI: Which truly costs less?

    A quick guide to choosing the cheaper option when you must borrow.

  • Personal loan or mortgage: How to choose the right loan for your needs

    A clear comparison to help you decide which financing option suits your needs.

  • Gold loan vs personal loan: The smarter choice when cash runs short

    When cash can’t wait, pick the option that saves interest, protects your assets, and gets money to you on time.

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