-
Understanding what lenders check can boost your approval chances and let you borrow more cheaply.
-
Top banks offer personal loans with interest rates starting from 9.98% to 13.75% for a 1-year tenure.
-
Buying a pre-owned car? Used car loan interest rates in India (6%–26% in 2025) can greatly impact your total cost—know how lenders decide your rate.
-
Relocating to a new city or country comes with numerous expenses, and a personal loan can be a practical solution to manage the financial burden smoothly.
-
Total disability is covered by personal accident policies but not known to most policyholders on how claims for total disability are settled.
-
Personal loans are increasingly used for both necessities and lifestyle aspirations, with 47.80% of loans going towards lifestyle needs like rent, shopping, and travel.
-
Buying appliances on credit may seem convenient, but weighing interest costs, repayment flexibility, and alternatives is essential before borrowing.
-
Facing a small cash crunch? Instant loans under ₹10,000 can cover urgent expenses like bills, rent, or medical needs—disbursed quickly through trusted loan apps.
-
A quick, branch-based option to close your loan, save interest cost and organize your credit history.
-
Systematic investment plans can be a powerful wealth-building tool, but when used to prepay loans, they may not always work in your favour.
-
Even with a moderate credit profile, careful planning and smart choices can help you get loan approval on favourable terms.
-
The right personal loan can meet your needs without becoming a financial burden — here’s how to pick wisely.
-
Need quick cash under ₹50,000? Instant loan apps offer fast approvals, minimal paperwork, and flexible repayment options—perfect for emergencies without collateral.
-
Getting a personal loan is easy, but repaying it the right way takes planning. Understanding repayment rules, EMIs, and prepayment terms can help you save money and protect your credit score.
-
Think you can’t get a personal loan without a guarantor? Most lenders now offer quick, paperless loans based on your credit score and income—no guarantor needed.
-
Banks and NBFCs carefully evaluate a number of factors before approving personal loans of a high value, and increasing your eligibility will make it simpler to avail high-value credit.
-
Online loans are quick and convenient, but protecting your sensitive financial details requires caution.
-
A strong credit score is your ticket to faster loan approvals and better interest rates.
-
Top banks offer personal loans at competitive interest rates, ranging from 9.99% to 13.75%, for a Rs 5 lakh loan over five-year tenure.
-
When you require money urgently and own gold jewellery, pawning it can give you cheaper interest and quicker sanction than unsecured loans.
-
Over 25% of personal loan borrowers used funds for travel in H1 2025, with Tier-2 cities and Gen Z driving the rise in holiday loan demand across India.
-
A survey reveals 27 percent of Indians use personal loans for vacations, with Gen Z and millennials driving the trend, but holiday loans come with high interest rates and debt risks.
-
From interest rates to convenience, here's how personal loans measure up against credit cards as a borrowing option.
-
From instant approval to flexible tenures, here's how credit card loans can provide relief when you need instant cash—without harming your credit score if used wisely.
-
Skip paperwork—e-verification speeds up the process and gets your loan approved faster.
