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Retirement at risk: why pensioners should think twice before becoming a loan guarantor
Before agreeing to act as a guarantor, a retiree must know that a guarantee is not a symbolic assurance but a legally enforceable obligation that can expose the guarantor to the entire debt
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When taking a personal loan actually makes financial sense
Personal loans are easy to access today, but they work best in certain situations rather than as a routine way to fund spending.
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Should you close your personal loan early? Here’s when it actually makes sense
Prepaying a loan feels financially responsible, but in some situations it barely saves money.
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Should borrowers opt for gold loans when prices are high and volatile? Check gold price, LTV, and risks
Gold is a popular safe-haven during uncertainty and short-term cash needs, especially when emergency funds are exhausted and it serves as a hedge in your portfolio, but add risks when prices are high and volatile.
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These 5 things often kill your personal loan chances, even when you think everything looks fine
You didn’t do anything “wrong”. You just don’t look comfortable to a bank.
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Personal loan or credit card: Which one really suits you when you need money fast
Both let you borrow quickly, but they behave very differently once interest starts ticking.
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Which EMI hurts less: Personal loan or credit card swipe?
They both promise easy monthly payments, but the maths under the hood is very different.
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Is refinancing your personal loan really worth doing?
It can lower your EMI on paper, but unless the timing and costs line up, refinancing often just reshuffles debt rather than reducing it.
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Why people really take personal loans and what is usually going on behind the scenes
Most personal loans are not about luxury. They are about pressure, timing and the gap between what you have and what you suddenly need.
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You don’t need collateral for a Rs 5 lakh personal loan. But you do need to be prepared
A practical, honest look at what really happens when you apply and what you should check before borrowing.
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Struggling with a large insurance premium? Here’s how to choose the right financing option
Compare costs, EMIs, interest rates and flexibility before choosing between premium financing firms, credit cards or personal loans to fund your insurance payment
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Should you take a home loan or use your own money to buy property?
Both options have advantages. The right choice depends on your cash flow, goals and comfort with risk
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Want to close your personal loan sooner? Here’s how to actually make it happen
Reducing your principal early is the simplest way to save interest. Yet most borrowers focus only on the EMI.
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Personal loan EMIs feeling heavy? Here’s how to handle them without stress
A few steady habits can make repayment feel manageable instead of overwhelming.
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Need a personal loan but don’t have income proof? Here’s what you should know
It’s not impossible to borrow without salary slips, but it’s rarely simple and almost never cheap.
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If a personal loan borrower dies, who has to repay the loan?
A borrower’s passing does not automatically erase the loan, but the responsibility to repay depends on the structure of the borrowing.
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Personal loan guide: What to do before and after borrowing
A personal loan can help in a pinch, but what you do around it matters as much as the loan itself.
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Thinking of taking a personal loan from SBI? Here’s what it’s actually like
SBI personal loans aren’t fast or fancy, but they’re predictable. If your income is steady and your paperwork isn’t messy, the process usually goes through — you just need to decide how much hand-holding you want.
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No-cost EMI sounds tempting, but the real cost may be hidden
What looks like an interest-free deal can quietly cost you more than paying upfront.
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How much do you really need to earn to get a personal loan?
It’s not just about your salary slip. Banks are far more interested in how comfortably you live within your income.
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Medical crises main trigger for personal loans in Indian cities: Report
Despite the rapid expansion of digital lending, offline channels continue to dominate borrowing, with only 32 percent of borrowers opting for personal loans through online platforms, a Paisabazaar study has found
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How To Get Low Interest Rates And Charges On Your Personal Loan
Personal loans can help meet urgent or planned financial needs, but choosing the right interest rate and charges is key to keeping repayments affordable.
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Struggling to repay a personal loan? Five smart moves to prevent legal escalation
Missing EMIs is frightening, but panic usually makes things worse. A few early, practical moves can limit damage and keep the situation from spiralling.
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Should you take a home loan even if you have the money? Here’s how to decide
Buying a home outright may feel debt-free, but it may come with its consequences. With stable income and repayment capacity, a home loan can be a smarter and more balanced financial choice.
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Took a personal loan and changed your mind? What the cooling-off period really lets you reverse and what it doesn’t
Borrowers get a short window to rethink some personal loan decisions, but timing and terms matter.
