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    Personal Loan

    A personal loan is a fixed amount borrowed from a banking or non-banking entity for just about any purpose. It can be paid back in monthly installments More

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    • Gold loan or personal loan: Here’s how to know which one actually works better for you

      A gold loan can sometimes be a smarter, cheaper and quicker option than a personal loan—if you know when to choose it.

    • 5 smart ways to use a personal loan to save money

      Used wisely, a personal loan can cut costs and boost your financial flexibility.

    • Before you borrow: The real cost of personal loans

      A quick guide to understanding what you really pay when you borrow via a personal loan. Knowing every cost before signing the dotted line could save you thousands of rupees.

    • Why checking your personal loan EMI can save you from a debt trap

      A simple guide to why a quick monthly EMI check can protect your finances long before any trouble shows up.

    • Personal loan or credit card EMI: Which truly costs less?

      A quick guide to choosing the cheaper option when you must borrow.

    • Personal loan or mortgage: How to choose the right loan for your needs

      A clear comparison to help you decide which financing option suits your needs.

    • Gold loan vs personal loan: The smarter choice when cash runs short

      When cash can’t wait, pick the option that saves interest, protects your assets, and gets money to you on time.

    • Top-up or fresh personal loan? Here’s the quickest, cheapest way to raise cash

      If you need money fast, top up your existing loan; if a new lender cuts your rate big enough to beat fees, a fresh loan can save more over time.

    • How to spot and avoid personal loan scams before it’s too late

      Fake loan offers are rising fast, and knowing the red flags can save you from losing money — and your identity.

    • What is FOIR, and how does it affect your personal loan approval

      Understanding your FOIR can help you plan your personal loan better and increase your chances of approval.

    • What can lower your chances of getting a personal loan approved

      Even with a steady income, these common mistakes can reduce your loan eligibility and delay approval.

    • Planning to raise a personal loan this festive season? 7 key points to remember

      Before you apply for personal loan, it’s important to be aware of key factors that can help you borrow smartly and avoid surprises.

    • 5 hidden clauses in personal loan agreements you can’t afford to miss

      Before you sign that personal loan agreement, here are the fine-print traps that could cost you more than you expect.

    • PPF loan vs personal loan: Understanding the smarter borrowing option

      PPF loans and personal loans offer quick cash, but differ in costs and benefits. PPF loans are cheaper but have limits, while personal loans offer flexibility at higher interest rates.

    • Loan against fixed deposits vs. personal loan: What’s cheaper?

      When you need quick funds, both personal loans and loans against fixed deposits can come to the rescue—but the cost and benefits differ significantly.

    • How to get a personal loan with a low credit score in India

      Even with a poor credit history, you can still access funds by following a few smart steps

    • When savings aren’t enough, here’s why people choose personal loans

      Personal loans are among the most flexible borrowing tools today, and Indians are using them for everything from home upgrades to destination weddings.

    • How to choose between a personal loan and a credit card for urgent expenses

      Both have the advantage of providing instant access to money but choosing one over the other depends on your ability to pay, interest charges, and the magnitude of your requirement.

    • Want a personal loan? Here are 5 things lenders check first

      Understanding what lenders check can boost your approval chances and let you borrow more cheaply.

    • Festive season personal loan options: Top banks with lowest interest rates

      Top banks offer personal loans with interest rates starting from 9.98% to 13.75% for a 1-year tenure.

    • Used car loan interest rate: Your essential guide to used car loan interest rate, application, fees and other key details

      Buying a pre-owned car? Used car loan interest rates in India (6%–26% in 2025) can greatly impact your total cost—know how lenders decide your rate.

    • Why a personal loan can be your best bet for relocation expenses

      Relocating to a new city or country comes with numerous expenses, and a personal loan can be a practical solution to manage the financial burden smoothly.

    • Does a personal accident policy pay for total disability?

      Total disability is covered by personal accident policies but not known to most policyholders on how claims for total disability are settled.

    • Nearly 50% Indians use personal loans for lifestyle expenses, reveals RupeeRedee data

      Personal loans are increasingly used for both necessities and lifestyle aspirations, with 47.80% of loans going towards lifestyle needs like rent, shopping, and travel.

    • Should you use a personal loan to buy home appliances?

      Buying appliances on credit may seem convenient, but weighing interest costs, repayment flexibility, and alternatives is essential before borrowing.

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