WhiteOak Capital Multi Asset Allocation Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : YES Asset Management (India) Ltd.

Portfolio Turnover Ratio : 401.00%. Category average turnover ratio is 201.41%. Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)

Equity Holding : 37.47% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.59%| Total : 38.06%

No of Stocks : 113 (Category Avg - 68.00) | Large Cap Investments : 22.06%| Mid Cap Investments : 3.06% | Small Cap Investments : 2.46% | Other : 10.48%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	113	64.97
Top 5 Stock Weight	15.11%	16.84%
Top 10 Stock Weight	20.13%	25.55%
Top 3 Sector Weight	16.17%	19.32%

Category - Multi Asset Allocation

Particulars	This Scheme	Category
Average mcap (Cr)	53334.99	74492.49
Holdings in large cap stocks	22.06%	30.65%
Holdings in mid cap stocks	3.06%	6.18%
Holdings in small cap stocks	2.46%	4.43%

Category - Multi Asset Allocation

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Infosys Ltd.	Computers - software & consulting	1985.5	4.38%	3.88%	4.38% (Oct 2025)	0.27% (Jun 2025)	13.40 L	12.03 L
ICICI Bank Ltd.	Private sector bank	1860.5	4.11%	-0.47%	4.58% (Sep 2025)	1.62% (Dec 2024)	13.83 L	43.38 k
HDFC Bank Ltd.	Private sector bank	1118.8	2.47%	-0.79%	4.5% (Feb 2025)	2.47% (Oct 2025)	11.33 L	-2.20 L
UPL Ltd.	Pesticides & agrochemicals	1027.5	2.27%	-0.10%	2.98% (Aug 2025)	0% (Nov 2024)	14.27 L	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	851.1	1.88%	-0.28%	2.76% (Jun 2025)	0.83% (Mar 2025)	4.14 L	-0.39 L
State Bank Of India	Public sector bank	727.8	1.61%	-1.52%	3.5% (Jul 2025)	0.45% (May 2025)	7.77 L	-6.40 L
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	424.1	0.94%	-0.06%	1.35% (Apr 2025)	0.82% (Mar 2025)	1.22 L	6.45 k
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	382.3	0.84%	-0.12%	0.96% (Sep 2025)	0% (May 2025)	23.62 k	0.00
Biocon Ltd.	Pharmaceuticals	377.7	0.83%	-0.08%	1.61% (Jun 2025)	0% (Nov 2024)	10.15 L	-0.40 L
Reliance Industries Ltd.	Refineries & marketing	364.1	0.80%	0.06%	3.16% (Nov 2024)	0.69% (Aug 2025)	2.45 L	29.78 k

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

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Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
Infosys Ltd.	Computers - software & consulting	6.47	1985.5	4.38%	3.88%	4.38% (Oct 2025)	0.27% (Jun 2025)	13.40 L	12.03 L	Large Cap	22.06
ICICI Bank Ltd.	Private sector bank	7.43	1860.5	4.11%	-0.47%	4.58% (Sep 2025)	1.62% (Dec 2024)	13.83 L	43.38 k	Large Cap	22.06
HDFC Bank Ltd.	Private sector bank	7.43	1118.8	2.47%	-0.79%	4.5% (Feb 2025)	2.47% (Oct 2025)	11.33 L	-2.20 L	Other	10.48
UPL Ltd.	Pesticides & agrochemicals	2.27	1027.5	2.27%	-0.10%	2.98% (Aug 2025)	0% (Nov 2024)	14.27 L	0.00	Large Cap	22.06
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	2.11	851.1	1.88%	-0.28%	2.76% (Jun 2025)	0.83% (Mar 2025)	4.14 L	-0.39 L	Large Cap	22.06
State Bank Of India	Public sector bank	1.61	727.8	1.61%	-1.52%	3.5% (Jul 2025)	0.45% (May 2025)	7.77 L	-6.40 L	Large Cap	22.06
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	1.78	424.1	0.94%	-0.06%	1.35% (Apr 2025)	0.82% (Mar 2025)	1.22 L	6.45 k	Large Cap	22.06
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	1.78	382.3	0.84%	-0.12%	0.96% (Sep 2025)	0% (May 2025)	23.62 k	0.00	Large Cap	22.06
Biocon Ltd.	Pharmaceuticals	1.96	377.7	0.83%	-0.08%	1.61% (Jun 2025)	0% (Nov 2024)	10.15 L	-0.40 L	Mid Cap	3.06
Reliance Industries Ltd.	Refineries & marketing	0.92	364.1	0.80%	0.06%	3.16% (Nov 2024)	0.69% (Aug 2025)	2.45 L	29.78 k	Large Cap	22.06
Bharat Electronics Ltd.	Aerospace & defense	0.95	357.1	0.79%	0.07%	0.79% (Oct 2025)	0.27% (Feb 2025)	8.38 L	1.34 L	Mid Cap	3.06
Eternal Ltd.	E-retail/ e-commerce	0.77	348.8	0.77%	0.07%	0.97% (Dec 2024)	0.62% (Mar 2025)	10.98 L	2.45 L	Other	10.48
Coforge Ltd.	Computers - software & consulting	6.47	318.5	0.70%	-0.02%	0.72% (Sep 2025)	0.29% (Nov 2024)	1.79 L	0.00	Other	10.48
Kotak Mahindra Bank Ltd.	Private sector bank	7.43	304	0.67%	-0.07%	1.89% (Jan 2025)	0.64% (Jul 2025)	1.45 L	-2.00 k	Large Cap	22.06
Vanguard S&P 500 ETF	Foreign equity	0.59	268.7	0.59%	-0.08%	2.15% (Nov 2024)	0.59% (Oct 2025)	4.83 k	0.00	Other	10.48
Titan Company Ltd.	Gems, jewellery and watches	0.5	225.8	0.50%	0.09%	0.7% (May 2025)	0.31% (Feb 2025)	60.27 k	11.80 k	Large Cap	22.06
Tata Consultancy Services Ltd.	Computers - software & consulting	6.47	198.9	0.44%	-0.04%	1.36% (Jan 2025)	0.44% (Oct 2025)	65.06 k	0.00	Large Cap	22.06
Persistent Systems Ltd.	Computers - software & consulting	6.47	189.4	0.42%	0.13%	0.44% (Apr 2025)	0.29% (Sep 2025)	32.01 k	7.93 k	Other	10.48
InterGlobe Aviation Ltd.	Airline	0.41	184.6	0.41%	0.36%	0.44% (Feb 2025)	0.05% (Sep 2025)	32.82 k	28.95 k	Large Cap	22.06
Bajaj Finance Ltd.	Non banking financial company (nbfc)	0.77	179.9	0.40%	0.06%	0.51% (Jan 2025)	0.24% (Jul 2025)	1.73 L	37.50 k	Other	10.48
Nestle India Ltd.	Packaged foods	0.4	179.5	0.40%	0.05%	0.57% (Nov 2024)	0.35% (Sep 2025)	1.41 L	20.05 k	Other	10.48
Muthoot Finance Pvt. Ltd.	Non banking financial company (nbfc)	0.77	169.6	0.37%	0.10%	0.37% (Mar 2025)	0.26% (May 2025)	53.34 k	18.97 k	Mid Cap	3.06
Larsen & Toubro Ltd.	Civil construction	0.35	157.6	0.35%	0.09%	1.36% (Dec 2024)	0.26% (Sep 2025)	39.09 k	11.25 k	Large Cap	22.06
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	1.96	139.4	0.31%	0.18%	0.31% (Oct 2025)	0.1% (Jun 2025)	82.43 k	50.15 k	Large Cap	22.06
Hindalco Industries Ltd.	Aluminium	0.3	133.9	0.30%	0.05%	0.3% (Apr 2025)	0.12% (Jan 2025)	1.58 L	26.43 k	Large Cap	22.06
Aadhar Housing Finance Ltd.	Housing finance company	0.48	124.6	0.27%	0.03%	0.27% (Jul 2025)	0.15% (Jan 2025)	2.44 L	56.71 k	Other	10.48
# Godrej Consumer Products Ltd	Personal care	0.32	122.1	0.27%	0.27%	0.48% (Apr 2025)	0% (Sep 2025)	1.09 L	1.09 L	Large Cap	22.06
Cipla Ltd.	Pharmaceuticals	1.96	121.4	0.27%	-0.04%	0.36% (May 2025)	0.26% (Mar 2025)	80.85 k	0.00	Large Cap	22.06
Cigniti Technologies Ltd.	Computers - software & consulting	6.47	116.9	0.26%	0.14%	0.5% (Nov 2024)	0.12% (Sep 2025)	68.08 k	36.38 k	Small Cap	2.46
# Lenskart Solutions Ltd.	Speciality retail	0.32	120	0.26%	0.26%	0.26% (Oct 2025)	0% (Nov 2024)	2.98 L	2.98 L	Other	10.48
Max Financial Services Ltd.	Life insurance	0.46	114.7	0.25%	0.01%	0.3% (Jun 2025)	0.21% (Dec 2024)	74.18 k	13.09 k	Mid Cap	3.06
Ambuja Cements Ltd.	Cement & cement products	0.25	112.1	0.25%	-0.04%	0.29% (Sep 2025)	0.13% (Apr 2025)	1.98 L	0.00	Large Cap	22.06
Motilal Oswal Financial Services Ltd.	Stockbroking & allied	0.25	111.4	0.25%	0.06%	0.34% (Nov 2024)	0% (Nov 2024)	1.14 L	28.93 k	Small Cap	2.46
Power Grid Corporation of India Ltd.	Power - transmission	0.24	110	0.24%	-0.03%	0.7% (Nov 2024)	0.24% (Oct 2025)	3.82 L	0.00	Large Cap	22.06
Bajaj Finserv Ltd	Holding company	0.24	106.6	0.24%	-0.02%	0.47% (Jan 2025)	0.2% (Nov 2024)	51.03 k	0.00	Other	10.48
Bharti Airtel Ltd. - Partly Paid	Telecom - cellular & fixed line services	2.11	105	0.23%	-0.01%	0.52% (Mar 2025)	0% (Nov 2024)	67.02 k	0.00	Other	10.48
Tata Steel Ltd.	Iron & steel products	0.35	102.6	0.23%	0.06%	0.23% (Oct 2025)	0.11% (Mar 2025)	5.61 L	1.61 L	Other	10.48
TD Power Systems Ltd.	Heavy electrical equipment	0.74	98.3	0.22%	0.03%	0.22% (Oct 2025)	0% (Nov 2024)	1.27 L	0.00	Other	10.48
Hero Motocorp Ltd.	2/3 wheelers	0.22	98.1	0.22%	-0.03%	0.25% (Sep 2025)	0% (Nov 2024)	17.69 k	0.00	Large Cap	22.06
# SBI Life Insurance Co Ltd.	Life insurance	0.46	95.5	0.21%	0.21%	0.21% (Oct 2025)	0% (Nov 2024)	48.84 k	48.84 k	Large Cap	22.06
CG Power and Industrial Solutions Ltd.	Heavy electrical equipment	0.74	95.5	0.21%	-1.03%	1.43% (Jul 2025)	0.15% (Dec 2024)	1.30 L	-5.28 L	Small Cap	2.46
India Shelter Finance Corporation Ltd.	Housing finance company	0.48	93.3	0.21%	0.01%	0.24% (Aug 2025)	0% (Nov 2024)	1.06 L	14.16 k	Other	10.48
Varun Beverages Ltd.	Other beverages	0.2	92.2	0.20%	-0.02%	0.34% (Jul 2025)	0.16% (Jun 2025)	1.96 L	0.00	Other	10.48
Pidilite Industries Ltd.	Specialty chemicals	0.2	92.1	0.20%	-0.04%	0.5% (Apr 2025)	0.2% (Oct 2025)	63.77 k	0.00	Large Cap	22.06
Phoenix Mills Ltd.	Residential, commercial projects	0.2	91.9	0.20%	0.03%	0.2% (Oct 2025)	0% (Nov 2024)	54.61 k	12.77 k	Small Cap	2.46
Info Edge (India) Ltd.	Internet & catalogue retail	0.2	91.3	0.20%	-0.02%	0.39% (May 2025)	0.11% (Dec 2024)	66.25 k	0.00	Other	10.48
J.b. Chemicals & Pharmaceuticals Ltd.	Pharmaceuticals	1.96	91.2	0.20%	-0.03%	0.32% (Jul 2025)	0% (Nov 2024)	54.19 k	0.00	Other	10.48
Axis Bank Ltd.	Private sector bank	7.43	83.1	0.18%	-0.34%	0.77% (Nov 2024)	0.18% (Oct 2025)	67.44 k	-1.14 L	Large Cap	22.06
Poly Medicure Ltd.	Medical equipment & supplies	0.2	83	0.18%	-0.03%	0.29% (Jan 2025)	0.17% (Jul 2025)	41.51 k	0.00	Small Cap	2.46
eClerx Services Ltd.	Business process outsourcing (bpo)/ knowledge process outsourcing (kpo)	0.17	74.9	0.17%	0.06%	0.17% (Oct 2025)	0% (Nov 2024)	15.84 k	4.82 k	Small Cap	2.46
Azad Engineering Ltd.	Aerospace & defense	0.95	73.5	0.16%	0.06%	0.16% (Oct 2025)	0% (Nov 2024)	43.29 k	17.86 k	Other	10.48
Oil & Natural Gas Corporation Ltd.	Oil exploration & production	0.29	71.6	0.16%	0.04%	0.28% (Nov 2024)	0.12% (Sep 2025)	2.80 L	85.99 k	Large Cap	22.06
TBO TEK Ltd.	Tour, travel related services	0.24	70.3	0.16%	0.04%	0.16% (Oct 2025)	0% (Nov 2024)	47.41 k	16.45 k	Other	10.48
Computer Age Management Services Pvt Ltd.	Depositories, clearing houses and other intermediaries	0.15	70.1	0.15%	-0.02%	0.29% (Jun 2025)	0% (Apr 2025)	17.77 k	0.00	Other	10.48
Jyothy Laboratories Ltd.	Household products	0.15	67.7	0.15%	-0.02%	0.32% (Dec 2024)	0.15% (Oct 2025)	2.15 L	0.00	Small Cap	2.46
ABB Power Products and Systems India Ltd.	Heavy electrical equipment	0.74	66	0.15%	-0.02%	0.32% (May 2025)	0% (Nov 2024)	3.71 k	0.00	Other	10.48
Krishna Institute of Medical Sciences Ltd.	Hospital	0.15	65.7	0.14%	0.03%	0.21% (Apr 2025)	0.04% (Feb 2025)	91.05 k	29.28 k	Other	10.48
Sagility India Ltd.	It enabled services	0.32	64.8	0.14%	0.01%	0.28% (May 2025)	0% (Nov 2024)	12.34 L	0.00	Other	10.48
Firstsource Solutions Ltd.	It enabled services	0.32	62.1	0.14%	0.05%	0.14% (Oct 2025)	0% (Nov 2024)	1.75 L	64.44 k	Small Cap	2.46
Travel Food Services Ltd.	Restaurants	0.13	59.9	0.13%	-0.02%	0.17% (Aug 2025)	0% (Nov 2024)	45.45 k	0.00	Other	10.48
Rural Electrification Corporation Limited	Financial institution	0.24	59.4	0.13%	0.05%	0.27% (Nov 2024)	0.08% (Sep 2025)	1.58 L	70.13 k	Mid Cap	3.06
Oil India Ltd.	Oil exploration & production	0.29	59.1	0.13%	-0.01%	0.33% (Nov 2024)	0.13% (Jul 2025)	1.36 L	0.00	Mid Cap	3.06
Ajax Engineering Ltd.	Construction vehicles	0.13	58.5	0.13%	-0.01%	0.43% (Feb 2025)	0% (Nov 2024)	95.31 k	13.30 k	Other	10.48
Eureka Forbes Ltd.	Household appliances	0.17	57.5	0.13%	-0.02%	0.29% (Feb 2025)	0% (Nov 2024)	1.03 L	0.00	Other	10.48
Care Ratings Ltd.	Ratings	0.12	55.6	0.12%	-0.01%	0.13% (Sep 2025)	0.08% (Jan 2025)	34.63 k	0.00	Small Cap	2.46
Hindustan Petroleum Corporation Ltd.	Refineries & marketing	0.92	54.4	0.12%	-0.01%	0.13% (Sep 2025)	0.05% (May 2025)	1.14 L	0.00	Large Cap	22.06
- Intellect Design Arena ltd.	Computers - software & consulting	6.47	51.6	0.11%	0.00%	0.13% (Aug 2025)	0.05% (Mar 2025)	45.56 k	0.00	Small Cap	2.46
Awfis Space Solutions Ltd.	Diversified commercial services	0.18	51.3	0.11%	-0.01%	0.16% (Jun 2025)	0% (Nov 2024)	85.54 k	0.00	Other	10.48
# LG Electronics India Pvt. Ltd.	Consumer electronics	0.11	51	0.11%	0.11%	0.11% (Oct 2025)	0% (Nov 2024)	30.68 k	30.68 k	Other	10.48
Aditya Infotech Ltd.	Industrial products	0.2	50.4	0.11%	0.02%	0.11% (Oct 2025)	0% (Nov 2024)	38.38 k	12.30 k	Other	10.48
Mankind Pharma Ltd.	Pharmaceuticals	1.96	48.4	0.11%	-0.02%	0.33% (Dec 2024)	0.11% (Oct 2025)	20.28 k	0.00	Other	10.48
Krn Heat Exchanger and Refrigeration Ltd.	Other industrial products	0.11	48	0.11%	-0.02%	0.25% (Nov 2024)	0.07% (Jul 2025)	61.03 k	0.00	Other	10.48
Steel Authority Of India Ltd.	Iron & steel products	0.35	47.9	0.11%	-0.15%	0.56% (Feb 2025)	0% (Nov 2024)	3.50 L	-4.18 L	Mid Cap	3.06
- Navin Flourine International Ltd.	Commodity chemicals	0.1	47.4	0.10%	0.00%	0.14% (Jul 2025)	0% (Nov 2024)	8.33 k	0.00	Small Cap	2.46
Tube Investments Of India Ltd.	Auto components & equipments	0.16	45.6	0.10%	-0.02%	0.18% (Jun 2025)	0% (Nov 2024)	15.10 k	0.00	Small Cap	2.46
Torrent Pharmaceuticals Ltd.	Pharmaceuticals	1.96	42.7	0.09%	0.02%	0.5% (Apr 2025)	0.07% (Sep 2025)	11.98 k	3.79 k	Mid Cap	3.06
# Mastek Ltd.	Computers - software & consulting	6.47	41.8	0.09%	0.09%	0.09% (Oct 2025)	0% (Nov 2024)	19.53 k	19.53 k	Small Cap	2.46
# Dynamatic Technologies Ltd.	Industrial products	0.2	41.3	0.09%	0.09%	0.09% (Oct 2025)	0% (Nov 2024)	5.21 k	5.21 k	Small Cap	2.46
# Hindustan Unilever Ltd.	Diversified fmcg	0.09	39.2	0.09%	0.09%	0.2% (Nov 2024)	0% (Nov 2024)	15.90 k	15.90 k	Large Cap	22.06
Le Travenues Technology Ltd.	Tour, travel related services	0.24	37.2	0.08%	-0.01%	0.12% (Jul 2025)	0.05% (Jan 2025)	1.38 L	0.00	Other	10.48
Atlanta Electricals Ltd	Heavy electrical equipment	0.74	35.3	0.08%	0.01%	0.08% (Oct 2025)	0% (Nov 2024)	35.83 k	0.00	Other	10.48
GE T&D India Ltd.	Heavy electrical equipment	0.74	34.4	0.08%	-0.01%	0.09% (Sep 2025)	0% (Nov 2024)	11.32 k	0.00	Small Cap	2.46
- Schloss Bangalore Ltd.	Hotels & resorts	0.08	34.2	0.08%	0.00%	0.11% (Jul 2025)	0% (Nov 2024)	78.80 k	0.00	Other	10.48
Safari Industries (India) Ltd.	Plastic products - consumer	0.07	32.9	0.07%	-0.02%	0.13% (Jun 2025)	0.04% (May 2025)	15.39 k	0.00	Small Cap	2.46
Indiqube Spaces Ltd.	Diversified commercial services	0.18	29.6	0.07%	0.01%	0.07% (Jul 2025)	0% (Nov 2024)	1.39 L	38.00 k	Other	10.48
Power Finance Corporation Ltd.	Financial institution	0.24	29.3	0.06%	-0.02%	0.24% (Apr 2025)	0.06% (Oct 2025)	72.73 k	0.00	Mid Cap	3.06
Trent Limited	Speciality retail	0.32	29.1	0.06%	-0.12%	0.37% (May 2025)	0.06% (Oct 2025)	6.19 k	-8.58 k	Mid Cap	3.06
Nippon Life India Asset Management Ltd.	Asset management company	0.06	28.9	0.06%	-0.01%	0.12% (Feb 2025)	0% (Nov 2024)	33.01 k	0.00	Mid Cap	3.06
- S.J.S. Enterprises Ltd.	Auto components & equipments	0.16	25.7	0.06%	0.00%	0.1% (Nov 2024)	0.04% (Mar 2025)	15.94 k	0.00	Other	10.48
- PB Fintech Ltd.	Financial technology (fintech)	0.06	24.9	0.06%	0.00%	0.19% (Dec 2024)	0.06% (Sep 2025)	13.96 k	0.00	Other	10.48
- Ami Organics Ltd.	Pharmaceuticals	1.96	23.9	0.05%	0.00%	0.1% (Nov 2024)	0.03% (Apr 2025)	13.86 k	0.00	Other	10.48
Gillette India Ltd.	Personal care	0.32	22.7	0.05%	-0.01%	0.14% (Feb 2025)	0% (Nov 2024)	2.52 k	0.00	Mid Cap	3.06
# LTIMindtree Ltd.	Computers - software & consulting	6.47	21.7	0.05%	0.05%	0.05% (Oct 2025)	0% (Nov 2024)	3.82 k	3.82 k	Mid Cap	3.06
# Indian Renewable Energy Development Agency Ltd.	Financial institution	0.24	21	0.05%	0.05%	0.05% (Oct 2025)	0% (Nov 2024)	1.38 L	1.38 L	Other	10.48
AIA Engineering Ltd.	Castings & forgings	0.04	19.6	0.04%	-0.01%	0.13% (Feb 2025)	0.04% (Oct 2025)	6.02 k	0.00	Mid Cap	3.06
- Divis Laboratories Ltd.	Pharmaceuticals	1.96	19.3	0.04%	0.00%	0.17% (Nov 2024)	0.04% (Oct 2025)	2.87 k	0.00	Large Cap	22.06
- Newgen Software Technologies Ltd.	It enabled services	0.32	17.1	0.04%	0.00%	0.11% (Dec 2024)	0.04% (Sep 2025)	17.49 k	0.00	Small Cap	2.46
- Crompton Greaves Consumer Electricals Ltd.	Household appliances	0.17	16.5	0.04%	0.00%	0.14% (Nov 2024)	0.04% (Sep 2025)	58.51 k	0.00	Mid Cap	3.06
Vijaya Diagnostic Centre Ltd.	Healthcare service provider	0.03	14.1	0.03%	-0.01%	0.11% (Jan 2025)	0.03% (Oct 2025)	14.24 k	0.00	Other	10.48
- Neuland Laboratories Ltd.	Pharmaceuticals	1.96	11.7	0.03%	0.00%	0.11% (Nov 2024)	0.03% (Sep 2025)	708.00	0.00	Small Cap	2.46
Laxmi Dental Ltd.	Medical equipment & supplies	0.2	11.2	0.02%	-0.01%	0.14% (Jan 2025)	0% (Nov 2024)	35.73 k	0.00	Other	10.48
- Nucleus Software Exports Ltd.	Computers - software & consulting	6.47	7.7	0.02%	0.00%	0.08% (Nov 2024)	0.02% (Aug 2025)	7.60 k	0.00	Small Cap	2.46
# Utkarsh Small Finance Bank Ltd. - Rights	Other bank	0.02	7.1	0.02%	0.02%	0.02% (Oct 2025)	0% (Nov 2024)	11.16 L	11.16 L	Other	10.48
- Shilpa Medicare Ltd.	Pharmaceuticals	1.96	7.1	0.02%	0.00%	0.09% (Nov 2024)	0.02% (Sep 2025)	20.03 k	10.02 k	Small Cap	2.46
- Bharat Bijlee Ltd.	Other electrical equipment	0.02	7.1	0.02%	0.00%	0.09% (Nov 2024)	0.02% (Oct 2025)	2.34 k	0.00	Other	10.48
- Cholamandalam Financial Holdings Ltd.	Investment company	0.01	5.2	0.01%	0.00%	0.04% (Nov 2024)	0.01% (Oct 2025)	2.73 k	0.00	Small Cap	2.46
- Ajanta Pharma Limited	Pharmaceuticals	1.96	4.9	0.01%	0.00%	0.06% (Nov 2024)	0.01% (Sep 2025)	1.97 k	0.00	Small Cap	2.46
- Rainbow Childrens Medicare Ltd.	Hospital	0.15	4.3	0.01%	0.00%	0.05% (Nov 2024)	0.01% (Oct 2025)	3.14 k	0.00	Other	10.48
- Shivalik Bimetal Controls Ltd.	Iron & steel products	0.35	2.4	0.01%	0.00%	0.03% (Nov 2024)	0.01% (Aug 2025)	5.06 k	0.00	Small Cap	2.46
- Eicher Motors Ltd.	2/3 wheelers	0.22	0.7	0.00%	0.00%	0.03% (Dec 2024)	0% (Mar 2025)	93.00	0.00	Other	10.48
- Cholamandalam Investment & Finance Co. Ltd.	Non banking financial company (nbfc)	0.77	0.4	0.00%	0.00%	0.21% (Nov 2024)	0% (Oct 2025)	215.00	0.00	Other	10.48
- Tata Motors Ltd.	Passenger cars & utility vehicles	1.78	0.1	0.00%	0.00%	0.4% (May 2025)	0% (Nov 2024)	300.00	0.00	Large Cap	22.06
- TML Commercial Vehicles Ltd.	Commercial vehicles	0	0.1	0.00%	0.00%	0% (Oct 2025)	0% (Nov 2024)	300.00	300.00	Other	10.48
HDFC Life Insurance Company Ltd.	Life insurance	0.46	95.1	0.00%	-0.24%	-	-	-	-	Large Cap	22.06
Epack Prefab Technologies Ltd.	Industrial products	0.2	19.3	0.00%	-0.05%	-	-	-	-	Other	10.48

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Utkarsh Small Finance Bank Ltd. - Rights	Other bank	7.1	0.02%	0.02%	0.02% (Oct 2025)	0% (Nov 2024)	11.16 L	1116303
# Lenskart Solutions Ltd.	Speciality retail	120	0.26%	0.26%	0.26% (Oct 2025)	0% (Nov 2024)	2.98 L	298479
# Hindustan Unilever Ltd.	Diversified fmcg	39.2	0.09%	0.09%	0.2% (Nov 2024)	0% (Nov 2024)	15.90 k	15900
# Dynamatic Technologies Ltd.	Industrial products	41.3	0.09%	0.09%	0.09% (Oct 2025)	0% (Nov 2024)	5.21 k	5213
# Anantam Highways Trust	Civil construction	320.1	0.71%	0.71%	0% (Nov 2025)	0% (Nov 2025)	30.51 L	3050625
- TML Commercial Vehicles Ltd.	Commercial vehicles	0.1	0.00%	0.00%	0% (Oct 2025)	0% (Nov 2024)	300.00	300
# LG Electronics India Pvt. Ltd.	Consumer electronics	51	0.11%	0.11%	0.11% (Oct 2025)	0% (Nov 2024)	30.68 k	30680
# Bond - Canara Bank	Public sector bank	103.4	0.23%	0.23%	0% (Nov 2025)	0% (Nov 2025)	210.00	210
# Mastek Ltd.	Computers - software & consulting	41.8	0.09%	0.09%	0.09% (Oct 2025)	0% (Nov 2024)	19.53 k	19533
# LTIMindtree Ltd.	Computers - software & consulting	21.7	0.05%	0.05%	0.05% (Oct 2025)	0% (Nov 2024)	3.82 k	3820
# Indian Renewable Energy Development Agency Ltd.	Financial institution	21	0.05%	0.05%	0.05% (Oct 2025)	0% (Nov 2024)	1.38 L	138000
# SBI Life Insurance Co Ltd.	Life insurance	95.5	0.21%	0.21%	0.21% (Oct 2025)	0% (Nov 2024)	48.84 k	48840

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Life Insurance Company Ltd.	Life insurance	95.1	0.00%	-0.24%	1.17% (May 2025)	0% (Nov 2024)	0.00	-125658
Epack Prefab Technologies Ltd.	Industrial products	19.3	0.00%	-0.05%	0.05% (Sep 2025)	0% (Nov 2024)	0.00	-94797

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
HDFC Bank Ltd.	2.47%	3.26%	3.05%	3.32%	3.75%	4.05%	4.15%	4.37%	4.50%	4.09%	3.77%	3.95%	4.96%
ICICI Bank Ltd.	4.11%	4.58%	3.41%	3.66%	4.08%	4.05%	4.34%	4.30%	3.57%	2.00%	1.62%	1.74%	1.64%
UPL Ltd.	2.27%	2.37%	2.98%	-	-	-	-	-	-	-	-	-	-
State Bank Of India	1.61%	3.13%	3.16%	3.50%	0.48%	0.45%	0.51%	1.40%	1.46%	1.83%	2.11%	2.32%	2.54%
UPL Ltd. - Partly Paid	-	-	-	2.42%	2.13%	2.34%	3.01%	1.69%	0.92%	0.75%	0.58%	-	-
Bharti Airtel Ltd.	1.88%	2.16%	2.27%	2.44%	2.76%	2.07%	1.14%	0.83%	1.86%	1.05%	1.09%	0.96%	0.97%
Reliance Industries Ltd.	0.80%	0.74%	0.69%	0.79%	1.01%	0.92%	1.01%	1.02%	2.26%	2.67%	2.72%	3.16%	1.95%
Orient Cement Ltd.	-	-	-	-	0.30%	1.66%	1.94%	1.99%	-	-	-	-	-
Kotak Mahindra Bank Ltd.	0.67%	0.74%	0.67%	0.64%	0.69%	0.74%	0.92%	1.66%	1.69%	1.89%	1.49%	1.60%	1.76%
Biocon Ltd.	0.83%	0.91%	1.07%	1.36%	1.61%	-	-	-	-	-	-	-	-
Mahindra & Mahindra Ltd.	0.94%	1.00%	1.03%	0.89%	1.04%	1.05%	1.35%	0.82%	1.06%	0.99%	1.05%	0.97%	0.81%
Larsen & Toubro Ltd.	0.35%	0.26%	0.29%	0.73%	0.75%	0.86%	0.74%	0.77%	1.16%	1.34%	1.36%	1.34%	1.38%
Tata Consultancy Services Ltd.	0.44%	0.48%	0.59%	0.65%	0.87%	0.81%	0.89%	1.17%	1.31%	1.36%	0.71%	0.81%	0.74%
Eternal Ltd.	0.77%	0.70%	0.71%	0.68%	0.79%	0.80%	0.79%	1.24%	-	-	-	-	-
Zomato Ltd.	-	-	-	-	-	-	-	-	0.72%	0.80%	0.97%	0.97%	0.68%

No of Debt Holding 37 (Category Avg - 17.77) | Modified Duration 3.79 Years (Category Avg - 2.60)| Yield to Maturity 6.41% (Category Avg - 6.51%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	15.05%	7.12%
CD	0.32%	0.81%
T-Bills	7.56%	0.72%
CP	0.00%	0.48%
NCD & Bonds	14.12%	8.20%
PTC	0.00%	0.09%

Category - Multi Asset Allocation

Security Type	% Weight	Category Average
Government Backed	22.61%	7.84%
Low Risk	14.44%	9.40%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Multi Asset Allocation

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			2243.78	4.95%	2.29 Cr
Bond - Govt of India	GOI	Other			1928.00	4.26%	1.97 Cr
Bond - Govt of India	GOI	Other			964.06	2.13%	97.80 L
Bond - Govt of India	GOI	Other			820.65	1.81%	82.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	774.66	1.71%	7.60 k
Bond - T-Bill	T-Bills	Other			748.66	1.65%	75.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	733.25	1.62%	7.20 k
Bond - T-Bill	T-Bills	Other			643.51	1.42%	65.00 L
Bond - Govt of India	GOI	Other			546.82	1.21%	53.95 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	510.59	1.13%	5.00 k
Bond - T-Bill	T-Bills	Other			497.56	1.10%	50.00 L
Bond - T-Bill	T-Bills	Other			494.50	1.09%	50.00 L
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	450.35	0.99%	4.50 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	450.18	0.99%	440.00
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	412.02	0.91%	4.10 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	409.68	0.90%	4.10 k
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	372.78	0.82%	3.75 k
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	358.43	0.79%	3.50 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	358.19	0.79%	3.50 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	320.53	0.71%	3.20 k
Bond - Govt of India	GOI	Other			297.94	0.66%	30.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	254.42	0.56%	2.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	249.45	0.55%	2.50 k
Bond - T-Bill	T-Bills	Other			248.52	0.55%	25.00 L
Bond - T-Bill	T-Bills	Other			248.27	0.55%	25.00 L
Bond - T-Bill	T-Bills	Other			246.73	0.54%	25.00 L
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	185.58	0.41%	1.80 k
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	182.10	0.40%	1.80 k
Bond - Godrej Industries Ltd	NCD & Bonds	Animal feed	AA+	CRISIL	152.85	0.34%	1.50 k
Bond - T-Bill	T-Bills	Other			148.96	0.33%	15.00 L
Bond - T-Bill	T-Bills	Other			148.50	0.33%	15.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	140.64	0.31%	1.40 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	103.38	0.23%	210.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	75.06	0.17%	75.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	39.70	0.09%	80.00
Bond - Govt of India	GOI	Other			14.88	0.03%	1.50 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	10.02	0.02%	10.00

Name	Type of Instrument	Weight (%)
TREPS	TREPS	9.28%
Net Receivables	Net Receivables	5.96%
Nexus Select Trust	InvITs	1.89%
National Highways Infra Trust	InvITs	1.67%
Embassy Office Parks Reit	InvITs	1.16%
Vertis Infrastructure Trust	InvITs	0.88%
IRB Invit Fund	InvITs	0.86%
MF Units	MF Units	0.79%
Anantam Highways Trust	InvITs	0.71%
MF Units	MF Units	0.58%
Knowledge Realty Trust	InvITs	0.48%
Cube Highways Trust	InvITs	0.42%
Roadstar Infra Investment Trust	InvITs	0.15%
Powergrid Infrastructure Investment Trust	InvITs	0.03%
IndiGrid Infrastructure Trust	InvITs	0.03%