WhiteOak Capital Multi Asset Allocation Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Multi Asset Allocation

Fund House : YES Asset Management (India) Ltd.

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 15.43 0.2%
(as on 11th November, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 3942.58 Cr

(2.62% of Investment in Category)

Expense Ratio

: 0.35%

(0.54% Category average)

Risk-O-Meter

High Risk

Multi Asset Allocation :Multi Asset Allocation : The fund has 36.38% investment in domestic equities of which 20.17% is in Large Cap stocks, 3.17% is in Mid Cap stocks, 3.08% in Small Cap stocks.The fund has 35.15% investment in Debt, of which 20.82% in Government securities, 14.33% is in Low Risk securities.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

BSE 500 TRI (35%) + CRISIL Short Term Bond Index (45%) + Domestic prices of Gold (19%) + Domestic prices of Silver (1%)

%

%

%

%

%

%

%
NA
0.97%

6.94%

11.79%

13.82%

19.77%

19.18%

13.85%

NA
Gold

Compare with

Date : -
NAV : -

1M
3M
6M
9M
1Y
2Y
3Y
5Y
ALL

Date : -
Investment : -
Value on selected date : -

Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

₹

Investment Date
Sell Date

Investment Value

-
Sell Value

-
Profit/Loss

-
Annualised Returns

-

Date : -
Investment : -
Value on selected date : -

Returns (NAV as on 10th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	03-Nov-25	10024.10	0.24%	-	0.54%	20/31
1 Month	10-Oct-25	10112.30	1.12%	-	0.97%	13/31
3 Month	08-Aug-25	10569.70	5.70%	-	6.94%	25/29
6 Month	09-May-25	11002.40	10.02%	-	11.79%	20/27
YTD	01-Jan-25	11608.70	16.09%	-	14.22%	7/26
1 Year	08-Nov-24	11761.20	17.61%	17.51%	13.82%	4/24
2 Year	10-Nov-23	14579.60	45.80%	20.71%	19.77%	7/15
Since Inception	19-May-23	15399.00	53.99%	19.00%	13.85%	6/29

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 10th November, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	08-Nov-24	12000	13256.17	10.47 %	19.83 %
2 Year	10-Nov-23	24000	28934.12	20.56 %	19.06 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 30th Sep,2025)

Portfolio Turnover Ratio : 418.00% | Category average turnover ratio is 183.37%

Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)

Equity Holding : 36.38% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.67%| Total : 37.05%

No of Stocks : 105 (Category Avg - 67.00) | Large Cap Investments : 20.17%| Mid Cap Investments : 3.17% | Small Cap Investments : 3.08% | Other : 10.63%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
ICICI Bank Ltd.	Private sector bank	1805.7	4.58%	1.17%	4.58% (Sep 2025)	1.62% (Dec 2024)	13.40 L	5.05 L
HDFC Bank Ltd.	Private sector bank	1286.6	3.26%	0.21%	4.96% (Oct 2024)	3.05% (Aug 2025)	13.53 L	2.56 L
State Bank Of India	Public sector bank	1235.8	3.13%	-0.03%	3.5% (Jul 2025)	0.45% (May 2025)	14.16 L	67.76 k
UPL Ltd.	Pesticides & agrochemicals	935.7	2.37%	-0.61%	2.98% (Aug 2025)	0% (Oct 2024)	14.27 L	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	851	2.16%	-0.11%	2.76% (Jun 2025)	0.83% (Mar 2025)	4.53 L	41.00 k
CG Power and Industrial Solutions Ltd.	Heavy electrical equipment	487.1	1.24%	-0.09%	1.43% (Jul 2025)	0.15% (Dec 2024)	6.57 L	0.00
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	394.7	1.00%	-0.03%	1.35% (Apr 2025)	0.81% (Oct 2024)	1.15 L	5.28 k
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	378.6	0.96%	0.52%	0.96% (Sep 2025)	0% (Apr 2025)	23.62 k	13.48 k
Biocon Ltd.	Pharmaceuticals	359.8	0.91%	-0.16%	1.61% (Jun 2025)	0% (Oct 2024)	10.55 L	0.00
Reliance Industries Ltd.	Refineries & marketing	293.5	0.74%	0.05%	3.16% (Nov 2024)	0.69% (Aug 2025)	2.15 L	41.51 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 34 (Category Avg - 17.52) | Modified Duration 3.75 Years (Category Avg - 2.75)| Yield to Maturity 6.42% (Category Avg - 6.52%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	13.81%	7.06%
CD	0.01%	0.96%
T-Bills	7.01%	0.68%
CP	0.00%	0.44%
NCD & Bonds	14.32%	8.22%
PTC	0.00%	0.09%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	20.82%	7.73%
Low Risk	14.33%	9.50%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	12.30%
Net Receivables	Net Receivables	4.60%
Nexus Select Trust	InvITs	2.13%
National Highways Infra Trust	InvITs	1.37%
Embassy Office Parks Reit	InvITs	1.27%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Mahindra Manulife Multi Asset Allocation Fund - Direct Plan - Growth	NA	764.15	1.29	9.75	15.19	18.50	0.00
DSP Multi Asset Allocation Fund - Direct Plan - Growth	NA	4400.45	1.52	9.73	14.83	18.42	0.00
Sundaram Multi Asset Allocation Fund - Direct Plan - Growth	NA	2798.62	1.63	7.85	11.14	17.97	0.00
Union Multi Asset Allocation Fund - Direct Plan - Growth	NA	808.16	0.26	8.59	13.02	17.47	0.00
Nippon India Multi Asset Allocation Fund - Direct Plan - Growth	NA	8722.27	1.08	7.98	14.84	17.16	21.24
Mirae Asset Multi Asset Allocation Fund - Direct Plan - Growth	NA	2370.69	1.76	6.80	11.90	15.93	0.00
Kotak Multi Asset Allocation Fund - Direct Plan - Growth	NA	9429.18	-0.23	10.74	18.35	15.12	0.00
ICICI Prudential Multi-Asset Fund - Direct Plan - Growth	4	71900.48	1.09	6.73	9.78	14.72	20.05
SBI Multi Asset Allocation Fund - Direct Plan - Growth	NA	10484.39	1.43	7.47	12.74	14.67	18.43
Aditya Birla Sun Life Multi Asset Allocation Fund - Direct Plan - Growth	NA	4973.93	0.27	6.92	11.63	14.66	0.00

Detailed Comparison

More Funds from YES Asset Management (India) Ltd.

Out of 19 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 2 is/are ranked 4 * , and 15 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
WhiteOak Capital Flexi Cap Fund - Direct Plan - Growth	4	6003.13	2.13	5.42	11.75	8.76	20.58
WhiteOak Capital Multi Asset Allocation Fund - Direct Plan - Growth	NA	3942.58	1.12	5.65	10.02	17.89	0.00
WhiteOak Capital Mid Cap Fund - Direct Plan - Growth	5	3731.43	3.58	7.57	18.87	11.85	27.64
WhiteOak Capital Multi Cap Fund - Direct Plan - Growth	NA	2405.40	2.52	5.98	15.70	10.99	0.00
WhiteOak Capital Large & Mid Cap Fund - Direct Plan - Growth	NA	1958.86	2.51	6.10	13.84	10.39	0.00
WhiteOak Capital Balanced Advantage Fund - Direct Plan - Growth	NA	1897.02	1.33	3.54	7.65	9.68	0.00
WhiteOak Capital Special Opportunities Fund - Direct Plan - Growth	NA	1186.55	2.60	4.85	14.45	13.07	0.00
WhiteOak Capital Large Cap Fund - Direct Plan - Growth	NA	1046.93	1.53	4.96	9.94	8.76	0.00
WhiteOak Capital Arbitrage Fund - Direct Plan - Growth	5	735.66	0.60	1.52	3.27	7.33	0.00
WhiteOak Capital Quality Equity Fund - Direct Plan - Growth	NA	645.81	1.36	3.34	6.96	0.00	0.00