Union Multi Asset Allocation Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Multi Asset Allocation

Fund House : Union Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 10.93 -0.09%
(as on 04th September, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 771.94 Cr

(0.57% of Investment in Category)

Expense Ratio

: 1.02%

(0.56% Category average)

Risk-O-Meter

Very High Risk

Multi Asset Allocation :Multi Asset Allocation : The fund has 66.96% investment in domestic equities of which 32.23% is in Large Cap stocks, 9.68% is in Mid Cap stocks, 7.53% in Small Cap stocks.The fund has 8.79% investment in Debt, of which 0.88% in Government securities, 7.91% is in Low Risk securities.

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This Scheme

VS

65% NIFTY 50 TRI + 20% NIFTY Composite Debt Index + 15% Domestic prices of Gold

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%

%

%
NA
1.19%

2.92%

12.92%

7.29%

17.67%

19.23%

11.4%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 03rd September, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	26-Aug-25	10157.80	1.58%	-	0.93%	3/30
1 Month	01-Aug-25	10262.70	2.63%	-	1.77%	4/29
3 Month	03-Jun-25	10359.80	3.60%	-	3.03%	9/28
6 Month	03-Mar-25	11491.60	14.92%	-	13.14%	5/27
YTD	01-Jan-25	10842.40	8.42%	-	8.42%	11/26
Since Inception	13-Sep-24	10864.00	8.64%	8.89%	12.67%	18/19

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 03rd September, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
No Data Found

SIP Calculator Detailed Returns Analysis

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 31st Jul,2025)

Equity Holding : 66.96% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 66.96%

No of Stocks : 70 (Category Avg - 64.89) | Large Cap Investments : 32.23%| Mid Cap Investments : 9.68% | Small Cap Investments : 7.53% | Other : 17.52%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity
HDFC Bank Ltd.	Private sector bank	437.7	5.67%	0.23%	5.67% (Jul 2025)	0% (Aug 2024)	2.17 L
ICICI Bank Ltd.	Private sector bank	336.4	4.36%	0.25%	4.36% (Jul 2025)	0% (Aug 2024)	2.27 L
Reliance Industries Ltd.	Refineries & marketing	262.2	3.40%	-0.15%	3.55% (Jun 2025)	0% (Aug 2024)	1.89 L
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	185.7	2.41%	-0.03%	3.58% (Mar 2025)	0% (Aug 2024)	97.00 k
State Bank Of India	Public sector bank	182.1	2.36%	0.01%	2.37% (May 2025)	0% (Aug 2024)	2.29 L
Infosys Ltd.	Computers - software & consulting	180.2	2.33%	-0.07%	2.85% (Jan 2025)	0% (Aug 2024)	1.19 L
ITC Limited	Diversified fmcg	143.8	1.86%	0.04%	3.15% (Sep 2024)	0% (Aug 2024)	3.49 L
Axis Bank Ltd.	Private sector bank	119.8	1.55%	-0.13%	2.47% (Sep 2024)	0% (Aug 2024)	1.12 L
Larsen & Toubro Ltd.	Civil construction	116.4	1.51%	0.04%	1.51% (Jul 2025)	0% (Aug 2024)	32.00 k
TVS Motor Company Ltd.	2/3 wheelers	110.7	1.43%	-0.01%	1.44% (Jun 2025)	0% (Aug 2024)	39.50 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 6 (Category Avg - 16.39) | Modified Duration 4.69 Years (Category Avg - 2.98)| Yield to Maturity 6.54% (Category Avg - 6.40%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	0.00%	7.55%
CD	0.00%	0.29%
T-Bills	0.88%	0.82%
CP	0.00%	0.27%
NCD & Bonds	7.91%	8.46%
PTC	0.00%	0.10%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	0.88%	8.37%
Low Risk	7.91%	8.96%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
MF Units	MF Units	9.56%
MF Units	MF Units	8.94%
TREPS	TREPS	2.49%
MF Units	MF Units	2.09%
Net Receivables	Net Receivables	1.17%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
WhiteOak Capital Multi Asset Allocation Fund - Direct Plan - Growth	NA	3039.83	1.17	3.26	11.57	15.93	0.00
DSP Multi Asset Allocation Fund - Direct Plan - Growth	NA	3645.39	1.65	3.23	12.36	12.19	0.00
Nippon India Multi Asset Allocation Fund - Direct Plan - Growth	NA	6649.41	1.93	4.35	15.27	10.72	20.27
Mahindra Manulife Multi Asset Allocation Fund - Direct Plan - Growth	NA	630.13	1.71	4.01	14.35	9.94	0.00
Mirae Asset Multi Asset Allocation Fund - Direct Plan - Growth	NA	2187.26	0.71	2.26	13.10	9.58	0.00
Bandhan Multi Asset Allocation Fund - Direct Plan - Growth	NA	2077.02	1.34	4.13	14.87	9.07	0.00
Sundaram Multi Asset Allocation Fund - Direct Plan - Growth	NA	2664.55	0.98	2.46	12.93	9.04	0.00
Aditya Birla Sun Life Multi Asset Allocation Fund - Direct Plan - Growth	NA	4371.03	1.43	3.16	14.80	8.83	0.00
ICICI Prudential Multi-Asset Fund - Direct Plan - Growth	4	63001.13	1.94	2.70	11.45	8.69	20.33
SBI Multi Asset Allocation Fund - Direct Plan - Growth	NA	9440.30	1.05	2.79	12.25	8.16	17.01

Detailed Comparison

More Funds from Union Mutual Fund

Out of 31 mutual fund schemes offered by this AMC, 9 is/are ranked 3 * , 4 is/are ranked 2 * , 1 is/are ranked 1 * , and 17 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Union Liquid Fund - Direct Plan - Growth	3	4537.81	0.48	1.48	3.35	7.02	7.10
Union Flexi Cap Fund - Direct Plan - Growth	3	2344.43	1.13	1.78	16.81	-0.41	16.29
Union Flexi Cap Fund - Direct Plan - Growth	3	2344.43	1.13	1.78	16.81	-0.41	16.29
Union Small Cap Fund - Direct Plan - Growth	1	1681.61	2.19	5.72	27.09	-1.18	18.57
Union Midcap Fund - Direct Plan - Growth	3	1502.53	3.19	4.50	23.84	1.09	20.24
Union Balanced Advantage Fund - Direct Plan - Growth	NA	1371.61	0.69	1.92	10.34	2.35	11.16
Union Multicap Fund - Direct Plan - Growth	NA	1165.36	1.49	3.35	18.81	-1.27	0.00
Union Innovation & Opportunities Fund - Direct Plan - Growth	NA	1015.12	3.85	7.85	23.67	4.65	0.00
Union ELSS Tax Saver Fund - Direct Plan - Growth	2	908.22	1.87	3.50	17.87	-0.45	16.35
Union Large and Mid Cap Fund - Direct Plan - Growth	3	887.44	2.60	4.03	19.51	0.25	16.83

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hunch
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12 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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27 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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20 hrs ago

Invest with Confidence in a State-Backed Security Jharkhand SDL – 2032 Bonds now listed on The Fixed Income ✔️ Coupon: 8.10% p.a. ✔️ Tenor: 6 years 6 months (Maturity: Mar 31, 2032) ✔️ State Government Security | Secured | Listed A safe investment backed by the state, offering stability and reliable returns for conservative investors. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhTcFp3PT0=/810-jharkhand-sdl-2032?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest with Confidence in a State-Backed Security Jharkhand SDL – 2032 Bonds now listed on The Fixed Income ✔️ Coupon: 8.10% p.a. ✔️ Tenor: 6 years 6 months (Maturity: Mar 31, 2032) ✔️ State Government Security | Secured | Listed A safe investment backed by the state, offering stability and reliable returns for conservative investors. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhTcFp3PT0=/810-jharkhand-sdl-2032?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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78 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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78 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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h_purandare
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84 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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