WhiteOak Capital Balanced Hybrid Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : YES Asset Management (India) Ltd.

Portfolio Turnover Ratio : 140.00%. Category average turnover ratio is 97.50%. Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)

Equity Holding : 53.05% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 53.05%

No of Stocks : 104 (Category Avg - 75.00) | Large Cap Investments : 23.13%| Mid Cap Investments : 4.66% | Small Cap Investments : 5.99% | Other : 19.27%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	104	75
Top 5 Stock Weight	15.5%	12.55%
Top 10 Stock Weight	22.27%	19.26%
Top 3 Sector Weight	18.58%	15.53%

Category - Balanced Hybrid Fund

Particulars	This Scheme	Category
Average mcap (Cr)	56303.94	41770.86
Holdings in large cap stocks	23.13%	18.17%
Holdings in mid cap stocks	4.66%	4.53%
Holdings in small cap stocks	5.99%	5.48%

Category - Balanced Hybrid Fund

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
ICICI Bank Ltd.	Private sector bank	119.5	4.81%	-0.22%	5.28% (Jul 2025)	3.07% (Jan 2025)	88.80 k	4.82 k
HDFC Bank Ltd.	Private sector bank	115.7	4.66%	0.51%	4.66% (Oct 2025)	3.6% (Nov 2024)	1.17 L	18.99 k
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	62.2	2.50%	-0.03%	3.79% (Jun 2025)	1.41% (Nov 2024)	30.27 k	0.00
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	48.6	1.96%	-0.16%	2.12% (Sep 2025)	1.29% (Nov 2024)	13.93 k	0.00
State Bank Of India	Public sector bank	39	1.57%	-0.04%	1.61% (Jul 2025)	0.72% (Jun 2025)	41.58 k	0.00
Bharat Electronics Ltd.	Aerospace & defense	37	1.49%	0.09%	1.49% (Oct 2025)	0.61% (Feb 2025)	86.86 k	8.66 k
Eternal Ltd.	E-retail/ e-commerce	34.7	1.40%	-0.08%	2.11% (Dec 2024)	1.4% (Oct 2025)	1.09 L	7.04 k
Reliance Industries Ltd.	Refineries & marketing	33.6	1.35%	0.08%	1.45% (Apr 2025)	1.12% (Dec 2024)	22.57 k	1.64 k
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	31.7	1.28%	-0.11%	1.39% (Sep 2025)	0.6% (Jul 2025)	1.96 k	0.00
Kotak Mahindra Bank Ltd.	Private sector bank	31	1.25%	-0.06%	1.71% (Mar 2025)	0.93% (Dec 2024)	14.76 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

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Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
ICICI Bank Ltd.	Private sector bank	10.87	119.5	4.81%	-0.22%	5.28% (Jul 2025)	3.07% (Jan 2025)	88.80 k	4.82 k	Large Cap	23.13
HDFC Bank Ltd.	Private sector bank	10.87	115.7	4.66%	0.51%	4.66% (Oct 2025)	3.6% (Nov 2024)	1.17 L	18.99 k	Other	19.27
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	2.98	62.2	2.50%	-0.03%	3.79% (Jun 2025)	1.41% (Nov 2024)	30.27 k	0.00	Large Cap	23.13
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	3.24	48.6	1.96%	-0.16%	2.12% (Sep 2025)	1.29% (Nov 2024)	13.93 k	0.00	Large Cap	23.13
State Bank Of India	Public sector bank	1.57	39	1.57%	-0.04%	1.61% (Jul 2025)	0.72% (Jun 2025)	41.58 k	0.00	Large Cap	23.13
Bharat Electronics Ltd.	Aerospace & defense	1.8	37	1.49%	0.09%	1.49% (Oct 2025)	0.61% (Feb 2025)	86.86 k	8.66 k	Mid Cap	4.66
Eternal Ltd.	E-retail/ e-commerce	1.4	34.7	1.40%	-0.08%	2.11% (Dec 2024)	1.4% (Oct 2025)	1.09 L	7.04 k	Other	19.27
Reliance Industries Ltd.	Refineries & marketing	1.6	33.6	1.35%	0.08%	1.45% (Apr 2025)	1.12% (Dec 2024)	22.57 k	1.64 k	Large Cap	23.13
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	3.24	31.7	1.28%	-0.11%	1.39% (Sep 2025)	0.6% (Jul 2025)	1.96 k	0.00	Large Cap	23.13
Kotak Mahindra Bank Ltd.	Private sector bank	10.87	31	1.25%	-0.06%	1.71% (Mar 2025)	0.93% (Dec 2024)	14.76 k	0.00	Large Cap	23.13
Nestle India Ltd.	Packaged foods	1.04	25.8	1.04%	0.10%	1.56% (Jan 2025)	0.94% (Sep 2025)	20.30 k	1.85 k	Other	19.27
Titan Company Ltd.	Gems, jewellery and watches	0.98	24.4	0.98%	0.06%	1.04% (Aug 2025)	0.74% (Mar 2025)	6.50 k	328.00	Large Cap	23.13
Tata Consultancy Services Ltd.	Computers - software & consulting	4.47	23.7	0.95%	-0.04%	1.76% (Nov 2024)	0.95% (Oct 2025)	7.74 k	0.00	Large Cap	23.13
Persistent Systems Ltd.	Computers - software & consulting	4.47	23.3	0.94%	0.27%	0.94% (Oct 2025)	0.67% (Sep 2025)	3.95 k	839.00	Other	19.27
InterGlobe Aviation Ltd.	Airline	0.84	20.8	0.84%	0.02%	0.84% (Oct 2025)	0.33% (May 2025)	3.70 k	395.00	Large Cap	23.13
Larsen & Toubro Ltd.	Civil construction	0.75	18.6	0.75%	0.20%	1.38% (Mar 2025)	0.55% (Sep 2025)	4.62 k	1.23 k	Large Cap	23.13
Muthoot Finance Pvt. Ltd.	Non banking financial company (nbfc)	1.58	16.5	0.67%	0.06%	0.67% (Oct 2025)	0.5% (May 2025)	5.20 k	715.00	Mid Cap	4.66
Coforge Ltd.	Computers - software & consulting	4.47	15.8	0.64%	0.01%	0.83% (Jun 2025)	0.63% (Sep 2025)	8.87 k	0.00	Other	19.27
Hindalco Industries Ltd.	Aluminium	0.6	14.9	0.60%	0.13%	0.6% (Oct 2025)	0.32% (Dec 2024)	17.55 k	3.75 k	Large Cap	23.13
Power Grid Corporation of India Ltd.	Power - transmission	0.59	14.8	0.59%	-0.05%	1.1% (Nov 2024)	0.59% (Oct 2025)	51.24 k	0.00	Large Cap	23.13
Infosys Ltd.	Computers - software & consulting	4.47	14.7	0.59%	-0.04%	0.94% (Nov 2024)	0.57% (Jul 2025)	9.89 k	0.00	Large Cap	23.13
Cigniti Technologies Ltd.	Computers - software & consulting	4.47	14.2	0.57%	0.02%	0.91% (Dec 2024)	0.55% (Sep 2025)	8.26 k	0.00	Small Cap	5.99
- Aadhar Housing Finance Ltd.	Housing finance company	0.93	13.1	0.53%	0.00%	0.55% (Aug 2025)	0.32% (Jan 2025)	25.68 k	2.26 k	Other	19.27
Bajaj Finserv Ltd	Holding company	0.52	12.9	0.52%	-0.03%	0.75% (Feb 2025)	0.52% (Dec 2024)	6.17 k	0.00	Other	19.27
# SBI Life Insurance Co Ltd.	Life insurance	0.98	12.3	0.49%	0.49%	0.49% (Oct 2025)	0% (Nov 2024)	6.28 k	6.28 k	Large Cap	23.13
Max Financial Services Ltd.	Life insurance	0.98	12.3	0.49%	-0.07%	0.67% (Jun 2025)	0.46% (Dec 2024)	7.93 k	0.00	Mid Cap	4.66
Godrej Consumer Products Ltd	Personal care	0.57	12.3	0.49%	-0.08%	0.88% (Nov 2024)	0.49% (Oct 2025)	10.95 k	0.00	Large Cap	23.13
- Bharti Airtel Ltd. - Partly Paid	Telecom - cellular & fixed line services	2.98	12	0.48%	0.00%	0.54% (Jul 2025)	0% (Nov 2024)	7.68 k	0.00	Other	19.27
Ambuja Cements Ltd.	Cement & cement products	0.47	11.7	0.47%	0.06%	0.56% (Nov 2024)	0.41% (Sep 2025)	20.66 k	4.31 k	Large Cap	23.13
Info Edge (India) Ltd.	Internet & catalogue retail	0.47	11.6	0.47%	-0.02%	0.6% (Mar 2025)	0.41% (Jan 2025)	8.45 k	0.00	Other	19.27
Cholamandalam Investment & Finance Co. Ltd.	Non banking financial company (nbfc)	1.58	11.6	0.47%	-0.02%	0.62% (Feb 2025)	0.45% (Aug 2025)	6.85 k	0.00	Other	19.27
Motilal Oswal Financial Services Ltd.	Stockbroking & allied	0.45	11.2	0.45%	0.09%	0.9% (Dec 2024)	0% (Nov 2024)	11.41 k	2.27 k	Small Cap	5.99
Computer Age Management Services Pvt Ltd.	Depositories, clearing houses and other intermediaries	0.45	11.1	0.45%	-0.02%	0.58% (Dec 2024)	0.37% (Feb 2025)	2.81 k	0.00	Other	19.27
Bajaj Finance Ltd.	Non banking financial company (nbfc)	1.58	11	0.44%	0.23%	0.44% (Oct 2025)	0.2% (Aug 2025)	10.54 k	5.72 k	Other	19.27
Phoenix Mills Ltd.	Residential, commercial projects	0.43	10.7	0.43%	0.04%	0.43% (Oct 2025)	0% (Nov 2024)	6.38 k	728.00	Small Cap	5.99
J.b. Chemicals & Pharmaceuticals Ltd.	Pharmaceuticals	2.32	10.2	0.41%	-0.05%	0.52% (Jul 2025)	0.07% (Jun 2025)	6.07 k	0.00	Other	19.27
Varun Beverages Ltd.	Other beverages	0.41	10.1	0.41%	-0.01%	0.55% (Jul 2025)	0.28% (Feb 2025)	21.46 k	0.00	Other	19.27
India Shelter Finance Corporation Ltd.	Housing finance company	0.93	9.8	0.40%	-0.03%	0.5% (Jul 2025)	0% (Nov 2024)	11.12 k	0.00	Other	19.27
Mankind Pharma Ltd.	Pharmaceuticals	2.32	9.3	0.38%	-0.04%	0.71% (Dec 2024)	0.38% (Oct 2025)	3.91 k	0.00	Other	19.27
Sagility India Ltd.	It enabled services	0.71	9.3	0.37%	0.03%	0.48% (May 2025)	0% (Nov 2024)	1.77 L	0.00	Other	19.27
ABB Power Products and Systems India Ltd.	Heavy electrical equipment	1.26	9.3	0.37%	-0.05%	0.7% (May 2025)	0% (Nov 2024)	521.00	0.00	Other	19.27
# Dynamatic Technologies Ltd.	Industrial products	0.62	9.1	0.36%	0.36%	0.36% (Oct 2025)	0% (Nov 2024)	1.14 k	1.14 k	Small Cap	5.99
eClerx Services Ltd.	Business process outsourcing (bpo)/ knowledge process outsourcing (kpo)	0.36	9	0.36%	0.07%	0.36% (Oct 2025)	0% (Nov 2024)	1.90 k	265.00	Small Cap	5.99
Cipla Ltd.	Pharmaceuticals	2.32	9	0.36%	-0.04%	0.59% (Nov 2024)	0.36% (Oct 2025)	5.97 k	0.00	Large Cap	23.13
- Tata Steel Ltd.	Iron & steel products	0.42	8.9	0.36%	0.00%	0.46% (Nov 2024)	0.35% (Aug 2025)	48.67 k	0.00	Other	19.27
TD Power Systems Ltd.	Heavy electrical equipment	1.26	8.6	0.35%	0.09%	0.35% (Oct 2025)	0% (Nov 2024)	11.14 k	1.08 k	Other	19.27
Tube Investments Of India Ltd.	Auto components & equipments	0.58	8.4	0.34%	-0.04%	0.47% (May 2025)	0% (Nov 2024)	2.79 k	0.00	Small Cap	5.99
Oil India Ltd.	Oil exploration & production	0.59	8.4	0.34%	-0.02%	0.62% (Nov 2024)	0.34% (Oct 2025)	19.44 k	0.00	Mid Cap	4.66
Jyothy Laboratories Ltd.	Household products	0.34	8.4	0.34%	-0.03%	0.52% (Jan 2025)	0.34% (Oct 2025)	26.59 k	0.00	Small Cap	5.99
Hero Motocorp Ltd.	2/3 wheelers	0.33	8.2	0.33%	-0.03%	0.36% (Sep 2025)	0% (Nov 2024)	1.48 k	0.00	Large Cap	23.13
CG Power and Industrial Solutions Ltd.	Heavy electrical equipment	1.26	8	0.32%	-0.04%	0.56% (Nov 2024)	0% (Nov 2024)	10.80 k	0.00	Small Cap	5.99
Ajax Engineering Ltd.	Construction vehicles	0.31	7.8	0.31%	-0.04%	0.46% (Feb 2025)	0% (Nov 2024)	12.75 k	803.00	Other	19.27
Azad Engineering Ltd.	Aerospace & defense	1.8	7.8	0.31%	0.08%	0.31% (Oct 2025)	0% (Nov 2024)	4.58 k	1.28 k	Other	19.27
Awfis Space Solutions Ltd.	Diversified commercial services	0.36	7.4	0.30%	-0.01%	0.56% (Dec 2024)	0% (Nov 2024)	12.32 k	0.00	Other	19.27
Poly Medicure Ltd.	Medical equipment & supplies	0.32	7.4	0.30%	-0.02%	0.59% (Nov 2024)	0.3% (Oct 2025)	3.69 k	0.00	Small Cap	5.99
Trent Limited	Speciality retail	0.3	7.4	0.30%	-0.23%	1.14% (Dec 2024)	0.3% (Oct 2025)	1.57 k	-0.97 k	Mid Cap	4.66
Ami Organics Ltd.	Pharmaceuticals	2.32	7.3	0.29%	0.04%	0.32% (Jan 2025)	0.25% (Jun 2025)	4.20 k	0.00	Other	19.27
Eureka Forbes Ltd.	Household appliances	0.41	7	0.28%	-0.04%	0.33% (Aug 2025)	0% (Nov 2024)	12.58 k	0.00	Other	19.27
Navin Flourine International Ltd.	Commodity chemicals	0.28	6.9	0.28%	0.03%	0.3% (Jul 2025)	0% (Nov 2024)	1.22 k	0.00	Small Cap	5.99
Krishna Institute of Medical Sciences Ltd.	Hospital	0.38	6.8	0.27%	-0.02%	0.34% (Jul 2025)	0.2% (Feb 2025)	9.44 k	0.00	Other	19.27
Intellect Design Arena ltd.	Computers - software & consulting	4.47	6.7	0.27%	0.01%	0.3% (May 2025)	0.2% (Mar 2025)	5.89 k	0.00	Small Cap	5.99
Pidilite Industries Ltd.	Specialty chemicals	0.27	6.6	0.27%	-0.03%	0.46% (Nov 2024)	0.27% (Oct 2025)	4.60 k	0.00	Large Cap	23.13
TBO TEK Ltd.	Tour, travel related services	0.52	6.6	0.27%	0.04%	0.27% (Oct 2025)	0% (Nov 2024)	4.47 k	1.04 k	Other	19.27
Care Ratings Ltd.	Ratings	0.26	6.4	0.26%	0.02%	0.29% (Jul 2025)	0.16% (Apr 2025)	3.97 k	465.00	Small Cap	5.99
Aditya Infotech Ltd.	Industrial products	0.62	6.3	0.26%	0.02%	0.26% (Oct 2025)	0% (Nov 2024)	4.82 k	718.00	Other	19.27
Hindustan Petroleum Corporation Ltd.	Refineries & marketing	1.6	6.3	0.25%	-0.01%	0.26% (Sep 2025)	0.16% (Feb 2025)	13.25 k	0.00	Large Cap	23.13
Le Travenues Technology Ltd.	Tour, travel related services	0.52	6.2	0.25%	-0.02%	0.29% (Aug 2025)	0.11% (Nov 2024)	23.04 k	0.00	Other	19.27
# Oil & Natural Gas Corporation Ltd.	Oil exploration & production	0.59	6.1	0.25%	0.25%	0.25% (Oct 2025)	0% (Nov 2024)	23.86 k	23.86 k	Large Cap	23.13
- S.J.S. Enterprises Ltd.	Auto components & equipments	0.58	5.9	0.24%	0.00%	0.3% (Nov 2024)	0.19% (Apr 2025)	3.68 k	0.00	Other	19.27
Power Finance Corporation Ltd.	Financial institution	0.38	5.9	0.24%	0.08%	0.45% (Nov 2024)	0.15% (Aug 2025)	14.69 k	6.04 k	Mid Cap	4.66
Schloss Bangalore Ltd.	Hotels & resorts	0.24	5.9	0.24%	-0.01%	0.27% (Jul 2025)	0% (Nov 2024)	13.54 k	0.00	Other	19.27
- LTIMindtree Ltd.	Computers - software & consulting	4.47	5.8	0.23%	0.00%	0.24% (Aug 2025)	0% (Nov 2024)	1.02 k	0.00	Mid Cap	4.66
Firstsource Solutions Ltd.	It enabled services	0.71	5.7	0.23%	-0.01%	0.24% (Sep 2025)	0% (Nov 2024)	16.17 k	0.00	Small Cap	5.99
GE T&D India Ltd.	Heavy electrical equipment	1.26	5.4	0.22%	-0.01%	0.23% (Sep 2025)	0% (Nov 2024)	1.76 k	0.00	Small Cap	5.99
Nippon Life India Asset Management Ltd.	Asset management company	0.21	5.2	0.21%	-0.02%	0.25% (Jun 2025)	0.12% (Jan 2025)	5.99 k	0.00	Mid Cap	4.66
Neuland Laboratories Ltd.	Pharmaceuticals	2.32	5.2	0.21%	0.01%	0.34% (Nov 2024)	0.19% (Jun 2025)	314.00	0.00	Small Cap	5.99
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	2.32	5.1	0.20%	-0.01%	0.36% (Dec 2024)	0.2% (Oct 2025)	3.00 k	0.00	Large Cap	23.13
Krn Heat Exchanger and Refrigeration Ltd.	Other industrial products	0.2	5	0.20%	-0.04%	0.38% (Nov 2024)	0.2% (Oct 2025)	6.41 k	0.00	Other	19.27
- CSB Bank Ltd.	Private sector bank	10.87	3.8	0.15%	0.00%	0.19% (Jul 2025)	0% (Nov 2024)	9.18 k	0.00	Other	19.27
Nucleus Software Exports Ltd.	Computers - software & consulting	4.47	3.6	0.14%	-0.02%	0.25% (Nov 2024)	0.14% (Oct 2025)	3.56 k	0.00	Small Cap	5.99
Shilpa Medicare Ltd.	Pharmaceuticals	2.32	3.5	0.14%	-0.03%	0.29% (Nov 2024)	0.14% (Oct 2025)	9.88 k	4.94 k	Small Cap	5.99
Mastek Ltd.	Computers - software & consulting	4.47	3.5	0.14%	-0.02%	0.19% (Jul 2025)	0% (Nov 2024)	1.61 k	0.00	Small Cap	5.99
Rural Electrification Corporation Limited	Financial institution	0.38	3.4	0.14%	-0.01%	0.51% (Nov 2024)	0.14% (Oct 2025)	9.04 k	0.00	Mid Cap	4.66
Bharat Bijlee Ltd.	Other electrical equipment	0.13	3.3	0.13%	-0.02%	0.28% (Nov 2024)	0.13% (Oct 2025)	1.10 k	0.00	Other	19.27
Safari Industries (India) Ltd.	Plastic products - consumer	0.13	3.3	0.13%	-0.02%	0.26% (Nov 2024)	0.13% (Oct 2025)	1.53 k	0.00	Small Cap	5.99
Crompton Greaves Consumer Electricals Ltd.	Household appliances	0.41	3.2	0.13%	-0.02%	0.3% (Nov 2024)	0.13% (Oct 2025)	11.28 k	0.00	Mid Cap	4.66
- PB Fintech Ltd.	Financial technology (fintech)	0.13	3.1	0.13%	0.00%	0.23% (Dec 2024)	0.13% (Sep 2025)	1.76 k	0.00	Other	19.27
- AIA Engineering Ltd.	Castings & forgings	0.13	3.1	0.13%	0.00%	0.23% (Jan 2025)	0.13% (Sep 2025)	964.00	0.00	Mid Cap	4.66
Ajanta Pharma Limited	Pharmaceuticals	2.32	3.1	0.12%	-0.01%	0.25% (Nov 2024)	0.12% (Oct 2025)	1.26 k	0.00	Small Cap	5.99
360 ONE WAM Ltd.	Other financial services	0.12	3	0.12%	-0.01%	0.29% (Dec 2024)	0.12% (Oct 2025)	2.78 k	0.00	Other	19.27
Torrent Pharmaceuticals Ltd.	Pharmaceuticals	2.32	2.8	0.11%	-0.02%	0.74% (Nov 2024)	0.11% (Oct 2025)	785.00	0.00	Mid Cap	4.66
Rainbow Childrens Medicare Ltd.	Hospital	0.38	2.7	0.11%	-0.01%	0.2% (Nov 2024)	0.11% (Oct 2025)	1.98 k	0.00	Other	19.27
- Kirloskar Oil Engines Ltd.	Compressors, pumps & diesel engines	0.11	2.7	0.11%	0.00%	0.2% (Nov 2024)	0.1% (Feb 2025)	2.72 k	0.00	Small Cap	5.99
- Newgen Software Technologies Ltd.	It enabled services	0.71	2.6	0.11%	0.00%	0.29% (Dec 2024)	0.11% (Sep 2025)	2.69 k	0.00	Small Cap	5.99
Abbott India Ltd.	Pharmaceuticals	2.32	2.4	0.10%	-0.01%	0.17% (Feb 2025)	0.1% (Oct 2025)	84.00	0.00	Mid Cap	4.66
Vijaya Diagnostic Centre Ltd.	Healthcare service provider	0.09	2.3	0.09%	-0.01%	0.17% (Nov 2024)	0.09% (Oct 2025)	2.27 k	0.00	Other	19.27
Honasa Consumer Ltd.	Retailing	0.09	2.2	0.09%	-0.01%	0.14% (May 2025)	0.09% (Oct 2025)	7.86 k	0.00	Other	19.27
Gillette India Ltd.	Personal care	0.57	2	0.08%	-0.01%	0.14% (Nov 2024)	0.08% (Oct 2025)	222.00	0.00	Mid Cap	4.66
Cholamandalam Financial Holdings Ltd.	Investment company	0.07	1.8	0.07%	-0.01%	0.1% (Mar 2025)	0.07% (Oct 2025)	938.00	0.00	Small Cap	5.99
# LG Electronics India Pvt. Ltd.	Consumer electronics	0.06	1.6	0.06%	0.06%	0.06% (Oct 2025)	0% (Nov 2024)	945.00	945.00	Other	19.27
Shivalik Bimetal Controls Ltd.	Iron & steel products	0.42	1.5	0.06%	-0.01%	0.12% (Dec 2024)	0.06% (Oct 2025)	3.20 k	0.00	Small Cap	5.99
Indiqube Spaces Ltd.	Diversified commercial services	0.36	1.5	0.06%	-0.01%	0.07% (Sep 2025)	0% (Nov 2024)	7.01 k	0.00	Other	19.27
Onward Technologies Ltd.	It enabled services – software	0.03	0.8	0.03%	-0.01%	0.06% (Nov 2024)	0.03% (Oct 2025)	2.75 k	0.00	Small Cap	5.99
Laxmi Dental Ltd.	Medical equipment & supplies	0.32	0.6	0.02%	-0.01%	0.06% (Jan 2025)	0% (Nov 2024)	1.93 k	0.00	Other	19.27
HDFC Life Insurance Company Ltd.	Life insurance	0.98	12.3	0.00%	-0.54%	-	-	-	-	Large Cap	23.13

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Dynamatic Technologies Ltd.	Industrial products	9.1	0.36%	0.36%	0.36% (Oct 2025)	0% (Nov 2024)	1.14 k	1143
# Oil & Natural Gas Corporation Ltd.	Oil exploration & production	6.1	0.25%	0.25%	0.25% (Oct 2025)	0% (Nov 2024)	23.86 k	23859
# LG Electronics India Pvt. Ltd.	Consumer electronics	1.6	0.06%	0.06%	0.06% (Oct 2025)	0% (Nov 2024)	945.00	945
# SBI Life Insurance Co Ltd.	Life insurance	12.3	0.49%	0.49%	0.49% (Oct 2025)	0% (Nov 2024)	6.28 k	6281

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Life Insurance Company Ltd.	Life insurance	12.3	0.00%	-0.54%	0.59% (Jul 2025)	0% (Nov 2024)	0.00	-16202

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
ICICI Bank Ltd.	4.81%	5.03%	5.24%	5.28%	4.94%	5.15%	5.14%	4.91%	3.15%	3.07%	3.12%	3.15%	3.23%
HDFC Bank Ltd.	4.66%	4.15%	4.13%	4.37%	4.11%	4.24%	4.01%	3.80%	3.92%	3.67%	3.70%	3.60%	3.65%
Bharti Airtel Ltd.	2.50%	2.53%	2.66%	2.82%	3.79%	3.72%	2.65%	2.08%	2.05%	1.89%	1.73%	1.41%	1.10%
Eternal Ltd.	1.40%	1.48%	1.49%	1.53%	1.71%	1.64%	1.67%	3.04%	-	-	-	-	-
Zomato Ltd.	-	-	-	-	-	-	-	-	1.82%	1.77%	2.11%	2.08%	1.63%
ICICI Securities Ltd.	-	-	-	-	-	-	-	-	1.70%	1.72%	1.77%	1.74%	1.92%
Mahindra & Mahindra Ltd.	1.96%	2.12%	2.07%	1.75%	1.73%	1.67%	1.62%	1.55%	1.63%	1.62%	1.52%	1.29%	1.10%
Orient Cement Ltd.	-	-	-	-	0.38%	1.96%	2.03%	1.89%	-	-	-	-	-
Tata Consultancy Services Ltd.	0.95%	0.99%	1.11%	1.14%	1.26%	1.34%	1.24%	1.36%	1.43%	1.66%	1.64%	1.76%	1.71%
Kotak Mahindra Bank Ltd.	1.25%	1.31%	1.20%	1.27%	1.46%	1.49%	1.65%	1.71%	1.63%	1.60%	0.93%	0.94%	0.97%
Nestle India Ltd.	1.04%	0.94%	0.99%	1.16%	1.34%	1.38%	1.43%	1.42%	1.50%	1.56%	1.45%	1.54%	1.63%
Reliance Industries Ltd.	1.35%	1.27%	1.22%	1.23%	1.40%	1.41%	1.45%	1.21%	1.14%	1.18%	1.12%	1.23%	1.33%
Larsen & Toubro Ltd.	0.75%	0.55%	0.57%	1.37%	1.35%	1.33%	1.26%	1.38%	1.21%	1.34%	1.25%	1.32%	1.25%
State Bank Of India	1.57%	1.61%	1.55%	1.61%	0.72%	0.76%	0.76%	0.79%	0.76%	0.84%	0.86%	0.93%	0.96%
Bharat Electronics Ltd.	1.49%	1.40%	1.34%	1.27%	1.04%	1.00%	0.78%	0.79%	0.61%	0.71%	0.71%	0.76%	0.74%

No of Debt Holding 17 (Category Avg - 24.00) | Modified Duration 4.36 Years (Category Avg - 4.36)| Yield to Maturity 6.67% (Category Avg - 6.71%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	15.67%	16.41%
T-Bills	0.44%	0.22%
CP	0.00%	0.46%
NCD & Bonds	20.16%	29.09%

Category - Balanced Hybrid Fund

Security Type	% Weight	Category Average
Government Backed	16.11%	16.63%
Low Risk	20.16%	29.55%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Balanced Hybrid Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			175.77	7.08%	17.90 L
Bond - Govt of India	GOI	Other			132.36	5.33%	13.50 L
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	79.94	3.22%	800.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	71.35	2.87%	700.00
Bond - Govt of India	GOI	Other			56.25	2.27%	5.55 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	51.45	2.07%	500.00
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	51.16	2.06%	50.00
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	50.58	2.04%	500.00
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	50.04	2.02%	500.00
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	40.20	1.62%	400.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	30.55	1.23%	300.00
Bond - Govt of India	GOI	Other			24.64	0.99%	2.50 L
Bond - Godrej Industries Ltd	NCD & Bonds	Animal feed	AA+	CRISIL	20.16	0.81%	200.00
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	20.10	0.81%	200.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	20.09	0.81%	200.00
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	14.91	0.60%	150.00
Bond - T-Bill	T-Bills	Other			10.89	0.44%	1.10 L