UTI Multi Asset Allocation Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Portfolio Turnover Ratio : 215.00%. Category average turnover ratio is 201.41%. Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)

Equity Holding : 65.66% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 65.66%

No of Stocks : 94 (Category Avg - 68.00) | Large Cap Investments : 39.42%| Mid Cap Investments : 7.26% | Small Cap Investments : 2.84% | Other : 16.14%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	94	64.97
Top 5 Stock Weight	11.54%	16.84%
Top 10 Stock Weight	21.2%	25.55%
Top 3 Sector Weight	17.7%	19.32%

Category - Multi Asset Allocation

Particulars	This Scheme	Category
Average mcap (Cr)	85834.25	74492.49
Holdings in large cap stocks	39.42%	30.65%
Holdings in mid cap stocks	7.26%	6.18%
Holdings in small cap stocks	2.84%	4.43%

Category - Multi Asset Allocation

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
ITC Limited	Diversified fmcg	1752.8	2.75%	0.14%	2.75% (Oct 2025)	2.05% (Dec 2024)	41.70 L	1.97 L
Infosys Ltd.	Computers - software & consulting	1507.4	2.36%	-0.04%	3.3% (Jan 2025)	2.36% (Aug 2025)	10.17 L	743.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	1414.2	2.22%	-0.87%	3.14% (Mar 2025)	2.22% (Oct 2025)	6.88 L	-3.16 L
HDFC Bank Ltd.	Private sector bank	1351.2	2.12%	-0.33%	2.69% (Jul 2025)	0% (Nov 2024)	13.69 L	-2.02 L
Nestle India Ltd.	Packaged foods	1330.3	2.09%	0.18%	2.09% (Oct 2025)	0.61% (Dec 2024)	10.46 L	37.13 k
Tata Consultancy Services Ltd.	Computers - software & consulting	1320.6	2.07%	0.03%	2.91% (Jan 2025)	2.02% (Jul 2025)	4.32 L	1.36 k
# State Bank Of India	Public sector bank	1276.7	2.00%	2.00%	2% (Oct 2025)	0% (Nov 2024)	13.63 L	13.63 L
Asian Paints (india) Ltd.	Paints	1246.2	1.95%	0.46%	1.95% (Oct 2025)	0.79% (Dec 2024)	4.96 L	1.09 L
Dixon Technologies (India) Ltd.	Consumer electronics	1181.6	1.85%	0.51%	1.85% (Oct 2025)	0.89% (Mar 2025)	76.26 k	26.09 k
HCL Technologies Limited	Computers - software & consulting	1139.4	1.79%	-0.37%	2.39% (Jun 2025)	1.1% (Dec 2024)	7.39 L	-2.12 L

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

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M-Cap

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Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
ITC Limited	Diversified fmcg	3.77	1752.8	2.75%	0.14%	2.75% (Oct 2025)	2.05% (Dec 2024)	41.70 L	1.97 L	Large Cap	39.42
Infosys Ltd.	Computers - software & consulting	8.23	1507.4	2.36%	-0.04%	3.3% (Jan 2025)	2.36% (Aug 2025)	10.17 L	743.00	Large Cap	39.42
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	2.22	1414.2	2.22%	-0.87%	3.14% (Mar 2025)	2.22% (Oct 2025)	6.88 L	-3.16 L	Large Cap	39.42
HDFC Bank Ltd.	Private sector bank	5.03	1351.2	2.12%	-0.33%	2.69% (Jul 2025)	0% (Nov 2024)	13.69 L	-2.02 L	Other	16.14
Nestle India Ltd.	Packaged foods	3.73	1330.3	2.09%	0.18%	2.09% (Oct 2025)	0.61% (Dec 2024)	10.46 L	37.13 k	Other	16.14
Tata Consultancy Services Ltd.	Computers - software & consulting	8.23	1320.6	2.07%	0.03%	2.91% (Jan 2025)	2.02% (Jul 2025)	4.32 L	1.36 k	Large Cap	39.42
# State Bank Of India	Public sector bank	2.06	1276.7	2.00%	2.00%	2% (Oct 2025)	0% (Nov 2024)	13.63 L	13.63 L	Large Cap	39.42
Asian Paints (india) Ltd.	Paints	1.95	1246.2	1.95%	0.46%	1.95% (Oct 2025)	0.79% (Dec 2024)	4.96 L	1.09 L	Large Cap	39.42
Dixon Technologies (India) Ltd.	Consumer electronics	1.85	1181.6	1.85%	0.51%	1.85% (Oct 2025)	0.89% (Mar 2025)	76.26 k	26.09 k	Other	16.14
HCL Technologies Limited	Computers - software & consulting	8.23	1139.4	1.79%	-0.37%	2.39% (Jun 2025)	1.1% (Dec 2024)	7.39 L	-2.12 L	Large Cap	39.42
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	3.47	1083.7	1.70%	0.35%	1.7% (Oct 2025)	0.94% (Dec 2024)	66.95 k	15.50 k	Large Cap	39.42
Coal India Ltd.	Coal	1.67	1063	1.67%	0.60%	1.67% (Oct 2025)	0.22% (Feb 2025)	27.35 L	10.66 L	Large Cap	39.42
Britannia Industries Ltd.	Packaged foods	3.73	1048.8	1.64%	-0.12%	1.76% (Sep 2025)	0.61% (Dec 2024)	1.80 L	245.00	Large Cap	39.42
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	4.44	986.6	1.55%	-0.57%	2.46% (Jul 2025)	1.38% (Nov 2024)	5.84 L	-2.28 L	Large Cap	39.42
Bajaj Finserv Ltd	Holding company	1.83	862.7	1.35%	-0.95%	2.3% (Sep 2025)	0.55% (Dec 2024)	4.13 L	-2.87 L	Other	16.14
Persistent Systems Ltd.	Computers - software & consulting	8.23	760.8	1.19%	0.03%	2.26% (Jun 2025)	0.78% (Nov 2024)	1.29 L	-0.18 L	Other	16.14
Reliance Industries Ltd.	Refineries & marketing	1.18	753.7	1.18%	-0.63%	3.59% (Nov 2024)	1.18% (Oct 2025)	5.07 L	-3.03 L	Large Cap	39.42
# Bharat Electronics Ltd.	Aerospace & defense	1.51	735.7	1.15%	1.15%	1.15% (Oct 2025)	0% (Nov 2024)	17.27 L	17.27 L	Mid Cap	7.26
Eicher Motors Ltd.	2/3 wheelers	1.75	699	1.10%	-0.04%	1.14% (Sep 2025)	0% (Nov 2024)	99.76 k	401.00	Other	16.14
ICICI Bank Ltd.	Private sector bank	5.03	678.4	1.06%	-2.35%	4.72% (Mar 2025)	1.06% (Oct 2025)	5.04 L	-0.10 Cr	Large Cap	39.42
# Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	3.47	675.1	1.06%	1.06%	2.34% (Mar 2025)	0% (Nov 2024)	1.94 L	1.94 L	Large Cap	39.42
Hindustan Unilever Ltd.	Diversified fmcg	3.77	650.7	1.02%	-0.07%	1.55% (Jan 2025)	1.02% (Oct 2025)	2.64 L	-1.96 k	Large Cap	39.42
InterGlobe Aviation Ltd.	Airline	1.02	650	1.02%	-0.43%	1.45% (Sep 2025)	0.73% (Dec 2024)	1.16 L	-0.43 L	Large Cap	39.42
Bajaj Finance Ltd.	Non banking financial company (nbfc)	1.54	648.6	1.02%	0.04%	1.02% (Oct 2025)	0% (Nov 2024)	6.22 L	22.63 k	Other	16.14
HDFC Asset Management Co. Ltd.	Asset management company	1.27	645.1	1.01%	0.21%	1.01% (Oct 2025)	0.13% (Feb 2025)	1.20 L	31.53 k	Large Cap	39.42
Pidilite Industries Ltd.	Specialty chemicals	1.17	602.8	0.95%	-0.05%	1% (Sep 2025)	0.44% (Dec 2024)	4.17 L	860.00	Large Cap	39.42
Vedanta Ltd.	Diversified metals	0.94	599.4	0.94%	0.01%	1.5% (Mar 2025)	0.91% (Apr 2025)	12.14 L	-1.15 k	Large Cap	39.42
Kotak Mahindra Bank Ltd.	Private sector bank	5.03	594.2	0.93%	-0.34%	1.27% (Sep 2025)	0% (Nov 2024)	2.83 L	-1.08 L	Large Cap	39.42
# Axis Bank Ltd.	Private sector bank	5.03	587	0.92%	0.92%	1.53% (Nov 2024)	0% (Nov 2024)	4.76 L	4.76 L	Large Cap	39.42
Colgate - Palmolive (India) Limited	Personal care	2.04	560.6	0.88%	0.22%	0.88% (Oct 2025)	0.57% (Dec 2024)	2.50 L	67.80 k	Large Cap	39.42
Marico Ltd.	Personal care	2.04	547.5	0.86%	0.12%	0.86% (Oct 2025)	0.45% (Nov 2024)	7.60 L	1.08 L	Large Cap	39.42
Cummins India Ltd.	Compressors, pumps & diesel engines	0.8	510.4	0.80%	0.12%	0.8% (Oct 2025)	0.52% (Dec 2024)	1.17 L	11.20 k	Mid Cap	7.26
Divis Laboratories Ltd.	Pharmaceuticals	4.44	507.8	0.80%	-0.75%	1.86% (Jun 2025)	0.8% (Oct 2025)	75.37 k	-0.90 L	Large Cap	39.42
BSE Ltd.	Exchange and data platform	1.39	506.3	0.79%	-0.12%	0.91% (Sep 2025)	0% (Nov 2024)	2.04 L	-0.69 L	Small Cap	2.84
Hyundai Motor India Ltd.	Passenger cars & utility vehicles	3.47	453.6	0.71%	0.33%	0.71% (Oct 2025)	0% (Nov 2024)	1.86 L	96.58 k	Other	16.14
# Indus Towers Ltd.	Telecom - infrastructure	0.7	447.1	0.70%	0.70%	0.7% (Oct 2025)	0% (Nov 2024)	12.30 L	12.30 L	Large Cap	39.42
Laurus Labs Ltd.	Pharmaceuticals	4.44	440.6	0.69%	0.05%	0.69% (Oct 2025)	0% (Nov 2024)	4.62 L	49.00	Other	16.14
# Hero Motocorp Ltd.	2/3 wheelers	1.75	412.2	0.65%	0.65%	0.65% (Oct 2025)	0% (Nov 2024)	74.35 k	74.35 k	Large Cap	39.42
Fortis Healthcare Ltd.	Hospital	0.76	406.1	0.64%	0.05%	0.64% (Oct 2025)	0.46% (Apr 2025)	3.97 L	25.89 k	Other	16.14
Indian Hotels Company Limited	Hotels & resorts	0.61	388.7	0.61%	-0.01%	1.28% (Jun 2025)	0% (Nov 2024)	5.24 L	0.00	Mid Cap	7.26
Titan Company Ltd.	Gems, jewellery and watches	0.58	367.3	0.58%	-0.25%	0.98% (Jan 2025)	0.58% (Oct 2025)	98.04 k	-0.52 L	Large Cap	39.42
One 97 Communications Ltd.	Financial technology (fintech)	0.57	365.3	0.57%	0.06%	0.57% (Aug 2025)	0% (Nov 2024)	2.80 L	2.11 k	Other	16.14
Multi Commodity Exchange Of India Ltd.	Exchange and data platform	1.39	362.5	0.57%	0.48%	0.57% (Oct 2025)	0% (Nov 2024)	39.22 k	31.84 k	Small Cap	2.84
LTIMindtree Ltd.	Computers - software & consulting	8.23	354.5	0.56%	0.10%	0.7% (Jan 2025)	0.46% (Apr 2025)	62.36 k	7.42 k	Mid Cap	7.26
Ultratech Cement Ltd.	Cement & cement products	0.87	347.4	0.54%	-0.43%	1.05% (Mar 2025)	0.54% (Oct 2025)	29.08 k	-0.19 L	Large Cap	39.42
Muthoot Finance Pvt. Ltd.	Non banking financial company (nbfc)	1.54	334.6	0.52%	-0.01%	0.53% (Sep 2025)	0.31% (Nov 2024)	1.05 L	462.00	Mid Cap	7.26
Bajaj Holdings & Investment Ltd.	Holding company	1.83	308.3	0.48%	-0.15%	0.69% (Jul 2025)	0% (Nov 2024)	25.06 k	-6.46 k	Large Cap	39.42
Central Depository Services (India) Ltd.	Depositories, clearing houses and other intermediaries	0.82	289.7	0.45%	0.40%	0.45% (Oct 2025)	0% (Nov 2024)	1.83 L	1.63 L	Small Cap	2.84
# Au Small Finance Bank Ltd.	Other bank	0.41	260.3	0.41%	0.41%	0.41% (Oct 2025)	0% (Nov 2024)	2.96 L	2.96 L	Mid Cap	7.26
Torrent Pharmaceuticals Ltd.	Pharmaceuticals	4.44	252	0.40%	-0.11%	0.56% (Dec 2024)	0.29% (May 2025)	70.79 k	-0.15 L	Mid Cap	7.26
HDFC Life Insurance Company Ltd.	Life insurance	1.4	240	0.38%	-0.23%	0.64% (Aug 2025)	0% (Nov 2024)	3.28 L	-1.61 L	Large Cap	39.42
# Delhivery Ltd.	Logistics solution provider	0.37	237.6	0.37%	0.37%	0.37% (Oct 2025)	0% (Nov 2024)	5.10 L	5.10 L	Other	16.14
Computer Age Management Services Pvt Ltd.	Depositories, clearing houses and other intermediaries	0.82	233.7	0.37%	0.03%	0.37% (Oct 2025)	0% (Nov 2024)	59.30 k	3.81 k	Other	16.14
Hindustan Aeronautics Ltd.	Aerospace & defense	1.51	230.3	0.36%	-0.02%	1.18% (Nov 2024)	0.36% (Aug 2025)	49.20 k	0.00	Other	16.14
Glenmark Pharmaceuticals Ltd.	Pharmaceuticals	4.44	228.9	0.36%	-0.01%	0.56% (Mar 2025)	0.3% (Apr 2025)	1.21 L	4.74 k	Mid Cap	7.26
# Polycab India Limited	Cables - electricals	0.35	225.9	0.35%	0.35%	0.35% (Oct 2025)	0% (Nov 2024)	29.32 k	29.32 k	Other	16.14
Coromandel International Ltd.	Fertilizers	0.35	222.6	0.35%	-0.18%	0.62% (Jul 2025)	0.35% (Oct 2025)	1.05 L	-0.40 L	Mid Cap	7.26
Oracle Financial Services Software Limited	Software products	0.34	218.4	0.34%	-0.01%	0.6% (Dec 2024)	0.28% (May 2025)	25.65 k	371.00	Mid Cap	7.26
Abbott India Ltd.	Pharmaceuticals	4.44	217.6	0.34%	-0.05%	0.47% (Jul 2025)	0.31% (Jan 2025)	7.51 k	-0.60 k	Mid Cap	7.26
SBI Life Insurance Co Ltd.	Life insurance	1.4	208.5	0.33%	-0.10%	0.64% (Mar 2025)	0.33% (Oct 2025)	1.07 L	-0.40 L	Large Cap	39.42
# Eternal Ltd.	E-retail/ e-commerce	0.33	207.6	0.33%	0.33%	1.67% (Nov 2024)	0% (Nov 2024)	6.53 L	6.53 L	Other	16.14
Hindustan Zinc Ltd.	Zinc	0.32	205.5	0.32%	-0.02%	0.34% (Sep 2025)	0% (Nov 2024)	4.31 L	5.46 k	Large Cap	39.42
Indian Railway Catering and Tourism Corporation Ltd.	Tour, travel related services	0.31	199.7	0.31%	0.01%	0.49% (Mar 2025)	0.28% (Aug 2025)	2.78 L	14.71 k	Other	16.14
Solar Industries India Ltd.	Explosives	0.31	194.5	0.31%	-0.34%	0.65% (Sep 2025)	0% (Nov 2024)	14.02 k	-0.16 L	Small Cap	2.84
Dr. Reddys Laboratories Ltd.	Pharmaceuticals	4.44	194.4	0.30%	-0.17%	0.51% (Jul 2025)	0% (Nov 2024)	1.62 L	-0.73 L	Other	16.14
# Aditya Birla Capital Ltd.	Life insurance	1.4	193.9	0.30%	0.30%	0.3% (Oct 2025)	0% (Nov 2024)	5.98 L	5.98 L	Mid Cap	7.26
Navin Flourine International Ltd.	Commodity chemicals	0.28	175.7	0.28%	0.04%	0.28% (Oct 2025)	0% (Nov 2024)	30.89 k	-0.80 k	Small Cap	2.84
Nippon Life India Asset Management Ltd.	Asset management company	1.27	164.7	0.26%	0.03%	0.26% (Oct 2025)	0% (Nov 2024)	1.88 L	24.19 k	Mid Cap	7.26
Bosch Ltd.	Auto components & equipments	0.26	163.2	0.26%	-0.05%	0.42% (Mar 2025)	0.18% (May 2025)	4.38 k	-0.56 k	Large Cap	39.42
Max Financial Services Ltd.	Life insurance	1.4	155.6	0.24%	0.14%	0.24% (Oct 2025)	0% (Nov 2024)	1.01 L	62.76 k	Mid Cap	7.26
SRF Ltd.	Specialty chemicals	1.17	138.4	0.22%	-0.22%	0.46% (Aug 2025)	0% (Nov 2024)	47.21 k	-0.49 L	Mid Cap	7.26
Lloyds Metals And Energy Ltd.	Sponge iron	0.2	127.7	0.20%	-0.10%	0.37% (Jul 2025)	0% (Nov 2024)	97.89 k	-0.51 L	Small Cap	2.84
Shree Cement Ltd.	Cement & cement products	0.87	121	0.19%	-0.02%	0.45% (Apr 2025)	0% (Nov 2024)	4.28 k	-0.21 k	Large Cap	39.42
Coforge Ltd.	Computers - software & consulting	8.23	114	0.18%	-0.62%	0.84% (Jun 2025)	0% (Nov 2024)	64.13 k	-2.43 L	Other	16.14
ICICI Lombard General Insurance Co Ltd.	General insurance	0.18	112.1	0.18%	-0.15%	0.56% (Mar 2025)	0.18% (Oct 2025)	56.24 k	-0.49 L	Large Cap	39.42
Dabur India Ltd.	Personal care	2.04	106.9	0.17%	-0.03%	0.44% (Feb 2025)	0.17% (Oct 2025)	2.19 L	-0.30 L	Large Cap	39.42
Life Insurance Corporation Of India	Life insurance	1.4	98.7	0.15%	-0.23%	0.43% (May 2025)	0% (Nov 2024)	1.10 L	-1.45 L	Other	16.14
# Motilal Oswal Financial Services Ltd.	Stockbroking & allied	0.14	92.1	0.14%	0.14%	0.14% (Oct 2025)	0% (Nov 2024)	94.19 k	94.19 k	Small Cap	2.84
UPL Ltd.	Pesticides & agrochemicals	0.14	90.6	0.14%	-0.31%	0.48% (Apr 2025)	0% (Nov 2024)	1.26 L	-2.90 L	Large Cap	39.42
MRF Ltd.	Tyres & rubber products	0.14	86.8	0.14%	-0.06%	0.2% (Sep 2025)	0% (Nov 2024)	551.00	-0.29 k	Mid Cap	7.26
# Dalmia Bharat Ltd.	Cement & cement products	0.87	86.7	0.14%	0.14%	0.14% (Oct 2025)	0% (Nov 2024)	41.35 k	41.35 k	Mid Cap	7.26
Procter & Gamble Hygiene & Health Care Ltd.	Personal care	2.04	83.4	0.13%	0.02%	0.2% (Nov 2024)	0.09% (Jun 2025)	6.25 k	1.42 k	Large Cap	39.42
Narayana Hrudayalaya Ltd.	Hospital	0.76	44.5	0.07%	-0.15%	0.22% (Sep 2025)	0% (Nov 2024)	25.33 k	-0.51 L	Small Cap	2.84
# Indian Bank	Public sector bank	2.06	38.6	0.06%	0.06%	0.06% (Oct 2025)	0% (Nov 2024)	44.89 k	44.89 k	Mid Cap	7.26
Max Healthcare Institute Ltd.	Hospital	0.76	34.1	0.05%	-0.28%	0.33% (Sep 2025)	0% (Nov 2024)	29.74 k	-1.48 L	Other	16.14
# KPIT Technologies Ltd.	Computers - software & consulting	8.23	28.6	0.04%	0.04%	0.04% (Oct 2025)	0% (Nov 2024)	24.49 k	24.49 k	Other	16.14
Tech Mahindra Ltd.	Computers - software & consulting	8.23	26.9	0.04%	-0.48%	1.14% (Jun 2025)	0.04% (Oct 2025)	18.87 k	-2.07 L	Large Cap	39.42
- Relaxo Footwears Ltd.	Footwear	0.04	26.3	0.04%	0.00%	0.04% (Sep 2025)	0% (Nov 2024)	60.30 k	0.00	Mid Cap	7.26
- Indian Energy Exchange Ltd.	Exchange and data platform	1.39	18.8	0.03%	0.00%	0.31% (May 2025)	0% (Nov 2024)	1.35 L	-0.15 L	Small Cap	2.84
# Indraprastha Gas Ltd.	Lpg/cng/png/lng supplier	0.01	8.8	0.01%	0.01%	0.32% (Jan 2025)	0% (Sep 2025)	41.42 k	26.99 k	Mid Cap	7.26
Torrent Power Ltd.	Integrated power utilities	0.01	5.9	0.01%	-0.03%	0.36% (Mar 2025)	0.01% (Oct 2025)	4.51 k	-0.15 L	Mid Cap	7.26
- SBI Cards and Payment Services Ltd.	Non banking financial company (nbfc)	1.54	1.9	0.00%	0.00%	0.38% (May 2025)	0% (Nov 2024)	2.12 k	0.00	Other	16.14
- Page Industries Ltd.	Garments & apparels	0	1.7	0.00%	0.00%	0.52% (Jan 2025)	0% (Sep 2025)	40.00	4.00	Mid Cap	7.26
- Tata Elxsi Ltd.	Computers - software & consulting	8.23	1.2	0.00%	0.00%	0% (Jul 2025)	0% (Nov 2024)	216.00	6.00	Small Cap	2.84
Bank Of Baroda	Public sector bank	2.06	7.6	0.00%	-0.01%	-	-	-	-	Large Cap	39.42
Info Edge (India) Ltd.	Internet & catalogue retail		0.5	0.00%	0.00%	-	-	-	-	Other	16.14

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Aditya Birla Capital Ltd.	Life insurance	193.9	0.30%	0.30%	0.3% (Oct 2025)	0% (Nov 2024)	5.98 L	598042
# Axis Bank Ltd.	Private sector bank	587	0.92%	0.92%	1.53% (Nov 2024)	0% (Nov 2024)	4.76 L	476132
# Polycab India Limited	Cables - electricals	225.9	0.35%	0.35%	0.35% (Oct 2025)	0% (Nov 2024)	29.32 k	29318
# Au Small Finance Bank Ltd.	Other bank	260.3	0.41%	0.41%	0.41% (Oct 2025)	0% (Nov 2024)	2.96 L	296462
# Bharat Electronics Ltd.	Aerospace & defense	735.7	1.15%	1.15%	1.15% (Oct 2025)	0% (Nov 2024)	17.27 L	1726641
# Hero Motocorp Ltd.	2/3 wheelers	412.2	0.65%	0.65%	0.65% (Oct 2025)	0% (Nov 2024)	74.35 k	74349
# Motilal Oswal Financial Services Ltd.	Stockbroking & allied	92.1	0.14%	0.14%	0.14% (Oct 2025)	0% (Nov 2024)	94.19 k	94190
# KPIT Technologies Ltd.	Computers - software & consulting	28.6	0.04%	0.04%	0.04% (Oct 2025)	0% (Nov 2024)	24.49 k	24494
# IRB Invit Fund	Road assets–toll, annuity, hybrid-annuity	520.8	0.82%	0.82%	0% (Nov 2025)	0% (Nov 2025)	83.33 L	8333333
# Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	675.1	1.06%	1.06%	2.34% (Mar 2025)	0% (Nov 2024)	1.94 L	193601
# Eternal Ltd.	E-retail/ e-commerce	207.6	0.33%	0.33%	1.67% (Nov 2024)	0% (Nov 2024)	6.53 L	653348
# Dalmia Bharat Ltd.	Cement & cement products	86.7	0.14%	0.14%	0.14% (Oct 2025)	0% (Nov 2024)	41.35 k	41348
# Indus Towers Ltd.	Telecom - infrastructure	447.1	0.70%	0.70%	0.7% (Oct 2025)	0% (Nov 2024)	12.30 L	1229509
# State Bank Of India	Public sector bank	1276.7	2.00%	2.00%	2% (Oct 2025)	0% (Nov 2024)	13.63 L	1362565
# Delhivery Ltd.	Logistics solution provider	237.6	0.37%	0.37%	0.37% (Oct 2025)	0% (Nov 2024)	5.10 L	509821
# Indian Bank	Public sector bank	38.6	0.06%	0.06%	0.06% (Oct 2025)	0% (Nov 2024)	44.89 k	44891

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Bank Of Baroda	Public sector bank	7.6	0.00%	-0.01%	0.07% (Nov 2024)	0% (Nov 2024)	0.00	-29250
- Info Edge (India) Ltd.	Internet & catalogue retail	0.5	0.00%	0.00%	1.24% (Dec 2024)	0% (Nov 2024)	0.00	-375

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
ICICI Bank Ltd.	1.06%	3.41%	3.71%	3.95%	3.87%	4.02%	3.93%	4.72%	4.48%	4.20%	3.45%	3.71%	2.07%
Bharti Airtel Ltd.	2.22%	3.09%	3.11%	2.86%	2.95%	2.83%	2.92%	3.14%	3.02%	3.06%	2.27%	2.46%	2.58%
Infosys Ltd.	2.36%	2.40%	2.36%	2.44%	2.58%	2.62%	2.58%	2.96%	3.22%	3.30%	2.85%	2.99%	2.50%
Reliance Industries Ltd.	1.18%	1.81%	1.85%	1.91%	2.06%	2.03%	1.95%	3.48%	3.47%	3.42%	3.19%	3.59%	3.62%
ITC Limited	2.75%	2.61%	2.33%	2.35%	2.26%	2.36%	2.47%	2.38%	2.44%	2.51%	2.05%	2.14%	1.87%
Tata Consultancy Services Ltd.	2.07%	2.04%	2.04%	2.02%	2.26%	2.36%	2.41%	2.67%	2.68%	2.91%	2.28%	2.52%	2.06%
Mahindra & Mahindra Ltd.	1.06%	-	-	-	-	-	-	2.34%	2.32%	2.31%	2.18%	2.27%	1.95%
Trent Limited	-	-	-	-	-	0.87%	0.82%	2.34%	2.26%	2.55%	2.45%	2.48%	1.99%
HDFC Bank Ltd.	2.12%	2.45%	2.52%	2.69%	2.63%	2.66%	2.55%	-	-	-	0.14%	0.25%	1.44%
Sun Pharmaceutical Industries Ltd.	1.55%	2.12%	2.28%	2.46%	2.42%	1.68%	1.85%	1.99%	1.61%	1.70%	1.76%	1.38%	1.41%
HCL Technologies Limited	1.79%	2.16%	2.15%	2.15%	2.39%	2.35%	2.30%	1.21%	1.28%	1.29%	1.10%	1.13%	0.99%
Eternal Ltd.	0.33%	-	-	-	-	-	0.19%	2.66%	-	-	-	-	-
Zomato Ltd.	-	-	-	-	-	-	-	-	1.50%	1.42%	1.57%	1.67%	1.53%
Bajaj Finserv Ltd	1.35%	2.30%	1.83%	1.87%	1.88%	2.09%	2.03%	0.98%	0.94%	0.72%	0.55%	0.58%	0.61%
Nestle India Ltd.	2.09%	1.91%	1.84%	1.80%	1.89%	1.65%	1.68%	0.77%	0.80%	0.72%	0.61%	0.67%	0.56%
Asian Paints (india) Ltd.	1.95%	1.49%	1.68%	1.61%	1.49%	1.27%	1.40%	1.08%	1.07%	0.96%	0.79%	0.91%	1.00%

No of Debt Holding 18 (Category Avg - 17.77) | Modified Duration 2.67 Years (Category Avg - 2.60)| Yield to Maturity 6.17% (Category Avg - 6.51%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	6.26%	7.12%
CD	0.00%	0.81%
T-Bills	0.00%	0.72%
CP	0.00%	0.48%
NCD & Bonds	3.17%	8.20%
PTC	0.00%	0.09%

Category - Multi Asset Allocation

Security Type	% Weight	Category Average
Government Backed	6.26%	7.84%
Low Risk	3.17%	9.40%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Multi Asset Allocation

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			928.99	1.46%	90.00 Cr
Bond - Govt of India	GOI	Other			760.18	1.19%	75.00 Cr
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	507.65	0.80%	5.00 k
Bond - Govt of India	GOI	Other			501.47	0.79%	50.00 Cr
Bond - Govt of India	GOI	Other			314.14	0.49%	30.00 Cr
Bond - HDFC Bank Ltd.	NCD & Bonds	Private sector bank	AAA	CRISIL	257.98	0.40%	2.50 k
Bond - HDFC Bank Ltd.	NCD & Bonds	Private sector bank	AAA	CRISIL	256.55	0.40%	2.50 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	255.29	0.40%	2.50 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	251.71	0.39%	2.50 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	250.82	0.39%	2.50 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	249.81	0.39%	2.50 k
Bond - Govt of India	GOI	Other			250.53	0.39%	25.00 Cr
Bond - Govt of India	GOI	Other			250.47	0.39%	25.00 Cr
Bond - Govt of India	GOI	Other			246.45	0.39%	25.00 Cr
Bond - Govt of India	GOI	Other			246.43	0.39%	25.00 Cr
Bond - Govt of India	GOI	Other			245.10	0.38%	25.00 Cr
Bond - Govt of India	GOI	Other			244.86	0.38%	25.00 Cr
Bond - Govt of India	GOI	Other			6.52	0.01%	65.70 L

Name	Type of Instrument	Weight (%)
MF Units	MF Units	12.10%
Net Receivables	Net Receivables	8.06%
Knowledge Realty Trust	InvITs	1.22%
Embassy Office Parks Reit	InvITs	1.00%
Mindspace Business Parks REIT	InvITs	0.84%
IRB Invit Fund	InvITs	0.82%
MF Units	MF Units	0.81%
MF Units	MF Units	0.02%
MF Units	MF Units	0.02%
Margin	Margin	0.02%