Axis Large Cap Fund - IDCW Portfolio | Axis Mutual Fund Portfolio

Portfolio Turnover Ratio : 92.00%. Category average turnover ratio is 201.72%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 95.14% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 95.14%

No of Stocks : 54 (Category Avg - 50.97) | Large Cap Investments : 60.93%| Mid Cap Investments : 8.67% | Small Cap Investments : 1.51% | Other : 24.05%

Portfolio Summary (as on 31st Jul,2025)

Particulars	This Scheme	Category
No. of Stocks	54	49.91
Top 5 Stock Weight	35.29%	31.41%
Top 10 Stock Weight	53.74%	47.9%
Top 3 Sector Weight	34.61%	36.82%

Category - Large Cap Fund

Particulars	This Scheme	Category
Average mcap (Cr)	153648.55	148812.02
Holdings in large cap stocks	60.93%	60.76%
Holdings in mid cap stocks	8.67%	8.18%
Holdings in small cap stocks	1.51%	2.34%

Category - Large Cap Fund

Top 10 Stocks holding in Portfolio (as on 31st Jul,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	32732.3	9.81%	0.24%	9.94% (Feb 2025)	8.49% (Aug 2024)	1.62 Cr	-2.23 L
ICICI Bank Ltd.	Private sector bank	30853.7	9.25%	0.92%	9.25% (Jul 2025)	7.65% (Sep 2024)	2.08 Cr	10.18 L
Reliance Industries Ltd.	Refineries & marketing	20669.1	6.20%	-0.60%	6.8% (Jun 2025)	2.68% (Jan 2025)	1.49 Cr	-7.05 L
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	16926.4	5.07%	-0.61%	5.68% (Jun 2025)	4.89% (Dec 2024)	88.42 L	-8.79 L
Infosys Ltd.	Computers - software & consulting	16546.8	4.96%	0.77%	6.54% (Jan 2025)	3.52% (Apr 2025)	1.10 Cr	19.78 L
Bajaj Finance Ltd.	Non banking financial company (nbfc)	15777.7	4.73%	-0.25%	5.27% (Sep 2024)	3.47% (Dec 2024)	1.79 Cr	-3.81 L
Eternal Ltd.	E-retail/ e-commerce	12422.7	3.72%	1.17%	3.72% (Jul 2025)	1.51% (Mar 2025)	4.04 Cr	71.45 L
Larsen & Toubro Ltd.	Civil construction	12263.8	3.68%	-0.10%	3.78% (Jun 2025)	2.37% (Sep 2024)	33.72 L	-1.70 L
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	10998.2	3.30%	0.02%	3.49% (Jan 2025)	2.35% (Aug 2024)	34.34 L	-1.06 L
InterGlobe Aviation Ltd.	Airline	10067	3.02%	0.39%	3.12% (Dec 2024)	1.7% (Jan 2025)	17.03 L	1.89 L

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Jul,2025)

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Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
HDFC Bank Ltd.	Private sector bank	20.64	32732.3	9.81%	0.24%	9.94% (Feb 2025)	8.49% (Aug 2024)	1.62 Cr	-2.23 L	Other	24.05
ICICI Bank Ltd.	Private sector bank	20.64	30853.7	9.25%	0.92%	9.25% (Jul 2025)	7.65% (Sep 2024)	2.08 Cr	10.18 L	Large Cap	60.93
Reliance Industries Ltd.	Refineries & marketing	6.2	20669.1	6.20%	-0.60%	6.8% (Jun 2025)	2.68% (Jan 2025)	1.49 Cr	-7.05 L	Large Cap	60.93
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	5.07	16926.4	5.07%	-0.61%	5.68% (Jun 2025)	4.89% (Dec 2024)	88.42 L	-8.79 L	Large Cap	60.93
Infosys Ltd.	Computers - software & consulting	7.77	16546.8	4.96%	0.77%	6.54% (Jan 2025)	3.52% (Apr 2025)	1.10 Cr	19.78 L	Large Cap	60.93
Bajaj Finance Ltd.	Non banking financial company (nbfc)	5.95	15777.7	4.73%	-0.25%	5.27% (Sep 2024)	3.47% (Dec 2024)	1.79 Cr	-3.81 L	Other	24.05
Eternal Ltd.	E-retail/ e-commerce	3.72	12422.7	3.72%	1.17%	3.72% (Jul 2025)	1.51% (Mar 2025)	4.04 Cr	71.45 L	Other	24.05
Larsen & Toubro Ltd.	Civil construction	3.68	12263.8	3.68%	-0.10%	3.78% (Jun 2025)	2.37% (Sep 2024)	33.72 L	-1.70 L	Large Cap	60.93
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	4.84	10998.2	3.30%	0.02%	3.49% (Jan 2025)	2.35% (Aug 2024)	34.34 L	-1.06 L	Large Cap	60.93
InterGlobe Aviation Ltd.	Airline	3.02	10067	3.02%	0.39%	3.12% (Dec 2024)	1.7% (Jan 2025)	17.03 L	1.89 L	Large Cap	60.93
Ultratech Cement Ltd.	Cement & cement products	2.99	9980.7	2.99%	0.55%	2.99% (Jul 2025)	1.91% (Nov 2024)	8.15 L	1.21 L	Large Cap	60.93
State Bank Of India	Public sector bank	2.7	9005.8	2.70%	-0.36%	3.14% (Apr 2025)	1% (Sep 2024)	1.13 Cr	-0.15 Cr	Large Cap	60.93
Titan Company Ltd.	Gems, jewellery and watches	1.96	6542.6	1.96%	-0.05%	2.01% (Jun 2025)	0.5% (Aug 2024)	19.55 L	84.49 k	Large Cap	60.93
Apollo Hospitals Enterprises Ltd.	Hospital	2.17	6110.8	1.83%	0.66%	1.83% (Jul 2025)	0.47% (Aug 2024)	8.15 L	2.59 L	Mid Cap	8.67
Avenue Supermarts Ltd.	Diversified retail	1.73	5777.2	1.73%	-0.29%	4.8% (Aug 2024)	1.12% (Feb 2025)	13.54 L	-2.34 L	Large Cap	60.93
Pidilite Industries Ltd.	Specialty chemicals	1.64	5472.4	1.64%	-0.30%	2.09% (Oct 2024)	1.64% (Jul 2025)	19.07 L	-2.80 L	Large Cap	60.93
Indian Hotels Company Limited	Hotels & resorts	1.6	5327.3	1.60%	0.06%	1.89% (Mar 2025)	1% (Aug 2024)	71.92 L	2.21 L	Mid Cap	8.67
Kotak Mahindra Bank Ltd.	Private sector bank	20.64	5271.5	1.58%	-0.52%	2.92% (Apr 2025)	1.26% (Aug 2024)	26.64 L	-6.77 L	Large Cap	60.93
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	4.83	4884.3	1.46%	-0.23%	3.13% (Dec 2024)	1.46% (Jul 2025)	28.62 L	-6.12 L	Large Cap	60.93
Bharat Electronics Ltd.	Aerospace & defense	1.75	4796.7	1.44%	-0.01%	1.45% (Jun 2025)	0% (Aug 2024)	1.25 Cr	7.13 L	Mid Cap	8.67
Divis Laboratories Ltd.	Pharmaceuticals	4.83	4789.6	1.44%	0.51%	1.44% (Jul 2025)	0.02% (Aug 2024)	7.26 L	2.57 L	Large Cap	60.93
Info Edge (India) Ltd.	Internet & catalogue retail	1.35	4516	1.35%	-0.06%	2.23% (Dec 2024)	1.35% (Jul 2025)	32.44 L	-2.87 k	Other	24.05
Tech Mahindra Ltd.	Computers - software & consulting	7.77	4128.7	1.24%	0.27%	1.24% (Jul 2025)	0.22% (Mar 2025)	28.21 L	8.53 L	Large Cap	60.93
Cholamandalam Investment & Finance Co. Ltd.	Non banking financial company (nbfc)	5.95	4059.2	1.22%	-0.20%	2.67% (Sep 2024)	1.22% (Jul 2025)	28.13 L	-1.76 L	Other	24.05
Tata Consultancy Services Ltd.	Computers - software & consulting	7.77	3793	1.14%	-0.88%	5.04% (Aug 2024)	1.14% (Jul 2025)	12.49 L	-7.57 L	Large Cap	60.93
National Thermal Power Corporation Ltd.	Power generation	1.74	3702.5	1.11%	0.03%	1.83% (Oct 2024)	0.97% (Feb 2025)	1.11 Cr	0.00	Large Cap	60.93
ITC Limited	Diversified fmcg	1.06	3543.5	1.06%	-0.10%	1.47% (Aug 2024)	0.8% (Mar 2025)	86.02 L	-9.38 L	Large Cap	60.93
HDFC Life Insurance Company Ltd.	Life insurance	1.02	3401.8	1.02%	-0.15%	1.17% (Jun 2025)	0.33% (Sep 2024)	45.03 L	-4.24 L	Large Cap	60.93
Hyundai Motor India Ltd.	Passenger cars & utility vehicles	4.84	3393.8	1.02%	0.33%	1.02% (Jul 2025)	0% (Aug 2024)	15.77 L	5.04 L	Other	24.05
Torrent Pharmaceuticals Ltd.	Pharmaceuticals	4.83	2997.3	0.90%	0.67%	0.9% (Jul 2025)	0% (Aug 2024)	8.01 L	5.65 L	Mid Cap	8.67
# CG Power and Industrial Solutions Ltd.	Heavy electrical equipment	0.84	2812	0.84%	0.84%	0.84% (Jul 2025)	0% (Aug 2024)	42.50 L	42.50 L	Small Cap	1.51
TVS Motor Company Ltd.	2/3 wheelers	1.19	2694.7	0.81%	-0.36%	2.08% (Aug 2024)	0.81% (Jul 2025)	9.62 L	-4.16 L	Mid Cap	8.67
Trent Limited	Speciality retail	0.79	2622.3	0.79%	-0.29%	1.23% (Oct 2024)	0.66% (Mar 2025)	5.23 L	-0.76 L	Mid Cap	8.67
Cipla Ltd.	Pharmaceuticals	4.83	2532.7	0.76%	-0.86%	1.73% (Dec 2024)	0.73% (Aug 2024)	16.29 L	-0.21 Cr	Large Cap	60.93
Tata Consumer Products Ltd.	Tea & coffee	0.73	2426.9	0.73%	0.01%	0.79% (Apr 2025)	0.25% (Dec 2024)	22.61 L	0.00	Mid Cap	8.67
Siemens Energy India Ltd.	Power generation	1.74	2086.8	0.63%	0.20%	0.63% (Jul 2025)	0% (Aug 2024)	6.44 L	1.45 L	Other	24.05
# HDFC Asset Management Co. Ltd.	Asset management company	0.59	1959.5	0.59%	0.59%	0.59% (Jul 2025)	0% (Aug 2024)	3.47 L	3.47 L	Large Cap	60.93
Motherson Sumi Systems Ltd.	Auto components & equipments	0.58	1941.2	0.58%	-0.02%	0.7% (Sep 2024)	0.33% (Apr 2025)	2.00 Cr	66.59 L	Large Cap	60.93
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	4.84	1742.2	0.52%	-0.08%	0.72% (Feb 2025)	0% (Aug 2024)	1.38 L	-0.27 L	Large Cap	60.93
HCL Technologies Limited	Computers - software & consulting	7.77	1449.3	0.43%	-0.07%	0.56% (Dec 2024)	0% (Aug 2024)	9.87 L	0.00	Large Cap	60.93
# Solar Industries India Ltd.	Explosives	0.42	1411.3	0.42%	0.42%	0.42% (Jul 2025)	0% (Aug 2024)	99.25 k	99.25 k	Small Cap	1.51
Varun Beverages Ltd.	Other beverages	0.41	1364.5	0.41%	-0.02%	1.06% (Apr 2025)	0% (Aug 2024)	26.11 L	-6.56 L	Other	24.05
Godrej Consumer Products Ltd	Personal care	0.4	1319.1	0.40%	0.04%	1.06% (Aug 2024)	0.36% (Jun 2025)	10.48 L	0.00	Large Cap	60.93
Bajaj Auto Ltd.	2/3 wheelers	1.19	1283.1	0.38%	-0.17%	3.23% (Sep 2024)	0.38% (Jul 2025)	1.60 L	-0.66 L	Large Cap	60.93
Max Healthcare Institute Ltd.	Hospital	2.17	1140.6	0.34%	-0.32%	0.68% (Jan 2025)	0% (Aug 2024)	9.15 L	-8.63 L	Other	24.05
- Tata Power Co. Ltd.	Integrated power utilities	0.31	1032.5	0.31%	0.00%	0.44% (Sep 2024)	0% (Aug 2024)	25.96 L	0.00	Mid Cap	8.67
Hindustan Aeronautics Ltd.	Aerospace & defense	1.75	1032	0.31%	-0.20%	0.64% (Nov 2024)	0.1% (Feb 2025)	2.28 L	-1.32 L	Other	24.05
ICICI Lombard General Insurance Co Ltd.	General insurance	0.29	970.9	0.29%	-0.08%	0.53% (Oct 2024)	0.29% (Jul 2025)	5.04 L	-1.18 L	Large Cap	60.93
Mankind Pharma Ltd.	Pharmaceuticals	4.83	904.8	0.27%	-0.02%	0.82% (Dec 2024)	0.27% (Jul 2025)	3.52 L	-0.76 L	Other	24.05
# Cummins India Ltd.	Compressors, pumps & diesel engines	0.26	851.6	0.26%	0.26%	0.26% (Jul 2025)	0% (Aug 2024)	2.40 L	2.40 L	Mid Cap	8.67
DLF Ltd.	Residential, commercial projects	0.25	841.7	0.25%	-0.04%	0.48% (Sep 2024)	0.13% (Apr 2025)	10.73 L	-1.06 L	Large Cap	60.93
# BSE Ltd.	Exchange and data platform	0.25	820.5	0.25%	0.25%	0.25% (Jul 2025)	0% (Aug 2024)	3.38 L	3.38 L	Small Cap	1.51
# Dixon Technologies (India) Ltd.	Consumer electronics	0.24	788.8	0.24%	0.24%	0.24% (Jul 2025)	0% (Aug 2024)	46.84 k	46.84 k	Other	24.05
United Spirits Ltd.	Breweries & distilleries	0.18	605.2	0.18%	-0.33%	0.75% (Apr 2025)	0% (Aug 2024)	4.52 L	-7.71 L	Large Cap	60.93
Hindustan Unilever Ltd.	Diversified fmcg	1.06	315.6	0.00%	-0.09%	-	-	-	-	Large Cap	60.93
Siemens Ltd.	Heavy electrical equipment	0.84	206.5	0.00%	-0.06%	-	-	-	-	Large Cap	60.93
Lupin Ltd.	Pharmaceuticals	4.83	1200.7	0.00%	-0.35%	-	-	-	-	Large Cap	60.93
Nifty 50	Exchange and data platform	0.25	4124.5	0.00%	-1.20%	-	-	-	-	Large Cap	60.93
Rural Electrification Corporation Limited	Financial institution		621.2	0.00%	-0.18%	-	-	-	-	Mid Cap	8.67

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Jul,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Solar Industries India Ltd.	Explosives	1411.3	0.42%	0.42%	0.42% (Jul 2025)	0% (Aug 2024)	99.25 k	99248
# CG Power and Industrial Solutions Ltd.	Heavy electrical equipment	2812	0.84%	0.84%	0.84% (Jul 2025)	0% (Aug 2024)	42.50 L	4249673
# Dixon Technologies (India) Ltd.	Consumer electronics	788.8	0.24%	0.24%	0.24% (Jul 2025)	0% (Aug 2024)	46.84 k	46839
# Cummins India Ltd.	Compressors, pumps & diesel engines	851.6	0.26%	0.26%	0.26% (Jul 2025)	0% (Aug 2024)	2.40 L	239501
# HDFC Asset Management Co. Ltd.	Asset management company	1959.5	0.59%	0.59%	0.59% (Jul 2025)	0% (Aug 2024)	3.47 L	346807
# BSE Ltd.	Exchange and data platform	820.5	0.25%	0.25%	0.25% (Jul 2025)	0% (Aug 2024)	3.38 L	338025

Stocks removed from Portfolio (in 1 month period ending 31st Jul,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	1M Change in Qty
Hindustan Unilever Ltd.	Diversified fmcg	315.6	0.00%	-0.09%	0.65% (Sep 2024)	0% (Aug 2024)	-137551
Siemens Ltd.	Heavy electrical equipment	206.5	0.00%	-0.06%	0.89% (Nov 2024)	0% (Aug 2024)	-63514
Lupin Ltd.	Pharmaceuticals	1200.7	0.00%	-0.35%	0.49% (Mar 2025)	0% (Aug 2024)	-619534
Nifty 50	Exchange and data platform	4124.5	0.00%	-1.20%	4.78% (Apr 2025)	0% (Aug 2024)	-161025
Rural Electrification Corporation Limited	Financial institution	621.2	0.00%	-0.18%	0.26% (Jan 2025)	0% (Aug 2024)	-1543741

Trend in stock holdings (Top 15 Holding)

Stock	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024	Sep 2024	Aug 2024	Jul 2024
HDFC Bank Ltd.	9.81%	9.57%	9.02%	9.08%	9.69%	9.94%	9.41%	9.45%	9.60%	9.75%	8.82%	8.49%	8.71%
ICICI Bank Ltd.	9.25%	8.33%	8.57%	8.81%	8.82%	8.35%	8.41%	8.51%	8.72%	8.63%	7.65%	7.72%	7.73%
Bharti Airtel Ltd.	5.07%	5.68%	5.47%	5.53%	5.59%	5.05%	5.14%	4.89%	5.32%	5.29%	5.21%	4.93%	4.91%
Infosys Ltd.	4.96%	4.19%	3.81%	3.52%	4.35%	6.20%	6.54%	6.08%	5.24%	5.00%	4.94%	4.99%	4.51%
Bajaj Finance Ltd.	4.73%	4.98%	4.83%	4.57%	5.08%	4.87%	4.21%	3.47%	3.60%	4.43%	5.27%	5.02%	4.80%
Reliance Industries Ltd.	6.20%	6.80%	6.09%	5.11%	2.94%	2.94%	2.68%	2.83%	2.97%	3.37%	4.57%	5.63%	6.31%
Tata Consultancy Services Ltd.	1.14%	2.02%	2.34%	2.35%	3.15%	3.22%	3.60%	3.05%	3.45%	3.04%	3.64%	5.04%	4.92%
Larsen & Toubro Ltd.	3.68%	3.78%	3.64%	2.81%	3.43%	3.29%	3.31%	3.16%	2.90%	2.50%	2.37%	2.66%	2.77%
Mahindra & Mahindra Ltd.	3.30%	3.28%	2.96%	2.92%	2.73%	2.81%	3.49%	3.42%	3.33%	2.99%	2.54%	2.35%	3.18%
Sun Pharmaceutical Industries Ltd.	1.46%	1.69%	1.78%	2.86%	3.01%	2.93%	3.04%	3.13%	2.91%	3.05%	2.76%	2.52%	2.41%
InterGlobe Aviation Ltd.	3.02%	2.63%	2.29%	2.42%	2.43%	1.86%	1.70%	3.12%	2.96%	2.77%	3.01%	2.73%	2.56%
Eternal Ltd.	3.72%	2.55%	1.62%	1.53%	3.02%	-	-	-	-	-	-	-	-
Zomato Ltd.	-	-	-	-	-	2.17%	2.03%	3.13%	3.11%	2.71%	2.55%	2.20%	2.04%
Avenue Supermarts Ltd.	1.73%	2.02%	1.90%	2.17%	1.26%	1.12%	1.14%	1.35%	2.23%	2.97%	4.56%	4.80%	4.97%
State Bank Of India	2.70%	3.06%	2.77%	3.14%	2.56%	2.42%	2.57%	2.57%	2.39%	1.63%	1.00%	1.68%	1.82%

No of Debt Holding 6 (Category Avg - 1.42) | Modified Duration 0.00 Years (Category Avg - - --)| Yield to Maturity - -- (Category Avg - 0.00%)

Portfolio Summary (as on 31st Jul,2025)

Security Type	% Weight	Category Average
GOI	0.00%	0.02%
T-Bills	2.33%	0.45%

Category - Large Cap Fund

Security Type	% Weight	Category Average
Government Backed	2.33%	0.47%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Large Cap Fund

Debt holding in Portfolio (as on 31st Jul,2025)

Instrument	Type	Sector	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other	2243.47	0.67%	2.25 Cr
Bond - T-Bill	T-Bills	Other	1930.80	0.58%	2.00 Cr
Bond - T-Bill	T-Bills	Other	1250.00	0.37%	1.25 Cr
Bond - T-Bill	T-Bills	Other	1237.26	0.37%	1.25 Cr
Bond - T-Bill	T-Bills	Other	996.09	0.30%	1.00 Cr
Bond - T-Bill	T-Bills	Other	148.65	0.04%	15.00 L

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	1.28%
MF Units	MF Units	0.79%
TREPS	TREPS	0.45%

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hunch
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14 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  Maximise Your Portfolio with a High-Yield Secured Opportunity Electronica Finance Limited – 2029 Bonds are now listed on The Fixed Income. ✔️ Coupon: 13.00% p.a. ✔️ Rating: India Ratings A Stable ✔️ Tenor: 3 years 9 months (Maturity: Jun 28, 2029) ✔️ NBFC Bond | Senior Secured | High Return | Listed Step into a secured NBFC bond backed by strong ratings and double-digit returns, designed for investors aiming for growth with confidence. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dUJHdVpRPT0=/1300-electronica-finance-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
MF Investment Help
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80 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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80 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
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h_purandare
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86 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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  Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut
  
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