Sundaram Equity Savings Fund - Direct Plan - Growth Accumulation Plan

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Equity Savings

Portfolio Turnover Ratio : 71.00%. Category average turnover ratio is 327.65%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 76.61% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 76.61%

No of Stocks : 64 (Category Avg - 76.88) | Large Cap Investments : 56.53%| Mid Cap Investments : 5.95% | Small Cap Investments : 2.04% | Other : 12.06%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	64	69.84
Top 5 Stock Weight	35.28%	23.3%
Top 10 Stock Weight	48.82%	36.22%
Top 3 Sector Weight	38.37%	26.18%

Category - Equity Savings

Particulars	This Scheme	Category
Average mcap (Cr)	159666.69	106470.13
Holdings in large cap stocks	56.53%	42.8%
Holdings in mid cap stocks	5.95%	6.8%
Holdings in small cap stocks	2.04%	3.44%

Category - Equity Savings

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	1161.8	9.92%	0.83%	9.92% (Oct 2025)	4.78% (Feb 2025)	5.65 L	7.55 k
Reliance Industries Ltd.	Refineries & marketing	1019	8.70%	0.62%	9.54% (Apr 2025)	6.04% (Nov 2024)	6.86 L	2.38 k
ICICI Bank Ltd.	Private sector bank	858.6	7.33%	-0.06%	7.39% (Sep 2025)	2.75% (Dec 2024)	6.38 L	6.57 k
HDFC Bank Ltd.	Private sector bank	626.8	5.35%	0.33%	5.35% (Oct 2025)	2.1% (Dec 2024)	6.35 L	26.05 k
State Bank Of India	Public sector bank	466.5	3.98%	-0.09%	4.08% (Sep 2025)	0.86% (Jan 2025)	4.98 L	-0.41 L
Axis Bank Ltd.	Private sector bank	461.5	3.94%	0.27%	4.12% (Nov 2024)	2.08% (Aug 2025)	3.74 L	0.00
Larsen & Toubro Ltd.	Civil construction	337.1	2.88%	0.50%	2.88% (Oct 2025)	1.39% (Apr 2025)	83.62 k	8.62 k
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	306.3	2.61%	0.35%	2.99% (Dec 2024)	0.24% (May 2025)	87.83 k	11.63 k
Kotak Mahindra Bank Ltd.	Private sector bank	296	2.53%	0.09%	2.53% (Oct 2025)	0% (Nov 2024)	1.41 L	0.00
Bajaj Finance Ltd.	Non banking financial company (nbfc)	185.5	1.58%	-0.07%	1.65% (Sep 2025)	0.49% (Apr 2025)	1.78 L	-0.13 L

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

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Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	9.92	1161.8	9.92%	0.83%	9.92% (Oct 2025)	4.78% (Feb 2025)	5.65 L	7.55 k	Large Cap	56.53
Reliance Industries Ltd.	Refineries & marketing	9.3	1019	8.70%	0.62%	9.54% (Apr 2025)	6.04% (Nov 2024)	6.86 L	2.38 k	Large Cap	56.53
ICICI Bank Ltd.	Private sector bank	19.15	858.6	7.33%	-0.06%	7.39% (Sep 2025)	2.75% (Dec 2024)	6.38 L	6.57 k	Large Cap	56.53
HDFC Bank Ltd.	Private sector bank	19.15	626.8	5.35%	0.33%	5.35% (Oct 2025)	2.1% (Dec 2024)	6.35 L	26.05 k	Other	12.06
State Bank Of India	Public sector bank	4.95	466.5	3.98%	-0.09%	4.08% (Sep 2025)	0.86% (Jan 2025)	4.98 L	-0.41 L	Large Cap	56.53
Axis Bank Ltd.	Private sector bank	19.15	461.5	3.94%	0.27%	4.12% (Nov 2024)	2.08% (Aug 2025)	3.74 L	0.00	Large Cap	56.53
Larsen & Toubro Ltd.	Civil construction	2.88	337.1	2.88%	0.50%	2.88% (Oct 2025)	1.39% (Apr 2025)	83.62 k	8.62 k	Large Cap	56.53
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	3.18	306.3	2.61%	0.35%	2.99% (Dec 2024)	0.24% (May 2025)	87.83 k	11.63 k	Large Cap	56.53
Kotak Mahindra Bank Ltd.	Private sector bank	19.15	296	2.53%	0.09%	2.53% (Oct 2025)	0% (Nov 2024)	1.41 L	0.00	Large Cap	56.53
Bajaj Finance Ltd.	Non banking financial company (nbfc)	2.59	185.5	1.58%	-0.07%	1.65% (Sep 2025)	0.49% (Apr 2025)	1.78 L	-0.13 L	Other	12.06
Hindustan Unilever Ltd.	Diversified fmcg	2.58	183.2	1.56%	-0.02%	2.35% (Apr 2025)	1.34% (Jun 2025)	74.31 k	1.66 k	Large Cap	56.53
Hindalco Industries Ltd.	Aluminium	1.08	127	1.08%	0.09%	1.08% (Oct 2025)	0.83% (Jan 2025)	1.50 L	0.00	Large Cap	56.53
ITC Limited	Diversified fmcg	2.58	119.7	1.02%	0.03%	2.7% (Apr 2025)	0% (Nov 2024)	2.85 L	0.00	Large Cap	56.53
Cholamandalam Investment & Finance Co. Ltd.	Non banking financial company (nbfc)	2.59	117.7	1.01%	0.04%	1.01% (Oct 2025)	0% (Nov 2024)	69.39 k	0.00	Other	12.06
Bank Of Baroda	Public sector bank	4.95	113.2	0.97%	0.05%	1.01% (Apr 2025)	0.78% (Feb 2025)	4.07 L	0.00	Large Cap	56.53
J S W Steel Ltd.	Iron & steel products	0.92	107.5	0.92%	0.03%	0.97% (Mar 2025)	0% (Nov 2024)	89.10 k	0.00	Large Cap	56.53
Bharat Electronics Ltd.	Aerospace & defense	1.16	100.9	0.86%	0.03%	0.86% (Oct 2025)	0% (Nov 2024)	2.37 L	0.00	Mid Cap	5.95
Coromandel International Ltd.	Fertilizers	0.83	97.5	0.83%	0.04%	0.83% (Oct 2025)	0% (Nov 2024)	45.90 k	5.45 k	Mid Cap	5.95
Cummins India Ltd.	Compressors, pumps & diesel engines	0.8	94.3	0.80%	0.07%	0.8% (Oct 2025)	0% (Nov 2024)	21.70 k	0.00	Mid Cap	5.95
HCL Technologies Limited	Computers - software & consulting	1.64	89.3	0.76%	0.07%	3.09% (Jan 2025)	0% (Nov 2024)	57.91 k	0.00	Large Cap	56.53
InterGlobe Aviation Ltd.	Airline	0.75	87.6	0.75%	-0.01%	1.66% (Mar 2025)	0.72% (Aug 2025)	15.57 k	0.00	Large Cap	56.53
- Jubilant Foodworks Ltd.	Restaurants	0.72	84.6	0.72%	0.00%	0.72% (Oct 2025)	0% (Nov 2024)	1.42 L	7.59 k	Other	12.06
Power Finance Corporation Ltd.	Financial institution	0.71	83.5	0.71%	-0.02%	0.74% (Sep 2025)	0% (Nov 2024)	2.07 L	0.00	Mid Cap	5.95
Tata Consumer Products Ltd.	Tea & coffee	0.71	82.7	0.71%	0.01%	0.71% (Oct 2025)	0% (Nov 2024)	70.99 k	0.00	Mid Cap	5.95
Infosys Ltd.	Computers - software & consulting	1.64	80.1	0.68%	-0.18%	5.73% (Feb 2025)	0.68% (Oct 2025)	54.06 k	-0.15 L	Large Cap	56.53
BSE Ltd.	Exchange and data platform	0.66	77.7	0.66%	0.11%	0.66% (Oct 2025)	0% (Nov 2024)	31.35 k	0.00	Small Cap	2.04
Bharat Petroleum Corporation Ltd.	Refineries & marketing	9.3	70.2	0.60%	0.02%	0.6% (Oct 2025)	0% (Nov 2024)	1.97 L	0.00	Large Cap	56.53
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	3.18	67.3	0.57%	-0.07%	2.75% (Mar 2025)	0.57% (Oct 2025)	4.16 k	-0.48 k	Large Cap	56.53
Ultratech Cement Ltd.	Cement & cement products	1.98	64.8	0.55%	0.10%	1.15% (Mar 2025)	0.46% (Sep 2025)	5.42 k	1.12 k	Large Cap	56.53
Amber Enterprises India Ltd.	Household appliances	0.54	62.9	0.54%	-0.01%	0.72% (Jun 2025)	0% (Nov 2024)	7.83 k	0.00	Small Cap	2.04
National Thermal Power Corporation Ltd.	Power generation	0.51	60.2	0.51%	-0.01%	0.65% (Mar 2025)	0.51% (Aug 2025)	1.79 L	0.00	Large Cap	56.53
Aurobindo Pharma Ltd.	Pharmaceuticals	1.72	59.5	0.51%	0.02%	1.36% (Dec 2024)	0.47% (Aug 2025)	52.25 k	0.00	Large Cap	56.53
Ambuja Cements Ltd.	Cement & cement products	1.98	59.4	0.51%	-0.30%	0.84% (May 2025)	0.04% (Feb 2025)	1.05 L	-0.58 L	Large Cap	56.53
United Spirits Ltd.	Breweries & distilleries	0.5	58.7	0.50%	0.03%	0.65% (Jun 2025)	0.23% (Feb 2025)	40.98 k	81.00	Large Cap	56.53
Eternal Ltd.	E-retail/ e-commerce	0.5	58.6	0.50%	-0.02%	0.74% (Nov 2024)	0% (Nov 2024)	1.84 L	0.00	Other	12.06
SBI Life Insurance Co Ltd.	Life insurance	0.5	58.2	0.50%	0.03%	0.51% (Aug 2025)	0.21% (Dec 2024)	29.76 k	0.00	Large Cap	56.53
Grasim Industries Limited	Cement & cement products	1.98	56.9	0.49%	0.02%	0.53% (Jul 2025)	0% (Nov 2024)	19.67 k	0.00	Large Cap	56.53
Amara Raja Batteries Limited	Auto components & equipments	0.89	56.3	0.48%	0.04%	0.48% (Oct 2025)	0% (Nov 2024)	56.00 k	4.84 k	Mid Cap	5.95
CRISIL Ltd.	Other financial services	0.46	53.9	0.46%	0.08%	0.46% (Oct 2025)	0% (Nov 2024)	10.94 k	941.00	Mid Cap	5.95
Home First Finance Company India Ltd.	Housing finance company	0.6	53.5	0.46%	0.06%	0.46% (Oct 2025)	0% (Nov 2024)	44.79 k	7.20 k	Other	12.06
Tata Power Co. Ltd.	Integrated power utilities	0.45	53.2	0.45%	0.01%	0.49% (Jun 2025)	0% (Nov 2024)	1.31 L	0.00	Mid Cap	5.95
- Bajaj Auto Ltd.	2/3 wheelers	0.45	52.9	0.45%	0.00%	0.45% (Oct 2025)	0% (Nov 2024)	5.95 k	0.00	Large Cap	56.53
# J.K. Cement Ltd.	Cement & cement products	1.98	50.8	0.43%	0.43%	0.43% (Oct 2025)	0% (Nov 2024)	8.18 k	8.18 k	Small Cap	2.04
- Mankind Pharma Ltd.	Pharmaceuticals	1.72	49.7	0.42%	0.00%	0.81% (Nov 2024)	0.29% (Feb 2025)	20.85 k	930.00	Other	12.06
UNO Minda Ltd.	Auto components & equipments	0.89	48.2	0.41%	-0.03%	0.44% (Sep 2025)	0% (Nov 2024)	39.00 k	0.00	Small Cap	2.04
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	1.72	47.5	0.41%	0.02%	1.42% (Dec 2024)	0.39% (Sep 2025)	28.08 k	0.00	Large Cap	56.53
- Lupin Ltd.	Pharmaceuticals	1.72	42.6	0.36%	0.00%	0.51% (Jul 2025)	0% (Nov 2024)	21.70 k	0.00	Large Cap	56.53
Pidilite Industries Ltd.	Specialty chemicals	0.34	40.3	0.34%	-0.01%	0.37% (Aug 2025)	0% (Nov 2024)	27.88 k	0.00	Large Cap	56.53
Prestige Estates Projects Ltd.	Residential, commercial projects	0.34	39.6	0.34%	0.04%	0.34% (Oct 2025)	0% (Nov 2024)	22.70 k	0.00	Mid Cap	5.95
Varun Beverages Ltd.	Other beverages	0.32	37.4	0.32%	0.01%	0.35% (Jul 2025)	0% (Nov 2024)	79.62 k	0.00	Other	12.06
Fortis Healthcare Ltd.	Hospital	0.32	37.3	0.32%	-0.06%	0.38% (Sep 2025)	0% (Nov 2024)	36.43 k	-9.08 k	Other	12.06
Prudent Corporate Advisory Services Ltd.	Financial products distributor	0.31	36.3	0.31%	0.15%	0.31% (Oct 2025)	0% (Nov 2024)	14.20 k	6.85 k	Other	12.06
Hindustan Aeronautics Ltd.	Aerospace & defense	1.16	35.1	0.30%	-0.01%	0.31% (Sep 2025)	0% (Nov 2024)	7.50 k	0.00	Other	12.06
- Bajaj Finserv Ltd	Holding company	0.29	34.5	0.29%	0.01%	0.29% (Oct 2025)	0.09% (Dec 2024)	16.50 k	0.00	Other	12.06
Indus Towers Ltd.	Telecom - infrastructure	0.21	24.1	0.21%	0.01%	0.27% (Jun 2025)	0% (Nov 2024)	66.30 k	0.00	Large Cap	56.53
- Tech Mahindra Ltd.	Computers - software & consulting	1.64	24	0.20%	0.00%	1.02% (Nov 2024)	0.2% (Sep 2025)	16.84 k	0.00	Large Cap	56.53
Indegene Ltd.	Healthcare research, analytics & technology	0.19	22.1	0.19%	-0.01%	0.2% (Sep 2025)	0% (Nov 2024)	40.97 k	0.00	Other	12.06
GAIL (India) Ltd.	Gas transmission/marketing	0.17	19.6	0.17%	0.00%	0.19% (Jun 2025)	0% (Nov 2024)	1.07 L	0.00	Large Cap	56.53
Indian Hotels Company Limited	Hotels & resorts	0.17	19.5	0.17%	0.00%	0.18% (Jun 2025)	0% (Nov 2024)	26.25 k	0.00	Mid Cap	5.95
Polycab India Limited	Cables - electricals	0.15	17.3	0.15%	0.01%	0.2% (Jun 2025)	0% (Nov 2024)	2.25 k	0.00	Other	12.06
- PNB Housing Finance Ltd.	Housing finance company	0.6	16.9	0.14%	0.01%	1.02% (Nov 2024)	0% (Nov 2024)	18.20 k	0.00	Mid Cap	5.95
# PB Fintech Ltd.	Financial technology (fintech)	0.14	16.6	0.14%	0.14%	0.14% (Oct 2025)	0% (Nov 2024)	9.30 k	9.30 k	Other	12.06
Divis Laboratories Ltd.	Pharmaceuticals	1.72	2	0.02%	0.00%	0.02% (Oct 2025)	0% (Nov 2024)	300.00	0.00	Large Cap	56.53
- TVS Motor Company Ltd. - Preference Shares	2/3 wheelers	0.45	0.4	0.00%	0.00%	0% (Nov 2025)	0% (Nov 2025)	36.40 k	0.00	Other	12.06
Zydus Lifesciences Ltd.	Pharmaceuticals	1.72	39.7	0.00%	-0.34%	-	-	-	-	Mid Cap	5.95
Hero Motocorp Ltd.	2/3 wheelers	0.45	30.4	0.00%	-0.26%	-	-	-	-	Large Cap	56.53
Shriram Finance Ltd.	Non banking financial company (nbfc)	2.59	84.3	0.00%	-0.73%	-	-	-	-	Other	12.06

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# PB Fintech Ltd.	Financial technology (fintech)	16.6	0.14%	0.14%	0.14% (Oct 2025)	0% (Nov 2024)	9.30 k	9295
# J.K. Cement Ltd.	Cement & cement products	50.8	0.43%	0.43%	0.43% (Oct 2025)	0% (Nov 2024)	8.18 k	8180

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	1M Change in Qty
Zydus Lifesciences Ltd.	Pharmaceuticals	39.7	0.00%	-0.34%	0.37% (Jun 2025)	0% (Nov 2024)	-40450
Hero Motocorp Ltd.	2/3 wheelers	30.4	0.00%	-0.26%	0.41% (Jun 2025)	0% (Nov 2024)	-5553
Shriram Finance Ltd.	Non banking financial company (nbfc)	84.3	0.00%	-0.73%	0.84% (Jun 2025)	0% (Nov 2024)	-136775

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
Reliance Industries Ltd.	8.70%	8.08%	7.89%	8.25%	9.07%	9.23%	9.54%	8.90%	7.92%	8.08%	7.88%	6.04%	5.58%
Bharti Airtel Ltd.	9.92%	9.09%	8.84%	8.78%	9.45%	8.62%	9.06%	8.66%	4.78%	5.02%	4.88%	5.23%	4.86%
ICICI Bank Ltd.	7.33%	7.39%	6.05%	6.36%	2.91%	3.27%	3.37%	3.28%	3.48%	3.51%	2.75%	2.92%	2.95%
Infosys Ltd.	0.68%	0.87%	4.82%	5.06%	5.70%	5.22%	5.24%	5.64%	5.73%	4.59%	3.82%	3.95%	3.64%
Axis Bank Ltd.	3.94%	3.68%	2.08%	3.25%	3.02%	2.90%	3.02%	2.43%	3.74%	3.52%	3.85%	4.12%	4.26%
HDFC Bank Ltd.	5.35%	5.02%	4.35%	3.48%	3.50%	2.87%	2.97%	2.90%	2.60%	2.47%	2.10%	2.22%	2.77%
State Bank Of India	3.98%	4.08%	3.74%	3.81%	4.01%	1.08%	1.09%	1.10%	0.93%	0.86%	0.90%	0.99%	0.99%
Larsen & Toubro Ltd.	2.88%	2.38%	2.37%	2.12%	1.71%	1.46%	1.39%	1.73%	2.14%	2.34%	2.40%	1.85%	1.83%
Kotak Mahindra Bank Ltd.	2.53%	2.43%	2.19%	1.58%	1.54%	1.08%	1.20%	1.21%	2.17%	2.10%	2.00%	-	-
Hindustan Unilever Ltd.	1.56%	1.58%	1.69%	1.44%	1.34%	2.25%	2.35%	1.66%	1.87%	2.04%	1.51%	1.69%	1.74%
Mahindra & Mahindra Ltd.	2.61%	2.27%	1.24%	1.23%	1.29%	0.24%	0.25%	1.44%	2.62%	2.93%	2.99%	1.49%	1.39%
Indusind Bank Ltd.	-	-	-	-	-	0.69%	0.74%	0.59%	0.81%	2.53%	2.48%	2.55%	2.47%
ITC Limited	1.02%	0.99%	1.32%	1.88%	1.60%	2.54%	2.70%	1.35%	1.23%	1.35%	-	-	-
Maruti Suzuki India Ltd.	0.57%	0.64%	0.67%	0.58%	0.59%	1.53%	1.59%	2.75%	2.69%	2.00%	1.79%	1.91%	1.77%
HCL Technologies Limited	0.76%	0.70%	0.74%	0.70%	0.84%	-	-	-	2.91%	3.09%	1.09%	1.09%	1.06%

No of Debt Holding 12 (Category Avg - 15.96) | Modified Duration 2.45 Years (Category Avg - 2.51)| Yield to Maturity 6.27% (Category Avg - 6.43%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	8.82%	8.94%
CD	4.23%	0.37%
T-Bills	2.12%	0.55%
CP	0.00%	0.43%
NCD & Bonds	6.03%	7.62%
PTC	0.00%	0.17%

Category - Equity Savings

Security Type	% Weight	Category Average
Government Backed	10.94%	9.49%
Low Risk	10.26%	8.46%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Equity Savings

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			670.93	5.73%	65.00 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	249.62	2.13%	250.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	248.67	2.12%	500.00
Bond - T-Bill	T-Bills	Other			248.27	2.12%	25.00 L
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	247.61	2.11%	500.00
Bond - Govt of India	GOI	Other			155.96	1.33%	15.00 L
Bond - Govt of India	GOI	Other			154.43	1.32%	15.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	153.25	1.31%	1.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	101.84	0.87%	1.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	100.65	0.86%	100.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	100.61	0.86%	1.00 k
Bond - Govt of India	GOI	Other			51.59	0.44%	5.00 L