UTI Large Cap Fund - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Large Cap Fund

Portfolio Turnover Ratio : 32.00%. Category average turnover ratio is 165.38%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 96.19% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 96.19%

No of Stocks : 57 (Category Avg - 51.27) | Large Cap Investments : 65.25%| Mid Cap Investments : 5.71% | Small Cap Investments : 1.05% | Other : 24.18%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	57	50.42
Top 5 Stock Weight	29.83%	31.05%
Top 10 Stock Weight	47.49%	48.21%
Top 3 Sector Weight	40.03%	35.76%

Category - Large Cap Fund

Particulars	This Scheme	Category
Average mcap (Cr)	155579.23	150206.02
Holdings in large cap stocks	65.25%	60.46%
Holdings in mid cap stocks	5.71%	8.2%
Holdings in small cap stocks	1.05%	2.36%

Category - Large Cap Fund

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	12101.3	9.14%	0.14%	10.29% (Feb 2025)	9% (Sep 2025)	1.23 Cr	0.00
ICICI Bank Ltd.	Private sector bank	9266.2	7.00%	-0.36%	8.48% (Jul 2025)	7% (Oct 2025)	68.88 L	-1.80 L
Infosys Ltd.	Computers - software & consulting	7433.2	5.61%	0.03%	6.7% (Dec 2024)	5.17% (Jul 2025)	50.15 L	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	5485	4.14%	0.27%	4.79% (Nov 2024)	3.87% (Sep 2025)	26.70 L	0.00
Kotak Mahindra Bank Ltd.	Private sector bank	5218.5	3.94%	0.12%	4.23% (Apr 2025)	2.2% (Dec 2024)	24.82 L	0.00
Larsen & Toubro Ltd.	Civil construction	5054.5	3.82%	0.28%	3.82% (Oct 2025)	2.73% (Nov 2024)	12.54 L	0.00
Bajaj Finance Ltd.	Non banking financial company (nbfc)	4948.9	3.74%	-0.26%	4.07% (May 2025)	2.1% (Nov 2024)	47.46 L	-4.42 L
Reliance Industries Ltd.	Refineries & marketing	4726.5	3.57%	0.25%	4.63% (May 2025)	2.64% (Jul 2025)	31.80 L	33.00 k
Avenue Supermarts Ltd.	Diversified retail	4484.8	3.39%	-0.34%	3.99% (Aug 2025)	2.97% (Dec 2024)	10.80 L	0.00
Axis Bank Ltd.	Private sector bank	4156.7	3.14%	-0.04%	3.38% (Apr 2025)	1.81% (Dec 2024)	33.72 L	-2.71 L

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

None
Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
HDFC Bank Ltd.	Private sector bank	23.95	12101.3	9.14%	0.14%	10.29% (Feb 2025)	9% (Sep 2025)	1.23 Cr	0.00	Other	24.18
ICICI Bank Ltd.	Private sector bank	23.95	9266.2	7.00%	-0.36%	8.48% (Jul 2025)	7% (Oct 2025)	68.88 L	-1.80 L	Large Cap	65.25
Infosys Ltd.	Computers - software & consulting	11.4	7433.2	5.61%	0.03%	6.7% (Dec 2024)	5.17% (Jul 2025)	50.15 L	0.00	Large Cap	65.25
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	4.14	5485	4.14%	0.27%	4.79% (Nov 2024)	3.87% (Sep 2025)	26.70 L	0.00	Large Cap	65.25
Kotak Mahindra Bank Ltd.	Private sector bank	23.95	5218.5	3.94%	0.12%	4.23% (Apr 2025)	2.2% (Dec 2024)	24.82 L	0.00	Large Cap	65.25
Larsen & Toubro Ltd.	Civil construction	3.82	5054.5	3.82%	0.28%	3.82% (Oct 2025)	2.73% (Nov 2024)	12.54 L	0.00	Large Cap	65.25
Bajaj Finance Ltd.	Non banking financial company (nbfc)	3.92	4948.9	3.74%	-0.26%	4.07% (May 2025)	2.1% (Nov 2024)	47.46 L	-4.42 L	Other	24.18
Reliance Industries Ltd.	Refineries & marketing	4.68	4726.5	3.57%	0.25%	4.63% (May 2025)	2.64% (Jul 2025)	31.80 L	33.00 k	Large Cap	65.25
Avenue Supermarts Ltd.	Diversified retail	3.39	4484.8	3.39%	-0.34%	3.99% (Aug 2025)	2.97% (Dec 2024)	10.80 L	0.00	Large Cap	65.25
Axis Bank Ltd.	Private sector bank	23.95	4156.7	3.14%	-0.04%	3.38% (Apr 2025)	1.81% (Dec 2024)	33.72 L	-2.71 L	Large Cap	65.25
ITC Limited	Diversified fmcg	2.87	3801	2.87%	0.07%	3% (Apr 2025)	2.19% (Nov 2024)	90.43 L	0.00	Large Cap	65.25
State Bank Of India	Public sector bank	2.78	3682.4	2.78%	0.32%	2.78% (Oct 2025)	0% (Nov 2024)	39.30 L	2.80 L	Large Cap	65.25
LTIMindtree Ltd.	Computers - software & consulting	11.4	2519.9	1.90%	0.13%	2.13% (Nov 2024)	1.61% (Apr 2025)	4.43 L	0.00	Mid Cap	5.71
Eternal Ltd.	E-retail/ e-commerce	1.87	2471.7	1.87%	-0.10%	1.97% (Sep 2025)	0.49% (Jan 2025)	77.79 L	-0.61 L	Other	24.18
Polycab India Limited	Cables - electricals	1.78	2360.6	1.78%	0.06%	1.78% (Oct 2025)	0.26% (Dec 2024)	3.06 L	0.00	Other	24.18
Tata Consultancy Services Ltd.	Computers - software & consulting	11.4	2277	1.72%	0.06%	1.87% (Jun 2025)	1.14% (Feb 2025)	7.45 L	0.00	Large Cap	65.25
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	2.89	2253	1.70%	-0.12%	2.76% (Feb 2025)	1.7% (Oct 2025)	1.39 L	-8.00 k	Large Cap	65.25
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	2.3	2102.4	1.59%	0.06%	2.07% (Dec 2024)	1.53% (Sep 2025)	12.44 L	0.00	Large Cap	65.25
Tata Consumer Products Ltd.	Tea & coffee	1.58	2088	1.58%	0.02%	1.58% (Oct 2025)	1.14% (Dec 2024)	17.92 L	0.00	Mid Cap	5.71
Titan Company Ltd.	Gems, jewellery and watches	1.49	1969.1	1.49%	0.12%	1.49% (Oct 2025)	0.58% (Nov 2024)	5.26 L	0.00	Large Cap	65.25
Godrej Consumer Products Ltd	Personal care	1.48	1954.6	1.48%	-0.09%	1.84% (Mar 2025)	1.46% (Dec 2024)	17.47 L	0.00	Large Cap	65.25
National Thermal Power Corporation Ltd.	Power generation	1.34	1772.5	1.34%	-0.04%	1.4% (Mar 2025)	1.24% (Jan 2025)	52.60 L	0.00	Large Cap	65.25
HDFC Life Insurance Company Ltd.	Life insurance	1.33	1758.5	1.33%	-0.14%	2.24% (Mar 2025)	1.33% (Oct 2025)	24.03 L	-1.19 L	Large Cap	65.25
Hindustan Aeronautics Ltd.	Aerospace & defense	1.31	1728.8	1.31%	0.28%	1.31% (Oct 2025)	0% (Nov 2024)	3.69 L	89.43 k	Other	24.18
Tata Steel Ltd.	Iron & steel products	2.27	1619.8	1.22%	0.16%	1.22% (Oct 2025)	0% (Nov 2024)	88.59 L	7.50 L	Other	24.18
Bharat Petroleum Corporation Ltd.	Refineries & marketing	4.68	1474.7	1.11%	-0.18%	1.29% (Sep 2025)	0% (Nov 2024)	41.33 L	-7.90 L	Large Cap	65.25
Oil & Natural Gas Corporation Ltd.	Oil exploration & production	1.08	1428.4	1.08%	0.05%	1.18% (Jan 2025)	0.95% (Dec 2024)	55.93 L	0.00	Large Cap	65.25
- Jindal Stainless Ltd.	Iron & steel products	2.27	1390.7	1.05%	0.00%	1.09% (Aug 2025)	0.85% (Apr 2025)	18.45 L	0.00	Small Cap	1.05
Astral Ltd.	Plastic products - industrial	0.98	1294.3	0.98%	0.04%	1.05% (May 2025)	0.68% (Jan 2025)	8.93 L	0.00	Mid Cap	5.71
Wipro Ltd.	Computers - software & consulting	11.4	1290.7	0.97%	-0.02%	1.34% (Jan 2025)	0% (Nov 2024)	53.63 L	0.00	Large Cap	65.25
Vedanta Ltd.	Diversified metals	0.97	1281.4	0.97%	0.04%	1.11% (Mar 2025)	0% (Nov 2024)	25.96 L	0.00	Large Cap	65.25
Ultratech Cement Ltd.	Cement & cement products	0.95	1259.1	0.95%	-0.04%	1.65% (Jan 2025)	0.56% (May 2025)	1.05 L	0.00	Large Cap	65.25
ICICI Lombard General Insurance Co Ltd.	General insurance	0.93	1229.8	0.93%	-0.26%	1.3% (Jun 2025)	0.93% (Oct 2025)	6.17 L	-1.97 L	Large Cap	65.25
HDFC Asset Management Co. Ltd.	Asset management company	0.93	1229.7	0.93%	-0.05%	1.02% (Jul 2025)	0% (Nov 2024)	2.29 L	0.00	Large Cap	65.25
InterGlobe Aviation Ltd.	Airline	0.92	1222.5	0.92%	-0.07%	1.33% (Nov 2024)	0.92% (Oct 2025)	2.17 L	-0.12 L	Large Cap	65.25
Jubilant Foodworks Ltd.	Restaurants	0.92	1212.6	0.92%	-0.05%	0.97% (Sep 2025)	0.61% (Nov 2024)	20.28 L	0.00	Other	24.18
Havells India Ltd.	Consumer electronics	1.6	1201.1	0.91%	-0.02%	1.02% (Apr 2025)	0.42% (Feb 2025)	8.04 L	0.00	Large Cap	65.25
- Bajaj Auto Ltd.	2/3 wheelers	0.9	1189.9	0.90%	0.00%	0.9% (Sep 2025)	0% (Nov 2024)	1.34 L	0.00	Large Cap	65.25
Metropolis Healthcare Ltd.	Healthcare service provider	0.88	1166.1	0.88%	0.11%	0.88% (Oct 2025)	0.63% (Mar 2025)	5.92 L	1.05 L	Other	24.18
HCL Technologies Limited	Computers - software & consulting	11.4	1152.9	0.87%	0.07%	2.09% (Nov 2024)	0.8% (Sep 2025)	7.48 L	0.00	Large Cap	65.25
Asian Paints (india) Ltd.	Paints	0.84	1111.3	0.84%	0.04%	0.86% (Aug 2025)	0% (Nov 2024)	4.43 L	0.00	Large Cap	65.25
Indusind Bank Ltd.	Private sector bank	23.95	969.7	0.73%	0.04%	3.15% (Jan 2025)	0.69% (Sep 2025)	12.20 L	0.00	Large Cap	65.25
Cipla Ltd.	Pharmaceuticals	2.3	946.2	0.71%	-0.27%	1.06% (Apr 2025)	0.71% (Oct 2025)	6.30 L	-2.14 L	Large Cap	65.25
# Dixon Technologies (India) Ltd.	Consumer electronics	1.6	919.2	0.69%	0.69%	0.69% (Oct 2025)	0% (Nov 2024)	59.33 k	59.33 k	Other	24.18
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	2.89	870.9	0.66%	-0.31%	1.14% (May 2025)	0.66% (Oct 2025)	2.50 L	-1.19 L	Large Cap	65.25
SRF Ltd.	Specialty chemicals	0.56	736.7	0.56%	0.01%	0.56% (Oct 2025)	0% (Nov 2024)	2.51 L	0.00	Mid Cap	5.71
Metro Brands Ltd.	Footwear	0.55	734.3	0.55%	-0.10%	0.65% (Sep 2025)	0.54% (Mar 2025)	6.51 L	0.00	Other	24.18
Varun Beverages Ltd.	Other beverages	0.53	704.8	0.53%	0.02%	0.62% (Jul 2025)	0.35% (Jun 2025)	15.01 L	0.00	Other	24.18
Hyundai Motor India Ltd.	Passenger cars & utility vehicles	2.89	697.9	0.53%	-0.04%	1.01% (Nov 2024)	0.49% (Jun 2025)	2.86 L	0.00	Other	24.18
Motherson Sumi Systems Ltd.	Auto components & equipments	0.87	696.8	0.53%	-0.01%	0.86% (Nov 2024)	0.47% (Aug 2025)	66.12 L	0.00	Large Cap	65.25
Info Edge (India) Ltd.	Internet & catalogue retail	0.5	658.7	0.50%	0.02%	0.75% (Dec 2024)	0.48% (Sep 2025)	4.78 L	0.00	Other	24.18
- Trent Limited	Speciality retail	0.44	576	0.44%	0.00%	0.76% (Dec 2024)	0.44% (Sep 2025)	1.23 L	0.00	Mid Cap	5.71
Sona BLW Precision Forgings Ltd.	Auto components & equipments	0.87	451.1	0.34%	0.04%	0.5% (Nov 2024)	0.3% (Sep 2025)	9.54 L	0.00	Other	24.18
- Tech Mahindra Ltd.	Computers - software & consulting	11.4	440	0.33%	0.00%	1.04% (Nov 2024)	0.33% (Sep 2025)	3.09 L	0.00	Large Cap	65.25
Balkrishna Industries Ltd.	Tyres & rubber products	0.25	332.7	0.25%	0.04%	0.45% (Dec 2024)	0.2% (Aug 2025)	1.46 L	30.01 k	Mid Cap	5.71
# Tata Capital Ltd.	Non banking financial company (nbfc)	3.92	235.3	0.18%	0.18%	0.18% (Oct 2025)	0% (Nov 2024)	7.19 L	7.19 L	Other	24.18
- Shubh Shanti Services Ltd.	Trading & distributors	0	0	0.00%	0.00%	0% (Oct 2025)	0% (Oct 2025)	1.82 L	0.00	Other	24.18
Dr. Reddys Laboratories Ltd.	Pharmaceuticals	2.3	1341.4	0.00%	-1.04%	-	-	-	-	Other	24.18
Tata Motors Ltd.	Passenger cars & utility vehicles	2.89	1141	0.00%	-0.88%	-	-	-	-	Large Cap	65.25

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Tata Capital Ltd.	Non banking financial company (nbfc)	235.3	0.18%	0.18%	0.18% (Oct 2025)	0% (Nov 2024)	7.19 L	718934
# Dixon Technologies (India) Ltd.	Consumer electronics	919.2	0.69%	0.69%	0.69% (Oct 2025)	0% (Nov 2024)	59.33 k	59329

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Dr. Reddys Laboratories Ltd.	Pharmaceuticals	1341.4	0.00%	-1.04%	1.23% (Dec 2024)	0% (Nov 2024)	0.00	-1096170
Tata Motors Ltd.	Passenger cars & utility vehicles	1141	0.00%	-0.88%	0.88% (Sep 2025)	0% (Nov 2024)	0.00	-1677385

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
HDFC Bank Ltd.	9.14%	9.00%	9.01%	9.72%	9.78%	9.77%	9.91%	9.84%	10.29%	9.47%	9.78%	9.82%	10.00%
ICICI Bank Ltd.	7.00%	7.36%	7.86%	8.48%	8.05%	8.28%	8.40%	8.21%	8.44%	8.25%	8.35%	8.11%	7.87%
Infosys Ltd.	5.61%	5.58%	5.58%	5.17%	5.33%	5.35%	5.18%	5.41%	6.04%	6.32%	6.70%	6.59%	6.49%
Bharti Airtel Ltd.	4.14%	3.87%	4.31%	4.44%	4.54%	4.31%	4.37%	4.51%	4.25%	4.40%	4.77%	4.79%	4.76%
Reliance Industries Ltd.	3.57%	3.32%	3.30%	2.64%	3.29%	4.63%	4.61%	3.97%	3.88%	3.84%	3.46%	3.61%	3.73%
Avenue Supermarts Ltd.	3.39%	3.73%	3.99%	3.65%	3.64%	3.42%	3.62%	3.64%	3.16%	3.19%	2.97%	3.04%	3.11%
Kotak Mahindra Bank Ltd.	3.94%	3.82%	3.76%	3.86%	4.00%	3.94%	4.23%	3.91%	2.52%	2.37%	2.20%	2.91%	2.86%
Bajaj Finance Ltd.	3.74%	4.00%	3.83%	3.91%	4.04%	4.07%	3.86%	3.02%	3.00%	2.60%	2.23%	2.10%	2.57%
Larsen & Toubro Ltd.	3.82%	3.54%	3.49%	3.58%	3.52%	3.08%	2.82%	3.06%	2.88%	3.05%	3.05%	2.73%	2.51%
Axis Bank Ltd.	3.14%	3.18%	3.02%	3.15%	3.30%	3.37%	3.38%	3.26%	2.72%	2.05%	1.81%	1.89%	1.93%
ITC Limited	2.87%	2.80%	2.86%	2.93%	2.88%	2.97%	3.00%	2.76%	2.76%	2.27%	2.27%	2.19%	2.25%
Maruti Suzuki India Ltd.	1.70%	1.82%	2.27%	2.52%	2.41%	2.47%	2.63%	2.56%	2.76%	2.67%	2.33%	2.33%	2.33%
State Bank Of India	2.78%	2.46%	2.01%	1.71%	1.56%	-	-	-	-	-	-	-	-
HDFC Life Insurance Company Ltd.	1.33%	1.47%	1.77%	1.76%	1.85%	1.81%	2.12%	2.24%	2.06%	2.03%	1.94%	2.03%	2.23%
LTIMindtree Ltd.	1.90%	1.77%	1.76%	1.78%	1.80%	1.77%	1.61%	1.63%	1.76%	2.10%	1.96%	2.13%	1.97%