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Nippon India Retirement Fund - Wealth Creation Scheme - Growth

  • Regular
  • Direct
Category : Retirement Fund
Equity Holding : 99.21% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 99.21%
No of Stocks : 73 (Category Avg - 53.76) | Large Cap Investments : 53.51%| Mid Cap Investments : 13.59% | Small Cap Investments : 4.75% | Other : 27.36%

Portfolio Summary (as on 31st Aug,2025)

Particulars This Scheme Category
No. of Stocks 73 57.74
Top 5 Stock Weight 25.54% 18.16%
Top 10 Stock Weight 39.59% 27.97%
Top 3 Sector Weight 28.73% 20.81%
Category - Retirement Fund
Particulars This Scheme Category
Average mcap (Cr) 121625.58 79953.8
Holdings in large cap stocks 53.51% 30.81%
Holdings in mid cap stocks 13.59% 8.72%
Holdings in small cap stocks 4.75% 9.69%
Category - Retirement Fund

Top 10 Stocks holding in Portfolio (as on 31st Aug,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
ICICI Bank Ltd. Private sector bank 2236.5 7.11% -0.60% 9.15% (Apr 2025) 7.11% (Aug 2025) 16.00 L -0.75 L
HDFC Bank Ltd. Private sector bank 2217.2 7.05% -0.26% 7.41% (Apr 2025) 5.94% (Sep 2024) 23.30 L 11.65 L
Reliance Industries Ltd. Refineries & marketing 1391.1 4.42% -0.01% 4.9% (May 2025) 3.7% (Dec 2024) 10.25 L 0.00
Infosys Ltd. Computers - software & consulting 1102.2 3.51% -0.01% 5.66% (Jan 2025) 3.51% (Aug 2025) 7.50 L 0.00
State Bank Of India Public sector bank 1083.4 3.45% 0.11% 3.45% (Aug 2025) 2.48% (Sep 2024) 13.50 L 0.00
Larsen & Toubro Ltd. Civil construction 1080.3 3.44% 0.05% 3.67% (Sep 2024) 3% (Apr 2025) 3.00 L 0.00
Bajaj Finance Ltd. Non banking financial company (nbfc) 921.7 2.93% 0.05% 3.29% (Feb 2025) 1.77% (Nov 2024) 10.50 L 0.00
Bharti Airtel Ltd. Telecom - cellular & fixed line services 848.1 2.70% 0.03% 2.76% (Jan 2025) 2.32% (Sep 2024) 4.49 L 0.00
- National Thermal Power Corporation Ltd. Power generation 818.9 2.60% 0.00% 2.78% (Sep 2024) 2.23% (Dec 2024) 25.00 L 0.00
Mahindra & Mahindra Ltd. Passenger cars & utility vehicles 748.7 2.38% 0.05% 3% (Jan 2025) 1.48% (Sep 2024) 2.34 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.

Complete equity Portfolio (as on 31st Aug,2025)

Help me understand this table
Stock Invested in
Sector
Sector Total
Value(Mn)
% of Total Holdings
1M Change
1Y Highest Holding
1Y Lowest Holding
Quantity
1M Change in Qty
M-Cap
GroupName
ICICI Bank Ltd. Private sector bank 16.84 2236.5 7.11% -0.60% 9.15% (Apr 2025) 7.11% (Aug 2025) 16.00 L -0.75 L Large Cap 53.51
HDFC Bank Ltd. Private sector bank 16.84 2217.2 7.05% -0.26% 7.41% (Apr 2025) 5.94% (Sep 2024) 23.30 L 11.65 L Other 27.36
Reliance Industries Ltd. Refineries & marketing 5.4 1391.1 4.42% -0.01% 4.9% (May 2025) 3.7% (Dec 2024) 10.25 L 0.00 Large Cap 53.51
Infosys Ltd. Computers - software & consulting 6.49 1102.2 3.51% -0.01% 5.66% (Jan 2025) 3.51% (Aug 2025) 7.50 L 0.00 Large Cap 53.51
State Bank Of India Public sector bank 3.45 1083.4 3.45% 0.11% 3.45% (Aug 2025) 2.48% (Sep 2024) 13.50 L 0.00 Large Cap 53.51
Larsen & Toubro Ltd. Civil construction 4.89 1080.3 3.44% 0.05% 3.67% (Sep 2024) 3% (Apr 2025) 3.00 L 0.00 Large Cap 53.51
Bajaj Finance Ltd. Non banking financial company (nbfc) 2.93 921.7 2.93% 0.05% 3.29% (Feb 2025) 1.77% (Nov 2024) 10.50 L 0.00 Other 27.36
Bharti Airtel Ltd. Telecom - cellular & fixed line services 2.7 848.1 2.70% 0.03% 2.76% (Jan 2025) 2.32% (Sep 2024) 4.49 L 0.00 Large Cap 53.51
- National Thermal Power Corporation Ltd. Power generation 5.06 818.9 2.60% 0.00% 2.78% (Sep 2024) 2.23% (Dec 2024) 25.00 L 0.00 Large Cap 53.51
Mahindra & Mahindra Ltd. Passenger cars & utility vehicles 3.47 748.7 2.38% 0.05% 3% (Jan 2025) 1.48% (Sep 2024) 2.34 L 0.00 Large Cap 53.51
Power Finance Corporation Ltd. Financial institution 2.17 683.5 2.17% -0.12% 2.35% (Jun 2025) 1.39% (Sep 2024) 18.00 L 0.00 Mid Cap 13.59
SBI Life Insurance Co Ltd. Life insurance 2.52 631.9 2.01% 0.01% 2.01% (Aug 2025) 0.85% (Dec 2024) 3.50 L 0.00 Large Cap 53.51
Tech Mahindra Ltd. Computers - software & consulting 6.49 629.6 2.00% 0.07% 2.19% (Jun 2025) 0% (Sep 2024) 4.25 L 0.00 Large Cap 53.51
Hindustan Unilever Ltd. Diversified fmcg 1.86 585.2 1.86% 0.29% 2.11% (Sep 2024) 1.12% (Jun 2025) 2.20 L 20.00 k Large Cap 53.51
Hindustan Aeronautics Ltd. Aerospace & defense 2.6 584.9 1.86% -0.04% 2.11% (May 2025) 0.88% (Sep 2024) 1.35 L 0.00 Other 27.36
Axis Bank Ltd. Private sector bank 16.84 574.9 1.83% -0.16% 3.44% (Mar 2025) 1.83% (Aug 2025) 5.50 L -0.50 L Large Cap 53.51
Ultratech Cement Ltd. Cement & cement products 1.81 568.8 1.81% 0.10% 1.89% (Mar 2025) 1.34% (Nov 2024) 45.00 k 0.00 Large Cap 53.51
InterGlobe Aviation Ltd. Airline 1.8 564.6 1.80% -0.04% 1.84% (Jul 2025) 0.96% (Sep 2024) 1.00 L 0.00 Large Cap 53.51
HDFC Asset Management Co. Ltd. Asset management company 1.74 546.3 1.74% -0.02% 1.76% (Jul 2025) 0.61% (Sep 2024) 1.00 L 0.00 Large Cap 53.51
Dixon Technologies (India) Ltd. Consumer electronics 1.7 534.1 1.70% 0.03% 2.02% (Dec 2024) 1.46% (Jun 2025) 32.00 k 0.00 Other 27.36
Eternal Ltd. E-retail/ e-commerce 1.7 533.7 1.70% 0.07% 1.95% (Dec 2024) 0.9% (May 2025) 17.00 L 0.00 Other 27.36
Vedanta Ltd. Diversified metals 1.61 504.8 1.61% 0.02% 1.69% (Jun 2025) 0% (Sep 2024) 12.00 L 0.00 Large Cap 53.51
Crompton Greaves Consumer Electricals Ltd. Household appliances 2.19 462 1.47% 0.06% 1.55% (May 2025) 0.78% (Jan 2025) 14.00 L 0.00 Mid Cap 13.59
Cummins India Ltd. Compressors, pumps & diesel engines 1.28 401.8 1.28% 0.12% 1.58% (Sep 2024) 1.09% (Jun 2025) 1.05 L 0.00 Mid Cap 13.59
J S W Energy Ltd. Power generation 5.06 390.8 1.24% 0.04% 1.24% (Aug 2025) 0% (Sep 2024) 8.00 L 50.00 k Mid Cap 13.59
Motherson Sumi Systems Ltd. Auto components & equipments 1.24 389.6 1.24% -0.03% 2.42% (Sep 2024) 1.2% (Apr 2025) 42.00 L 0.00 Large Cap 53.51
NLC India Ltd. Power generation 5.06 382.8 1.22% -0.06% 1.29% (May 2025) 1.08% (Jan 2025) 17.00 L 0.00 Small Cap 4.75
Titan Company Ltd. Gems, jewellery and watches 1.1 344.7 1.10% 0.11% 1.41% (Jan 2025) 0.99% (Jul 2025) 95.00 k 0.00 Large Cap 53.51
Hyundai Motor India Ltd. Passenger cars & utility vehicles 3.47 341.9 1.09% 0.16% 1.09% (Aug 2025) 0% (Sep 2024) 1.39 L 0.00 Other 27.36
- Lupin Ltd. Pharmaceuticals 4.27 341.1 1.08% 0.00% 1.24% (Feb 2025) 0.63% (Sep 2024) 1.80 L 0.00 Large Cap 53.51
Page Industries Ltd. Garments & apparels 1.06 332.5 1.06% -0.08% 1.14% (Jul 2025) 0% (Sep 2024) 7.50 k 0.00 Mid Cap 13.59
Kaynes Technology India Private Ltd. Industrial products 1.9 324.2 1.03% 0.01% 1.99% (Sep 2024) 0.55% (Apr 2025) 52.96 k 0.00 Other 27.36
Brigade Enterprises Ltd. Residential, commercial projects 1.03 323.1 1.03% -0.07% 1.42% (Sep 2024) 1.03% (Aug 2025) 3.50 L 0.00 Small Cap 4.75
Bharat Petroleum Corporation Ltd. Refineries & marketing 5.4 308.2 0.98% -0.76% 1.74% (Jul 2025) 0% (Sep 2024) 10.00 L -7.00 L Large Cap 53.51
- United Spirits Ltd. Breweries & distilleries 1.66 288.4 0.92% 0.00% 1.65% (Apr 2025) 0.91% (Sep 2024) 2.20 L 0.00 Large Cap 53.51
Eicher Motors Ltd. 2/3 wheelers 1.61 274.6 0.87% 0.11% 1.43% (Apr 2025) 0% (Sep 2024) 45.00 k 0.00 Other 27.36
Cyient DLM Ltd. Industrial products 1.9 273.7 0.87% -0.04% 1.47% (Nov 2024) 0.87% (Aug 2025) 6.47 L 0.00 Other 27.36
Federal Bank Ltd. Private sector bank 16.84 268.4 0.85% -0.03% 1.52% (Nov 2024) 0.85% (Aug 2025) 14.00 L 0.00 Mid Cap 13.59
Apollo Hospitals Enterprises Ltd. Hospital 0.85 266.4 0.85% 0.03% 0.85% (Aug 2025) 0% (Sep 2024) 35.00 k 0.00 Mid Cap 13.59
Abbott India Ltd. Pharmaceuticals 4.27 251.8 0.80% -0.06% 0.96% (Feb 2025) 0.75% (Sep 2024) 8.00 k 0.00 Mid Cap 13.59
Hindalco Industries Ltd. Aluminium 0.78 246.4 0.78% 0.04% 1.81% (Sep 2024) 0.74% (Jul 2025) 3.50 L 0.00 Large Cap 53.51
United Breweries Ltd. Breweries & distilleries 1.66 233.7 0.74% -0.02% 0.87% (Apr 2025) 0.47% (Oct 2024) 1.26 L 0.00 Large Cap 53.51
Britannia Industries Ltd. Packaged foods 0.74 233 0.74% 0.02% 0.74% (Aug 2025) 0% (Sep 2024) 40.00 k 0.00 Large Cap 53.51
Mishra Dhatu Nigam Ltd. Aerospace & defense 2.6 232.1 0.74% -0.05% 0.85% (Jun 2025) 0.55% (Feb 2025) 6.42 L 0.00 Small Cap 4.75
TVS Motor Company Ltd. 2/3 wheelers 1.61 229.4 0.73% 0.12% 0.73% (Aug 2025) 0% (Sep 2024) 70.00 k 0.00 Mid Cap 13.59
K.P.R. Mill Ltd. Other textile products 0.72 226.9 0.72% -0.09% 0.91% (Oct 2024) 0.65% (Feb 2025) 2.30 L 0.00 Other 27.36
Blue Star Ltd. Household appliances 2.19 225.8 0.72% 0.18% 0.8% (Apr 2025) 0% (Sep 2024) 1.20 L 20.00 k Small Cap 4.75
Schneider Electric Infrastructure Ltd. Heavy electrical equipment 0.68 214.3 0.68% -0.10% 0.78% (Jul 2025) 0% (Sep 2024) 2.50 L 0.00 Small Cap 4.75
SRF Ltd. Specialty chemicals 0.68 212.7 0.68% -0.03% 0.74% (Jun 2025) 0% (Sep 2024) 75.00 k 0.00 Mid Cap 13.59
Ipca Laboratories Ltd. Pharmaceuticals 4.27 207.7 0.66% -0.03% 0.74% (Mar 2025) 0.54% (Sep 2024) 1.50 L 0.00 Other 27.36
Gland Pharma Ltd. Pharmaceuticals 4.27 205.5 0.65% -0.06% 0.71% (Jul 2025) 0.49% (Apr 2025) 1.10 L -0.22 k Other 27.36
- J S W Steel Ltd. Iron & steel products 0.65 205.3 0.65% 0.00% 0.96% (Apr 2025) 0% (Sep 2024) 2.00 L 0.00 Large Cap 53.51
# Vikram Solar Ltd. Other electrical equipment 0.65 202.8 0.65% 0.65% 0.65% (Aug 2025) 0% (Sep 2024) 6.03 L 6.03 L Other 27.36
ISGEC Heavy Engineering Ltd. Civil construction 4.89 195.9 0.62% -0.06% 0.88% (Dec 2024) 0.62% (Aug 2025) 2.00 L 0.00 Other 27.36
Delhivery Ltd. Logistics solution provider 0.6 187.2 0.60% 0.07% 0.63% (Jun 2025) 0% (Sep 2024) 4.00 L 0.00 Other 27.36
One 97 Communications Ltd. Financial technology (fintech) 0.58 181.1 0.58% -0.10% 0.68% (Jul 2025) 0% (Sep 2024) 1.50 L -0.50 L Other 27.36
EIH Ltd Hotels & resorts 0.97 179.6 0.57% 0.04% 1.6% (Dec 2024) 0.53% (Jul 2025) 4.50 L 0.00 Mid Cap 13.59
Emcure Pharmaceuticals Ltd. Pharmaceuticals 4.27 179.3 0.57% 0.01% 0.87% (Dec 2024) 0.51% (Jun 2025) 1.29 L 0.00 Other 27.36
Marico Ltd. Personal care 0.99 163.3 0.52% -0.03% 0.91% (Apr 2025) 0% (Sep 2024) 2.25 L -0.25 L Large Cap 53.51
# Max Financial Services Ltd. Life insurance 2.52 160.2 0.51% 0.51% 0.51% (Aug 2025) 0% (Sep 2024) 1.00 L 1.00 L Mid Cap 13.59
Alkem Laboratories Ltd. Pharmaceuticals 4.27 159.1 0.51% 0.04% 0.77% (Oct 2024) 0.45% (Jun 2025) 30.00 k 0.00 Mid Cap 13.59
Sharda Motor Industries Ltd. Auto ancillaries 0.49 155.4 0.49% 0.07% 0.49% (Aug 2025) 0% (Sep 2024) 1.52 L 25.00 k Other 27.36
# Coforge Ltd. Computers - software & consulting 6.49 155.2 0.49% 0.49% 0.49% (Aug 2025) 0% (Sep 2024) 90.00 k 90.00 k Other 27.36
Ellenbarrie Industrial Gases Ltd. Industrial gases 0.49 154.4 0.49% -0.05% 0.54% (Jul 2025) 0% (Sep 2024) 2.98 L 0.00 Other 27.36
Tata Consultancy Services Ltd. Computers - software & consulting 6.49 154.2 0.49% 0.02% 4.33% (Sep 2024) 0.47% (Jul 2025) 50.00 k 0.00 Large Cap 53.51
Gillette India Ltd. Personal care 0.99 149 0.47% 0.36% 0.47% (Aug 2025) 0% (Sep 2024) 14.76 k 11.37 k Mid Cap 13.59
Bajel Projects Ltd. Power - transmission 0.46 143.7 0.46% -0.06% 0.55% (Dec 2024) 0.36% (Mar 2025) 7.13 L 0.00 Other 27.36
Star Health and Allied Insurance Co Ltd. General insurance 0.44 138.1 0.44% -0.23% 0.73% (May 2025) 0% (Sep 2024) 3.09 L -1.77 L Other 27.36
Afcons Infrastructure Ltd. Civil construction 4.89 133.7 0.43% 0.03% 0.43% (Aug 2025) 0% (Sep 2024) 3.20 L 0.00 Other 27.36
Indian Hotels Company Limited Hotels & resorts 0.97 126.7 0.40% 0.02% 0.4% (Aug 2025) 0% (Sep 2024) 1.67 L 0.00 Mid Cap 13.59
Ion Exchange (india) Ltd. Civil construction 4.89 125.2 0.40% -0.03% 0.64% (Oct 2024) 0.4% (Aug 2025) 3.00 L 0.00 Other 27.36
PVR Inox Ltd. Film production, distribution & exhibition 0.36 112 0.36% -0.01% 0.96% (Oct 2024) 0.36% (Aug 2025) 1.00 L -0.21 L Small Cap 4.75
# TVS Motor Company Ltd. - Preference Shares 2/3 wheelers 1.61 2.8 0.01% 0.01% 0% (Sep 2025) 0% (Sep 2025) 2.80 L 2.80 L Other 27.36
Coal India Ltd. Coal 160 0.00% -0.50% - - - - Large Cap 53.51
Praj Industries Ltd. Industrial products 1.9 93.4 0.00% -0.29% - - - - Small Cap 4.75
- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Aug,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
# TVS Motor Company Ltd. - Preference Shares 2/3 wheelers 2.8 0.01% 0.01% 0% (Sep 2025) 0% (Sep 2025) 2.80 L 280000
# Max Financial Services Ltd. Life insurance 160.2 0.51% 0.51% 0.51% (Aug 2025) 0% (Sep 2024) 1.00 L 100000
# Coforge Ltd. Computers - software & consulting 155.2 0.49% 0.49% 0.49% (Aug 2025) 0% (Sep 2024) 90.00 k 90000
# Vikram Solar Ltd. Other electrical equipment 202.8 0.65% 0.65% 0.65% (Aug 2025) 0% (Sep 2024) 6.03 L 602595

Stocks removed from Portfolio (in 1 month period ending 31st Aug,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
Coal India Ltd. Coal 160 0.00% -0.50% 0.92% (Mar 2025) 0% (Sep 2024) 0.00 -425000
Praj Industries Ltd. Industrial products 93.4 0.00% -0.29% 1.5% (Dec 2024) 0% (Sep 2024) 0.00 -200000

Trend in stock holdings (Top 15 Holding)

Stock Aug 2025 Jul 2025 Jun 2025 May 2025 Apr 2025 Mar 2025 Feb 2025 Jan 2025 Dec 2024 Nov 2024 Oct 2024 Sep 2024 Aug 2024
ICICI Bank Ltd. 7.11% 7.71% 7.72% 8.45% 9.15% 8.86% 8.45% 8.11% 7.80% 7.79% 7.86% 7.27% 7.09%
HDFC Bank Ltd. 7.05% 7.31% 7.12% 7.32% 7.41% 7.21% 7.30% 6.60% 6.47% 6.46% 6.33% 5.94% 5.67%
Infosys Ltd. 3.51% 3.52% 3.67% 3.67% 3.85% 4.80% 5.51% 5.66% 4.72% 4.59% 4.41% 4.29% 4.49%
Reliance Industries Ltd. 4.42% 4.43% 4.81% 4.90% 4.84% 4.19% 4.21% 4.10% 3.70% 3.87% 4.05% 4.22% 4.35%
Larsen & Toubro Ltd. 3.44% 3.39% 3.36% 3.46% 3.00% 3.21% 3.11% 3.23% 3.07% 3.13% 3.08% 3.67% 3.74%
State Bank Of India 3.45% 3.34% 3.38% 3.44% 3.41% 3.42% 3.26% 3.38% 3.02% 2.92% 2.89% 2.48% 2.59%
Axis Bank Ltd. 1.83% 1.99% 2.93% 3.18% 3.23% 3.44% 3.39% 3.03% 3.08% 3.07% 3.17% 3.17% 3.05%
Bajaj Finance Ltd. 2.93% 2.88% 2.86% 2.88% 2.77% 3.23% 3.29% 2.81% 2.08% 1.77% 1.89% 1.98% 1.87%
Bharti Airtel Ltd. 2.70% 2.67% 2.75% 2.61% 2.68% 2.56% 2.47% 2.76% 2.54% 2.56% 2.33% 2.32% 1.83%
National Thermal Power Corporation Ltd. 2.60% 2.60% 2.56% 2.41% 2.61% 2.58% 2.40% 2.31% 2.23% 2.40% 2.73% 2.78% 2.52%
Tata Consultancy Services Ltd. 0.49% 0.47% 0.53% 1.30% 1.33% 1.54% 1.96% 2.53% 3.61% 3.71% 3.50% 4.33% 4.66%
Mahindra & Mahindra Ltd. 2.38% 2.33% 2.27% 2.18% 2.20% 2.05% 2.12% 3.00% 2.38% 1.91% 1.66% 1.48% 1.05%
Power Finance Corporation Ltd. 2.17% 2.29% 2.35% 2.16% 2.22% 2.31% 2.05% 2.19% 1.88% 1.93% 1.52% 1.39% 1.59%
Eternal Ltd. 1.70% 1.63% 0.97% 0.90% 2.16% 2.38% - - - - - - -
Zomato Ltd. - - - - - - 1.79% 1.64% 1.95% 1.93% 1.69% 1.80% 1.66%
Motherson Sumi Systems Ltd. 1.24% 1.27% 1.32% 1.34% 1.20% 1.53% 1.77% 1.83% 1.90% 1.95% 2.20% 2.42% 2.25%
Name Type of Instrument Weight (%)
TREPS TREPS 0.65%
Net Receivables Net Receivables 0.14%
Margin Margin 0.00%

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