Nippon India Retirement Fund - Wealth Creation Scheme - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Scheme Objective

To provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.

Scheme Details

Fund manager(s) – Kinjal Desai , Lokesh Maru , Pranay Sinha , Sanjay Doshi , Divya Dutt Sharma
Launch date – 11-Feb-2015
Expense ratio – 1.93% as declared on 31-Aug-2025 (category average is 2.1%)
Benchmark - BSE 500 TRI

Min SIP amount - ₹500
Min investment amount (one time- first time) - ₹500
Min investment amount (addtional purchase) - ₹500
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

3144.06

0.00

0.00%

Aug - 2025	3144.06	0.00%
Jul - 2025	3217.65	0.00%
Jun - 2025	3276.28	0.00%
May - 2025	3189.62	0.00%
Apr - 2025	3118.53	0.00%
Mar - 2025	3044.04	0.00%
Feb - 2025	2849.23	0.00%
Jan - 2025	3089.02	0.00%

2024

3285.97

0.00

0.00%

Dec - 2024	3285.97	0.00	0.00%
Nov - 2024	3336.49	0.00	0.00%
Oct - 2024	3288.28	0.00	0.00%
Sep - 2024	3501.17	0.00	0.00%
Aug - 2024	3467.01	0.00	0.00%
Jul - 2024	3453.47	0.00	0.00%
Jun - 2024	3324.53	0.00	0.00%
May - 2024	3102.31	27022.37	11.48%
Apr - 2024	3090.88	26269.83	11.77%
Mar - 2024	3003.63	25352.07	11.85%
Feb - 2024	2991.30	24933.04	12.00%
Jan - 2024	2917.02	24499.16	11.91%

2023

2899.04

24051.60

12.05%

Dec - 2023	2899.04	24051.60	12.05%
Nov - 2023	2713.60	22692.50	11.96%
Oct - 2023	2553.86	21422.05	11.92%
Sep - 2023	2641.15	21606.14	12.22%
Aug - 2023	2604.94	21272.31	12.25%
Jul - 2023	2601.26	21026.73	12.37%
Jun - 2023	2484.48	20210.32	12.29%
May - 2023	2390.52	19461.40	12.28%
Apr - 2023	2307.34	18740.21	12.31%
Mar - 2023	2222.50	17987.14	12.36%
Feb - 2023	2233.39	17809.25	12.54%
Jan - 2023	2273.28	17794.41	12.78%

2022

2370.89

17993.31

13.18%

Dec - 2022	2370.89	17993.31	13.18%
Nov - 2022	2461.50	18233.59	13.50%
Oct - 2022	2399.51	17818.23	13.47%
Sep - 2022	2316.53	17264.46	13.42%
Aug - 2022	2378.29	17407.17	13.66%
Jul - 2022	2275.72	16765.41	13.57%
Jun - 2022	2083.88	15671.74	13.30%
May - 2022	2189.62	16062.33	13.63%
Apr - 2022	2275.09	16341.14	13.92%
Mar - 2022	2314.70	16401.21	14.11%
Feb - 2022	2212.45	15924.11	13.89%
Jan - 2022	2334.25	16416.94	14.22%

2021

2368.41

16444.54

14.40%

Dec - 2021	2368.41	16444.54	14.40%
Nov - 2021	2317.42	16154.05	14.35%
Oct - 2021	2377.85	16294.89	14.59%
Sep - 2021	2366.39	16150.65	14.65%
Aug - 2021	2298.57	15700.89	14.64%
Jul - 2021	2168.70	15132.20	14.33%
Jun - 2021	2106.56	14741.97	14.29%
May - 2021	2050.63	14411.14	14.23%
Apr - 2021	1920.15	13689.10	14.03%
Mar - 2021	1936.08	13568.28	14.27%
Feb - 2021	1904.82	13380.56	14.24%
Jan - 2021	1782.68	11808.61	15.10%

2020

1826.86

11942.57

15.30%

Dec - 2020	1826.86	11942.57	15.30%
Nov - 2020	1697.43	11407.36	14.88%
Oct - 2020	1538.94	10644.43	14.46%
Sep - 2020	1504.23	10482.61	14.35%
Aug - 2020	1519.61	10485.06	14.49%
Jul - 2020	1476.53	10235.76	14.43%
Jun - 2020	1389.92	9796.01	14.19%
May - 2020	1262.51	9231.89	13.68%
Apr - 2020	1285.99	9245.71	13.91%
Mar - 2020	1126.79	8504.43	13.25%
Feb - 2020	1603.63	10091.60	15.89%
Jan - 2020	1729.26	10421.46	16.59%

Tax Rate

Please check with your Tax Advisor.

Contact Details

Nippon Life India Asset Management Limited

Registered Office: 4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai 400 013
Tel no.: 022-6808 7000/1860 266 0111
Fax no.: 022-6808 7097
Website.: mf.nipponindiaim.com

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krishna_ksvs
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8 days ago

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43 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more | 1

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1 days ago

diversify your investment portfolio with state-secured confidence ✔️ coupon: 7.65% ✔️ tenor: 7y 4m (maturity: 22/feb/2033) a state government security designed for investors seeking predictable, low-risk growth with assured payouts and sovereign trust. ???? explore on the fixed income: https://www.thefixedincome.com/product/dvjhdfpbpt0=/765-haryana-sdl-2033?utm_source=moneycontrol&utm_medium=forum&utm_campaign=product_list View more

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  diversify your investment portfolio with state-secured confidence ✔️ coupon: 7.65% ✔️ tenor: 7y 4m (maturity: 22/feb/2033) a state government security designed for investors seeking predictable, low-risk growth with assured payouts and sovereign trust. ???? explore on the fixed income: https://www.thefixedincome.com/product/dvjhdfpbpt0=/765-haryana-sdl-2033?utm_source=moneycontrol&utm_medium=forum&utm_campaign=product_list
  
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ravisistla
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71 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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108 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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109 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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