Nippon India Balanced Advantage Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Dynamic Asset Allocation or Balanced Advantage

Portfolio Turnover Ratio : 214.00%. Category average turnover ratio is 220.79%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 71.93% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 71.93%

No of Stocks : 79 (Category Avg - 75.26) | Large Cap Investments : 38.34%| Mid Cap Investments : 11.3% | Small Cap Investments : 3.02% | Other : 19.27%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	79	71.54
Top 5 Stock Weight	16.85%	21.44%
Top 10 Stock Weight	27.38%	32.64%
Top 3 Sector Weight	20.01%	24.36%

Category - Dynamic Asset Allocation or Balanced Advantage

Particulars	This Scheme	Category
Average mcap (Cr)	88310.66	94702.15
Holdings in large cap stocks	38.34%	38.05%
Holdings in mid cap stocks	11.3%	8.49%
Holdings in small cap stocks	3.02%	4.5%

Category - Dynamic Asset Allocation or Balanced Advantage

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	4216.4	4.36%	0.08%	6.15% (Jun 2025)	4.28% (Sep 2025)	42.71 L	0.00
ICICI Bank Ltd.	Private sector bank	3497.8	3.62%	-0.15%	6.08% (Nov 2024)	3.62% (Oct 2025)	26.00 L	-0.50 L
State Bank Of India	Public sector bank	2967.4	3.07%	0.21%	3.07% (Oct 2025)	1.66% (Feb 2025)	31.67 L	56.23 k
Infosys Ltd.	Computers - software & consulting	2850.4	2.95%	0.03%	4.45% (Jan 2025)	2.92% (Sep 2025)	19.23 L	0.00
Reliance Industries Ltd.	Refineries & marketing	2749.8	2.85%	0.19%	2.85% (Oct 2025)	1.95% (Dec 2024)	18.50 L	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	2465.4	2.55%	0.17%	3.46% (Jan 2025)	2.38% (Sep 2025)	12.00 L	0.00
- Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	2290.1	2.37%	0.00%	2.37% (Sep 2025)	1.31% (Mar 2025)	6.57 L	0.00
National Thermal Power Corporation Ltd.	Power generation	1944	2.01%	-0.06%	2.34% (Mar 2025)	2.01% (Oct 2025)	57.69 L	0.00
Larsen & Toubro Ltd.	Civil construction	1830.1	1.89%	0.14%	1.89% (Oct 2025)	1.71% (Apr 2025)	4.54 L	0.00
Bajaj Finance Ltd.	Non banking financial company (nbfc)	1653.8	1.71%	0.04%	1.71% (Oct 2025)	0.4% (Nov 2024)	15.86 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

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Sector
M-Cap

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Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
HDFC Bank Ltd.	Private sector bank	10.76	4216.4	4.36%	0.08%	6.15% (Jun 2025)	4.28% (Sep 2025)	42.71 L	0.00	Other	19.27
ICICI Bank Ltd.	Private sector bank	10.76	3497.8	3.62%	-0.15%	6.08% (Nov 2024)	3.62% (Oct 2025)	26.00 L	-0.50 L	Large Cap	38.34
State Bank Of India	Public sector bank	3.07	2967.4	3.07%	0.21%	3.07% (Oct 2025)	1.66% (Feb 2025)	31.67 L	56.23 k	Large Cap	38.34
Infosys Ltd.	Computers - software & consulting	5.59	2850.4	2.95%	0.03%	4.45% (Jan 2025)	2.92% (Sep 2025)	19.23 L	0.00	Large Cap	38.34
Reliance Industries Ltd.	Refineries & marketing	3.44	2749.8	2.85%	0.19%	2.85% (Oct 2025)	1.95% (Dec 2024)	18.50 L	0.00	Large Cap	38.34
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	2.55	2465.4	2.55%	0.17%	3.46% (Jan 2025)	2.38% (Sep 2025)	12.00 L	0.00	Large Cap	38.34
- Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	3.66	2290.1	2.37%	0.00%	2.37% (Sep 2025)	1.31% (Mar 2025)	6.57 L	0.00	Large Cap	38.34
National Thermal Power Corporation Ltd.	Power generation	2.62	1944	2.01%	-0.06%	2.34% (Mar 2025)	2.01% (Oct 2025)	57.69 L	0.00	Large Cap	38.34
Larsen & Toubro Ltd.	Civil construction	2.08	1830.1	1.89%	0.14%	1.89% (Oct 2025)	1.71% (Apr 2025)	4.54 L	0.00	Large Cap	38.34
Bajaj Finance Ltd.	Non banking financial company (nbfc)	3.09	1653.8	1.71%	0.04%	1.71% (Oct 2025)	0.4% (Nov 2024)	15.86 L	0.00	Other	19.27
ITC Limited	Diversified fmcg	2.58	1504	1.56%	0.04%	2.11% (Nov 2024)	1.05% (Jan 2025)	35.78 L	0.00	Large Cap	38.34
Eternal Ltd.	E-retail/ e-commerce	2.56	1271	1.32%	-0.05%	1.37% (Sep 2025)	0.51% (Mar 2025)	40.00 L	0.00	Other	19.27
FSN E-Commerce Ventures Ltd.	E-retail/ e-commerce	2.56	1202	1.24%	0.05%	1.24% (Oct 2025)	0% (Nov 2024)	48.48 L	0.00	Other	19.27
Axis Bank Ltd.	Private sector bank	10.76	1171.2	1.21%	0.08%	2.64% (Apr 2025)	1.12% (Aug 2025)	9.50 L	0.00	Large Cap	38.34
Kotak Mahindra Bank Ltd.	Private sector bank	10.76	1052.9	1.09%	0.04%	1.09% (Oct 2025)	0% (Nov 2024)	5.01 L	0.00	Large Cap	38.34
Power Finance Corporation Ltd.	Financial institution	1.06	1023.3	1.06%	-0.04%	1.42% (Nov 2024)	1.03% (Aug 2025)	25.38 L	0.00	Mid Cap	11.3
Godrej Consumer Products Ltd	Personal care	1.04	1006.7	1.04%	-0.13%	1.62% (Apr 2025)	1.04% (Oct 2025)	9.00 L	-0.50 L	Large Cap	38.34
Hindustan Unilever Ltd.	Diversified fmcg	2.58	986.2	1.02%	-0.04%	1.63% (Jan 2025)	1.02% (Oct 2025)	4.00 L	0.00	Large Cap	38.34
- TVS Motor Company Ltd.	2/3 wheelers	1.84	964.9	1.00%	0.00%	1% (Sep 2025)	0% (Nov 2024)	2.75 L	0.00	Mid Cap	11.3
Grasim Industries Limited	Cement & cement products	1.89	957.6	0.99%	0.03%	0.99% (Oct 2025)	0% (Nov 2024)	3.31 L	0.00	Large Cap	38.34
HDFC Life Insurance Company Ltd.	Life insurance	1.7	863.6	0.89%	-0.05%	1.02% (Jun 2025)	0.73% (Dec 2024)	11.80 L	0.00	Large Cap	38.34
InterGlobe Aviation Ltd.	Airline	0.87	842.2	0.87%	0.07%	0.87% (Oct 2025)	0.43% (Nov 2024)	1.50 L	15.00 k	Large Cap	38.34
Avenue Supermarts Ltd.	Diversified retail	0.86	830.7	0.86%	-0.08%	1.4% (Mar 2025)	0.86% (Oct 2025)	2.00 L	0.00	Large Cap	38.34
Britannia Industries Ltd.	Packaged foods	0.84	814.9	0.84%	-0.04%	0.88% (Sep 2025)	0% (Nov 2024)	1.40 L	0.00	Large Cap	38.34
LTIMindtree Ltd.	Computers - software & consulting	5.59	808.2	0.84%	0.07%	0.84% (Oct 2025)	0.44% (Apr 2025)	1.42 L	0.00	Mid Cap	11.3
Eicher Motors Ltd.	2/3 wheelers	1.84	805.8	0.83%	-0.02%	1.06% (Apr 2025)	0.74% (Jul 2025)	1.15 L	0.00	Other	19.27
- Lupin Ltd.	Pharmaceuticals	1.79	787.3	0.81%	0.00%	0.83% (Jul 2025)	0.42% (Jun 2025)	4.01 L	0.00	Large Cap	38.34
SBI Life Insurance Co Ltd.	Life insurance	1.7	785.3	0.81%	0.05%	0.81% (Oct 2025)	0.63% (Dec 2024)	4.02 L	0.00	Large Cap	38.34
CG Power and Industrial Solutions Ltd.	Heavy electrical equipment	2.43	773.5	0.80%	-0.02%	0.82% (Sep 2025)	0.62% (Dec 2024)	10.50 L	0.00	Small Cap	3.02
GE T&D India Ltd.	Heavy electrical equipment	2.43	759.4	0.79%	0.01%	0.79% (Oct 2025)	0% (Nov 2024)	2.50 L	0.00	Small Cap	3.02
Tata Power Co. Ltd.	Integrated power utilities	0.79	759.2	0.79%	0.02%	0.81% (Nov 2024)	0.75% (Feb 2025)	18.75 L	0.00	Mid Cap	11.3
Cholamandalam Investment & Finance Co. Ltd.	Non banking financial company (nbfc)	3.09	759	0.79%	0.03%	0.79% (Oct 2025)	0% (Nov 2024)	4.47 L	0.00	Other	19.27
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	3.66	752.2	0.78%	0.10%	0.96% (Jan 2025)	0% (Nov 2024)	46.47 k	6.30 k	Large Cap	38.34
United Breweries Ltd.	Breweries & distilleries	0.95	706.9	0.73%	-0.02%	0.84% (Jan 2025)	0.71% (Jun 2025)	3.93 L	0.00	Large Cap	38.34
Hindustan Aeronautics Ltd.	Aerospace & defense	1.31	702	0.73%	-0.02%	0.75% (Sep 2025)	0.37% (Mar 2025)	1.50 L	0.00	Other	19.27
Coforge Ltd.	Computers - software & consulting	5.59	681.7	0.71%	0.16%	0.71% (Oct 2025)	0% (Nov 2024)	3.83 L	58.38 k	Other	19.27
Dixon Technologies (India) Ltd.	Consumer electronics	1.01	678.6	0.70%	-0.05%	0.79% (Jul 2025)	0% (Nov 2024)	43.80 k	0.00	Other	19.27
Motherson Sumi Systems Ltd.	Auto components & equipments	0.7	677.2	0.70%	-0.02%	0.72% (Sep 2025)	0.51% (Feb 2025)	64.26 L	0.00	Large Cap	38.34
Apollo Hospitals Enterprises Ltd.	Hospital	0.68	660.8	0.68%	0.01%	0.7% (Aug 2025)	0.23% (Nov 2024)	86.03 k	0.00	Mid Cap	11.3
- Tech Mahindra Ltd.	Computers - software & consulting	5.59	641	0.66%	0.00%	0.66% (Sep 2025)	0% (Nov 2024)	4.50 L	0.00	Large Cap	38.34
Prestige Estates Projects Ltd.	Residential, commercial projects	0.63	611.6	0.63%	0.07%	0.63% (Oct 2025)	0% (Nov 2024)	3.51 L	0.00	Mid Cap	11.3
Varun Beverages Ltd.	Other beverages	0.63	610.5	0.63%	0.02%	0.73% (Jul 2025)	0% (Nov 2024)	13.00 L	0.00	Other	19.27
Tata Steel Ltd.	Iron & steel products	1.14	603.4	0.62%	0.03%	0.62% (Oct 2025)	0.24% (Nov 2024)	33.00 L	0.00	Other	19.27
Delhivery Ltd.	Logistics solution provider	0.62	596.4	0.62%	0.01%	0.64% (Aug 2025)	0.28% (Mar 2025)	12.80 L	0.00	Other	19.27
NTPC Green Energy Ltd.	Power generation	2.62	587.2	0.61%	0.03%	0.63% (Jul 2025)	0% (Nov 2024)	56.93 L	0.00	Other	19.27
Page Industries Ltd.	Garments & apparels	0.59	572.7	0.59%	-0.01%	0.8% (Dec 2024)	0.44% (May 2025)	13.90 k	0.00	Mid Cap	11.3
Muthoot Finance Pvt. Ltd.	Non banking financial company (nbfc)	3.09	572.2	0.59%	-0.06%	0.65% (Sep 2025)	0% (Nov 2024)	1.80 L	-0.20 L	Mid Cap	11.3
Hindustan Petroleum Corporation Ltd.	Refineries & marketing	3.44	571.2	0.59%	0.03%	0.59% (Oct 2025)	0.23% (Nov 2024)	12.00 L	0.00	Large Cap	38.34
Cummins India Ltd.	Compressors, pumps & diesel engines	0.86	566.1	0.59%	0.05%	0.59% (Oct 2025)	0% (Nov 2024)	1.30 L	0.00	Mid Cap	11.3
Bharat Electronics Ltd.	Aerospace & defense	1.31	564.9	0.58%	0.02%	0.58% (Oct 2025)	0% (Nov 2024)	13.26 L	0.00	Mid Cap	11.3
Ipca Laboratories Ltd.	Pharmaceuticals	1.79	534.7	0.55%	-0.04%	0.79% (Dec 2024)	0.55% (Oct 2025)	4.21 L	0.00	Other	19.27
Kaynes Technology India Private Ltd.	Industrial products	0.54	519.4	0.54%	-0.04%	0.58% (Sep 2025)	0% (Nov 2024)	77.47 k	0.00	Other	19.27
- Jindal Steel Ltd.	Iron & steel products	1.14	499	0.52%	0.00%	0.52% (Oct 2025)	0.27% (Nov 2024)	4.68 L	0.00	Mid Cap	11.3
UTI Asset Management Co. Pvt. Ltd.	Asset management company	0.52	499	0.52%	-0.03%	0.55% (Sep 2025)	0% (Nov 2024)	4.00 L	0.00	Other	19.27
Sai Life Sciences Ltd.	Petrochemicals	0.51	488.9	0.51%	0.03%	0.51% (Oct 2025)	0% (Nov 2024)	5.33 L	0.00	Other	19.27
L&T Finance Holdings Ltd.	Investment company	0.51	488.8	0.51%	0.03%	0.51% (Oct 2025)	0% (Nov 2024)	18.07 L	0.00	Mid Cap	11.3
Hyundai Motor India Ltd.	Passenger cars & utility vehicles	3.66	492	0.51%	0.14%	0.51% (Oct 2025)	0% (Nov 2024)	2.02 L	66.76 k	Other	19.27
Indian Hotels Company Limited	Hotels & resorts	0.5	482.2	0.50%	0.01%	0.53% (Aug 2025)	0% (Nov 2024)	6.50 L	0.00	Mid Cap	11.3
Karur Vysya Bank Ltd	Private sector bank	10.76	466.9	0.48%	0.05%	0.48% (Oct 2025)	0% (Nov 2024)	19.20 L	0.00	Small Cap	3.02
JSW Cement Ltd.	Cement & cement products	1.89	454.3	0.47%	-0.01%	0.53% (Aug 2025)	0% (Nov 2024)	33.29 L	0.00	Other	19.27
SRF Ltd.	Specialty chemicals	0.47	452.4	0.47%	0.01%	0.47% (Aug 2025)	0% (Nov 2024)	1.54 L	0.00	Mid Cap	11.3
Dalmia Bharat Ltd.	Cement & cement products	1.89	419.4	0.43%	-0.13%	0.89% (Jun 2025)	0.43% (Oct 2025)	2.00 L	-0.40 L	Mid Cap	11.3
Biocon Ltd.	Pharmaceuticals	1.79	418.6	0.43%	0.03%	0.47% (Jul 2025)	0% (Nov 2024)	11.25 L	0.00	Mid Cap	11.3
Jubilant Foodworks Ltd.	Restaurants	0.79	418.5	0.43%	-0.16%	1.72% (Dec 2024)	0.43% (Oct 2025)	7.00 L	-1.99 L	Other	19.27
ABB India Ltd.	Heavy electrical equipment	2.43	417.6	0.43%	-0.01%	0.84% (Jun 2025)	0.34% (Jan 2025)	80.00 k	0.00	Large Cap	38.34
Sonata Software Ltd.	Computers - software & consulting	5.59	415.9	0.43%	0.02%	0.65% (Nov 2024)	0.41% (Sep 2025)	11.25 L	0.00	Small Cap	3.02
Bharat Heavy Electricals Ltd.	Heavy electrical equipment	2.43	398.2	0.41%	0.03%	0.68% (Jun 2025)	0.33% (Aug 2025)	15.00 L	0.00	Mid Cap	11.3
3M India Ltd.	Diversified	0.41	395.6	0.41%	-0.01%	0.49% (Nov 2024)	0.41% (Jun 2025)	13.38 k	0.00	Mid Cap	11.3
# Titan Company Ltd.	Gems, jewellery and watches	0.4	382.3	0.40%	0.40%	0.4% (Oct 2025)	0% (Nov 2024)	1.02 L	1.02 L	Large Cap	38.34
Devyani International Ltd.	Restaurants	0.79	343.1	0.36%	-0.02%	0.38% (Sep 2025)	0.3% (Nov 2024)	21.20 L	0.00	Other	19.27
# Vedanta Ltd.	Diversified metals	0.32	312.7	0.32%	0.00%	0.32% (Oct 2025)	0% (Nov 2024)	6.34 L	6.34 L	Large Cap	38.34
# LG Electronics India Pvt. Ltd.	Consumer electronics	1.01	297.6	0.31%	0.31%	0.31% (Oct 2025)	0% (Nov 2024)	1.79 L	1.79 L	Other	19.27
Coromandel International Ltd.	Fertilizers	0.27	260.3	0.27%	-0.02%	0.35% (Jul 2025)	0% (Nov 2024)	1.23 L	0.00	Mid Cap	11.3
Kirloskar Oil Engines Ltd.	Compressors, pumps & diesel engines	0.86	258	0.27%	0.02%	0.27% (Oct 2025)	0% (Nov 2024)	2.58 L	0.00	Small Cap	3.02
- Blue Star Ltd.	Household appliances	0.25	242.2	0.25%	0.00%	0.25% (Aug 2025)	0% (Nov 2024)	1.25 L	0.00	Small Cap	3.02
United Spirits Ltd.	Breweries & distilleries	0.95	214.7	0.22%	0.01%	0.75% (Dec 2024)	0.21% (Sep 2025)	1.50 L	0.00	Large Cap	38.34
Indus Towers Ltd.	Telecom - infrastructure	0.21	204.7	0.21%	0.01%	0.71% (Jan 2025)	0.2% (Sep 2025)	5.63 L	0.00	Large Cap	38.34
- Ion Exchange (india) Ltd.	Civil construction	2.08	179.1	0.19%	0.00%	0.34% (Nov 2024)	0.19% (Oct 2025)	4.48 L	0.00	Other	19.27
# TVS Motor Company Ltd. - Preference Shares	2/3 wheelers	1.84	11.1	0.01%	0.00%	0% (Nov 2025)	0% (Nov 2025)	11.00 L	0.00	Other	19.27

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Titan Company Ltd.	Gems, jewellery and watches	382.3	0.40%	0.40%	0.4% (Oct 2025)	0% (Nov 2024)	1.02 L	102041
# LG Electronics India Pvt. Ltd.	Consumer electronics	297.6	0.31%	0.31%	0.31% (Oct 2025)	0% (Nov 2024)	1.79 L	178873

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
No complete exits in the portfolio in the last month.

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
HDFC Bank Ltd.	4.36%	4.28%	4.36%	9.50%	6.15%	6.11%	6.14%	5.99%	5.93%	5.60%	5.81%	5.85%	5.72%
ICICI Bank Ltd.	3.62%	3.77%	4.05%	9.18%	5.64%	5.77%	5.78%	5.61%	5.23%	5.42%	6.02%	6.08%	6.11%
Infosys Ltd.	2.95%	2.92%	3.03%	6.20%	3.28%	3.27%	3.19%	3.43%	4.15%	4.45%	4.42%	4.35%	4.16%
Bharti Airtel Ltd.	2.55%	2.38%	2.53%	5.12%	3.24%	3.05%	3.12%	2.98%	2.82%	3.46%	3.36%	3.42%	3.43%
Reliance Industries Ltd.	2.85%	2.66%	2.69%	5.50%	2.26%	2.19%	2.19%	2.05%	2.01%	2.04%	1.95%	2.06%	2.15%
National Thermal Power Corporation Ltd.	2.01%	2.07%	2.03%	4.12%	2.06%	2.10%	2.26%	2.34%	2.13%	2.13%	2.01%	2.19%	2.48%
State Bank Of India	3.07%	2.86%	2.53%	4.84%	1.77%	1.79%	1.77%	1.78%	1.66%	1.79%	1.72%	1.80%	1.71%
Axis Bank Ltd.	1.21%	1.13%	1.12%	2.52%	2.57%	2.61%	2.64%	2.52%	2.37%	1.79%	1.73%	1.84%	1.89%
Larsen & Toubro Ltd.	1.89%	1.75%	1.75%	3.62%	1.82%	1.86%	1.71%	1.84%	1.74%	1.76%	1.77%	1.82%	1.79%
Mahindra & Mahindra Ltd.	2.37%	2.37%	2.26%	4.50%	1.47%	1.40%	1.40%	1.31%	1.33%	1.48%	1.48%	1.45%	0.82%
ITC Limited	1.56%	1.52%	1.57%	2.80%	1.12%	1.15%	1.19%	1.18%	1.18%	1.05%	1.73%	2.11%	2.19%
Godrej Consumer Products Ltd	1.04%	1.17%	1.27%	2.56%	1.46%	1.56%	1.62%	1.53%	1.39%	1.49%	1.43%	1.54%	1.61%
Hindustan Unilever Ltd.	1.02%	1.06%	1.14%	2.16%	1.42%	1.48%	1.50%	1.49%	1.51%	1.63%	1.27%	1.27%	1.30%
Tata Consultancy Services Ltd.	-	-	-	-	1.11%	1.13%	1.15%	1.23%	1.24%	1.41%	1.40%	1.74%	1.64%
Kotak Mahindra Bank Ltd.	1.09%	1.05%	1.05%	2.12%	-	-	-	-	-	-	-	-	-

No of Debt Holding 61 (Category Avg - 29.49) | Modified Duration 3.81 Years (Category Avg - 3.12)| Yield to Maturity 7.50% (Category Avg - 6.65%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	6.68%	8.49%
CD	0.00%	0.28%
T-Bills	0.00%	0.96%
CP	0.00%	0.41%
NCD & Bonds	11.29%	10.62%
PTC	0.60%	0.29%

Category - Dynamic Asset Allocation or Balanced Advantage

Security Type	% Weight	Category Average
Government Backed	6.68%	9.46%
Low Risk	11.89%	10.68%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Dynamic Asset Allocation or Balanced Advantage

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	1323.92	1.37%	13.00 k
Bond - Govt of India	GOI	Other			1290.26	1.34%	1.25 Cr
Bond - Govt of India	GOI	Other			1016.73	1.05%	1.00 Cr
Bond - Govt of India	GOI	Other			926.57	0.96%	90.00 L
Bond - Govt of India	GOI	Other			851.72	0.88%	85.00 L
Bond - Suryapet Khammam Road Pvt Ltd.	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	CARE AAA	CARE	724.89	0.75%	7.50 k
Bond - Vedanta Ltd.	NCD & Bonds	Diversified metals	LAA	ICRA	655.87	0.68%	6.50 k
Bond - Govt of India	GOI	Other			518.02	0.54%	50.00 L
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	515.52	0.53%	5.00 k
Bond - L&T Metro Rail (Hyderabad) Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	501.21	0.52%	5.00 k
Bond - Govt of India	GOI	Other			505.00	0.52%	50.00 L
Bond - Jtpm Metal Traders Pvt Ltd.	NCD & Bonds	Trading - metals	AA	CRISIL	458.60	0.47%	4.50 k
Bond - Summit Digitel Infrastructure Pvt Ltd.	NCD & Bonds	Telecom - infrastructure	AAA	CRISIL	455.61	0.47%	450.00
Bond - Aptus Finance India Private Ltd.	NCD & Bonds	Housing finance company	CARE AA	CARE	406.51	0.42%	5.00 k
Bond - Govt of India	GOI	Other			362.90	0.38%	35.00 L
Bond - National Highways Infra Trust	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	CARE AAA	CARE	343.85	0.36%	6.25 k
Bond - Liquid Gold	PTC	Ptc	AAA	CRISIL	351.89	0.36%	0.00
Bond - Au Small Finance Bank Ltd.	NCD & Bonds	Other bank	LAA	ICRA	304.81	0.32%	3.00 k
Bond - Tata Chemicals Ltd.	NCD & Bonds	Commodity chemicals	AA+	CRISIL	302.46	0.31%	3.00 k
Bond - Infopark Properties Ltd.	NCD & Bonds	Real estate investment trusts (reits)	CARE AA-	CARE	301.95	0.31%	3.00 k
Bond - IIFL Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA	CRISIL	300.36	0.31%	3.00 k
Bond - Suryapet Khammam Road Pvt Ltd.	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	CARE AAA	CARE	260.26	0.27%	3.20 k
Bond - Jamnagar Utilities & Power Pvt. Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	256.22	0.27%	2.50 k
Bond - Govt of India	GOI	Other			260.09	0.27%	25.00 L
Bond - Indostar Capital Finance Private Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA-	CARE	253.15	0.26%	2.50 k
Bond - Hero Housing Finance Ltd.	NCD & Bonds	Housing finance company	AA+	CRISIL	250.95	0.26%	2.50 k
Bond - Aditya Birla Real Estate Ltd.	NCD & Bonds	Paper & paper products	AA	CRISIL	250.66	0.26%	2.50 k
Bond - Incred Financial Services Private Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA-	CRISIL	249.62	0.26%	2.50 k
Bond - Vastu Finserve India Pvt Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA-	ICRA	247.34	0.26%	2.50 k
Bond - Govt of India	GOI	Other			245.49	0.25%	25.00 L
Bond - India Universal Trust	PTC	Ptc	AAA	CRISIL	227.41	0.24%	0.00 Cr
Bond - Mahindra & Mahindra Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	234.03	0.24%	2.28 k
Bond - Torrent Power Ltd.	NCD & Bonds	Integrated power utilities	AA+	CRISIL	211.41	0.22%	200.00
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	206.83	0.21%	2.00 k
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	205.20	0.21%	2.00 k
Bond - Indostar Capital Finance Private Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA-	CARE	151.82	0.16%	1.50 L
Bond - Nirma Ltd.	NCD & Bonds	Household products	AA	CRISIL	151.77	0.16%	1.50 k
Bond - Telangana State Industrial Infrastructure Corporation Ltd.	NCD & Bonds	Diversified commercial services	AA	FITCH	151.68	0.16%	1.50 k
Bond - Telangana State Industrial Infrastructure Corporation Ltd.	NCD & Bonds	Diversified commercial services	AA	FITCH	151.11	0.16%	1.50 k
Bond - Vedanta Ltd.	NCD & Bonds	Diversified metals	LAA	ICRA	150.72	0.16%	1.50 k
Bond - J S W Steel Ltd.	NCD & Bonds	Iron & steel products	LAA	ICRA	150.24	0.16%	150.00
Bond - Govt of India	GOI	Other			154.10	0.16%	15.00 L
Bond - Govt of India	GOI	Other			141.19	0.15%	13.59 L
Bond - Vedanta Ltd.	NCD & Bonds	Diversified metals	AA	CRISIL	140.17	0.15%	1.40 k
Bond - National Highways Infra Trust	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	CARE AAA	CARE	128.20	0.13%	2.50 k
Bond - Govt of India	GOI	Other			112.90	0.12%	11.00 L
Bond - India Infrastructure Finance Co. Ltd.	NCD & Bonds	Financial institution	CARE AAA	CARE	101.49	0.11%	1.00 k
Bond - IIFL Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA	CRISIL	100.33	0.10%	1.00 k
Bond - Indostar Capital Finance Private Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA-	CRISIL	60.56	0.06%	600.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	51.24	0.05%	500.00
Bond - Aditya Birla Real Estate Ltd.	NCD & Bonds	Paper & paper products	AA	CRISIL	51.08	0.05%	500.00
Bond - Govt of India	GOI	Other			50.65	0.05%	5.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	41.13	0.04%	40.00
Bond - Godrej Industries Ltd	NCD & Bonds	Animal feed	AA+	CRISIL	40.07	0.04%	400.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	30.12	0.03%	300.00
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	20.67	0.02%	20.00
Bond - IDFC First Bank Ltd.	NCD & Bonds	Private sector bank	LAA+	ICRA	10.01	0.01%	10.00
Bond - Govt of India	GOI	Other			10.10	0.01%	1.00 L
Bond - Govt of India	GOI	Other			2.05	0.00%	18.20 k
Bond - Govt of India	GOI	Other			0.46	0.00%	4.40 k
Bond - Govt of India	GOI	Other			0.04	0.00%	400.00

Name	Type of Instrument	Weight (%)
TREPS	TREPS	3.01%
Cube Highways Trust	InvITs	1.35%
National Highways Infra Trust	InvITs	1.16%
Brookfield India Real Estate Trust	InvITs	0.90%
Mindspace Business Parks REIT	InvITs	0.85%
Margin	Margin	0.72%
Nexus Select Trust	InvITs	0.53%
Knowledge Realty Trust	InvITs	0.35%
MF Units	MF Units	0.32%
Net Receivables	Net Receivables	0.31%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%