Axis Retirement Fund - Dynamic Plan - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Equity Holding : 87.12% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 87.12%

No of Stocks : 88 (Category Avg - 53.86) | Large Cap Investments : 43.24%| Mid Cap Investments : 8.49% | Small Cap Investments : 10.4% | Other : 24.95%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	88	57.78
Top 5 Stock Weight	24.25%	18.04%
Top 10 Stock Weight	37%	28.12%
Top 3 Sector Weight	24.93%	20.39%

Category - Retirement Fund

Particulars	This Scheme	Category
Average mcap (Cr)	117593.77	80305.02
Holdings in large cap stocks	43.24%	30.9%
Holdings in mid cap stocks	8.49%	8.92%
Holdings in small cap stocks	10.4%	9.54%

Category - Retirement Fund

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	204.5	6.46%	0.11%	6.51% (Jul 2025)	4.8% (Nov 2024)	2.07 L	0.00
Reliance Industries Ltd.	Refineries & marketing	172.4	5.45%	0.35%	5.45% (Oct 2025)	3.76% (Dec 2024)	1.16 L	0.00
ICICI Bank Ltd.	Private sector bank	170.7	5.39%	-0.12%	6.68% (Apr 2025)	5.39% (Oct 2025)	1.27 L	0.00
Infosys Ltd.	Computers - software & consulting	119.7	3.78%	0.03%	4.07% (Jan 2025)	3.35% (Apr 2025)	80.72 k	0.00
Larsen & Toubro Ltd.	Civil construction	100.3	3.17%	0.25%	3.17% (Oct 2025)	1.94% (Nov 2024)	24.88 k	159.00
State Bank Of India	Public sector bank	99.8	3.15%	0.16%	3.15% (Oct 2025)	1.84% (Dec 2024)	1.06 L	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	91.5	2.89%	0.19%	2.89% (Oct 2025)	1.74% (Nov 2024)	44.56 k	0.00
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	74.2	2.34%	-0.01%	2.35% (Sep 2025)	1.81% (Nov 2024)	21.27 k	0.00
Bajaj Finance Ltd.	Non banking financial company (nbfc)	73.1	2.31%	0.05%	3.62% (Feb 2025)	2.25% (Nov 2024)	70.12 k	0.00
Pidilite Industries Ltd.	Specialty chemicals	65.2	2.06%	-0.08%	2.64% (Aug 2025)	2.06% (Oct 2025)	45.14 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

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Sector
M-Cap

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Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
HDFC Bank Ltd.	Private sector bank	12.98	204.5	6.46%	0.11%	6.51% (Jul 2025)	4.8% (Nov 2024)	2.07 L	0.00	Other	24.95
Reliance Industries Ltd.	Refineries & marketing	6.11	172.4	5.45%	0.35%	5.45% (Oct 2025)	3.76% (Dec 2024)	1.16 L	0.00	Large Cap	43.24
ICICI Bank Ltd.	Private sector bank	12.98	170.7	5.39%	-0.12%	6.68% (Apr 2025)	5.39% (Oct 2025)	1.27 L	0.00	Large Cap	43.24
Infosys Ltd.	Computers - software & consulting	5.7	119.7	3.78%	0.03%	4.07% (Jan 2025)	3.35% (Apr 2025)	80.72 k	0.00	Large Cap	43.24
Larsen & Toubro Ltd.	Civil construction	3.17	100.3	3.17%	0.25%	3.17% (Oct 2025)	1.94% (Nov 2024)	24.88 k	159.00	Large Cap	43.24
State Bank Of India	Public sector bank	4.54	99.8	3.15%	0.16%	3.15% (Oct 2025)	1.84% (Dec 2024)	1.06 L	0.00	Large Cap	43.24
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	2.89	91.5	2.89%	0.19%	2.89% (Oct 2025)	1.74% (Nov 2024)	44.56 k	0.00	Large Cap	43.24
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	2.75	74.2	2.34%	-0.01%	2.35% (Sep 2025)	1.81% (Nov 2024)	21.27 k	0.00	Large Cap	43.24
Bajaj Finance Ltd.	Non banking financial company (nbfc)	3.97	73.1	2.31%	0.05%	3.62% (Feb 2025)	2.25% (Nov 2024)	70.12 k	0.00	Other	24.95
Pidilite Industries Ltd.	Specialty chemicals	2.06	65.2	2.06%	-0.08%	2.64% (Aug 2025)	2.06% (Oct 2025)	45.14 k	0.00	Large Cap	43.24
Fortis Healthcare Ltd.	Hospital	2.47	47.7	1.51%	-0.14%	1.97% (Jul 2025)	1.35% (Nov 2024)	46.59 k	-6.05 k	Other	24.95
Vijaya Diagnostic Centre Ltd.	Healthcare service provider	1.44	45.6	1.44%	-0.05%	1.56% (Nov 2024)	1.32% (Dec 2024)	46.17 k	0.00	Other	24.95
Divis Laboratories Ltd.	Pharmaceuticals	5.84	43.2	1.37%	0.19%	1.37% (Oct 2025)	0% (Nov 2024)	6.41 k	0.00	Large Cap	43.24
GE T&D India Ltd.	Heavy electrical equipment	3.04	37.9	1.20%	0.01%	1.2% (Oct 2025)	0.7% (Feb 2025)	12.48 k	0.00	Small Cap	10.4
eClerx Services Ltd.	Business process outsourcing (bpo)/ knowledge process outsourcing (kpo)	1.17	36.9	1.17%	0.16%	1.17% (Oct 2025)	0.59% (Apr 2025)	7.81 k	0.00	Small Cap	10.4
Kotak Mahindra Bank Ltd.	Private sector bank	12.98	35.8	1.13%	0.14%	1.13% (Oct 2025)	0.01% (Dec 2024)	17.03 k	1.56 k	Large Cap	43.24
Minda Corporation Ltd.	Auto components & equipments	3.11	35.7	1.13%	-0.03%	2.02% (Jan 2025)	0.93% (Apr 2025)	63.31 k	0.00	Small Cap	10.4
Cipla Ltd.	Pharmaceuticals	5.84	35.5	1.12%	-0.02%	1.22% (Aug 2025)	0.58% (Nov 2024)	23.66 k	0.00	Large Cap	43.24
Kaynes Technology India Private Ltd.	Industrial products	1.76	35.5	1.12%	-0.08%	1.64% (Dec 2024)	0.71% (Feb 2025)	5.30 k	0.00	Other	24.95
Tata Consultancy Services Ltd.	Computers - software & consulting	5.7	34.4	1.09%	0.04%	2.28% (Nov 2024)	1.05% (Sep 2025)	11.25 k	0.00	Large Cap	43.24
Bharat Electronics Ltd.	Aerospace & defense	1.59	33.4	1.06%	0.03%	1.14% (Jun 2025)	0.7% (Dec 2024)	78.42 k	0.00	Mid Cap	8.49
Apar Industries Ltd.	Other electrical equipment	1.81	32	1.01%	0.04%	1.57% (Dec 2024)	0.63% (Mar 2025)	3.69 k	0.00	Small Cap	10.4
Apollo Hospitals Enterprises Ltd.	Hospital	2.47	30.4	0.96%	0.02%	1.12% (Dec 2024)	0.78% (Feb 2025)	3.96 k	0.00	Mid Cap	8.49
PNB Housing Finance Ltd.	Housing finance company	1.07	30.3	0.96%	0.05%	1.35% (Jun 2025)	0.79% (Aug 2025)	32.60 k	0.00	Mid Cap	8.49
HDFC Life Insurance Company Ltd.	Life insurance	2.06	30	0.95%	-0.05%	1.35% (Aug 2025)	0.89% (Dec 2024)	40.96 k	0.00	Large Cap	43.24
CG Power and Industrial Solutions Ltd.	Heavy electrical equipment	3.04	29.7	0.94%	-0.02%	0.96% (Sep 2025)	0% (Nov 2024)	40.34 k	0.00	Small Cap	10.4
Eternal Ltd.	E-retail/ e-commerce	0.9	28.4	0.90%	-0.04%	1.77% (Dec 2024)	0.55% (Mar 2025)	89.40 k	0.00	Other	24.95
Mankind Pharma Ltd.	Pharmaceuticals	5.84	28.4	0.90%	-0.04%	0.95% (Jul 2025)	0.79% (Nov 2024)	11.90 k	0.00	Other	24.95
Awfis Space Solutions Ltd.	Diversified commercial services	0.89	28.2	0.89%	0.03%	0.9% (Jun 2025)	0% (Nov 2024)	46.96 k	0.00	Other	24.95
J.K. Cement Ltd.	Cement & cement products	0.88	27.9	0.88%	-0.03%	1.01% (Aug 2025)	0.63% (Nov 2024)	4.50 k	0.00	Small Cap	10.4
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	5.84	27.8	0.88%	0.03%	1.55% (Feb 2025)	0.84% (Sep 2025)	16.44 k	0.00	Large Cap	43.24
- Pi Industries Ltd.	Pesticides & agrochemicals	0.84	26.6	0.84%	0.00%	0.99% (Jul 2025)	0.73% (Dec 2024)	7.44 k	0.00	Mid Cap	8.49
SBI Life Insurance Co Ltd.	Life insurance	2.06	26.4	0.83%	0.06%	0.83% (Oct 2025)	0.56% (Dec 2024)	13.49 k	0.00	Large Cap	43.24
Anant Raj Industries Ltd.	Residential, commercial projects	2.13	26	0.82%	-0.09%	1.03% (Dec 2024)	0.62% (Apr 2025)	40.37 k	0.00	Small Cap	10.4
Varun Beverages Ltd.	Other beverages	0.81	25.6	0.81%	0.03%	0.9% (Mar 2025)	0.64% (Feb 2025)	54.41 k	0.00	Other	24.95
Premier Energies Ltd.	Other electrical equipment	1.81	25.5	0.80%	0.04%	0.8% (Oct 2025)	0% (Nov 2024)	23.29 k	0.00	Other	24.95
Bank Of Baroda	Public sector bank	4.54	24	0.76%	0.04%	0.76% (Oct 2025)	0.55% (Feb 2025)	86.14 k	0.00	Large Cap	43.24
Titan Company Ltd.	Gems, jewellery and watches	0.75	23.8	0.75%	0.06%	0.75% (Oct 2025)	0% (Nov 2024)	6.36 k	0.00	Large Cap	43.24
United Spirits Ltd.	Breweries & distilleries	0.75	23.8	0.75%	0.04%	0.79% (Apr 2025)	0.66% (Nov 2024)	16.65 k	0.00	Large Cap	43.24
Phoenix Mills Ltd.	Residential, commercial projects	2.13	23.3	0.74%	0.04%	0.82% (Feb 2025)	0.36% (Jul 2025)	13.85 k	0.00	Small Cap	10.4
Torrent Power Ltd.	Integrated power utilities	1.32	23.2	0.73%	0.04%	2.27% (Dec 2024)	0.69% (Sep 2025)	17.61 k	0.00	Mid Cap	8.49
Dixon Technologies (India) Ltd.	Consumer electronics	1.28	22.8	0.72%	-0.03%	0.77% (Aug 2025)	0.1% (Nov 2024)	1.47 k	41.00	Other	24.95
Doms Industries Ltd.	Stationary	0.71	22.6	0.71%	0.01%	0.72% (Mar 2025)	0% (Nov 2024)	8.77 k	0.00	Other	24.95
Abbott India Ltd.	Pharmaceuticals	5.84	22.3	0.70%	-0.02%	1.01% (Feb 2025)	0.7% (Apr 2025)	768.00	0.00	Mid Cap	8.49
Arvind Fashions Ltd.	Speciality retail	0.68	21.5	0.68%	-0.05%	0.74% (Jul 2025)	0.49% (Mar 2025)	42.82 k	0.00	Other	24.95
Sundaram Finance Limited	Non banking financial company (nbfc)	3.97	21.3	0.67%	0.01%	1.13% (Feb 2025)	0.66% (Sep 2025)	4.63 k	0.00	Mid Cap	8.49
Avenue Supermarts Ltd.	Diversified retail	0.67	21.1	0.67%	-0.07%	0.78% (Aug 2025)	0.44% (Dec 2024)	5.07 k	0.00	Large Cap	43.24
Bharat Petroleum Corporation Ltd.	Refineries & marketing	6.11	21	0.66%	0.02%	0.86% (Jul 2025)	0.59% (Aug 2025)	58.87 k	0.00	Large Cap	43.24
Suzlon Energy Ltd.	Heavy electrical equipment	3.04	20.9	0.66%	0.03%	0.76% (May 2025)	0.57% (Nov 2024)	3.52 L	0.00	Small Cap	10.4
Jyoti CNC Automation Ltd.	Industrial products	1.76	20.4	0.64%	0.00%	0.92% (May 2025)	0.61% (Feb 2025)	23.57 k	0.00	Other	24.95
Motherson Sumi Systems Ltd.	Auto components & equipments	3.11	19.9	0.63%	-0.01%	0.64% (Sep 2025)	0.23% (Feb 2025)	1.89 L	0.00	Large Cap	43.24
Indian Bank	Public sector bank	4.54	19.9	0.63%	-0.59%	1.37% (Aug 2025)	0.63% (Oct 2025)	23.22 k	-0.27 L	Mid Cap	8.49
Tata Steel Ltd.	Iron & steel products	0.61	19.3	0.61%	0.04%	0.61% (Oct 2025)	0% (Nov 2024)	1.06 L	0.00	Other	24.95
Sansera Engineering Ltd.	Auto components & equipments	3.11	18.8	0.60%	0.04%	0.8% (Nov 2024)	0.41% (Apr 2025)	12.45 k	0.00	Other	24.95
Tata Power Co. Ltd.	Integrated power utilities	1.32	18.8	0.59%	0.03%	0.79% (Nov 2024)	0% (Nov 2024)	46.47 k	1.30 k	Mid Cap	8.49
Hindalco Industries Ltd.	Aluminium	0.59	18.8	0.59%	0.05%	0.59% (Oct 2025)	0.28% (Dec 2024)	22.15 k	0.00	Large Cap	43.24
Cholamandalam Investment & Finance Co. Ltd.	Non banking financial company (nbfc)	3.97	18.2	0.58%	-0.25%	0.91% (Feb 2025)	0.58% (Oct 2025)	10.75 k	-5.26 k	Other	24.95
Brigade Enterprises Ltd.	Residential, commercial projects	2.13	18.1	0.57%	0.07%	0.78% (Jan 2025)	0.5% (Sep 2025)	17.47 k	0.00	Small Cap	10.4
PG Electroplast Ltd.	Consumer electronics	1.28	17.7	0.56%	0.06%	0.87% (Mar 2025)	0% (Nov 2024)	30.98 k	0.00	Other	24.95
National Thermal Power Corporation Ltd.	Power generation	0.55	17.5	0.55%	-0.02%	0.57% (Sep 2025)	0% (Nov 2024)	51.94 k	0.00	Large Cap	43.24
Hindustan Aeronautics Ltd.	Aerospace & defense	1.59	16.8	0.53%	-0.02%	0.55% (Sep 2025)	0% (Nov 2024)	3.58 k	0.00	Other	24.95
InterGlobe Aviation Ltd.	Airline	0.51	16.1	0.51%	-0.01%	0.53% (Jul 2025)	0% (Nov 2024)	2.86 k	0.00	Large Cap	43.24
Mphasis Ltd.	Computers - software & consulting	5.7	15.7	0.50%	0.01%	0.63% (Nov 2024)	0.26% (Apr 2025)	5.69 k	0.00	Mid Cap	8.49
Hindustan Unilever Ltd.	Diversified fmcg	0.73	15.6	0.49%	-0.02%	0.79% (Jan 2025)	0.19% (Jun 2025)	6.34 k	0.00	Large Cap	43.24
Suven Pharmaceuticals Ltd.	Pharmaceuticals	5.84	15.5	0.49%	-0.09%	0.58% (Sep 2025)	0% (Nov 2024)	20.57 k	0.00	Other	24.95
Britannia Industries Ltd.	Packaged foods	0.53	15.5	0.49%	-0.02%	0.51% (Sep 2025)	0% (Nov 2024)	2.65 k	0.00	Large Cap	43.24
Rural Electrification Corporation Limited	Financial institution	0.47	14.9	0.47%	-0.01%	0.55% (Nov 2024)	0.45% (Aug 2025)	39.71 k	0.00	Mid Cap	8.49
Shriram Finance Ltd.	Non banking financial company (nbfc)	3.97	13.1	0.41%	0.11%	0.41% (Oct 2025)	0% (Nov 2024)	17.52 k	2.36 k	Other	24.95
Jyothy Laboratories Ltd.	Household products	0.39	12.4	0.39%	-0.01%	0.53% (Nov 2024)	0.39% (Oct 2025)	39.56 k	0.00	Small Cap	10.4
Zydus Lifesciences Ltd.	Pharmaceuticals	5.84	12	0.38%	-0.01%	0.5% (Jul 2025)	0.38% (Oct 2025)	12.33 k	0.00	Mid Cap	8.49
Coforge Ltd.	Computers - software & consulting	5.7	10.6	0.33%	0.03%	0.61% (Dec 2024)	0.3% (Sep 2025)	5.94 k	0.00	Other	24.95
Hyundai Motor India Ltd.	Passenger cars & utility vehicles	2.75	10.1	0.32%	-0.03%	0.34% (Sep 2025)	0.21% (Apr 2025)	4.13 k	0.00	Other	24.95
Sona BLW Precision Forgings Ltd.	Auto components & equipments	3.11	9.2	0.29%	0.03%	0.59% (May 2025)	0.26% (Sep 2025)	19.40 k	0.00	Other	24.95
- ICICI Prudential Life Insurance Co Ltd.	Life insurance	2.06	8.7	0.28%	-0.01%	0.95% (Nov 2024)	0.28% (Oct 2025)	14.74 k	0.00	Large Cap	43.24
Schaeffler India Ltd.	Auto components & equipments	3.11	8	0.25%	-0.02%	0.27% (Sep 2025)	0% (Nov 2024)	2.00 k	0.00	Other	24.95
- Voltamp Transformers Ltd.	Heavy electrical equipment	3.04	7.7	0.24%	0.00%	0.3% (Jun 2025)	0.21% (Feb 2025)	1.04 k	0.00	Small Cap	10.4
ITC Limited	Diversified fmcg	0.73	7.6	0.24%	0.01%	0.24% (Oct 2025)	0% (Nov 2024)	17.99 k	0.00	Large Cap	43.24
Orient Refractories Ltd.	Electrodes & refractories	0.22	7.1	0.22%	0.01%	0.23% (Jul 2025)	0.19% (Feb 2025)	14.87 k	0.00	Small Cap	10.4
UNO Minda Ltd.	Auto components & equipments	3.11	6.8	0.21%	-0.12%	0.53% (Aug 2025)	0.21% (Oct 2025)	5.49 k	-2.60 k	Small Cap	10.4
Can Fin Homes Ltd.	Housing finance company	1.07	3.6	0.11%	0.01%	0.57% (Nov 2024)	0.1% (Aug 2025)	4.19 k	0.00	Small Cap	10.4
- Titagarh Rail Systems Ltd.	Railway wagons	0.11	3.5	0.11%	0.00%	0.35% (Nov 2024)	0.09% (Apr 2025)	3.90 k	0.00	Small Cap	10.4
Oil & Natural Gas Corporation Ltd.	Oil exploration & production	0.1	3.1	0.10%	0.00%	0.72% (Jan 2025)	0.09% (Jun 2025)	12.07 k	0.00	Large Cap	43.24
Tata Motors Ltd.	Passenger cars & utility vehicles	2.75	2.7	0.09%	-0.06%	0.69% (May 2025)	0.09% (Oct 2025)	6.64 k	0.00	Large Cap	43.24
- Coal India Ltd.	Coal	0.07	2.1	0.07%	0.00%	0.76% (Jan 2025)	0.06% (Jun 2025)	5.37 k	0.00	Large Cap	43.24
# TML Commercial Vehicles Ltd.	Commercial vehicles	0.05	1.7	0.05%	0.05%	0.05% (Oct 2025)	0% (Nov 2024)	6.64 k	6.64 k	Other	24.95
- Nestle India Ltd.	Packaged foods	0.53	1.4	0.04%	0.00%	0.31% (Nov 2024)	0.04% (Jul 2025)	1.09 k	0.00	Other	24.95
- Power Grid Corporation of India Ltd.	Power - transmission	0.01	0.3	0.01%	0.00%	0.74% (Jan 2025)	0.01% (Aug 2025)	904.00	0.00	Large Cap	43.24
- RITES Ltd.	Civil construction	3.17	0	0.00%	0.00%	0% (Jul 2025)	0% (Oct 2025)	170.00	0.00	Small Cap	10.4

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# TML Commercial Vehicles Ltd.	Commercial vehicles	1.7	0.05%	0.05%	0.05% (Oct 2025)	0% (Nov 2024)	6.64 k	6637

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
No complete exits in the portfolio in the last month.

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
ICICI Bank Ltd.	5.39%	5.51%	5.74%	5.86%	5.89%	6.43%	6.68%	6.41%	6.23%	5.88%	5.56%	5.63%	5.62%
HDFC Bank Ltd.	6.46%	6.35%	6.37%	6.51%	6.20%	6.06%	6.03%	5.82%	5.81%	5.17%	4.89%	4.80%	4.66%
Reliance Industries Ltd.	5.45%	5.10%	5.09%	5.03%	5.21%	4.96%	4.93%	4.54%	4.51%	4.31%	3.76%	3.87%	4.01%
Infosys Ltd.	3.78%	3.75%	3.84%	3.74%	3.82%	3.60%	3.35%	3.56%	4.04%	4.07%	3.70%	3.54%	3.36%
Bajaj Finance Ltd.	2.31%	2.26%	2.39%	2.56%	3.07%	3.02%	2.86%	3.30%	3.62%	3.07%	2.41%	2.25%	2.37%
Larsen & Toubro Ltd.	3.17%	2.92%	2.85%	2.66%	2.48%	2.50%	2.10%	2.23%	2.13%	2.17%	1.99%	1.94%	1.79%
Bharti Airtel Ltd.	2.89%	2.70%	2.72%	2.66%	2.68%	2.49%	2.51%	2.37%	2.27%	2.10%	1.86%	1.74%	1.69%
Pidilite Industries Ltd.	2.06%	2.14%	2.64%	2.39%	2.45%	2.50%	2.46%	2.34%	2.30%	2.26%	2.07%	2.12%	2.18%
State Bank Of India	3.15%	2.99%	2.76%	2.64%	2.19%	2.18%	2.13%	2.11%	1.99%	2.02%	1.84%	1.88%	1.85%
Mahindra & Mahindra Ltd.	2.34%	2.35%	2.34%	2.25%	2.20%	2.07%	2.05%	1.89%	1.93%	2.07%	1.89%	1.81%	1.67%
Tata Consultancy Services Ltd.	1.09%	1.05%	1.39%	1.32%	1.64%	1.86%	1.86%	1.97%	2.01%	2.15%	1.94%	2.28%	2.13%
Torrent Power Ltd.	0.73%	0.69%	0.86%	1.51%	1.62%	1.72%	2.18%	2.13%	1.91%	2.01%	2.27%	2.24%	2.71%
Eternal Ltd.	0.90%	0.94%	0.91%	0.86%	0.71%	0.64%	0.63%	1.10%	-	-	-	-	-
Zomato Ltd.	-	-	-	-	-	-	-	-	1.61%	1.45%	1.77%	1.73%	1.50%
Fortis Healthcare Ltd.	1.51%	1.65%	1.92%	1.97%	1.78%	1.59%	1.56%	1.61%	1.49%	1.41%	1.52%	1.35%	1.30%
Info Edge (India) Ltd.	-	-	0.18%	1.14%	1.17%	1.13%	1.12%	1.19%	2.31%	2.31%	2.36%	2.17%	1.97%

No of Debt Holding 4 (Category Avg - 8.48) | Modified Duration 8.31 Years (Category Avg - 5.46)| Yield to Maturity 6.84% (Category Avg - 6.65%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	9.73%	23.21%
T-Bills	0.00%	0.01%
NCD & Bonds	0.00%	8.71%
PTC	0.00%	0.32%

Category - Retirement Fund

Security Type	% Weight	Category Average
Government Backed	9.73%	23.22%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Retirement Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other	151.50	4.79%	15.00 L
Bond - Govt of India	GOI	Other	79.23	2.50%	8.00 L
Bond - Govt of India	GOI	Other	51.32	1.62%	5.00 L
Bond - Govt of India	GOI	Other	25.81	0.82%	2.50 L