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HDFC Retirement Savings Fund - Equity Plan - Regular Plan- Growth

  • Regular
  • Direct
Category : Retirement Fund
Fund House : HDFC Mutual Fund
Equity Holding : 92.23% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 92.23%
No of Stocks : 68 (Category Avg - 53.66) | Large Cap Investments : 55.07%| Mid Cap Investments : 6.03% | Small Cap Investments : 15.24% | Other : 15.89%

Portfolio Summary (as on 30th Sep,2025)

Particulars This Scheme Category
No. of Stocks 68 57.44
Top 5 Stock Weight 26.69% 17.99%
Top 10 Stock Weight 41.19% 27.8%
Top 3 Sector Weight 35.55% 20.78%
Category - Retirement Fund
Particulars This Scheme Category
Average mcap (Cr) 141316.27 80122.97
Holdings in large cap stocks 55.07% 30.86%
Holdings in mid cap stocks 6.03% 8.79%
Holdings in small cap stocks 15.24% 9.62%
Category - Retirement Fund

Top 10 Stocks holding in Portfolio (as on 30th Sep,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
# HDFC Bank Ltd. Private sector bank 5706 8.52% 0.00% 9.33% (Feb 2025) 7.86% (Sep 2024) 60.00 L 0.00
# ICICI Bank Ltd. Private sector bank 4313.6 6.44% 0.00% 7.31% (Apr 2025) 6.4% (Sep 2024) 32.00 L 0.00
# Reliance Industries Ltd. Refineries & marketing 2728 4.08% 0.00% 4.5% (Apr 2025) 2.87% (Sep 2024) 20.00 L 0.00
# Axis Bank Ltd. Private sector bank 2715.8 4.06% 0.00% 4.55% (Apr 2025) 3.34% (Jan 2025) 24.00 L 0.00
# Maruti Suzuki India Ltd. Passenger cars & utility vehicles 2404.4 3.59% 0.00% 3.37% (Aug 2025) 2.04% (Oct 2024) 1.50 L 0.00
# Infosys Ltd. Computers - software & consulting 2162.7 3.23% 0.00% 3.42% (Dec 2024) 2.28% (Jul 2025) 15.00 L 3.00 L
# Bharti Airtel Ltd. Telecom - cellular & fixed line services 2066.2 3.09% 0.00% 3.3% (Jun 2025) 2.89% (Dec 2024) 11.00 L 0.00
# Kotak Mahindra Bank Ltd. Private sector bank 1992.7 2.98% 0.00% 2.9% (Mar 2025) 2.32% (Oct 2024) 10.00 L 1.50 L
# State Bank Of India Public sector bank 1744.9 2.61% 0.00% 2.79% (Nov 2024) 2.41% (Jul 2025) 20.00 L 0.00
# Tata Consultancy Services Ltd. Computers - software & consulting 1733 2.59% 0.00% 2.81% (Aug 2025) 0% (Sep 2024) 6.00 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.

Complete equity Portfolio (as on 30th Sep,2025)

Help me understand this table
Stock Invested in
Sector
Sector Total
Value(Mn)
% of Total Holdings
1M Change
1Y Highest Holding
1Y Lowest Holding
Quantity
1M Change in Qty
M-Cap
GroupName
# HDFC Bank Ltd. Private sector bank 22 5706 8.52% 0.00% 9.33% (Feb 2025) 7.86% (Sep 2024) 60.00 L 0.00 Other 15.89
# ICICI Bank Ltd. Private sector bank 22 4313.6 6.44% 0.00% 7.31% (Apr 2025) 6.4% (Sep 2024) 32.00 L 0.00 Large Cap 55.07
# Reliance Industries Ltd. Refineries & marketing 5.27 2728 4.08% 0.00% 4.5% (Apr 2025) 2.87% (Sep 2024) 20.00 L 0.00 Large Cap 55.07
# Axis Bank Ltd. Private sector bank 22 2715.8 4.06% 0.00% 4.55% (Apr 2025) 3.34% (Jan 2025) 24.00 L 0.00 Large Cap 55.07
# Maruti Suzuki India Ltd. Passenger cars & utility vehicles 4.1 2404.4 3.59% 0.00% 3.37% (Aug 2025) 2.04% (Oct 2024) 1.50 L 0.00 Large Cap 55.07
# Infosys Ltd. Computers - software & consulting 7.89 2162.7 3.23% 0.00% 3.42% (Dec 2024) 2.28% (Jul 2025) 15.00 L 3.00 L Large Cap 55.07
# Bharti Airtel Ltd. Telecom - cellular & fixed line services 3.09 2066.2 3.09% 0.00% 3.3% (Jun 2025) 2.89% (Dec 2024) 11.00 L 0.00 Large Cap 55.07
# Kotak Mahindra Bank Ltd. Private sector bank 22 1992.7 2.98% 0.00% 2.9% (Mar 2025) 2.32% (Oct 2024) 10.00 L 1.50 L Large Cap 55.07
# State Bank Of India Public sector bank 2.61 1744.9 2.61% 0.00% 2.79% (Nov 2024) 2.41% (Jul 2025) 20.00 L 0.00 Large Cap 55.07
# Tata Consultancy Services Ltd. Computers - software & consulting 7.89 1733 2.59% 0.00% 2.81% (Aug 2025) 0% (Sep 2024) 6.00 L 0.00 Large Cap 55.07
# Cipla Ltd. Pharmaceuticals 5.66 1503.3 2.25% 0.00% 2.41% (Aug 2025) 1.58% (May 2025) 10.00 L 0.00 Large Cap 55.07
# HCL Technologies Limited Computers - software & consulting 7.89 1385.1 2.07% 0.00% 2.69% (Dec 2024) 1.88% (Aug 2025) 10.00 L 1.50 L Large Cap 55.07
# Larsen & Toubro Ltd. Civil construction 3.31 1372.1 2.05% 0.00% 2.19% (Mar 2025) 2.01% (Apr 2025) 3.75 L 0.00 Large Cap 55.07
# ITC Limited Diversified fmcg 1.98 1325.1 1.98% 0.00% 2.25% (Apr 2025) 1.91% (Feb 2025) 33.00 L 0.00 Large Cap 55.07
# InterGlobe Aviation Ltd. Airline 1.84 1230.8 1.84% 0.00% 1.97% (Jul 2025) 1.01% (Sep 2024) 2.20 L 0.00 Large Cap 55.07
# Bajaj Auto Ltd. 2/3 wheelers 3.32 1171.6 1.75% 0.00% 2% (Sep 2024) 1.45% (Dec 2024) 1.35 L 0.00 Large Cap 55.07
# Power Grid Corporation of India Ltd. Power - transmission 1.67 1121 1.67% 0.00% 1.67% (Aug 2025) 0.82% (Jan 2025) 40.00 L 0.00 Large Cap 55.07
# Eicher Motors Ltd. 2/3 wheelers 3.32 1050.8 1.57% 0.00% 1.39% (Aug 2025) 0.98% (Sep 2024) 1.50 L 0.00 Other 15.89
# DR. LAL PATHLABS Ltd. Healthcare service provider 1.47 982.2 1.47% 0.00% 1.5% (Aug 2025) 0% (Sep 2024) 3.15 L 16.45 k Small Cap 15.24
# ICICI Lombard General Insurance Co Ltd. General insurance 1.91 944.9 1.41% 0.00% 1.52% (Jun 2025) 1.18% (Dec 2024) 5.00 L 0.00 Large Cap 55.07
# Havells India Ltd. Consumer electronics 1.78 901.2 1.35% 0.00% 1.39% (Aug 2025) 0% (Sep 2024) 6.00 L 0.00 Large Cap 55.07
# Lupin Ltd. Pharmaceuticals 5.66 860.1 1.28% 0.00% 1.09% (Aug 2025) 0% (Sep 2024) 4.50 L 70.06 k Large Cap 55.07
# HDFC Life Insurance Company Ltd. Life insurance 2.42 832.1 1.24% 0.00% 1.29% (Aug 2025) 0% (Sep 2024) 11.00 L 0.00 Large Cap 55.07
# Transport Corporation Of India Ltd. Logistics solution provider 4.02 802.7 1.20% 0.00% 1.29% (Dec 2024) 1.1% (Feb 2025) 6.79 L 0.00 Small Cap 15.24
# Hindustan Petroleum Corporation Ltd. Refineries & marketing 5.27 798.1 1.19% 0.00% 1.27% (May 2025) 0.85% (Jan 2025) 18.00 L 0.00 Large Cap 55.07
# Max Financial Services Ltd. Life insurance 2.42 788 1.18% 0.00% 1.23% (Jun 2025) 0.9% (Feb 2025) 5.00 L 0.00 Mid Cap 6.03
# Jindal Steel Ltd. Iron & steel products 2.12 744.6 1.11% 0.00% 1.08% (Feb 2025) 0.67% (Sep 2024) 7.00 L 0.00 Mid Cap 6.03
# Alkem Laboratories Ltd. Pharmaceuticals 5.66 732.4 1.09% 1.09% 0% (Oct 2025) 0% (Oct 2025) 1.35 L 1.35 L Mid Cap 6.03
# Delhivery Ltd. Logistics solution provider 4.02 720.1 1.08% 0.00% 1.14% (Aug 2025) 0.6% (Mar 2025) 16.00 L 0.00 Other 15.89
# CreditAccess Grameen Ltd. Microfinance institutions 1.05 703.7 1.05% 0.00% 1.06% (Aug 2025) 0% (Sep 2024) 5.20 L 20.25 k Small Cap 15.24
# Gland Pharma Ltd. Pharmaceuticals 5.66 697.1 1.04% 0.00% 1.09% (Jul 2025) 0.78% (Apr 2025) 3.50 L 0.00 Other 15.89
# Tata Steel Ltd. Iron & steel products 2.12 675.1 1.01% 0.00% 1.03% (Mar 2025) 0.68% (Dec 2024) 40.00 L 0.00 Other 15.89
# United Spirits Ltd. Breweries & distilleries 0.99 662.2 0.99% 0.00% 1.62% (Sep 2024) 0.76% (Aug 2025) 5.00 L 1.20 L Large Cap 55.07
# National Aluminium Co. Ltd. Aluminium 0.89 598.8 0.89% 0.00% 0.81% (Jun 2025) 0% (Sep 2024) 28.00 L 0.00 Small Cap 15.24
# Apollo Hospitals Enterprises Ltd. Hospital 0.83 555.7 0.83% 0.00% 0.87% (Aug 2025) 0% (Sep 2024) 75.00 k 0.00 Mid Cap 6.03
# Godrej Consumer Products Ltd Personal care 0.82 548.4 0.82% 0.00% 1.06% (Sep 2024) 0.83% (Jun 2025) 4.70 L 0.00 Large Cap 55.07
# Kalpataru Power Transmission Ltd. Civil construction 3.31 548.9 0.82% 0.00% 0.94% (Dec 2024) 0.66% (Nov 2024) 4.37 L 0.00 Small Cap 15.24
# Redington Ltd. Trading & distributors 0.76 510.2 0.76% 0.00% 0.7% (Jan 2025) 0.19% (Jul 2025) 18.00 L 3.00 L Small Cap 15.24
# The Anup Engineering Ltd. Industrial products 0.7 469.4 0.70% 0.00% 1.64% (Nov 2024) 0.67% (Aug 2025) 2.00 L 0.00 Other 15.89
# Voltamp Transformers Ltd. Heavy electrical equipment 0.96 470.3 0.70% 0.00% 1.45% (Sep 2024) 0.77% (Aug 2025) 65.00 k 0.00 Small Cap 15.24
# Gujarat State Petronet Ltd. Gas transmission/marketing 0.69 464.3 0.69% 0.00% 0.9% (Dec 2024) 0.65% (Oct 2024) 15.00 L 0.00 Mid Cap 6.03
# Blue Dart Express Ltd. Logistics solution provider 4.02 427.7 0.64% 0.00% 0.64% (Aug 2025) 0% (Sep 2024) 75.00 k 0.00 Small Cap 15.24
# Gateway Rail Freight Ltd. Logistics solution provider 4.02 429 0.64% 0.00% 0.81% (Oct 2024) 0.53% (Apr 2025) 70.00 L 15.00 L Other 15.89
# Akzo Nobel India Ltd. Paints 0.62 413.7 0.62% 0.00% 0.92% (Oct 2024) 0.64% (Jun 2025) 1.25 L 0.00 Small Cap 15.24
# Chambal Fertilizers & Chemicals Ltd. Fertilizers 0.61 408.6 0.61% 0.00% 0.86% (Sep 2024) 0.39% (Jul 2025) 8.00 L 3.00 L Small Cap 15.24
# Bajaj Electricals Ltd. Household appliances 0.57 381.5 0.57% 0.00% 1.02% (Oct 2024) 0.6% (Aug 2025) 7.00 L 0.00 Small Cap 15.24
# Greenply Industries Ltd. Plywood boards/ laminates 0.56 377 0.56% 0.00% 0.77% (Sep 2024) 0.58% (Apr 2025) 12.50 L 0.00 Small Cap 15.24
# Finolex Cables Ltd. Cables - electricals 0.55 369.5 0.55% 0.00% 1.04% (Sep 2024) 0.56% (Aug 2025) 4.52 L 0.00 Small Cap 15.24
# CRISIL Ltd. Other financial services 0.53 355 0.53% 0.00% 0.88% (Dec 2024) 0.56% (Mar 2025) 80.02 k 0.00 Mid Cap 6.03
# Ceat Ltd. Tyres & rubber products 0.51 338.3 0.51% 0.00% 0.58% (May 2025) 0% (Sep 2024) 1.00 L 0.00 Small Cap 15.24
# Mahindra & Mahindra Ltd. Passenger cars & utility vehicles 4.1 342.7 0.51% 0.00% 1.4% (Sep 2024) 0.68% (Aug 2025) 1.00 L -0.40 L Large Cap 55.07
# Star Health and Allied Insurance Co Ltd. General insurance 1.91 335.1 0.50% 0.00% 0.74% (Sep 2024) 0.45% (Mar 2025) 7.50 L 0.00 Other 15.89
# Finolex Industries Ltd. Plastic products - industrial 0.49 330.2 0.49% 0.00% 0.67% (Oct 2024) 0.42% (Apr 2025) 16.50 L 0.00 Other 15.89
# VRL Logistic Ltd. Logistics solution provider 4.02 306.2 0.46% 0.00% 0.53% (Jul 2025) 0.41% (Apr 2025) 11.20 L 0.00 Small Cap 15.24
# Great Eastern Shipping Co. Ltd. Shipping 0.45 298.1 0.45% 0.00% 0.65% (Oct 2024) 0.42% (Apr 2025) 3.00 L 0.00 Small Cap 15.24
# PNC Infratech Ltd. Civil construction 3.31 296.9 0.44% 0.00% 0.73% (Sep 2024) 0.43% (Mar 2025) 10.10 L 0.00 Small Cap 15.24
# PVR Inox Ltd. Film production, distribution & exhibition 0.44 295.6 0.44% 0.00% 0.61% (Sep 2024) 0.4% (Jun 2025) 2.75 L 0.00 Small Cap 15.24
# Symphony Ltd. Consumer electronics 1.78 286.2 0.43% 0.00% 0.78% (Oct 2024) 0.45% (Aug 2025) 3.16 L 0.00 Small Cap 15.24
# Mahindra Holidays & Resorts India Ltd. Hotels & resorts 0.4 264.6 0.40% 0.00% 0.48% (Oct 2024) 0.36% (Mar 2025) 7.50 L 0.00 Small Cap 15.24
# Tamil Nadu Newsprint & Papers Ltd. Paper & paper products 0.38 253.2 0.38% 0.00% 0.55% (Sep 2024) 0.34% (Apr 2025) 16.00 L 0.00 Small Cap 15.24
# Equitas Small Finance Bank Ltd. Other bank 0.34 228.7 0.34% 0.00% 0.5% (Sep 2024) 0.31% (Aug 2025) 40.00 L 0.00 Other 15.89
# Prestige Estates Projects Ltd. Residential, commercial projects 0.34 226.5 0.34% 0.00% 0.42% (Jun 2025) 0% (Sep 2024) 1.50 L 0.00 Mid Cap 6.03
# GNA Axles Ltd. Auto components & equipments 0.31 208.2 0.31% 0.00% 0.49% (Sep 2024) 0.31% (Aug 2025) 6.75 L 0.00 Small Cap 15.24
# Timken India Ltd. Abrasives & bearings 0.31 210.7 0.31% 0.00% 0.43% (Sep 2024) 0.27% (Apr 2025) 70.00 k 0.00 Small Cap 15.24
# KEC International Ltd. Heavy electrical equipment 0.96 174.6 0.26% 0.00% 0.51% (Sep 2024) 0.22% (Apr 2025) 2.00 L 0.00 Small Cap 15.24
# Nippon Life India Asset Management Ltd. Asset management company 0.26 173.7 0.26% 0.00% 1.19% (Oct 2024) 0.31% (Aug 2025) 2.00 L -0.62 L Mid Cap 6.03
# Cyient Ltd. It enabled services 0.24 160.5 0.24% 0.00% 0.56% (Nov 2024) 0.25% (Aug 2025) 1.40 L 0.00 Small Cap 15.24
# Nilkamal Ltd. Plastic products - consumer 0.17 111.3 0.17% 0.00% 0.23% (Dec 2024) 0.17% (Aug 2025) 71.74 k 0.00 Small Cap 15.24
Torrent Pharmaceuticals Ltd. Pharmaceuticals 5.66 284.8 0.00% -0.43% - - - - Mid Cap 6.03
- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
# Alkem Laboratories Ltd. Pharmaceuticals 732.4 1.09% 1.09% 0% (Oct 2025) 0% (Oct 2025) 1.35 L 135000

Stocks removed from Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
Torrent Pharmaceuticals Ltd. Pharmaceuticals 284.8 0.00% -0.43% 1.1% (Sep 2024) 0.39% (May 2025) 0.00 -80000

Trend in stock holdings (Top 15 Holding)

Stock Sep 2025 Aug 2025 Jul 2025 Jun 2025 May 2025 Apr 2025 Mar 2025 Feb 2025 Jan 2025 Dec 2024 Nov 2024 Oct 2024 Sep 2024
HDFC Bank Ltd. 8.52% 8.67% 9.16% 8.96% 9.01% 9.25% 9.17% 9.33% 8.64% 8.79% 8.97% 8.43% 7.86%
ICICI Bank Ltd. 6.44% 6.79% 7.17% 6.90% 7.15% 7.31% 7.21% 6.92% 6.80% 6.57% 6.71% 6.71% 6.40%
Axis Bank Ltd. 4.06% 3.81% 3.88% 4.30% 4.42% 4.55% 4.42% 4.01% 3.34% 3.52% 3.78% 3.50% 3.60%
Reliance Industries Ltd. 4.08% 4.12% 4.21% 4.48% 4.39% 4.50% 3.84% 3.66% 3.43% 3.01% 3.23% 3.35% 2.87%
Bharti Airtel Ltd. 3.09% 3.16% 3.18% 3.30% 3.15% 3.28% 3.19% 3.10% 3.03% 2.89% 2.98% 2.97% 3.05%
Infosys Ltd. 3.23% 2.68% 2.28% 2.39% 2.41% 2.40% 2.63% 3.03% 3.19% 3.42% 3.40% 3.24% 3.35%
Maruti Suzuki India Ltd. 3.59% 3.37% 2.57% 2.50% 2.57% 2.65% 2.60% 2.89% 2.82% 2.15% 2.21% 2.04% 2.36%
Kotak Mahindra Bank Ltd. 2.98% 2.53% 2.39% 2.58% 2.56% 2.83% 2.90% 2.73% 2.58% 2.36% 2.35% 2.32% 2.40%
State Bank Of India 2.61% 2.44% 2.41% 2.45% 2.51% 2.53% 2.58% 2.47% 2.62% 2.63% 2.79% 2.75% 2.55%
HCL Technologies Limited 2.07% 1.88% 1.89% 2.19% 2.15% 2.13% 2.26% 2.40% 2.49% 2.69% 2.61% 2.51% 2.48%
Larsen & Toubro Ltd. 2.05% 2.05% 2.06% 2.05% 2.13% 2.01% 2.19% 2.13% 2.18% 2.05% 2.13% 2.08% 2.04%
ITC Limited 1.98% 2.05% 2.06% 2.05% 2.13% 2.25% 2.19% 1.91% 1.97% 2.08% 2.06% 2.13% 2.18%
Tata Consultancy Services Ltd. 2.59% 2.81% 2.76% 2.32% 1.60% 1.66% 1.81% 1.88% 1.74% 1.69% 1.78% 1.33% -
Cipla Ltd. 2.25% 2.41% 2.35% 1.80% 1.58% 1.74% 1.69% 1.77% 1.76% 1.77% 1.79% 1.82% 1.88%
Bajaj Auto Ltd. 1.75% 1.77% 1.45% 1.50% 1.60% 1.54% 1.58% 1.70% 1.50% 1.45% 1.50% 1.65% 2.00%
Name Type of Instrument Weight (%)
TREPS TREPS 6.97%
Embassy Office Parks Reit InvITs 0.82%
Net Receivables Net Receivables -0.02%

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