UTI Large & Mid Cap Fund - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Portfolio Turnover Ratio : 34.00%. Category average turnover ratio is 171.91%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 96.83% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 96.83%

No of Stocks : 72 (Category Avg - 77.45) | Large Cap Investments : 48.75%| Mid Cap Investments : 21.62% | Small Cap Investments : 12.79% | Other : 13.67%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	72	75.82
Top 5 Stock Weight	18.71%	19.93%
Top 10 Stock Weight	30.76%	32.85%
Top 3 Sector Weight	30.23%	27.16%

Category - Large & Mid Cap Fund

Particulars	This Scheme	Category
Average mcap (Cr)	97282.22	72436.26
Holdings in large cap stocks	48.75%	32.23%
Holdings in mid cap stocks	21.62%	21.93%
Holdings in small cap stocks	12.79%	11.75%

Category - Large & Mid Cap Fund

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	3011	5.69%	-0.30%	7.85% (Feb 2025)	5.69% (Oct 2025)	30.50 L	-0.95 L
ICICI Bank Ltd.	Private sector bank	1920.5	3.63%	-0.22%	4.76% (Mar 2025)	3.63% (Oct 2025)	14.28 L	0.00
Infosys Ltd.	Computers - software & consulting	1807.2	3.42%	0.21%	3.45% (Dec 2024)	2.2% (Apr 2025)	12.19 L	1.06 L
Reliance Industries Ltd.	Refineries & marketing	1659.4	3.14%	0.30%	3.14% (Oct 2025)	1.31% (Dec 2024)	11.16 L	76.98 k
ITC Limited	Diversified fmcg	1496.4	2.83%	0.17%	3.66% (Dec 2024)	2.45% (Jul 2025)	35.60 L	2.55 L
Federal Bank Ltd.	Private sector bank	1380.2	2.61%	0.28%	2.68% (Mar 2025)	2.33% (Sep 2025)	58.33 L	-1.90 L
Aditya Birla Capital Ltd.	Life insurance	1280.8	2.42%	0.11%	2.76% (Mar 2025)	2.08% (Jul 2025)	39.51 L	0.00
- Vedanta Ltd.	Diversified metals	1275.8	2.41%	0.00%	2.8% (Mar 2025)	2.17% (Aug 2025)	25.85 L	0.00
Wipro Ltd.	Computers - software & consulting	1269.2	2.40%	0.11%	2.41% (Aug 2025)	1.4% (Mar 2025)	52.74 L	4.95 L
Larsen & Toubro Ltd.	Civil construction	1171.8	2.21%	0.34%	2.21% (Oct 2025)	0.95% (Apr 2025)	2.91 L	34.88 k

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

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M-Cap

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Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
HDFC Bank Ltd.	Private sector bank	13.44	3011	5.69%	-0.30%	7.85% (Feb 2025)	5.69% (Oct 2025)	30.50 L	-0.95 L	Other	13.67
ICICI Bank Ltd.	Private sector bank	13.44	1920.5	3.63%	-0.22%	4.76% (Mar 2025)	3.63% (Oct 2025)	14.28 L	0.00	Large Cap	48.75
Infosys Ltd.	Computers - software & consulting	9.16	1807.2	3.42%	0.21%	3.45% (Dec 2024)	2.2% (Apr 2025)	12.19 L	1.06 L	Large Cap	48.75
Reliance Industries Ltd.	Refineries & marketing	4.86	1659.4	3.14%	0.30%	3.14% (Oct 2025)	1.31% (Dec 2024)	11.16 L	76.98 k	Large Cap	48.75
ITC Limited	Diversified fmcg	2.83	1496.4	2.83%	0.17%	3.66% (Dec 2024)	2.45% (Jul 2025)	35.60 L	2.55 L	Large Cap	48.75
Federal Bank Ltd.	Private sector bank	13.44	1380.2	2.61%	0.28%	2.68% (Mar 2025)	2.33% (Sep 2025)	58.33 L	-1.90 L	Mid Cap	21.62
Aditya Birla Capital Ltd.	Life insurance	5.89	1280.8	2.42%	0.11%	2.76% (Mar 2025)	2.08% (Jul 2025)	39.51 L	0.00	Mid Cap	21.62
- Vedanta Ltd.	Diversified metals	2.41	1275.8	2.41%	0.00%	2.8% (Mar 2025)	2.17% (Aug 2025)	25.85 L	0.00	Large Cap	48.75
Wipro Ltd.	Computers - software & consulting	9.16	1269.2	2.40%	0.11%	2.41% (Aug 2025)	1.4% (Mar 2025)	52.74 L	4.95 L	Large Cap	48.75
Larsen & Toubro Ltd.	Civil construction	3.2	1171.8	2.21%	0.34%	2.21% (Oct 2025)	0.95% (Apr 2025)	2.91 L	34.88 k	Large Cap	48.75
- Indus Towers Ltd.	Telecom - infrastructure	2.11	1117.9	2.11%	0.00%	2.6% (Apr 2025)	1.84% (Aug 2025)	30.75 L	0.00	Large Cap	48.75
Power Grid Corporation of India Ltd.	Power - transmission	2.08	1101.1	2.08%	-0.06%	2.23% (Jul 2025)	1.49% (Dec 2024)	38.21 L	0.00	Large Cap	48.75
Aurobindo Pharma Ltd.	Pharmaceuticals	7.63	1091.6	2.06%	0.26%	2.06% (Oct 2025)	1.44% (Jun 2025)	9.58 L	1.27 L	Large Cap	48.75
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	3.65	1081	2.04%	-0.10%	2.14% (Sep 2025)	0% (Nov 2024)	66.79 k	0.00	Large Cap	48.75
HCL Technologies Limited	Computers - software & consulting	9.16	1062.4	2.01%	0.20%	2.04% (Dec 2024)	1.57% (Apr 2025)	6.89 L	35.00 k	Large Cap	48.75
InterGlobe Aviation Ltd.	Airline	1.94	1027.2	1.94%	-0.11%	2.33% (Jun 2025)	1.86% (Nov 2024)	1.83 L	0.00	Large Cap	48.75
Max Financial Services Ltd.	Life insurance	5.89	971.2	1.84%	-0.14%	2.24% (May 2025)	1.7% (Dec 2024)	6.28 L	0.00	Mid Cap	21.62
Hero Motocorp Ltd.	2/3 wheelers	2.69	932.1	1.76%	0.19%	1.76% (Oct 2025)	0% (Nov 2024)	1.68 L	24.98 k	Large Cap	48.75
Indian Bank	Public sector bank	4.03	895.3	1.69%	-0.40%	2.2% (May 2025)	1.5% (Dec 2024)	10.43 L	-3.50 L	Mid Cap	21.62
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	3.65	852.4	1.61%	-0.07%	1.68% (Sep 2025)	1.14% (Dec 2024)	2.44 L	0.00	Large Cap	48.75
Nippon Life India Asset Management Ltd.	Asset management company	1.58	835.6	1.58%	-0.14%	1.97% (Jun 2025)	1.44% (Jan 2025)	9.55 L	-0.35 L	Mid Cap	21.62
Glenmark Pharmaceuticals Ltd.	Pharmaceuticals	7.63	819.1	1.55%	-0.14%	1.95% (Jul 2025)	1.11% (Feb 2025)	4.33 L	0.00	Mid Cap	21.62
State Bank Of India	Public sector bank	4.03	806.7	1.52%	0.02%	1.52% (Oct 2025)	0% (Nov 2024)	8.61 L	0.00	Large Cap	48.75
Sundaram Finance Limited	Non banking financial company (nbfc)	2.7	773.7	1.46%	0.11%	1.57% (Feb 2025)	1.12% (Nov 2024)	1.68 L	16.05 k	Mid Cap	21.62
Grasim Industries Limited	Cement & cement products	1.4	740.2	1.40%	0.03%	1.4% (Oct 2025)	0% (Nov 2024)	2.56 L	8.02 k	Large Cap	48.75
Ajanta Pharma Limited	Pharmaceuticals	7.63	736.3	1.39%	-0.02%	1.41% (Sep 2025)	1.16% (May 2025)	2.99 L	7.14 k	Small Cap	12.79
Phoenix Mills Ltd.	Residential, commercial projects	2.52	733.3	1.39%	0.03%	1.75% (Feb 2025)	1.29% (Jul 2025)	4.36 L	0.00	Small Cap	12.79
Oil India Ltd.	Oil exploration & production	1.38	727.6	1.38%	-0.01%	1.67% (May 2025)	0% (Nov 2024)	16.79 L	0.00	Mid Cap	21.62
Hindustan Petroleum Corporation Ltd.	Refineries & marketing	4.86	706.3	1.33%	0.17%	1.35% (Jun 2025)	0% (Nov 2024)	14.84 L	1.82 L	Large Cap	48.75
Mphasis Ltd.	Computers - software & consulting	9.16	705.4	1.33%	-0.03%	1.66% (Aug 2025)	0.99% (Feb 2025)	2.55 L	0.00	Mid Cap	21.62
Shriram Finance Ltd.	Non banking financial company (nbfc)	2.7	658.7	1.24%	0.15%	1.73% (Feb 2025)	0.98% (Aug 2025)	8.80 L	0.00	Other	13.67
Great Eastern Shipping Co. Ltd.	Shipping	1.13	599	1.13%	0.05%	1.13% (Oct 2025)	0.82% (Jul 2025)	5.45 L	0.00	Small Cap	12.79
Oberoi Realty Ltd.	Residential, commercial projects	2.52	597	1.13%	0.07%	1.13% (Oct 2025)	0% (Nov 2024)	3.36 L	0.00	Mid Cap	21.62
UPL Ltd.	Pesticides & agrochemicals	1.1	583.6	1.10%	0.04%	1.19% (Aug 2025)	0% (Nov 2024)	8.10 L	0.00	Large Cap	48.75
Tube Investments Of India Ltd.	Auto components & equipments	1.05	558.1	1.05%	-0.09%	1.44% (Aug 2025)	0% (Nov 2024)	1.85 L	0.00	Small Cap	12.79
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	1.49	548.9	1.04%	0.03%	1.47% (Nov 2024)	1.01% (Sep 2025)	2.67 L	0.00	Large Cap	48.75
Crompton Greaves Consumer Electricals Ltd.	Household appliances	1.02	537.9	1.02%	-0.03%	1.45% (Dec 2024)	1.02% (Oct 2025)	19.03 L	1.02 L	Mid Cap	21.62
Coal India Ltd.	Coal	1.01	535.5	1.01%	0.32%	1.01% (Oct 2025)	0% (Nov 2024)	13.78 L	4.90 L	Large Cap	48.75
Petronet LNG Ltd.	Lpg/cng/png/lng supplier	1.01	534.3	1.01%	0.18%	1.01% (Oct 2025)	0% (Nov 2024)	19.00 L	4.22 L	Large Cap	48.75
Motilal Oswal Financial Services Ltd.	Stockbroking & allied	1	531.1	1.00%	-0.11%	1.51% (Jul 2025)	0.82% (Nov 2024)	5.43 L	-0.75 L	Small Cap	12.79
Colgate - Palmolive (India) Limited	Personal care	1.99	531	1.00%	0.07%	1.17% (Feb 2025)	0% (Nov 2024)	2.37 L	27.37 k	Large Cap	48.75
NIIT Learning Systems Ltd.	Education	1	529.9	1.00%	-0.05%	1.05% (Sep 2025)	0.77% (May 2025)	16.30 L	35.42 k	Other	13.67
Emami Ltd.	Personal care	1.99	526.3	0.99%	0.04%	1.25% (Apr 2025)	0.88% (Dec 2024)	9.85 L	1.03 L	Mid Cap	21.62
G R Infraprojects Ltd.	Civil construction	3.2	525.7	0.99%	0.03%	0.99% (Oct 2025)	0.46% (Jan 2025)	4.51 L	59.42 k	Other	13.67
Oracle Financial Services Software Limited	Software products	0.99	525.7	0.99%	0.01%	2.07% (Dec 2024)	0.45% (May 2025)	61.73 k	3.50 k	Mid Cap	21.62
Bajaj Auto Ltd.	2/3 wheelers	2.69	490.1	0.93%	-0.11%	1.22% (May 2025)	0.93% (Oct 2025)	55.11 k	-4.50 k	Large Cap	48.75
Caplin Point Laboratories Ltd.	Pharmaceuticals	7.63	469.7	0.89%	-0.02%	1.09% (Dec 2024)	0.78% (Apr 2025)	2.31 L	66.00	Small Cap	12.79
Balkrishna Industries Ltd.	Tyres & rubber products	0.86	454	0.86%	0.12%	0.86% (Oct 2025)	0% (Nov 2024)	1.99 L	38.00 k	Mid Cap	21.62
ICICI Prudential Life Insurance Co Ltd.	Life insurance	5.89	453.8	0.86%	0.06%	0.86% (Oct 2025)	0% (Nov 2024)	7.68 L	99.00 k	Large Cap	48.75
Indusind Bank Ltd.	Private sector bank	13.44	433.8	0.82%	0.02%	2.45% (Feb 2025)	0.8% (Sep 2025)	5.46 L	0.00	Large Cap	48.75
Bank of Maharashtra	Public sector bank	4.03	432.4	0.82%	0.18%	0.82% (Oct 2025)	0% (Nov 2024)	73.25 L	16.00 L	Small Cap	12.79
JK Paper Ltd.	Paper & paper products	0.8	425.1	0.80%	-0.06%	0.86% (Aug 2025)	0.65% (Dec 2024)	10.70 L	-0.45 L	Small Cap	12.79
Life Insurance Corporation Of India	Life insurance	5.89	409.2	0.77%	-0.05%	0.82% (Sep 2025)	0% (Nov 2024)	4.57 L	0.00	Other	13.67
Biocon Ltd.	Pharmaceuticals	7.63	408.2	0.77%	0.07%	0.77% (Oct 2025)	0% (Nov 2024)	10.97 L	73.07 k	Mid Cap	21.62
Jindal Stainless Ltd.	Iron & steel products	1.18	406.3	0.77%	-0.03%	1.25% (Jan 2025)	0.77% (Oct 2025)	5.39 L	0.00	Small Cap	12.79
- GHCL Ltd.	Commodity chemicals	0.73	386.1	0.73%	0.00%	0.85% (Jan 2025)	0.63% (Apr 2025)	6.03 L	0.00	Small Cap	12.79
Raymond Lifestyle Ltd.	Garments & apparels	0.7	372.2	0.70%	-0.03%	0.96% (Dec 2024)	0.61% (Feb 2025)	3.15 L	0.00	Other	13.67
Marksans Pharma Ltd.	Pharmaceuticals	7.63	367.8	0.70%	0.03%	0.95% (Nov 2024)	0.37% (Aug 2025)	20.20 L	0.00	Small Cap	12.79
Kotak Mahindra Bank Ltd.	Private sector bank	13.44	365.1	0.69%	-0.20%	2.6% (Mar 2025)	0.69% (Oct 2025)	1.74 L	-0.50 L	Large Cap	48.75
Jubilant Foodworks Ltd.	Restaurants	0.67	353.2	0.67%	-0.23%	1.61% (Dec 2024)	0.67% (Oct 2025)	5.91 L	-1.40 L	Other	13.67
Mahindra Holidays & Resorts India Ltd.	Hotels & resorts	0.62	329.6	0.62%	-0.09%	0.89% (Nov 2024)	0.62% (Oct 2025)	10.03 L	0.00	Small Cap	12.79
DCM Shriram Ltd.	Diversified	0.61	323.8	0.61%	0.03%	0.61% (Oct 2025)	0% (Nov 2024)	2.53 L	0.00	Small Cap	12.79
Indiamart Intermesh Ltd.	Internet & catalogue retail	0.56	296.1	0.56%	-0.01%	0.64% (Aug 2025)	0% (Nov 2024)	1.20 L	0.00	Other	13.67
- Indo Count Industries Ltd.	Other textile products	0.48	251.7	0.48%	0.00%	0.64% (Jan 2025)	0.42% (Aug 2025)	8.88 L	0.00	Small Cap	12.79
Rossari Biotech Ltd.	Specialty chemicals	0.47	246.4	0.47%	0.07%	0.47% (Oct 2025)	0% (Nov 2024)	3.84 L	64.78 k	Other	13.67
Bharti Airtel Ltd. - Partly Paid	Telecom - cellular & fixed line services	1.49	238.2	0.45%	0.02%	0.49% (Apr 2025)	0.43% (Dec 2024)	1.52 L	0.00	Other	13.67
Tips Industries Ltd.	Film production, distribution & exhibition	0.44	234.9	0.44%	-0.08%	0.85% (Nov 2024)	0.44% (Oct 2025)	4.44 L	0.00	Other	13.67
Bharti Hexacom Ltd.	Telecom - equipment & accessories	0.42	221.5	0.42%	0.02%	1.37% (May 2025)	0.4% (Sep 2025)	1.19 L	0.00	Other	13.67
Shivalik Bimetal Controls Ltd.	Iron & steel products	1.18	216.2	0.41%	-0.04%	0.52% (Jun 2025)	0.34% (Nov 2024)	4.51 L	0.00	Small Cap	12.79
# Bharat Petroleum Corporation Ltd.	Refineries & marketing	4.86	206.3	0.39%	0.39%	0.39% (Oct 2025)	0% (Nov 2024)	5.78 L	5.78 L	Large Cap	48.75
Dr. Reddys Laboratories Ltd.	Pharmaceuticals	7.63	144.2	0.27%	-1.05%	1.4% (Aug 2025)	0.27% (Oct 2025)	1.20 L	-4.19 L	Other	13.67
- B S Refrigeration Ltd.	Household appliances	1.02	0	0.00%	0.00%	0% (Apr 2025)	0% (Oct 2025)	3.87 L	0.00	Small Cap	12.79
Oil & Natural Gas Corporation Ltd.	Oil exploration & production	1.38	217.9	0.00%	-0.44%	-	-	-	-	Large Cap	48.75
Dalmia Bharat Ltd.	Cement & cement products	1.4	399.1	0.00%	-0.80%	-	-	-	-	Mid Cap	21.62

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Bharat Petroleum Corporation Ltd.	Refineries & marketing	206.3	0.39%	0.39%	0.39% (Oct 2025)	0% (Nov 2024)	5.78 L	578137

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Oil & Natural Gas Corporation Ltd.	Oil exploration & production	217.9	0.00%	-0.44%	1.02% (May 2025)	0% (Nov 2024)	0.00	-909589
Dalmia Bharat Ltd.	Cement & cement products	399.1	0.00%	-0.80%	2.41% (Jan 2025)	0% (Nov 2024)	0.00	-179210

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
HDFC Bank Ltd.	5.69%	5.99%	6.31%	6.69%	6.63%	6.97%	7.25%	7.31%	7.85%	7.31%	7.42%	7.67%	7.49%
ICICI Bank Ltd.	3.63%	3.85%	4.10%	4.41%	4.30%	4.61%	4.75%	4.76%	4.60%	4.58%	4.58%	4.75%	4.77%
ITC Limited	2.83%	2.66%	2.66%	2.45%	2.47%	2.66%	3.06%	3.13%	3.26%	3.46%	3.66%	3.64%	3.74%
Infosys Ltd.	3.42%	3.21%	3.23%	3.07%	2.99%	2.68%	2.20%	2.44%	2.84%	3.32%	3.45%	3.40%	3.23%
Federal Bank Ltd.	2.61%	2.33%	2.38%	2.51%	2.49%	2.53%	2.57%	2.68%	2.67%	2.53%	2.39%	2.38%	2.35%
Vedanta Ltd.	2.41%	2.41%	2.17%	2.19%	2.32%	2.28%	2.29%	2.80%	2.58%	2.46%	2.43%	2.53%	2.53%
Aditya Birla Capital Ltd.	2.42%	2.31%	2.26%	2.08%	2.55%	2.62%	2.56%	2.76%	2.52%	2.40%	2.09%	2.18%	2.11%
Indus Towers Ltd.	2.11%	2.11%	1.84%	1.91%	2.41%	2.39%	2.60%	2.26%	2.37%	2.38%	2.06%	2.15%	2.08%
InterGlobe Aviation Ltd.	1.94%	2.05%	2.12%	2.31%	2.33%	2.17%	2.19%	2.26%	2.14%	1.88%	1.90%	1.86%	1.71%
Reliance Industries Ltd.	3.14%	2.84%	2.72%	2.36%	2.55%	2.37%	1.80%	1.33%	1.35%	1.39%	1.31%	1.42%	1.73%
Max Financial Services Ltd.	1.84%	1.98%	2.07%	1.94%	2.13%	2.24%	2.13%	1.98%	1.76%	1.74%	1.70%	2.07%	2.63%
Power Grid Corporation of India Ltd.	2.08%	2.14%	2.11%	2.23%	2.09%	1.96%	2.03%	2.04%	1.90%	1.97%	1.49%	1.63%	1.61%
Indian Bank	1.69%	2.09%	2.16%	2.18%	2.14%	2.20%	2.06%	1.98%	1.96%	1.92%	1.50%	1.56%	1.59%
Wipro Ltd.	2.40%	2.29%	2.41%	2.20%	2.17%	1.97%	1.63%	1.40%	1.60%	1.68%	1.60%	1.50%	1.46%
HCL Technologies Limited	2.01%	1.81%	1.79%	1.81%	2.03%	1.71%	1.57%	1.70%	1.81%	1.91%	2.04%	2.01%	1.88%