Baroda BNP Paribas Retirement Fund - Regular Plan - Growth Portfolio | Baroda Pioneer Mutual Fund Portfolio

Equity Holding : 72.81% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 72.81%

No of Stocks : 53 (Category Avg - 53.66) | Large Cap Investments : 33.6%| Mid Cap Investments : 9.25% | Small Cap Investments : 5.23% | Other : 24.73%

Portfolio Summary (as on 30th Sep,2025)

Particulars	This Scheme	Category
No. of Stocks	53	57.59
Top 5 Stock Weight	16.9%	17.96%
Top 10 Stock Weight	26.75%	27.83%
Top 3 Sector Weight	22.42%	20.61%

Category - Retirement Fund

Particulars	This Scheme	Category
Average mcap (Cr)	71297.87	79177.89
Holdings in large cap stocks	33.6%	30.69%
Holdings in mid cap stocks	9.25%	8.71%
Holdings in small cap stocks	5.23%	9.57%

Category - Retirement Fund

Top 10 Stocks holding in Portfolio (as on 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# HDFC Bank Ltd.	Private sector bank	209.2	5.56%	0.00%	5.75% (Jul 2025)	4.84% (Jan 2025)	2.20 L	0.00
# ICICI Bank Ltd.	Private sector bank	141.9	3.77%	0.00%	4.49% (Jul 2025)	3.46% (Jan 2025)	1.05 L	-0.12 L
# Reliance Industries Ltd.	Refineries & marketing	111.7	2.97%	0.00%	3.5% (Jun 2025)	2.45% (Dec 2024)	81.90 k	0.00
# Larsen & Toubro Ltd.	Civil construction	87.1	2.31%	0.00%	2.25% (Aug 2025)	0.97% (Apr 2025)	23.80 k	0.00
# Eternal Ltd.	E-retail/ e-commerce	86.3	2.29%	0.00%	2.19% (Aug 2025)	0.72% (Oct 2024)	2.65 L	0.00
# Infosys Ltd.	Computers - software & consulting	81.8	2.17%	0.00%	4.55% (Sep 2024)	2.19% (Aug 2025)	56.70 k	0.00
# Bharti Airtel Ltd.	Telecom - cellular & fixed line services	78	2.07%	0.00%	2.39% (Sep 2024)	2.04% (Dec 2024)	41.52 k	0.00
# Travel Food Services Ltd.	Restaurants	73.1	1.94%	0.00%	1.82% (Aug 2025)	0% (Sep 2024)	55.20 k	0.00
# InterGlobe Aviation Ltd.	Airline	69.9	1.86%	0.00%	1.85% (Aug 2025)	0% (Sep 2024)	12.50 k	0.00
# Britannia Industries Ltd.	Packaged foods	68	1.81%	0.00%	1.51% (Aug 2025)	0% (Sep 2024)	11.35 k	1.50 k

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 30th Sep,2025)

None
Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
# HDFC Bank Ltd.	Private sector bank	12.55	209.2	5.56%	0.00%	5.75% (Jul 2025)	4.84% (Jan 2025)	2.20 L	0.00	Other	24.73
# ICICI Bank Ltd.	Private sector bank	12.55	141.9	3.77%	0.00%	4.49% (Jul 2025)	3.46% (Jan 2025)	1.05 L	-0.12 L	Large Cap	33.6
# Reliance Industries Ltd.	Refineries & marketing	2.97	111.7	2.97%	0.00%	3.5% (Jun 2025)	2.45% (Dec 2024)	81.90 k	0.00	Large Cap	33.6
# Larsen & Toubro Ltd.	Civil construction	2.31	87.1	2.31%	0.00%	2.25% (Aug 2025)	0.97% (Apr 2025)	23.80 k	0.00	Large Cap	33.6
# Eternal Ltd.	E-retail/ e-commerce	2.29	86.3	2.29%	0.00%	2.19% (Aug 2025)	0.72% (Oct 2024)	2.65 L	0.00	Other	24.73
# Infosys Ltd.	Computers - software & consulting	5.62	81.8	2.17%	0.00%	4.55% (Sep 2024)	2.19% (Aug 2025)	56.70 k	0.00	Large Cap	33.6
# Bharti Airtel Ltd.	Telecom - cellular & fixed line services	2.07	78	2.07%	0.00%	2.39% (Sep 2024)	2.04% (Dec 2024)	41.52 k	0.00	Large Cap	33.6
# Travel Food Services Ltd.	Restaurants	1.94	73.1	1.94%	0.00%	1.82% (Aug 2025)	0% (Sep 2024)	55.20 k	0.00	Other	24.73
# InterGlobe Aviation Ltd.	Airline	1.86	69.9	1.86%	0.00%	1.85% (Aug 2025)	0% (Sep 2024)	12.50 k	0.00	Large Cap	33.6
# Britannia Industries Ltd.	Packaged foods	2.01	68	1.81%	0.00%	1.51% (Aug 2025)	0% (Sep 2024)	11.35 k	1.50 k	Large Cap	33.6
# Divis Laboratories Ltd.	Pharmaceuticals	3.29	67.1	1.78%	0.00%	2.34% (Nov 2024)	1.6% (Sep 2024)	11.80 k	0.00	Large Cap	33.6
# Tech Mahindra Ltd.	Computers - software & consulting	5.62	60.2	1.60%	0.00%	1.67% (Aug 2025)	0% (Sep 2024)	43.01 k	0.00	Large Cap	33.6
# Bharat Heavy Electricals Ltd.	Heavy electrical equipment	4.25	59.6	1.58%	0.00%	1.71% (Jun 2025)	0% (Sep 2024)	2.50 L	0.00	Mid Cap	9.25
# ABB Power Products and Systems India Ltd.	Heavy electrical equipment	4.25	57.4	1.52%	0.00%	1.99% (May 2025)	0.96% (Nov 2024)	3.19 k	0.00	Other	24.73
# Ultratech Cement Ltd.	Cement & cement products	2.46	56.2	1.49%	0.00%	1.53% (Aug 2025)	0% (Sep 2024)	4.60 k	0.00	Large Cap	33.6
# Fortis Healthcare Ltd.	Hospital	2.43	53.3	1.42%	0.00%	1.32% (Aug 2025)	0% (Sep 2024)	55.00 k	0.00	Other	24.73
# Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	2.49	52.4	1.39%	0.00%	1.6% (Sep 2024)	1.19% (May 2025)	15.30 k	0.00	Large Cap	33.6
# Vishal Mega Mart Ltd.	Diversified retail	1.36	51	1.36%	0.00%	1.34% (Aug 2025)	0% (Sep 2024)	3.42 L	0.00	Other	24.73
# Kotak Mahindra Bank Ltd.	Private sector bank	12.55	49.8	1.32%	0.00%	1.53% (Mar 2025)	0% (Sep 2024)	25.00 k	0.00	Large Cap	33.6
# Titan Company Ltd.	Gems, jewellery and watches	1.25	47.1	1.25%	0.00%	1.33% (Jun 2025)	0% (Sep 2024)	14.00 k	0.00	Large Cap	33.6
# TVS Motor Company Ltd.	2/3 wheelers	1.26	46.9	1.25%	0.00%	1.12% (Aug 2025)	0.86% (Sep 2024)	13.65 k	650.00	Mid Cap	9.25
# Radico Khaitan Ltd.	Breweries & distilleries	1.23	46.2	1.23%	0.00%	1.2% (Aug 2025)	0% (Sep 2024)	16.00 k	0.00	Small Cap	5.23
# Max Financial Services Ltd.	Life insurance	1.22	46	1.22%	0.00%	1.23% (Aug 2025)	0.97% (Feb 2025)	29.20 k	0.00	Mid Cap	9.25
# Navin Flourine International Ltd.	Commodity chemicals	1.2	45.3	1.20%	0.00%	1.39% (Mar 2025)	0.8% (Oct 2024)	9.80 k	900.00	Small Cap	5.23
# National Thermal Power Corporation Ltd.	Power generation	1.18	44.3	1.18%	0.00%	1.32% (Oct 2024)	1.01% (Dec 2024)	1.30 L	0.00	Large Cap	33.6
# Au Small Finance Bank Ltd.	Other bank	2.04	43.5	1.15%	0.00%	1.48% (Sep 2024)	0.99% (Mar 2025)	59.40 k	0.00	Mid Cap	9.25
# Nippon Life India Asset Management Ltd.	Asset management company	1.15	43.4	1.15%	0.00%	1.03% (Aug 2025)	0% (Sep 2024)	50.00 k	0.00	Mid Cap	9.25
# Sagility India Ltd.	It enabled services	1.15	43.2	1.15%	0.00%	1.22% (Jul 2025)	0% (Sep 2024)	10.13 L	0.00	Other	24.73
# GE T&D India Ltd.	Heavy electrical equipment	4.25	43.2	1.15%	0.00%	2.99% (Dec 2024)	0.61% (Apr 2025)	14.59 k	0.00	Small Cap	5.23
# Cummins India Ltd.	Compressors, pumps & diesel engines	1.15	43.2	1.15%	0.00%	1.11% (Aug 2025)	0% (Sep 2024)	11.00 k	0.00	Mid Cap	9.25
# Indiqube Spaces Ltd.	Diversified commercial services	1.11	41.9	1.11%	0.00%	1.06% (Aug 2025)	0% (Sep 2024)	1.84 L	0.00	Other	24.73
# Hyundai Motor India Ltd.	Passenger cars & utility vehicles	2.49	41.4	1.10%	0.00%	1.03% (Aug 2025)	0% (Sep 2024)	16.00 k	0.00	Other	24.73
# Axis Bank Ltd.	Private sector bank	12.55	39.6	1.05%	0.00%	2.24% (Sep 2024)	0% (Sep 2024)	35.00 k	0.00	Large Cap	33.6
# State Bank Of India	Public sector bank	1.98	39.3	1.04%	0.00%	1.1% (Oct 2024)	0.93% (Jul 2025)	45.00 k	0.00	Large Cap	33.6
# Cholamandalam Investment & Finance Co. Ltd.	Non banking financial company (nbfc)	1.82	38.5	1.02%	0.00%	1.41% (Mar 2025)	0.66% (Dec 2024)	23.91 k	-9.09 k	Other	24.73
# Max Healthcare Institute Ltd.	Hospital	2.43	37.9	1.01%	0.00%	1.11% (Jun 2025)	0.96% (Nov 2024)	34.00 k	0.00	Other	24.73
# Hindalco Industries Ltd.	Aluminium	0.97	36.6	0.97%	0.00%	1.1% (Sep 2024)	0.8% (May 2025)	48.00 k	0.00	Large Cap	33.6
# Ambuja Cements Ltd.	Cement & cement products	2.46	36.5	0.97%	0.00%	0.98% (Jul 2025)	0.67% (Nov 2024)	64.00 k	0.00	Large Cap	33.6
# Persistent Systems Ltd.	Computers - software & consulting	5.62	35.9	0.95%	0.00%	1.12% (Dec 2024)	0% (Sep 2024)	7.45 k	0.00	Other	24.73
# Punjab National Bank	Public sector bank	1.98	35.4	0.94%	0.00%	0.83% (Aug 2025)	0% (Sep 2024)	3.14 L	0.00	Large Cap	33.6
# Linde India Ltd.	Industrial gases	0.93	35	0.93%	0.00%	1.18% (Sep 2024)	0.77% (Dec 2024)	5.60 k	0.00	Small Cap	5.23
# LTIMindtree Ltd.	Computers - software & consulting	5.62	34	0.90%	0.00%	1.11% (Jan 2025)	0% (Sep 2024)	6.60 k	0.00	Mid Cap	9.25
# One 97 Communications Ltd.	Financial technology (fintech)	1.77	33.7	0.90%	0.00%	0.95% (Aug 2025)	0% (Sep 2024)	30.00 k	0.00	Other	24.73
# Ujjivan Small Finance Bank Ltd.	Other bank	2.04	33.3	0.89%	0.89%	0% (Oct 2025)	0% (Oct 2025)	7.19 L	7.19 L	Other	24.73
# Cipla Ltd.	Pharmaceuticals	3.29	33.1	0.88%	0.00%	1.1% (Sep 2024)	0.84% (May 2025)	22.00 k	0.00	Large Cap	33.6
# PB Fintech Ltd.	Financial technology (fintech)	1.77	32.7	0.87%	0.00%	1.26% (Dec 2024)	0.84% (Apr 2025)	19.20 k	0.00	Other	24.73
# City Union Bank Ltd.	Private sector bank	12.55	32.1	0.85%	0.00%	0.84% (Jun 2025)	0% (Sep 2024)	1.50 L	0.00	Mid Cap	9.25
# Bajaj Finance Ltd.	Non banking financial company (nbfc)	1.82	30	0.80%	0.00%	0.78% (Feb 2025)	0% (Sep 2024)	30.00 k	0.00	Other	24.73
# Adani Ports And Special Economic Zone Ltd.	Port & port services	0.78	29.5	0.78%	0.00%	0.92% (Sep 2024)	0.66% (Jan 2025)	21.00 k	0.00	Large Cap	33.6
# Multi Commodity Exchange Of India Ltd.	Exchange and data platform	0.72	27	0.72%	0.00%	0.79% (Jun 2025)	0% (Sep 2024)	3.46 k	0.00	Small Cap	5.23
# Concord Biotech Ltd.	Pharmaceuticals	3.29	23.6	0.63%	0.00%	0.71% (Mar 2025)	0% (Sep 2024)	14.30 k	0.00	Other	24.73
# Mrs.Bectors Food Specialities Ltd.	Packaged foods	2.01	7.6	0.20%	0.00%	1.68% (Sep 2024)	0.95% (Aug 2025)	6.04 k	-0.20 L	Other	24.73
# TVS Motor Company Ltd. - Preference Shares	2/3 wheelers	1.26	0.5	0.01%	0.00%	0% (Oct 2025)	0% (Oct 2025)	52.00 k	0.00	Other	24.73
Hexaware Technologies Ltd.	Computers - software & consulting	5.62	12.7	0.00%	-0.33%	-	-	-	-	Other	24.73
Trent Limited	Speciality retail		28.6	0.00%	-0.75%	-	-	-	-	Mid Cap	9.25
Vinati Organics Ltd.	Specialty chemicals		5.5	0.00%	-0.14%	-	-	-	-	Other	24.73

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Ujjivan Small Finance Bank Ltd.	Other bank	33.3	0.89%	0.89%	0% (Oct 2025)	0% (Oct 2025)	7.19 L	719282

Stocks removed from Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	1M Change in Qty
Hexaware Technologies Ltd.	Computers - software & consulting	12.7	0.00%	-0.33%	0.36% (Feb 2025)	0% (Sep 2024)	-16794
Trent Limited	Speciality retail	28.6	0.00%	-0.75%	1.24% (Sep 2024)	0.7% (Jul 2025)	-5400
Vinati Organics Ltd.	Specialty chemicals	5.5	0.00%	-0.14%	1.17% (Oct 2024)	0.14% (Aug 2025)	-3217

Trend in stock holdings (Top 15 Holding)

Stock	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024	Sep 2024
HDFC Bank Ltd.	5.56%	5.50%	5.75%	5.65%	5.61%	5.69%	5.14%	5.25%	4.84%	4.96%	5.16%	5.18%	5.25%
ICICI Bank Ltd.	3.77%	4.30%	4.49%	4.34%	4.43%	4.48%	4.44%	3.54%	3.46%	3.48%	3.62%	3.74%	3.75%
Infosys Ltd.	2.17%	2.19%	2.22%	2.33%	2.32%	2.28%	2.24%	3.72%	4.28%	4.21%	4.27%	4.20%	4.55%
Reliance Industries Ltd.	2.97%	2.92%	2.95%	3.50%	3.39%	3.43%	2.83%	2.87%	2.85%	2.45%	2.67%	2.86%	3.23%
Bharti Airtel Ltd.	2.07%	2.06%	2.06%	2.25%	2.13%	2.19%	2.24%	2.19%	2.13%	2.04%	2.15%	2.21%	2.39%
Divis Laboratories Ltd.	1.78%	1.90%	2.02%	2.06%	2.04%	2.16%	2.14%	2.19%	2.10%	2.25%	2.34%	1.71%	1.60%
InterGlobe Aviation Ltd.	1.86%	1.85%	1.61%	1.61%	-	-	-	-	-	-	-	-	-
360 ONE WAM Ltd.	-	-	-	-	-	-	1.01%	1.76%	1.67%	2.04%	1.86%	1.89%	1.83%
Eternal Ltd.	2.29%	2.19%	1.71%	1.19%	1.09%	1.09%	1.98%	-	-	-	-	-	-
Zomato Ltd.	-	-	-	-	-	-	-	1.18%	1.10%	1.05%	1.09%	0.72%	0.83%
ITC Limited	-	-	-	1.34%	1.37%	1.43%	1.44%	1.50%	1.59%	1.69%	1.71%	1.82%	1.96%
Travel Food Services Ltd.	1.94%	1.82%	0.97%	-	-	-	-	-	-	-	-	-	-
Adani Wilmar Ltd.	-	-	-	-	-	1.48%	1.50%	1.54%	1.57%	-	-	-	-
Hindustan Unilever Ltd.	-	-	-	-	-	-	-	-	-	1.30%	1.43%	1.51%	1.79%
GE T&D India Ltd.	1.15%	1.07%	1.03%	0.88%	0.86%	0.61%	1.69%	1.56%	1.96%	2.99%	2.59%	1.57%	1.50%
Ultratech Cement Ltd.	1.49%	1.53%	1.46%	1.43%	1.35%	1.44%	1.49%	1.41%	1.50%	-	-	-	-

No of Debt Holding 6 (Category Avg - 8.45) | Modified Duration 9.98 Years (Category Avg - 5.44)| Yield to Maturity 7.26% (Category Avg - 6.72%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	18.52%	23.81%
T-Bills	0.00%	0.00%
NCD & Bonds	3.80%	9.05%
PTC	0.00%	0.32%

Category - Retirement Fund

Security Type	% Weight	Category Average
Government Backed	18.52%	23.81%
Low Risk	3.80%	9.37%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Retirement Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			626.95	16.66%	62.22 L
Bond - Jamnagar Utilities & Power Pvt. Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	51.01	1.36%	500.00
Bond - Govt of India	GOI	Other			50.49	1.34%	5.00 L
Bond - National Thermal Power Corporation Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	49.19	1.31%	500.00
Bond - Piramal Capital and Housing Finance Ltd.	NCD & Bonds	Housing finance company	LAA	ICRA	42.49	1.13%	57.14 k
Bond - Govt of India	GOI	Other			19.71	0.52%	2.00 L

Name	Type of Instrument	Weight (%)
Anzen India Energy Yield Plus Trust	InvITs	2.90%
TREPS	TREPS	1.55%
Net Receivables	Net Receivables	0.42%

Forum

NITINPIMPALE
MF Investment Help
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4 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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16 days ago

View more

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The Fixed Income
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3 days ago

Lock in Stable Returns from a State-Backed PSU! TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2028 Bond ✔️ Coupon: 9.35% p.a. ✔️ Tenor: 3y 2m (Maturity: 29/Dec/2028) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest confidently in a state-backed PSU and watch your money grow steadily. Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPdFpRPT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Lock in Stable Returns from a State-Backed PSU! TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2028 Bond ✔️ Coupon: 9.35% p.a. ✔️ Tenor: 3y 2m (Maturity: 29/Dec/2028) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest confidently in a state-backed PSU and watch your money grow steadily. Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPdFpRPT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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66 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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79 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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117 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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