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Baroda BNP Paribas Retirement Fund - Regular Plan - Growth

  • Regular
  • Direct
Category : Retirement Fund
Equity Holding : 72.72% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 72.72%
No of Stocks : 55 (Category Avg - 53.76) | Large Cap Investments : 33.43%| Mid Cap Investments : 9.39% | Small Cap Investments : 4.98% | Other : 24.92%

Portfolio Summary (as on 31st Aug,2025)

Particulars This Scheme Category
No. of Stocks 55 57.74
Top 5 Stock Weight 17.16% 18.16%
Top 10 Stock Weight 26.98% 27.97%
Top 3 Sector Weight 22.98% 20.81%
Category - Retirement Fund
Particulars This Scheme Category
Average mcap (Cr) 71485.70 79953.8
Holdings in large cap stocks 33.43% 30.81%
Holdings in mid cap stocks 9.39% 8.72%
Holdings in small cap stocks 4.98% 9.69%
Category - Retirement Fund

Top 10 Stocks holding in Portfolio (as on 31st Aug,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
# HDFC Bank Ltd. Private sector bank 209.4 5.50% 0.00% 5.75% (Jul 2025) 4.84% (Jan 2025) 2.20 L 1.10 L
# ICICI Bank Ltd. Private sector bank 163.5 4.30% 0.00% 4.49% (Jul 2025) 3.46% (Jan 2025) 1.17 L 0.00
# Reliance Industries Ltd. Refineries & marketing 111.2 2.92% 0.00% 3.5% (Jun 2025) 2.45% (Dec 2024) 81.90 k 0.00
# Larsen & Toubro Ltd. Civil construction 85.7 2.25% 0.00% 1.42% (Aug 2024) 0.97% (Apr 2025) 23.80 k 13.00 k
# Infosys Ltd. Computers - software & consulting 83.3 2.19% 0.00% 4.98% (Aug 2024) 2.22% (Jul 2025) 56.70 k 0.00
# Eternal Ltd. E-retail/ e-commerce 83.2 2.19% 0.00% 1.71% (Jul 2025) 0.72% (Oct 2024) 2.65 L 50.00 k
# Bharti Airtel Ltd. Telecom - cellular & fixed line services 78.4 2.06% 0.00% 2.39% (Sep 2024) 2.04% (Dec 2024) 41.52 k 0.00
# Divis Laboratories Ltd. Pharmaceuticals 72.4 1.90% 0.00% 2.34% (Nov 2024) 1.58% (Aug 2024) 11.80 k 0.00
# InterGlobe Aviation Ltd. Airline 70.6 1.85% 0.00% 1.61% (Jun 2025) 0% (Aug 2024) 12.50 k 2.00 k
# Travel Food Services Ltd. Restaurants 69.1 1.82% 0.00% 0.97% (Jul 2025) 0% (Aug 2024) 55.20 k 19.20 k
- indicates change in weight in the portfolio. # indicates a new entry.

Complete equity Portfolio (as on 31st Aug,2025)

Help me understand this table
Stock Invested in
Sector
Sector Total
Value(Mn)
% of Total Holdings
1M Change
1Y Highest Holding
1Y Lowest Holding
Quantity
1M Change in Qty
M-Cap
GroupName
# HDFC Bank Ltd. Private sector bank 12.82 209.4 5.50% 0.00% 5.75% (Jul 2025) 4.84% (Jan 2025) 2.20 L 1.10 L Other 24.92
# ICICI Bank Ltd. Private sector bank 12.82 163.5 4.30% 0.00% 4.49% (Jul 2025) 3.46% (Jan 2025) 1.17 L 0.00 Large Cap 33.43
# Reliance Industries Ltd. Refineries & marketing 2.92 111.2 2.92% 0.00% 3.5% (Jun 2025) 2.45% (Dec 2024) 81.90 k 0.00 Large Cap 33.43
# Larsen & Toubro Ltd. Civil construction 2.25 85.7 2.25% 0.00% 1.42% (Aug 2024) 0.97% (Apr 2025) 23.80 k 13.00 k Large Cap 33.43
# Infosys Ltd. Computers - software & consulting 6.12 83.3 2.19% 0.00% 4.98% (Aug 2024) 2.22% (Jul 2025) 56.70 k 0.00 Large Cap 33.43
# Eternal Ltd. E-retail/ e-commerce 2.19 83.2 2.19% 0.00% 1.71% (Jul 2025) 0.72% (Oct 2024) 2.65 L 50.00 k Other 24.92
# Bharti Airtel Ltd. Telecom - cellular & fixed line services 2.06 78.4 2.06% 0.00% 2.39% (Sep 2024) 2.04% (Dec 2024) 41.52 k 0.00 Large Cap 33.43
# Divis Laboratories Ltd. Pharmaceuticals 3.45 72.4 1.90% 0.00% 2.34% (Nov 2024) 1.58% (Aug 2024) 11.80 k 0.00 Large Cap 33.43
# InterGlobe Aviation Ltd. Airline 1.85 70.6 1.85% 0.00% 1.61% (Jun 2025) 0% (Aug 2024) 12.50 k 2.00 k Large Cap 33.43
# Travel Food Services Ltd. Restaurants 1.82 69.1 1.82% 0.00% 0.97% (Jul 2025) 0% (Aug 2024) 55.20 k 19.20 k Other 24.92
# Tech Mahindra Ltd. Computers - software & consulting 6.12 63.7 1.67% 0.00% 1.09% (Jul 2025) 0% (Aug 2024) 43.01 k 14.26 k Large Cap 33.43
# ABB Power Products and Systems India Ltd. Heavy electrical equipment 4.04 60.9 1.60% 0.00% 1.99% (May 2025) 0.7% (Aug 2024) 3.19 k 0.00 Other 24.92
# Ultratech Cement Ltd. Cement & cement products 2.48 58.1 1.53% 0.00% 1.5% (Jan 2025) 0% (Aug 2024) 4.60 k 0.00 Large Cap 33.43
# Britannia Industries Ltd. Packaged foods 2.46 57.4 1.51% 0.00% 1.48% (Jun 2025) 0% (Aug 2024) 9.85 k 0.00 Large Cap 33.43
# Bharat Heavy Electricals Ltd. Heavy electrical equipment 4.04 52 1.37% 0.00% 1.71% (Jun 2025) 0% (Aug 2024) 2.50 L 0.00 Mid Cap 9.39
# Vishal Mega Mart Ltd. Diversified retail 1.34 51.1 1.34% 0.00% 1.24% (Jul 2025) 0% (Aug 2024) 3.42 L 0.00 Other 24.92
# Titan Company Ltd. Gems, jewellery and watches 1.33 50.8 1.33% 0.00% 1.33% (Jun 2025) 0% (Aug 2024) 14.00 k 0.00 Large Cap 33.43
# Fortis Healthcare Ltd. Hospital 2.35 50.1 1.32% 0.00% 1.22% (Jul 2025) 0% (Aug 2024) 55.00 k 0.00 Other 24.92
# Kotak Mahindra Bank Ltd. Private sector bank 12.82 49 1.29% 0.00% 1.53% (Mar 2025) 0% (Aug 2024) 25.00 k 0.00 Large Cap 33.43
# Mahindra & Mahindra Ltd. Passenger cars & utility vehicles 2.32 49 1.29% 0.00% 1.8% (Aug 2024) 1.19% (May 2025) 15.30 k 0.00 Large Cap 33.43
# Cholamandalam Investment & Finance Co. Ltd. Non banking financial company (nbfc) 1.92 46.9 1.23% 0.00% 1.41% (Mar 2025) 0.66% (Dec 2024) 33.00 k 0.00 Other 24.92
# Max Financial Services Ltd. Life insurance 1.23 46.8 1.23% 0.00% 1.23% (Oct 2024) 0.97% (Feb 2025) 29.20 k 0.00 Mid Cap 9.39
# Radico Khaitan Ltd. Breweries & distilleries 1.2 45.6 1.20% 0.00% 1.13% (Jul 2025) 0% (Aug 2024) 16.00 k 0.00 Small Cap 4.98
# Sagility India Ltd. It enabled services 1.17 44.4 1.17% 0.00% 1.22% (Jul 2025) 0% (Aug 2024) 10.13 L 0.00 Other 24.92
# Au Small Finance Bank Ltd. Other bank 1.12 42.7 1.12% 0.00% 1.48% (Sep 2024) 0% (Aug 2024) 59.40 k 0.00 Mid Cap 9.39
# TVS Motor Company Ltd. 2/3 wheelers 1.13 42.6 1.12% 0.00% 0.97% (Jun 2025) 0.86% (Dec 2024) 13.00 k 0.00 Mid Cap 9.39
# National Thermal Power Corporation Ltd. Power generation 1.12 42.6 1.12% 0.00% 1.32% (Oct 2024) 1.01% (Dec 2024) 1.30 L 0.00 Large Cap 33.43
# Cummins India Ltd. Compressors, pumps & diesel engines 1.11 42.1 1.11% 0.00% 1.01% (Jul 2025) 0% (Aug 2024) 11.00 k 0.00 Mid Cap 9.39
# Navin Flourine International Ltd. Commodity chemicals 1.1 41.7 1.10% 0.00% 1.39% (Mar 2025) 0.8% (Oct 2024) 8.90 k 0.00 Small Cap 4.98
# GE T&D India Ltd. Heavy electrical equipment 4.04 40.6 1.07% 0.00% 2.99% (Dec 2024) 0.61% (Apr 2025) 14.59 k 0.00 Small Cap 4.98
# Indiqube Spaces Ltd. Diversified commercial services 1.06 40.2 1.06% 0.00% 1.04% (Jul 2025) 0% (Aug 2024) 1.84 L 0.00 Other 24.92
# Persistent Systems Ltd. Computers - software & consulting 6.12 39.5 1.04% 0.00% 1.12% (Dec 2024) 0% (Aug 2024) 7.45 k 0.00 Other 24.92
# Hyundai Motor India Ltd. Passenger cars & utility vehicles 2.32 39.4 1.03% 0.00% 0.89% (Jul 2025) 0% (Aug 2024) 16.00 k 0.00 Other 24.92
# Max Healthcare Institute Ltd. Hospital 2.35 39.3 1.03% 0.00% 1.11% (Jun 2025) 0.94% (Aug 2024) 34.00 k 0.00 Other 24.92
# Nippon Life India Asset Management Ltd. Asset management company 1.03 39.2 1.03% 1.03% 0% (Sep 2025) 0% (Sep 2025) 50.00 k 50.00 k Mid Cap 9.39
# Axis Bank Ltd. Private sector bank 12.82 36.6 0.96% 0.00% 2.26% (Aug 2024) 0% (Aug 2024) 35.00 k 0.00 Large Cap 33.43
# One 97 Communications Ltd. Financial technology (fintech) 1.84 36.2 0.95% 0.00% 0.85% (Jul 2025) 0% (Aug 2024) 30.00 k 0.00 Other 24.92
# State Bank Of India Public sector bank 1.78 36.1 0.95% 0.00% 1.18% (Aug 2024) 0.93% (Jul 2025) 45.00 k 0.00 Large Cap 33.43
# Ambuja Cements Ltd. Cement & cement products 2.48 36.1 0.95% 0.00% 0.98% (Jul 2025) 0.67% (Nov 2024) 64.00 k 0.00 Large Cap 33.43
# Mrs.Bectors Food Specialities Ltd. Packaged foods 2.46 36 0.95% 0.00% 1.68% (Sep 2024) 1.02% (Jun 2025) 26.12 k -2.89 k Other 24.92
# Linde India Ltd. Industrial gases 0.94 35.7 0.94% 0.00% 1.18% (Sep 2024) 0.77% (Dec 2024) 5.60 k 0.00 Small Cap 4.98
# Cipla Ltd. Pharmaceuticals 3.45 35 0.92% 0.00% 1.17% (Aug 2024) 0.84% (May 2025) 22.00 k 0.00 Large Cap 33.43
# PB Fintech Ltd. Financial technology (fintech) 1.84 34 0.89% 0.00% 1.28% (Aug 2024) 0.84% (Apr 2025) 19.20 k 0.00 Other 24.92
# LTIMindtree Ltd. Computers - software & consulting 6.12 33.9 0.89% 0.00% 1.11% (Jan 2025) 0% (Aug 2024) 6.60 k 0.00 Mid Cap 9.39
# Hindalco Industries Ltd. Aluminium 0.89 33.8 0.89% 0.00% 1.1% (Sep 2024) 0.8% (May 2025) 48.00 k 0.00 Large Cap 33.43
# Punjab National Bank Public sector bank 1.78 31.7 0.83% 0.83% 0% (Sep 2025) 0% (Sep 2025) 3.14 L 3.14 L Large Cap 33.43
# City Union Bank Ltd. Private sector bank 12.82 29.4 0.77% 0.00% 0.84% (Jun 2025) 0% (Aug 2024) 1.50 L 0.00 Mid Cap 9.39
# Trent Limited Speciality retail 0.75 28.6 0.75% 0.00% 1.24% (Sep 2024) 0.7% (Jul 2025) 5.40 k 0.00 Mid Cap 9.39
# Adani Ports And Special Economic Zone Ltd. Port & port services 0.72 27.6 0.72% 0.00% 1% (Aug 2024) 0.66% (Jan 2025) 21.00 k 0.00 Large Cap 33.43
# Bajaj Finance Ltd. Non banking financial company (nbfc) 1.92 26.3 0.69% 0.00% 0.78% (Feb 2025) 0% (Aug 2024) 30.00 k 0.00 Other 24.92
# Multi Commodity Exchange Of India Ltd. Exchange and data platform 0.67 25.6 0.67% 0.00% 0.79% (Jun 2025) 0% (Aug 2024) 3.46 k 0.00 Small Cap 4.98
# Concord Biotech Ltd. Pharmaceuticals 3.45 24.1 0.63% 0.00% 0.71% (Mar 2025) 0% (Aug 2024) 14.30 k 0.00 Other 24.92
# Hexaware Technologies Ltd. Computers - software & consulting 6.12 12.7 0.33% 0.00% 0.36% (Feb 2025) 0% (Aug 2024) 16.79 k 0.00 Other 24.92
# Vinati Organics Ltd. Specialty chemicals 0.14 5.5 0.14% 0.00% 1.17% (Oct 2024) 0.78% (Apr 2025) 3.22 k -0.15 L Other 24.92
# TVS Motor Company Ltd. - Preference Shares 2/3 wheelers 1.13 0.5 0.01% 0.01% 0% (Sep 2025) 0% (Sep 2025) 52.00 k 52.00 k Other 24.92
Bank Of Baroda Public sector bank 1.78 46.4 0.00% -1.20% - - - - Large Cap 33.43
Varun Beverages Ltd. Other beverages 32.8 0.00% -0.85% - - - - Other 24.92
PNB Housing Finance Ltd. Housing finance company 51.1 0.00% -1.32% - - - - Mid Cap 9.39
- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Aug,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
# TVS Motor Company Ltd. - Preference Shares 2/3 wheelers 0.5 0.01% 0.01% 0% (Sep 2025) 0% (Sep 2025) 52.00 k 52000
# Punjab National Bank Public sector bank 31.7 0.83% 0.83% 0% (Sep 2025) 0% (Sep 2025) 3.14 L 313732
# Nippon Life India Asset Management Ltd. Asset management company 39.2 1.03% 1.03% 0% (Sep 2025) 0% (Sep 2025) 50.00 k 50000

Stocks removed from Portfolio (in 1 month period ending 31st Aug,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
Bank Of Baroda Public sector bank 46.4 0.00% -1.20% 1.56% (Aug 2024) 1.16% (Feb 2025) 0.00 -195000
Varun Beverages Ltd. Other beverages 32.8 0.00% -0.85% 1.43% (Nov 2024) 0% (Aug 2024) 0.00 -62849
PNB Housing Finance Ltd. Housing finance company 51.1 0.00% -1.32% 1.57% (Aug 2024) 1.16% (Feb 2025) 0.00 -51800

Trend in stock holdings (Top 15 Holding)

Stock Aug 2025 Jul 2025 Jun 2025 May 2025 Apr 2025 Mar 2025 Feb 2025 Jan 2025 Dec 2024 Nov 2024 Oct 2024 Sep 2024 Aug 2024
HDFC Bank Ltd. 5.50% 5.75% 5.65% 5.61% 5.69% 5.14% 5.25% 4.84% 4.96% 5.16% 5.18% 5.25% 5.25%
ICICI Bank Ltd. 4.30% 4.49% 4.34% 4.43% 4.48% 4.44% 3.54% 3.46% 3.48% 3.62% 3.74% 3.75% 3.82%
Infosys Ltd. 2.19% 2.22% 2.33% 2.32% 2.28% 2.24% 3.72% 4.28% 4.21% 4.27% 4.20% 4.55% 4.98%
Reliance Industries Ltd. 2.92% 2.95% 3.50% 3.39% 3.43% 2.83% 2.87% 2.85% 2.45% 2.67% 2.86% 3.23% 3.48%
Bharti Airtel Ltd. 2.06% 2.06% 2.25% 2.13% 2.19% 2.24% 2.19% 2.13% 2.04% 2.15% 2.21% 2.39% 2.34%
Divis Laboratories Ltd. 1.90% 2.02% 2.06% 2.04% 2.16% 2.14% 2.19% 2.10% 2.25% 2.34% 1.71% 1.60% 1.58%
Ashok Leyland Ltd. - - - - - - - - - - - - 1.85%
360 ONE WAM Ltd. - - - - - 1.01% 1.76% 1.67% 2.04% 1.86% 1.89% 1.83% 2.03%
InterGlobe Aviation Ltd. 1.85% 1.61% 1.61% - - - - - - - - - -
ITC Limited - - 1.34% 1.37% 1.43% 1.44% 1.50% 1.59% 1.69% 1.71% 1.82% 1.96% 2.01%
Hindustan Unilever Ltd. - - - - - - - - 1.30% 1.43% 1.51% 1.79% 1.78%
Eternal Ltd. 2.19% 1.71% 1.19% 1.09% 1.09% 1.98% - - - - - - -
Zomato Ltd. - - - - - - 1.18% 1.10% 1.05% 1.09% 0.72% 0.83% 0.80%
Adani Wilmar Ltd. - - - - 1.48% 1.50% 1.54% 1.57% - - - - -
GE T&D India Ltd. 1.07% 1.03% 0.88% 0.86% 0.61% 1.69% 1.56% 1.96% 2.99% 2.59% 1.57% 1.50% 0.91%
UNO Minda Ltd. - - 0.79% 0.74% 1.34% 1.38% 1.40% 1.50% 1.66% 1.70% 1.64% 1.88% 2.10%
No of Debt Holding 6 (Category Avg - 8.31) | Modified Duration 9.55 Years (Category Avg - 5.68)| Yield to Maturity 6.94% (Category Avg - 6.54%)

Portfolio Summary (as on 31st Aug,2025)

Security Type % Weight Category Average
GOI 19.38% 23.58%
T-Bills 0.00% 0.00%
NCD & Bonds 3.79% 9.01%
PTC 0.00% 0.20%
Category - Retirement Fund
Security Type % Weight Category Average
Government Backed 19.38% 23.59%
Low Risk 3.79% 9.21%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Category - Retirement Fund

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument
Type
Sector
Rating
Rating Agency
Value (Mn)
% of Total Holding
Quantity
Bond - Govt of India GOI Other 617.46 16.22% 62.22 L
Bond - Govt of India GOI Other 100.76 2.65% 10.00 L
Bond - Jamnagar Utilities & Power Pvt. Ltd. NCD & Bonds Power generation AAA CRISIL 51.06 1.34% 500.00
Bond - National Thermal Power Corporation Ltd. NCD & Bonds Power generation AAA CRISIL 49.15 1.29% 500.00
Bond - Piramal Capital and Housing Finance Ltd. NCD & Bonds Housing finance company LAA ICRA 44.15 1.16% 57.14 k
Bond - Govt of India GOI Other 19.46 0.51% 2.00 L
Name Type of Instrument Weight (%)
Anzen India Energy Yield Plus Trust InvITs 2.87%
TREPS TREPS 0.87%
Net Receivables Net Receivables 0.37%

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