UTI MNC Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Portfolio Turnover Ratio : 28.00%. Category average turnover ratio is 96.83%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 98.52% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 98.52%

No of Stocks : 54 (Category Avg - 44.17) | Large Cap Investments : 43.1%| Mid Cap Investments : 16.78% | Small Cap Investments : 17.95% | Other : 20.69%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	54	43.41
Top 5 Stock Weight	28.39%	32.46%
Top 10 Stock Weight	45.46%	49.59%
Top 3 Sector Weight	38.8%	43.5%

Category - Sectoral/Thematic

Particulars	This Scheme	Category
Average mcap (Cr)	80474.61	72450.77
Holdings in large cap stocks	43.1%	37.14%
Holdings in mid cap stocks	16.78%	14.47%
Holdings in small cap stocks	17.95%	13.1%

Category - Sectoral/Thematic

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	2751.6	9.47%	-0.53%	10.4% (Feb 2025)	8.12% (Dec 2024)	1.70 L	-8.47 k
Procter & Gamble Health Ltd.	Pharmaceuticals	1485.5	5.11%	-0.20%	5.36% (Aug 2025)	4.17% (Nov 2024)	2.41 L	0.00
Nestle India Ltd.	Packaged foods	1422	4.90%	-0.29%	5.72% (Apr 2025)	4.36% (Dec 2024)	11.18 L	-1.69 L
Britannia Industries Ltd.	Packaged foods	1313.2	4.52%	1.22%	4.52% (Oct 2025)	2.76% (Dec 2024)	2.25 L	67.50 k
Vedanta Ltd.	Diversified metals	1274.5	4.39%	0.18%	5.12% (Mar 2025)	3.79% (Aug 2025)	25.82 L	0.00
United Spirits Ltd.	Breweries & distilleries	1267.1	4.36%	0.72%	4.57% (Apr 2025)	3.6% (Aug 2025)	8.85 L	1.00 L
Hindustan Unilever Ltd.	Diversified fmcg	1228	4.23%	-0.15%	4.63% (Aug 2025)	2.38% (Dec 2024)	4.98 L	0.00
Infosys Ltd.	Computers - software & consulting	844.9	2.91%	0.04%	2.91% (Oct 2025)	0% (Nov 2024)	5.70 L	0.00
Gland Pharma Ltd.	Pharmaceuticals	819.4	2.82%	-0.14%	3.09% (Jul 2025)	2.21% (Apr 2025)	4.25 L	0.00
3M India Ltd.	Diversified	799	2.75%	-0.03%	3.13% (Apr 2025)	2.75% (Oct 2025)	27.03 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

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Sector
M-Cap

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Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	11.36	2751.6	9.47%	-0.53%	10.4% (Feb 2025)	8.12% (Dec 2024)	1.70 L	-8.47 k	Large Cap	43.1
Procter & Gamble Health Ltd.	Pharmaceuticals	15.87	1485.5	5.11%	-0.20%	5.36% (Aug 2025)	4.17% (Nov 2024)	2.41 L	0.00	Small Cap	17.95
Nestle India Ltd.	Packaged foods	9.42	1422	4.90%	-0.29%	5.72% (Apr 2025)	4.36% (Dec 2024)	11.18 L	-1.69 L	Other	20.69
Britannia Industries Ltd.	Packaged foods	9.42	1313.2	4.52%	1.22%	4.52% (Oct 2025)	2.76% (Dec 2024)	2.25 L	67.50 k	Large Cap	43.1
Vedanta Ltd.	Diversified metals	4.39	1274.5	4.39%	0.18%	5.12% (Mar 2025)	3.79% (Aug 2025)	25.82 L	0.00	Large Cap	43.1
United Spirits Ltd.	Breweries & distilleries	5.18	1267.1	4.36%	0.72%	4.57% (Apr 2025)	3.6% (Aug 2025)	8.85 L	1.00 L	Large Cap	43.1
Hindustan Unilever Ltd.	Diversified fmcg	4.23	1228	4.23%	-0.15%	4.63% (Aug 2025)	2.38% (Dec 2024)	4.98 L	0.00	Large Cap	43.1
Infosys Ltd.	Computers - software & consulting	11.57	844.9	2.91%	0.04%	2.91% (Oct 2025)	0% (Nov 2024)	5.70 L	0.00	Large Cap	43.1
Gland Pharma Ltd.	Pharmaceuticals	15.87	819.4	2.82%	-0.14%	3.09% (Jul 2025)	2.21% (Apr 2025)	4.25 L	0.00	Other	20.69
3M India Ltd.	Diversified	2.75	799	2.75%	-0.03%	3.13% (Apr 2025)	2.75% (Oct 2025)	27.03 k	0.00	Mid Cap	16.78
Mphasis Ltd.	Computers - software & consulting	11.57	674.6	2.32%	0.05%	2.4% (Jul 2025)	1.82% (Feb 2025)	2.44 L	0.00	Mid Cap	16.78
Tata Consultancy Services Ltd.	Computers - software & consulting	11.57	673.5	2.32%	0.10%	2.45% (Apr 2025)	0% (Nov 2024)	2.20 L	0.00	Large Cap	43.1
Procter & Gamble Hygiene & Health Care Ltd.	Personal care	2.26	656.7	2.26%	-0.17%	2.76% (Apr 2025)	2.26% (Oct 2025)	49.19 k	0.00	Large Cap	43.1
Whirlpool Of India Ltd.	Household appliances	2.07	601.6	2.07%	0.28%	3.51% (Dec 2024)	1.74% (Feb 2025)	4.30 L	0.00	Mid Cap	16.78
Timken India Ltd.	Abrasives & bearings	3.11	598.8	2.06%	0.06%	2.32% (Jun 2025)	1.74% (Apr 2025)	1.90 L	0.00	Small Cap	17.95
Schaeffler India Ltd.	Auto components & equipments	7.77	594.6	2.05%	-0.13%	2.22% (May 2025)	1.78% (Nov 2024)	1.48 L	0.00	Other	20.69
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	15.87	566.4	1.95%	0.08%	2.29% (Apr 2025)	0% (Nov 2024)	3.35 L	0.00	Large Cap	43.1
Bosch Ltd.	Auto components & equipments	7.77	558.7	1.92%	-0.08%	2.54% (Jul 2025)	1.84% (Jan 2025)	15.00 k	0.00	Large Cap	43.1
Hyundai Motor India Ltd.	Passenger cars & utility vehicles	11.36	547.9	1.89%	0.58%	1.89% (Oct 2025)	0.99% (May 2025)	2.25 L	79.59 k	Other	20.69
Coforge Ltd.	Computers - software & consulting	11.57	508	1.75%	0.16%	2.63% (Dec 2024)	1.59% (Sep 2025)	2.86 L	0.00	Other	20.69
LTIMindtree Ltd.	Computers - software & consulting	11.57	497.4	1.71%	0.13%	1.71% (Oct 2025)	0% (Nov 2024)	87.50 k	0.00	Mid Cap	16.78
Cummins India Ltd.	Compressors, pumps & diesel engines	1.46	423.5	1.46%	0.12%	1.46% (Oct 2025)	1.02% (Jan 2025)	97.49 k	0.00	Mid Cap	16.78
Abbott India Ltd.	Pharmaceuticals	15.87	419.8	1.45%	-0.03%	1.8% (Jun 2025)	1.35% (Nov 2024)	14.48 k	0.00	Mid Cap	16.78
Gulf Oil Lubircants India Ltd.	Lubricants	1.37	396.6	1.37%	0.01%	2.04% (Feb 2025)	1.36% (May 2025)	3.21 L	0.00	Small Cap	17.95
Siemens Ltd.	Heavy electrical equipment	1.33	387	1.33%	-0.04%	3.17% (Nov 2024)	1.33% (Oct 2025)	1.25 L	0.00	Large Cap	43.1
Nippon Life India Asset Management Ltd.	Asset management company	1.31	380.2	1.31%	-0.12%	1.81% (Nov 2024)	0.96% (Feb 2025)	4.35 L	-0.35 L	Mid Cap	16.78
Divis Laboratories Ltd.	Pharmaceuticals	15.87	370.4	1.28%	0.19%	1.31% (Jun 2025)	0% (Nov 2024)	54.97 k	0.00	Large Cap	43.1
Orient Refractories Ltd.	Electrodes & refractories	1.27	368.4	1.27%	0.08%	1.48% (Mar 2025)	1.19% (Sep 2025)	7.73 L	0.00	Small Cap	17.95
CRISIL Ltd.	Other financial services	1.23	358.1	1.23%	0.10%	1.65% (Dec 2024)	1.13% (Sep 2025)	72.65 k	0.00	Mid Cap	16.78
Navin Flourine International Ltd.	Commodity chemicals	1.46	339.2	1.17%	0.21%	1.17% (Oct 2025)	0% (Nov 2024)	59.65 k	0.00	Small Cap	17.95
Yatra Online Ltd.	Tour, travel related services	2.1	338.4	1.16%	0.03%	1.22% (Aug 2025)	0.64% (Feb 2025)	23.14 L	0.00	Other	20.69
CIE AUTOMOTIVE INDIA Ltd.	Auto components & equipments	7.77	324.2	1.12%	0.06%	1.25% (Jan 2025)	1.01% (Aug 2025)	7.50 L	0.00	Small Cap	17.95
Advanced Enzyme Technologies Ltd.	Biotechnology	1.1	319.7	1.10%	-0.08%	1.28% (Jul 2025)	1.03% (Feb 2025)	10.38 L	0.00	Small Cap	17.95
Pfizer Ltd.	Pharmaceuticals	15.87	312.1	1.07%	0.01%	1.2% (May 2025)	0.91% (Mar 2025)	59.91 k	0.00	Mid Cap	16.78
Motherson Sumi Wiring India Ltd.	Auto components & equipments	7.77	305.1	1.05%	0.02%	1.05% (Oct 2025)	0.5% (Dec 2024)	64.63 L	0.00	Other	20.69
Affle India Ltd.	It enabled services	1.01	292.6	1.01%	0.36%	1.01% (Oct 2025)	0% (Nov 2024)	1.52 L	56.20 k	Other	20.69
Thomas Cook (india) Ltd.	Tour, travel related services	2.1	271.7	0.94%	0.01%	1.17% (Nov 2024)	0.83% (Feb 2025)	16.79 L	0.00	Small Cap	17.95
# LG Electronics India Pvt. Ltd.	Consumer electronics	0.89	259.9	0.89%	0.89%	0.89% (Oct 2025)	0% (Nov 2024)	1.56 L	1.56 L	Other	20.69
Sanofi Consumer Healthcare India Ltd.	Pharmaceuticals	15.87	256.6	0.88%	0.01%	1.05% (Jun 2025)	0.83% (Nov 2024)	52.98 k	0.00	Other	20.69
Motherson Sumi Systems Ltd.	Auto components & equipments	7.77	246.2	0.85%	-0.01%	1.32% (Jan 2025)	0.76% (Aug 2025)	23.36 L	0.00	Large Cap	43.1
Biocon Ltd.	Pharmaceuticals	15.87	241.6	0.83%	0.06%	0.9% (Jul 2025)	0% (Nov 2024)	6.49 L	0.00	Mid Cap	16.78
United Breweries Ltd.	Breweries & distilleries	5.18	238.4	0.82%	-0.02%	4.61% (Nov 2024)	0.82% (Oct 2025)	1.33 L	0.00	Large Cap	43.1
Akzo Nobel India Ltd.	Paints	0.79	228	0.79%	0.03%	0.87% (Jul 2025)	0% (Nov 2024)	70.34 k	5.00 k	Small Cap	17.95
Teamlease Services Ltd.	Diversified commercial services	0.78	227.3	0.78%	-0.06%	0.88% (Jul 2025)	0.58% (Mar 2025)	1.35 L	0.00	Small Cap	17.95
# SKF India (Industrial) Ltd.	Auto components & equipments	7.77	226	0.78%	0.78%	0.78% (Oct 2025)	0% (Nov 2024)	83.43 k	83.43 k	Other	20.69
Escorts Ltd.	Tractors	0.71	206.7	0.71%	-1.08%	2.02% (Jan 2025)	0.71% (Oct 2025)	54.60 k	-0.94 L	Small Cap	17.95
Siemens Energy India Ltd.	Power generation	0.66	191.1	0.66%	-0.18%	1.12% (Aug 2025)	0% (Nov 2024)	60.00 k	-0.10 L	Other	20.69
SKF India Ltd.	Abrasives & bearings	3.11	178.6	0.61%	-0.77%	1.44% (Jul 2025)	0.61% (Oct 2025)	83.43 k	0.00	Small Cap	17.95
Honeywell Automation India Ltd.	Industrial products	0.58	169.5	0.58%	-0.01%	1.71% (Dec 2024)	0.58% (Oct 2025)	4.64 k	0.00	Mid Cap	16.78
Hexaware Technologies Ltd.	Computers - software & consulting	11.57	162.2	0.56%	0.20%	0.56% (Oct 2025)	0% (Nov 2024)	2.36 L	84.00 k	Other	20.69
ICICI Prudential Life Insurance Co Ltd.	Life insurance	0.49	142.3	0.49%	-0.53%	1.64% (Nov 2024)	0.49% (Oct 2025)	2.41 L	-2.50 L	Large Cap	43.1
AstraZeneca Pharma India Ltd.	Pharmaceuticals	15.87	138.2	0.48%	0.41%	0.48% (Oct 2025)	0% (Nov 2024)	14.46 k	12.39 k	Small Cap	17.95
Grindwell Norton Ltd.	Abrasives & bearings	3.11	126.7	0.44%	0.02%	0.53% (Nov 2024)	0.41% (Jul 2025)	75.00 k	0.00	Small Cap	17.95
Clean Science and Technology Ltd.	Commodity chemicals	1.46	85.2	0.29%	-0.03%	0.32% (Sep 2025)	0% (Nov 2024)	84.48 k	0.00	Other	20.69

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# SKF India (Industrial) Ltd.	Auto components & equipments	226	0.78%	0.78%	0.78% (Oct 2025)	0% (Nov 2024)	83.43 k	83425
# LG Electronics India Pvt. Ltd.	Consumer electronics	259.9	0.89%	0.89%	0.89% (Oct 2025)	0% (Nov 2024)	1.56 L	156207

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
No complete exits in the portfolio in the last month.

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
Maruti Suzuki India Ltd.	9.47%	10.00%	10.24%	9.04%	8.80%	8.97%	10.02%	9.58%	10.40%	9.69%	8.12%	8.15%	7.55%
Nestle India Ltd.	4.90%	5.19%	5.20%	5.10%	5.54%	5.52%	5.72%	5.24%	5.34%	4.89%	4.36%	4.42%	4.41%
Procter & Gamble Health Ltd.	5.11%	5.31%	5.36%	5.01%	4.94%	4.96%	4.56%	4.70%	4.80%	4.64%	4.29%	4.17%	4.15%
Vedanta Ltd.	4.39%	4.21%	3.79%	3.88%	4.15%	4.03%	4.03%	5.12%	4.57%	4.56%	4.37%	4.30%	4.17%
United Spirits Ltd.	4.36%	3.64%	3.60%	3.71%	3.91%	4.27%	4.57%	3.88%	3.72%	3.73%	4.05%	3.75%	3.49%
Hindustan Unilever Ltd.	4.23%	4.38%	4.63%	4.43%	3.51%	3.68%	3.82%	2.98%	2.82%	2.65%	2.38%	2.51%	2.50%
Britannia Industries Ltd.	4.52%	3.30%	3.46%	3.46%	3.47%	3.35%	3.44%	3.18%	3.10%	3.13%	2.76%	2.82%	3.75%
3M India Ltd.	2.75%	2.78%	2.90%	2.93%	2.78%	2.93%	3.13%	3.06%	2.91%	3.00%	2.89%	3.02%	3.33%
United Breweries Ltd.	0.82%	0.84%	0.86%	0.91%	1.82%	2.15%	2.62%	3.09%	3.39%	3.87%	4.37%	4.61%	4.60%
Gland Pharma Ltd.	2.82%	2.96%	2.78%	3.09%	2.72%	2.42%	2.21%	2.56%	2.62%	2.32%	2.57%	2.42%	2.26%
Procter & Gamble Hygiene & Health Care Ltd.	2.26%	2.43%	2.38%	2.52%	2.43%	2.53%	2.76%	2.68%	2.69%	2.60%	2.51%	2.67%	2.66%
Whirlpool Of India Ltd.	2.07%	1.79%	1.95%	2.02%	2.10%	1.90%	2.02%	1.78%	1.74%	2.23%	3.51%	3.47%	3.85%
Infosys Ltd.	2.91%	2.87%	2.82%	2.38%	2.49%	2.30%	2.30%	1.72%	1.77%	1.68%	-	-	-
Tata Consultancy Services Ltd.	2.32%	2.22%	2.27%	2.04%	2.30%	2.36%	2.45%	2.31%	2.34%	-	-	-	-
Bosch Ltd.	1.92%	2.00%	2.09%	2.54%	2.03%	2.01%	1.96%	1.92%	1.88%	1.84%	2.07%	2.09%	2.64%