SBI Midcap Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Mid Cap Fund

Equity Holding : 95.49% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 95.49%

No of Stocks : 55 (Category Avg - 70.26) | Large Cap Investments : 16.19%| Mid Cap Investments : 49.82% | Small Cap Investments : 8.27% | Other : 21.21%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	55	70.06
Top 5 Stock Weight	15.89%	16.94%
Top 10 Stock Weight	28.96%	30.04%
Top 3 Sector Weight	25.62%	20.83%

Category - Mid Cap Fund

Particulars	This Scheme	Category
Average mcap (Cr)	22734.72	14268.55
Holdings in large cap stocks	16.19%	9.39%
Holdings in mid cap stocks	49.82%	34.77%
Holdings in small cap stocks	8.27%	18.9%

Category - Mid Cap Fund

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Torrent Power Ltd.	Integrated power utilities	8400.2	3.65%	0.00%	4% (Oct 2024)	2.58% (Sep 2025)	63.81 L	16.81 L
# CRISIL Ltd.	Other financial services	7870.4	3.42%	0.00%	4.88% (Dec 2024)	3.16% (Sep 2025)	15.97 L	14.04 k
# Mahindra & Mahindra Financial Services Ltd.	Non banking financial company (nbfc)	7099.9	3.08%	0.00%	2.79% (Sep 2025)	2.04% (Dec 2024)	2.25 Cr	0.00
# Sundaram Finance Limited	Non banking financial company (nbfc)	6845.8	2.97%	0.00%	3.64% (Apr 2025)	2.76% (Nov 2024)	14.90 L	0.00
# Federal Bank Ltd.	Private sector bank	6388.5	2.77%	0.00%	2.65% (Nov 2024)	2.35% (Aug 2025)	2.70 Cr	0.00
# Shree Cement Ltd.	Cement & cement products	6369.8	2.77%	0.00%	3.29% (Mar 2025)	0% (Oct 2024)	2.25 L	0.00
# Bharat Heavy Electricals Ltd.	Heavy electrical equipment	6327.2	2.75%	0.00%	2.29% (Jun 2025)	0% (Oct 2024)	2.38 Cr	38.32 L
# Bharat Forge Ltd.	Castings & forgings	5961.2	2.59%	0.00%	2.53% (Jun 2025)	0.51% (Nov 2024)	45.00 L	0.00
# Schaeffler India Ltd.	Auto components & equipments	5894.6	2.56%	0.00%	2.99% (May 2025)	2.5% (Dec 2024)	14.66 L	0.00
# FSN E-Commerce Ventures Ltd.	E-retail/ e-commerce	5538.1	2.40%	0.00%	2.34% (Aug 2025)	0.78% (Jun 2025)	2.23 Cr	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

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Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
# Torrent Power Ltd.	Integrated power utilities	3.65	8400.2	3.65%	0.00%	4% (Oct 2024)	2.58% (Sep 2025)	63.81 L	16.81 L	Mid Cap	49.82
# CRISIL Ltd.	Other financial services	3.42	7870.4	3.42%	0.00%	4.88% (Dec 2024)	3.16% (Sep 2025)	15.97 L	14.04 k	Mid Cap	49.82
# Mahindra & Mahindra Financial Services Ltd.	Non banking financial company (nbfc)	10.24	7099.9	3.08%	0.00%	2.79% (Sep 2025)	2.04% (Dec 2024)	2.25 Cr	0.00	Mid Cap	49.82
# Sundaram Finance Limited	Non banking financial company (nbfc)	10.24	6845.8	2.97%	0.00%	3.64% (Apr 2025)	2.76% (Nov 2024)	14.90 L	0.00	Mid Cap	49.82
# Federal Bank Ltd.	Private sector bank	4.91	6388.5	2.77%	0.00%	2.65% (Nov 2024)	2.35% (Aug 2025)	2.70 Cr	0.00	Mid Cap	49.82
# Shree Cement Ltd.	Cement & cement products	7.78	6369.8	2.77%	0.00%	3.29% (Mar 2025)	0% (Oct 2024)	2.25 L	0.00	Large Cap	16.19
# Bharat Heavy Electricals Ltd.	Heavy electrical equipment	4.43	6327.2	2.75%	0.00%	2.29% (Jun 2025)	0% (Oct 2024)	2.38 Cr	38.32 L	Mid Cap	49.82
# Bharat Forge Ltd.	Castings & forgings	4.92	5961.2	2.59%	0.00%	2.53% (Jun 2025)	0.51% (Nov 2024)	45.00 L	0.00	Mid Cap	49.82
# Schaeffler India Ltd.	Auto components & equipments	5.57	5894.6	2.56%	0.00%	2.99% (May 2025)	2.5% (Dec 2024)	14.66 L	0.00	Other	21.21
# FSN E-Commerce Ventures Ltd.	E-retail/ e-commerce	3.18	5538.1	2.40%	0.00%	2.34% (Aug 2025)	0.78% (Jun 2025)	2.23 Cr	0.00	Other	21.21
# HDB Financial Services Ltd.	Non banking financial company (nbfc)	10.24	5484.8	2.38%	0.00%	2.65% (Aug 2025)	0% (Oct 2024)	75.00 L	0.00	Other	21.21
# AIA Engineering Ltd.	Castings & forgings	4.92	5375.9	2.33%	0.00%	2.56% (Jan 2025)	1.91% (Dec 2024)	16.54 L	1.54 L	Mid Cap	49.82
# Biocon Ltd.	Pharmaceuticals	7.6	5198.1	2.26%	0.00%	2.43% (Jul 2025)	0% (Oct 2024)	1.40 Cr	0.00	Mid Cap	49.82
# State Bank Of India	Public sector bank	2.24	5153.5	2.24%	0.00%	2.16% (Sep 2025)	0% (Oct 2024)	55.00 L	0.00	Large Cap	16.19
# HDFC Bank Ltd.	Private sector bank	4.91	4936.5	2.14%	0.00%	3.01% (Jun 2025)	1.68% (Jan 2025)	50.00 L	0.00	Other	21.21
# J.K. Cement Ltd.	Cement & cement products	7.78	4822.4	2.09%	0.00%	2.45% (Aug 2025)	1.42% (Nov 2024)	7.76 L	0.00	Small Cap	8.27
# Oberoi Realty Ltd.	Residential, commercial projects	4.83	4801.4	2.08%	0.00%	1.98% (Aug 2025)	0.89% (Feb 2025)	27.00 L	0.00	Mid Cap	49.82
# Hindustan Petroleum Corporation Ltd.	Refineries & marketing	2.07	4760	2.07%	0.00%	1.5% (Sep 2025)	1.14% (Feb 2025)	1.00 Cr	24.98 L	Large Cap	16.19
# Honeywell Automation India Ltd.	Industrial products	2.06	4744.4	2.06%	0.00%	2.29% (Aug 2025)	1.62% (Nov 2024)	1.30 L	0.00	Mid Cap	49.82
# Max Financial Services Ltd.	Life insurance	2.01	4639.5	2.01%	0.00%	2.18% (Aug 2025)	0% (Oct 2024)	30.00 L	0.00	Mid Cap	49.82
# Berger Paints India Ltd.	Paints	2.99	4631.7	2.01%	0.00%	2.18% (Jun 2025)	1.76% (Dec 2024)	85.44 L	0.00	Large Cap	16.19
# Jubilant Foodworks Ltd.	Restaurants	1.95	4484.5	1.95%	0.00%	2.49% (Jan 2025)	2.02% (Oct 2024)	75.01 L	0.00	Other	21.21
# Dalmia Bharat Ltd.	Cement & cement products	7.78	4298.4	1.87%	0.00%	2.24% (Aug 2025)	0% (Oct 2024)	20.50 L	0.00	Mid Cap	49.82
# Bajaj Finance Ltd.	Non banking financial company (nbfc)	10.24	4171.2	1.81%	0.00%	3.52% (Feb 2025)	1.56% (Jul 2025)	40.00 L	0.00	Other	21.21
# L&T Technology Services Ltd.	It enabled services	1.79	4118.8	1.79%	0.00%	2.57% (Jan 2025)	1.85% (Sep 2025)	10.00 L	0.00	Mid Cap	49.82
# Star Health and Allied Insurance Co Ltd.	General insurance	1.74	3980.1	1.73%	0.00%	1.63% (Aug 2025)	0% (Oct 2024)	80.50 L	0.00	Other	21.21
# Page Industries Ltd.	Garments & apparels	1.72	3955.2	1.72%	0.00%	2.09% (Dec 2024)	1.76% (Sep 2025)	96.00 k	0.00	Mid Cap	49.82
# Grindwell Norton Ltd.	Abrasives & bearings	3.21	3884.9	1.69%	0.00%	1.93% (Nov 2024)	1.37% (Jul 2025)	23.00 L	0.00	Small Cap	8.27
# Thermax Ltd.	Heavy electrical equipment	4.43	3862.6	1.68%	0.00%	2.76% (Oct 2024)	1.71% (Sep 2025)	12.00 L	0.00	Mid Cap	49.82
# Alkem Laboratories Ltd.	Pharmaceuticals	7.6	3776.9	1.64%	0.00%	1.68% (Sep 2025)	1.1% (Jan 2025)	6.86 L	0.00	Mid Cap	49.82
# Procter & Gamble Hygiene & Health Care Ltd.	Personal care	3.08	3738.3	1.62%	0.00%	1.78% (Sep 2025)	1.35% (Dec 2024)	2.80 L	0.00	Large Cap	16.19
# Jupiter Life Line Hospitals Ltd.	Hospital	1.6	3682	1.60%	0.00%	1.77% (Jan 2025)	1.44% (Oct 2024)	23.18 L	0.00	Other	21.21
# Indus Towers Ltd.	Telecom - infrastructure	1.58	3636	1.58%	0.00%	1.9% (Apr 2025)	1.54% (Sep 2025)	1.00 Cr	0.00	Large Cap	16.19
# Motherson Sumi Wiring India Ltd.	Auto components & equipments	5.57	3626.2	1.57%	0.00%	1.54% (Sep 2025)	0.96% (Oct 2024)	7.68 Cr	18.10 L	Other	21.21
# Carborundum Universal Ltd.	Abrasives & bearings	3.21	3512	1.52%	0.00%	2.65% (Nov 2024)	1.61% (Jul 2025)	39.00 L	0.00	Small Cap	8.27
# Phoenix Mills Ltd.	Residential, commercial projects	4.83	3365.2	1.46%	0.00%	1.6% (Feb 2025)	1.32% (Jul 2025)	20.00 L	0.00	Small Cap	8.27
# Colgate - Palmolive (India) Limited	Personal care	3.08	3364.5	1.46%	0.00%	1.8% (Apr 2025)	0% (Oct 2024)	15.00 L	0.00	Large Cap	16.19
# Sundram Fasteners Ltd.	Auto components & equipments	5.57	3322.9	1.44%	0.00%	1.51% (Sep 2025)	0.63% (Dec 2024)	35.00 L	1.38 L	Mid Cap	49.82
# Hatsun Agro Products Ltd.	Dairy products	1.44	3317.6	1.44%	0.00%	1.1% (Feb 2025)	0.41% (Dec 2024)	30.00 L	3.60 L	Mid Cap	49.82
# K.P.R. Mill Ltd.	Other textile products	1.39	3208.2	1.39%	0.00%	2.74% (Nov 2024)	1.34% (Aug 2025)	30.00 L	0.00	Other	21.21
# GlaxoSmithKline Pharmaceuticals Ltd.	Pharmaceuticals	7.6	3142.3	1.36%	0.00%	2.5% (May 2025)	1.02% (Oct 2024)	12.00 L	0.00	Mid Cap	49.82
# Godrej Properties Ltd.	Residential, commercial projects	4.83	2974.4	1.29%	0.00%	1.31% (Jun 2025)	0.65% (Feb 2025)	13.00 L	0.00	Mid Cap	49.82
# Adani Energy Solutions Ltd.	Power - transmission	1.28	2958.6	1.28%	1.28%	0% (Nov 2025)	0% (Nov 2025)	30.00 L	30.00 L	Mid Cap	49.82
# Voltas Limited	Household appliances	1.2	2767.3	1.20%	0.00%	3.08% (Oct 2024)	1.13% (Jun 2025)	20.00 L	0.00	Mid Cap	49.82
# India Cements Ltd.	Cement & cement products	7.78	2414.1	1.05%	0.00%	1.04% (Aug 2025)	0% (Oct 2024)	60.00 L	0.00	Small Cap	8.27
# Asian Paints (india) Ltd.	Paints	2.99	2259.7	0.98%	0.00%	1.03% (Aug 2025)	0% (Oct 2024)	9.00 L	0.00	Large Cap	16.19
# Lupin Ltd.	Pharmaceuticals	7.6	2122.6	0.92%	0.00%	0.01% (Sep 2025)	0% (Oct 2024)	10.81 L	10.67 L	Large Cap	16.19
# Suven Pharmaceuticals Ltd.	Pharmaceuticals	7.6	2079.4	0.90%	0.00%	1.09% (Sep 2025)	0% (Oct 2024)	27.60 L	0.00	Other	21.21
# Urban Company Ltd.	E-retail/ e-commerce	3.18	1795.8	0.78%	0.00%	0.86% (Sep 2025)	0% (Oct 2024)	1.16 Cr	0.00	Other	21.21
# Pi Industries Ltd.	Pesticides & agrochemicals	0.62	1431	0.62%	0.00%	0.84% (Oct 2024)	0.62% (Feb 2025)	4.00 L	0.00	Mid Cap	49.82
# HDFC Asset Management Co. Ltd.	Asset management company	0.53	1210.3	0.53%	0.00%	1.25% (Sep 2025)	0.91% (Jan 2025)	2.25 L	-2.75 L	Large Cap	16.19
# Sanofi India Ltd.	Pharmaceuticals	7.6	1195.9	0.52%	0.00%	1.27% (Oct 2024)	0.71% (Sep 2025)	2.50 L	-0.88 L	Mid Cap	49.82
# BSE Ltd.	Exchange and data platform	0.46	1068.5	0.46%	0.46%	0% (Nov 2025)	0% (Nov 2025)	4.31 L	4.31 L	Small Cap	8.27
# ICICI Lombard General Insurance Co Ltd.	General insurance	1.74	25.9	0.01%	0.00%	0.01% (Aug 2025)	0% (Oct 2024)	13.00 k	0.00	Large Cap	16.19
- Manpasand Beverages Ltd.	Other beverages	0	0	0.00%	0.00%	0% (Jun 2025)	0% (Aug 2025)	25.62 L	0.00	Small Cap	8.27
Sheela Foam Ltd.	Furniture, home furnishing		2156.3	0.00%	-0.97%	-	-	-	-	Small Cap	8.27
Indian Energy Exchange Ltd.	Exchange and data platform	0.46	1666.4	0.00%	-0.75%	-	-	-	-	Small Cap	8.27
Tata Elxsi Ltd.	Computers - software & consulting		2090.8	0.00%	-0.94%	-	-	-	-	Small Cap	8.27
Nuvoco Vistas Corporation Ltd.	Cement & cement products	7.78	57.7	0.00%	-0.03%	-	-	-	-	Other	21.21

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Adani Energy Solutions Ltd.	Power - transmission	2958.6	1.28%	1.28%	0% (Nov 2025)	0% (Nov 2025)	30.00 L	3000000
# BSE Ltd.	Exchange and data platform	1068.5	0.46%	0.46%	0% (Nov 2025)	0% (Nov 2025)	4.31 L	431000

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	1M Change in Qty
Sheela Foam Ltd.	Furniture, home furnishing	2156.3	0.00%	-0.97%	1.48% (Dec 2024)	0.91% (May 2025)	-3249946
Indian Energy Exchange Ltd.	Exchange and data platform	1666.4	0.00%	-0.75%	1.07% (May 2025)	0.72% (Jul 2025)	-11972077
Tata Elxsi Ltd.	Computers - software & consulting	2090.8	0.00%	-0.94%	3.02% (May 2025)	0% (Oct 2024)	-400000
Nuvoco Vistas Corporation Ltd.	Cement & cement products	57.7	0.00%	-0.03%	0.56% (Aug 2025)	0.03% (Sep 2025)	-137385

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
CRISIL Ltd.	3.42%	3.16%	3.58%	3.72%	4.16%	3.75%	3.31%	3.20%	3.62%	4.11%	4.88%	4.00%	4.09%
Sundaram Finance Limited	2.97%	2.96%	3.04%	3.09%	3.31%	3.42%	3.64%	3.26%	3.49%	3.25%	2.83%	2.76%	3.34%
Torrent Power Ltd.	3.65%	2.58%	2.62%	2.73%	2.96%	2.88%	3.36%	3.35%	3.06%	3.25%	3.20%	3.31%	4.00%
Schaeffler India Ltd.	2.56%	2.78%	2.58%	2.68%	2.78%	2.99%	2.58%	2.59%	2.53%	2.59%	2.50%	2.67%	2.57%
Shree Cement Ltd.	2.77%	2.96%	2.99%	3.07%	3.00%	2.97%	3.11%	3.29%	2.24%	2.09%	1.85%	1.18%	-
Max Healthcare Institute Ltd.	-	-	1.57%	1.66%	2.67%	2.76%	2.81%	2.89%	2.77%	2.76%	2.84%	2.51%	2.61%
Mahindra & Mahindra Financial Services Ltd.	3.08%	2.79%	2.60%	2.57%	2.61%	2.33%	2.44%	2.71%	2.79%	2.69%	2.04%	2.14%	2.12%
Federal Bank Ltd.	2.77%	2.35%	2.35%	2.42%	2.47%	2.43%	2.47%	2.49%	2.47%	2.39%	2.48%	2.65%	2.57%
HDB Financial Services Ltd.	2.38%	2.53%	2.65%	2.07%	-	-	-	-	-	-	-	-	-
Bajaj Finance Ltd.	1.81%	1.80%	1.60%	1.56%	1.61%	1.64%	3.21%	3.43%	3.52%	2.98%	2.50%	2.45%	2.57%
Jubilant Foodworks Ltd.	1.95%	2.09%	2.14%	2.18%	2.26%	2.19%	2.49%	2.39%	2.42%	2.49%	2.47%	2.25%	2.02%
AIA Engineering Ltd.	2.33%	2.06%	2.08%	2.08%	2.13%	2.34%	2.23%	2.41%	2.43%	2.56%	1.91%	1.95%	2.14%
Bharat Heavy Electricals Ltd.	2.75%	2.15%	1.89%	2.12%	2.29%	1.67%	-	-	-	-	-	-	-
K.P.R. Mill Ltd.	1.39%	1.44%	1.34%	1.52%	1.49%	2.26%	2.21%	2.60%	2.48%	2.64%	2.73%	2.74%	2.62%
L&T Technology Services Ltd.	1.79%	1.85%	1.92%	1.91%	1.89%	1.95%	1.98%	2.15%	2.34%	2.57%	2.17%	2.46%	2.31%

No of Debt Holding 3 (Category Avg - 0.84) | Modified Duration 0.00 Years (Category Avg - - --)| Yield to Maturity - -- (Category Avg - 0.00%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
T-Bills	0.77%	0.28%

Category - Mid Cap Fund

Security Type	% Weight	Category Average
Government Backed	0.77%	0.28%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Mid Cap Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other	990.89	0.43%	1.00 Cr
Bond - T-Bill	T-Bills	Other	495.01	0.21%	50.00 L
Bond - T-Bill	T-Bills	Other	299.17	0.13%	30.00 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	4.66%
Margin	Margin	0.01%
Net Receivables	Net Receivables	-0.93%

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NITINPIMPALE
MF Investment Help
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32 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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44 days ago

View more

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The Fixed Income
Bonds
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15 hrs ago

Grow Your Money Steadily with 9.45% Fixed Returns 9.45% CAPRI GLOBAL CAPITAL LIMITED 13/Oct/2030 ✔️ Coupon: 9.45% ✔️ Rating: Acuite (SMERA) AA Stable, Infomerics AA Positive ✔️ Tenor: 4y 11m (Maturity: 13/Oct/2030) Senior Secured Bond | NBFC Bond | High Return Bond | Listed Capri Global Capital Limited brings you the perfect blend of safety and attractive 9.45% fixed returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJlbWJnPT0=/945-capri-global-capital-limited-13oct2030?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Grow Your Money Steadily with 9.45% Fixed Returns 9.45% CAPRI GLOBAL CAPITAL LIMITED 13/Oct/2030 ✔️ Coupon: 9.45% ✔️ Rating: Acuite (SMERA) AA Stable, Infomerics AA Positive ✔️ Tenor: 4y 11m (Maturity: 13/Oct/2030) Senior Secured Bond | NBFC Bond | High Return Bond | Listed Capri Global Capital Limited brings you the perfect blend of safety and attractive 9.45% fixed returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJlbWJnPT0=/945-capri-global-capital-limited-13oct2030?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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94 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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107 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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145 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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