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Franklin India Balanced Advantage Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Dynamic Asset Allocation or Balanced Advantage
Portfolio Turnover Ratio : 307.00%. Category average turnover ratio is 476.51%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 65.43% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 65.43%
No of Stocks : 51 (Category Avg - 72.62) | Large Cap Investments : 39.24%| Mid Cap Investments : 6.86% | Small Cap Investments : 4.18% | Other : 15.15%

Portfolio Summary (as on 31st Jul,2025)

Particulars This Scheme Category
No. of Stocks 51 69.12
Top 5 Stock Weight 21.93% 21.72%
Top 10 Stock Weight 33.81% 33.02%
Top 3 Sector Weight 23.44% 25%
Particulars This Scheme Category
Average mcap (Cr) 88185.23 93864.83
Holdings in large cap stocks 39.24% 38.65%
Holdings in mid cap stocks 6.86% 8.08%
Holdings in small cap stocks 4.18% 4.47%

Top 10 Stocks holding in Portfolio (as on 31st Jul,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Private sector bank 1948.6 7.09% 0.22% 7.09% (Jul 2025) 5.36% (Aug 2024) 9.66 L 25.45 k
ICICI Bank Ltd. Private sector bank 1371.8 4.99% 0.29% 5.1% (Apr 2025) 4.38% (Jan 2025) 9.26 L 35.00 k
Bharti Airtel Ltd. Telecom - cellular & fixed line services 953.8 3.47% -0.09% 3.57% (Jun 2025) 2.77% (Aug 2024) 4.98 L 12.50 k
Larsen & Toubro Ltd. Civil construction 880 3.20% 0.10% 3.24% (Nov 2024) 2.94% (Apr 2025) 2.42 L 10.60 k
Reliance Industries Ltd. Refineries & marketing 873.1 3.18% -0.26% 3.71% (Aug 2024) 2.97% (Dec 2024) 6.28 L 0.00
Infosys Ltd. Computers - software & consulting 825.1 3.00% -0.11% 3.57% (Aug 2024) 2.9% (Apr 2025) 5.47 L 15.00 k
Axis Bank Ltd. Private sector bank 690.1 2.51% -0.19% 2.81% (Apr 2025) 2.26% (Aug 2024) 6.46 L 30.00 k
Tata Motors Ltd. Passenger cars & utility vehicles 612.3 2.23% -0.08% 2.48% (Mar 2025) 1.59% (Sep 2024) 9.20 L 0.00
HCL Technologies Limited Computers - software & consulting 587.2 2.14% -0.39% 2.53% (Jun 2025) 2.14% (Jul 2025) 4.00 L 0.00
GAIL (India) Ltd. Gas transmission/marketing 549.2 2.00% -0.04% 2.14% (Mar 2025) 1.11% (Oct 2024) 30.91 L 1.69 L
- indicates change in weight in the portfolio. # indicates a new entry.

Complete equity Portfolio (as on 31st Jul,2025)

Help me understand this table
Stock Invested in
Sector
Sector Total
Value(Mn)
% of Total Holdings
1M Change
1Y Highest Holding
1Y Lowest Holding
Quantity
1M Change in Qty
M-Cap
GroupName
HDFC Bank Ltd. Private sector bank 14.69 1948.6 7.09% 0.22% 7.09% (Jul 2025) 5.36% (Aug 2024) 9.66 L 25.45 k Other 15.15
ICICI Bank Ltd. Private sector bank 14.69 1371.8 4.99% 0.29% 5.1% (Apr 2025) 4.38% (Jan 2025) 9.26 L 35.00 k Large Cap 39.24
Bharti Airtel Ltd. Telecom - cellular & fixed line services 3.47 953.8 3.47% -0.09% 3.57% (Jun 2025) 2.77% (Aug 2024) 4.98 L 12.50 k Large Cap 39.24
Larsen & Toubro Ltd. Civil construction 3.2 880 3.20% 0.10% 3.24% (Nov 2024) 2.94% (Apr 2025) 2.42 L 10.60 k Large Cap 39.24
Reliance Industries Ltd. Refineries & marketing 3.18 873.1 3.18% -0.26% 3.71% (Aug 2024) 2.97% (Dec 2024) 6.28 L 0.00 Large Cap 39.24
Infosys Ltd. Computers - software & consulting 5.28 825.1 3.00% -0.11% 3.57% (Aug 2024) 2.9% (Apr 2025) 5.47 L 15.00 k Large Cap 39.24
Axis Bank Ltd. Private sector bank 14.69 690.1 2.51% -0.19% 2.81% (Apr 2025) 2.26% (Aug 2024) 6.46 L 30.00 k Large Cap 39.24
Tata Motors Ltd. Passenger cars & utility vehicles 3.24 612.3 2.23% -0.08% 2.48% (Mar 2025) 1.59% (Sep 2024) 9.20 L 0.00 Large Cap 39.24
HCL Technologies Limited Computers - software & consulting 5.28 587.2 2.14% -0.39% 2.53% (Jun 2025) 2.14% (Jul 2025) 4.00 L 0.00 Large Cap 39.24
GAIL (India) Ltd. Gas transmission/marketing 2 549.2 2.00% -0.04% 2.14% (Mar 2025) 1.11% (Oct 2024) 30.91 L 1.69 L Large Cap 39.24
Ultratech Cement Ltd. Cement & cement products 1.64 451.4 1.64% 0.01% 1.69% (Mar 2025) 0.58% (Aug 2024) 36.85 k 0.00 Large Cap 39.24
Eternal Ltd. E-retail/ e-commerce 1.47 403.2 1.47% 0.20% 1.47% (Jul 2025) 1.15% (Mar 2025) 13.10 L 0.00 Other 15.15
United Spirits Ltd. Breweries & distilleries 1.45 399.7 1.45% -0.10% 1.75% (Apr 2025) 1.28% (Aug 2024) 2.98 L 0.00 Large Cap 39.24
Sun Pharmaceutical Industries Ltd. Pharmaceuticals 2.24 399.4 1.45% 0.02% 1.55% (Apr 2025) 1.28% (Nov 2024) 2.34 L 0.00 Large Cap 39.24
Apollo Hospitals Enterprises Ltd. Hospital 1.39 382.4 1.39% 0.04% 1.39% (Jul 2025) 1.25% (Oct 2024) 51.00 k 0.00 Mid Cap 6.86
National Thermal Power Corporation Ltd. Power generation 1.39 381.1 1.39% -0.09% 1.72% (Sep 2024) 1.28% (Dec 2024) 11.40 L -0.70 L Large Cap 39.24
Tata Steel Ltd. Iron & steel products 1.25 342.7 1.25% 0.03% 1.29% (Mar 2025) 0.99% (Nov 2024) 21.70 L 84.90 k Other 15.15
Bharat Electronics Ltd. Aerospace & defense 1.2 329.5 1.20% 0.04% 1.2% (Jul 2025) 0.88% (Feb 2025) 8.60 L 1.10 L Mid Cap 6.86
HDFC Life Insurance Company Ltd. Life insurance 1.18 324.9 1.18% -0.02% 1.2% (Jun 2025) 0.86% (Dec 2024) 4.30 L 25.50 k Large Cap 39.24
Crompton Greaves Consumer Electricals Ltd. Household appliances 2 316.5 1.15% -0.12% 1.66% (Aug 2024) 1.15% (Jul 2025) 9.80 L 0.00 Mid Cap 6.86
State Bank Of India Public sector bank 1.12 309.1 1.12% 0.04% 2.39% (Aug 2024) 1.09% (Jun 2025) 3.88 L 25.00 k Large Cap 39.24
PB Fintech Ltd. Financial technology (fintech) 0.96 263.3 0.96% 0.06% 1.49% (Aug 2024) 0.86% (Feb 2025) 1.45 L 10.00 k Other 15.15
Jubilant Foodworks Ltd. Restaurants 1.55 262.2 0.95% -0.07% 1.2% (Dec 2024) 0.95% (Jul 2025) 4.00 L 0.00 Other 15.15
Hindustan Unilever Ltd. Diversified fmcg 0.87 239.5 0.87% 0.08% 0.97% (Oct 2024) 0% (Aug 2024) 95.00 k 0.00 Large Cap 39.24
Amber Enterprises India Ltd. Household appliances 2 234.9 0.85% 0.13% 1.04% (Dec 2024) 0.69% (Aug 2024) 29.50 k 0.00 Small Cap 4.18
Eris Lifesciences Ltd. Pharmaceuticals 2.24 215.9 0.79% -0.07% 0.86% (Jun 2025) 0.65% (Sep 2024) 1.20 L -0.19 L Small Cap 4.18
Lemon Tree Hotels Ltd. Hotels & resorts 0.74 202.2 0.74% 0.05% 1.07% (Dec 2024) 0.61% (Sep 2024) 13.50 L 0.00 Small Cap 4.18
PNB Housing Finance Ltd. Housing finance company 0.71 194.3 0.71% -0.09% 0.8% (Jun 2025) 0% (Aug 2024) 1.97 L 0.00 Mid Cap 6.86
Metropolis Healthcare Ltd. Healthcare service provider 0.69 189.6 0.69% 0.10% 0.69% (Jul 2025) 0% (Aug 2024) 95.00 k 0.00 Other 15.15
Pi Industries Ltd. Pesticides & agrochemicals 0.65 178.5 0.65% 0.52% 0.65% (Jul 2025) 0% (Aug 2024) 42.00 k 33.28 k Mid Cap 6.86
Marico Ltd. Personal care 0.65 177.5 0.65% -0.01% 0.81% (Sep 2024) 0.63% (Feb 2025) 2.50 L 0.00 Large Cap 39.24
Sapphire Foods India Ltd. Restaurants 1.55 164.6 0.60% -0.03% 0.81% (Aug 2024) 0.58% (Jan 2025) 5.20 L 0.00 Other 15.15
- Amara Raja Batteries Limited Auto components & equipments 1.66 163.8 0.60% 0.00% 0.92% (Sep 2024) 0.6% (Jul 2025) 1.70 L 0.00 Mid Cap 6.86
Prestige Estates Projects Ltd. Residential, commercial projects 0.59 162.7 0.59% -0.01% 0.75% (Dec 2024) 0.35% (Oct 2024) 1.00 L 0.00 Mid Cap 6.86
InterGlobe Aviation Ltd. Airline 0.59 162.5 0.59% -0.01% 0.6% (Jun 2025) 0% (Aug 2024) 27.50 k 0.00 Large Cap 39.24
Tube Investments Of India Ltd. Auto components & equipments 1.66 161.9 0.59% -0.06% 0.65% (May 2025) 0.49% (Dec 2024) 57.00 k 0.00 Small Cap 4.18
# Cesc Ltd. Integrated power utilities 0.56 152.6 0.56% 0.56% 0.56% (Jul 2025) 0% (Aug 2024) 9.00 L 9.00 L Other 15.15
ICICI Lombard General Insurance Co Ltd. General insurance 0.53 144.5 0.53% -0.03% 0.56% (Jun 2025) 0% (Aug 2024) 75.00 k 0.00 Large Cap 39.24
Maruti Suzuki India Ltd. Passenger cars & utility vehicles 3.24 140 0.51% -0.60% 1.15% (Feb 2025) 0.51% (Jul 2025) 11.10 k -0.13 L Large Cap 39.24
# Mahindra & Mahindra Ltd. Passenger cars & utility vehicles 3.24 137.7 0.50% 0.50% 0.5% (Jul 2025) 0% (Aug 2024) 43.00 k 43.00 k Large Cap 39.24
Indus Towers Ltd. Telecom - infrastructure 0.5 136.1 0.50% -0.08% 0.59% (Apr 2025) 0.27% (Dec 2024) 3.75 L 0.00 Large Cap 39.24
V-Mart Retail Ltd. Diversified retail 0.49 134.4 0.49% -0.02% 0.52% (May 2025) 0% (Aug 2024) 1.70 L 6.69 k Small Cap 4.18
- Pearl Global Industries Limited Trading – textiles 0.49 133.8 0.49% -0.01% 0.93% (Dec 2024) 0.36% (Apr 2025) 89.96 k 0.00 Other 15.15
WABCO India Ltd. Auto components & equipments 1.66 130.3 0.47% -0.01% 0.48% (Jun 2025) 0% (Aug 2024) 9.88 k 0.00 Mid Cap 6.86
Cholamandalam Investment & Finance Co. Ltd. Non banking financial company (nbfc) 0.46 127 0.46% -0.06% 0.53% (May 2025) 0% (Aug 2024) 88.00 k 0.00 Other 15.15
Chemplast Sanmar Ltd. Commodity chemicals 0.44 120.9 0.44% -0.03% 0.47% (Jun 2025) 0.33% (Aug 2024) 2.90 L 0.00 Other 15.15
Kirloskar Oil Engines Ltd. Compressors, pumps & diesel engines 0.38 104 0.38% 0.02% 0.8% (Aug 2024) 0.28% (Feb 2025) 1.15 L 0.00 Small Cap 4.18
Teamlease Services Ltd. Diversified commercial services 0.34 92.3 0.34% -0.04% 0.87% (Aug 2024) 0.34% (Jul 2025) 50.32 k 0.00 Small Cap 4.18
Angel One Ltd. Stockbroking & allied 0.19 52 0.19% -0.02% 0.21% (Jun 2025) 0% (Aug 2024) 20.00 k 0.00 Other 15.15
Tech Mahindra Ltd. Computers - software & consulting 5.28 39.5 0.14% -0.02% 1.05% (Aug 2024) 0.14% (Jul 2025) 27.00 k 0.00 Large Cap 39.24
# IDFC First Bank Ltd. Private sector bank 14.69 27.5 0.10% 0.10% 0.1% (Jul 2025) 0% (Aug 2024) 4.00 L 4.00 L Mid Cap 6.86
Intellect Design Arena ltd. Computers - software & consulting 5.28 139.3 0.00% -0.51% - - - - Small Cap 4.18
Bond - Pipeline Infrastructure Private Ltd. Gas transmission/marketing 2 259 0.00% -0.95% - - - - Other 15.15
- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Jul,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
# Mahindra & Mahindra Ltd. Passenger cars & utility vehicles 137.7 0.50% 0.50% 0.5% (Jul 2025) 0% (Aug 2024) 43.00 k 43000
# Cesc Ltd. Integrated power utilities 152.6 0.56% 0.56% 0.56% (Jul 2025) 0% (Aug 2024) 9.00 L 900000
# IDFC First Bank Ltd. Private sector bank 27.5 0.10% 0.10% 0.1% (Jul 2025) 0% (Aug 2024) 4.00 L 400000

Stocks removed from Portfolio (in 1 month period ending 31st Jul,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
Intellect Design Arena ltd. Computers - software & consulting 139.3 0.00% -0.51% 0.81% (May 2025) 0% (Aug 2024) 0.00 -121221
Bond - Pipeline Infrastructure Private Ltd. Gas transmission/marketing 259 0.00% -0.95% 0% (Sep 2025) 0% (Sep 2025) 0.00 -2500

Trend in stock holdings (Top 15 Holding)

Stock Jul 2025 Jun 2025 May 2025 Apr 2025 Mar 2025 Feb 2025 Jan 2025 Dec 2024 Nov 2024 Oct 2024 Sep 2024 Aug 2024 Jul 2024
HDFC Bank Ltd. 7.09% 6.87% 6.84% 6.97% 6.72% 6.69% 6.06% 6.07% 6.29% 6.15% 5.58% 5.36% 5.51%
ICICI Bank Ltd. 4.99% 4.71% 5.02% 5.10% 5.00% 4.68% 4.38% 4.45% 4.48% 4.60% 4.46% 4.44% 4.35%
Infosys Ltd. 3.00% 3.11% 2.94% 2.90% 3.15% 3.55% 3.44% 3.26% 3.29% 3.21% 3.34% 3.57% 3.57%
Reliance Industries Ltd. 3.18% 3.44% 3.34% 3.40% 3.02% 2.99% 3.09% 2.97% 3.18% 3.15% 3.53% 3.71% 3.12%
Bharti Airtel Ltd. 3.47% 3.57% 3.38% 3.49% 3.36% 3.20% 3.18% 3.11% 3.25% 3.08% 3.30% 2.77% 2.71%
Larsen & Toubro Ltd. 3.20% 3.10% 3.18% 2.94% 3.19% 3.03% 3.20% 3.07% 3.24% 3.00% 3.08% 3.04% 3.26%
Axis Bank Ltd. 2.51% 2.70% 2.75% 2.81% 2.71% 2.62% 2.34% 2.30% 2.29% 2.41% 2.35% 2.26% 2.33%
HCL Technologies Limited 2.14% 2.53% 2.33% 2.29% 2.42% 2.51% 2.31% 2.22% 2.19% 2.16% 2.22% 2.23% 2.18%
Tata Motors Ltd. 2.23% 2.31% 2.48% 2.28% 2.48% 1.85% 1.86% 1.81% 1.97% 2.15% 1.59% 1.64% 1.77%
State Bank Of India 1.12% 1.09% 1.10% 1.10% 1.95% 1.83% 1.96% 1.96% 2.12% 2.14% 2.07% 2.39% 2.66%
GAIL (India) Ltd. 2.00% 2.04% 2.07% 2.13% 2.14% 1.91% 1.92% 1.32% 1.31% 1.11% 1.23% 1.25% 1.28%
United Spirits Ltd. 1.45% 1.56% 1.70% 1.75% 1.62% 1.56% 1.60% 1.70% 1.64% 1.60% 1.34% 1.28% 1.28%
Eternal Ltd. 1.47% 1.26% 1.30% 1.28% 2.31% - - - - - - - -
Zomato Ltd. - - - - - 1.28% 1.24% 1.34% 1.38% 1.23% 1.41% 1.45% 1.49%
National Thermal Power Corporation Ltd. 1.39% 1.48% 1.51% 1.54% 1.61% 1.47% 1.31% 1.28% 1.43% 1.66% 1.72% 1.67% 1.74%
Sun Pharmaceutical Industries Ltd. 1.45% 1.43% 1.47% 1.55% 1.53% 1.47% 1.39% 1.50% 1.28% 1.37% 1.44% 1.40% 1.69%
No of Debt Holding 29 (Category Avg - 29.38) | Modified Duration 3.20 Years (Category Avg - 3.16)| Yield to Maturity 7.01% (Category Avg - 6.19%)

Portfolio Summary (as on 31st Jul,2025)

Security Type % Weight Category Average
GOI 5.37% 8.34%
CD 0.53% 0.54%
T-Bills 0.00% 1.26%
CP 0.00% 0.16%
NCD & Bonds 24.12% 11.59%
PTC 0.00% 0.26%
Category - Dynamic Asset Allocation or Balanced Advantage
Security Type % Weight Category Average
Government Backed 5.37% 9.60%
Low Risk 24.65% 11.81%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Category - Dynamic Asset Allocation or Balanced Advantage

Debt holding in Portfolio (as on 31st Jul,2025)

Instrument
Type
Sector
Rating
Rating Agency
Value (Mn)
% of Total Holding
Quantity
Bond - Jubilant Bevco Ltd. NCD & Bonds Restaurants AA CRISIL 1236.01 4.50% 11.90 k
Bond - Jubilant Beverages Ltd. NCD & Bonds Other beverages AA CRISIL 807.84 2.94% 7.82 k
Bond - Bharti Telecom Ltd. NCD & Bonds Telecom - equipment & accessories AAA CRISIL 545.34 1.98% 5.00 k
Bond - Summit Digitel Infrastructure Pvt Ltd. NCD & Bonds Telecom - infrastructure AAA CRISIL 517.28 1.88% 5.00 k
Bond - Poonawalla Fincorp Ltd. NCD & Bonds Non banking financial company (nbfc) AAA CRISIL 511.58 1.86% 5.00 k
Bond - Embassy Office Parks Reit NCD & Bonds Real estate investment trusts (reits) AAA CRISIL 456.21 1.66% 4.50 k
Bond - Govt of India GOI Other 425.51 1.55% 42.71 L
Bond - Rural Electrification Corporation Limited NCD & Bonds Financial institution AAA CRISIL 391.78 1.43% 7.00 k
Bond - Power Finance Corporation Ltd. NCD & Bonds Financial institution AAA CRISIL 311.75 1.13% 300.00
Bond - Bharti Telecom Ltd. NCD & Bonds Telecom - equipment & accessories AAA CRISIL 277.92 1.01% 2.50 k
Bond - Kotak Mahindra Prime Ltd. NCD & Bonds Non banking financial company (nbfc) AAA CRISIL 268.38 0.98% 2.50 k
Bond - National Bank for Agriculture & Rural Development NCD & Bonds Financial institution AAA CRISIL 265.43 0.97% 2.50 k
Bond - Credila Financial Services Ltd. NCD & Bonds Non banking financial company (nbfc) CARE AA CARE 261.38 0.95% 2.50 k
Bond - Govt of India GOI Other 260.54 0.95% 25.00 L
Bond - LIC Housing Finance Ltd. NCD & Bonds Housing finance company AAA CRISIL 258.44 0.94% 2.50 k
Bond - Govt of India GOI Other 254.32 0.93% 25.00 L
Bond - Govt of India GOI Other 247.94 0.90% 25.00 L
Bond - Govt of India GOI Other 210.19 0.76% 20.00 L
Bond - Rural Electrification Corporation Limited NCD & Bonds Financial institution AAA CRISIL 154.08 0.56% 150.00
Bond - National Bank for Agriculture & Rural Development NCD & Bonds Financial institution AAA CRISIL 151.53 0.55% 1.50 k
Bond - Export Import Bank Of India CD Financial institution P1+ CRISIL 144.86 0.53% 300.00
Bond - Small Industries Development Bank Of India NCD & Bonds Financial institution CARE AAA CARE 107.67 0.39% 1.00 k
Bond - India Infrastructure Finance Co. Ltd. NCD & Bonds Financial institution CARE AAA CARE 106.56 0.39% 1.00 k
Bond - Govt of India GOI Other 49.81 0.18% 4.80 L
Bond - Govt of India GOI Other 8.51 0.03% 83.30 k
Bond - Govt of India GOI Other 5.55 0.02% 52.56 k
Bond - Govt of India GOI Other 5.24 0.02% 50.00 k
Bond - Govt of India GOI Other 4.75 0.02% 46.15 k
Bond - Govt of India GOI Other 1.52 0.01% 14.90 k
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 3.70%
Margin Margin 0.86%

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