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Franklin India Balanced Advantage Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Dynamic Asset Allocation or Balanced Advantage
Portfolio Turnover Ratio : 309.00%. Category average turnover ratio is 371.76%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 65.26% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 65.26%
No of Stocks : 51 (Category Avg - 74.03) | Large Cap Investments : 39.53%| Mid Cap Investments : 6.82% | Small Cap Investments : 4.21% | Other : 14.71%

Portfolio Summary (as on 31st Aug,2025)

Particulars This Scheme Category
No. of Stocks 51 69.79
Top 5 Stock Weight 21.37% 21.61%
Top 10 Stock Weight 33.24% 33.1%
Top 3 Sector Weight 23.15% 24.69%
Particulars This Scheme Category
Average mcap (Cr) 88133.19 94590.43
Holdings in large cap stocks 39.53% 38.75%
Holdings in mid cap stocks 6.82% 8.09%
Holdings in small cap stocks 4.21% 4.36%

Top 10 Stocks holding in Portfolio (as on 31st Aug,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Private sector bank 1837.5 6.71% -0.38% 7.09% (Jul 2025) 5.58% (Sep 2024) 19.31 L 9.66 L
ICICI Bank Ltd. Private sector bank 1322.3 4.83% -0.16% 5.1% (Apr 2025) 4.38% (Jan 2025) 9.46 L 20.00 k
Bharti Airtel Ltd. Telecom - cellular & fixed line services 969 3.54% 0.07% 3.57% (Jun 2025) 3.08% (Oct 2024) 5.13 L 14.78 k
Larsen & Toubro Ltd. Civil construction 871.4 3.18% -0.02% 3.24% (Nov 2024) 2.94% (Apr 2025) 2.42 L 0.00
Reliance Industries Ltd. Refineries & marketing 852.3 3.11% -0.06% 3.53% (Sep 2024) 2.97% (Dec 2024) 6.28 L 0.00
Infosys Ltd. Computers - software & consulting 825.6 3.02% 0.01% 3.55% (Feb 2025) 2.9% (Apr 2025) 5.62 L 15.00 k
Axis Bank Ltd. Private sector bank 701.2 2.56% 0.05% 2.81% (Apr 2025) 2.29% (Nov 2024) 6.71 L 25.00 k
HCL Technologies Limited Computers - software & consulting 603.7 2.20% 0.07% 2.53% (Jun 2025) 2.14% (Jul 2025) 4.15 L 15.00 k
Tata Motors Ltd. Passenger cars & utility vehicles 561.6 2.05% -0.18% 2.48% (Mar 2025) 1.59% (Sep 2024) 8.40 L -0.80 L
GAIL (India) Ltd. Gas transmission/marketing 559.2 2.04% 0.04% 2.14% (Mar 2025) 1.11% (Oct 2024) 32.31 L 1.40 L
- indicates change in weight in the portfolio. # indicates a new entry.

Complete equity Portfolio (as on 31st Aug,2025)

Help me understand this table
Stock Invested in
Sector
Sector Total
Value(Mn)
% of Total Holdings
1M Change
1Y Highest Holding
1Y Lowest Holding
Quantity
1M Change in Qty
M-Cap
GroupName
HDFC Bank Ltd. Private sector bank 14.2 1837.5 6.71% -0.38% 7.09% (Jul 2025) 5.58% (Sep 2024) 19.31 L 9.66 L Other 14.71
ICICI Bank Ltd. Private sector bank 14.2 1322.3 4.83% -0.16% 5.1% (Apr 2025) 4.38% (Jan 2025) 9.46 L 20.00 k Large Cap 39.53
Bharti Airtel Ltd. Telecom - cellular & fixed line services 3.54 969 3.54% 0.07% 3.57% (Jun 2025) 3.08% (Oct 2024) 5.13 L 14.78 k Large Cap 39.53
Larsen & Toubro Ltd. Civil construction 3.18 871.4 3.18% -0.02% 3.24% (Nov 2024) 2.94% (Apr 2025) 2.42 L 0.00 Large Cap 39.53
Reliance Industries Ltd. Refineries & marketing 3.11 852.3 3.11% -0.06% 3.53% (Sep 2024) 2.97% (Dec 2024) 6.28 L 0.00 Large Cap 39.53
Infosys Ltd. Computers - software & consulting 5.37 825.6 3.02% 0.01% 3.55% (Feb 2025) 2.9% (Apr 2025) 5.62 L 15.00 k Large Cap 39.53
Axis Bank Ltd. Private sector bank 14.2 701.2 2.56% 0.05% 2.81% (Apr 2025) 2.29% (Nov 2024) 6.71 L 25.00 k Large Cap 39.53
HCL Technologies Limited Computers - software & consulting 5.37 603.7 2.20% 0.07% 2.53% (Jun 2025) 2.14% (Jul 2025) 4.15 L 15.00 k Large Cap 39.53
Tata Motors Ltd. Passenger cars & utility vehicles 3.58 561.6 2.05% -0.18% 2.48% (Mar 2025) 1.59% (Sep 2024) 8.40 L -0.80 L Large Cap 39.53
GAIL (India) Ltd. Gas transmission/marketing 2.04 559.2 2.04% 0.04% 2.14% (Mar 2025) 1.11% (Oct 2024) 32.31 L 1.40 L Large Cap 39.53
Ultratech Cement Ltd. Cement & cement products 1.7 465.8 1.70% 0.06% 1.7% (Aug 2025) 0.59% (Sep 2024) 36.85 k 0.00 Large Cap 39.53
Eternal Ltd. E-retail/ e-commerce 1.55 423.8 1.55% 0.08% 1.55% (Aug 2025) 1.15% (Mar 2025) 13.50 L 40.00 k Other 14.71
United Spirits Ltd. Breweries & distilleries 1.43 390.9 1.43% -0.03% 1.75% (Apr 2025) 1.34% (Sep 2024) 2.98 L 0.00 Large Cap 39.53
Apollo Hospitals Enterprises Ltd. Hospital 1.42 388.1 1.42% 0.03% 1.42% (Aug 2025) 1.25% (Oct 2024) 51.00 k 0.00 Mid Cap 6.82
Sun Pharmaceutical Industries Ltd. Pharmaceuticals 2.19 382.7 1.40% -0.06% 1.55% (Apr 2025) 1.28% (Nov 2024) 2.40 L 6.00 k Large Cap 39.53
National Thermal Power Corporation Ltd. Power generation 1.3 357 1.30% -0.08% 1.72% (Sep 2024) 1.28% (Dec 2024) 10.90 L -0.50 L Large Cap 39.53
Crompton Greaves Consumer Electricals Ltd. Household appliances 2.06 349.8 1.28% 0.13% 1.51% (Dec 2024) 1.15% (Jul 2025) 10.60 L 80.00 k Mid Cap 6.82
Tata Steel Ltd. Iron & steel products 1.22 335.2 1.22% -0.02% 1.29% (Mar 2025) 0.99% (Nov 2024) 21.70 L 0.00 Other 14.71
Bharat Electronics Ltd. Aerospace & defense 1.21 332.5 1.21% 0.02% 1.21% (Aug 2025) 0.88% (Feb 2025) 9.00 L 40.00 k Mid Cap 6.82
HDFC Life Insurance Company Ltd. Life insurance 1.21 332 1.21% 0.03% 1.21% (Aug 2025) 0.86% (Dec 2024) 4.30 L 0.00 Large Cap 39.53
State Bank Of India Public sector bank 1.14 311.4 1.14% 0.01% 2.14% (Oct 2024) 1.09% (Jun 2025) 3.88 L 0.00 Large Cap 39.53
PB Fintech Ltd. Financial technology (fintech) 0.94 257.3 0.94% -0.02% 1.4% (Dec 2024) 0.86% (Feb 2025) 1.45 L 0.00 Other 14.71
Mahindra & Mahindra Ltd. Passenger cars & utility vehicles 3.58 256 0.93% 0.43% 0.93% (Aug 2025) 0% (Sep 2024) 80.00 k 37.00 k Large Cap 39.53
Hindustan Unilever Ltd. Diversified fmcg 0.92 252.7 0.92% 0.05% 0.97% (Oct 2024) 0.8% (Jun 2025) 95.00 k 0.00 Large Cap 39.53
Jubilant Foodworks Ltd. Restaurants 1.47 251.1 0.92% -0.04% 1.2% (Dec 2024) 0.92% (Aug 2025) 4.00 L 0.00 Other 14.71
Lemon Tree Hotels Ltd. Hotels & resorts 0.82 223.9 0.82% 0.08% 1.07% (Dec 2024) 0.61% (Sep 2024) 13.50 L 0.00 Small Cap 4.21
- Eris Lifesciences Ltd. Pharmaceuticals 2.19 216 0.79% 0.00% 0.86% (Jun 2025) 0.65% (Sep 2024) 1.20 L 0.00 Small Cap 4.21
Amber Enterprises India Ltd. Household appliances 2.06 214.4 0.78% -0.07% 1.04% (Dec 2024) 0.7% (Feb 2025) 29.50 k 0.00 Small Cap 4.21
Metropolis Healthcare Ltd. Healthcare service provider 0.76 207.9 0.76% 0.07% 0.76% (Aug 2025) 0% (Sep 2024) 95.00 k 0.00 Other 14.71
Marico Ltd. Personal care 0.69 188.3 0.69% 0.04% 0.81% (Sep 2024) 0.63% (Feb 2025) 2.59 L 9.37 k Large Cap 39.53
Pi Industries Ltd. Pesticides & agrochemicals 0.63 173.7 0.63% -0.02% 0.65% (Jul 2025) 0% (Sep 2024) 47.00 k 5.00 k Mid Cap 6.82
Tube Investments Of India Ltd. Auto components & equipments 1.74 168.8 0.62% 0.03% 0.65% (May 2025) 0.49% (Dec 2024) 57.00 k 0.00 Small Cap 4.21
Amara Raja Batteries Limited Auto components & equipments 1.74 168.3 0.61% 0.02% 0.92% (Sep 2024) 0.6% (Jul 2025) 1.70 L 0.00 Mid Cap 6.82
Maruti Suzuki India Ltd. Passenger cars & utility vehicles 3.58 164.2 0.60% 0.09% 1.15% (Feb 2025) 0.51% (Jul 2025) 11.10 k 0.00 Large Cap 39.53
Prestige Estates Projects Ltd. Residential, commercial projects 0.57 156.2 0.57% -0.02% 0.75% (Dec 2024) 0.35% (Oct 2024) 1.00 L 0.00 Mid Cap 6.82
InterGlobe Aviation Ltd. Airline 0.57 155.3 0.57% -0.02% 0.6% (Jun 2025) 0% (Sep 2024) 27.50 k 0.00 Large Cap 39.53
Cesc Ltd. Integrated power utilities 0.57 155.2 0.57% 0.01% 0.57% (Aug 2025) 0% (Sep 2024) 10.20 L 1.20 L Other 14.71
Sapphire Foods India Ltd. Restaurants 1.47 150.4 0.55% -0.05% 0.77% (Sep 2024) 0.55% (Aug 2025) 4.60 L -0.60 L Other 14.71
WABCO India Ltd. Auto components & equipments 1.74 139 0.51% 0.03% 0.51% (Aug 2025) 0% (Sep 2024) 9.88 k 0.00 Mid Cap 6.82
ICICI Lombard General Insurance Co Ltd. General insurance 0.5 138 0.50% -0.02% 0.56% (Jun 2025) 0% (Sep 2024) 75.00 k 0.00 Large Cap 39.53
PNB Housing Finance Ltd. Housing finance company 0.49 133.4 0.49% -0.22% 0.8% (Jun 2025) 0.21% (Sep 2024) 1.77 L -0.20 L Mid Cap 6.82
- V-Mart Retail Ltd. Diversified retail 0.49 132.9 0.49% 0.00% 0.52% (May 2025) 0% (Sep 2024) 1.79 L 9.00 k Small Cap 4.21
Cholamandalam Investment & Finance Co. Ltd. Non banking financial company (nbfc) 0.47 127.9 0.47% 0.00% 0.53% (May 2025) 0% (Sep 2024) 90.00 k 2.00 k Other 14.71
Indus Towers Ltd. Telecom - infrastructure 0.46 127 0.46% -0.03% 0.59% (Apr 2025) 0.27% (Dec 2024) 3.75 L 0.00 Large Cap 39.53
Chemplast Sanmar Ltd. Commodity chemicals 0.45 123.9 0.45% 0.01% 0.47% (Jun 2025) 0.38% (Sep 2024) 2.90 L 0.00 Other 14.71
Pearl Global Industries Limited Trading – textiles 0.41 111 0.41% -0.08% 0.93% (Dec 2024) 0.36% (Apr 2025) 89.96 k 0.00 Other 14.71
- Kirloskar Oil Engines Ltd. Compressors, pumps & diesel engines 0.38 103.3 0.38% 0.00% 0.62% (Sep 2024) 0.28% (Feb 2025) 1.15 L 0.00 Small Cap 4.21
Teamlease Services Ltd. Diversified commercial services 0.33 89.8 0.33% -0.01% 0.79% (Sep 2024) 0.33% (Aug 2025) 50.32 k 0.00 Small Cap 4.21
Angel One Ltd. Stockbroking & allied 0.16 44.2 0.16% -0.03% 0.21% (Jun 2025) 0% (Sep 2024) 20.00 k 0.00 Other 14.71
Tech Mahindra Ltd. Computers - software & consulting 5.37 40 0.15% 0.00% 0.78% (Feb 2025) 0.14% (Jul 2025) 27.00 k 0.00 Large Cap 39.53
- IDFC First Bank Ltd. Private sector bank 14.2 27.2 0.10% 0.00% 0.1% (Jul 2025) 0% (Sep 2024) 4.00 L 0.00 Mid Cap 6.82
Bond - Export Import Bank Of India Financial institution 144.9 0.00% -0.53% - - - - Other 14.71
- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Aug,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
# Reverse Repo Other 435.4 1.59% 1.59% 0% (Sep 2025) 0% (Sep 2025) 0.00 0

Stocks removed from Portfolio (in 1 month period ending 31st Aug,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
Bond - Export Import Bank Of India Financial institution 144.9 0.00% -0.53% 0% (Sep 2025) 0% (Sep 2025) 0.00 -300

Trend in stock holdings (Top 15 Holding)

Stock Aug 2025 Jul 2025 Jun 2025 May 2025 Apr 2025 Mar 2025 Feb 2025 Jan 2025 Dec 2024 Nov 2024 Oct 2024 Sep 2024 Aug 2024
HDFC Bank Ltd. 6.71% 7.09% 6.87% 6.84% 6.97% 6.72% 6.69% 6.06% 6.07% 6.29% 6.15% 5.58% 5.36%
ICICI Bank Ltd. 4.83% 4.99% 4.71% 5.02% 5.10% 5.00% 4.68% 4.38% 4.45% 4.48% 4.60% 4.46% 4.44%
Bharti Airtel Ltd. 3.54% 3.47% 3.57% 3.38% 3.49% 3.36% 3.20% 3.18% 3.11% 3.25% 3.08% 3.30% 2.77%
Reliance Industries Ltd. 3.11% 3.18% 3.44% 3.34% 3.40% 3.02% 2.99% 3.09% 2.97% 3.18% 3.15% 3.53% 3.71%
Infosys Ltd. 3.02% 3.00% 3.11% 2.94% 2.90% 3.15% 3.55% 3.44% 3.26% 3.29% 3.21% 3.34% 3.57%
Larsen & Toubro Ltd. 3.18% 3.20% 3.10% 3.18% 2.94% 3.19% 3.03% 3.20% 3.07% 3.24% 3.00% 3.08% 3.04%
Axis Bank Ltd. 2.56% 2.51% 2.70% 2.75% 2.81% 2.71% 2.62% 2.34% 2.30% 2.29% 2.41% 2.35% 2.26%
HCL Technologies Limited 2.20% 2.14% 2.53% 2.33% 2.29% 2.42% 2.51% 2.31% 2.22% 2.19% 2.16% 2.22% 2.23%
Tata Motors Ltd. 2.05% 2.23% 2.31% 2.48% 2.28% 2.48% 1.85% 1.86% 1.81% 1.97% 2.15% 1.59% 1.64%
GAIL (India) Ltd. 2.04% 2.00% 2.04% 2.07% 2.13% 2.14% 1.91% 1.92% 1.32% 1.31% 1.11% 1.23% 1.25%
State Bank Of India 1.14% 1.12% 1.09% 1.10% 1.10% 1.95% 1.83% 1.96% 1.96% 2.12% 2.14% 2.07% 2.39%
United Spirits Ltd. 1.43% 1.45% 1.56% 1.70% 1.75% 1.62% 1.56% 1.60% 1.70% 1.64% 1.60% 1.34% 1.28%
Eternal Ltd. 1.55% 1.47% 1.26% 1.30% 1.28% 2.31% - - - - - - -
Zomato Ltd. - - - - - - 1.28% 1.24% 1.34% 1.38% 1.23% 1.41% 1.45%
National Thermal Power Corporation Ltd. 1.30% 1.39% 1.48% 1.51% 1.54% 1.61% 1.47% 1.31% 1.28% 1.43% 1.66% 1.72% 1.67%
Sun Pharmaceutical Industries Ltd. 1.40% 1.45% 1.43% 1.47% 1.55% 1.53% 1.47% 1.39% 1.50% 1.28% 1.37% 1.44% 1.40%
No of Debt Holding 30 (Category Avg - 29.50) | Modified Duration 4.35 Years (Category Avg - 3.15)| Yield to Maturity 7.33% (Category Avg - 6.59%)

Portfolio Summary (as on 31st Aug,2025)

Security Type % Weight Category Average
GOI 10.18% 8.55%
CD 0.00% 0.42%
T-Bills 0.00% 1.33%
CP 0.00% 0.21%
NCD & Bonds 22.38% 11.20%
PTC 0.00% 0.25%
Category - Dynamic Asset Allocation or Balanced Advantage
Security Type % Weight Category Average
Government Backed 10.18% 9.87%
Low Risk 22.38% 11.21%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Category - Dynamic Asset Allocation or Balanced Advantage

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument
Type
Sector
Rating
Rating Agency
Value (Mn)
% of Total Holding
Quantity
Bond - Jubilant Bevco Ltd. NCD & Bonds Restaurants AA CRISIL 1240.22 4.53% 11.90 k
Bond - Jubilant Beverages Ltd. NCD & Bonds Other beverages AA CRISIL 813.10 2.97% 7.82 k
Bond - Govt of India GOI Other 797.57 2.91% 82.71 L
Bond - Summit Digitel Infrastructure Pvt Ltd. NCD & Bonds Telecom - infrastructure AAA CRISIL 519.69 1.90% 5.00 k
Bond - Poonawalla Fincorp Ltd. NCD & Bonds Non banking financial company (nbfc) AAA CRISIL 515.36 1.88% 5.00 k
Bond - Govt of India GOI Other 490.90 1.79% 50.00 L
Bond - Embassy Office Parks Reit NCD & Bonds Real estate investment trusts (reits) AAA CRISIL 457.21 1.67% 4.50 k
Bond - Rural Electrification Corporation Limited NCD & Bonds Financial institution AAA CRISIL 391.62 1.43% 7.00 k
Bond - Bharti Telecom Ltd. NCD & Bonds Telecom - equipment & accessories AAA CRISIL 327.62 1.20% 3.00 k
Bond - Power Finance Corporation Ltd. NCD & Bonds Financial institution AAA CRISIL 310.89 1.14% 300.00
Bond - Govt of India GOI Other 306.02 1.12% 30.00 L
Bond - Bharti Telecom Ltd. NCD & Bonds Telecom - equipment & accessories AAA CRISIL 278.39 1.02% 2.50 k
Bond - Kotak Mahindra Prime Ltd. NCD & Bonds Non banking financial company (nbfc) AAA CRISIL 269.42 0.98% 2.50 k
Bond - National Bank for Agriculture & Rural Development NCD & Bonds Financial institution AAA CRISIL 265.86 0.97% 2.50 k
Bond - Credila Financial Services Ltd. NCD & Bonds Non banking financial company (nbfc) CARE AA CARE 262.61 0.96% 2.50 k
Bond - LIC Housing Finance Ltd. NCD & Bonds Housing finance company AAA CRISIL 259.46 0.95% 2.50 k
Bond - Govt of India GOI Other 255.40 0.93% 25.00 L
Bond - Govt of India GOI Other 244.25 0.89% 25.00 L
Bond - Govt of India GOI Other 210.37 0.77% 20.00 L
Bond - Govt of India GOI Other 203.65 0.74% 20.00 L
Bond - Govt of India GOI Other 202.52 0.74% 20.00 L
Bond - Small Industries Development Bank Of India NCD & Bonds Financial institution CARE AAA CARE 108.09 0.39% 1.00 k
Bond - India Infrastructure Finance Co. Ltd. NCD & Bonds Financial institution CARE AAA CARE 107.03 0.39% 1.00 k
Bond - Govt of India GOI Other 49.93 0.18% 4.80 L
Bond - Govt of India GOI Other 8.27 0.03% 83.30 k
Bond - Govt of India GOI Other 5.45 0.02% 52.56 k
Bond - Govt of India GOI Other 5.16 0.02% 50.00 k
Bond - Govt of India GOI Other 4.67 0.02% 46.15 k
Bond - Govt of India GOI Other 2.22 0.01% 22.30 k
Bond - Govt of India GOI Other 1.49 0.01% 14.90 k
Name Type of Instrument Weight (%)
Reverse Repo Reverse Repo 1.59%
Margin Margin 0.76%
Net Receivables Net Receivables -0.16%

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