Bandhan ELSS Tax saver Fund - Regular Plan - Growth Portfolio | Bandhan Mutual Fund Portfolio

Equity Holding : 95.27% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 95.27%

No of Stocks : 62 (Category Avg - 54.00) | Large Cap Investments : 61.35%| Mid Cap Investments : 7.95% | Small Cap Investments : 11.5% | Other : 14.47%

Portfolio Summary (as on 31st Aug,2025)

Particulars	This Scheme	Category
No. of Stocks	62	54
Top 5 Stock Weight	27.54%	27.17%
Top 10 Stock Weight	40.94%	43.14%
Top 3 Sector Weight	36.82%	31.71%

Category - ELSS

Particulars	This Scheme	Category
Average mcap (Cr)	169450.50	91988.63
Holdings in large cap stocks	61.35%	38.95%
Holdings in mid cap stocks	7.95%	11.63%
Holdings in small cap stocks	11.5%	17.18%

Category - ELSS

Top 10 Stocks holding in Portfolio (as on 31st Aug,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	5424.1	7.86%	-0.39%	8.25% (Jul 2025)	5.89% (Sep 2024)	57.00 L	28.50 L
Reliance Industries Ltd.	Refineries & marketing	4478.8	6.49%	-0.09%	6.92% (Jun 2025)	4.81% (Dec 2024)	33.00 L	0.00
ICICI Bank Ltd.	Private sector bank	3494.5	5.07%	-0.24%	5.68% (Jan 2025)	5.07% (Aug 2025)	25.00 L	0.00
Tata Consultancy Services Ltd.	Computers - software & consulting	2853.4	4.14%	0.22%	4.23% (May 2025)	1.74% (Sep 2024)	9.25 L	25.00 k
Kotak Mahindra Bank Ltd.	Private sector bank	2744.4	3.98%	0.15%	3.98% (Aug 2025)	1.38% (Oct 2024)	14.00 L	50.00 k
Axis Bank Ltd.	Private sector bank	1985.9	2.88%	-0.03%	5.05% (Apr 2025)	2.88% (Aug 2025)	19.00 L	0.00
Infosys Ltd.	Computers - software & consulting	1984	2.88%	-0.04%	3.98% (Jan 2025)	2.88% (Aug 2025)	13.50 L	0.00
State Bank Of India	Public sector bank	1916.6	2.78%	0.05%	2.78% (Aug 2025)	0.91% (Feb 2025)	23.88 L	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	1699.9	2.46%	-0.01%	2.81% (Jun 2025)	2.33% (Dec 2024)	9.00 L	0.00
Hero Motocorp Ltd.	2/3 wheelers	1653.5	2.40%	0.26%	2.4% (Aug 2025)	1.34% (Dec 2024)	3.25 L	-0.25 L

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Aug,2025)

None
Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
HDFC Bank Ltd.	Private sector bank	20.97	5424.1	7.86%	-0.39%	8.25% (Jul 2025)	5.89% (Sep 2024)	57.00 L	28.50 L	Other	14.47
Reliance Industries Ltd.	Refineries & marketing	7.38	4478.8	6.49%	-0.09%	6.92% (Jun 2025)	4.81% (Dec 2024)	33.00 L	0.00	Large Cap	61.35
ICICI Bank Ltd.	Private sector bank	20.97	3494.5	5.07%	-0.24%	5.68% (Jan 2025)	5.07% (Aug 2025)	25.00 L	0.00	Large Cap	61.35
Tata Consultancy Services Ltd.	Computers - software & consulting	8.47	2853.4	4.14%	0.22%	4.23% (May 2025)	1.74% (Sep 2024)	9.25 L	25.00 k	Large Cap	61.35
Kotak Mahindra Bank Ltd.	Private sector bank	20.97	2744.4	3.98%	0.15%	3.98% (Aug 2025)	1.38% (Oct 2024)	14.00 L	50.00 k	Large Cap	61.35
Axis Bank Ltd.	Private sector bank	20.97	1985.9	2.88%	-0.03%	5.05% (Apr 2025)	2.88% (Aug 2025)	19.00 L	0.00	Large Cap	61.35
Infosys Ltd.	Computers - software & consulting	8.47	1984	2.88%	-0.04%	3.98% (Jan 2025)	2.88% (Aug 2025)	13.50 L	0.00	Large Cap	61.35
State Bank Of India	Public sector bank	2.78	1916.6	2.78%	0.05%	2.78% (Aug 2025)	0.91% (Feb 2025)	23.88 L	0.00	Large Cap	61.35
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	2.46	1699.9	2.46%	-0.01%	2.81% (Jun 2025)	2.33% (Dec 2024)	9.00 L	0.00	Large Cap	61.35
Hero Motocorp Ltd.	2/3 wheelers	2.4	1653.5	2.40%	0.26%	2.4% (Aug 2025)	1.34% (Dec 2024)	3.25 L	-0.25 L	Large Cap	61.35
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	2.14	1479.1	2.14%	0.15%	2.14% (Aug 2025)	1.59% (Dec 2024)	1.00 L	-0.10 L	Large Cap	61.35
Avenue Supermarts Ltd.	Diversified retail	2.12	1307.8	1.90%	0.22%	1.9% (Aug 2025)	1.35% (Nov 2024)	2.75 L	0.00	Large Cap	61.35
# Jindal Steel Ltd.	Iron & steel products	1.85	1276.8	1.85%	0.00%	2.12% (Sep 2024)	1.79% (Jan 2025)	13.50 L	0.00	Mid Cap	7.95
- Bosch Ltd.	Auto components & equipments	2.94	1238.8	1.80%	0.00%	1.8% (Aug 2025)	1.32% (Feb 2025)	31.00 k	0.00	Large Cap	61.35
ITC Limited	Diversified fmcg	1.78	1229.3	1.78%	0.01%	1.78% (Aug 2025)	1.46% (Jun 2025)	30.00 L	0.00	Large Cap	61.35
Nestle India Ltd.	Packaged foods	1.68	1156.2	1.68%	0.23%	1.68% (Aug 2025)	0.82% (Oct 2024)	10.00 L	5.50 L	Other	14.47
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	5.59	1116.2	1.62%	0.09%	1.73% (Dec 2024)	1.46% (Jun 2025)	7.00 L	75.00 k	Large Cap	61.35
ICICI Lombard General Insurance Co Ltd.	General insurance	1.6	1103.8	1.60%	-0.06%	1.8% (Jun 2025)	1.57% (Dec 2024)	6.00 L	0.00	Large Cap	61.35
HDFC Life Insurance Company Ltd.	Life insurance	2.36	1080.9	1.57%	0.05%	1.59% (Jun 2025)	1.09% (Dec 2024)	14.00 L	0.00	Large Cap	61.35
CG Power and Industrial Solutions Ltd.	Heavy electrical equipment	2.21	1041.5	1.51%	-0.10%	2.12% (Sep 2024)	1.51% (Aug 2025)	15.00 L	-2.00 L	Small Cap	11.5
Magma Fincorp Ltd.	Non banking financial company (nbfc)	5.01	1035.7	1.50%	0.05%	1.56% (Jun 2025)	0.88% (Dec 2024)	24.00 L	0.00	Small Cap	11.5
Mahindra & Mahindra Financial Services Ltd.	Non banking financial company (nbfc)	5.01	1015.8	1.47%	-0.01%	1.48% (Jun 2025)	1.07% (Dec 2024)	40.00 L	0.00	Mid Cap	7.95
Asian Paints (india) Ltd.	Paints	1.46	1007.4	1.46%	0.09%	1.46% (Aug 2025)	0% (Sep 2024)	4.00 L	0.00	Large Cap	61.35
Wipro Ltd.	Computers - software & consulting	8.47	997.6	1.45%	0.63%	1.45% (Aug 2025)	0% (Sep 2024)	40.00 L	17.00 L	Large Cap	61.35
Mahindra Lifespace Developers Ltd.	Residential, commercial projects	2	953.6	1.38%	-0.08%	1.46% (Jul 2025)	0.09% (May 2025)	27.25 L	0.00	Small Cap	11.5
- Vedanta Ltd.	Diversified metals	1.34	925.4	1.34%	0.00%	1.42% (Jun 2025)	1.05% (Sep 2024)	22.00 L	0.00	Large Cap	61.35
United Spirits Ltd.	Breweries & distilleries	2.34	917.7	1.33%	-0.02%	1.67% (Dec 2024)	1.33% (Aug 2025)	7.00 L	0.00	Large Cap	61.35
Titan Company Ltd.	Gems, jewellery and watches	1.31	907.2	1.31%	0.11%	1.31% (Aug 2025)	0% (Sep 2024)	2.50 L	0.00	Large Cap	61.35
Bayer Cropscience Ltd.	Pesticides & agrochemicals	1.29	889.4	1.29%	-0.25%	1.54% (Jul 2025)	0.87% (Sep 2024)	1.70 L	0.00	Mid Cap	7.95
Grasim Industries Limited	Cement & cement products	2.08	832.7	1.21%	0.03%	1.21% (Aug 2025)	1.07% (Dec 2024)	3.00 L	0.00	Large Cap	61.35
- IDFC First Bank Ltd.	Private sector bank	20.97	815.9	1.18%	0.00%	1.18% (Aug 2025)	0% (Sep 2024)	1.20 Cr	0.00	Mid Cap	7.95
Bajaj Finance Ltd.	Non banking financial company (nbfc)	5.01	790.1	1.15%	0.14%	2.05% (Feb 2025)	0% (Sep 2024)	9.00 L	1.00 L	Other	14.47
Aurobindo Pharma Ltd.	Pharmaceuticals	5.59	770.9	1.12%	-0.11%	1.47% (Oct 2024)	1.12% (Aug 2025)	7.50 L	0.00	Large Cap	61.35
Sterlite Technologies Ltd.	Other telecom services	1.11	768	1.11%	-0.04%	1.15% (Jul 2025)	0.61% (Apr 2025)	66.96 L	-3.73 k	Small Cap	11.5
- Larsen & Toubro Ltd.	Civil construction	1.04	720.2	1.04%	0.00%	2.16% (Jan 2025)	0.98% (Apr 2025)	2.00 L	0.00	Large Cap	61.35
United Breweries Ltd.	Breweries & distilleries	2.34	693.8	1.01%	-0.04%	1.13% (Jan 2025)	0.97% (Oct 2024)	3.75 L	0.00	Large Cap	61.35
- Dr. Reddys Laboratories Ltd.	Pharmaceuticals	5.59	693.1	1.00%	0.00%	1.02% (Dec 2024)	0.87% (Nov 2024)	5.50 L	0.00	Other	14.47
GAIL (India) Ltd.	Gas transmission/marketing	1	692.3	1.00%	0.11%	1% (Aug 2025)	0% (Sep 2024)	40.00 L	5.00 L	Large Cap	61.35
Lupin Ltd.	Pharmaceuticals	5.59	663.2	0.96%	-0.01%	1.29% (Dec 2024)	0.95% (Jun 2025)	3.50 L	0.00	Large Cap	61.35
National Thermal Power Corporation Ltd.	Power generation	0.95	655.1	0.95%	-0.01%	2.41% (Sep 2024)	0.72% (May 2025)	20.00 L	0.00	Large Cap	61.35
Greenpanel Industries Ltd.	Plywood boards/ laminates	0.9	622	0.90%	-0.07%	1.3% (Oct 2024)	0.79% (Apr 2025)	23.00 L	0.00	Other	14.47
Bharat Petroleum Corporation Ltd.	Refineries & marketing	7.38	616.4	0.89%	-0.05%	0.94% (Jul 2025)	0% (Sep 2024)	20.00 L	0.00	Large Cap	61.35
Mas Financial Services Ltd.	Non banking financial company (nbfc)	5.01	613.3	0.89%	0.02%	0.89% (Aug 2025)	0.74% (Feb 2025)	19.78 L	-2.24 k	Small Cap	11.5
GlaxoSmithKline Pharmaceuticals Ltd.	Pharmaceuticals	5.59	612.7	0.89%	-0.11%	1.48% (Mar 2025)	0.89% (Aug 2025)	2.20 L	0.00	Mid Cap	7.95
The Ramco Cements Ltd.	Cement & cement products	2.08	601.9	0.87%	-0.10%	0.97% (Jul 2025)	0.65% (Sep 2024)	5.75 L	0.00	Mid Cap	7.95
VRL Logistic Ltd.	Logistics solution provider	0.8	552.2	0.80%	-0.13%	1.05% (May 2025)	0.8% (Aug 2025)	20.90 L	10.40 L	Small Cap	11.5
Avanti Feeds Ltd.	Animal feed	0.79	545.6	0.79%	-0.01%	1.07% (Mar 2025)	0.77% (Nov 2024)	8.50 L	35.00 k	Small Cap	11.5
- SBI Life Insurance Co Ltd.	Life insurance	2.36	541.7	0.79%	0.00%	0.8% (Feb 2025)	0.63% (Nov 2024)	3.00 L	0.00	Large Cap	61.35
KEC International Ltd.	Heavy electrical equipment	2.21	484.9	0.70%	-0.04%	1.84% (Nov 2024)	0.7% (Aug 2025)	6.00 L	0.00	Small Cap	11.5
- Sandhar Technologies Ltd.	Auto components & equipments	2.94	433.4	0.63%	0.00%	0.83% (Sep 2024)	0.5% (Feb 2025)	10.00 L	1.00 L	Small Cap	11.5
Sobha Ltd.	Residential, commercial projects	2	429	0.62%	-0.07%	0.69% (Jul 2025)	0.48% (Oct 2024)	3.00 L	0.00	Small Cap	11.5
Yatra Online Ltd.	Tour, travel related services	0.59	408.4	0.59%	0.21%	0.59% (Aug 2025)	0.3% (Feb 2025)	27.00 L	0.00	Other	14.47
Swiggy Ltd.	E-retail/ e-commerce	0.53	368.8	0.53%	0.01%	0.53% (Aug 2025)	0% (Sep 2024)	9.00 L	0.00	Other	14.47
UNO Minda Ltd.	Auto components & equipments	2.94	351.7	0.51%	-0.16%	1.07% (Sep 2024)	0.51% (Aug 2025)	2.75 L	-1.75 L	Small Cap	11.5
Varun Beverages Ltd.	Other beverages	0.49	341	0.49%	-0.03%	0.52% (Jul 2025)	0% (Sep 2024)	7.00 L	0.00	Other	14.47
EIH Ltd	Hotels & resorts	0.4	279.3	0.40%	-0.35%	0.89% (Dec 2024)	0.4% (Aug 2025)	7.00 L	-7.00 L	Mid Cap	7.95
Kirloskar Ferrous Industries Ltd.	Pig iron	0.32	219.8	0.32%	-0.03%	0.77% (Sep 2024)	0.32% (Aug 2025)	4.00 L	0.00	Small Cap	11.5
- Apollo Pipes Ltd.	Plastic products - industrial	0.29	202.6	0.29%	0.00%	0.39% (Sep 2024)	0.27% (Feb 2025)	5.00 L	0.00	Small Cap	11.5
- STL Networks Ltd.	Telecom - equipment & accessories	0.25	173.3	0.25%	0.00%	0.25% (Aug 2025)	0% (Sep 2024)	67.00 L	0.00	Other	14.47
Deepak Nitrite Ltd.	Specialty chemicals	0.23	160.9	0.23%	-0.01%	0.59% (Sep 2024)	0.23% (Aug 2025)	90.00 k	0.00	Small Cap	11.5
V-Mart Retail Ltd.	Diversified retail	2.12	148.5	0.22%	0.03%	0.22% (Aug 2025)	0% (Sep 2024)	2.00 L	28.39 k	Small Cap	11.5
- KSR Footwear Ltd.	Footwear	0.02	16.6	0.02%	0.00%	0.02% (Jun 2025)	0% (Sep 2024)	3.00 L	0.00	Other	14.47
Cipla Ltd.	Pharmaceuticals	5.59	310.9	0.00%	-0.45%	-	-	-	-	Large Cap	61.35

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Aug,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
No new entrants in the portfolio in the last month.

Stocks removed from Portfolio (in 1 month period ending 31st Aug,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Cipla Ltd.	Pharmaceuticals	310.9	0.00%	-0.45%	1.91% (Oct 2024)	0% (Sep 2024)	0.00	-200000

Trend in stock holdings (Top 15 Holding)

Stock	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024	Sep 2024	Aug 2024
HDFC Bank Ltd.	7.86%	8.25%	7.98%	7.97%	8.06%	7.90%	7.92%	6.93%	7.02%	6.51%	6.29%	5.89%	5.54%
Reliance Industries Ltd.	6.49%	6.58%	6.92%	6.74%	6.81%	6.19%	5.97%	5.54%	4.81%	4.87%	5.02%	5.02%	4.90%
ICICI Bank Ltd.	5.07%	5.31%	5.46%	5.61%	5.66%	5.52%	5.22%	5.68%	5.64%	5.66%	5.62%	5.19%	5.10%
Axis Bank Ltd.	2.88%	2.91%	4.19%	4.97%	5.05%	4.84%	4.56%	4.02%	4.06%	4.12%	4.20%	4.19%	3.74%
Infosys Ltd.	2.88%	2.92%	3.02%	3.03%	2.98%	3.21%	3.66%	3.98%	3.86%	3.77%	3.57%	3.57%	3.76%
Tata Consultancy Services Ltd.	4.14%	3.92%	4.12%	4.23%	4.19%	3.83%	3.77%	3.73%	3.00%	2.48%	2.01%	1.74%	1.89%
Bharti Airtel Ltd.	2.46%	2.47%	2.81%	2.67%	2.74%	2.63%	2.52%	2.46%	2.33%	2.60%	2.57%	2.56%	2.64%
Kotak Mahindra Bank Ltd.	3.98%	3.83%	3.48%	2.98%	2.51%	2.55%	2.29%	1.58%	1.44%	1.41%	1.38%	1.39%	1.35%
Jindal Steel Ltd.	1.85%	-	-	-	-	-	-	-	-	-	-	-	-
Jindal Steel & Power Ltd.	-	1.87%	1.98%	2.05%	1.97%	2.07%	2.06%	1.79%	2.05%	1.97%	2.00%	2.12%	2.01%
CG Power and Industrial Solutions Ltd.	1.51%	1.61%	1.81%	1.88%	1.75%	1.84%	1.75%	1.82%	2.03%	2.02%	2.04%	2.12%	2.02%
Maruti Suzuki India Ltd.	2.14%	1.99%	1.91%	1.95%	1.98%	1.75%	1.92%	1.86%	1.59%	1.61%	1.61%	1.80%	1.71%
Hero Motocorp Ltd.	2.40%	2.14%	2.07%	2.17%	1.83%	1.69%	1.48%	1.64%	1.34%	1.52%	1.59%	1.55%	1.51%
ICICI Lombard General Insurance Co Ltd.	1.60%	1.66%	1.80%	1.70%	1.72%	1.70%	1.63%	1.68%	1.57%	1.62%	1.67%	1.77%	1.78%
ITC Limited	1.78%	1.77%	1.46%	1.50%	1.56%	1.55%	1.58%	1.69%	1.77%	1.73%	1.77%	1.76%	1.73%

Name	Type of Instrument	Weight (%)
TREPS	TREPS	4.70%
Margin	Margin	0.03%
Net Receivables	Net Receivables	0.00%

Forum

hunch
MF Investment Help
Follow

21 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

Posted by : hunch
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
  Repost Cancel
You will now receive notification when someone reply to this message.
shravanashok
MF Investment Help
Follow

37 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

Posted by : shravanashok
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  need your suggestion for sbi psu fund direct growth stay or switch
  
  Repost Cancel
You will now receive notification when someone reply to this message.
The Fixed Income
Bonds
Follow

2 days ago

Boost Your Investment with a High-Return Secured NBFC Bond Vivriti Capital Limited – 2026 Bonds now listed on The Fixed Income ✔️ Coupon: 9.00% p.a. ✔️ Rating: CARE A+ Stable ✔️ Tenor: 1 year 1 month (Maturity: Nov 04, 2026) ✔️ Senior Secured | NBFC Bond | High Return | Listed Tap into a secured bond offering attractive returns from a trusted NBFC—perfect for investors seeking stability and growth in a short tenure. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJhbmJnPT0=/900-vivriti-capital-limited-2026?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

Posted by : The Fixed Income
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Boost Your Investment with a High-Return Secured NBFC Bond Vivriti Capital Limited – 2026 Bonds now listed on The Fixed Income ✔️ Coupon: 9.00% p.a. ✔️ Rating: CARE A+ Stable ✔️ Tenor: 1 year 1 month (Maturity: Nov 04, 2026) ✔️ Senior Secured | NBFC Bond | High Return | Listed Tap into a secured bond offering attractive returns from a trusted NBFC—perfect for investors seeking stability and growth in a short tenure. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJhbmJnPT0=/900-vivriti-capital-limited-2026?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
  Repost Cancel
You will now receive notification when someone reply to this message.
sunny85deol
MF Investment Help
Follow

87 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
  Repost Cancel
You will now receive notification when someone reply to this message.
Progrowth Finwealth
MF Investment Help
Follow

88 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

Posted by : Progrowth Finwealth
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
  Repost Cancel
You will now receive notification when someone reply to this message.
h_purandare
MF Investment Help
Follow

94 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

Posted by : h_purandare
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut
  
  Repost Cancel
You will now receive notification when someone reply to this message.

+ See More