ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : ICICI Prudential Mutual Fund

Equity Holding : 85.56% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 85.56%

No of Stocks : 84 (Category Avg - 54.14) | Large Cap Investments : 25.82%| Mid Cap Investments : 16.77% | Small Cap Investments : 19.32% | Other : 23.67%

Portfolio Summary (as on 30th Nov,2025)

Particulars	This Scheme	Category
No. of Stocks	84	58.15
Top 5 Stock Weight	16.11%	18.1%
Top 10 Stock Weight	26.98%	28.26%
Top 3 Sector Weight	17.35%	20.74%

Category - Retirement Fund

Particulars	This Scheme	Category
Average mcap (Cr)	26536.88	81681.48
Holdings in large cap stocks	25.82%	31.13%
Holdings in mid cap stocks	16.77%	9.16%
Holdings in small cap stocks	19.32%	9.1%

Category - Retirement Fund

Top 10 Stocks holding in Portfolio (as on 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	408.7	3.93%	0.00%	4.48% (Sep 2025)	3.1% (Mar 2025)	1.09 L	-5.45 k
# InterGlobe Aviation Ltd.	Airline	399.8	3.84%	0.00%	5.37% (Jun 2025)	3.56% (Feb 2025)	67.75 k	0.00
# Multi Commodity Exchange Of India Ltd.	Exchange and data platform	357.8	3.44%	0.00%	4.05% (Jun 2025)	2.14% (Nov 2024)	35.52 k	0.00
# Mphasis Ltd.	Computers - software & consulting	264.5	2.54%	0.00%	0.76% (Oct 2025)	0% (Nov 2024)	94.09 k	66.55 k
# UPL Ltd.	Pesticides & agrochemicals	246	2.36%	0.00%	2.53% (Aug 2025)	1.51% (Dec 2024)	3.24 L	0.00
# Polycab India Limited	Cables - electricals	240.7	2.31%	0.00%	2.5% (Sep 2025)	0% (Nov 2024)	32.22 k	0.00
# Info Edge (India) Ltd.	Internet & catalogue retail	230.5	2.21%	0.00%	4.02% (Dec 2024)	2.39% (Oct 2025)	1.73 L	0.00
# Muthoot Finance Pvt. Ltd.	Non banking financial company (nbfc)	228.9	2.20%	0.00%	2.46% (Sep 2025)	2% (May 2025)	61.12 k	-6.02 k
# TML Commercial Vehicles Ltd.	Commercial vehicles	221.5	2.13%	2.13%	0% (Dec 2025)	0% (Dec 2025)	6.29 L	6.29 L
# Vedanta Ltd.	Diversified metals	209.9	2.02%	0.00%	2.04% (Jun 2025)	1.12% (Feb 2025)	3.99 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 30th Nov,2025)

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Sector
M-Cap

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Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
# Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	3.93	408.7	3.93%	0.00%	4.48% (Sep 2025)	3.1% (Mar 2025)	1.09 L	-5.45 k	Large Cap	25.82
# InterGlobe Aviation Ltd.	Airline	3.84	399.8	3.84%	0.00%	5.37% (Jun 2025)	3.56% (Feb 2025)	67.75 k	0.00	Large Cap	25.82
# Multi Commodity Exchange Of India Ltd.	Exchange and data platform	5.33	357.8	3.44%	0.00%	4.05% (Jun 2025)	2.14% (Nov 2024)	35.52 k	0.00	Small Cap	19.32
# Mphasis Ltd.	Computers - software & consulting	5.42	264.5	2.54%	0.00%	0.76% (Oct 2025)	0% (Nov 2024)	94.09 k	66.55 k	Mid Cap	16.77
# UPL Ltd.	Pesticides & agrochemicals	3.53	246	2.36%	0.00%	2.53% (Aug 2025)	1.51% (Dec 2024)	3.24 L	0.00	Large Cap	25.82
# Polycab India Limited	Cables - electricals	3.79	240.7	2.31%	0.00%	2.5% (Sep 2025)	0% (Nov 2024)	32.22 k	0.00	Other	23.67
# Info Edge (India) Ltd.	Internet & catalogue retail	2.21	230.5	2.21%	0.00%	4.02% (Dec 2024)	2.39% (Oct 2025)	1.73 L	0.00	Other	23.67
# Muthoot Finance Pvt. Ltd.	Non banking financial company (nbfc)	4.47	228.9	2.20%	0.00%	2.46% (Sep 2025)	2% (May 2025)	61.12 k	-6.02 k	Mid Cap	16.77
# TML Commercial Vehicles Ltd.	Commercial vehicles	2.13	221.5	2.13%	2.13%	0% (Dec 2025)	0% (Dec 2025)	6.29 L	6.29 L	Other	23.67
# Vedanta Ltd.	Diversified metals	2.02	209.9	2.02%	0.00%	2.04% (Jun 2025)	1.12% (Feb 2025)	3.99 L	0.00	Large Cap	25.82
# Tech Mahindra Ltd.	Computers - software & consulting	5.42	203.7	1.96%	0.00%	5.65% (Nov 2024)	1.92% (Oct 2025)	1.34 L	0.00	Large Cap	25.82
# Ultratech Cement Ltd.	Cement & cement products	3.57	191	1.84%	0.00%	2.56% (Nov 2024)	1.97% (Oct 2025)	16.47 k	0.00	Large Cap	25.82
# BSE Ltd.	Exchange and data platform	5.33	189.2	1.82%	0.00%	1.96% (Jul 2025)	0% (Nov 2024)	65.17 k	0.00	Small Cap	19.32
# Usha Martin Ltd.	Iron & steel products	6.42	187	1.80%	0.00%	2.86% (Sep 2025)	1.26% (Jan 2025)	4.37 L	-0.47 L	Small Cap	19.32
# Manappuram Finance Ltd.	Non banking financial company (nbfc)	4.47	184.2	1.77%	0.00%	2.34% (Jun 2025)	0.65% (Nov 2024)	6.47 L	0.00	Mid Cap	16.77
# Ambuja Cements Ltd.	Cement & cement products	3.57	179.7	1.73%	0.00%	2.41% (Nov 2024)	1.85% (Oct 2025)	3.27 L	0.00	Large Cap	25.82
# Neuland Laboratories Ltd.	Pharmaceuticals	5.51	173.7	1.67%	0.00%	1.92% (Oct 2025)	0% (Nov 2024)	10.05 k	-1.57 k	Small Cap	19.32
# Jindal Stainless Ltd.	Iron & steel products	6.42	164.2	1.58%	0.00%	2.02% (Nov 2024)	1.57% (Apr 2025)	2.13 L	0.00	Small Cap	19.32
# C.E. Info Systems Ltd.	Software products	1.54	160.2	1.54%	0.00%	2.46% (Feb 2025)	0% (Nov 2024)	95.62 k	0.00	Other	23.67
# Bharti Hexacom Ltd.	Telecom - equipment & accessories	1.43	149.1	1.43%	0.00%	2.86% (May 2025)	1.57% (Oct 2025)	84.33 k	0.00	Other	23.67
# Jindal Steel Ltd.	Iron & steel products	6.42	148.6	1.43%	0.00%	2.08% (Feb 2025)	0.65% (Jan 2025)	1.42 L	0.00	Mid Cap	16.77
# Sagility India Ltd.	It enabled services	1.4	146.2	1.40%	1.40%	0% (Dec 2025)	0% (Dec 2025)	29.19 L	29.19 L	Other	23.67
# Hindustan Unilever Ltd.	Diversified fmcg	1.38	144	1.38%	0.00%	0.97% (Oct 2025)	0% (Nov 2024)	58.37 k	19.00 k	Large Cap	25.82
# Bharat Forge Ltd.	Castings & forgings	1.22	126.6	1.22%	0.00%	1.55% (Nov 2024)	1.07% (Aug 2025)	88.32 k	0.00	Mid Cap	16.77
# KEI Industries Ltd.	Cables - electricals	3.79	124.2	1.19%	0.00%	0.75% (Oct 2025)	0.46% (Mar 2025)	29.95 k	11.34 k	Small Cap	19.32
# Phoenix Mills Ltd.	Residential, commercial projects	1.5	121.6	1.17%	0.00%	1.61% (Nov 2024)	1.15% (Aug 2025)	70.00 k	0.00	Small Cap	19.32
# Pi Industries Ltd.	Pesticides & agrochemicals	3.53	121.5	1.17%	0.00%	1.86% (Nov 2024)	1.24% (Sep 2025)	35.79 k	0.00	Mid Cap	16.77
# J S W Steel Ltd.	Iron & steel products	6.42	119.3	1.15%	0.00%	1.25% (Sep 2025)	0.85% (Dec 2024)	1.03 L	0.00	Large Cap	25.82
# Motherson Sumi Systems Ltd.	Auto components & equipments	1.76	111.1	1.07%	0.00%	1.08% (Sep 2025)	0% (Nov 2024)	9.55 L	0.00	Large Cap	25.82
# LG Electronics India Pvt. Ltd.	Consumer electronics	1.79	106.7	1.03%	0.00%	0.8% (Oct 2025)	0% (Nov 2024)	64.33 k	16.57 k	Other	23.67
# Bharti Airtel Ltd.	Telecom - cellular & fixed line services	1.46	103.5	0.99%	0.00%	2.65% (Mar 2025)	0.99% (Sep 2025)	49.22 k	0.00	Large Cap	25.82
# Power Finance Corporation Ltd.	Financial institution	0.98	102.2	0.98%	0.00%	2.75% (Nov 2024)	1.62% (Oct 2025)	2.82 L	-1.18 L	Mid Cap	16.77
# Pidilite Industries Ltd.	Specialty chemicals	3.72	101.6	0.98%	0.00%	0.85% (Oct 2025)	0.47% (Sep 2025)	69.10 k	10.30 k	Large Cap	25.82
# Pfizer Ltd.	Pharmaceuticals	5.51	99.6	0.96%	0.96%	0% (Dec 2025)	0% (Dec 2025)	20.02 k	20.02 k	Mid Cap	16.77
# Rategain Travel Technologies Ltd.	Computers - software & consulting	5.42	96	0.92%	0.00%	1.32% (Nov 2024)	0.66% (Jul 2025)	1.35 L	0.00	Other	23.67
# National Aluminium Co. Ltd.	Aluminium	0.91	94.5	0.91%	0.00%	1.51% (Nov 2024)	0.85% (Oct 2025)	3.64 L	0.00	Small Cap	19.32
# TBO TEK Ltd.	Tour, travel related services	0.9	94	0.90%	0.00%	0.93% (Sep 2025)	0% (Nov 2024)	56.89 k	0.00	Other	23.67
# K.P.R. Mill Ltd.	Other textile products	0.88	92	0.88%	0.00%	0.97% (Sep 2025)	0% (Nov 2024)	85.23 k	0.00	Other	23.67
# Hindustan Aeronautics Ltd.	Aerospace & defense	0.87	90.9	0.87%	0.00%	1.01% (Sep 2025)	0.66% (Feb 2025)	20.00 k	0.00	Other	23.67
# SRF Ltd.	Specialty chemicals	3.72	87.8	0.84%	0.00%	1.19% (Feb 2025)	0.88% (Oct 2025)	30.00 k	0.00	Mid Cap	16.77
# AstraZeneca Pharma India Ltd.	Pharmaceuticals	5.51	86.6	0.83%	0.00%	0.52% (Oct 2025)	0% (Nov 2024)	9.59 k	4.13 k	Small Cap	19.32
# Teamlease Services Ltd.	Diversified commercial services	0.82	85.1	0.82%	0.00%	1.69% (Jan 2025)	0.87% (Oct 2025)	51.66 k	0.00	Small Cap	19.32
# Titan Company Ltd.	Gems, jewellery and watches	0.81	84.1	0.81%	0.00%	0.79% (Jan 2025)	0.11% (Sep 2025)	21.51 k	11.66 k	Large Cap	25.82
# Atul Ltd.	Specialty chemicals	3.72	77.5	0.74%	0.00%	0.76% (May 2025)	0% (Nov 2024)	13.19 k	4.28 k	Mid Cap	16.77
# Ami Organics Ltd.	Pharmaceuticals	5.51	73.5	0.71%	0.00%	0.69% (Oct 2025)	0% (Nov 2024)	40.00 k	0.00	Other	23.67
# Astral Ltd.	Plastic products - industrial	0.69	72	0.69%	0.00%	0.83% (Jun 2025)	0% (Nov 2024)	50.00 k	0.00	Mid Cap	16.77
# Apar Industries Ltd.	Other electrical equipment	0.67	69.3	0.67%	0.00%	0.75% (Jul 2025)	0% (Nov 2024)	7.56 k	0.00	Small Cap	19.32
# Triveni Turbine Ltd.	Heavy electrical equipment	1.03	68.9	0.66%	0.00%	0.87% (Jun 2025)	0% (Nov 2024)	1.28 L	0.00	Small Cap	19.32
# Indusind Bank Ltd.	Private sector bank	0.95	68.7	0.66%	0.00%	1.12% (Feb 2025)	0% (Nov 2024)	80.00 k	0.00	Large Cap	25.82
# Jyoti CNC Automation Ltd.	Industrial products	0.6	62.4	0.60%	0.00%	0.7% (Jul 2025)	0% (Nov 2024)	61.80 k	0.00	Other	23.67
# BEML Ltd.	Construction vehicles	0.59	61.4	0.59%	0.00%	1.13% (Nov 2024)	0.67% (Feb 2025)	33.58 k	33.58 k	Other	23.67
# Electronics Mart lndia Ltd.	Speciality retail	1.42	60.7	0.58%	0.00%	0.75% (Oct 2025)	0% (Nov 2024)	4.97 L	0.00	Other	23.67
# PG Electroplast Ltd.	Consumer electronics	1.79	59.1	0.57%	0.00%	0.58% (Aug 2025)	0% (Nov 2024)	1.00 L	0.00	Other	23.67
# Nocil Ltd.	Specialty chemicals	3.72	54	0.52%	0.00%	0.65% (Jul 2025)	0% (Nov 2024)	3.16 L	0.00	Small Cap	19.32
# HDFC Life Insurance Company Ltd.	Life insurance	0.51	53	0.51%	0.00%	0.51% (Oct 2025)	0% (Nov 2024)	69.30 k	0.00	Large Cap	25.82
# V-Mart Retail Ltd.	Diversified retail	0.5	52	0.50%	0.50%	0% (Dec 2025)	0% (Dec 2025)	66.41 k	66.41 k	Small Cap	19.32
# SBI Cards and Payment Services Ltd.	Non banking financial company (nbfc)	4.47	51.8	0.50%	0.00%	0.28% (Sep 2025)	0% (Nov 2024)	58.84 k	28.84 k	Other	23.67
# Campus Activewear Ltd.	Footwear	0.5	51.7	0.50%	0.00%	0.06% (Sep 2025)	0% (Nov 2024)	1.87 L	1.65 L	Other	23.67
# WABCO India Ltd.	Auto components & equipments	1.76	50.5	0.49%	0.49%	0% (Dec 2025)	0% (Dec 2025)	3.83 k	3.83 k	Mid Cap	16.77
# V.I.P. Industries Ltd	Plastic products - consumer	0.47	49.2	0.47%	0.00%	0.65% (Jul 2025)	0% (Nov 2024)	1.30 L	0.00	Small Cap	19.32
# Bharti Airtel Ltd. - Partly Paid	Telecom - cellular & fixed line services	1.46	49	0.47%	0.00%	0.55% (Apr 2025)	0.46% (Sep 2025)	30.77 k	0.00	Other	23.67
# Ratnamani Metals & Tubes Ltd.	Iron & steel products	6.42	47.5	0.46%	0.00%	0.95% (Nov 2024)	0.49% (Oct 2025)	20.00 k	0.00	Small Cap	19.32
# Nippon Life India Asset Management Ltd.	Asset management company	0.71	47.3	0.45%	0.00%	0.47% (Oct 2025)	0.27% (Feb 2025)	54.05 k	0.00	Mid Cap	16.77
# Glenmark Pharmaceuticals Ltd.	Pharmaceuticals	5.51	46.7	0.45%	0.45%	0% (Dec 2025)	0% (Dec 2025)	24.00 k	24.00 k	Mid Cap	16.77
# Trent Limited	Speciality retail	1.42	44.8	0.43%	0.43%	0% (Dec 2025)	0% (Dec 2025)	10.53 k	10.53 k	Mid Cap	16.77
# Aarti Industries Ltd.	Specialty chemicals	3.72	43	0.41%	0.00%	0.7% (Nov 2024)	0.43% (Oct 2025)	1.12 L	0.00	Mid Cap	16.77
# Aditya Vision Ltd.	Speciality retail	1.42	42.2	0.41%	0.00%	0.48% (Sep 2025)	0% (Nov 2024)	80.47 k	0.00	Other	23.67
# 360 ONE WAM Ltd.	Other financial services	0.4	42.1	0.40%	0.00%	0.47% (Jun 2025)	0% (Nov 2024)	35.54 k	0.00	Other	23.67
# Rainbow Childrens Medicare Ltd.	Hospital	0.38	39.4	0.38%	0.00%	0.38% (Oct 2025)	0% (Nov 2024)	29.19 k	1.44 k	Other	23.67
# TD Power Systems Ltd.	Heavy electrical equipment	1.03	38.4	0.37%	0.00%	0.23% (Oct 2025)	0% (Nov 2024)	49.45 k	20.26 k	Other	23.67
# Gland Pharma Ltd.	Pharmaceuticals	5.51	38	0.37%	0.00%	0.47% (Sep 2025)	0.31% (Apr 2025)	21.59 k	-0.72 k	Other	23.67
# Suven Pharmaceuticals Ltd.	Pharmaceuticals	5.51	35.8	0.34%	0.00%	0.48% (Oct 2025)	0% (Nov 2024)	63.50 k	0.00	Other	23.67
# Sobha Ltd.	Residential, commercial projects	1.5	34.2	0.33%	0.00%	0.44% (Nov 2024)	0.35% (Aug 2025)	22.23 k	0.00	Small Cap	19.32
# Bajaj Auto Ltd.	2/3 wheelers	0.3	31.4	0.30%	0.00%	1.25% (Nov 2024)	0.31% (Jul 2025)	3.46 k	0.00	Large Cap	25.82
# R R Kabel Ltd.	Cables - electricals	3.79	30.2	0.29%	0.00%	0.3% (Oct 2025)	0% (Nov 2024)	21.54 k	0.00	Other	23.67
# Bandhan Bank Ltd.	Private sector bank	0.95	30.1	0.29%	0.00%	0.37% (Jul 2025)	0% (Nov 2024)	2.00 L	0.00	Large Cap	25.82
# UTI Asset Management Co. Pvt. Ltd.	Asset management company	0.71	26.9	0.26%	0.00%	0.29% (Oct 2025)	0% (Nov 2024)	23.58 k	0.00	Other	23.67
# Archean Chemical Industries Ltd.	Specialty chemicals	3.72	23.7	0.23%	0.00%	0.34% (Jul 2025)	0% (Nov 2024)	46.27 k	0.00	Other	23.67
# Orient Refractories Ltd.	Electrodes & refractories	0.22	23	0.22%	0.00%	0.36% (Nov 2024)	0.23% (Sep 2025)	49.57 k	0.00	Small Cap	19.32
# Divgi Torqtransfer Systems Private Ltd.	Auto components & equipments	1.76	20.7	0.20%	0.00%	0.33% (Nov 2024)	0.21% (Mar 2025)	35.00 k	0.00	Other	23.67
# Orient Electric Ltd.	Consumer electronics	1.79	19.8	0.19%	0.00%	0.21% (Oct 2025)	0% (Nov 2024)	1.02 L	0.00	Small Cap	19.32
# Piramal Pharma Ltd.	Pharmaceuticals	5.51	18.9	0.18%	0.00%	0.38% (Nov 2024)	0.2% (Oct 2025)	1.01 L	0.00	Other	23.67
# Cesc Ltd.	Integrated power utilities	0.1	10.7	0.10%	0.00%	0.11% (Oct 2025)	0% (Nov 2024)	62.58 k	0.00	Other	23.67
# Indian Energy Exchange Ltd.	Exchange and data platform	5.33	7	0.07%	0.00%	0.12% (Nov 2024)	0.07% (Oct 2025)	50.00 k	0.00	Small Cap	19.32
UNO Minda Ltd.	Auto components & equipments	1.76	70.7	0.00%	-0.71%	-	-	-	-	Small Cap	19.32
Hindalco Industries Ltd.	Aluminium	0.91	82.9	0.00%	-0.83%	-	-	-	-	Large Cap	25.82
Vardhman Textiles Ltd.	Other textile products	0.88	18.4	0.00%	-0.18%	-	-	-	-	Other	23.67
Siemens Ltd.	Heavy electrical equipment	1.03	17.7	0.00%	-0.18%	-	-	-	-	Large Cap	25.82
CreditAccess Grameen Ltd.	Microfinance institutions		111.2	0.00%	-1.11%	-	-	-	-	Small Cap	19.32
Crompton Greaves Consumer Electricals Ltd.	Household appliances		58.8	0.00%	-0.59%	-	-	-	-	Mid Cap	16.77

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Sagility India Ltd.	It enabled services	146.2	1.40%	1.40%	0% (Dec 2025)	0% (Dec 2025)	29.19 L	2918550
# Pfizer Ltd.	Pharmaceuticals	99.6	0.96%	0.96%	0% (Dec 2025)	0% (Dec 2025)	20.02 k	20020
# TML Commercial Vehicles Ltd.	Commercial vehicles	221.5	2.13%	2.13%	0% (Dec 2025)	0% (Dec 2025)	6.29 L	629300
# Glenmark Pharmaceuticals Ltd.	Pharmaceuticals	46.7	0.45%	0.45%	0% (Dec 2025)	0% (Dec 2025)	24.00 k	24000
# WABCO India Ltd.	Auto components & equipments	50.5	0.49%	0.49%	0% (Dec 2025)	0% (Dec 2025)	3.83 k	3825
# V-Mart Retail Ltd.	Diversified retail	52	0.50%	0.50%	0% (Dec 2025)	0% (Dec 2025)	66.41 k	66412
# Trent Limited	Speciality retail	44.8	0.43%	0.43%	0% (Dec 2025)	0% (Dec 2025)	10.53 k	10530

Stocks removed from Portfolio (in 1 month period ending 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	1M Change in Qty
UNO Minda Ltd.	Auto components & equipments	70.7	0.00%	-0.71%	0.79% (Sep 2025)	0% (Nov 2024)	-57200
Hindalco Industries Ltd.	Aluminium	82.9	0.00%	-0.83%	1.95% (Nov 2024)	0.83% (Oct 2025)	-97827
Vardhman Textiles Ltd.	Other textile products	18.4	0.00%	-0.18%	0.29% (Dec 2024)	0.18% (Oct 2025)	-42219
Siemens Ltd.	Heavy electrical equipment	17.7	0.00%	-0.18%	0.6% (Nov 2024)	0.18% (Oct 2025)	-5728
CreditAccess Grameen Ltd.	Microfinance institutions	111.2	0.00%	-1.11%	1.19% (Aug 2025)	0% (Nov 2024)	-78104
Crompton Greaves Consumer Electricals Ltd.	Household appliances	58.8	0.00%	-0.59%	1.18% (Nov 2024)	0.59% (Oct 2025)	-208006

Trend in stock holdings (Top 15 Holding)

Stock	Nov 2025	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024
InterGlobe Aviation Ltd.	3.84%	3.82%	4.24%	5.00%	5.31%	5.37%	3.59%	3.73%	3.80%	3.56%	3.99%	4.19%	4.18%
Mahindra & Mahindra Ltd.	3.93%	3.99%	4.48%	4.28%	4.35%	4.32%	3.50%	3.62%	3.10%	3.21%	3.51%	3.53%	3.61%
Wipro Ltd.	-	-	-	-	-	-	-	-	-	-	3.74%	3.61%	3.59%
Eternal Ltd.	-	-	-	-	-	2.34%	2.29%	4.71%	4.28%	-	-	-	-
Zomato Ltd.	-	-	-	-	-	-	-	-	-	2.52%	-	-	-
Tech Mahindra Ltd.	1.96%	1.92%	2.01%	2.17%	2.18%	2.51%	2.54%	2.55%	2.52%	2.83%	5.33%	5.42%	5.65%
Multi Commodity Exchange Of India Ltd.	3.44%	3.29%	3.40%	3.30%	3.49%	4.05%	3.25%	3.18%	2.88%	2.19%	2.38%	2.58%	2.14%
Info Edge (India) Ltd.	2.21%	2.39%	2.42%	2.57%	2.67%	2.86%	2.98%	3.10%	3.30%	3.44%	3.59%	4.02%	2.83%
Adani Ports And Special Economic Zone Ltd.	-	-	-	-	-	-	2.65%	2.37%	2.41%	2.33%	2.27%	2.53%	2.54%
Bharti Hexacom Ltd.	1.43%	1.57%	2.30%	2.52%	2.66%	2.81%	2.86%	2.78%	2.52%	2.40%	2.36%	2.53%	2.48%
Ultratech Cement Ltd.	1.84%	1.97%	2.15%	2.27%	2.24%	2.21%	2.22%	2.43%	2.51%	2.37%	2.54%	2.52%	2.56%
Muthoot Finance Pvt. Ltd.	2.20%	2.14%	2.46%	2.16%	2.17%	2.18%	2.00%	2.06%	2.37%	2.38%	2.38%	2.25%	2.09%
Ambuja Cements Ltd.	1.73%	1.85%	1.99%	2.01%	2.15%	2.09%	2.18%	2.23%	2.33%	2.15%	2.25%	2.34%	2.41%
TML Commercial Vehicles Ltd.	2.13%	-	-	-	-	-	-	-	-	-	-	-	-
C.E. Info Systems Ltd.	1.54%	1.74%	1.83%	1.87%	2.08%	2.03%	2.43%	2.37%	2.33%	2.46%	2.38%	2.21%	-

No of Debt Holding 18 (Category Avg - 8.52) | Modified Duration 2.89 Years (Category Avg - 5.45)| Yield to Maturity 6.61% (Category Avg - 6.65%)

Portfolio Summary (as on 30th Nov,2025)

Security Type	% Weight	Category Average
GOI	4.12%	23.55%
T-Bills	0.00%	0.01%
NCD & Bonds	6.68%	8.64%
PTC	0.32%	0.32%

Category - Retirement Fund

Security Type	% Weight	Category Average
Government Backed	4.12%	23.57%
Low Risk	7.00%	8.96%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Retirement Fund

Debt holding in Portfolio (as on 30th Nov,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			192.55	1.85%	19.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	152.73	1.47%	1.50 k
Bond - Summit Digitel Infrastructure Pvt Ltd.	NCD & Bonds	Telecom - infrastructure	AAA	CRISIL	150.03	1.44%	150.00
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	104.80	1.01%	100.00
Bond - Govt of India	GOI	Other			89.19	0.86%	9.00 L
Bond - Govt of India	GOI	Other			77.81	0.75%	7.65 L
Bond - Govt of India	GOI	Other			68.94	0.66%	6.67 L
Bond - HDFC Bank Ltd.	NCD & Bonds	Private sector bank	AAA	CRISIL	52.12	0.50%	50.00
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	50.77	0.49%	500.00
Bond - Vedanta Ltd.	NCD & Bonds	Diversified metals	AA	CRISIL	50.34	0.48%	500.00
Bond - Nirma Ltd.	NCD & Bonds	Household products	AA	CRISIL	35.39	0.34%	350.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	30.54	0.29%	300.00
Bond - Yes Bank	NCD & Bonds	Private sector bank	AA-	CRISIL	27.92	0.27%	28.00
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	20.58	0.20%	200.00
Bond - Shriram Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	20.16	0.19%	200.00
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	18.65	0.18%	2.00
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	8.39	0.08%	1.00
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	6.08	0.06%	2.00