Union Aggressive Hybrid Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Portfolio Turnover Ratio : 53.00%. Category average turnover ratio is 129.07%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 70.65% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 70.65%

No of Stocks : 65 (Category Avg - 58.59) | Large Cap Investments : 31.45%| Mid Cap Investments : 11.45% | Small Cap Investments : 6.83% | Other : 20.92%

Portfolio Summary (as on 30th Sep,2025)

Particulars	This Scheme	Category
No. of Stocks	65	58.52
Top 5 Stock Weight	19.39%	21.64%
Top 10 Stock Weight	29.28%	33.97%
Top 3 Sector Weight	23.51%	24.71%

Category - Aggressive Hybrid Fund

Particulars	This Scheme	Category
Average mcap (Cr)	93965.99	88584.28
Holdings in large cap stocks	31.45%	35.26%
Holdings in mid cap stocks	11.45%	8.62%
Holdings in small cap stocks	6.83%	7.84%

Category - Aggressive Hybrid Fund

Top 10 Stocks holding in Portfolio (as on 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	443	6.77%	-0.07%	7.1% (Jul 2025)	5.98% (Jan 2025)	4.66 L	0.00
ICICI Bank Ltd.	Private sector bank	273	4.17%	-0.20%	5.05% (Apr 2025)	4.17% (Sep 2025)	2.03 L	0.00
Reliance Industries Ltd.	Refineries & marketing	191	2.92%	-0.99%	4.18% (Jun 2025)	2.92% (Nov 2024)	1.40 L	-0.47 L
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	183.9	2.81%	-0.04%	2.94% (Jun 2025)	2.44% (Dec 2024)	97.90 k	0.00
Larsen & Toubro Ltd.	Civil construction	178.2	2.72%	0.01%	2.85% (Nov 2024)	2.56% (Apr 2025)	48.70 k	0.00
Infosys Ltd.	Computers - software & consulting	152.1	2.32%	-0.07%	3.24% (Jan 2025)	2.32% (Sep 2025)	1.06 L	0.00
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	136.3	2.08%	0.60%	2.08% (Sep 2025)	1.11% (Dec 2024)	8.50 k	2.00 k
TVS Motor Company Ltd.	2/3 wheelers	132.7	2.03%	0.08%	2.03% (Sep 2025)	0.89% (Nov 2024)	38.60 k	0.00
State Bank Of India	Public sector bank	121.3	1.85%	0.13%	2.04% (Jan 2025)	1.43% (Oct 2024)	1.39 L	0.00
ITC Limited	Diversified fmcg	105.1	1.61%	-0.04%	1.79% (Feb 2025)	1.55% (Jan 2025)	2.62 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 30th Sep,2025)

None
Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
HDFC Bank Ltd.	Private sector bank	15.18	443	6.77%	-0.07%	7.1% (Jul 2025)	5.98% (Jan 2025)	4.66 L	0.00	Other	20.92
ICICI Bank Ltd.	Private sector bank	15.18	273	4.17%	-0.20%	5.05% (Apr 2025)	4.17% (Sep 2025)	2.03 L	0.00	Large Cap	31.45
Reliance Industries Ltd.	Refineries & marketing	3.43	191	2.92%	-0.99%	4.18% (Jun 2025)	2.92% (Nov 2024)	1.40 L	-0.47 L	Large Cap	31.45
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	2.81	183.9	2.81%	-0.04%	2.94% (Jun 2025)	2.44% (Dec 2024)	97.90 k	0.00	Large Cap	31.45
Larsen & Toubro Ltd.	Civil construction	2.72	178.2	2.72%	0.01%	2.85% (Nov 2024)	2.56% (Apr 2025)	48.70 k	0.00	Large Cap	31.45
Infosys Ltd.	Computers - software & consulting	4.9	152.1	2.32%	-0.07%	3.24% (Jan 2025)	2.32% (Sep 2025)	1.06 L	0.00	Large Cap	31.45
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	2.08	136.3	2.08%	0.60%	2.08% (Sep 2025)	1.11% (Dec 2024)	8.50 k	2.00 k	Large Cap	31.45
TVS Motor Company Ltd.	2/3 wheelers	2.05	132.7	2.03%	0.08%	2.03% (Sep 2025)	0.89% (Nov 2024)	38.60 k	0.00	Mid Cap	11.45
State Bank Of India	Public sector bank	1.85	121.3	1.85%	0.13%	2.04% (Jan 2025)	1.43% (Oct 2024)	1.39 L	0.00	Large Cap	31.45
ITC Limited	Diversified fmcg	3.19	105.1	1.61%	-0.04%	1.79% (Feb 2025)	1.55% (Jan 2025)	2.62 L	0.00	Large Cap	31.45
Hindustan Unilever Ltd.	Diversified fmcg	3.19	103.1	1.58%	-0.10%	1.68% (Aug 2025)	0% (Oct 2024)	41.00 k	0.00	Large Cap	31.45
Karur Vysya Bank Ltd	Private sector bank	15.18	101.9	1.56%	-0.04%	1.61% (Jun 2025)	0.72% (Dec 2024)	4.83 L	0.00	Small Cap	6.83
Jio Financial Services Ltd.	Non banking financial company (nbfc)	2.67	96.8	1.48%	-0.11%	1.64% (Jul 2025)	0% (Oct 2024)	3.30 L	0.00	Other	20.92
GE T&D India Ltd.	Heavy electrical equipment	1.81	88.8	1.36%	0.07%	1.36% (Sep 2025)	0.51% (Oct 2024)	30.00 k	0.00	Small Cap	6.83
Gabriel India Ltd.	Auto components & equipments	2.13	82.7	1.26%	0.02%	1.26% (Sep 2025)	0% (Oct 2024)	70.00 k	0.00	Small Cap	6.83
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	2.94	81.3	1.24%	-0.02%	1.95% (Dec 2024)	1.24% (Sep 2025)	51.00 k	0.00	Large Cap	31.45
Eternal Ltd.	E-retail/ e-commerce	2.01	78.1	1.19%	0.03%	1.19% (Sep 2025)	0.57% (Oct 2024)	2.40 L	0.00	Other	20.92
Bajaj Finance Ltd.	Non banking financial company (nbfc)	2.67	77.9	1.19%	0.13%	2.3% (Feb 2025)	1.06% (Aug 2025)	78.00 k	0.00	Other	20.92
Jindal Steel Ltd.	Iron & steel products	1.12	73.4	1.12%	0.11%	1.12% (Sep 2025)	0.8% (Nov 2024)	69.00 k	0.00	Mid Cap	11.45
Bharat Electronics Ltd.	Aerospace & defense	2.25	72.7	1.11%	0.08%	1.56% (May 2025)	0.75% (Feb 2025)	1.80 L	0.00	Mid Cap	11.45
Tata Consultancy Services Ltd.	Computers - software & consulting	4.9	70.5	1.08%	-0.08%	2.12% (Mar 2025)	1.08% (Sep 2025)	24.40 k	0.00	Large Cap	31.45
Krishna Institute of Medical Sciences Ltd.	Hospital	1.72	70	1.07%	-0.05%	1.14% (Jul 2025)	0% (Oct 2024)	1.00 L	0.00	Other	20.92
Kotak Mahindra Bank Ltd.	Private sector bank	15.18	68.8	1.05%	0.01%	1.21% (Mar 2025)	0% (Oct 2024)	34.50 k	0.00	Large Cap	31.45
Axis Bank Ltd.	Private sector bank	15.18	67.9	1.04%	0.07%	1.36% (Apr 2025)	0.97% (Aug 2025)	60.00 k	0.00	Large Cap	31.45
Max Financial Services Ltd.	Life insurance	1.04	67.8	1.04%	-0.89%	1.93% (Aug 2025)	1.04% (Sep 2025)	43.00 k	-0.35 L	Mid Cap	11.45
Britannia Industries Ltd.	Packaged foods	1.01	65.9	1.01%	-0.48%	1.49% (Aug 2025)	0% (Oct 2024)	11.00 k	-5.60 k	Large Cap	31.45
KFIN Technologies Ltd.	Financial technology (fintech)	1.49	63.6	0.97%	0.02%	1.22% (Jun 2025)	0.46% (Feb 2025)	60.50 k	0.00	Other	20.92
- Godrej Properties Ltd.	Residential, commercial projects	0.9	59.1	0.90%	0.00%	1.05% (Jun 2025)	0% (Oct 2024)	30.00 k	0.00	Mid Cap	11.45
WABCO India Ltd.	Auto components & equipments	2.13	56.8	0.87%	0.11%	0.87% (Sep 2025)	0% (Oct 2024)	4.40 k	900.00	Mid Cap	11.45
Jubilant Foodworks Ltd.	Restaurants	0.78	51.2	0.78%	0.14%	0.96% (Apr 2025)	0% (Oct 2024)	83.00 k	17.00 k	Other	20.92
J S W Energy Ltd.	Power generation	0.77	50.4	0.77%	0.05%	0.77% (Sep 2025)	0% (Oct 2024)	95.00 k	0.00	Mid Cap	11.45
HCL Technologies Limited	Computers - software & consulting	4.9	50.1	0.77%	-0.04%	1.39% (Dec 2024)	0.77% (Sep 2025)	36.20 k	0.00	Large Cap	31.45
Doms Industries Ltd.	Stationary	0.76	49.7	0.76%	0.16%	0.76% (Sep 2025)	0.57% (Jul 2025)	20.00 k	4.00 k	Other	20.92
Swiggy Ltd.	E-retail/ e-commerce	2.01	49.5	0.76%	0.25%	0.76% (Sep 2025)	0% (Oct 2024)	1.17 L	36.00 k	Other	20.92
# Data Patterns India Ltd.	Aerospace & defense	2.25	48.4	0.74%	0.74%	0.74% (Sep 2025)	0% (Oct 2024)	19.00 k	19.00 k	Other	20.92
- Eureka Forbes Ltd.	Household appliances	0.74	48.3	0.74%	0.00%	0.83% (May 2025)	0.66% (Apr 2025)	84.67 k	0.00	Other	20.92
Mphasis Ltd.	Computers - software & consulting	4.9	47.8	0.73%	-0.04%	0.82% (Jan 2025)	0% (Oct 2024)	18.00 k	0.00	Mid Cap	11.45
Solar Industries India Ltd.	Explosives	0.71	46.6	0.71%	-0.04%	1.02% (Apr 2025)	0% (Oct 2024)	3.50 k	0.00	Small Cap	6.83
- Vinati Organics Ltd.	Specialty chemicals	1.64	45.8	0.70%	0.00%	0.78% (Jun 2025)	0.35% (Apr 2025)	26.40 k	0.00	Other	20.92
Cummins India Ltd.	Compressors, pumps & diesel engines	0.69	45.2	0.69%	0.01%	0.69% (Sep 2025)	0.52% (Apr 2025)	11.50 k	0.00	Mid Cap	11.45
Coromandel International Ltd.	Fertilizers	0.69	45	0.69%	-0.02%	1.19% (Apr 2025)	0% (Oct 2024)	20.00 k	0.00	Mid Cap	11.45
Ami Organics Ltd.	Pharmaceuticals	2.94	44.8	0.68%	-0.06%	0.74% (Aug 2025)	0% (Oct 2024)	34.00 k	0.00	Other	20.92
- Lupin Ltd.	Pharmaceuticals	2.94	44	0.67%	0.00%	0.85% (Dec 2024)	0.67% (Jul 2025)	23.00 k	0.00	Large Cap	31.45
Gokaldas Exports Ltd.	Garments & apparels	0.66	43.2	0.66%	0.04%	0.91% (May 2025)	0.62% (Aug 2025)	60.00 k	0.00	Small Cap	6.83
Max Healthcare Institute Ltd.	Hospital	1.72	42.4	0.65%	-0.03%	0.9% (Oct 2024)	0.65% (Feb 2025)	38.00 k	0.00	Other	20.92
Greenply Industries Ltd.	Plywood boards/ laminates	0.6	39.5	0.60%	-0.02%	0.72% (Oct 2024)	0.6% (Sep 2025)	1.31 L	0.00	Small Cap	6.83
Ultratech Cement Ltd.	Cement & cement products	0.6	39.1	0.60%	-0.02%	0.62% (Aug 2025)	0% (Oct 2024)	3.20 k	0.00	Large Cap	31.45
- Federal Bank Ltd.	Private sector bank	15.18	38.6	0.59%	0.00%	0.64% (Jun 2025)	0% (Oct 2024)	2.00 L	0.00	Mid Cap	11.45
Dixon Technologies (India) Ltd.	Consumer electronics	0.55	35.9	0.55%	-0.02%	0.96% (Apr 2025)	0.38% (Oct 2024)	2.20 k	0.00	Other	20.92
Hindalco Industries Ltd.	Aluminium	0.53	34.7	0.53%	0.03%	0.53% (Sep 2025)	0.43% (Dec 2024)	45.60 k	0.00	Large Cap	31.45
One 97 Communications Ltd.	Financial technology (fintech)	1.49	33.7	0.52%	-0.04%	0.56% (Aug 2025)	0% (Oct 2024)	30.00 k	0.00	Other	20.92
Hindustan Petroleum Corporation Ltd.	Refineries & marketing	3.43	33.7	0.51%	0.07%	0.51% (Sep 2025)	0.39% (Feb 2025)	76.00 k	0.00	Large Cap	31.45
Pidilite Industries Ltd.	Specialty chemicals	1.64	32.3	0.49%	-0.03%	1.07% (Apr 2025)	0.49% (Sep 2025)	22.00 k	11.00 k	Large Cap	31.45
Trent Limited	Speciality retail	0.46	29.9	0.46%	-0.06%	1.1% (Oct 2024)	0.46% (Sep 2025)	6.40 k	0.00	Mid Cap	11.45
SRF Ltd.	Specialty chemicals	1.64	29.7	0.45%	-0.01%	0.51% (Jun 2025)	0% (Oct 2024)	10.50 k	0.00	Mid Cap	11.45
CG Power and Industrial Solutions Ltd.	Heavy electrical equipment	1.81	29.6	0.45%	0.02%	0.45% (Sep 2025)	0% (Oct 2024)	40.00 k	0.00	Small Cap	6.83
Hindustan Aeronautics Ltd.	Aerospace & defense	2.25	26.1	0.40%	0.03%	0.42% (May 2025)	0% (Oct 2024)	5.50 k	0.00	Other	20.92
Oil & Natural Gas Corporation Ltd.	Oil exploration & production	0.4	25.9	0.40%	0.01%	0.46% (Jan 2025)	0% (Oct 2024)	1.08 L	0.00	Large Cap	31.45
Inventurus Knowledge Solutions Ltd.	It enabled services – software	0.37	23.9	0.37%	-0.01%	0.51% (Feb 2025)	0% (Oct 2024)	16.45 k	0.00	Other	20.92
Suven Pharmaceuticals Ltd.	Pharmaceuticals	2.94	23.1	0.35%	-0.01%	0.42% (May 2025)	0% (Oct 2024)	26.32 k	0.00	Other	20.92
Quess Corp Ltd.	Business process outsourcing (bpo)/ knowledge process outsourcing (kpo)	0.38	15.2	0.23%	-0.02%	0.7% (Oct 2024)	0.23% (Sep 2025)	59.66 k	0.00	Small Cap	6.83
Digitide Solutions Ltd.	Business process outsourcing (bpo)/ knowledge process outsourcing (kpo)	0.38	9.7	0.15%	-0.04%	0.21% (Jul 2025)	0% (Oct 2024)	61.00 k	0.00	Other	20.92
# Urban Company Ltd.	E-retail/ e-commerce	2.01	3.7	0.06%	0.06%	0.06% (Sep 2025)	0% (Oct 2024)	21.92 k	21.92 k	Other	20.92
Anthem Biosciences Ltd.	Biotechnology	0.02	1.6	0.02%	-0.01%	0.03% (Aug 2025)	0% (Oct 2024)	2.14 k	0.00	Other	20.92
# TVS Motor Company Ltd. - Preference Shares	2/3 wheelers	2.05	1.6	0.02%	0.00%	0% (Nov 2025)	0% (Nov 2025)	1.54 L	0.00	Other	20.92
Awfis Space Solutions Ltd.	Diversified commercial services		41.1	0.00%	-0.63%	-	-	-	-	Other	20.92

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Urban Company Ltd.	E-retail/ e-commerce	3.7	0.06%	0.06%	0.06% (Sep 2025)	0% (Oct 2024)	21.92 k	21921
# Data Patterns India Ltd.	Aerospace & defense	48.4	0.74%	0.74%	0.74% (Sep 2025)	0% (Oct 2024)	19.00 k	19000

Stocks removed from Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Awfis Space Solutions Ltd.	Diversified commercial services	41.1	0.00%	-0.63%	0.82% (Feb 2025)	0% (Oct 2024)	0.00	-72442

Trend in stock holdings (Top 15 Holding)

Stock	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024	Sep 2024
HDFC Bank Ltd.	6.77%	6.84%	7.10%	6.96%	6.95%	7.06%	6.88%	6.48%	5.98%	6.73%	6.82%	6.65%	7.61%
ICICI Bank Ltd.	4.17%	4.37%	4.53%	4.37%	4.49%	5.05%	4.89%	4.70%	4.60%	4.52%	4.58%	4.60%	6.31%
Reliance Industries Ltd.	2.92%	3.91%	3.92%	4.18%	4.07%	4.13%	3.85%	3.61%	3.58%	3.30%	2.92%	3.46%	4.48%
Bharti Airtel Ltd.	2.81%	2.85%	2.83%	2.94%	2.79%	2.87%	2.74%	2.67%	2.60%	2.44%	2.50%	2.50%	3.00%
Infosys Ltd.	2.32%	2.39%	2.41%	2.52%	2.53%	2.49%	2.68%	3.09%	3.24%	3.11%	3.08%	2.69%	2.72%
Larsen & Toubro Ltd.	2.72%	2.71%	2.68%	2.67%	2.75%	2.56%	2.75%	2.68%	2.84%	2.76%	2.85%	2.57%	2.21%
State Bank Of India	1.85%	1.72%	1.67%	1.70%	1.73%	1.73%	1.73%	1.66%	2.04%	2.01%	1.80%	1.43%	1.74%
Bajaj Finance Ltd.	1.19%	1.06%	1.77%	2.17%	2.18%	2.11%	2.24%	2.30%	1.74%	1.45%	1.39%	1.47%	1.56%
ITC Limited	1.61%	1.65%	1.63%	1.63%	1.68%	1.75%	1.73%	1.79%	1.55%	1.61%	1.58%	1.64%	1.65%
Sun Pharmaceutical Industries Ltd.	1.24%	1.26%	1.32%	1.28%	1.31%	1.47%	1.43%	1.41%	1.46%	1.95%	1.84%	1.93%	1.90%
Tata Consultancy Services Ltd.	1.08%	1.16%	1.12%	1.26%	1.93%	1.98%	2.12%	1.54%	1.48%	1.42%	1.48%	1.39%	1.41%
Hindustan Unilever Ltd.	1.58%	1.68%	1.56%	1.40%	1.48%	1.51%	1.50%	1.56%	1.66%	-	-	-	0.76%
TVS Motor Company Ltd.	2.03%	1.95%	1.63%	1.68%	1.65%	1.62%	1.51%	1.24%	1.29%	1.19%	0.89%	0.92%	0.99%
Britannia Industries Ltd.	1.01%	1.49%	1.45%	1.45%	1.40%	-	-	-	-	-	-	-	-
Max Financial Services Ltd.	1.04%	1.93%	1.77%	1.92%	1.67%	1.23%	1.11%	1.04%	1.10%	1.05%	1.07%	1.22%	-

No of Debt Holding 10 (Category Avg - 36.38) | Modified Duration 3.41 Years (Category Avg - 3.57)| Yield to Maturity 6.63% (Category Avg - 6.93%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	1.53%	8.58%
CD	0.00%	0.53%
T-Bills	0.08%	0.62%
CP	0.00%	0.61%
NCD & Bonds	20.27%	11.54%
PTC	0.00%	0.31%

Category - Aggressive Hybrid Fund

Security Type	% Weight	Category Average
Government Backed	1.61%	9.20%
Low Risk	20.27%	12.65%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Aggressive Hybrid Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	254.35	3.89%	25.00 Cr
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	254.27	3.89%	25.00 Cr
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	253.56	3.87%	25.00 Cr
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	153.48	2.35%	15.00 Cr
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	153.40	2.34%	15.00 Cr
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	103.12	1.58%	10.00 Cr
Bond - Power Grid Corporation of India Ltd.	NCD & Bonds	Power - transmission	AAA	CRISIL	101.85	1.56%	10.00 Cr
Bond - Govt of India	GOI	Other			100.36	1.53%	10.00 Cr
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	51.69	0.79%	5.00 Cr
Bond - T-Bill	T-Bills	Other			5.42	0.08%	54.75 L