PGIM India Flexi Cap Fund - Direct Plan - IDCW Portfolio | PGIM India Mutual Fund Portfolio

Portfolio Turnover Ratio : 31.00%. Category average turnover ratio is 144.51%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 97.31% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 97.31%

No of Stocks : 57 (Category Avg - 62.60) | Large Cap Investments : 39.19%| Mid Cap Investments : 10% | Small Cap Investments : 12.82% | Other : 35.3%

Portfolio Summary (as on 31st Jul,2025)

Particulars	This Scheme	Category
No. of Stocks	57	62.3
Top 5 Stock Weight	30.01%	26.19%
Top 10 Stock Weight	43.75%	40.68%
Top 3 Sector Weight	30.54%	31.59%

Category - Flexi Cap Fund

Particulars	This Scheme	Category
Average mcap (Cr)	118758.40	91349.09
Holdings in large cap stocks	39.19%	40.41%
Holdings in mid cap stocks	10%	12.74%
Holdings in small cap stocks	12.82%	11.39%

Category - Flexi Cap Fund

Top 10 Stocks holding in Portfolio (as on 31st Jul,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	5806.9	9.26%	0.25%	9.26% (Jul 2025)	6.42% (Aug 2024)	28.77 L	0.00
ICICI Bank Ltd.	Private sector bank	5590.9	8.92%	0.38%	8.92% (Jul 2025)	6.82% (Aug 2024)	37.74 L	0.00
Reliance Industries Ltd.	Refineries & marketing	3421	5.46%	-0.32%	5.78% (Jun 2025)	3.68% (Nov 2024)	24.61 L	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	2005.4	3.20%	-0.09%	3.29% (Jun 2025)	1.92% (Aug 2024)	10.48 L	0.00
Eternal Ltd.	E-retail/ e-commerce	1985.2	3.17%	1.03%	3.17% (Jul 2025)	1.75% (Mar 2025)	64.50 L	12.75 L
Tata Consultancy Services Ltd.	Computers - software & consulting	1962.5	3.13%	-0.37%	4.8% (Jan 2025)	3.13% (Jul 2025)	6.46 L	0.00
Varun Beverages Ltd.	Other beverages	1841	2.94%	0.42%	3.55% (Dec 2024)	2.52% (Jun 2025)	35.23 L	0.00
InterGlobe Aviation Ltd.	Airline	1679.5	2.68%	0.02%	2.68% (Jul 2025)	1.82% (Oct 2024)	2.84 L	0.00
Dixon Technologies (India) Ltd.	Consumer electronics	1592.5	2.54%	0.32%	2.9% (Nov 2024)	2.09% (Mar 2025)	94.56 k	0.00
TVS Motor Company Ltd.	2/3 wheelers	1538.8	2.45%	-0.28%	2.73% (Jun 2025)	1.66% (Sep 2024)	5.49 L	-0.48 L

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Jul,2025)

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Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
HDFC Bank Ltd.	Private sector bank	19.13	5806.9	9.26%	0.25%	9.26% (Jul 2025)	6.42% (Aug 2024)	28.77 L	0.00	Other	35.3
ICICI Bank Ltd.	Private sector bank	19.13	5590.9	8.92%	0.38%	8.92% (Jul 2025)	6.82% (Aug 2024)	37.74 L	0.00	Large Cap	39.19
Reliance Industries Ltd.	Refineries & marketing	5.46	3421	5.46%	-0.32%	5.78% (Jun 2025)	3.68% (Nov 2024)	24.61 L	0.00	Large Cap	39.19
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	3.2	2005.4	3.20%	-0.09%	3.29% (Jun 2025)	1.92% (Aug 2024)	10.48 L	0.00	Large Cap	39.19
Eternal Ltd.	E-retail/ e-commerce	3.17	1985.2	3.17%	1.03%	3.17% (Jul 2025)	1.75% (Mar 2025)	64.50 L	12.75 L	Other	35.3
Tata Consultancy Services Ltd.	Computers - software & consulting	5.95	1962.5	3.13%	-0.37%	4.8% (Jan 2025)	3.13% (Jul 2025)	6.46 L	0.00	Large Cap	39.19
Varun Beverages Ltd.	Other beverages	2.94	1841	2.94%	0.42%	3.55% (Dec 2024)	2.52% (Jun 2025)	35.23 L	0.00	Other	35.3
InterGlobe Aviation Ltd.	Airline	2.68	1679.5	2.68%	0.02%	2.68% (Jul 2025)	1.82% (Oct 2024)	2.84 L	0.00	Large Cap	39.19
Dixon Technologies (India) Ltd.	Consumer electronics	2.54	1592.5	2.54%	0.32%	2.9% (Nov 2024)	2.09% (Mar 2025)	94.56 k	0.00	Other	35.3
TVS Motor Company Ltd.	2/3 wheelers	2.45	1538.8	2.45%	-0.28%	2.73% (Jun 2025)	1.66% (Sep 2024)	5.49 L	-0.48 L	Mid Cap	10
Max Healthcare Institute Ltd.	Hospital	3.88	1512.5	2.41%	-0.01%	2.42% (Jun 2025)	1.6% (Aug 2024)	12.14 L	0.00	Other	35.3
J.K. Cement Ltd.	Cement & cement products	2.28	1427.1	2.28%	0.22%	2.28% (Jul 2025)	1.67% (Dec 2024)	2.14 L	0.00	Small Cap	12.82
Multi Commodity Exchange Of India Ltd.	Exchange and data platform	2.25	1409.2	2.25%	-0.31%	2.77% (May 2025)	1.88% (Aug 2024)	1.83 L	0.00	Small Cap	12.82
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	5.34	1338.9	2.14%	0.08%	2.34% (Apr 2025)	2.06% (Jun 2025)	7.85 L	0.00	Large Cap	39.19
ICICI Lombard General Insurance Co Ltd.	General insurance	2.02	1265.4	2.02%	-0.08%	2.1% (Jun 2025)	1.73% (Dec 2024)	6.57 L	0.00	Large Cap	39.19
Muthoot Finance Pvt. Ltd.	Non banking financial company (nbfc)	4.43	1186.5	1.89%	0.03%	1.89% (Jul 2025)	0.8% (Aug 2024)	4.54 L	0.00	Mid Cap	10
Bajaj Finance Ltd.	Non banking financial company (nbfc)	4.43	1165.5	1.86%	-0.08%	2.02% (Feb 2025)	0% (Aug 2024)	13.23 L	0.00	Other	35.3
# Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	2.81	1121.1	1.79%	1.79%	1.79% (Jul 2025)	0% (Aug 2024)	3.50 L	3.50 L	Large Cap	39.19
Larsen & Toubro Ltd.	Civil construction	1.73	1085.8	1.73%	0.02%	2.03% (Jan 2025)	1.71% (Jun 2025)	2.99 L	0.00	Large Cap	39.19
Solar Industries India Ltd.	Explosives	1.66	1039	1.66%	-0.35%	2.3% (May 2025)	0% (Aug 2024)	73.07 k	0.00	Small Cap	12.82
Persistent Systems Ltd.	Computers - software & consulting	5.95	969.9	1.55%	-0.23%	3.59% (Dec 2024)	1.55% (Jul 2025)	1.88 L	0.00	Other	35.3
Global Health Ltd.	Hospital	3.88	922.1	1.47%	0.22%	1.47% (Jul 2025)	1.07% (Sep 2024)	7.03 L	0.00	Other	35.3
Sagility India Ltd.	It enabled services	2.33	868.7	1.39%	0.19%	1.53% (Jan 2025)	0% (Aug 2024)	1.86 Cr	0.00	Other	35.3
National Thermal Power Corporation Ltd.	Power generation	1.37	862.2	1.37%	0.02%	1.71% (Sep 2024)	1.35% (Jun 2025)	25.80 L	0.00	Large Cap	39.19
Vishal Mega Mart Ltd.	Diversified retail	1.34	839.4	1.34%	0.08%	1.34% (Jul 2025)	0% (Aug 2024)	60.16 L	0.00	Other	35.3
Titan Company Ltd.	Gems, jewellery and watches	1.33	833.4	1.33%	-0.11%	1.44% (Jan 2025)	1.27% (Nov 2024)	2.49 L	0.00	Large Cap	39.19
Blue Star Ltd.	Household appliances	1.32	824.7	1.32%	0.11%	1.7% (Mar 2025)	1.16% (May 2025)	4.75 L	0.00	Small Cap	12.82
Mankind Pharma Ltd.	Pharmaceuticals	5.34	817.7	1.30%	0.14%	1.45% (Dec 2024)	1.11% (Sep 2024)	3.19 L	0.00	Other	35.3
UNO Minda Ltd.	Auto components & equipments	3.18	772.1	1.23%	-0.05%	1.7% (Aug 2024)	1.08% (Apr 2025)	7.41 L	0.00	Small Cap	12.82
Britannia Industries Ltd.	Packaged foods	1.18	739.3	1.18%	0.01%	1.18% (Jul 2025)	0% (Aug 2024)	1.28 L	0.00	Large Cap	39.19
United Spirits Ltd.	Breweries & distilleries	1.06	667.2	1.06%	-0.05%	1.28% (Dec 2024)	1.06% (Jul 2025)	4.98 L	0.00	Large Cap	39.19
Brigade Enterprises Ltd.	Residential, commercial projects	1.03	649.1	1.03%	-0.09%	1.12% (Jun 2025)	0.42% (Aug 2024)	6.44 L	0.00	Small Cap	12.82
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	2.81	638.7	1.02%	-0.96%	2.18% (Feb 2025)	1.02% (Jul 2025)	50.66 k	-0.52 L	Large Cap	39.19
Cummins India Ltd.	Compressors, pumps & diesel engines	0.99	622.2	0.99%	0.06%	1% (Aug 2024)	0.82% (Apr 2025)	1.75 L	0.00	Mid Cap	10
CG Power and Industrial Solutions Ltd.	Heavy electrical equipment	1.71	614.3	0.98%	-0.01%	0.99% (Jun 2025)	0.48% (Apr 2025)	9.28 L	0.00	Small Cap	12.82
Bharat Electronics Ltd.	Aerospace & defense	0.97	608.4	0.97%	0.43%	0.97% (Jul 2025)	0% (Aug 2024)	15.88 L	7.75 L	Mid Cap	10
Dr. Reddys Laboratories Ltd.	Pharmaceuticals	5.34	597.1	0.95%	0.01%	1.03% (Dec 2024)	0% (Aug 2024)	4.70 L	0.00	Other	35.3
Axis Bank Ltd.	Private sector bank	19.13	593.1	0.95%	-0.09%	2.63% (Aug 2024)	0.95% (Jul 2025)	5.55 L	0.00	Large Cap	39.19
Affle India Ltd.	It enabled services	2.33	591.9	0.94%	-0.01%	0.95% (Jun 2025)	0% (Aug 2024)	3.02 L	0.00	Other	35.3
Endurance Technologies Ltd.	Auto components & equipments	3.18	576.1	0.92%	-0.06%	0.98% (Jun 2025)	0.52% (Aug 2024)	2.26 L	0.00	Mid Cap	10
Syngene International Ltd.	Healthcare research, analytics & technology	0.78	491.4	0.78%	-0.03%	1.2% (Nov 2024)	0.78% (Jul 2025)	6.88 L	-1.25 L	Mid Cap	10
Hexaware Technologies Ltd.	Computers - software & consulting	5.95	491.3	0.78%	-0.15%	0.96% (May 2025)	0% (Aug 2024)	6.98 L	0.00	Other	35.3
HDFC Life Insurance Company Ltd.	Life insurance	0.74	464.5	0.74%	-0.04%	1.14% (Oct 2024)	0.65% (Jan 2025)	6.15 L	0.00	Large Cap	39.19
Triveni Turbine Ltd.	Heavy electrical equipment	1.71	460	0.73%	-0.01%	1.27% (Nov 2024)	0.65% (Apr 2025)	7.68 L	0.00	Small Cap	12.82
Cholamandalam Investment & Finance Co. Ltd.	Non banking financial company (nbfc)	4.43	427.3	0.68%	-0.07%	2.17% (Aug 2024)	0% (Aug 2024)	2.96 L	0.00	Other	35.3
SRF Ltd.	Specialty chemicals	0.67	421.8	0.67%	-0.03%	1.56% (Aug 2024)	0.49% (Dec 2024)	1.39 L	0.00	Mid Cap	10
Trent Limited	Speciality retail	0.67	417.9	0.67%	-0.14%	1.3% (Sep 2024)	0.67% (Jul 2025)	83.28 k	0.00	Mid Cap	10
# Anthem Biosciences Ltd.	Biotechnology	0.67	417.4	0.67%	0.67%	0.67% (Jul 2025)	0% (Aug 2024)	5.50 L	5.50 L	Other	35.3
Astral Ltd.	Plastic products - industrial	0.66	411.5	0.66%	-0.03%	0.87% (Sep 2024)	0.64% (Apr 2025)	2.94 L	0.00	Mid Cap	10
International Gemmological Institute India Pvt Ltd.	Diversified commercial services	0.65	408.4	0.65%	0.04%	0.82% (Jan 2025)	0% (Aug 2024)	10.36 L	0.00	Other	35.3
Neuland Laboratories Ltd.	Pharmaceuticals	5.34	340.1	0.54%	0.06%	0.6% (Jan 2025)	0% (Aug 2024)	25.61 k	0.00	Small Cap	12.82
# Gabriel India Ltd.	Auto components & equipments	3.18	332.2	0.53%	0.53%	0.53% (Jul 2025)	0% (Aug 2024)	3.20 L	3.20 L	Small Cap	12.82
# Schaeffler India Ltd.	Auto components & equipments	3.18	313.8	0.50%	0.50%	0.5% (Jul 2025)	0% (Aug 2024)	76.13 k	76.13 k	Other	35.3
KPIT Technologies Ltd.	Computers - software & consulting	5.95	310.4	0.49%	-0.01%	1.15% (Dec 2024)	0.49% (Jul 2025)	2.53 L	0.00	Other	35.3
Container Corporation Of India Ltd.	Logistics solution provider	0.47	293.5	0.47%	-0.01%	0.6% (Aug 2024)	0.45% (Apr 2025)	5.08 L	1.02 L	Large Cap	39.19
Akums Drugs And Pharmaceuticals Ltd.	Pharmaceuticals	5.34	255.9	0.41%	-0.04%	0.65% (Oct 2024)	0.39% (Mar 2025)	4.93 L	0.00	Other	35.3
# Akzo Nobel India Ltd.	Paints	0.27	167.9	0.27%	0.27%	0.27% (Jul 2025)	0% (Aug 2024)	44.52 k	44.52 k	Small Cap	12.82
Pidilite Industries Ltd.	Specialty chemicals	0.67	554.2	0.00%	-0.87%	-	-	-	-	Large Cap	39.19
Info Edge (India) Ltd.	Internet & catalogue retail		327.7	0.00%	-0.51%	-	-	-	-	Other	35.3
Hindustan Aeronautics Ltd.	Aerospace & defense	0.97	466.1	0.00%	-0.73%	-	-	-	-	Other	35.3
Tega Industries Ltd.	Industrial products		313.7	0.00%	-0.49%	-	-	-	-	Other	35.3
Havells India Ltd.	Consumer electronics	2.54	488.4	0.00%	-0.76%	-	-	-	-	Large Cap	39.19

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Jul,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Anthem Biosciences Ltd.	Biotechnology	417.4	0.67%	0.67%	0.67% (Jul 2025)	0% (Aug 2024)	5.50 L	549763
# Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	1121.1	1.79%	1.79%	1.79% (Jul 2025)	0% (Aug 2024)	3.50 L	350000
# Gabriel India Ltd.	Auto components & equipments	332.2	0.53%	0.53%	0.53% (Jul 2025)	0% (Aug 2024)	3.20 L	320290
# Schaeffler India Ltd.	Auto components & equipments	313.8	0.50%	0.50%	0.5% (Jul 2025)	0% (Aug 2024)	76.13 k	76125
# Akzo Nobel India Ltd.	Paints	167.9	0.27%	0.27%	0.27% (Jul 2025)	0% (Aug 2024)	44.52 k	44515

Stocks removed from Portfolio (in 1 month period ending 31st Jul,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	1M Change in Qty
Pidilite Industries Ltd.	Specialty chemicals	554.2	0.00%	-0.87%	0.91% (Sep 2024)	0% (Aug 2024)	-181435
Info Edge (India) Ltd.	Internet & catalogue retail	327.7	0.00%	-0.51%	1.42% (Dec 2024)	0% (Aug 2024)	-220200
Hindustan Aeronautics Ltd.	Aerospace & defense	466.1	0.00%	-0.73%	1.3% (Aug 2024)	0% (Aug 2024)	-95716
Tega Industries Ltd.	Industrial products	313.7	0.00%	-0.49%	0.72% (Oct 2024)	0% (Aug 2024)	-201376
Havells India Ltd.	Consumer electronics	488.4	0.00%	-0.76%	1.65% (Sep 2024)	0% (Aug 2024)	-314885

Trend in stock holdings (Top 15 Holding)

Stock	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024	Sep 2024	Aug 2024	Jul 2024
HDFC Bank Ltd.	9.26%	9.01%	8.94%	9.02%	8.82%	8.91%	8.07%	7.78%	7.85%	7.61%	6.65%	6.42%	6.48%
ICICI Bank Ltd.	8.92%	8.54%	8.71%	8.77%	8.53%	8.12%	7.81%	7.37%	7.45%	7.42%	6.91%	6.82%	6.89%
Reliance Industries Ltd.	5.46%	5.78%	5.58%	5.63%	5.26%	5.28%	5.14%	4.73%	3.68%	3.81%	3.99%	4.17%	4.25%
Tata Consultancy Services Ltd.	3.13%	3.50%	3.91%	3.97%	4.27%	4.40%	4.80%	4.57%	4.75%	3.99%	3.76%	3.55%	3.49%
Varun Beverages Ltd.	2.94%	2.52%	2.68%	3.00%	3.19%	2.75%	3.12%	3.55%	3.44%	3.32%	3.19%	3.22%	3.46%
Eternal Ltd.	3.17%	2.14%	1.97%	3.92%	3.50%	-	-	-	-	-	-	-	-
Zomato Ltd.	-	-	-	-	-	2.05%	1.88%	2.27%	2.52%	2.19%	2.34%	1.95%	1.83%
Bharti Airtel Ltd.	3.20%	3.29%	3.11%	3.18%	3.04%	2.94%	2.81%	2.63%	2.68%	2.67%	2.02%	1.92%	1.84%
Persistent Systems Ltd.	1.55%	1.78%	1.94%	1.86%	2.54%	3.33%	3.50%	3.59%	3.27%	2.98%	2.53%	2.85%	2.72%
Dixon Technologies (India) Ltd.	2.54%	2.22%	2.22%	2.53%	2.09%	2.36%	2.34%	2.68%	2.90%	2.59%	2.40%	2.66%	2.74%
Multi Commodity Exchange Of India Ltd.	2.25%	2.56%	2.77%	2.62%	2.34%	2.35%	2.49%	2.35%	2.32%	2.45%	2.01%	1.88%	1.60%
UNO Minda Ltd.	1.23%	1.28%	2.38%	2.16%	2.18%	2.18%	2.32%	2.46%	2.46%	2.30%	2.44%	3.40%	3.08%
InterGlobe Aviation Ltd.	2.68%	2.66%	2.42%	2.43%	2.44%	2.27%	2.03%	2.04%	1.96%	1.82%	2.03%	2.09%	1.98%
Sun Pharmaceutical Industries Ltd.	2.14%	2.06%	2.10%	2.34%	2.28%	2.23%	2.26%	2.34%	2.20%	2.29%	2.25%	2.18%	2.10%
TVS Motor Company Ltd.	2.45%	2.73%	2.65%	2.60%	2.42%	2.38%	2.10%	1.93%	1.98%	2.03%	1.66%	1.68%	1.55%

No of Debt Holding 1 (Category Avg - 2.50) | Modified Duration 0.00 Years (Category Avg - - --)| Yield to Maturity - -- (Category Avg - 0.00%)

Portfolio Summary (as on 31st Jul,2025)

Security Type	% Weight	Category Average
GOI	0.00%	0.02%
CD	0.00%	0.24%
T-Bills	0.17%	0.22%
CP	0.00%	0.02%
NCD & Bonds	0.00%	0.01%

Category - Flexi Cap Fund

Security Type	% Weight	Category Average
Government Backed	0.17%	0.24%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Flexi Cap Fund

Debt holding in Portfolio (as on 31st Jul,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			108.56	0.17%	11.00 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	1.93%
MF Units	MF Units	0.50%
Net Receivables	Net Receivables	0.09%

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hunch
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17 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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33 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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The Fixed Income
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3 hrs ago

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  Power Your Savings with a High-Yield PSU Bond Meghalaya Energy Corporation Limited – 2030 Bonds now listed on The Fixed Income ✔️ Coupon: 11.45% p.a. ✔️ Rating: BRICKWORK (BWR) A-(CE) Stable, Acuite (SMERA) A-(CE) Stable ✔️ Tenor: 4 years 5 months (Maturity: Feb 13, 2030) ✔️ Senior Secured | PSU Bond | High Return | Listed Leverage the security of a state-backed PSU with a robust return—ideal for investors seeking dependable growth and strong performance. ???? Explore this powerful investment on The Fixed Income today: https://www.thefixedincome.com/product/dXhXdlpnPT0=/1145-meghalaya-energy-corporation-limited-2030?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
MF Investment Help
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83 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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84 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
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h_purandare
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90 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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  Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut
  
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