Franklin India ELSS Tax Saver Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Fund House : Franklin Templeton Mutual Fund

Portfolio Turnover Ratio : 12.00%. Category average turnover ratio is 101.80%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 95.65% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 95.65%

No of Stocks : 53 (Category Avg - 53.75) | Large Cap Investments : 56.27%| Mid Cap Investments : 11.14% | Small Cap Investments : 7.22% | Other : 21.01%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	53	53.75
Top 5 Stock Weight	32.53%	27.25%
Top 10 Stock Weight	49.77%	43.81%
Top 3 Sector Weight	39.38%	31.83%

Category - ELSS

Particulars	This Scheme	Category
Average mcap (Cr)	121575.37	93693.67
Holdings in large cap stocks	56.27%	39.39%
Holdings in mid cap stocks	11.14%	11.3%
Holdings in small cap stocks	7.22%	16.78%

Category - ELSS

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	6438	9.48%	-0.01%	9.81% (Jul 2025)	8.43% (Dec 2024)	65.21 L	0.00
ICICI Bank Ltd.	Private sector bank	6117	9.01%	-0.37%	10.05% (Jul 2025)	8.5% (Dec 2024)	45.47 L	0.00
Larsen & Toubro Ltd.	Civil construction	3562.7	5.25%	0.30%	5.25% (Oct 2025)	4.48% (Apr 2025)	8.84 L	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	3118.2	4.59%	0.23%	5.59% (Jan 2025)	4.19% (May 2025)	15.18 L	0.00
Infosys Ltd.	Computers - software & consulting	2850.1	4.20%	-0.05%	5.61% (Jan 2025)	4.2% (Oct 2025)	19.23 L	0.00
Axis Bank Ltd.	Private sector bank	2777.4	4.09%	0.19%	4.09% (Oct 2025)	3.45% (Jan 2025)	22.53 L	0.00
Eternal Ltd.	E-retail/ e-commerce	2383.1	3.51%	-0.23%	3.74% (Sep 2025)	2.38% (Mar 2025)	75.00 L	0.00
HCL Technologies Limited	Computers - software & consulting	2254.6	3.32%	0.22%	4.09% (Dec 2024)	3.1% (Sep 2025)	14.63 L	0.00
Reliance Industries Ltd.	Refineries & marketing	2189.4	3.23%	0.15%	3.23% (Oct 2025)	2.35% (Dec 2024)	14.73 L	0.00
Kotak Mahindra Bank Ltd.	Private sector bank	2094.2	3.09%	0.29%	3.09% (Oct 2025)	2.16% (Nov 2024)	9.96 L	78.90 k

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

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Sector
M-Cap

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Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
HDFC Bank Ltd.	Private sector bank	25.67	6438	9.48%	-0.01%	9.81% (Jul 2025)	8.43% (Dec 2024)	65.21 L	0.00	Other	21.01
ICICI Bank Ltd.	Private sector bank	25.67	6117	9.01%	-0.37%	10.05% (Jul 2025)	8.5% (Dec 2024)	45.47 L	0.00	Large Cap	56.27
Larsen & Toubro Ltd.	Civil construction	5.25	3562.7	5.25%	0.30%	5.25% (Oct 2025)	4.48% (Apr 2025)	8.84 L	0.00	Large Cap	56.27
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	4.59	3118.2	4.59%	0.23%	5.59% (Jan 2025)	4.19% (May 2025)	15.18 L	0.00	Large Cap	56.27
Infosys Ltd.	Computers - software & consulting	8.46	2850.1	4.20%	-0.05%	5.61% (Jan 2025)	4.2% (Oct 2025)	19.23 L	0.00	Large Cap	56.27
Axis Bank Ltd.	Private sector bank	25.67	2777.4	4.09%	0.19%	4.09% (Oct 2025)	3.45% (Jan 2025)	22.53 L	0.00	Large Cap	56.27
Eternal Ltd.	E-retail/ e-commerce	3.51	2383.1	3.51%	-0.23%	3.74% (Sep 2025)	2.38% (Mar 2025)	75.00 L	0.00	Other	21.01
HCL Technologies Limited	Computers - software & consulting	8.46	2254.6	3.32%	0.22%	4.09% (Dec 2024)	3.1% (Sep 2025)	14.63 L	0.00	Large Cap	56.27
Reliance Industries Ltd.	Refineries & marketing	3.23	2189.4	3.23%	0.15%	3.23% (Oct 2025)	2.35% (Dec 2024)	14.73 L	0.00	Large Cap	56.27
Kotak Mahindra Bank Ltd.	Private sector bank	25.67	2094.2	3.09%	0.29%	3.09% (Oct 2025)	2.16% (Nov 2024)	9.96 L	78.90 k	Large Cap	56.27
Grasim Industries Limited	Cement & cement products	3.96	1980.9	2.92%	0.03%	2.92% (Oct 2025)	2.35% (Dec 2024)	6.85 L	0.00	Large Cap	56.27
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	3.25	1806.2	2.66%	-0.06%	2.72% (Sep 2025)	1.35% (Mar 2025)	5.18 L	0.00	Large Cap	56.27
Bharat Electronics Ltd.	Aerospace & defense	2.66	1803.5	2.66%	0.04%	2.66% (Oct 2025)	1.74% (Feb 2025)	42.33 L	0.00	Mid Cap	11.14
Apollo Hospitals Enterprises Ltd.	Hospital	2.2	1496.6	2.20%	-0.01%	2.27% (Aug 2025)	1.93% (Nov 2024)	1.95 L	0.00	Mid Cap	11.14
United Spirits Ltd.	Breweries & distilleries	1.92	1304.2	1.92%	-0.53%	3.73% (Dec 2024)	1.92% (Oct 2025)	9.11 L	-2.98 L	Large Cap	56.27
Marico Ltd.	Personal care	1.84	1248.2	1.84%	-0.01%	1.93% (Aug 2025)	1.52% (Dec 2024)	17.34 L	0.00	Large Cap	56.27
State Bank Of India	Public sector bank	1.81	1228.1	1.81%	0.06%	1.81% (Oct 2025)	1.51% (Feb 2025)	13.11 L	0.00	Large Cap	56.27
National Thermal Power Corporation Ltd.	Power generation	1.78	1206.6	1.78%	-0.09%	2.42% (Nov 2024)	1.74% (Jun 2025)	35.81 L	0.00	Large Cap	56.27
- Tata Power Co. Ltd.	Integrated power utilities	1.73	1174.9	1.73%	0.00%	1.73% (Oct 2025)	0% (Nov 2024)	29.02 L	0.00	Mid Cap	11.14
Kirloskar Oil Engines Ltd.	Compressors, pumps & diesel engines	1.49	1012	1.49%	0.07%	1.65% (Nov 2024)	0.97% (Feb 2025)	10.12 L	0.00	Small Cap	7.22
PB Fintech Ltd.	Financial technology (fintech)	1.48	1005.9	1.48%	0.01%	1.69% (Dec 2024)	1.35% (Feb 2025)	5.63 L	0.00	Other	21.01
- GAIL (India) Ltd.	Gas transmission/marketing	1.48	1001.3	1.48%	0.00%	1.55% (May 2025)	0.97% (Jan 2025)	54.78 L	0.00	Large Cap	56.27
Cholamandalam Investment & Finance Co. Ltd.	Non banking financial company (nbfc)	1.64	906.2	1.34%	0.02%	1.34% (Oct 2025)	0.92% (Dec 2024)	5.34 L	0.00	Other	21.01
Britannia Industries Ltd.	Packaged foods	1.18	799.8	1.18%	1.10%	1.18% (Oct 2025)	0% (Nov 2024)	1.37 L	1.28 L	Large Cap	56.27
Tata Steel Ltd.	Iron & steel products	1.14	773.2	1.14%	0.05%	1.14% (Oct 2025)	0.85% (Dec 2024)	42.29 L	0.00	Other	21.01
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	3.09	755.8	1.11%	0.02%	1.24% (Apr 2025)	1.09% (Jun 2025)	4.47 L	0.00	Large Cap	56.27
Kalyan Jewellers India Ltd.	Gems, jewellery and watches	1.08	731.9	1.08%	0.08%	1.68% (Nov 2024)	1% (Sep 2025)	14.36 L	0.00	Other	21.01
Tube Investments Of India Ltd.	Auto components & equipments	1.92	729.2	1.07%	-0.07%	1.14% (Sep 2025)	0.99% (Feb 2025)	2.41 L	0.00	Small Cap	7.22
Eris Lifesciences Ltd.	Pharmaceuticals	3.09	706.6	1.04%	-0.04%	1.22% (Aug 2025)	0.85% (Jan 2025)	4.44 L	0.00	Small Cap	7.22
Prestige Estates Projects Ltd.	Residential, commercial projects	1.89	682.4	1.01%	0.04%	1.01% (Jul 2025)	0.78% (Mar 2025)	3.91 L	-0.25 L	Mid Cap	11.14
InterGlobe Aviation Ltd.	Airline	0.99	669.8	0.99%	-0.03%	1.02% (Sep 2025)	0% (Nov 2024)	1.19 L	0.00	Large Cap	56.27
Intellect Design Arena ltd.	Computers - software & consulting	8.46	638.4	0.94%	-0.05%	1.16% (May 2025)	0.63% (Nov 2024)	5.63 L	-1.00 L	Small Cap	7.22
Cipla Ltd.	Pharmaceuticals	3.09	638.1	0.94%	-0.04%	1.03% (Aug 2025)	0.75% (Nov 2024)	4.25 L	0.00	Large Cap	56.27
Lemon Tree Hotels Ltd.	Hotels & resorts	0.89	602.5	0.89%	-0.04%	0.93% (Sep 2025)	0.69% (Nov 2024)	36.45 L	0.00	Small Cap	7.22
Godrej Properties Ltd.	Residential, commercial projects	1.89	600.3	0.88%	0.09%	1.07% (Dec 2024)	0% (Nov 2024)	2.62 L	0.00	Mid Cap	11.14
Indus Towers Ltd.	Telecom - infrastructure	0.86	584.9	0.86%	0.02%	0.86% (Oct 2025)	0.4% (Dec 2024)	16.09 L	0.00	Large Cap	56.27
Jyothy Laboratories Ltd.	Household products	0.8	541.9	0.80%	-0.03%	1.07% (Jan 2025)	0.8% (Oct 2025)	17.23 L	0.00	Small Cap	7.22
Pi Industries Ltd.	Pesticides & agrochemicals	0.79	538.2	0.79%	0.04%	0.79% (Aug 2025)	0% (Nov 2024)	1.50 L	10.00 k	Mid Cap	11.14
Jubilant Foodworks Ltd.	Restaurants	1.36	524.4	0.77%	-0.25%	1.39% (Dec 2024)	0.77% (Oct 2025)	8.77 L	-2.00 L	Other	21.01
# Whirlpool Of India Ltd.	Household appliances	0.77	521	0.77%	0.77%	0.77% (Oct 2025)	0% (Nov 2024)	3.72 L	3.72 L	Mid Cap	11.14
Hyundai Motor India Ltd.	Passenger cars & utility vehicles	3.25	402.2	0.59%	-0.06%	0.66% (Aug 2025)	0.45% (Apr 2025)	1.65 L	-0.18 k	Other	21.01
Devyani International Ltd.	Restaurants	1.36	401.8	0.59%	-0.40%	1.16% (Feb 2025)	0.59% (Oct 2025)	24.83 L	-0.14 Cr	Other	21.01
Amara Raja Batteries Limited	Auto components & equipments	1.92	376.5	0.55%	-0.01%	0.7% (Nov 2024)	0.53% (Jun 2025)	3.75 L	0.00	Mid Cap	11.14
The Ramco Cements Ltd.	Cement & cement products	3.96	373.6	0.55%	0.01%	0.63% (Jul 2025)	0.5% (Feb 2025)	3.58 L	0.00	Mid Cap	11.14
J K Lakshmi Cement Ltd.	Cement & cement products	3.96	335.1	0.49%	-0.01%	0.84% (Jan 2025)	0.49% (Oct 2025)	3.85 L	0.00	Small Cap	7.22
HDB Financial Services Ltd.	Non banking financial company (nbfc)	1.64	205.8	0.30%	-0.02%	0.33% (Aug 2025)	0% (Nov 2024)	2.81 L	0.00	Other	21.01
# SKF India (Industrial) Ltd.	Auto components & equipments	1.92	202.2	0.30%	0.30%	0.3% (Oct 2025)	0% (Nov 2024)	73.72 k	73.72 k	Other	21.01
# LG Electronics India Pvt. Ltd.	Consumer electronics	0.29	195.5	0.29%	0.29%	0.29% (Oct 2025)	0% (Nov 2024)	1.18 L	1.18 L	Other	21.01
Teamlease Services Ltd.	Diversified commercial services	0.27	184.7	0.27%	-0.03%	0.5% (Nov 2024)	0.27% (Oct 2025)	1.10 L	0.00	Small Cap	7.22
SKF India Ltd.	Abrasives & bearings	0.23	157.8	0.23%	-0.30%	0.81% (Nov 2024)	0.23% (Oct 2025)	73.72 k	0.00	Small Cap	7.22
- Medplus Health Services Ltd.	Pharmacy retail	0.14	93.4	0.14%	0.00%	0.18% (May 2025)	0.01% (Jan 2025)	1.22 L	0.00	Other	21.01
- Globsyn Technologies Ltd.	It enabled services	0	0	0.00%	0.00%	0% (Sep 2025)	0% (Jul 2025)	3.00 k	0.00	Other	21.01
- Numero Uno International Ltd.	Media & entertainment	0	0	0.00%	0.00%	0% (Jul 2025)	0% (Jun 2025)	2.90 k	0.00	Other	21.01
Lupin Ltd.	Pharmaceuticals	3.09	821.7	0.00%	-1.26%	-	-	-	-	Large Cap	56.27

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# SKF India (Industrial) Ltd.	Auto components & equipments	202.2	0.30%	0.30%	0.3% (Oct 2025)	0% (Nov 2024)	73.72 k	73724
# Whirlpool Of India Ltd.	Household appliances	521	0.77%	0.77%	0.77% (Oct 2025)	0% (Nov 2024)	3.72 L	372409
# LG Electronics India Pvt. Ltd.	Consumer electronics	195.5	0.29%	0.29%	0.29% (Oct 2025)	0% (Nov 2024)	1.18 L	117526

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Lupin Ltd.	Pharmaceuticals	821.7	0.00%	-1.26%	1.48% (Dec 2024)	0% (Nov 2024)	0.00	-429940

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
ICICI Bank Ltd.	9.01%	9.38%	9.72%	10.05%	9.55%	9.78%	9.84%	9.64%	9.15%	8.85%	8.50%	8.58%	8.60%
HDFC Bank Ltd.	9.48%	9.49%	9.49%	9.81%	9.48%	9.44%	9.52%	9.37%	9.44%	8.60%	8.43%	8.50%	8.28%
Bharti Airtel Ltd.	4.59%	4.36%	4.39%	4.33%	4.43%	4.19%	5.05%	4.87%	5.15%	5.59%	5.13%	5.23%	5.34%
Larsen & Toubro Ltd.	5.25%	4.95%	4.87%	4.79%	4.71%	4.83%	4.48%	4.85%	4.67%	4.90%	4.65%	4.78%	4.69%
Infosys Ltd.	4.20%	4.24%	4.32%	4.33%	4.47%	4.47%	4.38%	4.75%	5.42%	5.61%	5.27%	5.18%	4.94%
Axis Bank Ltd.	4.09%	3.90%	3.60%	3.59%	3.93%	4.00%	4.05%	3.90%	3.82%	3.45%	3.50%	3.72%	3.82%
Eternal Ltd.	3.51%	3.74%	3.60%	3.44%	2.88%	2.66%	5.29%	4.76%	-	-	-	-	-
Zomato Ltd.	-	-	-	-	-	-	-	-	2.78%	2.57%	3.04%	3.05%	2.65%
HCL Technologies Limited	3.32%	3.10%	3.25%	3.20%	3.67%	3.56%	3.48%	3.66%	3.85%	3.92%	4.09%	3.92%	3.78%
United Spirits Ltd.	1.92%	2.45%	2.56%	2.55%	2.65%	2.89%	3.03%	2.81%	2.74%	3.48%	3.73%	3.50%	3.45%
Reliance Industries Ltd.	3.23%	3.08%	3.06%	3.05%	3.21%	3.12%	3.09%	2.66%	2.66%	2.60%	2.35%	2.48%	2.66%
Grasim Industries Limited	2.92%	2.89%	2.91%	2.81%	2.83%	2.60%	2.84%	2.81%	2.64%	2.56%	2.35%	2.49%	2.60%
Kotak Mahindra Bank Ltd.	3.09%	2.80%	2.75%	2.71%	2.88%	2.83%	3.07%	2.88%	2.68%	2.49%	2.20%	2.16%	2.14%
Bharat Electronics Ltd.	2.66%	2.62%	2.39%	2.42%	2.59%	2.42%	2.02%	2.01%	1.74%	1.92%	1.81%	1.89%	1.76%
Tata Motors Ltd.	-	-	1.04%	2.05%	2.06%	2.21%	2.01%	2.19%	2.14%	2.29%	2.23%	2.35%	2.52%