UTI Multi Cap Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Multi Cap Fund

Equity Holding : 97.39% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 97.39%

No of Stocks : 75 (Category Avg - 84.79) | Large Cap Investments : 37.44%| Mid Cap Investments : 9.91% | Small Cap Investments : 20.16% | Other : 29.88%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	75	83.76
Top 5 Stock Weight	15.37%	18.27%
Top 10 Stock Weight	27%	30.27%
Top 3 Sector Weight	29.13%	24.65%

Category - Multi Cap Fund

Particulars	This Scheme	Category
Average mcap (Cr)	81829.09	61679.36
Holdings in large cap stocks	37.44%	27.42%
Holdings in mid cap stocks	9.91%	15.46%
Holdings in small cap stocks	20.16%	16.99%

Category - Multi Cap Fund

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Axis Bank Ltd.	Private sector bank	585.6	3.42%	-0.17%	3.59% (Sep 2025)	0% (Nov 2024)	4.75 L	-0.25 L
Kotak Mahindra Bank Ltd.	Private sector bank	578.1	3.37%	0.21%	3.37% (Oct 2025)	0% (Nov 2024)	2.75 L	25.00 k
ICICI Bank Ltd.	Private sector bank	551.6	3.22%	0.40%	3.22% (Oct 2025)	0% (Nov 2024)	4.10 L	80.00 k
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	472.5	2.76%	0.02%	3.36% (Jun 2025)	0% (Nov 2024)	2.30 L	0.00
Bajaj Finance Ltd.	Non banking financial company (nbfc)	446.2	2.60%	-1.00%	3.6% (Sep 2025)	0% (Nov 2024)	4.28 L	-1.41 L
Larsen & Toubro Ltd.	Civil construction	443.4	2.59%	0.04%	2.93% (Jun 2025)	0% (Nov 2024)	1.10 L	0.00
Infosys Ltd.	Computers - software & consulting	400.2	2.33%	0.27%	2.33% (Oct 2025)	0% (Nov 2024)	2.70 L	45.00 k
State Bank Of India	Public sector bank	398.2	2.32%	0.24%	2.32% (Oct 2025)	0% (Nov 2024)	4.25 L	50.00 k
HDFC Bank Ltd.	Private sector bank	385.1	2.25%	-0.10%	2.71% (Jun 2025)	0% (Nov 2024)	3.90 L	0.00
Tata Consultancy Services Ltd.	Computers - software & consulting	367	2.14%	-0.06%	2.2% (Sep 2025)	0% (Nov 2024)	1.20 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

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Sector
M-Cap

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Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
Axis Bank Ltd.	Private sector bank	13.42	585.6	3.42%	-0.17%	3.59% (Sep 2025)	0% (Nov 2024)	4.75 L	-0.25 L	Large Cap	37.44
Kotak Mahindra Bank Ltd.	Private sector bank	13.42	578.1	3.37%	0.21%	3.37% (Oct 2025)	0% (Nov 2024)	2.75 L	25.00 k	Large Cap	37.44
ICICI Bank Ltd.	Private sector bank	13.42	551.6	3.22%	0.40%	3.22% (Oct 2025)	0% (Nov 2024)	4.10 L	80.00 k	Large Cap	37.44
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	2.76	472.5	2.76%	0.02%	3.36% (Jun 2025)	0% (Nov 2024)	2.30 L	0.00	Large Cap	37.44
Bajaj Finance Ltd.	Non banking financial company (nbfc)	2.98	446.2	2.60%	-1.00%	3.6% (Sep 2025)	0% (Nov 2024)	4.28 L	-1.41 L	Other	29.88
Larsen & Toubro Ltd.	Civil construction	3.47	443.4	2.59%	0.04%	2.93% (Jun 2025)	0% (Nov 2024)	1.10 L	0.00	Large Cap	37.44
Infosys Ltd.	Computers - software & consulting	8.77	400.2	2.33%	0.27%	2.33% (Oct 2025)	0% (Nov 2024)	2.70 L	45.00 k	Large Cap	37.44
State Bank Of India	Public sector bank	3.35	398.2	2.32%	0.24%	2.32% (Oct 2025)	0% (Nov 2024)	4.25 L	50.00 k	Large Cap	37.44
HDFC Bank Ltd.	Private sector bank	13.42	385.1	2.25%	-0.10%	2.71% (Jun 2025)	0% (Nov 2024)	3.90 L	0.00	Other	29.88
Tata Consultancy Services Ltd.	Computers - software & consulting	8.77	367	2.14%	-0.06%	2.2% (Sep 2025)	0% (Nov 2024)	1.20 L	0.00	Large Cap	37.44
ITC Limited	Diversified fmcg	1.96	336.3	1.96%	-0.08%	2.49% (Jun 2025)	0% (Nov 2024)	8.00 L	0.00	Large Cap	37.44
Ajanta Pharma Limited	Pharmaceuticals	6.94	321.2	1.87%	-0.08%	2.28% (Jul 2025)	0% (Nov 2024)	1.30 L	2.25 k	Small Cap	20.16
Tata Steel Ltd.	Iron & steel products	3.08	310.8	1.81%	0.14%	1.81% (Oct 2025)	0% (Nov 2024)	17.00 L	1.43 L	Other	29.88
Ami Organics Ltd.	Pharmaceuticals	6.94	302.4	1.76%	0.30%	1.76% (Oct 2025)	0% (Nov 2024)	1.75 L	0.00	Other	29.88
Coforge Ltd.	Computers - software & consulting	8.77	293.4	1.71%	0.88%	1.71% (Oct 2025)	0% (Nov 2024)	1.65 L	82.73 k	Other	29.88
Aditya Birla Sun Life AMC Ltd.	Asset management company	2.29	287.2	1.68%	0.55%	1.68% (Oct 2025)	0% (Nov 2024)	3.77 L	1.52 L	Other	29.88
Swiggy Ltd.	E-retail/ e-commerce	1.98	287	1.67%	-0.21%	1.95% (Aug 2025)	0% (Nov 2024)	7.00 L	0.00	Other	29.88
Shree Cement Ltd.	Cement & cement products	1.66	285.4	1.66%	-0.21%	1.87% (Sep 2025)	0% (Nov 2024)	10.08 k	0.00	Large Cap	37.44
Astral Ltd.	Plastic products - industrial	1.51	259.6	1.51%	0.56%	1.51% (Oct 2025)	0% (Nov 2024)	1.79 L	69.01 k	Mid Cap	9.91
Great Eastern Shipping Co. Ltd.	Shipping	1.51	258.4	1.51%	0.03%	1.51% (Oct 2025)	0% (Nov 2024)	2.35 L	0.00	Small Cap	20.16
Berger Paints India Ltd.	Paints	1.49	254.8	1.49%	0.09%	1.5% (May 2025)	0% (Nov 2024)	4.70 L	41.61 k	Large Cap	37.44
Zensar Technologies Ltd.	Computers - software & consulting	8.77	253.4	1.48%	0.03%	1.48% (Oct 2025)	0% (Nov 2024)	3.18 L	17.71 k	Small Cap	20.16
Apollo Tyres Limited	Tyres & rubber products	1.46	250.8	1.46%	-0.04%	1.79% (Jun 2025)	0% (Nov 2024)	5.00 L	0.00	Mid Cap	9.91
Au Small Finance Bank Ltd.	Other bank	1.43	245.8	1.43%	0.13%	1.43% (May 2025)	0% (Nov 2024)	2.80 L	0.00	Mid Cap	9.91
Tube Investments Of India Ltd.	Auto components & equipments	3.42	241.8	1.41%	-0.16%	1.98% (Jun 2025)	0% (Nov 2024)	80.00 k	0.00	Small Cap	20.16
DR. LAL PATHLABS Ltd.	Healthcare service provider	1.36	232.5	1.36%	-0.11%	1.87% (May 2025)	0% (Nov 2024)	74.15 k	0.00	Small Cap	20.16
Caplin Point Laboratories Ltd.	Pharmaceuticals	6.94	225.7	1.32%	0.07%	1.43% (Aug 2025)	0% (Nov 2024)	1.11 L	11.07 k	Small Cap	20.16
Titan Company Ltd.	Gems, jewellery and watches	1.31	224.8	1.31%	0.03%	1.48% (Aug 2025)	0% (Nov 2024)	60.00 k	0.00	Large Cap	37.44
Jindal Stainless Ltd.	Iron & steel products	3.08	218.6	1.27%	0.15%	1.27% (Oct 2025)	0% (Nov 2024)	2.90 L	50.00 k	Small Cap	20.16
Marksans Pharma Ltd.	Pharmaceuticals	6.94	218.5	1.27%	0.12%	1.31% (Jul 2025)	0% (Nov 2024)	12.00 L	1.00 L	Small Cap	20.16
Hindustan Petroleum Corporation Ltd.	Refineries & marketing	2.5	217.7	1.27%	-0.14%	1.48% (May 2025)	0% (Nov 2024)	4.57 L	-0.43 L	Large Cap	37.44
Tata Consumer Products Ltd.	Tea & coffee	1.26	215.5	1.26%	-0.07%	1.62% (Jun 2025)	0% (Nov 2024)	1.85 L	0.00	Mid Cap	9.91
Procter & Gamble Hygiene & Health Care Ltd.	Personal care	2.3	214.4	1.25%	-0.19%	1.48% (Jul 2025)	0% (Nov 2024)	16.06 k	0.00	Large Cap	37.44
Bharat Petroleum Corporation Ltd.	Refineries & marketing	2.5	210.5	1.23%	-0.12%	1.37% (May 2025)	0% (Nov 2024)	5.90 L	-0.36 L	Large Cap	37.44
Jubilant Foodworks Ltd.	Restaurants	1.22	209.3	1.22%	0.01%	1.22% (Oct 2025)	0% (Nov 2024)	3.50 L	40.00 k	Other	29.88
Karur Vysya Bank Ltd	Private sector bank	13.42	198.1	1.16%	0.07%	2.12% (Jun 2025)	0% (Nov 2024)	8.15 L	0.00	Small Cap	20.16
Petronet LNG Ltd.	Lpg/cng/png/lng supplier	1.15	196.9	1.15%	0.22%	1.15% (Oct 2025)	0% (Nov 2024)	7.00 L	1.74 L	Large Cap	37.44
Dixon Technologies (India) Ltd.	Consumer electronics	2.09	192.4	1.12%	-0.17%	1.5% (Jul 2025)	0% (Nov 2024)	12.42 k	0.00	Other	29.88
Persistent Systems Ltd.	Computers - software & consulting	8.77	189.8	1.11%	0.13%	1.79% (May 2025)	0% (Nov 2024)	32.07 k	0.00	Other	29.88
Hero Motocorp Ltd.	2/3 wheelers	1.1	188.5	1.10%	-0.28%	1.38% (Sep 2025)	0% (Nov 2024)	34.00 k	-5.67 k	Large Cap	37.44
Life Insurance Corporation Of India	Life insurance	2.13	187.9	1.10%	-0.10%	1.2% (Sep 2025)	0% (Nov 2024)	2.10 L	0.00	Other	29.88
Avenue Supermarts Ltd.	Diversified retail	1.09	186.9	1.09%	0.11%	1.2% (Jun 2025)	0% (Nov 2024)	45.00 k	10.54 k	Large Cap	37.44
Indiamart Intermesh Ltd.	Internet & catalogue retail	1.08	184.3	1.08%	-0.04%	1.55% (Jun 2025)	0% (Nov 2024)	75.00 k	0.00	Other	29.88
Affle India Ltd.	It enabled services	1.07	182.9	1.07%	0.14%	1.07% (Oct 2025)	0% (Nov 2024)	94.76 k	19.76 k	Other	29.88
Metro Brands Ltd.	Footwear	1.06	182.5	1.06%	-0.26%	1.52% (Jul 2025)	0% (Nov 2024)	1.62 L	0.00	Other	29.88
Gillette India Ltd.	Personal care	2.3	180.3	1.05%	0.24%	1.05% (Oct 2025)	0% (Nov 2024)	20.00 k	6.50 k	Mid Cap	9.91
- Phoenix Mills Ltd.	Residential, commercial projects	1.04	177.7	1.04%	0.00%	1.13% (Jul 2025)	0% (Nov 2024)	1.06 L	0.00	Small Cap	20.16
Bank of Maharashtra	Public sector bank	3.35	177.1	1.03%	0.28%	1.03% (Oct 2025)	0% (Nov 2024)	30.00 L	9.00 L	Small Cap	20.16
SBI Life Insurance Co Ltd.	Life insurance	2.13	176	1.03%	0.18%	1.03% (Oct 2025)	0% (Nov 2024)	90.00 k	15.00 k	Large Cap	37.44
Navin Flourine International Ltd.	Commodity chemicals	1.8	173.8	1.01%	0.11%	1.09% (Jul 2025)	0% (Nov 2024)	30.57 k	0.00	Small Cap	20.16
Gulf Oil Lubircants India Ltd.	Lubricants	1.01	173.2	1.01%	-0.06%	1.42% (May 2025)	0% (Nov 2024)	1.40 L	0.00	Small Cap	20.16
# LG Electronics India Pvt. Ltd.	Consumer electronics	2.09	166.6	0.97%	0.97%	0.97% (Oct 2025)	0% (Nov 2024)	1.00 L	1.00 L	Other	29.88
AIA Engineering Ltd.	Castings & forgings	0.95	162.5	0.95%	-0.02%	1.21% (May 2025)	0% (Nov 2024)	50.00 k	0.00	Mid Cap	9.91
WABCO India Ltd.	Auto components & equipments	3.42	157.9	0.92%	-0.12%	1.15% (Aug 2025)	0% (Nov 2024)	12.71 k	0.00	Mid Cap	9.91
Inox India Ltd.	Engineering	0.89	152	0.89%	-0.07%	0.98% (Jul 2025)	0% (Nov 2024)	1.28 L	0.00	Other	29.88
PNC Infratech Ltd.	Civil construction	3.47	151.6	0.88%	-0.13%	1.42% (May 2025)	0% (Nov 2024)	5.40 L	0.00	Small Cap	20.16
Vedant Fashions Ltd.	Speciality retail	0.87	148.5	0.87%	-0.04%	1.59% (May 2025)	0% (Nov 2024)	2.30 L	21.50 k	Other	29.88
Prudent Corporate Advisory Services Ltd.	Financial products distributor	0.82	140.6	0.82%	-0.08%	1.05% (Jul 2025)	0% (Nov 2024)	55.00 k	0.00	Other	29.88
Rainbow Childrens Medicare Ltd.	Hospital	0.82	139.8	0.82%	-0.06%	1.42% (Jun 2025)	0% (Nov 2024)	1.02 L	0.00	Other	29.88
Clean Science and Technology Ltd.	Commodity chemicals	1.8	136.2	0.79%	-0.15%	0.94% (Sep 2025)	0% (Nov 2024)	1.35 L	0.00	Other	29.88
# United Spirits Ltd.	Breweries & distilleries	0.75	128.8	0.75%	0.75%	0.75% (Oct 2025)	0% (Nov 2024)	90.00 k	90.00 k	Large Cap	37.44
Rossari Biotech Ltd.	Specialty chemicals	0.75	128.2	0.75%	-0.03%	1.2% (May 2025)	0% (Nov 2024)	2.00 L	0.00	Other	29.88
Safari Industries (India) Ltd.	Plastic products - consumer	0.74	127.4	0.74%	-0.09%	0.87% (Aug 2025)	0% (Nov 2024)	59.70 k	0.00	Small Cap	20.16
Blue Star Ltd.	Household appliances	0.73	125.9	0.73%	-0.05%	0.85% (Jun 2025)	0% (Nov 2024)	65.00 k	0.00	Small Cap	20.16
Glenmark Pharmaceuticals Ltd.	Pharmaceuticals	6.94	122.9	0.72%	-0.09%	1% (Jul 2025)	0% (Nov 2024)	65.00 k	0.00	Mid Cap	9.91
# SKF India (Industrial) Ltd.	Auto components & equipments	3.42	116.5	0.68%	0.68%	0.68% (Oct 2025)	0% (Nov 2024)	43.00 k	43.00 k	Other	29.88
# Seshaasai Technologies Ltd.	Financial technology (fintech)	0.65	112	0.65%	0.65%	0.65% (Oct 2025)	0% (Nov 2024)	3.00 L	3.00 L	Other	29.88
Nippon Life India Asset Management Ltd.	Asset management company	2.29	105	0.61%	-0.76%	1.49% (May 2025)	0% (Nov 2024)	1.20 L	-1.28 L	Mid Cap	9.91
SKF India Ltd.	Abrasives & bearings	0.54	92.1	0.54%	-0.75%	1.52% (Jul 2025)	0% (Nov 2024)	43.00 k	0.00	Small Cap	20.16
DCM Shriram Ltd.	Diversified	0.53	91.5	0.53%	0.01%	0.73% (Jul 2025)	0% (Nov 2024)	71.41 k	0.00	Small Cap	20.16
Motherson Sumi Wiring India Ltd.	Auto components & equipments	3.42	70.7	0.41%	-0.02%	0.48% (Jun 2025)	0% (Nov 2024)	14.98 L	0.00	Other	29.88
HDB Financial Services Ltd.	Non banking financial company (nbfc)	2.98	65.8	0.38%	-0.05%	0.49% (Jul 2025)	0% (Nov 2024)	90.00 k	0.00	Other	29.88
Urban Company Ltd.	E-retail/ e-commerce	1.98	52.5	0.31%	-0.04%	0.35% (Sep 2025)	0% (Nov 2024)	3.33 L	0.00	Other	29.88
National Securities Depository Ltd.	Depositories, clearing houses and other intermediaries	0.3	52.1	0.30%	-0.04%	0.69% (Aug 2025)	0% (Nov 2024)	45.00 k	0.00	Other	29.88
Indian Bank	Public sector bank	3.35	0.8	0.00%	-1.21%	1.5% (May 2025)	0% (Nov 2024)	979.00	-2.52 L	Mid Cap	9.91
ICICI Lombard General Insurance Co Ltd.	General insurance		122.2	0.00%	-0.78%	-	-	-	-	Large Cap	37.44

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# SKF India (Industrial) Ltd.	Auto components & equipments	116.5	0.68%	0.68%	0.68% (Oct 2025)	0% (Nov 2024)	43.00 k	43000
# United Spirits Ltd.	Breweries & distilleries	128.8	0.75%	0.75%	0.75% (Oct 2025)	0% (Nov 2024)	90.00 k	90000
# Seshaasai Technologies Ltd.	Financial technology (fintech)	112	0.65%	0.65%	0.65% (Oct 2025)	0% (Nov 2024)	3.00 L	299705
# LG Electronics India Pvt. Ltd.	Consumer electronics	166.6	0.97%	0.97%	0.97% (Oct 2025)	0% (Nov 2024)	1.00 L	100140

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
ICICI Lombard General Insurance Co Ltd.	General insurance	122.2	0.00%	-0.78%	1.08% (May 2025)	0% (Nov 2024)	0.00	-64686

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
Axis Bank Ltd.	3.42%	3.59%	3.55%	3.35%	3.35%	2.86%	-	-	-	-	-	-	-
Bajaj Finance Ltd.	2.60%	3.60%	3.39%	3.42%	3.36%	2.64%	-	-	-	-	-	-	-
Bharti Airtel Ltd.	2.76%	2.74%	2.95%	2.89%	3.36%	3.12%	-	-	-	-	-	-	-
ICICI Bank Ltd.	3.22%	2.82%	2.95%	3.04%	3.00%	2.08%	-	-	-	-	-	-	-
Larsen & Toubro Ltd.	2.59%	2.55%	2.69%	2.88%	2.93%	2.47%	-	-	-	-	-	-	-
Kotak Mahindra Bank Ltd.	3.37%	3.16%	2.47%	2.63%	2.16%	1.99%	-	-	-	-	-	-	-
HDFC Bank Ltd.	2.25%	2.35%	2.39%	2.69%	2.71%	2.05%	-	-	-	-	-	-	-
ITC Limited	1.96%	2.04%	2.09%	2.22%	2.49%	2.41%	-	-	-	-	-	-	-
Infosys Ltd.	2.33%	2.06%	1.70%	-	-	-	-	-	-	-	-	-	-
Ajanta Pharma Limited	1.87%	1.95%	1.94%	2.28%	1.95%	2.01%	-	-	-	-	-	-	-
Tata Consultancy Services Ltd.	2.14%	2.20%	1.68%	1.42%	1.79%	1.83%	-	-	-	-	-	-	-
Shree Cement Ltd.	1.66%	1.87%	1.49%	1.66%	1.86%	1.42%	-	-	-	-	-	-	-
State Bank Of India	2.32%	2.08%	1.23%	1.00%	-	-	-	-	-	-	-	-	-
Swiggy Ltd.	1.67%	1.88%	1.95%	1.60%	1.39%	1.39%	-	-	-	-	-	-	-
DR. LAL PATHLABS Ltd.	1.36%	1.47%	1.67%	1.68%	1.65%	1.87%	-	-	-	-	-	-	-