Shriram Balanced Advantage Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Dynamic Asset Allocation or Balanced Advantage

Equity Holding : 70.12% | F&O Holdings : -4.36%| Foreign Equity Holdings : 0.00%| Total : 65.76%

No of Stocks : 63 (Category Avg - 76.09) | Large Cap Investments : 48.19%| Mid Cap Investments : 6.47% | Small Cap Investments : 2.77% | Other : 8.33%

Portfolio Summary (as on 30th Nov,2025)

Particulars	This Scheme	Category
No. of Stocks	63	71.97
Top 5 Stock Weight	21.39%	21.66%
Top 10 Stock Weight	34%	33%
Top 3 Sector Weight	26.94%	24.8%

Category - Dynamic Asset Allocation or Balanced Advantage

Particulars	This Scheme	Category
Average mcap (Cr)	121039.05	96564.59
Holdings in large cap stocks	48.19%	38.72%
Holdings in mid cap stocks	6.47%	7.99%
Holdings in small cap stocks	2.77%	4.26%

Category - Dynamic Asset Allocation or Balanced Advantage

Top 10 Stocks holding in Portfolio (as on 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# HDFC Bank Ltd.	Private sector bank	36.1	6.23%	0.00%	6.43% (Jul 2025)	0% (Nov 2024)	35.86 k	0.00
# Reliance Industries Ltd.	Refineries & marketing	26	4.48%	0.00%	4.39% (Apr 2025)	0% (Nov 2024)	16.56 k	-0.38 k
# ICICI Bank Ltd.	Private sector bank	22.5	3.87%	0.00%	5.95% (Apr 2025)	3.5% (Nov 2024)	16.17 k	0.00
# Bharti Airtel Ltd.	Telecom - cellular & fixed line services	21.5	3.70%	0.00%	5.84% (Apr 2025)	3.81% (Feb 2025)	10.21 k	-1.57 k
# State Bank Of India	Public sector bank	18	3.11%	0.00%	3.04% (Oct 2025)	0% (Nov 2024)	18.40 k	-0.30 k
# ITC Limited	Diversified fmcg	16.6	2.86%	0.00%	3.97% (Jul 2025)	0% (Nov 2024)	41.03 k	0.00
# Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	14.7	2.54%	0.00%	4.05% (May 2025)	1.93% (Mar 2025)	3.92 k	-0.24 k
# HCL Technologies Limited	Computers - software & consulting	14.6	2.52%	0.00%	3.38% (Nov 2024)	0% (Nov 2024)	9.00 k	-0.18 k
# Infosys Ltd.	Computers - software & consulting	13.9	2.39%	0.00%	2.28% (Sep 2025)	0% (Nov 2024)	8.88 k	0.00
# Bharat Petroleum Corporation Ltd.	Refineries & marketing	13.3	2.30%	0.00%	2.44% (Oct 2025)	0% (Nov 2024)	37.12 k	-2.38 k

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 30th Nov,2025)

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Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
# HDFC Bank Ltd.	Private sector bank	13.48	36.1	6.23%	0.00%	6.43% (Jul 2025)	0% (Nov 2024)	35.86 k	0.00	Other	8.33
# Reliance Industries Ltd.	Refineries & marketing	7.2	26	4.48%	0.00%	4.39% (Apr 2025)	0% (Nov 2024)	16.56 k	-0.38 k	Large Cap	48.19
# ICICI Bank Ltd.	Private sector bank	13.48	22.5	3.87%	0.00%	5.95% (Apr 2025)	3.5% (Nov 2024)	16.17 k	0.00	Large Cap	48.19
# Bharti Airtel Ltd.	Telecom - cellular & fixed line services	2.83	21.5	3.70%	0.00%	5.84% (Apr 2025)	3.81% (Feb 2025)	10.21 k	-1.57 k	Large Cap	48.19
# State Bank Of India	Public sector bank	3.11	18	3.11%	0.00%	3.04% (Oct 2025)	0% (Nov 2024)	18.40 k	-0.30 k	Large Cap	48.19
# ITC Limited	Diversified fmcg	2.86	16.6	2.86%	0.00%	3.97% (Jul 2025)	0% (Nov 2024)	41.03 k	0.00	Large Cap	48.19
# Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	3.6	14.7	2.54%	0.00%	4.05% (May 2025)	1.93% (Mar 2025)	3.92 k	-0.24 k	Large Cap	48.19
# HCL Technologies Limited	Computers - software & consulting	6.26	14.6	2.52%	0.00%	3.38% (Nov 2024)	0% (Nov 2024)	9.00 k	-0.18 k	Large Cap	48.19
# Infosys Ltd.	Computers - software & consulting	6.26	13.9	2.39%	0.00%	2.28% (Sep 2025)	0% (Nov 2024)	8.88 k	0.00	Large Cap	48.19
# Bharat Petroleum Corporation Ltd.	Refineries & marketing	7.2	13.3	2.30%	0.00%	2.44% (Oct 2025)	0% (Nov 2024)	37.12 k	-2.38 k	Large Cap	48.19
# Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	3.86	12.3	2.12%	0.00%	5.46% (Jan 2025)	0% (Nov 2024)	6.70 k	0.00	Large Cap	48.19
# Kotak Mahindra Bank Ltd.	Private sector bank	13.48	11.6	2.01%	0.00%	2.63% (May 2025)	0% (Nov 2024)	5.48 k	0.00	Large Cap	48.19
# Axis Bank Ltd.	Private sector bank	13.48	11.1	1.92%	0.00%	2.01% (Oct 2025)	0% (Nov 2024)	8.70 k	-0.70 k	Large Cap	48.19
# Bajaj Finance Ltd.	Non banking financial company (nbfc)	0.66	10.9	1.88%	0.00%	2.49% (Feb 2025)	0% (Nov 2024)	10.50 k	0.00	Other	8.33
# Power Grid Corporation of India Ltd.	Power - transmission	1.75	10.1	1.75%	0.00%	1.98% (Oct 2025)	0% (Nov 2024)	37.51 k	-2.09 k	Large Cap	48.19
# Bharat Electronics Ltd.	Aerospace & defense	1.7	9.8	1.70%	0.00%	3.06% (Nov 2024)	0% (Nov 2024)	23.89 k	0.00	Mid Cap	6.47
# Bajaj Holdings & Investment Ltd.	Holding company	1.59	9.2	1.59%	0.00%	3.31% (May 2025)	0% (Nov 2024)	800.00	0.00	Large Cap	48.19
# Larsen & Toubro Ltd.	Civil construction	2	8.1	1.40%	0.00%	1.95% (Feb 2025)	0% (Nov 2024)	2.00 k	0.00	Large Cap	48.19
# Tata Consultancy Services Ltd.	Computers - software & consulting	6.26	7.8	1.35%	0.00%	3.18% (Mar 2025)	0% (Nov 2024)	2.49 k	0.00	Large Cap	48.19
# Marico Ltd.	Personal care	0.17	7.1	1.22%	0.00%	2.79% (Apr 2025)	0% (Nov 2024)	9.83 k	-1.20 k	Large Cap	48.19
# InterGlobe Aviation Ltd.	Airline	1.12	6.5	1.12%	0.00%	2.95% (Dec 2024)	0% (Nov 2024)	1.10 k	0.00	Large Cap	48.19
# Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	3.6	6.2	1.06%	0.00%	2.25% (Feb 2025)	0% (Nov 2024)	387.00	0.00	Large Cap	48.19
# Eicher Motors Ltd.	2/3 wheelers	1.66	5.8	1.00%	0.00%	2.78% (Feb 2025)	0% (Nov 2024)	825.00	-0.16 k	Other	8.33
# Varun Beverages Ltd.	Other beverages	0.95	5.5	0.95%	0.00%	0.93% (Oct 2025)	0% (Nov 2024)	11.42 k	0.00	Other	8.33
# Ambuja Cements Ltd.	Cement & cement products	0.89	5.1	0.89%	0.00%	0.95% (Sep 2025)	0% (Nov 2024)	9.35 k	0.00	Large Cap	48.19
# National Thermal Power Corporation Ltd.	Power generation	0.8	4.6	0.80%	0.00%	3.98% (May 2025)	0% (Nov 2024)	14.23 k	1.74 k	Large Cap	48.19
# Cipla Ltd.	Pharmaceuticals	3.86	4.6	0.79%	0.00%	0.8% (Sep 2025)	0% (Nov 2024)	2.99 k	0.00	Large Cap	48.19
# EID-Parry (India) Ltd.	Other agricultural products	0.75	4.3	0.75%	0.00%	0.88% (Jul 2025)	0% (Nov 2024)	4.20 k	0.00	Small Cap	2.77
# NMDC LTD	Industrial minerals	0.73	4.2	0.73%	0.00%	0.78% (Sep 2025)	0% (Nov 2024)	57.40 k	0.00	Mid Cap	6.47
# TVS Motor Company Ltd.	2/3 wheelers	1.66	3.7	0.65%	0.00%	4.08% (May 2025)	0% (Nov 2024)	1.06 k	0.00	Mid Cap	6.47
# LIC Housing Finance Ltd.	Housing finance company	0.63	3.7	0.63%	0.00%	0.67% (Jul 2025)	0% (Nov 2024)	6.70 k	0.00	Mid Cap	6.47
# Kirloskar Oil Engines Ltd.	Compressors, pumps & diesel engines	0.59	3.5	0.59%	0.00%	0.53% (Oct 2025)	0% (Nov 2024)	3.07 k	0.00	Small Cap	2.77
# Rural Electrification Corporation Limited	Financial institution	0.59	3.4	0.59%	0.00%	0.63% (Sep 2025)	0% (Nov 2024)	9.45 k	0.00	Mid Cap	6.47
# Oil India Ltd.	Oil exploration & production	0.9	3.3	0.57%	0.00%	0.6% (Oct 2025)	0% (Nov 2024)	7.97 k	0.00	Mid Cap	6.47
# Sapphire Foods India Ltd.	Restaurants	0.52	3	0.52%	0.00%	0.43% (Oct 2025)	0% (Nov 2024)	12.11 k	3.35 k	Other	8.33
# Divis Laboratories Ltd.	Pharmaceuticals	3.86	3	0.51%	0.00%	3.69% (Dec 2024)	0% (Nov 2024)	459.00	0.00	Large Cap	48.19
# Rainbow Childrens Medicare Ltd.	Hospital	0.58	2.9	0.49%	0.00%	0.4% (Oct 2025)	0% (Nov 2024)	2.12 k	430.00	Other	8.33
# Max Financial Services Ltd.	Life insurance	0.79	2.7	0.47%	0.00%	1.42% (Jun 2025)	0% (Nov 2024)	1.59 k	-0.18 k	Mid Cap	6.47
# Coromandel International Ltd.	Fertilizers	0.46	2.7	0.46%	0.00%	0.78% (Jul 2025)	0% (Nov 2024)	1.13 k	0.00	Mid Cap	6.47
# Kalpataru Power Transmission Ltd.	Civil construction	2	2.6	0.45%	0.00%	0.33% (Sep 2025)	0% (Nov 2024)	2.18 k	700.00	Small Cap	2.77
# Adani Ports And Special Economic Zone Ltd.	Port & port services	0.44	2.6	0.44%	0.00%	0.73% (May 2025)	0% (Nov 2024)	1.69 k	600.00	Large Cap	48.19
# Ajanta Pharma Limited	Pharmaceuticals	3.86	2.5	0.44%	0.00%	0.43% (Oct 2025)	0% (Nov 2024)	994.00	0.00	Small Cap	2.77
# Muthoot Finance Pvt. Ltd.	Non banking financial company (nbfc)	0.66	2.4	0.42%	0.00%	0.5% (Oct 2025)	0% (Nov 2024)	650.00	-0.25 k	Mid Cap	6.47
# Hindustan Petroleum Corporation Ltd.	Refineries & marketing	7.2	2.4	0.42%	0.00%	0.49% (Oct 2025)	0% (Nov 2024)	5.28 k	-0.62 k	Large Cap	48.19
# Eternal Ltd.	E-retail/ e-commerce	0.39	2.3	0.39%	0.39%	3.59% (Dec 2024)	0% (Nov 2024)	7.59 k	7.59 k	Other	8.33
# Siemens Ltd.	Heavy electrical equipment	0.38	2.2	0.38%	0.00%	3% (Nov 2024)	0% (Nov 2024)	660.00	0.00	Large Cap	48.19
# Tips Industries Ltd.	Film production, distribution & exhibition	0.37	2.1	0.37%	0.00%	0.3% (Oct 2025)	0% (Nov 2024)	3.84 k	570.00	Other	8.33
# R R Kabel Ltd.	Cables - electricals	0.34	2	0.34%	0.00%	0.33% (Oct 2025)	0% (Nov 2024)	1.40 k	48.00	Other	8.33
# Canara Robeco Asset Management Company Ltd.	Asset management company	0.33	1.9	0.33%	0.00%	0.15% (Oct 2025)	0% (Nov 2024)	6.36 k	3.72 k	Other	8.33
# Oil & Natural Gas Corporation Ltd.	Oil exploration & production	0.9	1.9	0.33%	0.00%	0.35% (Oct 2025)	0% (Nov 2024)	7.85 k	0.00	Large Cap	48.19
# HDFC Life Insurance Company Ltd.	Life insurance	0.79	1.8	0.32%	0.00%	1.26% (Jun 2025)	0% (Nov 2024)	2.40 k	0.00	Large Cap	48.19
# LT Foods Ltd.	Packaged foods	0.3	1.7	0.30%	0.00%	0.31% (Oct 2025)	0% (Nov 2024)	4.24 k	0.00	Small Cap	2.77
# Manappuram Finance Ltd.	Non banking financial company (nbfc)	0.66	1.4	0.25%	0.00%	0.35% (Sep 2025)	0% (Nov 2024)	5.05 k	0.00	Mid Cap	6.47
# Krsnaa Diagnostics Ltd.	Healthcare service provider	0.15	0.9	0.15%	0.00%	0.15% (Oct 2025)	0% (Nov 2024)	1.10 k	0.00	Other	8.33
# Power Mech Projects Ltd.	Civil construction	2	0.9	0.15%	0.15%	0% (Dec 2025)	0% (Dec 2025)	360.00	360.00	Small Cap	2.77
# Narayana Hrudayalaya Ltd.	Hospital	0.58	0.5	0.09%	0.00%	0.8% (Jun 2025)	0% (Nov 2024)	279.00	0.00	Small Cap	2.77
# LG Electronics India Pvt. Ltd.	Consumer electronics	0.03	0.2	0.03%	0.00%	0.03% (Oct 2025)	0% (Nov 2024)	88.00	0.00	Other	8.33
# TVS Motor Company Ltd. - Preference Shares	2/3 wheelers	1.66	0.1	0.01%	0.00%	0% (Dec 2025)	0% (Dec 2025)	5.60 k	0.00	Other	8.33
ICICI Bank Ltd. : Futures Near	Private sector bank	13.48	-1	-0.17%	0.00%	-0.16% (Oct 2025)	0% (Nov 2024)	-0.70 k	-0.70 k	Other	8.33
HDFC Bank Ltd. : Futures Near	Private sector bank	13.48	-2.2	-0.38%	0.00%	-0.37% (Aug 2025)	0% (Nov 2024)	-2.20 k	-2.20 k	Other	8.33
Bharti Airtel Ltd. : Futures Near	Telecom - cellular & fixed line services	2.83	-5	-0.87%	0.00%	-0.78% (Aug 2025)	0% (Nov 2024)	-2.38 k	-2.38 k	Other	8.33
Marico Ltd. : Futures Near	Personal care	0.17	-6.1	-1.05%	0.00%	-1.05% (Sep 2025)	0% (Nov 2024)	-8.40 k	-8.40 k	Other	8.33
Bajaj Finance Ltd. : Futures Near	Non banking financial company (nbfc)	0.66	-11	-1.89%	0.00%	-1.61% (Aug 2025)	0% (Nov 2024)	-0.11 L	-0.11 L	Other	8.33
Lloyds Metals And Energy Ltd.	Sponge iron		0	0.00%	-0.01%	-	-	-	-	Small Cap	2.77
Info Edge (India) Ltd.	Internet & catalogue retail		1.5	0.00%	-0.25%	-	-	-	-	Other	8.33

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Power Mech Projects Ltd.	Civil construction	0.9	0.15%	0.15%	0% (Dec 2025)	0% (Dec 2025)	360.00	360
# Eternal Ltd.	E-retail/ e-commerce	2.3	0.39%	0.39%	3.59% (Dec 2024)	0% (Nov 2024)	7.59 k	7590

Stocks removed from Portfolio (in 1 month period ending 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Lloyds Metals And Energy Ltd.	Sponge iron	0	0.00%	-0.01%	0.34% (Jul 2025)	0% (Nov 2024)	0.00	-33
Info Edge (India) Ltd.	Internet & catalogue retail	1.5	0.00%	-0.25%	3.15% (Dec 2024)	0% (Nov 2024)	0.00	-1050

Trend in stock holdings (Top 15 Holding)

Stock	Nov 2025	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024
HDFC Bank Ltd.	6.23%	6.14%	6.08%	5.92%	6.43%	5.99%	4.10%	5.92%	5.69%	5.56%	-	-	-
Bharti Airtel Ltd.	3.70%	4.20%	4.21%	4.17%	5.07%	5.00%	4.08%	5.84%	5.49%	3.81%	4.65%	4.73%	4.43%
ICICI Bank Ltd.	3.87%	3.77%	3.89%	4.08%	4.36%	4.00%	4.13%	5.95%	5.69%	3.75%	3.69%	3.76%	3.50%
Reliance Industries Ltd.	4.48%	4.37%	4.07%	3.90%	3.75%	3.80%	4.07%	4.39%	3.22%	-	-	-	-
Britannia Industries Ltd.	-	-	-	-	-	-	3.72%	-	-	-	-	-	-
Dixon Technologies (India) Ltd.	-	-	-	-	-	-	-	-	1.32%	2.39%	3.73%	4.73%	4.22%
Pidilite Industries Ltd.	-	-	-	-	-	-	-	-	3.27%	-	-	-	-
Trent Limited	-	-	-	-	-	-	-	-	-	1.98%	3.31%	3.94%	3.81%
Grasim Industries Limited	-	-	-	-	-	-	-	3.24%	3.13%	-	-	-	-
ITC Limited	2.86%	2.99%	2.84%	2.82%	3.97%	3.77%	3.91%	3.05%	2.97%	-	2.59%	-	-
Voltas Limited	-	-	-	-	-	-	-	-	-	-	2.27%	3.60%	3.37%
Mahindra & Mahindra Ltd.	2.54%	2.52%	2.54%	2.40%	3.36%	3.14%	4.05%	2.09%	1.93%	3.13%	3.49%	3.28%	3.59%
Sun Pharmaceutical Industries Ltd.	2.12%	1.96%	1.90%	1.85%	1.94%	1.79%	3.73%	-	2.01%	1.91%	5.46%	5.31%	4.86%
Titan Company Ltd.	-	-	-	-	-	-	-	-	2.90%	-	-	-	-
Eternal Ltd.	0.39%	-	-	-	-	-	-	-	2.16%	-	-	-	-
Zomato Ltd.	-	-	-	-	-	-	-	-	-	1.97%	2.91%	3.59%	2.98%

No of Debt Holding 6 (Category Avg - 29.94) | Modified Duration 2.31 Years (Category Avg - 3.07)| Yield to Maturity 6.52% (Category Avg - 6.64%)

Portfolio Summary (as on 30th Nov,2025)

Security Type	% Weight	Category Average
GOI	3.54%	8.79%
CD	0.00%	0.31%
T-Bills	2.14%	0.92%
CP	0.00%	0.36%
NCD & Bonds	17.02%	10.60%
PTC	0.00%	0.27%

Category - Dynamic Asset Allocation or Balanced Advantage

Security Type	% Weight	Category Average
Government Backed	5.68%	9.70%
Low Risk	17.02%	10.64%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Dynamic Asset Allocation or Balanced Advantage

Debt holding in Portfolio (as on 30th Nov,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	41.23	7.11%	4.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	25.37	4.37%	2.40 L
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	21.60	3.72%	2.00 L
Bond - Govt of India	GOI	Other			20.55	3.54%	2.00 L
Bond - T-Bill	T-Bills	Other			12.40	2.14%	1.25 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	10.58	1.82%	1.00 L