Baroda BNP Paribas ELSS Tax Saver Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Equity Holding : 98.12% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 98.12%

No of Stocks : 52 (Category Avg - 54.07) | Large Cap Investments : 44.39%| Mid Cap Investments : 17.44% | Small Cap Investments : 7.48% | Other : 28.81%

Portfolio Summary (as on 30th Nov,2025)

Particulars	This Scheme	Category
No. of Stocks	52	54.07
Top 5 Stock Weight	22.02%	27.58%
Top 10 Stock Weight	34.98%	44.08%
Top 3 Sector Weight	28.95%	32.31%

Category - ELSS

Particulars	This Scheme	Category
Average mcap (Cr)	104067.08	94947.43
Holdings in large cap stocks	44.39%	39.41%
Holdings in mid cap stocks	17.44%	11.52%
Holdings in small cap stocks	7.48%	16.61%

Category - ELSS

Top 10 Stocks holding in Portfolio (as on 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity
# HDFC Bank Ltd.	Private sector bank	661.3	6.94%	0.00%	7.27% (Jul 2025)	5.53% (Nov 2024)	6.56 L
# ICICI Bank Ltd.	Private sector bank	458.2	4.81%	0.00%	6.68% (Jul 2025)	4.75% (Oct 2025)	3.30 L
# Reliance Industries Ltd.	Refineries & marketing	401	4.21%	0.00%	4.57% (Jun 2025)	3.3% (Dec 2024)	2.56 L
# Bharti Airtel Ltd.	Telecom - cellular & fixed line services	304.7	3.20%	0.00%	3.28% (Jun 2025)	1.85% (Dec 2024)	1.45 L
# State Bank Of India	Public sector bank	272.2	2.86%	0.00%	2.79% (Oct 2025)	2.03% (Dec 2024)	2.78 L
# Infosys Ltd.	Computers - software & consulting	269.9	2.83%	0.00%	4.32% (Jan 2025)	2.74% (Oct 2025)	1.73 L
# Larsen & Toubro Ltd.	Civil construction	254.4	2.67%	0.00%	2.7% (Oct 2025)	1.85% (Apr 2025)	62.52 k
# Bharat Heavy Electricals Ltd.	Heavy electrical equipment	238.9	2.51%	0.00%	2.33% (Oct 2025)	0.94% (Nov 2024)	8.21 L
# Eternal Ltd.	E-retail/ e-commerce	237.3	2.49%	0.00%	2.87% (Sep 2025)	1.93% (Mar 2025)	7.91 L
# Radico Khaitan Ltd.	Breweries & distilleries	234.2	2.46%	0.00%	2.45% (Oct 2025)	0% (Nov 2024)	73.00 k

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 30th Nov,2025)

None
Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
# HDFC Bank Ltd.	Private sector bank	16.45	661.3	6.94%	0.00%	7.27% (Jul 2025)	5.53% (Nov 2024)	6.56 L	0.00	Other	28.81
# ICICI Bank Ltd.	Private sector bank	16.45	458.2	4.81%	0.00%	6.68% (Jul 2025)	4.75% (Oct 2025)	3.30 L	0.00	Large Cap	44.39
# Reliance Industries Ltd.	Refineries & marketing	4.21	401	4.21%	0.00%	4.57% (Jun 2025)	3.3% (Dec 2024)	2.56 L	0.00	Large Cap	44.39
# Bharti Airtel Ltd.	Telecom - cellular & fixed line services	3.2	304.7	3.20%	0.00%	3.28% (Jun 2025)	1.85% (Dec 2024)	1.45 L	0.00	Large Cap	44.39
# State Bank Of India	Public sector bank	4.28	272.2	2.86%	0.00%	2.79% (Oct 2025)	2.03% (Dec 2024)	2.78 L	0.00	Large Cap	44.39
# Infosys Ltd.	Computers - software & consulting	7.73	269.9	2.83%	0.00%	4.32% (Jan 2025)	2.74% (Oct 2025)	1.73 L	0.00	Large Cap	44.39
# Larsen & Toubro Ltd.	Civil construction	2.67	254.4	2.67%	0.00%	2.7% (Oct 2025)	1.85% (Apr 2025)	62.52 k	0.00	Large Cap	44.39
# Bharat Heavy Electricals Ltd.	Heavy electrical equipment	4.77	238.9	2.51%	0.00%	2.33% (Oct 2025)	0.94% (Nov 2024)	8.21 L	0.00	Mid Cap	17.44
# Eternal Ltd.	E-retail/ e-commerce	2.49	237.3	2.49%	0.00%	2.87% (Sep 2025)	1.93% (Mar 2025)	7.91 L	0.00	Other	28.81
# Radico Khaitan Ltd.	Breweries & distilleries	2.46	234.2	2.46%	0.00%	2.45% (Oct 2025)	0% (Nov 2024)	73.00 k	0.00	Small Cap	7.48
# Sagility India Ltd.	It enabled services	2.39	227.9	2.39%	0.00%	2.56% (Jan 2025)	1.8% (Nov 2024)	45.51 L	0.00	Other	28.81
# Hitachi Energy India Ltd.	Heavy electrical equipment	4.77	215.4	2.26%	0.00%	2.87% (May 2025)	1.54% (Nov 2024)	9.77 k	-1.10 k	Other	28.81
# TVS Motor Company Ltd.	2/3 wheelers	2.27	213.7	2.24%	0.00%	2.32% (Sep 2025)	1.51% (Dec 2024)	60.50 k	0.00	Mid Cap	17.44
# PB Fintech Ltd.	Financial technology (fintech)	3.69	206.1	2.16%	0.00%	2.79% (Dec 2024)	2.04% (Feb 2025)	1.13 L	0.00	Other	28.81
# Cummins India Ltd.	Compressors, pumps & diesel engines	2.14	203.8	2.14%	0.00%	2.25% (Oct 2025)	0% (Nov 2024)	45.50 k	-2.80 k	Mid Cap	17.44
# Tech Mahindra Ltd.	Computers - software & consulting	7.73	203.5	2.14%	0.00%	2.21% (Aug 2025)	0% (Nov 2024)	1.34 L	0.00	Large Cap	44.39
# Travel Food Services Ltd.	Restaurants	2.09	199	2.09%	0.00%	2.18% (Sep 2025)	0% (Nov 2024)	1.48 L	0.00	Other	28.81
# Kotak Mahindra Bank Ltd.	Private sector bank	16.45	191.2	2.01%	0.00%	2.61% (Mar 2025)	0% (Nov 2024)	90.00 k	0.00	Large Cap	44.39
# Navin Flourine International Ltd.	Commodity chemicals	2	190.1	2.00%	0.00%	2.14% (Oct 2025)	1.42% (Dec 2024)	33.14 k	-1.97 k	Small Cap	7.48
# Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	3.64	187.9	1.97%	0.00%	1.91% (Sep 2025)	1.63% (May 2025)	50.00 k	0.00	Large Cap	44.39
# Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	3.17	185.9	1.95%	0.00%	2.1% (Apr 2025)	1.8% (Aug 2025)	1.02 L	0.00	Large Cap	44.39
# Hindalco Industries Ltd.	Aluminium	1.87	177.9	1.87%	0.00%	2% (Oct 2025)	0% (Nov 2024)	2.20 L	0.00	Large Cap	44.39
# Britannia Industries Ltd.	Packaged foods	1.85	176.3	1.85%	0.00%	2.02% (Sep 2025)	0% (Nov 2024)	30.15 k	0.00	Large Cap	44.39
# LTIMindtree Ltd.	Computers - software & consulting	7.73	175	1.84%	0.00%	1.57% (Jan 2025)	0% (Nov 2024)	28.70 k	5.00 k	Mid Cap	17.44
# Linde India Ltd.	Industrial gases	1.77	168.4	1.77%	0.00%	2.32% (May 2025)	1.46% (Dec 2024)	28.23 k	0.00	Small Cap	7.48
# National Thermal Power Corporation Ltd.	Power generation	3.02	168.1	1.77%	0.00%	2.13% (Mar 2025)	1.72% (Dec 2024)	5.15 L	0.00	Large Cap	44.39
# Aditya Birla Capital Ltd.	Life insurance	3.31	161.1	1.69%	0.00%	1.56% (Oct 2025)	0% (Nov 2024)	4.50 L	0.00	Mid Cap	17.44
# Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	3.64	159	1.67%	0.00%	2.06% (Feb 2025)	0% (Nov 2024)	10.00 k	0.00	Large Cap	44.39
# InterGlobe Aviation Ltd.	Airline	1.64	156.4	1.64%	0.00%	1.67% (Aug 2025)	0% (Nov 2024)	26.50 k	0.00	Large Cap	44.39
# Max Financial Services Ltd.	Life insurance	3.31	154.4	1.62%	0.00%	2.36% (May 2025)	1.85% (Dec 2024)	90.70 k	-0.30 L	Mid Cap	17.44
# One 97 Communications Ltd.	Financial technology (fintech)	3.69	145.3	1.53%	0.00%	1.53% (Oct 2025)	0% (Nov 2024)	1.10 L	0.00	Other	28.81
# Ultratech Cement Ltd.	Cement & cement products	1.52	145	1.52%	0.00%	1.76% (Aug 2025)	0% (Nov 2024)	12.50 k	0.00	Large Cap	44.39
# Ujjivan Small Finance Bank Ltd.	Other bank	2.69	144.6	1.52%	0.00%	1.47% (Oct 2025)	0% (Nov 2024)	26.57 L	0.00	Other	28.81
# Nippon Life India Asset Management Ltd.	Asset management company	1.47	140.1	1.47%	0.00%	1.55% (Sep 2025)	0% (Nov 2024)	1.60 L	0.00	Mid Cap	17.44
# Vishal Mega Mart Ltd.	Diversified retail	1.46	139.4	1.46%	0.00%	1.71% (Aug 2025)	0% (Nov 2024)	10.27 L	0.00	Other	28.81
# Titan Company Ltd.	Gems, jewellery and watches	1.44	136.8	1.44%	0.00%	1.42% (Aug 2025)	0% (Nov 2024)	35.00 k	0.00	Large Cap	44.39
# Rainbow Childrens Medicare Ltd.	Hospital	1.43	136.3	1.43%	0.00%	1.69% (Aug 2025)	1.42% (Nov 2024)	1.01 L	0.00	Other	28.81
# Punjab National Bank	Public sector bank	4.28	135	1.42%	0.00%	1.43% (Oct 2025)	0% (Nov 2024)	10.84 L	0.00	Large Cap	44.39
# Indian Hotels Company Limited	Hotels & resorts	1.41	134	1.41%	0.00%	1.85% (Dec 2024)	1.43% (Oct 2025)	1.80 L	0.00	Mid Cap	17.44
# Federal Bank Ltd.	Private sector bank	16.45	129	1.35%	1.35%	0% (Dec 2025)	0% (Dec 2025)	5.00 L	5.00 L	Mid Cap	17.44
# Axis Bank Ltd.	Private sector bank	16.45	128	1.34%	0.00%	1.32% (Oct 2025)	0% (Nov 2024)	1.00 L	0.00	Large Cap	44.39
# Computer Age Management Services Pvt Ltd.	Depositories, clearing houses and other intermediaries	1.28	121.9	1.28%	0.00%	1.97% (Dec 2024)	1.29% (Jul 2025)	31.50 k	0.00	Other	28.81
# Cholamandalam Investment & Finance Co. Ltd.	Non banking financial company (nbfc)	1.27	120.6	1.27%	0.00%	2.46% (Mar 2025)	1.25% (Sep 2025)	69.47 k	0.00	Other	28.81
# NLC India Ltd.	Power generation	3.02	118.9	1.25%	0.00%	1.56% (Sep 2025)	1.21% (Jun 2025)	4.89 L	0.00	Small Cap	7.48
# Divis Laboratories Ltd.	Pharmaceuticals	3.17	116.6	1.22%	0.00%	1.37% (Apr 2025)	1.14% (Sep 2025)	18.00 k	0.00	Large Cap	44.39
# Au Small Finance Bank Ltd.	Other bank	2.69	111.8	1.17%	0.00%	1.26% (Nov 2024)	0% (Nov 2024)	1.17 L	0.00	Mid Cap	17.44
# Hexaware Technologies Ltd.	Computers - software & consulting	7.73	88	0.92%	0.00%	1.37% (Aug 2025)	0% (Nov 2024)	1.16 L	-0.46 L	Other	28.81
# LG Electronics India Pvt. Ltd.	Consumer electronics	0.78	74.7	0.78%	0.00%	0.8% (Oct 2025)	0% (Nov 2024)	45.00 k	0.00	Other	28.81
# Tega Industries Ltd.	Industrial products	0.26	25.2	0.26%	0.00%	1.83% (Jul 2025)	0.27% (Oct 2025)	13.01 k	0.00	Other	28.81
# TVS Motor Company Ltd. - Preference Shares	2/3 wheelers	2.27	2.5	0.03%	0.00%	0% (Dec 2025)	0% (Dec 2025)	2.42 L	0.00	Other	28.81
- DSQ Software Ltd	Computers - software & consulting	7.73	0	0.00%	0.00%	0% (Nov 2024)	0% (Oct 2025)	2.50 k	0.00	Small Cap	7.48
- Transtream India.com Ltd	Computers - software & consulting	7.73	0	0.00%	0.00%	0% (Nov 2024)	0% (Sep 2025)	1.00 k	0.00	Small Cap	7.48

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Federal Bank Ltd.	Private sector bank	129	1.35%	1.35%	0% (Dec 2025)	0% (Dec 2025)	5.00 L	500000

Stocks removed from Portfolio (in 1 month period ending 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
No complete exits in the portfolio in the last month.

Trend in stock holdings (Top 15 Holding)

Stock	Nov 2025	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024
HDFC Bank Ltd.	6.94%	6.93%	6.97%	6.96%	7.27%	7.03%	7.00%	7.13%	6.92%	6.99%	6.24%	6.12%	5.53%
ICICI Bank Ltd.	4.81%	4.75%	4.96%	6.40%	6.68%	6.36%	6.51%	6.62%	6.40%	6.08%	5.77%	5.54%	5.61%
Reliance Industries Ltd.	4.21%	4.07%	3.89%	3.87%	3.90%	4.57%	4.43%	4.50%	4.18%	4.19%	4.03%	3.30%	3.51%
Infosys Ltd.	2.83%	2.74%	2.78%	2.83%	2.87%	2.97%	2.96%	2.93%	2.77%	3.34%	4.32%	4.05%	4.00%
Bharti Airtel Ltd.	3.20%	3.19%	3.04%	3.05%	3.05%	3.28%	3.10%	3.21%	3.21%	3.10%	2.92%	1.85%	1.89%
Eternal Ltd.	2.49%	2.69%	2.87%	2.77%	2.67%	2.24%	2.07%	2.07%	3.86%	-	-	-	-
Zomato Ltd.	-	-	-	-	-	-	-	-	-	2.51%	2.27%	2.69%	2.71%
Larsen & Toubro Ltd.	2.67%	2.70%	2.55%	2.51%	1.96%	1.93%	1.98%	1.85%	2.58%	2.49%	2.56%	2.43%	1.88%
State Bank Of India	2.86%	2.79%	2.71%	2.49%	2.12%	2.13%	2.16%	2.16%	2.16%	2.06%	2.10%	2.03%	2.14%
UNO Minda Ltd.	-	-	-	-	-	-	-	-	-	-	-	2.26%	2.26%
Sagility India Ltd.	2.39%	2.56%	2.17%	2.23%	2.33%	2.01%	1.97%	2.11%	2.25%	2.43%	2.56%	2.45%	1.80%
PB Fintech Ltd.	2.16%	2.16%	2.15%	2.24%	2.25%	2.21%	2.19%	2.08%	2.08%	2.04%	2.19%	2.79%	2.64%
Hitachi Energy India Ltd.	2.26%	2.07%	2.18%	-	-	-	-	-	-	-	-	-	-
ABB Power Products and Systems India Ltd.	-	-	-	2.31%	2.40%	2.59%	2.87%	2.34%	2.08%	1.70%	1.77%	1.86%	1.54%
Max Financial Services Ltd.	1.62%	2.00%	2.13%	2.16%	1.99%	2.13%	2.36%	2.33%	2.09%	1.94%	1.97%	1.85%	1.88%