Aditya Birla Sun Life ELSS Tax Saver Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Fund House : Aditya Birla Sun Life Mutual Fund

Portfolio Turnover Ratio : 39.00%. Category average turnover ratio is 101.43%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 98.74% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 98.74%

No of Stocks : 60 (Category Avg - 53.75) | Large Cap Investments : 52.39%| Mid Cap Investments : 11.28% | Small Cap Investments : 6.33% | Other : 28.75%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	60	53.75
Top 5 Stock Weight	28%	27.25%
Top 10 Stock Weight	43.81%	43.81%
Top 3 Sector Weight	33.9%	31.83%

Category - ELSS

Particulars	This Scheme	Category
Average mcap (Cr)	122995.14	93693.67
Holdings in large cap stocks	52.39%	39.39%
Holdings in mid cap stocks	11.28%	11.3%
Holdings in small cap stocks	6.33%	16.78%

Category - ELSS

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
ICICI Bank Ltd.	Private sector bank	12293.1	7.84%	-0.28%	8.8% (Apr 2025)	7.54% (Nov 2024)	91.38 L	0.00
HDFC Bank Ltd.	Private sector bank	11403.8	7.27%	0.03%	7.54% (Jul 2025)	4.47% (Nov 2024)	1.16 Cr	0.00
Infosys Ltd.	Computers - software & consulting	7632.8	4.87%	-0.03%	5.95% (Jan 2025)	4.59% (Aug 2025)	51.49 L	0.00
Reliance Industries Ltd.	Refineries & marketing	6332.7	4.04%	0.66%	4.86% (Jan 2025)	3.32% (Mar 2025)	42.60 L	5.00 L
Axis Bank Ltd.	Private sector bank	6239.1	3.98%	0.20%	4.05% (Apr 2025)	2.35% (Dec 2024)	50.61 L	0.00
State Bank Of India	Public sector bank	5717	3.65%	0.14%	3.65% (Oct 2025)	2.44% (Feb 2025)	61.01 L	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	5468.8	3.49%	0.19%	3.96% (Apr 2025)	3.25% (Nov 2024)	26.62 L	0.00
Fortis Healthcare Ltd.	Hospital	5025.6	3.20%	-0.13%	4.23% (Jul 2025)	3.2% (Oct 2025)	49.12 L	-3.09 L
Larsen & Toubro Ltd.	Civil construction	4441.2	2.83%	0.18%	5.11% (Jan 2025)	2.48% (Apr 2025)	11.02 L	0.00
Eternal Ltd.	E-retail/ e-commerce	4144.4	2.64%	-0.15%	2.8% (Sep 2025)	1.52% (Nov 2024)	1.30 Cr	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

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Sector
M-Cap

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Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
ICICI Bank Ltd.	Private sector bank	20.94	12293.1	7.84%	-0.28%	8.8% (Apr 2025)	7.54% (Nov 2024)	91.38 L	0.00	Large Cap	52.39
HDFC Bank Ltd.	Private sector bank	20.94	11403.8	7.27%	0.03%	7.54% (Jul 2025)	4.47% (Nov 2024)	1.16 Cr	0.00	Other	28.75
Infosys Ltd.	Computers - software & consulting	7.86	7632.8	4.87%	-0.03%	5.95% (Jan 2025)	4.59% (Aug 2025)	51.49 L	0.00	Large Cap	52.39
Reliance Industries Ltd.	Refineries & marketing	4.04	6332.7	4.04%	0.66%	4.86% (Jan 2025)	3.32% (Mar 2025)	42.60 L	5.00 L	Large Cap	52.39
Axis Bank Ltd.	Private sector bank	20.94	6239.1	3.98%	0.20%	4.05% (Apr 2025)	2.35% (Dec 2024)	50.61 L	0.00	Large Cap	52.39
State Bank Of India	Public sector bank	3.65	5717	3.65%	0.14%	3.65% (Oct 2025)	2.44% (Feb 2025)	61.01 L	0.00	Large Cap	52.39
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	3.49	5468.8	3.49%	0.19%	3.96% (Apr 2025)	3.25% (Nov 2024)	26.62 L	0.00	Large Cap	52.39
Fortis Healthcare Ltd.	Hospital	3.2	5025.6	3.20%	-0.13%	4.23% (Jul 2025)	3.2% (Oct 2025)	49.12 L	-3.09 L	Other	28.75
Larsen & Toubro Ltd.	Civil construction	2.83	4441.2	2.83%	0.18%	5.11% (Jan 2025)	2.48% (Apr 2025)	11.02 L	0.00	Large Cap	52.39
Eternal Ltd.	E-retail/ e-commerce	2.64	4144.4	2.64%	-0.15%	2.8% (Sep 2025)	1.52% (Nov 2024)	1.30 Cr	0.00	Other	28.75
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	2.63	4131.2	2.63%	-0.04%	2.68% (Sep 2025)	2.18% (Mar 2025)	11.85 L	0.00	Large Cap	52.39
TVS Holdings Ltd.	Auto components & equipments	4.17	4108.8	2.62%	0.34%	2.62% (Oct 2025)	1.8% (Mar 2025)	2.71 L	0.00	Small Cap	6.33
- Adani Ports And Special Economic Zone Ltd.	Port & port services	2.31	3620.7	2.31%	0.00%	2.33% (May 2025)	0.83% (Nov 2024)	24.94 L	0.00	Large Cap	52.39
Avenue Supermarts Ltd.	Diversified retail	2.24	3516.3	2.24%	-0.25%	2.65% (Aug 2025)	1.97% (Dec 2024)	8.47 L	0.00	Large Cap	52.39
Cummins India Ltd.	Compressors, pumps & diesel engines	2.36	3348.7	2.14%	0.14%	2.43% (Aug 2025)	0% (Nov 2024)	7.71 L	0.00	Mid Cap	11.28
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	5.1	3333.9	2.13%	0.05%	2.44% (Apr 2025)	2.07% (Aug 2025)	19.72 L	0.00	Large Cap	52.39
Tech Mahindra Ltd.	Computers - software & consulting	7.86	3278.4	2.09%	-0.03%	2.23% (Jun 2025)	0% (Nov 2024)	23.02 L	0.00	Large Cap	52.39
Federal Bank Ltd.	Private sector bank	20.94	2900	1.85%	0.29%	1.85% (Oct 2025)	0% (Nov 2024)	1.23 Cr	0.00	Mid Cap	11.28
Bajaj Finance Ltd.	Non banking financial company (nbfc)	4.6	2684	1.71%	0.02%	1.71% (Oct 2025)	1.07% (Nov 2024)	25.74 L	0.00	Other	28.75
Hindalco Industries Ltd.	Aluminium	1.69	2645.7	1.69%	0.12%	1.69% (Oct 2025)	0.73% (Dec 2024)	31.20 L	0.00	Large Cap	52.39
WABCO India Ltd.	Auto components & equipments	4.17	2436.9	1.55%	-0.11%	1.81% (Aug 2025)	1.26% (Dec 2024)	1.96 L	0.00	Mid Cap	11.28
Computer Age Management Services Pvt Ltd.	Depositories, clearing houses and other intermediaries	1.52	2376.5	1.52%	0.02%	1.52% (Oct 2025)	0% (Nov 2024)	6.03 L	0.00	Other	28.75
Cholamandalam Investment & Finance Co. Ltd.	Non banking financial company (nbfc)	4.6	2285.8	1.46%	0.03%	1.46% (Oct 2025)	1.04% (Dec 2024)	13.47 L	0.00	Other	28.75
Varun Beverages Ltd.	Other beverages	1.45	2268.3	1.45%	0.03%	1.45% (Oct 2025)	0% (Nov 2024)	48.30 L	0.00	Other	28.75
Godrej Consumer Products Ltd	Personal care	2.59	2192.9	1.40%	-0.11%	1.52% (Aug 2025)	0.42% (Dec 2024)	19.60 L	0.00	Large Cap	52.39
Oil & Natural Gas Corporation Ltd.	Oil exploration & production	1.25	1953.6	1.25%	-0.28%	1.73% (Jan 2025)	1.25% (Oct 2025)	76.50 L	-0.20 Cr	Large Cap	52.39
National Thermal Power Corporation Ltd.	Power generation	2.1	1911	1.22%	-0.05%	1.4% (Mar 2025)	1.2% (Jun 2025)	56.72 L	0.00	Large Cap	52.39
Medi Assist Healthcare Services Ltd.	Healthcare service provider	2.46	1896	1.21%	0.06%	1.21% (Oct 2025)	0% (Nov 2024)	33.30 L	0.00	Other	28.75
Cipla Ltd.	Pharmaceuticals	5.1	1870	1.19%	-0.04%	1.3% (Apr 2025)	1.18% (Jun 2025)	12.46 L	0.00	Large Cap	52.39
Gillette India Ltd.	Personal care	2.59	1867.9	1.19%	-0.10%	2.09% (Jun 2025)	1.19% (Oct 2025)	2.07 L	0.00	Mid Cap	11.28
Titan Company Ltd.	Gems, jewellery and watches	1.13	1765.3	1.13%	0.08%	1.13% (Oct 2025)	0.97% (Nov 2024)	4.71 L	0.00	Large Cap	52.39
Ultratech Cement Ltd.	Cement & cement products	1.11	1742.3	1.11%	-0.06%	1.21% (Aug 2025)	0% (Nov 2024)	1.46 L	0.00	Large Cap	52.39
Thomas Cook (india) Ltd.	Tour, travel related services	1.09	1707.4	1.09%	-0.01%	1.4% (Nov 2024)	0.96% (Apr 2025)	1.05 Cr	0.00	Small Cap	6.33
# Hindustan Unilever Ltd.	Diversified fmcg	1	1571.1	1.00%	1.00%	1% (Oct 2025)	0% (Nov 2024)	6.37 L	6.37 L	Large Cap	52.39
Aditya Birla Real Estate Ltd.	Paper & paper products	0.96	1510.3	0.96%	0.07%	1.25% (Nov 2024)	0.9% (Sep 2025)	8.05 L	0.00	Mid Cap	11.28
Max Financial Services Ltd.	Life insurance	1.1	1458.9	0.93%	-0.05%	0.99% (Aug 2025)	0.68% (Nov 2024)	9.43 L	0.00	Mid Cap	11.28
# Thyrocare Technologies Ltd.	Healthcare service provider	2.46	1443.4	0.92%	0.92%	0.92% (Oct 2025)	0% (Nov 2024)	10.33 L	10.33 L	Small Cap	6.33
GlaxoSmithKline Pharmaceuticals Ltd.	Pharmaceuticals	5.1	1393.9	0.89%	-0.04%	1.87% (Mar 2025)	0.89% (Oct 2025)	5.32 L	0.00	Mid Cap	11.28
- Emcure Pharmaceuticals Ltd.	Pharmaceuticals	5.1	1392.2	0.89%	0.00%	0.97% (Aug 2025)	0.3% (Feb 2025)	10.56 L	0.00	Other	28.75
# Adani Power Ltd.	Power generation	2.1	1381.2	0.88%	0.88%	0.88% (Oct 2025)	0% (Nov 2024)	87.50 L	87.50 L	Other	28.75
SBI Cards and Payment Services Ltd.	Non banking financial company (nbfc)	4.6	1291.7	0.82%	-0.03%	1% (Jun 2025)	0% (Nov 2024)	14.70 L	0.00	Other	28.75
Vinati Organics Ltd.	Specialty chemicals	0.82	1280.3	0.82%	-0.07%	0.89% (Sep 2025)	0% (Nov 2024)	7.75 L	0.00	Other	28.75
Johnson Controls-Hitachi Air Conditioning India Ltd.	Household appliances	1.41	1179.8	0.75%	-0.03%	1.14% (Nov 2024)	0.75% (Oct 2025)	6.86 L	0.00	Small Cap	6.33
Balrampur Chini Mills Ltd.	Sugar	0.73	1147.2	0.73%	-0.02%	0.75% (Sep 2025)	0% (Nov 2024)	25.00 L	0.00	Small Cap	6.33
GO Digit General Insurance Ltd.	General insurance	0.69	1075	0.69%	0.01%	0.71% (Jul 2025)	0% (Nov 2024)	29.97 L	21.84 k	Other	28.75
Whirlpool Of India Ltd.	Household appliances	1.41	1032.6	0.66%	-0.12%	1.18% (Dec 2024)	0.66% (Oct 2025)	7.38 L	-2.50 L	Mid Cap	11.28
Sumitomo Chemical India Private Ltd.	Pesticides & agrochemicals	0.64	1011.2	0.64%	-0.06%	0.71% (Sep 2025)	0% (Nov 2024)	20.14 L	0.00	Other	28.75
Prestige Estates Projects Ltd.	Residential, commercial projects	0.63	982	0.63%	0.07%	0.63% (Oct 2025)	0.46% (Mar 2025)	5.63 L	0.00	Mid Cap	11.28
SBFC Finance Ltd.	Non banking financial company (nbfc)	4.6	960.8	0.61%	0.02%	0.62% (May 2025)	0% (Nov 2024)	84.22 L	0.00	Other	28.75
Chalet Hotels Ltd.	Hotels & resorts	0.59	925.1	0.59%	-0.02%	0.65% (Aug 2025)	0.51% (Jan 2025)	9.74 L	0.00	Other	28.75
Coforge Ltd.	Computers - software & consulting	7.86	901.9	0.58%	0.04%	1.23% (Jun 2025)	0.53% (Sep 2025)	5.07 L	0.00	Other	28.75
Sai Life Sciences Ltd.	Petrochemicals	0.41	635.9	0.41%	0.01%	0.41% (Oct 2025)	0% (Nov 2024)	6.93 L	0.00	Other	28.75
# LG Electronics India Pvt. Ltd.	Consumer electronics	0.36	570	0.36%	0.36%	0.36% (Oct 2025)	0% (Nov 2024)	3.43 L	3.43 L	Other	28.75
Home First Finance Company India Ltd.	Housing finance company	0.35	554.4	0.35%	-0.02%	0.4% (Jun 2025)	0% (Nov 2024)	4.64 L	0.00	Other	28.75
Suraksha Diagnostic Ltd.	Healthcare service provider	2.46	521.4	0.33%	0.01%	0.4% (Dec 2024)	0.16% (Nov 2024)	16.40 L	0.00	Other	28.75
# Persistent Systems Ltd.	Computers - software & consulting	7.86	508.5	0.32%	0.32%	0.32% (Oct 2025)	0% (Nov 2024)	85.94 k	85.94 k	Other	28.75
Nippon Life India Asset Management Ltd.	Asset management company	0.31	487.8	0.31%	0.14%	0.31% (Oct 2025)	0% (Nov 2024)	5.58 L	2.62 L	Mid Cap	11.28
Vedanta Ltd.	Diversified metals	0.3	468.2	0.30%	0.01%	1.04% (Mar 2025)	0.29% (Sep 2025)	9.49 L	0.00	Large Cap	52.39
Kirloskar Brothers Ltd.	Compressors, pumps & diesel engines	2.36	345.9	0.22%	0.07%	0.22% (Oct 2025)	0% (Nov 2024)	1.85 L	67.75 k	Small Cap	6.33
Aditya Birla Capital Ltd.	Life insurance	1.1	268.8	0.17%	0.01%	0.17% (Oct 2025)	0.1% (Feb 2025)	8.29 L	0.00	Mid Cap	11.28
ITC Limited	Diversified fmcg	1	1716.9	0.00%	-1.13%	-	-	-	-	Large Cap	52.39
Jindal Steel Ltd.	Iron & steel products		2335.8	0.00%	-1.54%	-	-	-	-	Mid Cap	11.28
Anthem Biosciences Ltd.	Biotechnology		274.4	0.00%	-0.18%	-	-	-	-	Other	28.75
Hyundai Motor India Ltd.	Passenger cars & utility vehicles	2.63	690.9	0.00%	-0.46%	-	-	-	-	Other	28.75
Rural Electrification Corporation Limited	Financial institution		1062.6	0.00%	-0.70%	-	-	-	-	Mid Cap	11.28

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Adani Power Ltd.	Power generation	1381.2	0.88%	0.88%	0.88% (Oct 2025)	0% (Nov 2024)	87.50 L	8750000
# Hindustan Unilever Ltd.	Diversified fmcg	1571.1	1.00%	1.00%	1% (Oct 2025)	0% (Nov 2024)	6.37 L	637220
# Thyrocare Technologies Ltd.	Healthcare service provider	1443.4	0.92%	0.92%	0.92% (Oct 2025)	0% (Nov 2024)	10.33 L	1033015
# LG Electronics India Pvt. Ltd.	Consumer electronics	570	0.36%	0.36%	0.36% (Oct 2025)	0% (Nov 2024)	3.43 L	342625
# Persistent Systems Ltd.	Computers - software & consulting	508.5	0.32%	0.32%	0.32% (Oct 2025)	0% (Nov 2024)	85.94 k	85940

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	1M Change in Qty
ITC Limited	Diversified fmcg	1716.9	0.00%	-1.13%	1.35% (Dec 2024)	0% (Nov 2024)	-4275633
Jindal Steel Ltd.	Iron & steel products	2335.8	0.00%	-1.54%	1.54% (Sep 2025)	0% (Nov 2024)	-2195833
Anthem Biosciences Ltd.	Biotechnology	274.4	0.00%	-0.18%	0.19% (Aug 2025)	0% (Nov 2024)	-360520
Hyundai Motor India Ltd.	Passenger cars & utility vehicles	690.9	0.00%	-0.46%	1.76% (Jun 2025)	0% (Nov 2024)	-267334
Rural Electrification Corporation Limited	Financial institution	1062.6	0.00%	-0.70%	0.96% (Nov 2024)	0% (Nov 2024)	-2850000

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
ICICI Bank Ltd.	7.84%	8.12%	8.39%	8.76%	8.32%	8.60%	8.80%	8.52%	8.07%	7.83%	7.63%	7.54%	7.43%
HDFC Bank Ltd.	7.27%	7.24%	7.22%	7.54%	7.28%	7.31%	6.52%	4.95%	4.98%	4.55%	4.52%	4.47%	5.59%
Infosys Ltd.	4.87%	4.89%	4.59%	4.64%	4.79%	4.83%	4.81%	5.03%	5.74%	5.95%	5.43%	5.23%	4.90%
Reliance Industries Ltd.	4.04%	3.38%	3.35%	3.38%	3.56%	3.48%	3.57%	3.32%	4.51%	4.86%	4.45%	4.61%	4.71%
Fortis Healthcare Ltd.	3.20%	3.34%	3.26%	4.23%	3.82%	3.51%	3.54%	3.69%	3.44%	3.35%	3.59%	3.50%	3.29%
Bharti Airtel Ltd.	3.49%	3.29%	3.43%	3.42%	3.50%	3.34%	3.96%	3.77%	3.62%	3.50%	3.26%	3.25%	3.19%
Larsen & Toubro Ltd.	2.83%	2.66%	2.61%	2.59%	2.55%	2.63%	2.48%	3.14%	3.17%	5.11%	4.93%	4.96%	4.78%
Axis Bank Ltd.	3.98%	3.77%	3.48%	3.50%	3.82%	3.93%	4.05%	3.86%	3.77%	2.49%	2.35%	2.45%	2.47%
Eternal Ltd.	2.64%	2.80%	2.69%	2.60%	2.17%	2.02%	4.09%	3.64%	-	-	-	-	-
Zomato Ltd.	-	-	-	-	-	-	-	-	2.13%	1.97%	1.55%	1.52%	1.30%
State Bank Of India	3.65%	3.51%	3.22%	3.14%	2.50%	2.55%	2.57%	2.58%	2.44%	2.55%	2.50%	2.57%	2.49%
Mahindra & Mahindra Ltd.	2.63%	2.68%	2.49%	2.45%	2.38%	2.29%	2.34%	2.18%	2.25%	2.42%	2.32%	2.23%	2.03%
Jindal Steel Ltd.	-	1.54%	2.98%	-	-	-	-	-	-	-	-	-	-
Jindal Steel & Power Ltd.	-	-	-	1.50%	1.42%	1.48%	1.45%	1.51%	1.51%	1.00%	1.12%	1.06%	1.07%
Sun Pharmaceutical Industries Ltd.	2.13%	2.07%	2.07%	2.18%	2.08%	2.15%	2.44%	2.37%	2.31%	2.35%	2.42%	2.23%	2.29%
TVS Holdings Ltd.	2.62%	2.28%	2.23%	2.26%	2.09%	2.34%	1.86%	1.80%	1.82%	1.94%	2.09%	2.27%	2.38%
Avenue Supermarts Ltd.	2.24%	2.50%	2.65%	2.34%	2.33%	2.20%	2.40%	2.39%	2.11%	2.12%	1.97%	1.99%	0.64%