SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan - Growth Portfolio

Equity Holding : 77.75% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 77.75%

No of Stocks : 51 (Category Avg - 54.28) | Large Cap Investments : 39.52%| Mid Cap Investments : 12.99% | Small Cap Investments : 10.18% | Other : 15.06%

Portfolio Summary (as on 31st Aug,2025)

Particulars	This Scheme	Category
No. of Stocks	51	57.74
Top 5 Stock Weight	23.02%	18.2%
Top 10 Stock Weight	35.18%	28.11%
Top 3 Sector Weight	27.06%	20.97%

Category - Retirement Fund

Particulars	This Scheme	Category
Average mcap (Cr)	116204.75	79994.37
Holdings in large cap stocks	39.52%	30.81%
Holdings in mid cap stocks	12.99%	8.98%
Holdings in small cap stocks	10.18%	9.69%

Category - Retirement Fund

Top 10 Stocks holding in Portfolio (as on 31st Aug,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	1107.9	6.94%	-0.42%	7.65% (Apr 2025)	6.57% (Sep 2024)	11.64 L	5.82 L
ICICI Bank Ltd.	Private sector bank	775.8	4.86%	-0.29%	5.26% (Apr 2025)	4.48% (Sep 2024)	5.55 L	0.00
Reliance Industries Ltd.	Refineries & marketing	705.7	4.42%	-0.11%	4.87% (Sep 2024)	4.21% (Dec 2024)	5.20 L	0.00
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	576.9	3.61%	0.53%	3.61% (Aug 2025)	2.82% (Dec 2024)	39.00 k	0.00
Infosys Ltd.	Computers - software & consulting	510	3.19%	-0.09%	4.41% (Jan 2025)	3.19% (Aug 2025)	3.47 L	0.00
Larsen & Toubro Ltd.	Civil construction	488.2	3.06%	-0.03%	3.3% (Nov 2024)	2.96% (Sep 2024)	1.36 L	0.00
Ultratech Cement Ltd.	Cement & cement products	422.2	2.64%	0.08%	2.64% (Aug 2025)	2.39% (May 2025)	33.40 k	0.00
State Bank Of India	Public sector bank	384	2.40%	0.01%	2.62% (Nov 2024)	2.36% (Feb 2025)	4.78 L	0.00
Kotak Mahindra Bank Ltd.	Private sector bank	327.4	2.05%	-0.02%	2.45% (Mar 2025)	1.76% (Sep 2024)	1.67 L	0.00
Tata Consultancy Services Ltd.	Computers - software & consulting	320.8	2.01%	0.03%	2.9% (Nov 2024)	1.98% (Jul 2025)	1.04 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Aug,2025)

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M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
HDFC Bank Ltd.	Private sector bank	15.76	1107.9	6.94%	-0.42%	7.65% (Apr 2025)	6.57% (Sep 2024)	11.64 L	5.82 L	Other	15.06
ICICI Bank Ltd.	Private sector bank	15.76	775.8	4.86%	-0.29%	5.26% (Apr 2025)	4.48% (Sep 2024)	5.55 L	0.00	Large Cap	39.52
Reliance Industries Ltd.	Refineries & marketing	4.42	705.7	4.42%	-0.11%	4.87% (Sep 2024)	4.21% (Dec 2024)	5.20 L	0.00	Large Cap	39.52
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	3.61	576.9	3.61%	0.53%	3.61% (Aug 2025)	2.82% (Dec 2024)	39.00 k	0.00	Large Cap	39.52
Infosys Ltd.	Computers - software & consulting	6.1	510	3.19%	-0.09%	4.41% (Jan 2025)	3.19% (Aug 2025)	3.47 L	0.00	Large Cap	39.52
Larsen & Toubro Ltd.	Civil construction	3.06	488.2	3.06%	-0.03%	3.3% (Nov 2024)	2.96% (Sep 2024)	1.36 L	0.00	Large Cap	39.52
Ultratech Cement Ltd.	Cement & cement products	3.2	422.2	2.64%	0.08%	2.64% (Aug 2025)	2.39% (May 2025)	33.40 k	0.00	Large Cap	39.52
State Bank Of India	Public sector bank	2.4	384	2.40%	0.01%	2.62% (Nov 2024)	2.36% (Feb 2025)	4.78 L	0.00	Large Cap	39.52
Kotak Mahindra Bank Ltd.	Private sector bank	15.76	327.4	2.05%	-0.02%	2.45% (Mar 2025)	1.76% (Sep 2024)	1.67 L	0.00	Large Cap	39.52
Tata Consultancy Services Ltd.	Computers - software & consulting	6.1	320.8	2.01%	0.03%	2.9% (Nov 2024)	1.98% (Jul 2025)	1.04 L	0.00	Large Cap	39.52
Abbott India Ltd.	Pharmaceuticals	3.44	312.1	1.95%	-0.19%	2.19% (Jun 2025)	1.75% (Jan 2025)	9.92 k	0.00	Mid Cap	12.99
Axis Bank Ltd.	Private sector bank	15.76	304.5	1.91%	-0.04%	2.29% (Apr 2025)	1.91% (Aug 2025)	2.91 L	0.00	Large Cap	39.52
Hindalco Industries Ltd.	Aluminium	1.71	272.4	1.71%	0.05%	1.86% (Sep 2024)	1.55% (Dec 2024)	3.87 L	0.00	Large Cap	39.52
Jubilant Foodworks Ltd.	Restaurants	1.63	260.5	1.63%	-0.07%	1.99% (Dec 2024)	1.58% (Oct 2024)	4.15 L	0.00	Other	15.06
Timken India Ltd.	Abrasives & bearings	3.18	242.6	1.52%	-0.23%	2% (Sep 2024)	1.37% (Apr 2025)	84.00 k	0.00	Small Cap	10.18
Divis Laboratories Ltd.	Pharmaceuticals	3.44	237.9	1.49%	-0.11%	2.23% (Dec 2024)	1.49% (Aug 2025)	38.80 k	0.00	Large Cap	39.52
Schaeffler India Ltd.	Auto components & equipments	5.2	237.5	1.49%	-0.09%	1.84% (May 2025)	1.49% (Aug 2025)	61.40 k	0.00	Other	15.06
HDFC Life Insurance Company Ltd.	Life insurance	1.45	231.6	1.45%	0.03%	1.51% (Jun 2025)	1.23% (Dec 2024)	3.00 L	0.00	Large Cap	39.52
WABCO India Ltd.	Auto components & equipments	5.2	230.2	1.44%	0.09%	1.65% (Sep 2024)	1.22% (Jan 2025)	16.36 k	0.00	Mid Cap	12.99
Endurance Technologies Ltd.	Auto components & equipments	5.2	229.5	1.44%	0.16%	1.74% (Oct 2024)	1.28% (Jul 2025)	80.00 k	0.00	Mid Cap	12.99
TVS Motor Company Ltd.	2/3 wheelers	1.48	229.4	1.44%	0.21%	1.44% (Aug 2025)	0% (Sep 2024)	70.00 k	0.00	Mid Cap	12.99
L&T Technology Services Ltd.	It enabled services	1.38	219.6	1.38%	-0.02%	1.92% (Jan 2025)	1.38% (Aug 2025)	52.00 k	0.00	Mid Cap	12.99
# Asian Paints (india) Ltd.	Paints	1.31	209	1.31%	1.31%	1.31% (Aug 2025)	0% (Sep 2024)	83.00 k	83.00 k	Large Cap	39.52
Kajaria Ceramics Ltd.	Ceramics	1.27	203.2	1.27%	0.03%	2.17% (Sep 2024)	1.24% (Apr 2025)	1.68 L	0.00	Small Cap	10.18
Power Grid Corporation of India Ltd.	Power - transmission	1.22	195.4	1.22%	-0.07%	1.59% (Sep 2024)	1.22% (Aug 2025)	7.10 L	0.00	Large Cap	39.52
- Honeywell Automation India Ltd.	Industrial products	1.79	178.2	1.12%	0.00%	1.29% (Dec 2024)	0% (Sep 2024)	4.60 k	0.00	Mid Cap	12.99
Cholamandalam Investment & Finance Co. Ltd.	Non banking financial company (nbfc)	1.8	170.2	1.07%	-0.01%	1.23% (Mar 2025)	0.95% (Dec 2024)	1.20 L	0.00	Other	15.06
DR. LAL PATHLABS Ltd.	Healthcare service provider	1.04	165.4	1.04%	0.05%	1.04% (Aug 2025)	0% (Sep 2024)	50.00 k	0.00	Small Cap	10.18
Grindwell Norton Ltd.	Abrasives & bearings	3.18	163.7	1.03%	0.02%	1.6% (Sep 2024)	1.01% (Jul 2025)	1.05 L	0.00	Small Cap	10.18
Balrampur Chini Mills Ltd.	Sugar	1.01	160.9	1.01%	-0.09%	1.24% (Oct 2024)	0.95% (Feb 2025)	3.00 L	0.00	Small Cap	10.18
DLF Ltd.	Residential, commercial projects	0.95	151.5	0.95%	-0.06%	1.13% (Dec 2024)	0% (Sep 2024)	2.05 L	0.00	Large Cap	39.52
Page Industries Ltd.	Garments & apparels	0.94	150.7	0.94%	-0.10%	1.08% (Dec 2024)	0.92% (Sep 2024)	3.40 k	0.00	Mid Cap	12.99
Navin Flourine International Ltd.	Commodity chemicals	0.94	150	0.94%	-0.07%	1.01% (Jul 2025)	0% (Sep 2024)	32.00 k	0.00	Small Cap	10.18
FSN E-Commerce Ventures Ltd.	E-retail/ e-commerce	0.92	147.3	0.92%	0.08%	0.92% (Aug 2025)	0.7% (Dec 2024)	6.40 L	0.00	Other	15.06
AIA Engineering Ltd.	Castings & forgings	0.91	145.4	0.91%	-0.02%	1.31% (Sep 2024)	0.91% (Aug 2025)	47.57 k	0.00	Mid Cap	12.99
- LTIMindtree Ltd.	Computers - software & consulting	6.1	143.7	0.90%	0.00%	1.13% (Nov 2024)	0.85% (Mar 2025)	28.00 k	0.00	Mid Cap	12.99
Esab India Ltd.	Other industrial products	0.87	139.3	0.87%	-0.03%	1.15% (Oct 2024)	0.83% (Mar 2025)	27.10 k	0.00	Small Cap	10.18
Brigade Hotel Ventures Ltd.	Hotels & resorts	0.85	135.1	0.85%	0.02%	0.85% (Aug 2025)	0% (Sep 2024)	15.51 L	0.00	Other	15.06
Torrent Power Ltd.	Integrated power utilities	0.85	135	0.85%	-0.05%	1% (Jun 2025)	0% (Sep 2024)	1.10 L	0.00	Mid Cap	12.99
Sona BLW Precision Forgings Ltd.	Auto components & equipments	5.2	132.8	0.83%	-0.01%	1.41% (Sep 2024)	0.83% (Aug 2025)	3.00 L	0.00	Other	15.06
Hawkins Cookers Ltd.	Household appliances	0.8	128.2	0.80%	-0.01%	0.86% (Dec 2024)	0.7% (Mar 2025)	14.29 k	0.00	Small Cap	10.18
HDB Financial Services Ltd.	Non banking financial company (nbfc)	1.8	116.7	0.73%	0.02%	0.73% (Aug 2025)	0% (Sep 2024)	1.50 L	0.00	Other	15.06
Pitti Engineering Ltd.	Industrial products	1.79	106.5	0.67%	-0.01%	1.09% (Nov 2024)	0.67% (Aug 2025)	1.15 L	0.00	Small Cap	10.18
Carborundum Universal Ltd.	Abrasives & bearings	3.18	100.3	0.63%	-0.01%	1.05% (Nov 2024)	0.63% (Aug 2025)	1.10 L	0.00	Small Cap	10.18
ABB India Ltd.	Heavy electrical equipment	1.24	99.6	0.62%	-0.07%	1.02% (Sep 2024)	0.62% (Aug 2025)	19.93 k	0.00	Large Cap	39.52
Thermax Ltd.	Heavy electrical equipment	1.24	99.4	0.62%	-0.15%	1.01% (Oct 2024)	0.62% (Aug 2025)	31.00 k	0.00	Mid Cap	12.99
HDFC Asset Management Co. Ltd.	Asset management company	0.62	98.3	0.62%	-0.02%	1.19% (Oct 2024)	0.62% (Aug 2025)	18.00 k	0.00	Large Cap	39.52
Nuvoco Vistas Corporation Ltd.	Cement & cement products	3.2	89.4	0.56%	0.03%	0.56% (Aug 2025)	0.41% (Mar 2025)	1.96 L	0.00	Other	15.06
Teamlease Services Ltd.	Diversified commercial services	0.4	64.3	0.40%	-0.01%	0.71% (Sep 2024)	0.4% (Aug 2025)	36.00 k	0.00	Small Cap	10.18
# TVS Motor Company Ltd. - Preference Shares	2/3 wheelers	1.48	2.8	0.02%	0.00%	0% (Oct 2025)	0% (Oct 2025)	2.80 L	2.80 L	Other	15.06
# TVS Motor Company Ltd. - Preference Shares	2/3 wheelers	1.48	2.8	0.02%	0.02%	0% (Oct 2025)	0% (Oct 2025)	2.80 L	2.80 L	Other	15.06
Chalet Hotels Ltd.	Hotels & resorts	0.85	115.6	0.00%	-0.72%	-	-	-	-	Other	15.06

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Aug,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# TVS Motor Company Ltd. - Preference Shares	2/3 wheelers	2.8	0.02%	0.02%	0% (Oct 2025)	0% (Oct 2025)	2.80 L	280000
# Asian Paints (india) Ltd.	Paints	209	1.31%	1.31%	1.31% (Aug 2025)	0% (Sep 2024)	83.00 k	83000

Stocks removed from Portfolio (in 1 month period ending 31st Aug,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Chalet Hotels Ltd.	Hotels & resorts	115.6	0.00%	-0.72%	0.91% (Nov 2024)	0% (Sep 2024)	0.00	-127000

Trend in stock holdings (Top 15 Holding)

Stock	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024	Sep 2024	Aug 2024
HDFC Bank Ltd.	6.94%	7.36%	7.21%	7.23%	7.65%	7.41%	7.43%	6.87%	7.07%	7.02%	6.85%	6.57%	5.55%
ICICI Bank Ltd.	4.86%	5.15%	4.96%	5.12%	5.26%	5.06%	4.79%	4.70%	4.74%	4.71%	4.73%	4.48%	4.42%
Reliance Industries Ltd.	4.42%	4.53%	4.83%	4.72%	4.85%	4.49%	4.47%	4.45%	4.21%	4.39%	4.57%	4.87%	5.08%
Infosys Ltd.	3.19%	3.28%	3.44%	3.46%	3.45%	3.69%	4.20%	4.41%	4.35%	4.21%	4.02%	4.13%	4.37%
Larsen & Toubro Ltd.	3.06%	3.09%	3.08%	3.18%	3.01%	3.20%	3.07%	3.27%	3.26%	3.30%	3.24%	2.96%	3.46%
Maruti Suzuki India Ltd.	3.61%	3.08%	2.99%	3.07%	3.17%	3.04%	3.34%	3.24%	2.82%	2.82%	2.85%	3.06%	2.93%
Tata Consultancy Services Ltd.	2.01%	1.98%	2.23%	2.30%	2.38%	2.54%	2.60%	2.89%	2.84%	2.90%	2.72%	2.81%	3.07%
Ultratech Cement Ltd.	2.64%	2.56%	2.50%	2.39%	2.58%	2.60%	2.42%	2.59%	2.54%	2.44%	2.44%	2.50%	2.44%
State Bank Of India	2.40%	2.39%	2.43%	2.48%	2.50%	2.50%	2.36%	2.50%	2.53%	2.62%	2.59%	2.39%	2.53%
Axis Bank Ltd.	1.91%	1.95%	2.16%	2.22%	2.29%	2.17%	2.12%	1.94%	2.07%	2.16%	2.23%	2.28%	2.22%
Kotak Mahindra Bank Ltd.	2.05%	2.07%	2.24%	2.21%	2.45%	2.45%	2.28%	2.15%	1.99%	1.92%	1.91%	1.76%	1.73%
Divis Laboratories Ltd.	1.49%	1.60%	1.63%	2.12%	2.22%	2.15%	2.16%	2.07%	2.23%	2.22%	2.14%	1.90%	1.81%
Abbott India Ltd.	1.95%	2.14%	2.19%	1.93%	1.97%	2.06%	2.16%	1.75%	1.96%	1.79%	1.89%	1.83%	1.94%
Jubilant Foodworks Ltd.	1.63%	1.70%	1.80%	1.74%	1.97%	1.87%	1.86%	1.97%	1.99%	1.75%	1.58%	1.79%	1.94%
Timken India Ltd.	1.52%	1.75%	1.82%	1.68%	1.37%	1.56%	1.49%	1.62%	1.75%	1.85%	1.88%	2.00%	2.09%

No of Debt Holding 3 (Category Avg - 8.31) | Modified Duration 1.27 Years (Category Avg - 5.44)| Yield to Maturity 5.31% (Category Avg - 6.72%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
GOI	9.78%	23.58%
T-Bills	0.00%	0.00%
NCD & Bonds	0.33%	9.01%
PTC	0.00%	0.20%

Category - Retirement Fund

Security Type	% Weight	Category Average
Government Backed	9.78%	23.59%
Low Risk	0.33%	9.21%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Retirement Fund

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			1061.77	6.65%	1.04 Cr
Bond - Govt of India	GOI	Other			499.59	3.13%	50.00 L
Bond - Housing & Urban Development Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	52.64	0.33%	50.00

Name	Type of Instrument	Weight (%)
MF Units	MF Units	2.37%
National Highways Infra Trust	InvITs	2.25%
Cube Highways Trust	InvITs	2.15%
Nexus Select Trust	InvITs	2.01%
Embassy Office Parks Reit	InvITs	2.00%
TREPS	TREPS	1.35%
Net Receivables	Net Receivables	0.03%

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krishna_ksvs
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9 days ago

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hunch
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44 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more | 1

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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The Fixed Income
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12 hrs ago

Invest in a Reliable PSU Bond for Steady Returns POWER FINANCE CORPORATION LIMITED – 2029 Bond ✔️ Coupon: 9.10% p.a. ✔️ Rating: AAA Stable (CRISIL, ICRA, CARE) ✔️ Tenor: 3y 5m (Maturity: 23/Mar/2029) ✔️ PSU Bond | High Return | Listed Secure your funds in a top-rated PSU and benefit from attractive, stable returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dlJTdg-tfi/910-power-finance-corporation-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in a Reliable PSU Bond for Steady Returns POWER FINANCE CORPORATION LIMITED – 2029 Bond ✔️ Coupon: 9.10% p.a. ✔️ Rating: AAA Stable (CRISIL, ICRA, CARE) ✔️ Tenor: 3y 5m (Maturity: 23/Mar/2029) ✔️ PSU Bond | High Return | Listed Secure your funds in a top-rated PSU and benefit from attractive, stable returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dlJTdg-tfi/910-power-finance-corporation-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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ravisistla
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72 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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110 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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110 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
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