SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Scheme Objective

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.

Scheme Details

Fund manager(s) – Ardhendu Bhattacharya , Rohit Shimpi , Pradeep Kesavan
Launch date – 10-Feb-2021
Expense ratio – 1.06% as declared on 30-Sep-2025 (category average is 0.96%)
Benchmark - CRISIL Hybrid 35+65 - Aggressive Index

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

1626.44

0.00

0.00%

Sep - 2025	1626.44	0.00%
Aug - 2025	1596.89	0.00%
Jul - 2025	1596.76	0.00%
Jun - 2025	1616.30	0.00%
May - 2025	1566.80	0.00%
Apr - 2025	1506.90	0.00%
Mar - 2025	1477.63	0.00%
Feb - 2025	1395.63	0.00%
Jan - 2025	1479.60	0.00%

2024

1500.84

0.00

0.00%

Dec - 2024	1500.84	0.00	0.00%
Nov - 2024	1531.59	0.00	0.00%
Oct - 2024	1517.12	0.00	0.00%
Sep - 2024	1577.53	0.00	0.00%
Aug - 2024	1544.60	0.00	0.00%
Jul - 2024	1532.41	0.00	0.00%
Jun - 2024	1484.49	0.00	0.00%
May - 2024	1392.05	27022.37	5.15%
Apr - 2024	1348.68	26269.83	5.13%
Mar - 2024	1306.37	25352.07	5.15%
Feb - 2024	1281.46	24933.04	5.14%
Jan - 2024	1272.94	24499.16	5.20%

2023

1255.51

24051.60

5.22%

Dec - 2023	1255.51	24051.60	5.22%
Nov - 2023	1180.56	22692.50	5.20%
Oct - 2023	1118.59	21422.05	5.22%
Sep - 2023	1134.08	21606.14	5.25%
Aug - 2023	1108.17	21272.31	5.21%
Jul - 2023	1080.49	21026.73	5.14%
Jun - 2023	1040.82	20210.32	5.15%
May - 2023	991.30	19461.40	5.09%
Apr - 2023	942.63	18740.21	5.03%
Mar - 2023	892.82	17987.14	4.96%
Feb - 2023	871.50	17809.25	4.89%
Jan - 2023	850.41	17794.41	4.78%

2022

832.65

17993.31

4.63%

Dec - 2022	832.65	17993.31	4.63%
Nov - 2022	821.60	18233.59	4.51%
Oct - 2022	789.77	17818.23	4.43%
Sep - 2022	743.03	17264.46	4.30%
Aug - 2022	735.76	17407.17	4.23%
Jul - 2022	696.50	16765.41	4.15%
Jun - 2022	637.18	15671.74	4.07%
May - 2022	650.42	16062.33	4.05%
Apr - 2022	644.30	16341.14	3.94%
Mar - 2022	650.90	16401.21	3.97%
Feb - 2022	619.83	15924.11	3.89%
Jan - 2022	633.20	16416.94	3.86%

2021

618.69

16444.54

3.76%

Dec - 2021	618.69	16444.54	3.76%
Nov - 2021	600.40	16154.05	3.72%
Oct - 2021	590.96	16294.89	3.63%
Sep - 2021	567.30	16150.65	3.51%
Aug - 2021	540.34	15700.89	3.44%
Jul - 2021	510.60	15132.20	3.37%
Jun - 2021	482.68	14741.97	3.27%
May - 2021	462.46	14411.14	3.21%
Apr - 2021	426.76	13689.10	3.12%
Mar - 2021	412.83	13568.28	3.04%
Feb - 2021	389.34	13380.56	2.91%
Jan - 2021	0.00	11808.61	0.00%

Tax Rate

Please check with your Tax Advisor.

Contact Details

SBI Funds Management Limited

9th Floor, Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex, Bandra (East), Mumbai 400051
Tel no.: 022 - 61793000
Fax no.: 022 – 67425687
Website.: https://www.sbimf.com