Navi Aggressive Hybrid Fund - IDCW - Annual

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Portfolio Turnover Ratio : 65.00%. Category average turnover ratio is 248.11%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 73.25% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 73.25%

No of Stocks : 60 (Category Avg - 59.07) | Large Cap Investments : 26.71%| Mid Cap Investments : 5.96% | Small Cap Investments : 19.94% | Other : 20.64%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	60	58.86
Top 5 Stock Weight	18.07%	21.84%
Top 10 Stock Weight	32.13%	34.26%
Top 3 Sector Weight	24.67%	25%

Category - Aggressive Hybrid Fund

Particulars	This Scheme	Category
Average mcap (Cr)	81530.83	90844.84
Holdings in large cap stocks	26.71%	35.43%
Holdings in mid cap stocks	5.96%	8.51%
Holdings in small cap stocks	19.94%	7.65%

Category - Aggressive Hybrid Fund

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
UPL Ltd.	Pesticides & agrochemicals	48.4	3.84%	0.25%	3.93% (Aug 2025)	2.2% (Nov 2024)	67.21 k	0.00
Axis Bank Ltd.	Private sector bank	48	3.81%	0.22%	4.61% (Apr 2025)	2.28% (Nov 2024)	38.93 k	0.00
HDFC Bank Ltd.	Private sector bank	46.4	3.68%	-0.92%	4.88% (Jul 2025)	2.24% (Nov 2024)	46.95 k	-0.13 L
Reliance Industries Ltd.	Refineries & marketing	44.6	3.54%	0.21%	4.21% (Apr 2025)	2.43% (Nov 2024)	30.02 k	0.00
Redington Ltd.	Trading & distributors	40.3	3.20%	-0.46%	4.11% (Apr 2025)	2.4% (Nov 2024)	1.59 L	0.00
Usha Martin Ltd.	Iron & steel products	39.1	3.11%	-0.04%	3.43% (Dec 2024)	2.46% (Jun 2025)	84.21 k	0.00
Kotak Mahindra Bank Ltd.	Private sector bank	36.6	2.91%	0.08%	2.91% (Oct 2025)	0% (Nov 2024)	17.43 k	0.00
ICICI Bank Ltd.	Private sector bank	36.1	2.87%	-0.07%	3.23% (Jul 2025)	2.2% (May 2025)	26.83 k	0.00
Varun Beverages Ltd.	Other beverages	34.2	2.72%	0.09%	3.1% (Jul 2025)	0.41% (Nov 2024)	72.87 k	0.00
Sansera Engineering Ltd.	Auto components & equipments	30.8	2.45%	0.17%	3.6% (Mar 2025)	1.9% (Nov 2024)	20.37 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

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Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
UPL Ltd.	Pesticides & agrochemicals	4.76	48.4	3.84%	0.25%	3.93% (Aug 2025)	2.2% (Nov 2024)	67.21 k	0.00	Large Cap	26.71
Axis Bank Ltd.	Private sector bank	13.27	48	3.81%	0.22%	4.61% (Apr 2025)	2.28% (Nov 2024)	38.93 k	0.00	Large Cap	26.71
HDFC Bank Ltd.	Private sector bank	13.27	46.4	3.68%	-0.92%	4.88% (Jul 2025)	2.24% (Nov 2024)	46.95 k	-0.13 L	Other	20.64
Reliance Industries Ltd.	Refineries & marketing	3.54	44.6	3.54%	0.21%	4.21% (Apr 2025)	2.43% (Nov 2024)	30.02 k	0.00	Large Cap	26.71
Redington Ltd.	Trading & distributors	3.2	40.3	3.20%	-0.46%	4.11% (Apr 2025)	2.4% (Nov 2024)	1.59 L	0.00	Small Cap	19.94
Usha Martin Ltd.	Iron & steel products	3.11	39.1	3.11%	-0.04%	3.43% (Dec 2024)	2.46% (Jun 2025)	84.21 k	0.00	Small Cap	19.94
Kotak Mahindra Bank Ltd.	Private sector bank	13.27	36.6	2.91%	0.08%	2.91% (Oct 2025)	0% (Nov 2024)	17.43 k	0.00	Large Cap	26.71
ICICI Bank Ltd.	Private sector bank	13.27	36.1	2.87%	-0.07%	3.23% (Jul 2025)	2.2% (May 2025)	26.83 k	0.00	Large Cap	26.71
Varun Beverages Ltd.	Other beverages	2.72	34.2	2.72%	0.09%	3.1% (Jul 2025)	0.41% (Nov 2024)	72.87 k	0.00	Other	20.64
Sansera Engineering Ltd.	Auto components & equipments	6.64	30.8	2.45%	0.17%	3.6% (Mar 2025)	1.9% (Nov 2024)	20.37 k	0.00	Other	20.64
CreditAccess Grameen Ltd.	Microfinance institutions	2.24	28.2	2.24%	0.06%	2.97% (Apr 2025)	1.91% (Jun 2025)	19.80 k	0.00	Small Cap	19.94
Zydus Lifesciences Ltd.	Pharmaceuticals	4.21	26.6	2.11%	-0.07%	2.32% (Jan 2025)	1.52% (Nov 2024)	27.29 k	0.00	Mid Cap	5.96
BLS International Services Ltd.	Diversified commercial services	1.79	22.6	1.79%	-1.22%	4.22% (Dec 2024)	1.79% (Oct 2025)	71.85 k	-0.43 L	Small Cap	19.94
Shriram Finance Ltd.	Non banking financial company (nbfc)	2.22	21.9	1.74%	0.27%	1.74% (Oct 2025)	0.89% (Aug 2025)	29.26 k	0.00	Other	20.64
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	1.72	21.7	1.72%	0.11%	1.96% (Apr 2025)	1.45% (Nov 2024)	10.54 k	0.00	Large Cap	26.71
Indegene Ltd.	Healthcare research, analytics & technology	1.72	21.7	1.72%	-0.12%	1.84% (Sep 2025)	0.55% (Dec 2024)	40.24 k	0.00	Other	20.64
Lumax Industries Ltd.	Auto components & equipments	6.64	21.5	1.70%	-0.07%	4.42% (Jun 2025)	1.7% (Oct 2025)	4.30 k	0.00	Small Cap	19.94
Senco Gold Ltd.	Gems, jewellery and watches	2.71	18.5	1.47%	-0.12%	3.06% (Jan 2025)	1.45% (Jul 2025)	56.92 k	0.00	Other	20.64
EMS Ltd.	Water supply & management	1.41	17.8	1.41%	-1.10%	3.59% (Jan 2025)	1.41% (Oct 2025)	33.74 k	-0.23 L	Other	20.64
Tata Consultancy Services Ltd.	Computers - software & consulting	2.57	17.5	1.39%	0.04%	2.06% (Mar 2025)	1.14% (Nov 2024)	5.73 k	0.00	Large Cap	26.71
Rainbow Childrens Medicare Ltd.	Hospital	1.57	17.1	1.36%	-0.02%	1.38% (Sep 2025)	0% (Nov 2024)	12.50 k	0.00	Other	20.64
Cipla Ltd.	Pharmaceuticals	4.21	16.6	1.31%	-0.04%	2.67% (Apr 2025)	1.31% (Oct 2025)	11.03 k	0.00	Large Cap	26.71
Suprajit Engineering Ltd.	Auto components & equipments	6.64	16	1.27%	-0.08%	1.49% (Feb 2025)	0.91% (Jan 2025)	35.80 k	0.00	Small Cap	19.94
Sky Gold Ltd.	Gems, jewellery and watches	2.71	15.7	1.24%	0.30%	1.24% (Oct 2025)	0% (Nov 2024)	44.00 k	0.00	Small Cap	19.94
- Infosys Ltd.	Computers - software & consulting	2.57	14.9	1.18%	0.00%	1.98% (Mar 2025)	1.18% (Sep 2025)	10.05 k	0.00	Large Cap	26.71
Tata Motors Passenger Vehicles Ltd.	Passenger cars & utility vehicles	1.17	14.8	1.17%	0.95%	1.17% (Oct 2025)	0% (Nov 2024)	36.00 k	32.00 k	Large Cap	26.71
Fiem Industries Ltd.	Auto ancillaries	1.16	14.6	1.16%	0.07%	2.26% (Jul 2025)	1.09% (Sep 2025)	7.00 k	0.00	Small Cap	19.94
ITC Limited	Diversified fmcg	2.01	14.3	1.14%	0.03%	1.57% (Dec 2024)	1.11% (Sep 2025)	34.04 k	0.00	Large Cap	26.71
# Yash Highvoltage Ltd.	Other electrical equipment	1.01	12.7	1.01%	1.01%	1.01% (Oct 2025)	0% (Nov 2024)	25.00 k	25.00 k	Other	20.64
UNO Minda Ltd.	Auto components & equipments	6.64	11.1	0.88%	-0.07%	1.54% (Jun 2025)	0% (Nov 2024)	9.00 k	0.00	Small Cap	19.94
Hindustan Unilever Ltd.	Diversified fmcg	2.01	10.9	0.87%	-0.04%	2.25% (Jan 2025)	0.87% (Oct 2025)	4.43 k	0.00	Large Cap	26.71
Glenmark Life Sciences Ltd.	Pharmaceuticals	4.21	9.9	0.79%	-0.04%	2.09% (Dec 2024)	0.79% (Oct 2025)	10.99 k	0.00	Other	20.64
Bank of Maharashtra	Public sector bank	1.58	9.4	0.75%	0.02%	0.75% (Oct 2025)	0% (Nov 2024)	1.60 L	0.00	Small Cap	19.94
Power Finance Corporation Ltd.	Financial institution	1.13	8.1	0.64%	-0.03%	0.68% (Jun 2025)	0% (Nov 2024)	20.00 k	0.00	Mid Cap	5.96
Aditya Birla Capital Ltd.	Life insurance	0.58	7.3	0.58%	0.04%	0.58% (Oct 2025)	0% (Nov 2024)	22.50 k	0.00	Mid Cap	5.96
C.E. Info Systems Ltd.	Software products	0.58	7.3	0.58%	0.04%	0.58% (Oct 2025)	0% (Nov 2024)	4.00 k	0.00	Other	20.64
InterGlobe Aviation Ltd.	Airline	0.53	6.7	0.53%	-0.01%	1.6% (Apr 2025)	0.53% (Oct 2025)	1.18 k	0.00	Large Cap	26.71
Kewal Kiran Clothing Ltd.	Garments & apparels	0.5	6.2	0.50%	-0.01%	0.51% (Sep 2025)	0% (Nov 2024)	12.00 k	0.00	Small Cap	19.94
# Dhanuka Agritech Ltd.	Pesticides & agrochemicals	4.76	6.2	0.49%	0.49%	0.49% (Oct 2025)	0% (Nov 2024)	4.50 k	4.50 k	Small Cap	19.94
- Gulf Oil Lubircants India Ltd.	Lubricants	0.49	6.2	0.49%	0.00%	0.51% (Aug 2025)	0% (Nov 2024)	5.00 k	0.00	Small Cap	19.94
Rural Electrification Corporation Limited	Financial institution	1.13	6.2	0.49%	-0.01%	0.5% (Sep 2025)	0% (Nov 2024)	16.50 k	0.00	Mid Cap	5.96
Union Bank Of India	Public sector bank	1.58	6.2	0.49%	0.02%	0.51% (Jun 2025)	0% (Nov 2024)	41.50 k	0.00	Mid Cap	5.96
- Action Construction Equipment Ltd.	Construction vehicles	0.48	6.1	0.48%	0.00%	0.48% (Oct 2025)	0% (Nov 2024)	5.50 k	0.00	Small Cap	19.94
Jio Financial Services Ltd.	Non banking financial company (nbfc)	2.22	6.1	0.48%	0.01%	0.81% (Dec 2024)	0.47% (Sep 2025)	19.87 k	0.00	Other	20.64
Computer Age Management Services Pvt Ltd.	Depositories, clearing houses and other intermediaries	0.47	5.9	0.47%	0.01%	0.51% (Jun 2025)	0% (Nov 2024)	1.50 k	0.00	Other	20.64
JK Paper Ltd.	Paper & paper products	0.43	5.4	0.43%	0.01%	0.43% (Oct 2025)	0% (Nov 2024)	13.53 k	0.00	Small Cap	19.94
# Pi Industries Ltd.	Pesticides & agrochemicals	4.76	5.4	0.43%	0.43%	0.43% (Oct 2025)	0% (Nov 2024)	1.50 k	1.50 k	Mid Cap	5.96
Indian Bank	Public sector bank	1.58	4.3	0.34%	-0.24%	0.58% (Sep 2025)	0% (Nov 2024)	5.00 k	-4.50 k	Mid Cap	5.96
Tips Industries Ltd.	Film production, distribution & exhibition	0.32	4	0.32%	-0.04%	0.55% (Nov 2024)	0.32% (Oct 2025)	7.51 k	0.00	Other	20.64
Ashok Leyland Ltd.	Commercial vehicles	0.39	3.9	0.31%	-0.01%	0.62% (Apr 2025)	0.29% (Aug 2025)	27.50 k	0.00	Mid Cap	5.96
Nippon Life India Asset Management Ltd.	Asset management company	0.24	3.1	0.24%	-0.01%	0.25% (Sep 2025)	0% (Nov 2024)	3.50 k	0.00	Mid Cap	5.96
Larsen & Toubro Ltd.	Civil construction	0.22	2.8	0.22%	0.01%	0.22% (Oct 2025)	0% (Nov 2024)	700.00	0.00	Large Cap	26.71
- Narayana Hrudayalaya Ltd.	Hospital	1.57	2.6	0.21%	0.00%	0.26% (Jun 2025)	0% (Nov 2024)	1.50 k	0.00	Small Cap	19.94
- Motherson Sumi Systems Ltd.	Auto components & equipments	6.64	2.6	0.21%	0.00%	0.21% (Oct 2025)	0% (Nov 2024)	24.87 k	0.00	Large Cap	26.71
Astral Ltd.	Plastic products - industrial	0.33	2.5	0.20%	0.01%	0.22% (May 2025)	0% (Nov 2024)	1.75 k	0.00	Mid Cap	5.96
- Knowledge Marine & Engineering Works Ltd.	Port & port services	0.16	2	0.16%	0.00%	0.25% (Aug 2025)	0% (Nov 2024)	824.00	0.00	Other	20.64
S.J.S. Enterprises Ltd.	Auto components & equipments	6.64	1.6	0.13%	0.01%	0.22% (Jul 2025)	0% (Nov 2024)	1.00 k	0.00	Other	20.64
Supreme Industries Ltd.	Plastic products - industrial	0.33	1.7	0.13%	-0.02%	0.32% (Aug 2025)	0% (Nov 2024)	437.00	0.00	Mid Cap	5.96
# TML Commercial Vehicles Ltd.	Commercial vehicles	0.39	1	0.08%	0.08%	0.08% (Oct 2025)	0% (Nov 2024)	4.00 k	4.00 k	Other	20.64
Jubilant Foodworks Ltd.	Restaurants	0.07	0.9	0.07%	-0.54%	0.67% (Jun 2025)	0.06% (Nov 2024)	1.54 k	-0.11 L	Other	20.64
United Spirits Ltd.	Breweries & distilleries		2	0.00%	-0.16%	-	-	-	-	Large Cap	26.71
Bond - Power Grid Corporation of India Ltd.	Power - transmission		9	0.00%	-0.73%	-	-	-	-	Other	20.64
Bond - Small Industries Development Bank Of India	Financial institution	1.13	50.1	0.00%	-4.07%	-	-	-	-	Other	20.64
Zen Technologies Ltd.	Aerospace & defense		2.6	0.00%	-0.21%	-	-	-	-	Small Cap	19.94
Gabriel India Ltd.	Auto components & equipments	6.64	3.2	0.00%	-0.26%	-	-	-	-	Small Cap	19.94

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Dhanuka Agritech Ltd.	Pesticides & agrochemicals	6.2	0.49%	0.49%	0.49% (Oct 2025)	0% (Nov 2024)	4.50 k	4500
# TML Commercial Vehicles Ltd.	Commercial vehicles	1	0.08%	0.08%	0.08% (Oct 2025)	0% (Nov 2024)	4.00 k	4000
# Yash Highvoltage Ltd.	Other electrical equipment	12.7	1.01%	1.01%	1.01% (Oct 2025)	0% (Nov 2024)	25.00 k	25000
# Pi Industries Ltd.	Pesticides & agrochemicals	5.4	0.43%	0.43%	0.43% (Oct 2025)	0% (Nov 2024)	1.50 k	1500
# Bond - Canara Bank	Public sector bank	19.8	1.57%	1.57%	0% (Nov 2025)	0% (Nov 2025)	2.00 L	200000

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	1M Change in Qty
United Spirits Ltd.	Breweries & distilleries	2	0.00%	-0.16%	0.17% (Jun 2025)	0% (Nov 2024)	-1500
Bond - Power Grid Corporation of India Ltd.	Power - transmission	9	0.00%	-0.73%	0% (Nov 2025)	0% (Nov 2025)	-90000
Bond - Small Industries Development Bank Of India	Financial institution	50.1	0.00%	-4.07%	0% (Nov 2025)	0% (Nov 2025)	-500000
Zen Technologies Ltd.	Aerospace & defense	2.6	0.00%	-0.21%	0.65% (Nov 2024)	0% (Nov 2024)	-1834
Gabriel India Ltd.	Auto components & equipments	3.2	0.00%	-0.26%	2.47% (Feb 2025)	0% (Nov 2024)	-2686

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
Axis Bank Ltd.	3.81%	3.59%	3.33%	3.38%	3.72%	3.85%	4.61%	4.25%	3.59%	3.25%	2.40%	2.28%	2.49%
Redington Ltd.	3.20%	3.66%	3.12%	3.23%	4.11%	3.60%	4.11%	4.04%	3.90%	3.34%	2.73%	2.40%	2.93%
UPL Ltd.	3.84%	3.59%	3.93%	3.85%	3.54%	3.50%	3.88%	3.66%	3.81%	3.39%	2.77%	2.20%	1.75%
HDFC Bank Ltd.	3.68%	4.60%	4.62%	4.88%	4.74%	2.38%	2.83%	2.67%	2.64%	2.42%	2.48%	2.24%	2.68%
Reliance Industries Ltd.	3.54%	3.33%	3.33%	3.39%	3.59%	3.54%	4.21%	3.79%	3.73%	2.71%	2.56%	2.43%	2.24%
BLS International Services Ltd.	1.79%	3.01%	3.44%	3.04%	2.89%	3.32%	3.26%	3.63%	3.22%	3.87%	4.22%	3.02%	3.19%
Usha Martin Ltd.	3.11%	3.15%	2.63%	2.59%	2.46%	2.67%	2.77%	3.20%	2.94%	3.17%	3.43%	3.08%	4.27%
Lumax Industries Ltd.	1.70%	1.77%	1.99%	2.79%	4.42%	3.89%	3.20%	3.42%	3.32%	2.86%	3.01%	2.66%	2.32%
EMS Ltd.	1.41%	2.51%	2.46%	2.78%	2.82%	2.81%	3.15%	3.23%	3.34%	3.59%	3.29%	2.29%	2.29%
ICICI Bank Ltd.	2.87%	2.94%	3.07%	3.23%	3.09%	2.20%	2.61%	2.45%	2.29%	2.22%	2.24%	3.17%	3.31%
Sansera Engineering Ltd.	2.45%	2.28%	2.12%	3.24%	3.29%	3.37%	3.23%	3.60%	3.46%	2.68%	2.00%	1.90%	1.63%
CreditAccess Grameen Ltd.	2.24%	2.18%	2.27%	2.01%	1.91%	2.55%	2.97%	2.58%	2.60%	2.86%	2.30%	2.09%	2.32%
Kotak Mahindra Bank Ltd.	2.91%	2.83%	2.31%	2.32%	2.49%	0.68%	-	-	-	-	-	-	-
Varun Beverages Ltd.	2.72%	2.63%	2.90%	3.10%	2.66%	2.88%	2.94%	3.01%	2.54%	1.88%	0.48%	0.41%	0.49%
Indusind Bank Ltd.	-	-	-	-	-	-	-	-	2.60%	2.43%	2.31%	1.66%	1.54%

No of Debt Holding 8 (Category Avg - 36.03) | Modified Duration 0.18 Years (Category Avg - 3.52)| Yield to Maturity 6.06% (Category Avg - 6.84%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	0.00%	8.43%
CD	1.57%	0.56%
T-Bills	0.00%	0.54%
CP	11.46%	0.77%
NCD & Bonds	10.60%	10.90%
PTC	0.00%	0.30%

Category - Aggressive Hybrid Fund

Security Type	% Weight	Category Average
Government Backed	0.00%	0.00%
Low Risk	23.63%	12.21%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Aggressive Hybrid Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	58.43	4.64%	5.84 L
Bond - Shriram Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA+	CARE	50.09	3.98%	5.00 L
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	49.90	3.96%	5.00 L
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	P1+	CRISIL	49.68	3.94%	5.00 L
Bond - Time Technoplast Ltd.	CP	Plastic products - industrial	P1+	CRISIL	24.97	1.98%	2.50 L
Bond - HDFC Bank Ltd.	NCD & Bonds	Private sector bank	AAA	CRISIL	24.88	1.98%	2.50 L
Bond - Power Finance Corporation Ltd.	CP	Financial institution	P1+	CRISIL	19.86	1.58%	2.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	19.82	1.57%	2.00 L