Union Balanced Advantage Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Dynamic Asset Allocation or Balanced Advantage

Portfolio Turnover Ratio : 304.00%. Category average turnover ratio is 300.16%. Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)

Equity Holding : 70.67% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 70.67%

No of Stocks : 77 (Category Avg - 75.26) | Large Cap Investments : 35.24%| Mid Cap Investments : 10.68% | Small Cap Investments : 4.81% | Other : 19.94%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	77	71.54
Top 5 Stock Weight	18.42%	21.44%
Top 10 Stock Weight	27.91%	32.64%
Top 3 Sector Weight	21.46%	24.36%

Category - Dynamic Asset Allocation or Balanced Advantage

Particulars	This Scheme	Category
Average mcap (Cr)	99646.06	94702.15
Holdings in large cap stocks	35.24%	38.05%
Holdings in mid cap stocks	10.68%	8.49%
Holdings in small cap stocks	4.81%	4.5%

Category - Dynamic Asset Allocation or Balanced Advantage

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity
HDFC Bank Ltd.	Private sector bank	749.9	5.46%	0.09%	5.59% (Jul 2025)	3.97% (Jan 2025)	7.60 L
Reliance Industries Ltd.	Refineries & marketing	536	3.90%	0.24%	4.32% (Jan 2025)	3.66% (Sep 2025)	3.61 L
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	481.4	3.50%	0.23%	3.5% (Oct 2025)	2.66% (Dec 2024)	2.34 L
ICICI Bank Ltd.	Private sector bank	460.1	3.35%	-0.08%	4.42% (May 2025)	3.35% (Oct 2025)	3.42 L
Larsen & Toubro Ltd.	Civil construction	303.1	2.21%	0.16%	2.21% (Oct 2025)	1.8% (Feb 2025)	75.20 k
Eternal Ltd.	E-retail/ e-commerce	300.9	2.19%	-0.10%	2.29% (Sep 2025)	0.58% (Mar 2025)	9.47 L
State Bank Of India	Public sector bank	276	2.01%	0.10%	2.01% (Oct 2025)	0.75% (Feb 2025)	2.95 L
Kotak Mahindra Bank Ltd.	Private sector bank	250.6	1.82%	0.05%	1.82% (Oct 2025)	0% (Nov 2024)	1.19 L
Infosys Ltd.	Computers - software & consulting	240.2	1.75%	0.01%	2.84% (Feb 2025)	1.74% (Sep 2025)	1.62 L
- Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	236.1	1.72%	0.00%	1.72% (Sep 2025)	0.97% (Nov 2024)	67.70 k

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

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Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
HDFC Bank Ltd.	Private sector bank	13.21	749.9	5.46%	0.09%	5.59% (Jul 2025)	3.97% (Jan 2025)	7.60 L	0.00	Other	19.94
Reliance Industries Ltd.	Refineries & marketing	3.9	536	3.90%	0.24%	4.32% (Jan 2025)	3.66% (Sep 2025)	3.61 L	0.00	Large Cap	35.24
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	3.5	481.4	3.50%	0.23%	3.5% (Oct 2025)	2.66% (Dec 2024)	2.34 L	0.00	Large Cap	35.24
ICICI Bank Ltd.	Private sector bank	13.21	460.1	3.35%	-0.08%	4.42% (May 2025)	3.35% (Oct 2025)	3.42 L	0.00	Large Cap	35.24
Larsen & Toubro Ltd.	Civil construction	2.47	303.1	2.21%	0.16%	2.21% (Oct 2025)	1.8% (Feb 2025)	75.20 k	0.00	Large Cap	35.24
Eternal Ltd.	E-retail/ e-commerce	2.29	300.9	2.19%	-0.10%	2.29% (Sep 2025)	0.58% (Mar 2025)	9.47 L	0.00	Other	19.94
State Bank Of India	Public sector bank	2.01	276	2.01%	0.10%	2.01% (Oct 2025)	0.75% (Feb 2025)	2.95 L	0.00	Large Cap	35.24
Kotak Mahindra Bank Ltd.	Private sector bank	13.21	250.6	1.82%	0.05%	1.82% (Oct 2025)	0% (Nov 2024)	1.19 L	0.00	Large Cap	35.24
Infosys Ltd.	Computers - software & consulting	4.33	240.2	1.75%	0.01%	2.84% (Feb 2025)	1.74% (Sep 2025)	1.62 L	0.00	Large Cap	35.24
- Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	3.1	236.1	1.72%	0.00%	1.72% (Sep 2025)	0.97% (Nov 2024)	67.70 k	0.00	Large Cap	35.24
Hindustan Unilever Ltd.	Diversified fmcg	2.9	232.5	1.69%	-0.07%	1.86% (Aug 2025)	0.99% (Dec 2024)	94.31 k	0.00	Large Cap	35.24
Bajaj Finance Ltd.	Non banking financial company (nbfc)	3.92	215.7	1.57%	0.03%	1.57% (Oct 2025)	0.97% (Nov 2024)	2.07 L	0.00	Other	19.94
- TVS Motor Company Ltd.	2/3 wheelers	2.06	207.9	1.51%	0.00%	1.51% (Sep 2025)	0.78% (Dec 2024)	59.26 k	0.00	Mid Cap	10.68
Patanjali Foods Ltd.	Edible oil	1.38	189.8	1.38%	0.03%	1.38% (Oct 2025)	0% (Nov 2024)	3.15 L	0.00	Other	19.94
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	3.1	189.2	1.38%	-0.01%	1.39% (Sep 2025)	0.66% (Apr 2025)	11.69 k	0.00	Large Cap	35.24
Max Financial Services Ltd.	Life insurance	1.26	173.2	1.26%	-0.05%	1.33% (Aug 2025)	0.38% (Feb 2025)	1.12 L	0.00	Mid Cap	10.68
Gabriel India Ltd.	Auto components & equipments	1.24	170	1.24%	0.07%	1.24% (Oct 2025)	0.41% (Nov 2024)	1.33 L	0.00	Small Cap	4.81
ITC Limited	Diversified fmcg	2.9	166.9	1.21%	0.02%	1.34% (Dec 2024)	1.19% (Sep 2025)	3.97 L	0.00	Large Cap	35.24
Axis Bank Ltd.	Private sector bank	13.21	163	1.19%	0.08%	1.19% (Oct 2025)	0.83% (Jan 2025)	1.32 L	0.00	Large Cap	35.24
Ultratech Cement Ltd.	Cement & cement products	1.61	158.3	1.15%	-0.05%	1.2% (Sep 2025)	0% (Nov 2024)	13.25 k	0.00	Large Cap	35.24
Jio Financial Services Ltd.	Non banking financial company (nbfc)	3.92	137	1.00%	0.03%	1.07% (Jul 2025)	0.33% (Feb 2025)	4.47 L	0.00	Other	19.94
Bharat Electronics Ltd.	Aerospace & defense	1.32	132.3	0.96%	0.03%	1.43% (Nov 2024)	0.49% (Mar 2025)	3.11 L	0.00	Mid Cap	10.68
- Krishna Institute of Medical Sciences Ltd.	Hospital	1.69	129.8	0.94%	0.00%	0.99% (Jul 2025)	0% (Nov 2024)	1.80 L	0.00	Other	19.94
Adani Ports And Special Economic Zone Ltd.	Port & port services	0.85	116.5	0.85%	0.01%	0.85% (Oct 2025)	0.64% (Jan 2025)	80.28 k	0.00	Large Cap	35.24
Shriram Finance Ltd.	Non banking financial company (nbfc)	3.92	116.1	0.84%	0.13%	0.84% (Oct 2025)	0.61% (Jan 2025)	1.55 L	0.00	Other	19.94
Lupin Ltd.	Pharmaceuticals	2.48	113.5	0.83%	0.01%	0.95% (Dec 2024)	0.8% (Jun 2025)	57.79 k	0.00	Large Cap	35.24
Tata Consultancy Services Ltd.	Computers - software & consulting	4.33	111	0.81%	0.03%	1.85% (Jan 2025)	0.78% (Sep 2025)	36.29 k	0.00	Large Cap	35.24
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	2.48	110.7	0.81%	0.03%	0.87% (Apr 2025)	0.77% (Aug 2025)	65.50 k	0.00	Large Cap	35.24
Titan Company Ltd.	Gems, jewellery and watches	0.76	104.9	0.76%	0.06%	1.45% (Jan 2025)	0.64% (Nov 2024)	28.00 k	0.00	Large Cap	35.24
Max Healthcare Institute Ltd.	Hospital	1.69	102.5	0.75%	0.01%	0.82% (Jun 2025)	0.6% (Nov 2024)	89.26 k	0.00	Other	19.94
Cummins India Ltd.	Compressors, pumps & diesel engines	0.74	102.3	0.74%	0.05%	0.74% (Oct 2025)	0.33% (Feb 2025)	23.54 k	0.00	Mid Cap	10.68
Dixon Technologies (India) Ltd.	Consumer electronics	0.74	102.2	0.74%	-0.06%	0.83% (Dec 2024)	0.64% (Mar 2025)	6.60 k	0.00	Other	19.94
Jindal Steel Ltd.	Iron & steel products	1.19	101.3	0.74%	-0.01%	1.41% (Nov 2024)	0.55% (Aug 2025)	94.96 k	0.00	Mid Cap	10.68
Doms Industries Ltd.	Stationary	0.71	97.2	0.71%	0.01%	0.71% (Oct 2025)	0% (Nov 2024)	37.80 k	0.00	Other	19.94
Solar Industries India Ltd.	Explosives	0.71	97.2	0.71%	0.02%	0.88% (Jun 2025)	0% (Nov 2024)	7.00 k	0.00	Small Cap	4.81
Karur Vysya Bank Ltd	Private sector bank	13.21	96.3	0.70%	0.08%	0.7% (Oct 2025)	0% (Nov 2024)	3.96 L	0.00	Small Cap	4.81
Coromandel International Ltd.	Fertilizers	0.7	95.6	0.70%	-0.05%	0.88% (Jul 2025)	0% (Nov 2024)	45.00 k	0.00	Mid Cap	10.68
Federal Bank Ltd.	Private sector bank	13.21	94.6	0.69%	0.12%	0.69% (Oct 2025)	0% (Nov 2024)	4.00 L	0.00	Mid Cap	10.68
Rural Electrification Corporation Limited	Financial institution	0.69	94.2	0.69%	-0.01%	0.82% (Jan 2025)	0.37% (Nov 2024)	2.51 L	0.00	Mid Cap	10.68
Britannia Industries Ltd.	Packaged foods	0.59	81.7	0.59%	-0.03%	0.62% (Sep 2025)	0% (Nov 2024)	14.00 k	0.00	Large Cap	35.24
National Thermal Power Corporation Ltd.	Power generation	0.99	77.2	0.56%	-0.02%	1.33% (Nov 2024)	0.54% (Feb 2025)	2.29 L	0.00	Large Cap	35.24
Pidilite Industries Ltd.	Specialty chemicals	0.54	74	0.54%	-0.02%	0.58% (Aug 2025)	0.52% (Dec 2024)	51.24 k	0.00	Large Cap	35.24
Gokaldas Exports Ltd.	Garments & apparels	0.54	73.7	0.54%	0.07%	0.63% (May 2025)	0.3% (Mar 2025)	87.86 k	0.00	Small Cap	4.81
Eicher Motors Ltd.	2/3 wheelers	2.06	72.4	0.53%	-0.01%	0.97% (Nov 2024)	0.4% (May 2025)	10.33 k	0.00	Other	19.94
Mphasis Ltd.	Computers - software & consulting	4.33	72.3	0.53%	0.01%	1.06% (Nov 2024)	0.45% (Feb 2025)	26.15 k	0.00	Mid Cap	10.68
# Tata Capital Ltd.	Non banking financial company (nbfc)	3.92	70.3	0.51%	0.51%	0.51% (Oct 2025)	0% (Nov 2024)	2.15 L	2.15 L	Other	19.94
Godrej Properties Ltd.	Residential, commercial projects	0.51	69.8	0.51%	0.06%	0.51% (Oct 2025)	0% (Nov 2024)	30.50 k	0.00	Mid Cap	10.68
CG Power and Industrial Solutions Ltd.	Heavy electrical equipment	0.51	69.6	0.51%	-0.01%	0.52% (Sep 2025)	0.41% (Feb 2025)	94.50 k	0.00	Small Cap	4.81
Hindalco Industries Ltd.	Aluminium	0.51	69.4	0.51%	0.05%	0.51% (Oct 2025)	0.34% (Dec 2024)	81.88 k	0.00	Large Cap	35.24
Inventurus Knowledge Solutions Ltd.	It enabled services – software	0.49	67.5	0.49%	0.35%	0.49% (Oct 2025)	0% (Nov 2024)	41.00 k	28.09 k	Other	19.94
HCL Technologies Limited	Computers - software & consulting	4.33	67.4	0.49%	0.04%	1.32% (Dec 2024)	0.45% (Sep 2025)	43.75 k	0.00	Large Cap	35.24
- Ajanta Pharma Limited	Pharmaceuticals	2.48	66.3	0.48%	0.00%	0.56% (Nov 2024)	0.48% (Sep 2025)	26.90 k	0.00	Small Cap	4.81
Grasim Industries Limited	Cement & cement products	1.61	62.9	0.46%	0.01%	0.46% (Oct 2025)	0% (Nov 2024)	21.75 k	0.00	Large Cap	35.24
Tata Steel Ltd.	Iron & steel products	1.19	62.3	0.45%	0.02%	0.57% (May 2025)	0.35% (Dec 2024)	3.41 L	0.00	Other	19.94
J S W Energy Ltd.	Power generation	0.99	59.3	0.43%	-0.01%	0.44% (Mar 2025)	0.32% (Jan 2025)	1.12 L	0.00	Mid Cap	10.68
Netweb Technologies India Ltd.	Computers hardware & equipments	0.41	56.5	0.41%	0.03%	0.41% (Oct 2025)	0% (Nov 2024)	14.00 k	0.00	Other	19.94
- Tata Consumer Products Ltd.	Tea & coffee	0.41	56.4	0.41%	0.00%	0.41% (Sep 2025)	0% (Nov 2024)	48.40 k	0.00	Mid Cap	10.68
Jubilant Foodworks Ltd.	Restaurants	0.41	56.2	0.41%	-0.02%	0.43% (Sep 2025)	0% (Nov 2024)	94.00 k	0.00	Other	19.94
Oil & Natural Gas Corporation Ltd.	Oil exploration & production	0.4	54.3	0.40%	-0.46%	0.91% (Jan 2025)	0.4% (Oct 2025)	2.13 L	-2.68 L	Large Cap	35.24
Indian Hotels Company Limited	Hotels & resorts	0.38	51.9	0.38%	0.01%	0.39% (Aug 2025)	0% (Nov 2024)	70.00 k	0.00	Mid Cap	10.68
Blue Star Ltd.	Household appliances	0.56	50.4	0.37%	0.01%	0.41% (Mar 2025)	0.29% (May 2025)	26.03 k	0.00	Small Cap	4.81
Hindustan Aeronautics Ltd.	Aerospace & defense	1.32	49.6	0.36%	-0.01%	0.37% (Sep 2025)	0% (Nov 2024)	10.60 k	0.00	Other	19.94
Coforge Ltd.	Computers - software & consulting	4.33	48.9	0.36%	0.03%	0.38% (Jun 2025)	0.29% (Apr 2025)	27.50 k	0.00	Other	19.94
- Cipla Ltd.	Pharmaceuticals	2.48	48.8	0.36%	0.00%	0.38% (Aug 2025)	0.34% (Nov 2024)	32.50 k	0.00	Large Cap	35.24
Nippon Life India Asset Management Ltd.	Asset management company	0.35	48.1	0.35%	-0.01%	0.36% (Sep 2025)	0.21% (Feb 2025)	55.00 k	0.00	Mid Cap	10.68
Trent Limited	Speciality retail	0.31	42.6	0.31%	-0.01%	0.45% (Dec 2024)	0.31% (Oct 2025)	9.07 k	0.00	Mid Cap	10.68
- Aadhar Housing Finance Ltd.	Housing finance company	0.3	40.8	0.30%	0.00%	0.64% (Apr 2025)	0.3% (Jul 2025)	80.09 k	0.00	Other	19.94
- Power Grid Corporation of India Ltd.	Power - transmission	0.28	38.8	0.28%	0.00%	0.3% (Nov 2024)	0.26% (Feb 2025)	1.35 L	0.00	Large Cap	35.24
Persistent Systems Ltd.	Computers - software & consulting	4.33	38.4	0.28%	0.05%	0.52% (Nov 2024)	0.23% (Sep 2025)	6.49 k	0.00	Other	19.94
Adani Enterprises Ltd.	Trading - minerals	0.28	38	0.28%	-0.01%	0.29% (Sep 2025)	0.24% (Feb 2025)	15.30 k	0.00	Mid Cap	10.68
Techno Electric & Engineering Co. Ltd.	Civil construction	2.47	36.1	0.26%	-0.01%	0.31% (Aug 2025)	0.2% (Mar 2025)	27.37 k	0.00	Small Cap	4.81
Crompton Greaves Consumer Electricals Ltd.	Household appliances	0.56	26.5	0.19%	-0.01%	0.26% (Dec 2024)	0.19% (Oct 2025)	93.60 k	0.00	Mid Cap	10.68
- Tech Mahindra Ltd.	Computers - software & consulting	4.33	14.5	0.11%	0.00%	0.2% (Apr 2025)	0% (Nov 2024)	10.20 k	0.00	Large Cap	35.24
Urban Company Ltd.	E-retail/ e-commerce	2.29	14.3	0.10%	-0.01%	0.11% (Sep 2025)	0% (Nov 2024)	90.83 k	0.00	Other	19.94
Digitide Solutions Ltd.	Business process outsourcing (bpo)/ knowledge process outsourcing (kpo)	0.1	14.3	0.10%	-0.01%	0.15% (Jul 2025)	0% (Nov 2024)	90.00 k	0.00	Other	19.94
- Anthem Biosciences Ltd.	Biotechnology	0.04	5.1	0.04%	0.00%	0.04% (Sep 2025)	0% (Nov 2024)	7.13 k	0.00	Other	19.94
# TVS Motor Company Ltd. - Preference Shares	2/3 wheelers	2.06	2.4	0.02%	0.00%	0% (Dec 2025)	0% (Dec 2025)	2.37 L	0.00	Other	19.94
Quess Corp Ltd.	Business process outsourcing (bpo)/ knowledge process outsourcing (kpo)	0.1	22.9	0.00%	-0.17%	-	-	-	-	Small Cap	4.81

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Tata Capital Ltd.	Non banking financial company (nbfc)	70.3	0.51%	0.51%	0.51% (Oct 2025)	0% (Nov 2024)	2.15 L	214687

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Quess Corp Ltd.	Business process outsourcing (bpo)/ knowledge process outsourcing (kpo)	22.9	0.00%	-0.17%	0.44% (Nov 2024)	0% (Nov 2024)	0.00	-90000

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
HDFC Bank Ltd.	5.46%	5.37%	5.35%	5.59%	5.31%	5.20%	5.17%	4.95%	4.24%	3.97%	4.32%	4.63%	4.46%
Reliance Industries Ltd.	3.90%	3.66%	3.94%	3.98%	4.22%	4.03%	4.00%	3.67%	4.30%	4.32%	4.02%	4.19%	4.30%
ICICI Bank Ltd.	3.35%	3.43%	3.54%	3.69%	3.54%	4.42%	4.38%	4.17%	3.44%	3.42%	3.38%	3.36%	3.33%
Bharti Airtel Ltd.	3.50%	3.27%	3.27%	3.27%	3.37%	3.14%	3.17%	3.05%	2.86%	2.82%	2.66%	2.68%	2.65%
Infosys Ltd.	1.75%	1.74%	2.09%	2.11%	2.20%	2.50%	2.41%	2.55%	2.84%	2.61%	2.52%	2.82%	2.66%
Larsen & Toubro Ltd.	2.21%	2.05%	2.00%	1.99%	1.98%	2.00%	1.82%	1.92%	1.80%	1.94%	1.90%	1.92%	1.86%
Eternal Ltd.	2.19%	2.29%	2.14%	1.84%	1.59%	1.44%	0.66%	1.16%	-	-	-	-	-
Zomato Ltd.	-	-	-	-	-	-	-	-	0.66%	0.62%	0.76%	0.75%	0.65%
Hindustan Unilever Ltd.	1.69%	1.76%	1.86%	1.73%	1.55%	1.60%	1.50%	1.46%	1.47%	1.08%	0.99%	1.04%	1.05%
Tata Consultancy Services Ltd.	0.81%	0.78%	0.83%	0.80%	1.55%	1.56%	1.56%	1.65%	1.65%	1.85%	1.78%	1.83%	1.69%
Patanjali Foods Ltd.	1.38%	1.35%	-	-	-	-	-	-	-	-	-	-	-
Mahindra & Mahindra Ltd.	1.72%	1.72%	1.60%	1.58%	1.54%	1.45%	1.44%	1.32%	1.31%	1.03%	1.00%	0.97%	0.89%
Bajaj Finance Ltd.	1.57%	1.54%	1.34%	1.33%	1.39%	1.37%	1.30%	1.36%	1.39%	1.22%	1.02%	0.97%	1.01%
ITC Limited	1.21%	1.19%	1.20%	1.19%	1.19%	1.20%	1.23%	1.19%	1.19%	1.29%	1.34%	1.30%	1.33%
State Bank Of India	2.01%	1.91%	1.46%	1.43%	1.45%	1.45%	1.41%	0.81%	0.75%	0.80%	0.79%	0.82%	0.80%
Kotak Mahindra Bank Ltd.	1.82%	1.77%	1.13%	1.13%	1.21%	1.17%	1.25%	1.24%	1.19%	0.40%	0.09%	-	-

No of Debt Holding 19 (Category Avg - 29.49) | Modified Duration 3.71 Years (Category Avg - 3.07)| Yield to Maturity 6.56% (Category Avg - 6.64%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	2.19%	8.49%
CD	1.43%	0.28%
T-Bills	1.01%	0.96%
CP	0.00%	0.41%
NCD & Bonds	17.81%	10.62%
PTC	0.00%	0.29%

Category - Dynamic Asset Allocation or Balanced Advantage

Security Type	% Weight	Category Average
Government Backed	3.20%	9.46%
Low Risk	19.24%	10.68%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Dynamic Asset Allocation or Balanced Advantage

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			300.61	2.19%	30.00 Cr
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	256.21	1.86%	25.00 Cr
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	255.86	1.86%	25.00 Cr
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	254.81	1.85%	25.00 Cr
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	254.50	1.85%	25.00 Cr
Bond - Power Grid Corporation of India Ltd.	NCD & Bonds	Power - transmission	AAA	CRISIL	252.12	1.83%	25.00 Cr
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	207.43	1.51%	20.00 Cr
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	153.51	1.12%	15.00 Cr
Bond - Power Grid Corporation of India Ltd.	NCD & Bonds	Power - transmission	AAA	CRISIL	153.28	1.12%	15.00 Cr
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	152.91	1.11%	15.00 Cr
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	152.38	1.11%	15.00 Cr
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	146.65	1.07%	15.00 Cr
Bond - T-Bill	T-Bills	Other			129.23	0.94%	13.00 Cr
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	103.90	0.76%	10.00 Cr
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	102.11	0.74%	10.00 Cr
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	100.86	0.73%	10.00 Cr
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	49.70	0.36%	5.00 Cr
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	48.89	0.36%	5.00 Cr
Bond - T-Bill	T-Bills	Other			9.98	0.07%	1.00 Cr