Get App Open
In App
Credit Cards
Open App
you are here:

SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Growth

  • Regular
  • Direct
Category : Retirement Fund
Fund House : SBI Mutual Fund
Equity Holding : 38.95% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 38.95%
No of Stocks : 51 (Category Avg - 53.59) | Large Cap Investments : 19.63%| Mid Cap Investments : 5.88% | Small Cap Investments : 4.73% | Other : 8.71%

Portfolio Summary (as on 30th Sep,2025)

Particulars This Scheme Category
No. of Stocks 51 57.56
Top 5 Stock Weight 11.66% 17.9%
Top 10 Stock Weight 18.1% 27.77%
Top 3 Sector Weight 13.06% 20.49%
Category - Retirement Fund
Particulars This Scheme Category
Average mcap (Cr) 55029.06 78714.39
Holdings in large cap stocks 19.63% 30.65%
Holdings in mid cap stocks 5.88% 8.76%
Holdings in small cap stocks 4.73% 9.59%
Category - Retirement Fund

Top 10 Stocks holding in Portfolio (as on 30th Sep,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Private sector bank 99.8 3.52% -0.03% 3.73% (Jul 2025) 3.19% (Jan 2025) 1.05 L 0.00
ICICI Bank Ltd. Private sector bank 69.6 2.46% -0.11% 2.69% (Jul 2025) 2.36% (Jan 2025) 51.60 k 0.00
Reliance Industries Ltd. Refineries & marketing 64.1 2.26% -0.01% 2.46% (Jun 2025) 2.1% (Dec 2024) 47.00 k 0.00
Maruti Suzuki India Ltd. Passenger cars & utility vehicles 51 1.80% 0.02% 1.8% (Sep 2025) 1.35% (Dec 2024) 3.18 k -0.20 k
Larsen & Toubro Ltd. Civil construction 45.9 1.62% 0.01% 1.64% (Dec 2024) 1.5% (Apr 2025) 12.55 k 0.00
Infosys Ltd. Computers - software & consulting 45.1 1.59% -0.04% 2.25% (Jan 2025) 1.59% (Sep 2025) 31.25 k 0.00
State Bank Of India Public sector bank 38.4 1.36% 0.10% 1.36% (Sep 2025) 1.15% (Feb 2025) 44.00 k 0.00
# Urban Company Ltd. E-retail/ e-commerce 36.3 1.28% 1.28% 1.28% (Sep 2025) 0% (Oct 2024) 2.23 L 2.23 L
Ultratech Cement Ltd. Cement & cement products 34.8 1.23% -0.05% 1.28% (Aug 2025) 1.03% (Jan 2025) 2.85 k 0.00
- Kotak Mahindra Bank Ltd. Private sector bank 27.9 0.98% 0.00% 1.11% (Mar 2025) 0.88% (Oct 2024) 14.00 k 0.00
- indicates change in weight in the portfolio. # indicates a new entry.

Complete equity Portfolio (as on 30th Sep,2025)

Help me understand this table
Stock Invested in
Sector
Sector Total
Value(Mn)
% of Total Holdings
1M Change
1Y Highest Holding
1Y Lowest Holding
Quantity
1M Change in Qty
M-Cap
GroupName
HDFC Bank Ltd. Private sector bank 7.94 99.8 3.52% -0.03% 3.73% (Jul 2025) 3.19% (Jan 2025) 1.05 L 0.00 Other 8.71
ICICI Bank Ltd. Private sector bank 7.94 69.6 2.46% -0.11% 2.69% (Jul 2025) 2.36% (Jan 2025) 51.60 k 0.00 Large Cap 19.63
Reliance Industries Ltd. Refineries & marketing 2.26 64.1 2.26% -0.01% 2.46% (Jun 2025) 2.1% (Dec 2024) 47.00 k 0.00 Large Cap 19.63
Maruti Suzuki India Ltd. Passenger cars & utility vehicles 1.8 51 1.80% 0.02% 1.8% (Sep 2025) 1.35% (Dec 2024) 3.18 k -0.20 k Large Cap 19.63
Larsen & Toubro Ltd. Civil construction 1.62 45.9 1.62% 0.01% 1.64% (Dec 2024) 1.5% (Apr 2025) 12.55 k 0.00 Large Cap 19.63
Infosys Ltd. Computers - software & consulting 2.58 45.1 1.59% -0.04% 2.25% (Jan 2025) 1.59% (Sep 2025) 31.25 k 0.00 Large Cap 19.63
State Bank Of India Public sector bank 1.36 38.4 1.36% 0.10% 1.36% (Sep 2025) 1.15% (Feb 2025) 44.00 k 0.00 Large Cap 19.63
# Urban Company Ltd. E-retail/ e-commerce 1.64 36.3 1.28% 1.28% 1.28% (Sep 2025) 0% (Oct 2024) 2.23 L 2.23 L Other 8.71
Ultratech Cement Ltd. Cement & cement products 1.41 34.8 1.23% -0.05% 1.28% (Aug 2025) 1.03% (Jan 2025) 2.85 k 0.00 Large Cap 19.63
- Kotak Mahindra Bank Ltd. Private sector bank 7.94 27.9 0.98% 0.00% 1.11% (Mar 2025) 0.88% (Oct 2024) 14.00 k 0.00 Large Cap 19.63
Axis Bank Ltd. Private sector bank 7.94 27.8 0.98% -0.04% 1.17% (May 2025) 0.96% (Sep 2025) 24.60 k -2.70 k Large Cap 19.63
Hindalco Industries Ltd. Aluminium 0.94 26.5 0.94% 0.07% 0.94% (Sep 2025) 0.76% (Jan 2025) 34.80 k 0.00 Large Cap 19.63
Schaeffler India Ltd. Auto components & equipments 2.54 23.6 0.83% 0.06% 0.93% (May 2025) 0.69% (Feb 2025) 5.60 k 0.00 Other 8.71
Abbott India Ltd. Pharmaceuticals 1.46 23.3 0.82% -0.07% 0.99% (Jun 2025) 0.67% (Jan 2025) 795.00 0.00 Mid Cap 5.88
Jubilant Foodworks Ltd. Restaurants 0.8 22.7 0.80% -0.02% 0.97% (Dec 2024) 0.77% (Oct 2024) 36.80 k 0.00 Other 8.71
Timken India Ltd. Abrasives & bearings 1.61 22.4 0.79% 0.03% 0.92% (Oct 2024) 0.66% (Apr 2025) 7.43 k 0.00 Small Cap 4.73
HDFC Life Insurance Company Ltd. Life insurance 0.72 20.4 0.72% -0.02% 0.77% (Jun 2025) 0.59% (Jan 2025) 27.00 k 0.00 Large Cap 19.63
Endurance Technologies Ltd. Auto components & equipments 2.54 20.3 0.72% -0.04% 0.88% (Nov 2024) 0.66% (Jul 2025) 7.40 k 0.00 Mid Cap 5.88
- Power Grid Corporation of India Ltd. Power - transmission 0.68 19.3 0.68% 0.00% 0.82% (Dec 2024) 0.66% (Feb 2025) 69.00 k 0.00 Large Cap 19.63
Divis Laboratories Ltd. Pharmaceuticals 1.46 18.2 0.64% -0.06% 0.99% (Jun 2025) 0.64% (Sep 2025) 3.20 k 0.00 Large Cap 19.63
TVS Motor Company Ltd. 2/3 wheelers 0.63 17.5 0.62% -0.09% 0.71% (Aug 2025) 0.52% (Mar 2025) 5.10 k -1.00 k Mid Cap 5.88
WABCO India Ltd. Auto components & equipments 2.54 17.4 0.62% -0.06% 0.72% (Nov 2024) 0.54% (Feb 2025) 1.35 k 0.00 Mid Cap 5.88
Asian Paints (india) Ltd. Paints 1.08 17.2 0.61% -0.04% 0.65% (Aug 2025) 0% (Oct 2024) 7.30 k 0.00 Large Cap 19.63
L&T Technology Services Ltd. It enabled services 0.59 16.7 0.59% -0.02% 0.81% (Jan 2025) 0.59% (Sep 2025) 4.05 k 0.00 Mid Cap 5.88
Kajaria Ceramics Ltd. Ceramics 0.58 16.3 0.58% -0.12% 0.96% (Nov 2024) 0.58% (Sep 2025) 14.00 k -2.30 k Small Cap 4.73
Cholamandalam Investment & Finance Co. Ltd. Non banking financial company (nbfc) 0.96 16 0.56% 0.06% 0.57% (Apr 2025) 0.34% (Dec 2024) 9.90 k 0.00 Other 8.71
Tata Consultancy Services Ltd. Computers - software & consulting 2.58 14.9 0.53% -0.47% 1.47% (Dec 2024) 0.53% (Sep 2025) 5.15 k -4.00 k Large Cap 19.63
- Grindwell Norton Ltd. Abrasives & bearings 1.61 14.8 0.52% 0.00% 0.75% (Oct 2024) 0.48% (Aug 2025) 9.31 k 0.00 Small Cap 4.73
Honeywell Automation India Ltd. Industrial products 0.8 14.4 0.51% -0.04% 0.62% (Dec 2024) 0.49% (Mar 2025) 400.00 0.00 Mid Cap 5.88
DR. LAL PATHLABS Ltd. Healthcare service provider 0.48 13.7 0.48% -0.04% 0.52% (Aug 2025) 0.4% (Mar 2025) 4.40 k 0.00 Small Cap 4.73
Navin Flourine International Ltd. Commodity chemicals 0.47 13.4 0.47% -0.01% 0.52% (Jul 2025) 0% (Oct 2024) 2.90 k 0.00 Small Cap 4.73
# Berger Paints India Ltd. Paints 1.08 13.4 0.47% 0.47% 0.47% (Sep 2025) 0% (Oct 2024) 26.00 k 26.00 k Large Cap 19.63
Hawkins Cookers Ltd. Household appliances 0.46 13.1 0.46% -0.02% 0.51% (Jul 2025) 0.4% (Mar 2025) 1.50 k 0.00 Small Cap 4.73
Page Industries Ltd. Garments & apparels 0.46 13 0.46% -0.05% 0.56% (Dec 2024) 0.46% (Sep 2025) 320.00 0.00 Mid Cap 5.88
- LTIMindtree Ltd. Computers - software & consulting 2.58 12.9 0.46% 0.00% 0.6% (Dec 2024) 0.4% (Apr 2025) 2.50 k 0.00 Mid Cap 5.88
DLF Ltd. Residential, commercial projects 0.44 12.5 0.44% -0.02% 0.55% (Dec 2024) 0.42% (Feb 2025) 17.50 k 0.00 Large Cap 19.63
Torrent Power Ltd. Integrated power utilities 0.41 11.7 0.41% -0.01% 0.49% (Jun 2025) 0% (Oct 2024) 9.60 k 0.00 Mid Cap 5.88
Balrampur Chini Mills Ltd. Sugar 0.4 11.4 0.40% -0.08% 0.57% (Oct 2024) 0.4% (Feb 2025) 25.00 k 0.00 Small Cap 4.73
Brigade Hotel Ventures Ltd. Hotels & resorts 0.4 11.3 0.40% -0.03% 0.43% (Aug 2025) 0% (Oct 2024) 1.38 L 0.00 Other 8.71
HDB Financial Services Ltd. Non banking financial company (nbfc) 0.96 11.3 0.40% -0.02% 0.44% (Jul 2025) 0% (Oct 2024) 15.00 k 0.00 Other 8.71
Sona BLW Precision Forgings Ltd. Auto components & equipments 2.54 10.5 0.37% -0.03% 0.64% (Oct 2024) 0.37% (Sep 2025) 25.50 k 0.00 Other 8.71
- AIA Engineering Ltd. Castings & forgings 0.37 10.4 0.37% 0.00% 0.47% (Oct 2024) 0.37% (Aug 2025) 3.40 k 0.00 Mid Cap 5.88
FSN E-Commerce Ventures Ltd. E-retail/ e-commerce 1.64 10.1 0.36% -0.09% 0.45% (Aug 2025) 0.33% (Dec 2024) 43.39 k -0.12 L Other 8.71
Esab India Ltd. Other industrial products 0.34 9.6 0.34% -0.02% 0.46% (Oct 2024) 0.32% (Mar 2025) 1.95 k 0.00 Small Cap 4.73
ABB India Ltd. Heavy electrical equipment 0.62 9 0.32% 0.01% 0.48% (Dec 2024) 0.31% (Aug 2025) 1.73 k 0.00 Large Cap 19.63
- Carborundum Universal Ltd. Abrasives & bearings 1.61 8.6 0.30% 0.00% 0.5% (Nov 2024) 0.28% (Aug 2025) 9.30 k 0.00 Small Cap 4.73
Thermax Ltd. Heavy electrical equipment 0.62 8.6 0.30% -0.01% 0.49% (Nov 2024) 0.3% (Sep 2025) 2.70 k 0.00 Mid Cap 5.88
Pitti Engineering Ltd. Industrial products 0.8 8.3 0.29% 0.01% 0.44% (Nov 2024) 0.28% (Apr 2025) 8.34 k 0.00 Small Cap 4.73
Nuvoco Vistas Corporation Ltd. Cement & cement products 1.41 5.2 0.18% -0.12% 0.3% (Aug 2025) 0.18% (Sep 2025) 12.30 k -6.20 k Other 8.71
Teamlease Services Ltd. Diversified commercial services 0.1 2.9 0.10% -0.10% 0.33% (Nov 2024) 0.1% (Sep 2025) 1.60 k -1.50 k Small Cap 4.73
# TVS Motor Company Ltd. - Preference Shares 2/3 wheelers 0.63 0.2 0.01% 0.00% 0% (Oct 2025) 0% (Oct 2025) 24.40 k 0.00 Other 8.71
HDFC Asset Management Co. Ltd. Asset management company 8.2 0.00% -0.29% - - - - Large Cap 19.63
- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
# Berger Paints India Ltd. Paints 13.4 0.47% 0.47% 0.47% (Sep 2025) 0% (Oct 2024) 26.00 k 26000
# Urban Company Ltd. E-retail/ e-commerce 36.3 1.28% 1.28% 1.28% (Sep 2025) 0% (Oct 2024) 2.23 L 223301

Stocks removed from Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Asset Management Co. Ltd. Asset management company 8.2 0.00% -0.29% 0.52% (Nov 2024) 0.29% (Aug 2025) 0.00 -1500

Trend in stock holdings (Top 15 Holding)

Stock Sep 2025 Aug 2025 Jul 2025 Jun 2025 May 2025 Apr 2025 Mar 2025 Feb 2025 Jan 2025 Dec 2024 Nov 2024 Oct 2024 Sep 2024
HDFC Bank Ltd. 3.52% 3.55% 3.73% 3.67% 3.59% 3.64% 3.52% 3.45% 3.28% 3.42% 3.42% 3.31% 3.24%
ICICI Bank Ltd. 2.46% 2.57% 2.69% 2.61% 2.62% 2.65% 2.55% 2.36% 2.38% 2.43% 2.43% 2.43% 2.34%
Reliance Industries Ltd. 2.26% 2.27% 2.30% 2.46% 2.35% 2.38% 2.20% 2.14% 2.19% 2.10% 2.20% 2.28% 2.47%
Infosys Ltd. 1.59% 1.63% 1.66% 1.75% 1.72% 1.69% 1.80% 2.00% 2.16% 2.16% 2.11% 2.00% 2.09%
Larsen & Toubro Ltd. 1.62% 1.61% 1.61% 1.61% 1.62% 1.51% 1.61% 1.51% 1.55% 1.56% 1.59% 1.55% 1.55%
Maruti Suzuki India Ltd. 1.80% 1.78% 1.50% 1.46% 1.47% 1.49% 1.43% 1.53% 1.53% 1.35% 1.36% 1.36% 1.60%
Urban Company Ltd. 1.28% - - - - - - - - - - - -
State Bank Of India 1.36% 1.26% 1.23% 1.26% 1.26% 1.25% 1.24% 1.15% 1.25% 1.28% 1.34% 1.31% 1.24%
Tata Consultancy Services Ltd. 0.53% 1.00% 0.98% 1.11% 1.12% 1.14% 1.21% 1.21% 1.38% 1.38% 1.42% 1.32% 1.39%
Ultratech Cement Ltd. 1.23% 1.28% 1.23% 1.20% 1.12% 1.20% 1.20% 1.10% 1.12% 1.11% 1.08% 1.07% 1.12%
Axis Bank Ltd. 0.98% 1.02% 1.03% 1.14% 1.15% 1.17% 1.10% 1.05% 0.99% 1.07% 1.12% 1.15% 1.20%
Kotak Mahindra Bank Ltd. 0.98% 0.98% 0.97% 1.06% 1.02% 1.11% 1.11% 1.01% 0.98% 0.92% 0.90% 0.88% 0.93%
Jubilant Foodworks Ltd. 0.80% 0.82% 0.85% 0.90% 0.85% 0.95% 0.90% 0.87% 0.95% 0.97% 0.86% 0.77% 0.89%
Divis Laboratories Ltd. 0.64% 0.70% 0.74% 0.76% 0.98% 0.92% 0.89% 0.87% 0.86% 0.94% 0.94% 0.90% 0.82%
Hindalco Industries Ltd. 0.94% 0.87% 0.84% 0.84% 0.78% 0.78% 0.87% 0.84% 0.76% 0.77% 0.83% 0.87% 0.94%
No of Debt Holding 14 (Category Avg - 8.55) | Modified Duration 6.56 Years (Category Avg - 5.49)| Yield to Maturity 7.12% (Category Avg - 6.70%)

Portfolio Summary (as on 30th Sep,2025)

Security Type % Weight Category Average
GOI 40.44% 23.75%
T-Bills 0.00% 0.00%
NCD & Bonds 17.90% 9.04%
PTC 0.00% 0.34%
Category - Retirement Fund
Security Type % Weight Category Average
Government Backed 40.44% 23.76%
Low Risk 17.90% 9.39%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Category - Retirement Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument
Type
Sector
Rating
Rating Agency
Value (Mn)
% of Total Holding
Quantity
Bond - Govt of India GOI Other 394.22 13.92% 40.00 L
Bond - Govt of India GOI Other 297.15 10.49% 30.00 L
Bond - Govt of India GOI Other 254.65 8.99% 25.00 L
Bond - Govt of India GOI Other 125.63 4.44% 12.50 L
Bond - Bharat Sanchar Nigam Limited NCD & Bonds Telecom - cellular & fixed line services AAA CRISIL 103.04 3.64% 100.00
Bond - Summit Digitel Infrastructure Pvt Ltd. NCD & Bonds Telecom - infrastructure AAA CRISIL 76.21 2.69% 750.00
Bond - Govt of India GOI Other 73.72 2.60% 7.50 L
Bond - Torrent Power Ltd. NCD & Bonds Integrated power utilities AA+ CRISIL 52.28 1.85% 500.00
Bond - Sundaram Finance Limited NCD & Bonds Non banking financial company (nbfc) AAA CRISIL 51.59 1.82% 500.00
Bond - Rural Electrification Corporation Limited NCD & Bonds Financial institution AAA CRISIL 51.37 1.81% 500.00
Bond - Power Finance Corporation Ltd. NCD & Bonds Financial institution AAA CRISIL 51.10 1.80% 500.00
Bond - Tata Power Renewable Energy Ltd. NCD & Bonds Power generation LAA+ ICRA 51.09 1.80% 500.00
Bond - Godrej Properties Ltd. NCD & Bonds Residential, commercial projects LAA+ ICRA 50.31 1.78% 500.00
Bond - Union Bank Of India NCD & Bonds Public sector bank AA+ CRISIL 20.17 0.71% 2.00
Name Type of Instrument Weight (%)
TREPS TREPS 1.42%
Net Receivables Net Receivables 1.29%

Forum

+ See More