PGIM India ELSS Tax Saver Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Portfolio Turnover Ratio : 28.00%. Category average turnover ratio is 88.62%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 97.40% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 97.40%

No of Stocks : 63 (Category Avg - 53.75) | Large Cap Investments : 40.93%| Mid Cap Investments : 4.19% | Small Cap Investments : 11.96% | Other : 40.32%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	63	53.75
Top 5 Stock Weight	30.37%	27.25%
Top 10 Stock Weight	42.44%	43.81%
Top 3 Sector Weight	31.97%	31.83%

Category - ELSS

Particulars	This Scheme	Category
Average mcap (Cr)	127481.29	93693.67
Holdings in large cap stocks	40.93%	39.39%
Holdings in mid cap stocks	4.19%	11.3%
Holdings in small cap stocks	11.96%	16.78%

Category - ELSS

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	702	8.98%	0.05%	9.21% (Jul 2025)	7.25% (Nov 2024)	7.11 L	0.00
ICICI Bank Ltd.	Private sector bank	632	8.08%	-0.28%	8.93% (Jul 2025)	6.16% (Nov 2024)	4.70 L	0.00
Reliance Industries Ltd.	Refineries & marketing	525.6	6.72%	0.35%	6.72% (Oct 2025)	4.82% (Dec 2024)	3.54 L	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	305.3	3.90%	0.21%	3.9% (Oct 2025)	2.57% (Dec 2024)	1.49 L	0.00
Eternal Ltd.	E-retail/ e-commerce	210.1	2.69%	-0.15%	2.84% (Sep 2025)	1.8% (Mar 2025)	6.61 L	0.00
Larsen & Toubro Ltd.	Civil construction	205.6	2.63%	0.69%	2.73% (Nov 2024)	1.76% (Apr 2025)	51.02 k	10.80 k
ICICI Lombard General Insurance Co Ltd.	General insurance	197.1	2.52%	0.05%	2.53% (Jun 2025)	2.27% (Dec 2024)	98.88 k	0.00
Dixon Technologies (India) Ltd.	Consumer electronics	185.9	2.38%	-0.21%	2.77% (Dec 2024)	2.14% (Mar 2025)	12.00 k	0.00
Bajaj Finance Ltd.	Non banking financial company (nbfc)	178.3	2.28%	0.02%	3.72% (Nov 2024)	1.5% (Dec 2024)	1.71 L	0.00
Kotak Mahindra Bank Ltd.	Private sector bank	176.6	2.26%	0.05%	2.46% (Mar 2025)	1.93% (Nov 2024)	84.00 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

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Sector
M-Cap

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Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
HDFC Bank Ltd.	Private sector bank	19.32	702	8.98%	0.05%	9.21% (Jul 2025)	7.25% (Nov 2024)	7.11 L	0.00	Other	40.32
ICICI Bank Ltd.	Private sector bank	19.32	632	8.08%	-0.28%	8.93% (Jul 2025)	6.16% (Nov 2024)	4.70 L	0.00	Large Cap	40.93
Reliance Industries Ltd.	Refineries & marketing	6.72	525.6	6.72%	0.35%	6.72% (Oct 2025)	4.82% (Dec 2024)	3.54 L	0.00	Large Cap	40.93
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	3.9	305.3	3.90%	0.21%	3.9% (Oct 2025)	2.57% (Dec 2024)	1.49 L	0.00	Large Cap	40.93
Eternal Ltd.	E-retail/ e-commerce	2.69	210.1	2.69%	-0.15%	2.84% (Sep 2025)	1.8% (Mar 2025)	6.61 L	0.00	Other	40.32
Larsen & Toubro Ltd.	Civil construction	2.63	205.6	2.63%	0.69%	2.73% (Nov 2024)	1.76% (Apr 2025)	51.02 k	10.80 k	Large Cap	40.93
ICICI Lombard General Insurance Co Ltd.	General insurance	2.52	197.1	2.52%	0.05%	2.53% (Jun 2025)	2.27% (Dec 2024)	98.88 k	0.00	Large Cap	40.93
Dixon Technologies (India) Ltd.	Consumer electronics	3.18	185.9	2.38%	-0.21%	2.77% (Dec 2024)	2.14% (Mar 2025)	12.00 k	0.00	Other	40.32
Bajaj Finance Ltd.	Non banking financial company (nbfc)	3.77	178.3	2.28%	0.02%	3.72% (Nov 2024)	1.5% (Dec 2024)	1.71 L	0.00	Other	40.32
Kotak Mahindra Bank Ltd.	Private sector bank	19.32	176.6	2.26%	0.05%	2.46% (Mar 2025)	1.93% (Nov 2024)	84.00 k	0.00	Large Cap	40.93
Ultratech Cement Ltd.	Cement & cement products	3.36	169.5	2.17%	-0.12%	2.35% (Aug 2025)	1.83% (Nov 2024)	14.19 k	0.00	Large Cap	40.93
UNO Minda Ltd.	Auto components & equipments	3.92	167.9	2.15%	-0.18%	2.33% (Sep 2025)	1.59% (Apr 2025)	1.36 L	0.00	Small Cap	11.96
Multi Commodity Exchange Of India Ltd.	Exchange and data platform	1.96	153.6	1.96%	0.25%	1.96% (Oct 2025)	1.19% (Mar 2025)	16.62 k	0.00	Small Cap	11.96
Infosys Ltd.	Computers - software & consulting	5.93	151.9	1.94%	-0.01%	3.07% (Jan 2025)	1.94% (Oct 2025)	1.03 L	0.00	Large Cap	40.93
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	5.46	147.9	1.89%	0.05%	2.12% (Dec 2024)	1.83% (Aug 2025)	87.48 k	0.00	Large Cap	40.93
Varun Beverages Ltd.	Other beverages	1.88	146.9	1.88%	0.05%	2.57% (Dec 2024)	1.79% (Jun 2025)	3.13 L	0.00	Other	40.32
Persistent Systems Ltd.	Computers - software & consulting	5.93	140.8	1.80%	0.29%	2.57% (Dec 2024)	1.51% (Sep 2025)	23.79 k	0.00	Other	40.32
- Max Healthcare Institute Ltd.	Hospital	3.71	134.5	1.72%	0.00%	1.87% (Jul 2025)	1.49% (Nov 2024)	1.17 L	0.00	Other	40.32
Tata Consultancy Services Ltd.	Computers - software & consulting	5.93	132.7	1.70%	0.04%	2.96% (Nov 2024)	1.66% (Sep 2025)	43.41 k	0.00	Large Cap	40.93
InterGlobe Aviation Ltd.	Airline	1.62	126.6	1.62%	-0.04%	1.71% (Jul 2025)	1.28% (Nov 2024)	22.50 k	0.00	Large Cap	40.93
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	1.61	125.5	1.61%	-0.02%	1.63% (Sep 2025)	0% (Nov 2024)	36.00 k	0.00	Large Cap	40.93
Mankind Pharma Ltd.	Pharmaceuticals	5.46	119	1.52%	-0.09%	1.65% (Jul 2025)	1.16% (Nov 2024)	49.92 k	0.00	Other	40.32
Cholamandalam Investment & Finance Co. Ltd.	Non banking financial company (nbfc)	3.77	116.5	1.49%	0.03%	2.13% (Nov 2024)	1.05% (Dec 2024)	68.68 k	0.00	Other	40.32
Vishal Mega Mart Ltd.	Diversified retail	1.38	107.7	1.38%	-0.08%	1.46% (Aug 2025)	0% (Nov 2024)	7.44 L	0.00	Other	40.32
Solar Industries India Ltd.	Explosives	1.33	104.1	1.33%	0.01%	1.65% (Jun 2025)	0% (Nov 2024)	7.50 k	0.00	Small Cap	11.96
Titan Company Ltd.	Gems, jewellery and watches	1.21	95	1.21%	0.08%	1.21% (Oct 2025)	1.05% (Mar 2025)	25.35 k	0.00	Large Cap	40.93
JSW Cement Ltd.	Cement & cement products	3.36	92.8	1.19%	-0.05%	1.32% (Aug 2025)	0% (Nov 2024)	6.80 L	0.00	Other	40.32
International Gemmological Institute India Pvt Ltd.	Diversified commercial services	1.84	90.1	1.15%	-0.07%	1.9% (Dec 2024)	0% (Nov 2024)	2.67 L	0.00	Other	40.32
Sagility India Ltd.	It enabled services	1.14	89.1	1.14%	0.18%	1.62% (Jan 2025)	0.96% (Sep 2025)	16.96 L	0.00	Other	40.32
- Krishna Institute of Medical Sciences Ltd.	Hospital	3.71	87.6	1.12%	0.00%	1.17% (Jul 2025)	0.91% (Feb 2025)	1.21 L	0.00	Other	40.32
Navin Flourine International Ltd.	Commodity chemicals	1.09	85.3	1.09%	0.17%	1.09% (Oct 2025)	0.63% (Dec 2024)	15.00 k	0.00	Small Cap	11.96
SBI Life Insurance Co Ltd.	Life insurance	1.08	84.6	1.08%	0.06%	1.08% (Oct 2025)	0.77% (Dec 2024)	43.27 k	0.00	Large Cap	40.93
- Blue Star Ltd.	Household appliances	1.07	83.8	1.07%	0.00%	1.25% (Mar 2025)	0.86% (May 2025)	43.23 k	0.00	Small Cap	11.96
Bharat Electronics Ltd.	Aerospace & defense	1.75	83.1	1.06%	0.02%	1.06% (Oct 2025)	0% (Nov 2024)	1.95 L	0.00	Mid Cap	4.19
CG Power and Industrial Solutions Ltd.	Heavy electrical equipment	1.4	81	1.04%	-0.04%	1.08% (Sep 2025)	0.9% (Feb 2025)	1.10 L	0.00	Small Cap	11.96
TVS Motor Company Ltd.	2/3 wheelers	0.95	73.7	0.94%	-0.01%	0.95% (Sep 2025)	0% (Nov 2024)	21.00 k	0.00	Mid Cap	4.19
Gabriel India Ltd.	Auto components & equipments	3.92	72.6	0.93%	0.04%	0.93% (Oct 2025)	0% (Nov 2024)	57.00 k	0.00	Small Cap	11.96
Page Industries Ltd.	Garments & apparels	0.9	70.1	0.90%	-0.01%	1.07% (Jul 2025)	0.9% (Oct 2025)	1.70 k	0.00	Mid Cap	4.19
ITC Limited	Diversified fmcg	0.88	68.5	0.88%	0.02%	1.01% (Dec 2024)	0% (Nov 2024)	1.63 L	0.00	Large Cap	40.93
- SRF Ltd.	Specialty chemicals	1.21	68.3	0.87%	0.00%	0.95% (Jun 2025)	0.67% (Dec 2024)	23.30 k	0.00	Mid Cap	4.19
Dr. Agarwals Health Care Ltd.	Hospital	3.71	68.2	0.87%	-0.03%	0.9% (Sep 2025)	0% (Nov 2024)	1.35 L	0.00	Other	40.32
Dr. Reddys Laboratories Ltd.	Pharmaceuticals	5.46	67.1	0.86%	-0.04%	1% (Dec 2024)	0% (Nov 2024)	56.00 k	0.00	Other	40.32
Tube Investments Of India Ltd.	Auto components & equipments	3.92	65.8	0.84%	-0.05%	1.02% (Nov 2024)	0.77% (Feb 2025)	21.78 k	0.00	Small Cap	11.96
K.P.R. Mill Ltd.	Other textile products	0.82	64.2	0.82%	-0.02%	0.88% (May 2025)	0% (Nov 2024)	60.00 k	0.00	Other	40.32
# LG Electronics India Pvt. Ltd.	Consumer electronics	3.18	62.4	0.80%	0.80%	0.8% (Oct 2025)	0% (Nov 2024)	37.50 k	37.50 k	Other	40.32
# Rubicon Research Ltd.	Pharmaceuticals	5.46	59.9	0.77%	0.77%	0.77% (Oct 2025)	0% (Nov 2024)	96.90 k	96.90 k	Other	40.32
Home First Finance Company India Ltd.	Housing finance company	0.74	57.8	0.74%	-0.04%	0.83% (Jun 2025)	0% (Nov 2024)	48.34 k	0.00	Other	40.32
CCL Products (India) Ltd.	Tea & coffee	0.73	56.8	0.73%	-0.01%	0.75% (Aug 2025)	0% (Nov 2024)	66.03 k	0.00	Small Cap	11.96
Data Patterns India Ltd.	Aerospace & defense	1.75	54.3	0.69%	0.02%	0.69% (Oct 2025)	0% (Nov 2024)	19.80 k	0.00	Other	40.32
Awfis Space Solutions Ltd.	Diversified commercial services	1.84	54	0.69%	0.01%	0.69% (Oct 2025)	0% (Nov 2024)	90.00 k	0.00	Other	40.32
Mrs.Bectors Food Specialities Ltd.	Packaged foods	0.65	51	0.65%	0.02%	0.74% (Jul 2025)	0% (Nov 2024)	38.10 k	0.00	Other	40.32
- Doms Industries Ltd.	Stationary	0.64	50.2	0.64%	0.00%	0.76% (Mar 2025)	0.59% (Jul 2025)	19.50 k	0.00	Other	40.32
Sai Life Sciences Ltd.	Petrochemicals	0.64	49.8	0.64%	0.02%	0.64% (Oct 2025)	0% (Nov 2024)	54.26 k	0.00	Other	40.32
United Spirits Ltd.	Breweries & distilleries	0.6	47.3	0.60%	0.02%	1.32% (Dec 2024)	0.57% (Jul 2025)	33.01 k	0.00	Large Cap	40.93
Anthem Biosciences Ltd.	Biotechnology	0.54	42.6	0.54%	-0.06%	0.64% (Aug 2025)	0% (Nov 2024)	60.00 k	0.00	Other	40.32
- Hexaware Technologies Ltd.	Computers - software & consulting	5.93	38.4	0.49%	0.00%	0.65% (Feb 2025)	0% (Nov 2024)	55.83 k	0.00	Other	40.32
Phoenix Mills Ltd.	Residential, commercial projects	0.46	35.7	0.46%	0.02%	0.99% (Nov 2024)	0.4% (Jul 2025)	21.24 k	0.00	Small Cap	11.96
Abbott India Ltd.	Pharmaceuticals	5.46	33.1	0.42%	-0.02%	0.51% (Jun 2025)	0.4% (Jan 2025)	1.14 k	0.00	Mid Cap	4.19
- Triveni Turbine Ltd.	Heavy electrical equipment	1.4	28.4	0.36%	0.00%	1.03% (Nov 2024)	0.36% (Apr 2025)	53.03 k	0.00	Small Cap	11.96
Vinati Organics Ltd.	Specialty chemicals	1.21	26.9	0.34%	-0.03%	0.4% (Jun 2025)	0.34% (Oct 2025)	16.29 k	0.00	Other	40.32
HDFC Asset Management Co. Ltd.	Asset management company	0.12	9.7	0.12%	-0.01%	0.13% (Jul 2025)	0% (Nov 2024)	1.80 k	0.00	Large Cap	40.93
- ITC Hotels Ltd	Hotels & resorts	0.05	3.5	0.05%	0.00%	0.05% (Oct 2025)	0% (Nov 2024)	16.30 k	0.00	Other	40.32
# TVS Motor Company Ltd. - Preference Shares	2/3 wheelers	0.95	0.9	0.01%	0.00%	0% (Nov 2025)	0% (Nov 2025)	84.00 k	0.00	Other	40.32
Havells India Ltd.	Consumer electronics	3.18	40	0.00%	-0.53%	-	-	-	-	Large Cap	40.93

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Rubicon Research Ltd.	Pharmaceuticals	59.9	0.77%	0.77%	0.77% (Oct 2025)	0% (Nov 2024)	96.90 k	96900
# LG Electronics India Pvt. Ltd.	Consumer electronics	62.4	0.80%	0.80%	0.8% (Oct 2025)	0% (Nov 2024)	37.50 k	37502

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Havells India Ltd.	Consumer electronics	40	0.00%	-0.53%	1.4% (Nov 2024)	0% (Nov 2024)	0.00	-26602

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
HDFC Bank Ltd.	8.98%	8.93%	8.86%	9.21%	8.91%	8.95%	8.96%	8.77%	8.82%	8.06%	7.59%	7.25%	7.14%
ICICI Bank Ltd.	8.08%	8.36%	8.60%	8.93%	8.51%	8.79%	8.77%	8.55%	8.10%	7.85%	7.00%	6.16%	6.24%
Reliance Industries Ltd.	6.72%	6.37%	6.29%	6.31%	6.65%	6.51%	6.50%	6.09%	6.08%	5.97%	4.82%	5.18%	4.39%
Bharti Airtel Ltd.	3.90%	3.69%	3.68%	3.65%	3.74%	3.57%	3.63%	3.48%	3.34%	3.22%	2.57%	2.66%	2.68%
UNO Minda Ltd.	2.15%	2.33%	2.28%	1.82%	1.88%	3.54%	3.18%	3.22%	3.22%	3.42%	3.68%	3.72%	3.54%
Eternal Ltd.	2.69%	2.84%	2.72%	2.61%	2.19%	2.04%	4.02%	3.60%	-	-	-	-	-
Zomato Ltd.	-	-	-	-	-	-	-	-	2.10%	1.94%	2.36%	2.40%	2.12%
Infosys Ltd.	1.94%	1.95%	2.36%	2.37%	2.46%	2.48%	2.41%	2.60%	2.96%	3.07%	2.96%	2.96%	2.85%
Dixon Technologies (India) Ltd.	2.38%	2.59%	2.62%	2.59%	2.25%	2.28%	2.58%	2.14%	2.39%	2.40%	2.77%	2.47%	2.23%
ICICI Lombard General Insurance Co Ltd.	2.52%	2.47%	2.38%	2.45%	2.53%	2.40%	2.43%	2.39%	2.39%	2.45%	2.27%	2.39%	2.51%
Tata Consultancy Services Ltd.	1.70%	1.66%	2.16%	2.08%	2.32%	2.39%	2.41%	2.60%	2.66%	2.93%	2.81%	2.96%	2.80%
Bajaj Finance Ltd.	2.28%	2.26%	1.97%	1.93%	2.01%	2.03%	1.93%	2.07%	2.09%	1.80%	1.50%	3.72%	3.97%
Persistent Systems Ltd.	1.80%	1.51%	2.15%	2.05%	2.35%	2.26%	2.16%	2.31%	2.35%	2.49%	2.57%	2.38%	2.20%
Kotak Mahindra Bank Ltd.	2.26%	2.21%	2.16%	2.13%	2.28%	2.26%	2.43%	2.46%	2.29%	2.13%	1.93%	1.93%	1.92%
Larsen & Toubro Ltd.	2.63%	1.94%	1.90%	1.88%	1.85%	1.91%	1.76%	1.90%	1.82%	2.69%	2.62%	2.73%	2.70%