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Bank of India Multi Asset Allocation Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Multi Asset Allocation
Portfolio Turnover Ratio : 79.00%. Category average turnover ratio is 288.80%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 37.65% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 37.65%
No of Stocks : 47 (Category Avg - 64.89) | Large Cap Investments : 16.01%| Mid Cap Investments : 2.85% | Small Cap Investments : 6.36% | Other : 12.43%

Portfolio Summary (as on 31st Jul,2025)

Particulars This Scheme Category
No. of Stocks 47 63.29
Top 5 Stock Weight 9.15% 17.22%
Top 10 Stock Weight 15.01% 26.14%
Top 3 Sector Weight 10.16% 19.94%
Particulars This Scheme Category
Average mcap (Cr) 30537.93 75368.98
Holdings in large cap stocks 16.01% 30.91%
Holdings in mid cap stocks 2.85% 6.43%
Holdings in small cap stocks 6.36% 4.84%

Top 10 Stocks holding in Portfolio (as on 31st Jul,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
ICICI Bank Ltd. Private sector bank 80 2.34% 0.60% 2.34% (Jul 2025) 1.12% (Feb 2025) 54.00 k 12.08 k
State Bank Of India Public sector bank 71.4 2.09% -0.02% 2.68% (Dec 2024) 2.09% (Jul 2025) 89.62 k 0.00
Siemens Energy India Ltd. Power generation 61.5 1.80% 0.18% 1.8% (Jul 2025) 0% (Aug 2024) 19.00 k 0.00
Vedanta Ltd. Diversified metals 51.1 1.50% -0.09% 1.77% (Dec 2024) 1.42% (Apr 2025) 1.20 L 0.00
Mahindra & Mahindra Ltd. Passenger cars & utility vehicles 48.4 1.42% -0.21% 2.01% (May 2025) 0.96% (Oct 2024) 15.10 k -2.70 k
Dr. Reddys Laboratories Ltd. Pharmaceuticals 46.4 1.36% 0.01% 1.4% (Jun 2025) 0.75% (Jan 2025) 36.50 k 0.00
Coforge Ltd. Computers - software & consulting 42.5 1.24% -0.10% 1.34% (Jun 2025) 0.37% (Jan 2025) 24.30 k 0.00
# Infosys Ltd. Computers - software & consulting 39.2 1.15% 1.15% 1.19% (Jul 2025) 0% (Aug 2024) 26.00 k 26.00 k
Bharti Airtel Ltd. Telecom - cellular & fixed line services 36.6 1.07% 0.55% 1.07% (Jul 2025) 0% (Aug 2024) 19.10 k 10.10 k
Bank Of Baroda Public sector bank 35.7 1.04% -0.03% 1.47% (May 2025) 0.51% (Oct 2024) 1.50 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.

Complete equity Portfolio (as on 31st Jul,2025)

Help me understand this table
Stock Invested in
Sector
Sector Total
Value(Mn)
% of Total Holdings
1M Change
1Y Highest Holding
1Y Lowest Holding
Quantity
1M Change in Qty
M-Cap
GroupName
ICICI Bank Ltd. Private sector bank 3.94 80 2.34% 0.60% 2.34% (Jul 2025) 1.12% (Feb 2025) 54.00 k 12.08 k Large Cap 16.01
State Bank Of India Public sector bank 3.13 71.4 2.09% -0.02% 2.68% (Dec 2024) 2.09% (Jul 2025) 89.62 k 0.00 Large Cap 16.01
Siemens Energy India Ltd. Power generation 2.79 61.5 1.80% 0.18% 1.8% (Jul 2025) 0% (Aug 2024) 19.00 k 0.00 Other 12.43
Vedanta Ltd. Diversified metals 1.5 51.1 1.50% -0.09% 1.77% (Dec 2024) 1.42% (Apr 2025) 1.20 L 0.00 Large Cap 16.01
Mahindra & Mahindra Ltd. Passenger cars & utility vehicles 1.42 48.4 1.42% -0.21% 2.01% (May 2025) 0.96% (Oct 2024) 15.10 k -2.70 k Large Cap 16.01
Dr. Reddys Laboratories Ltd. Pharmaceuticals 3.09 46.4 1.36% 0.01% 1.4% (Jun 2025) 0.75% (Jan 2025) 36.50 k 0.00 Other 12.43
Coforge Ltd. Computers - software & consulting 2.83 42.5 1.24% -0.10% 1.34% (Jun 2025) 0.37% (Jan 2025) 24.30 k 0.00 Other 12.43
# Infosys Ltd. Computers - software & consulting 2.83 39.2 1.15% 1.15% 1.19% (Jul 2025) 0% (Aug 2024) 26.00 k 26.00 k Large Cap 16.01
Bharti Airtel Ltd. Telecom - cellular & fixed line services 1.07 36.6 1.07% 0.55% 1.07% (Jul 2025) 0% (Aug 2024) 19.10 k 10.10 k Large Cap 16.01
Bank Of Baroda Public sector bank 3.13 35.7 1.04% -0.03% 1.47% (May 2025) 0.51% (Oct 2024) 1.50 L 0.00 Large Cap 16.01
Shriram Finance Ltd. Non banking financial company (nbfc) 1.03 35.3 1.03% -0.10% 1.5% (Jun 2025) 0.87% (Jan 2025) 55.88 k 0.00 Other 12.43
Prudent Corporate Advisory Services Ltd. Financial products distributor 1.03 35.1 1.03% 0.10% 1.03% (Jul 2025) 0.31% (Mar 2025) 12.00 k 0.00 Other 12.43
HDFC Bank Ltd. Private sector bank 3.94 34.7 1.02% 0.53% 1.02% (Jul 2025) 0% (Aug 2024) 17.20 k 8.70 k Other 12.43
NTPC Green Energy Ltd. Power generation 2.79 33.9 0.99% -0.86% 2.19% (Jan 2025) 0.99% (Jul 2025) 3.25 L -2.92 L Other 12.43
Ultratech Cement Ltd. Cement & cement products 0.87 29.6 0.87% -0.62% 1.86% (Apr 2025) 0.87% (Jul 2025) 2.42 k -1.88 k Large Cap 16.01
Housing & Urban Development Corporation Ltd. Financial institution 0.81 27.8 0.81% -0.08% 0.89% (Jun 2025) 0.62% (Nov 2024) 1.31 L 0.00 Small Cap 6.36
CreditAccess Grameen Ltd. Microfinance institutions 0.77 26.2 0.77% -0.10% 0.87% (Jun 2025) 0.19% (Jan 2025) 21.00 k -4.00 k Small Cap 6.36
Sky Gold Ltd. Gems, jewellery and watches 1.2 25.1 0.74% -0.04% 0.82% (Jul 2025) 0% (Aug 2024) 87.00 k 0.00 Small Cap 6.36
Shakti Pumps (India) Ltd. Compressors, pumps & diesel engines 0.72 24.5 0.72% -0.03% 0.76% (Jun 2025) 0% (Aug 2024) 27.50 k 0.00 Small Cap 6.36
Siemens Ltd. Heavy electrical equipment 0.71 24.3 0.71% -0.04% 2.12% (Dec 2024) 0.68% (May 2025) 8.00 k 0.00 Large Cap 16.01
Balrampur Chini Mills Ltd. Sugar 0.69 23.5 0.69% 0.01% 0.72% (Jul 2025) 0% (Aug 2024) 40.00 k 0.00 Small Cap 6.36
# Glenmark Pharmaceuticals Ltd. Pharmaceuticals 3.09 23.5 0.69% 0.69% 0.71% (Jul 2025) 0% (Aug 2024) 11.00 k 11.00 k Mid Cap 2.85
Syrma SGS Technology Ltd. Industrial products 0.69 23.4 0.69% 0.28% 0.69% (Jul 2025) 0% (Aug 2024) 31.00 k 6.00 k Other 12.43
Hindustan Aeronautics Ltd. Aerospace & defense 1.11 22.7 0.66% -0.29% 1.11% (Sep 2024) 0.48% (Feb 2025) 5.00 k -1.80 k Other 12.43
Zaggle Prepaid Ocean Service Pvt Ltd. It enabled services 0.64 22 0.64% -0.05% 0.88% (Dec 2024) 0.55% (Apr 2025) 58.00 k 0.00 Other 12.43
Eris Lifesciences Ltd. Pharmaceuticals 3.09 21.6 0.63% 0.05% 0.63% (Jul 2025) 0% (Aug 2024) 12.00 k 0.00 Small Cap 6.36
Manorama Industries Ltd. Other food products 0.62 21.3 0.62% -0.39% 1.11% (Jul 2025) 0.46% (Jan 2025) 14.00 k -0.10 L Other 12.43
PG Electroplast Ltd. Consumer electronics 0.61 20.7 0.61% 0.06% 0.73% (Apr 2025) 0.34% (Feb 2025) 25.50 k 0.00 Other 12.43
Adani Ports And Special Economic Zone Ltd. Port & port services 0.6 20.6 0.60% -0.02% 0.63% (Jul 2025) 0% (Aug 2024) 15.00 k 0.00 Large Cap 16.01
Fiem Industries Ltd. Auto ancillaries 0.59 20.2 0.59% 0.01% 0.6% (Jul 2025) 0.26% (Oct 2024) 10.50 k 0.00 Small Cap 6.36
Kotak Mahindra Bank Ltd. Private sector bank 3.94 19.8 0.58% -0.04% 1.02% (Apr 2025) 0.58% (May 2025) 10.00 k 0.00 Large Cap 16.01
# Gabriel India Ltd. Auto components & equipments 0.53 18.2 0.53% 0.53% 0.55% (Jul 2025) 0% (Aug 2024) 17.50 k 17.50 k Small Cap 6.36
PNB Housing Finance Ltd. Housing finance company 0.52 17.8 0.52% -0.05% 0.69% (Sep 2024) 0.26% (Aug 2024) 18.00 k 0.00 Mid Cap 2.85
# ITC Limited Diversified fmcg 0.51 17.3 0.51% 0.51% 0.51% (Jul 2025) 0% (Aug 2024) 42.06 k 42.06 k Large Cap 16.01
Aditya Birla Real Estate Ltd. Paper & paper products 0.5 17 0.50% -0.13% 0.75% (Sep 2024) 0.49% (Mar 2025) 9.00 k 0.00 Mid Cap 2.85
# Eternal Ltd. E-retail/ e-commerce 0.49 16.6 0.49% 0.49% 0.49% (Jul 2025) 0% (Aug 2024) 54.00 k 54.00 k Other 12.43
# Titan Company Ltd. Gems, jewellery and watches 1.2 15.7 0.46% 0.46% 0.46% (Jul 2025) 0% (Aug 2024) 4.70 k 4.70 k Large Cap 16.01
Commercial Engineers & Body Builders Co. Ltd. Engineering, designing, construction 0.45 15.4 0.45% -0.05% 0.74% (Aug 2024) 0.41% (Feb 2025) 45.00 k 0.00 Small Cap 6.36
# Bharat Electronics Ltd. Aerospace & defense 1.11 15.3 0.45% 0.45% 0.47% (Jul 2025) 0% (Aug 2024) 40.00 k 40.00 k Mid Cap 2.85
Trent Limited Speciality retail 0.44 15.1 0.44% -0.10% 1.89% (Jan 2025) 0.08% (Mar 2025) 3.00 k 0.00 Mid Cap 2.85
Tech Mahindra Ltd. Computers - software & consulting 2.83 14.9 0.44% -0.05% 0.49% (Jun 2025) 0% (Aug 2024) 10.20 k 0.00 Large Cap 16.01
Multi Commodity Exchange Of India Ltd. Exchange and data platform 0.43 14.6 0.43% -0.40% 0.83% (Jun 2025) 0.12% (Sep 2024) 1.90 k -1.35 k Small Cap 6.36
# Sun Pharmaceutical Industries Ltd. Pharmaceuticals 3.09 14.2 0.41% 0.41% 0.41% (Jul 2025) 0% (Aug 2024) 8.30 k 8.30 k Large Cap 16.01
Reliance Industries Ltd. Refineries & marketing 0.41 13.9 0.41% -0.02% 0.43% (Aug 2024) 0.35% (Dec 2024) 10.00 k 0.00 Large Cap 16.01
InterGlobe Aviation Ltd. Airline 0.41 13.9 0.41% 0.01% 0.41% (Jul 2025) 0% (Aug 2024) 2.35 k 0.00 Large Cap 16.01
Tata Power Co. Ltd. Integrated power utilities 0.25 8.6 0.25% -0.91% 1.58% (May 2025) 0.25% (Jul 2025) 21.50 k -0.79 L Mid Cap 2.85
Krn Heat Exchanger and Refrigeration Ltd. Other industrial products 0.25 8.5 0.25% 0.01% 0.57% (Mar 2025) 0% (Aug 2024) 10.00 k 0.00 Other 12.43
Hi-Tech Pipes Ltd. Commodities 15.2 0.00% -0.44% - - - - Other 12.43
Titagarh Wagons Railway wagons 24.5 0.00% -0.70% - - - - Small Cap 6.36
DLF Ltd. Residential, commercial projects 10.5 0.00% -0.30% - - - - Large Cap 16.01
- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Jul,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
# ITC Limited Diversified fmcg 17.3 0.51% 0.51% 0.51% (Jul 2025) 0% (Aug 2024) 42.06 k 42063
# Titan Company Ltd. Gems, jewellery and watches 15.7 0.46% 0.46% 0.46% (Jul 2025) 0% (Aug 2024) 4.70 k 4700
# Eternal Ltd. E-retail/ e-commerce 16.6 0.49% 0.49% 0.49% (Jul 2025) 0% (Aug 2024) 54.00 k 54000
# Gabriel India Ltd. Auto components & equipments 18.2 0.53% 0.53% 0.55% (Jul 2025) 0% (Aug 2024) 17.50 k 17500
# Glenmark Pharmaceuticals Ltd. Pharmaceuticals 23.5 0.69% 0.69% 0.71% (Jul 2025) 0% (Aug 2024) 11.00 k 11000
# Bharat Electronics Ltd. Aerospace & defense 15.3 0.45% 0.45% 0.47% (Jul 2025) 0% (Aug 2024) 40.00 k 40000
# Sun Pharmaceutical Industries Ltd. Pharmaceuticals 14.2 0.41% 0.41% 0.41% (Jul 2025) 0% (Aug 2024) 8.30 k 8300
# Infosys Ltd. Computers - software & consulting 39.2 1.15% 1.15% 1.19% (Jul 2025) 0% (Aug 2024) 26.00 k 26000

Stocks removed from Portfolio (in 1 month period ending 31st Jul,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
Hi-Tech Pipes Ltd. Commodities 15.2 0.00% -0.44% 0.46% (Mar 2025) 0% (Aug 2024) 0.00 -150000
Titagarh Wagons Railway wagons 24.5 0.00% -0.70% 1.05% (Aug 2024) 0.56% (Mar 2025) 0.00 -26000
DLF Ltd. Residential, commercial projects 10.5 0.00% -0.30% 0.6% (Jun 2025) 0.3% (Jun 2025) 0.00 -12500

Trend in stock holdings (Top 15 Holding)

Stock Jul 2025 Jun 2025 May 2025 Apr 2025 Mar 2025 Feb 2025 Jan 2025 Dec 2024 Nov 2024 Oct 2024 Sep 2024 Aug 2024 Jul 2024
State Bank Of India 2.09% 2.11% 2.50% 2.57% 2.54% 2.35% 2.50% 2.53% 2.62% 2.54% 2.48% 2.54% 2.72%
Siemens Energy India Ltd. 1.80% 1.62% - - - - - - - - - - -
NTPC Green Energy Ltd. 0.99% 1.85% 1.93% 1.84% 1.86% 1.67% 2.09% 2.10% 0.99% - - - -
Rural Electrification Corporation Limited - - 0.61% 1.67% 1.73% 1.34% 1.58% 1.74% 1.81% 1.76% 1.87% 2.08% 2.16%
Vedanta Ltd. 1.50% 1.59% 1.47% 1.49% 1.67% 1.47% 1.56% 1.55% 1.55% 1.57% 1.76% 1.60% 1.72%
UNO Minda Ltd. - - - - - - - - - - 1.52% 1.60% 1.60%
Mahindra & Mahindra Ltd. 1.42% 1.63% 1.88% 1.96% 1.80% 1.81% 1.67% 1.20% 1.06% 0.96% 1.11% 1.64% 1.70%
ICICI Bank Ltd. 2.34% 1.74% 1.21% 1.27% 1.21% 1.12% - - - - - - -
Ultratech Cement Ltd. 0.87% 1.49% 1.67% 1.83% 1.73% 1.31% 1.02% - - - - - -
Siemens Ltd. 0.71% 0.75% 0.73% 0.82% 1.50% 1.36% 1.70% 1.81% 1.83% 1.68% 1.77% 1.67% 1.73%
Indusind Bank Ltd. - - - - - - - - - - - - 1.24%
National Thermal Power Corporation Ltd. - - - - - - - - 1.09% 1.22% 1.34% 1.25% 1.25%
Grasim Industries Limited - - - - - - - 1.21% 1.26% 1.30% 1.37% 1.07% 1.10%
Bharat Heavy Electricals Ltd. - - - - - - - - 1.09% 1.03% 1.22% 1.26% 1.37%
Dr. Reddys Laboratories Ltd. 1.36% 1.35% 1.28% 1.28% 1.25% 1.27% 0.75% 0.85% - - - - -
No of Debt Holding 13 (Category Avg - 16.39) | Modified Duration 3.51 Years (Category Avg - 2.98)| Yield to Maturity 6.78% (Category Avg - 6.40%)

Portfolio Summary (as on 31st Jul,2025)

Security Type % Weight Category Average
GOI 6.31% 7.55%
CD 0.00% 0.29%
T-Bills 0.14% 0.82%
CP 0.00% 0.27%
NCD & Bonds 38.92% 8.46%
PTC 0.00% 0.10%
Category - Multi Asset Allocation
Security Type % Weight Category Average
Government Backed 6.45% 8.37%
Low Risk 38.92% 8.96%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Category - Multi Asset Allocation

Debt holding in Portfolio (as on 31st Jul,2025)

Instrument
Type
Sector
Rating
Rating Agency
Value (Mn)
% of Total Holding
Quantity
Bond - Indian Railway Finance Corporation Ltd. NCD & Bonds Financial institution AAA CRISIL 257.22 7.53% 25.00 L
Bond - Power Finance Corporation Ltd. NCD & Bonds Financial institution AAA CRISIL 256.66 7.51% 25.00 L
Bond - LIC Housing Finance Ltd. NCD & Bonds Housing finance company AAA CRISIL 254.04 7.44% 25.00 L
Bond - Bajaj Finance Ltd. NCD & Bonds Non banking financial company (nbfc) AAA CRISIL 183.14 5.36% 18.00 L
Bond - Tata Capital Housing Finance Ltd. NCD & Bonds Housing finance company AAA CRISIL 163.44 4.78% 16.00 L
Bond - Small Industries Development Bank Of India NCD & Bonds Financial institution AAA CRISIL 102.42 3.00% 10.00 L
Bond - Govt of India GOI Other 62.18 1.82% 6.00 L
Bond - Rural Electrification Corporation Limited NCD & Bonds Financial institution AAA CRISIL 61.26 1.79% 6.00 L
Bond - Govt of India GOI Other 52.31 1.53% 5.00 L
Bond - National Bank for Agriculture & Rural Development NCD & Bonds Financial institution AAA CRISIL 51.44 1.51% 5.00 L
Bond - Govt of India GOI Other 51.26 1.50% 5.00 L
Bond - Govt of India GOI Other 49.83 1.46% 5.00 L
Bond - T-Bill T-Bills Other 4.88 0.14% 50.00 k
Name Type of Instrument Weight (%)
MF Units MF Units 9.55%
MF Units MF Units 2.85%
MF Units MF Units 2.54%
Net Receivables Net Receivables 1.25%
TREPS TREPS 0.79%

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