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Bank of India Multi Asset Allocation Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Multi Asset Allocation
Fund House : Bank of India Mutual Fund
  • NAV
    : ₹ 11.9985 -0.18%
    (as on 24th October, 2025)
Crisil Rating

Not Rated

Rank not available for the fund
Fund Size
: ₹ 343.26 Cr
(0.23% of Investment in Category)
 Expense Ratio
: 0.86%
(0.54% Category average)
Risk-O-Meter
Very High Risk

The fund has 37.69% investment in domestic equities of which 14.86% is in Large Cap stocks, 1.63% is in Mid Cap stocks, 6.81% in Small Cap stocks.The fund has 44.08% investment in Debt, of which 6.56% in Government securities, 37.52% is in Low Risk securities.

This Scheme
VS
  • Nifty 500 TRI 37.50% + Nifty Composite Debt Index 50% + Domestic Prices of Gold 12.50%
  • NA
  • NA
  • Gold
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Returns (NAV as on 24th October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 17-Oct-25 9923.90 -0.76% - -1.07% 10/31
1 Month 24-Sep-25 10184.20 1.84% - 2.56% 26/30
3 Month 24-Jul-25 10365.60 3.66% - 5.32% 26/27
6 Month 24-Apr-25 10677.10 6.77% - 10.08% 24/27
YTD 01-Jan-25 10888.80 8.89% - 13.72% 23/26
1 Year 24-Oct-24 10902.90 9.03% 9.03% 12.67% 22/24
Since Inception 28-Feb-24 11998.50 19.98% 11.64% 13.69% 17/23
Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 24th October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 24-Oct-24 12000 12896.39 7.47 % 14.1 %
SIP Calculator Detailed Returns Analysis
 

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 30th Sep,2025)

Portfolio Turnover Ratio : 90.00%  |   Category average turnover ratio is 254.79%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 37.69% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 37.69%
No of Stocks : 46 (Category Avg - 62.55) | Large Cap Investments : 14.86%| Mid Cap Investments : 1.63% | Small Cap Investments : 6.81% | Other : 14.39%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
State Bank Of India Public sector bank 78.2 2.28% 0.15% 2.68% (Dec 2024) 2.09% (Jul 2025) 89.62 k 0.00
ICICI Bank Ltd. Private sector bank 72.8 2.12% -0.11% 2.34% (Jul 2025) 1.12% (Feb 2025) 54.00 k 0.00
- Siemens Energy India Ltd. Power generation 65.2 1.90% 0.00% 1.9% (Aug 2025) 0% (Oct 2024) 19.00 k 0.00
Vedanta Ltd. Diversified metals 55.9 1.63% 0.14% 1.77% (Dec 2024) 1.42% (Apr 2025) 1.20 L 0.00
Mahindra & Mahindra Ltd. Passenger cars & utility vehicles 51.8 1.51% 0.08% 2.01% (May 2025) 0.96% (Oct 2024) 15.10 k 0.00
Dr. Reddys Laboratories Ltd. Pharmaceuticals 44.7 1.30% -0.06% 1.4% (Jun 2025) 0.75% (Jan 2025) 36.50 k 0.00
# Goodluck India Ltd. Steel products 43.2 1.26% 1.26% 1.26% (Sep 2025) 0% (Oct 2024) 34.00 k 34.00 k
# Tata Steel Ltd. Iron & steel products 42.2 1.23% 1.23% 1.23% (Sep 2025) 0% (Oct 2024) 2.50 L 2.50 L
Infosys Ltd. Computers - software & consulting 37.5 1.09% -0.04% 1.19% (Jul 2025) 0% (Oct 2024) 26.00 k 0.00
# Quality Power Electrical Equipments Ltd. Heavy electrical equipment 36.9 1.07% 1.07% 1.07% (Sep 2025) 0% (Oct 2024) 34.50 k 34.50 k
- indicates change in weight in the portfolio. # indicates a new entry.
Detailed Portfolio Analysis
No of Debt Holding 14 (Category Avg - 16.90) | Modified Duration 3.34 Years (Category Avg - 2.75)| Yield to Maturity 7.04% (Category Avg - 6.52%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 6.42% 7.14%
CD 0.00% 1.00%
T-Bills 0.14% 0.66%
CP 0.00% 0.12%
NCD & Bonds 37.52% 8.03%
PTC 0.00% 0.10%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 6.56% 7.80%
Low Risk 37.52% 9.02%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Detailed Portfolio Analysis
Name Type of Instrument Weight (%)
MF Units MF Units 9.93%
MF Units MF Units 2.95%
MF Units MF Units 2.86%
Net Receivables Net Receivables 1.61%
TREPS TREPS 0.88%
Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

    No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
WhiteOak Capital Multi Asset Allocation Fund - Direct Plan - Growth NA 3942.58 2.40 5.29 9.65 17.60 0.00
DSP Multi Asset Allocation Fund - Direct Plan - Growth NA 4400.45 2.89 6.62 13.52 17.33 0.00
Mahindra Manulife Multi Asset Allocation Fund - Direct Plan - Growth NA 691.32 3.60 7.29 13.27 16.59 0.00
Nippon India Multi Asset Allocation Fund - Direct Plan - Growth NA 7759.34 2.58 6.56 13.36 16.26 22.64
Union Multi Asset Allocation Fund - Direct Plan - Growth NA 777.90 3.02 6.92 11.23 16.13 0.00
Sundaram Multi Asset Allocation Fund - Direct Plan - Growth NA 2798.62 3.01 6.38 9.26 15.64 0.00
Bandhan Multi Asset Allocation Fund - Direct Plan - Growth NA 2254.29 2.28 4.80 12.67 14.10 0.00
Mirae Asset Multi Asset Allocation Fund - Direct Plan - Growth NA 2370.69 2.36 4.32 9.39 13.99 0.00
Aditya Birla Sun Life Multi Asset Allocation Fund - Direct Plan - Growth NA 4692.61 2.78 5.53 10.84 13.75 0.00
ICICI Prudential Multi-Asset Fund - Direct Plan - Growth 4 67999.63 2.74 5.62 9.10 13.73 21.37

More Funds from Bank of India Mutual Fund

Out of 23 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 2 is/are ranked 4 * , 4 is/are ranked 3 * , 2 is/are ranked 2 * , 4 is/are ranked 1 * , and 10 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Bank of India Flexi Cap Fund - Direct Plan - Growth 3 2164.81 2.21 3.00 11.04 3.60 24.35
Bank of India Small Cap Fund - Direct Plan - Growth 3 1925.38 -0.31 -2.85 6.29 -0.95 21.92
Bank of India ELSS Tax Saver - Direct Plan - Growth 1 1374.63 0.75 -0.16 5.45 -1.86 18.38
Bank of India Liquid Fund - Direct Plan - Growth 4 1360.19 0.48 1.44 3.03 6.81 7.11
Bank of India Mid & Small Cap Equity & Debt Fund - Direct Plan - Growth 3 1280.28 -0.34 -1.14 5.75 2.74 20.46
Bank of India Multicap Fund - Direct Plan - Growth NA 909.49 2.24 2.29 9.59 6.11 0.00
Bank of India Mid Cap Fund - Direct Plan - Growth NA 667.76 0.00 0.00 0.00 0.00 0.00
Bank of India Manufacturing & Infrastructure Fund - Direct Plan - Growth 5 620.50 1.05 1.50 13.03 5.79 27.14
Bank of India Business Cycle Fund - Direct Plan - Growth NA 551.19 0.53 0.64 5.91 -4.43 0.00
Bank of India Large & Mid Cap Fund - Direct Plan - Growth 2 414.09 2.69 2.51 7.95 4.07 18.48
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