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Bank of India Multi Asset Allocation Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Multi Asset Allocation
Fund House : Bank of India Mutual Fund
  • NAV
    : ₹ 11.5942 -0.11%
    (as on 04th September, 2025)
Crisil Rating

Not Rated

Rank not available for the fund
Fund Size
: ₹ 341.64 Cr
(0.25% of Investment in Category)
 Expense Ratio
: 0.81%
(0.56% Category average)
Risk-O-Meter
Very High Risk

The fund has 37.65% investment in domestic equities of which 16.01% is in Large Cap stocks, 2.85% is in Mid Cap stocks, 6.36% in Small Cap stocks.The fund has 45.37% investment in Debt, of which 6.45% in Government securities, 38.92% is in Low Risk securities.

This Scheme
VS
  • Nifty 500 TRI 37.50% + Nifty Composite Debt Index 50% + Domestic Prices of Gold 12.50%
  • NA
  • NA
  • Gold
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Returns (NAV as on 03rd September, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 26-Aug-25 10110.00 1.10% - 0.93% 11/30
1 Month 01-Aug-25 10161.70 1.62% - 1.77% 18/29
3 Month 03-Jun-25 10163.70 1.64% - 3.03% 24/28
6 Month 03-Mar-25 11265.40 12.65% - 13.14% 15/27
YTD 01-Jan-25 10533.30 5.33% - 8.42% 22/26
1 Year 03-Sep-24 10483.80 4.84% 4.84% 6.91% 19/23
Since Inception 28-Feb-24 11606.70 16.07% 10.33% 12.67% 16/19
Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 03rd September, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 03-Sep-24 12000 12563.65 4.7 % 8.78 %
SIP Calculator Detailed Returns Analysis
 

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 31st Jul,2025)

Portfolio Turnover Ratio : 79.00%  |   Category average turnover ratio is 288.80%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 37.65% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 37.65%
No of Stocks : 47 (Category Avg - 64.89) | Large Cap Investments : 16.01%| Mid Cap Investments : 2.85% | Small Cap Investments : 6.36% | Other : 12.43%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
ICICI Bank Ltd. Private sector bank 80 2.34% 0.60% 2.34% (Jul 2025) 1.12% (Feb 2025) 54.00 k 12.08 k
State Bank Of India Public sector bank 71.4 2.09% -0.02% 2.68% (Dec 2024) 2.09% (Jul 2025) 89.62 k 0.00
Siemens Energy India Ltd. Power generation 61.5 1.80% 0.18% 1.8% (Jul 2025) 0% (Aug 2024) 19.00 k 0.00
Vedanta Ltd. Diversified metals 51.1 1.50% -0.09% 1.77% (Dec 2024) 1.42% (Apr 2025) 1.20 L 0.00
Mahindra & Mahindra Ltd. Passenger cars & utility vehicles 48.4 1.42% -0.21% 2.01% (May 2025) 0.96% (Oct 2024) 15.10 k -2.70 k
Dr. Reddys Laboratories Ltd. Pharmaceuticals 46.4 1.36% 0.01% 1.4% (Jun 2025) 0.75% (Jan 2025) 36.50 k 0.00
Coforge Ltd. Computers - software & consulting 42.5 1.24% -0.10% 1.34% (Jun 2025) 0.37% (Jan 2025) 24.30 k 0.00
# Infosys Ltd. Computers - software & consulting 39.2 1.15% 1.15% 1.19% (Jul 2025) 0% (Aug 2024) 26.00 k 26.00 k
Bharti Airtel Ltd. Telecom - cellular & fixed line services 36.6 1.07% 0.55% 1.07% (Jul 2025) 0% (Aug 2024) 19.10 k 10.10 k
Bank Of Baroda Public sector bank 35.7 1.04% -0.03% 1.47% (May 2025) 0.51% (Oct 2024) 1.50 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Detailed Portfolio Analysis
No of Debt Holding 13 (Category Avg - 16.39) | Modified Duration 3.51 Years (Category Avg - 2.98)| Yield to Maturity 6.78% (Category Avg - 6.40%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 6.31% 7.55%
CD 0.00% 0.29%
T-Bills 0.14% 0.82%
CP 0.00% 0.27%
NCD & Bonds 38.92% 8.46%
PTC 0.00% 0.10%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 6.45% 8.37%
Low Risk 38.92% 8.96%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Detailed Portfolio Analysis
Name Type of Instrument Weight (%)
MF Units MF Units 9.55%
MF Units MF Units 2.85%
MF Units MF Units 2.54%
Net Receivables Net Receivables 1.25%
TREPS TREPS 0.79%
Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

    No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
WhiteOak Capital Multi Asset Allocation Fund - Direct Plan - Growth NA 3039.83 1.17 3.26 11.57 15.93 0.00
DSP Multi Asset Allocation Fund - Direct Plan - Growth NA 3645.39 1.65 3.23 12.36 12.19 0.00
Nippon India Multi Asset Allocation Fund - Direct Plan - Growth NA 6649.41 1.93 4.35 15.27 10.72 20.27
Mahindra Manulife Multi Asset Allocation Fund - Direct Plan - Growth NA 630.13 1.71 4.01 14.35 9.94 0.00
Mirae Asset Multi Asset Allocation Fund - Direct Plan - Growth NA 2187.26 0.71 2.26 13.10 9.58 0.00
Bandhan Multi Asset Allocation Fund - Direct Plan - Growth NA 2077.02 1.34 4.13 14.87 9.07 0.00
Sundaram Multi Asset Allocation Fund - Direct Plan - Growth NA 2664.55 0.98 2.46 12.93 9.04 0.00
Aditya Birla Sun Life Multi Asset Allocation Fund - Direct Plan - Growth NA 4371.03 1.43 3.16 14.80 8.83 0.00
ICICI Prudential Multi-Asset Fund - Direct Plan - Growth 4 63001.13 1.94 2.70 11.45 8.69 20.33
SBI Multi Asset Allocation Fund - Direct Plan - Growth NA 9440.30 1.05 2.79 12.25 8.16 17.01

More Funds from Bank of India Mutual Fund

Out of 22 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 2 is/are ranked 4 * , 4 is/are ranked 3 * , 1 is/are ranked 2 * , 5 is/are ranked 1 * , and 9 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Bank of India Flexi Cap Fund - Direct Plan - Growth 3 2155.45 0.46 0.19 18.59 -6.42 22.13
Bank of India Liquid Fund - Direct Plan - Growth 4 2001.88 0.47 1.48 3.35 7.01 7.09
Bank of India Small Cap Fund - Direct Plan - Growth 3 1937.49 -1.27 -0.06 20.87 -6.02 21.52
Bank of India ELSS Tax Saver - Direct Plan - Growth 1 1397.30 -0.14 -1.48 14.92 -9.30 17.78
Bank of India Mid & Small Cap Equity & Debt Fund - Direct Plan - Growth 3 1257.61 -0.80 -1.75 16.53 -3.55 19.68
Bank of India Multicap Fund - Direct Plan - Growth NA 897.56 0.50 1.35 18.10 -4.10 0.00
Bank of India Manufacturing & Infrastructure Fund - Direct Plan - Growth 5 608.04 0.06 2.42 23.16 -4.92 25.00
Bank of India Business Cycle Fund - Direct Plan - Growth NA 565.67 0.66 0.77 16.41 -7.98 0.00
Bank of India Large & Mid Cap Fund - Direct Plan - Growth 2 409.79 0.27 -0.26 16.39 -6.66 16.29
Bank of India Consumption Fund - Direct Plan - Growth NA 375.81 4.44 8.15 25.61 0.00 0.00
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