Bank of India Multi Asset Allocation Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Scheme Objective

The investment objective of the scheme is to seek long term capital growth by predominantly investing in equity and equity related securities, debt & money market instruments and Gold ETF.

Scheme Details

Fund manager(s) – Mithraem Bharucha , Alok Singh
Launch date – 28-Feb-2024
Expense ratio – 0.81% as declared on 31-Jul-2025 (category average is 0.56%)
Benchmark - Nifty 500 TRI 37.50% + Nifty Composite Debt Index 50% + Domestic Prices of Gold 12.50%

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Bank of India Multi Asset Allocation Fund - Direct Plan - Growth charges 1.0% of sell value; if fund sold before 365 days. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

341.64

0.00

0.00%

Jul - 2025	341.64	0.00%
Jun - 2025	348.25	0.00%
May - 2025	356.15	0.00%
Apr - 2025	336.96	0.00%
Mar - 2025	333.32	0.00%
Feb - 2025	321.88	0.00%
Jan - 2025	339.19	0.00%

2024

343.81

0.00

0.00%

Dec - 2024	343.81	0.00	0.00%
Nov - 2024	351.16	0.00	0.00%
Oct - 2024	353.60	0.00	0.00%
Sep - 2024	348.76	0.00	0.00%
Aug - 2024	351.41	0.00	0.00%
Jul - 2024	351.19	0.00	0.00%
Jun - 2024	345.90	0.00	0.00%
May - 2024	332.43	82250.67	0.40%
Apr - 2024	310.32	78415.52	0.40%
Mar - 2024	270.60	72872.97	0.37%
Jan - 2024	0.00	62406.38	0.00%

Tax Rate

Please check with your Tax Advisor.

Contact Details

Bank of India Investment Managers Private Limited

B/204, Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai 400013
Tel no.: 022-61249000
Fax no.: 022-61249001
Website.: www.boimf.in

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hunch
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17 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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32 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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The Fixed Income
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19 hrs ago

Power Your Savings with a Reliable PSU Bond NHPC Limited – 2029 Bonds are now listed on The Fixed Income ✔️ Coupon: 7.50% p.a. ✔️ Rating: India Ratings AAA Stable, ICRA AAA Stable ✔️ Tenor: 4 years (Maturity: Oct 06, 2029) ✔️ Secured | PSU Bond | High Return | Listed Invest in a high-grade PSU bond backed by government trust, offering steady and secure returns—ideal for investors seeking a safe, long-term investment solution. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhDb1pnPT0=/750-nhpc-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Power Your Savings with a Reliable PSU Bond NHPC Limited – 2029 Bonds are now listed on The Fixed Income ✔️ Coupon: 7.50% p.a. ✔️ Rating: India Ratings AAA Stable, ICRA AAA Stable ✔️ Tenor: 4 years (Maturity: Oct 06, 2029) ✔️ Secured | PSU Bond | High Return | Listed Invest in a high-grade PSU bond backed by government trust, offering steady and secure returns—ideal for investors seeking a safe, long-term investment solution. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhDb1pnPT0=/750-nhpc-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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83 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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83 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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h_purandare
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89 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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