Bank of India ELSS Tax Saver - Regular Plan - IDCW Portfolio | Bank of India Mutual Fund Portfolio

Portfolio Turnover Ratio : 56.00%. Category average turnover ratio is 64.28%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 96.08% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 96.08%

No of Stocks : 55 (Category Avg - 53.58) | Large Cap Investments : 34.71%| Mid Cap Investments : 11.87% | Small Cap Investments : 12.64% | Other : 36.86%

Portfolio Summary (as on 30th Sep,2025)

Particulars	This Scheme	Category
No. of Stocks	55	53.58
Top 5 Stock Weight	19.13%	27.11%
Top 10 Stock Weight	33.52%	43.4%
Top 3 Sector Weight	21.24%	31.61%

Category - ELSS

Particulars	This Scheme	Category
Average mcap (Cr)	62060.19	91786.02
Holdings in large cap stocks	34.71%	39%
Holdings in mid cap stocks	11.87%	11.58%
Holdings in small cap stocks	12.64%	16.67%

Category - ELSS

Top 10 Stocks holding in Portfolio (as on 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Vedanta Ltd.	Diversified metals	657.7	4.78%	0.40%	4.96% (Mar 2025)	3.91% (Oct 2024)	14.12 L	0.00
State Bank Of India	Public sector bank	579.3	4.21%	0.28%	5% (Apr 2025)	3.79% (Jul 2025)	6.64 L	0.00
Hindustan Aeronautics Ltd.	Aerospace & defense	498.4	3.63%	0.27%	3.73% (May 2025)	1.98% (Oct 2024)	1.05 L	0.00
ITC Limited	Diversified fmcg	449.7	3.27%	-0.12%	3.39% (Aug 2025)	0% (Oct 2024)	11.20 L	0.00
ICICI Bank Ltd.	Private sector bank	444.8	3.24%	-0.16%	3.55% (Apr 2025)	1.8% (Nov 2024)	3.30 L	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	441.4	3.21%	0.41%	3.21% (Sep 2025)	0.97% (Dec 2024)	2.35 L	34.00 k
HDFC Bank Ltd.	Private sector bank	416.1	3.03%	-0.04%	5.44% (Nov 2024)	3.03% (Sep 2025)	4.38 L	0.00
Ambuja Cements Ltd.	Cement & cement products	390.8	2.84%	0.20%	2.84% (Sep 2025)	0% (Oct 2024)	6.86 L	51.66 k
Ami Organics Ltd.	Pharmaceuticals	376	2.74%	-0.22%	3.02% (Jul 2025)	2.37% (Oct 2024)	2.85 L	0.00
Coromandel International Ltd.	Fertilizers	353	2.57%	-0.11%	3.02% (Jul 2025)	1.82% (Oct 2024)	1.57 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 30th Sep,2025)

None
Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
Vedanta Ltd.	Diversified metals	4.78	657.7	4.78%	0.40%	4.96% (Mar 2025)	3.91% (Oct 2024)	14.12 L	0.00	Large Cap	34.71
State Bank Of India	Public sector bank	8.44	579.3	4.21%	0.28%	5% (Apr 2025)	3.79% (Jul 2025)	6.64 L	0.00	Large Cap	34.71
Hindustan Aeronautics Ltd.	Aerospace & defense	5.33	498.4	3.63%	0.27%	3.73% (May 2025)	1.98% (Oct 2024)	1.05 L	0.00	Other	36.86
ITC Limited	Diversified fmcg	3.27	449.7	3.27%	-0.12%	3.39% (Aug 2025)	0% (Oct 2024)	11.20 L	0.00	Large Cap	34.71
ICICI Bank Ltd.	Private sector bank	6.27	444.8	3.24%	-0.16%	3.55% (Apr 2025)	1.8% (Nov 2024)	3.30 L	0.00	Large Cap	34.71
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	3.21	441.4	3.21%	0.41%	3.21% (Sep 2025)	0.97% (Dec 2024)	2.35 L	34.00 k	Large Cap	34.71
HDFC Bank Ltd.	Private sector bank	6.27	416.1	3.03%	-0.04%	5.44% (Nov 2024)	3.03% (Sep 2025)	4.38 L	0.00	Other	36.86
Ambuja Cements Ltd.	Cement & cement products	2.84	390.8	2.84%	0.20%	2.84% (Sep 2025)	0% (Oct 2024)	6.86 L	51.66 k	Large Cap	34.71
Ami Organics Ltd.	Pharmaceuticals	4.88	376	2.74%	-0.22%	3.02% (Jul 2025)	2.37% (Oct 2024)	2.85 L	0.00	Other	36.86
Coromandel International Ltd.	Fertilizers	2.57	353	2.57%	-0.11%	3.02% (Jul 2025)	1.82% (Oct 2024)	1.57 L	0.00	Mid Cap	11.87
- UNO Minda Ltd.	Auto components & equipments	2.55	350.7	2.55%	0.00%	2.55% (Aug 2025)	1.79% (Mar 2025)	2.70 L	0.00	Small Cap	12.64
Quality Power Electrical Equipments Ltd.	Heavy electrical equipment	4.13	346.8	2.52%	1.16%	2.52% (Sep 2025)	0% (Oct 2024)	3.24 L	89.29 k	Other	36.86
Prudent Corporate Advisory Services Ltd.	Financial products distributor	2.48	341.4	2.48%	-0.26%	2.82% (Oct 2024)	1.82% (Feb 2025)	1.32 L	0.00	Other	36.86
National Thermal Power Corporation Ltd.	Power generation	6.53	325.1	2.37%	0.06%	2.71% (Oct 2024)	2.21% (Dec 2024)	9.55 L	0.00	Large Cap	34.71
Adani Ports And Special Economic Zone Ltd.	Port & port services	2.18	300.4	2.18%	0.39%	2.18% (Sep 2025)	0% (Oct 2024)	2.14 L	29.00 k	Large Cap	34.71
Swan Energy Ltd.	Other textile products	3.34	295.6	2.15%	0.02%	2.99% (Dec 2024)	1.51% (Oct 2024)	6.50 L	0.00	Small Cap	12.64
Dr. Reddys Laboratories Ltd.	Pharmaceuticals	4.88	293.7	2.14%	-0.09%	2.23% (Aug 2025)	1.38% (Oct 2024)	2.40 L	0.00	Other	36.86
HEG Ltd.	Electrodes & refractories	2.13	292.8	2.13%	0.15%	2.38% (Jul 2025)	1.72% (Jan 2025)	5.80 L	0.00	Other	36.86
NTPC Green Energy Ltd.	Power generation	6.53	290.1	2.11%	-0.16%	2.63% (Dec 2024)	0% (Oct 2024)	29.85 L	0.00	Other	36.86
Tata Steel Ltd.	Iron & steel products	2.09	287.9	2.09%	0.14%	2.09% (Sep 2025)	1.63% (Dec 2024)	17.06 L	0.00	Other	36.86
Siemens Energy India Ltd.	Power generation	6.53	281.5	2.05%	0.01%	2.05% (Sep 2025)	0% (Oct 2024)	82.00 k	0.00	Other	36.86
Indian Bank	Public sector bank	8.44	257.5	1.87%	0.22%	1.87% (Sep 2025)	1.05% (Dec 2024)	3.43 L	0.00	Mid Cap	11.87
Bank Of Baroda	Public sector bank	8.44	250.8	1.82%	0.63%	1.82% (Sep 2025)	0.91% (Jan 2025)	9.70 L	2.75 L	Large Cap	34.71
Coforge Ltd.	Computers - software & consulting	1.76	241.8	1.76%	-2.41%	4.41% (Jun 2025)	1.76% (Sep 2025)	1.52 L	-1.76 L	Other	36.86
InterGlobe Aviation Ltd.	Airline	1.71	235	1.71%	-0.04%	1.75% (Aug 2025)	0% (Oct 2024)	42.00 k	0.00	Large Cap	34.71
Bharat Electronics Ltd.	Aerospace & defense	5.33	234	1.70%	0.12%	1.71% (Jun 2025)	0% (Oct 2024)	5.79 L	0.00	Mid Cap	11.87
Dixon Technologies (India) Ltd.	Consumer electronics	1.6	220.4	1.60%	0.12%	2.98% (Apr 2025)	1.26% (May 2025)	13.50 k	1.50 k	Other	36.86
Rural Electrification Corporation Limited	Financial institution	1.55	212.9	1.55%	0.08%	2.41% (Mar 2025)	1.46% (Oct 2024)	5.71 L	0.00	Mid Cap	11.87
Hyundai Motor India Ltd.	Passenger cars & utility vehicles	1.52	209.3	1.52%	0.26%	1.52% (Sep 2025)	0% (Oct 2024)	81.00 k	11.44 k	Other	36.86
SBI Cards and Payment Services Ltd.	Non banking financial company (nbfc)	1.52	208.7	1.52%	0.35%	1.52% (Sep 2025)	0% (Oct 2024)	2.38 L	40.00 k	Other	36.86
Zaggle Prepaid Ocean Service Pvt Ltd.	It enabled services	1.41	193.8	1.41%	-0.21%	2.02% (Dec 2024)	0% (Oct 2024)	5.60 L	0.00	Other	36.86
Central Depository Services (India) Ltd.	Depositories, clearing houses and other intermediaries	1.39	191.1	1.39%	0.49%	1.39% (Sep 2025)	0.75% (Oct 2024)	1.31 L	45.00 k	Small Cap	12.64
Reliance Industries Ltd.	Refineries & marketing	1.35	185.5	1.35%	-0.01%	2.12% (Oct 2024)	0.98% (Dec 2024)	1.36 L	0.00	Large Cap	34.71
Balrampur Chini Mills Ltd.	Sugar	2.36	175.9	1.28%	-0.25%	1.63% (May 2025)	1.26% (Nov 2024)	3.86 L	0.00	Small Cap	12.64
Oberoi Realty Ltd.	Residential, commercial projects	2.54	174	1.27%	-0.04%	1.52% (Dec 2024)	0.68% (Oct 2024)	1.10 L	0.00	Mid Cap	11.87
DLF Ltd.	Residential, commercial projects	2.54	174	1.27%	-0.06%	1.43% (Jun 2025)	0.83% (Nov 2024)	2.44 L	0.00	Large Cap	34.71
Deepak Nitrite Ltd.	Specialty chemicals	1.22	167.9	1.22%	0.01%	1.72% (Nov 2024)	1.21% (Aug 2025)	91.50 k	0.00	Small Cap	12.64
K.P.R. Mill Ltd.	Other textile products	3.34	164	1.19%	0.07%	1.33% (Jan 2025)	1.06% (Mar 2025)	1.54 L	0.00	Other	36.86
Siemens Ltd.	Heavy electrical equipment	4.13	156.5	1.14%	0.01%	2.13% (Nov 2024)	1.09% (Jul 2025)	50.00 k	0.00	Large Cap	34.71
Inox India Ltd.	Engineering	1.1	150.8	1.10%	0.04%	1.1% (Sep 2025)	0.88% (Jan 2025)	1.28 L	0.00	Other	36.86
Triveni Engineering & Industries Ltd.	Sugar	2.36	149	1.08%	-0.08%	1.4% (Dec 2024)	1.08% (Sep 2025)	4.47 L	0.00	Small Cap	12.64
Tata Power Co. Ltd.	Integrated power utilities	1.02	139.9	1.02%	-0.83%	1.95% (Apr 2025)	1.02% (Sep 2025)	3.60 L	-3.11 L	Mid Cap	11.87
Bharat Forge Ltd.	Castings & forgings	1.01	139.4	1.01%	-0.11%	1.65% (Jan 2025)	1.01% (Sep 2025)	1.15 L	-0.22 L	Mid Cap	11.87
Cms Info Systems Ltd.	Diversified commercial services	0.98	134.4	0.98%	-0.11%	1.39% (Feb 2025)	0.98% (Sep 2025)	3.60 L	0.00	Other	36.86
SBI Life Insurance Co Ltd.	Life insurance	0.9	123.6	0.90%	-0.29%	1.19% (Aug 2025)	0.73% (Oct 2024)	69.00 k	-0.20 L	Large Cap	34.71
Titagarh Rail Systems Ltd.	Railway wagons	0.76	104.7	0.76%	0.03%	1.02% (Oct 2024)	0.68% (Apr 2025)	1.20 L	0.00	Small Cap	12.64
Advanced Enzyme Technologies Ltd.	Biotechnology	0.62	85.4	0.62%	-0.05%	0.86% (Oct 2024)	0.56% (Mar 2025)	2.62 L	0.00	Small Cap	12.64
Commercial Engineers & Body Builders Co. Ltd.	Engineering, designing, construction	0.6	82.6	0.60%	-0.11%	1.09% (Oct 2024)	0.6% (Sep 2025)	2.46 L	-0.58 L	Small Cap	12.64
Poly Medicure Ltd.	Medical equipment & supplies	0.57	77.9	0.57%	-0.05%	1.15% (Apr 2025)	0.57% (Sep 2025)	40.00 k	0.00	Small Cap	12.64
Canara Bank	Public sector bank	8.44	74.2	0.54%	0.08%	0.54% (Sep 2025)	0% (Oct 2024)	6.00 L	0.00	Other	36.86
Bharat Heavy Electricals Ltd.	Heavy electrical equipment	4.13	64.4	0.47%	0.06%	0.5% (May 2025)	0.41% (Feb 2025)	2.70 L	0.00	Mid Cap	11.87
Blue Star Ltd.	Household appliances	0.42	58.3	0.42%	-0.01%	0.5% (Feb 2025)	0% (Oct 2024)	31.00 k	0.00	Small Cap	12.64
General Insurance Corporation of India	General insurance	0.42	57.5	0.42%	-0.11%	2.63% (Jan 2025)	0.42% (Sep 2025)	1.56 L	-0.40 L	Large Cap	34.71
PNB Housing Finance Ltd.	Housing finance company	0.41	57	0.41%	0.04%	1.96% (Jun 2025)	0.37% (Aug 2025)	65.96 k	0.00	Mid Cap	11.87
Varun Beverages Ltd.	Other beverages	0.32	44.4	0.32%	-0.65%	1.2% (Dec 2024)	0.32% (Sep 2025)	1.00 L	-1.70 L	Other	36.86

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
No new entrants in the portfolio in the last month.

Stocks removed from Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
No complete exits in the portfolio in the last month.

Trend in stock holdings (Top 15 Holding)

Stock	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024	Sep 2024
State Bank Of India	4.21%	3.93%	3.79%	3.80%	4.87%	5.00%	4.91%	4.89%	4.88%	4.63%	4.34%	4.30%	3.99%
Vedanta Ltd.	4.78%	4.38%	4.30%	4.54%	4.40%	4.47%	4.96%	4.72%	4.49%	4.17%	4.12%	3.91%	4.18%
HDFC Bank Ltd.	3.03%	3.07%	3.16%	3.06%	3.96%	5.16%	4.92%	5.20%	4.53%	5.41%	5.44%	5.32%	4.90%
Coforge Ltd.	1.76%	4.17%	4.10%	4.41%	4.01%	3.62%	4.03%	4.09%	3.96%	3.69%	2.33%	1.80%	1.34%
UNO Minda Ltd.	2.55%	2.55%	2.01%	2.08%	1.94%	3.64%	3.58%	3.78%	3.84%	3.94%	3.90%	3.70%	4.00%
Hindustan Aeronautics Ltd.	3.63%	3.36%	3.41%	3.57%	3.73%	3.56%	2.72%	2.25%	2.37%	2.06%	2.06%	1.98%	1.99%
ITC Limited	3.27%	3.39%	3.30%	1.26%	-	-	-	-	-	-	-	-	-
Ami Organics Ltd.	2.74%	2.96%	3.02%	2.54%	2.67%	2.71%	2.94%	2.96%	2.97%	2.47%	2.54%	2.37%	2.02%
ICICI Bank Ltd.	3.24%	3.40%	2.44%	2.32%	3.15%	3.55%	3.12%	2.90%	2.68%	2.53%	1.80%	1.81%	1.72%
Prudent Corporate Advisory Services Ltd.	2.48%	2.74%	2.77%	2.50%	2.80%	2.22%	2.34%	1.82%	1.99%	2.46%	2.72%	2.82%	2.28%
National Thermal Power Corporation Ltd.	2.37%	2.31%	2.28%	2.23%	2.28%	2.56%	2.59%	2.52%	2.33%	2.21%	2.39%	2.71%	2.85%
Coromandel International Ltd.	2.57%	2.68%	3.02%	2.75%	2.57%	2.63%	2.36%	2.21%	2.14%	2.05%	1.93%	1.82%	1.77%
NTPC Green Energy Ltd.	2.11%	2.27%	2.23%	2.18%	2.37%	2.27%	2.28%	2.20%	2.58%	2.63%	1.23%	-	-
Oil India Ltd.	-	-	-	-	-	-	-	-	-	-	1.74%	1.70%	3.09%
Swan Energy Ltd.	2.15%	2.13%	2.17%	2.03%	2.02%	1.97%	2.12%	2.24%	2.69%	2.99%	2.16%	1.51%	1.58%

No of Debt Holding 2 (Category Avg - 0.53) | Modified Duration 0.00 Years (Category Avg - - --)| Yield to Maturity - -- (Category Avg - 0.00%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	0.00%	0.01%
CD	0.28%	0.18%
T-Bills	0.01%	0.01%
CP	0.00%	0.03%

Category - ELSS

Security Type	% Weight	Category Average
Government Backed	0.01%	0.02%
Low Risk	0.28%	0.21%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - ELSS

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	38.93	0.28%	4.00 L
Bond - T-Bill	T-Bills	Other			0.98	0.01%	10.00 k

Name	Type of Instrument	Weight (%)
TREPS	TREPS	3.74%
Net Receivables	Net Receivables	-0.11%

Forum

NITINPIMPALE
MF Investment Help
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9 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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21 days ago

View more

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The Fixed Income
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1 days ago

Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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71 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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84 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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121 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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