SBI Banking & Financial Services Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Equity Holding : 96.34% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 96.34%

No of Stocks : 31 (Category Avg - 44.01) | Large Cap Investments : 47.35%| Mid Cap Investments : 13.68% | Small Cap Investments : 3.19% | Other : 32.12%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	31	43.23
Top 5 Stock Weight	47.34%	32.76%
Top 10 Stock Weight	67.91%	49.89%
Top 3 Sector Weight	71.02%	43.73%

Category - Sectoral/Thematic

Particulars	This Scheme	Category
Average mcap (Cr)	95533.70	74170.21
Holdings in large cap stocks	47.35%	37.75%
Holdings in mid cap stocks	13.68%	14.64%
Holdings in small cap stocks	3.19%	13.09%

Category - Sectoral/Thematic

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# HDFC Bank Ltd.	Private sector bank	12469	13.45%	0.00%	27.72% (Apr 2025)	12.99% (Jan 2025)	1.26 Cr	-0.18 Cr
# Axis Bank Ltd.	Private sector bank	8673.3	9.35%	0.00%	9.86% (Feb 2025)	0% (Oct 2024)	70.35 L	9.00 L
# Kotak Mahindra Bank Ltd.	Private sector bank	8601.3	9.28%	0.00%	9.85% (Dec 2024)	7.83% (Jun 2025)	40.92 L	0.00
# State Bank Of India	Public sector bank	8180.4	8.82%	0.00%	8.76% (Sep 2025)	0.13% (May 2025)	87.30 L	0.00
# ICICI Bank Ltd.	Private sector bank	5967.5	6.44%	0.00%	21.69% (Oct 2024)	6.88% (Sep 2025)	44.36 L	0.00
# Bajaj Finserv Ltd	Holding company	5851.5	6.31%	0.00%	5.11% (Sep 2025)	0% (Oct 2024)	28.02 L	5.86 L
# SBI Life Insurance Co Ltd.	Life insurance	4710.6	5.08%	0.00%	5.2% (Aug 2025)	0% (Oct 2024)	24.09 L	0.00
# Aditya Birla Capital Ltd.	Life insurance	2911.9	3.14%	0.00%	3.01% (Aug 2025)	0% (Oct 2024)	89.82 L	16.23 L
# Bajaj Finance Ltd.	Non banking financial company (nbfc)	2815.6	3.04%	0.00%	3.1% (Sep 2025)	0% (Oct 2024)	27.00 L	0.00
# Bank Of Baroda	Public sector bank	2780	3.00%	0.00%	2.97% (Sep 2025)	0% (Oct 2024)	99.86 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

None
Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
# HDFC Bank Ltd.	Private sector bank	39.82	12469	13.45%	0.00%	27.72% (Apr 2025)	12.99% (Jan 2025)	1.26 Cr	-0.18 Cr	Other	32.12
# Axis Bank Ltd.	Private sector bank	39.82	8673.3	9.35%	0.00%	9.86% (Feb 2025)	0% (Oct 2024)	70.35 L	9.00 L	Large Cap	47.35
# Kotak Mahindra Bank Ltd.	Private sector bank	39.82	8601.3	9.28%	0.00%	9.85% (Dec 2024)	7.83% (Jun 2025)	40.92 L	0.00	Large Cap	47.35
# State Bank Of India	Public sector bank	15.3	8180.4	8.82%	0.00%	8.76% (Sep 2025)	0.13% (May 2025)	87.30 L	0.00	Large Cap	47.35
# ICICI Bank Ltd.	Private sector bank	39.82	5967.5	6.44%	0.00%	21.69% (Oct 2024)	6.88% (Sep 2025)	44.36 L	0.00	Large Cap	47.35
# Bajaj Finserv Ltd	Holding company	6.31	5851.5	6.31%	0.00%	5.11% (Sep 2025)	0% (Oct 2024)	28.02 L	5.86 L	Other	32.12
# SBI Life Insurance Co Ltd.	Life insurance	15.9	4710.6	5.08%	0.00%	5.2% (Aug 2025)	0% (Oct 2024)	24.09 L	0.00	Large Cap	47.35
# Aditya Birla Capital Ltd.	Life insurance	15.9	2911.9	3.14%	0.00%	3.01% (Aug 2025)	0% (Oct 2024)	89.82 L	16.23 L	Mid Cap	13.68
# Bajaj Finance Ltd.	Non banking financial company (nbfc)	9.24	2815.6	3.04%	0.00%	3.1% (Sep 2025)	0% (Oct 2024)	27.00 L	0.00	Other	32.12
# Bank Of Baroda	Public sector bank	15.3	2780	3.00%	0.00%	2.97% (Sep 2025)	0% (Oct 2024)	99.86 L	0.00	Large Cap	47.35
# HDFC Life Insurance Company Ltd.	Life insurance	15.9	2680.8	2.89%	0.00%	4.49% (Aug 2025)	0% (Oct 2024)	36.63 L	-0.12 Cr	Large Cap	47.35
# Bank Of India	Public sector bank	15.3	2544.5	2.74%	0.00%	2.58% (Sep 2025)	1.79% (Feb 2025)	1.82 Cr	0.00	Mid Cap	13.68
# Muthoot Finance Pvt. Ltd.	Non banking financial company (nbfc)	9.24	2428.3	2.62%	0.00%	4.71% (Jan 2025)	1.05% (Jul 2025)	7.64 L	-1.48 L	Mid Cap	13.68
# Aptus Value Housing Finance India Ltd.	Housing finance company	2.55	2361.7	2.55%	0.00%	2.88% (Jul 2025)	1.86% (Dec 2024)	74.36 L	0.00	Other	32.12
# ICICI Prudential Life Insurance Co Ltd.	Life insurance	15.9	2305.5	2.49%	0.00%	1.84% (Oct 2024)	0% (Oct 2024)	39.00 L	15.00 L	Large Cap	47.35
# Max Financial Services Ltd.	Life insurance	15.9	2137.5	2.30%	0.00%	5.56% (Jun 2025)	0% (Oct 2024)	13.82 L	0.00	Mid Cap	13.68
# SBI Cards and Payment Services Ltd.	Non banking financial company (nbfc)	9.24	1874.8	2.02%	0.00%	2.63% (Feb 2025)	0% (Oct 2024)	21.34 L	0.00	Other	32.12
# City Union Bank Ltd.	Private sector bank	39.82	1207.7	1.30%	0.00%	1.45% (Nov 2024)	1.17% (Mar 2025)	52.81 L	0.00	Mid Cap	13.68
# Star Health and Allied Insurance Co Ltd.	General insurance	2.03	1200.8	1.29%	0.00%	1.3% (Aug 2025)	0% (Oct 2024)	24.29 L	0.00	Other	32.12
# Mahindra & Mahindra Financial Services Ltd.	Non banking financial company (nbfc)	9.24	1054.2	1.14%	0.00%	0.71% (Sep 2025)	0% (Oct 2024)	33.41 L	10.99 L	Mid Cap	13.68
# ICRA Ltd.	Ratings	2.04	987.8	1.07%	0.00%	1.3% (May 2025)	0.6% (Oct 2024)	1.54 L	0.00	Small Cap	3.19
# Care Ratings Ltd.	Ratings	2.04	900.9	0.97%	0.00%	1.26% (May 2025)	0.2% (Oct 2024)	5.61 L	0.00	Small Cap	3.19
# 360 ONE WAM Ltd.	Other financial services	1.37	864.6	0.93%	0.00%	0.97% (Aug 2025)	0% (Oct 2024)	8.00 L	0.00	Other	32.12
# Cholamandalam Financial Holdings Ltd.	Investment company	0.84	774.7	0.84%	0.00%	2.54% (Oct 2024)	0.84% (Aug 2025)	4.05 L	0.00	Small Cap	3.19
# Canara Bank	Public sector bank	15.3	685	0.74%	0.74%	0% (Nov 2025)	0% (Nov 2025)	50.00 L	50.00 L	Other	32.12
# Niva Bupa Health Insurance Company Ltd.	General insurance	2.03	683.1	0.74%	0.00%	0.94% (Jul 2025)	0% (Oct 2024)	91.00 L	0.00	Other	32.12
# CRISIL Ltd.	Other financial services	1.37	405.3	0.44%	0.00%	1.34% (Dec 2024)	0.62% (Sep 2025)	82.22 k	-0.40 L	Mid Cap	13.68
# HDB Financial Services Ltd.	Non banking financial company (nbfc)	9.24	391.4	0.42%	0.00%	0.5% (Aug 2025)	0% (Oct 2024)	5.35 L	0.00	Other	32.12
# National Securities Depository Ltd.	Depositories, clearing houses and other intermediaries	0.38	351.9	0.38%	0.00%	0.9% (Aug 2025)	0% (Oct 2024)	3.04 L	0.00	Other	32.12
# Multi Commodity Exchange Of India Ltd.	Exchange and data platform	0.31	285.6	0.31%	0.31%	0% (Nov 2025)	0% (Nov 2025)	30.89 k	30.89 k	Small Cap	3.19
# Aditya Birla Sun Life AMC Ltd.	Asset management company	0.25	234.7	0.25%	0.00%	0.31% (Jul 2025)	0% (Oct 2024)	3.08 L	0.00	Other	32.12
Power Finance Corporation Ltd.	Financial institution		1704.9	0.00%	-1.96%	-	-	-	-	Mid Cap	13.68

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Multi Commodity Exchange Of India Ltd.	Exchange and data platform	285.6	0.31%	0.31%	0% (Nov 2025)	0% (Nov 2025)	30.89 k	30892
# Canara Bank	Public sector bank	685	0.74%	0.74%	0% (Nov 2025)	0% (Nov 2025)	50.00 L	5000000
# Margin	Other	60	0.06%	0.06%	0% (Nov 2025)	0% (Nov 2025)	0.00	0

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Power Finance Corporation Ltd.	Financial institution	1704.9	0.00%	-1.96%	2.21% (Apr 2025)	1.61% (Feb 2025)	0.00	-4155779

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
HDFC Bank Ltd.	13.45%	15.79%	17.54%	20.34%	23.01%	26.78%	27.72%	26.00%	27.06%	12.99%	13.43%	14.99%	14.69%
ICICI Bank Ltd.	6.44%	6.88%	7.41%	7.78%	7.51%	10.91%	11.26%	14.29%	14.01%	14.40%	20.97%	21.51%	21.69%
Kotak Mahindra Bank Ltd.	9.28%	9.38%	9.58%	8.18%	7.83%	9.32%	9.21%	9.74%	9.38%	9.84%	9.85%	7.95%	7.91%
Axis Bank Ltd.	9.35%	7.99%	6.79%	4.98%	5.75%	9.37%	9.74%	9.74%	9.86%	7.99%	-	-	-
State Bank Of India	8.82%	8.76%	8.37%	8.23%	0.13%	0.13%	6.19%	1.90%	1.87%	4.43%	4.51%	4.02%	3.98%
Bajaj Finserv Ltd	6.31%	5.11%	3.20%	3.23%	2.17%	-	-	-	-	-	-	-	-
SBI Life Insurance Co Ltd.	5.08%	4.96%	5.20%	3.54%	1.51%	1.43%	-	-	-	-	-	-	-
Max Financial Services Ltd.	2.30%	2.51%	3.54%	3.52%	5.56%	4.36%	3.44%	-	-	-	-	-	-
HDFC Life Insurance Company Ltd.	2.89%	4.23%	4.49%	3.33%	3.76%	4.15%	4.16%	0.22%	-	-	-	-	-
Muthoot Finance Pvt. Ltd.	2.62%	3.23%	1.07%	1.05%	4.44%	3.84%	3.20%	1.75%	2.69%	4.71%	4.41%	4.38%	4.50%
Bajaj Finance Ltd.	3.04%	3.10%	-	-	-	-	-	-	-	-	-	-	-
Bank Of Baroda	3.00%	2.97%	2.78%	2.81%	2.62%	2.80%	2.94%	0.75%	-	-	-	-	-
Aptus Value Housing Finance India Ltd.	2.55%	2.74%	2.82%	2.88%	2.82%	2.33%	2.28%	2.27%	2.60%	2.53%	1.86%	1.99%	2.25%
PB Fintech Ltd.	-	-	-	-	-	-	-	-	-	-	-	2.69%	2.22%
Nippon Life India Asset Management Ltd.	-	-	-	0.95%	2.45%	2.43%	2.23%	2.17%	2.11%	2.52%	3.11%	2.97%	3.11%

No of Debt Holding 1 (Category Avg - 0.79) | Modified Duration 0.00 Years (Category Avg - - --)| Yield to Maturity - -- (Category Avg - 0.00%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	0.00%	0.02%
T-Bills	0.05%	0.33%

Category - Sectoral/Thematic

Security Type	% Weight	Category Average
Government Backed	0.05%	0.35%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Sectoral/Thematic

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			49.86	0.05%	5.00 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	1.95%
Net Receivables	Net Receivables	1.60%
Margin	Margin	0.06%

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NITINPIMPALE
MF Investment Help
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33 days ago

purchase unit will adjust difference in NAV 10.263 View more

Posted by : NITINPIMPALE
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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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45 days ago

View more

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The Fixed Income
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4 hrs ago

Secure 9.70% returns with the PSU Bond that Brings Long-term Stability U.P. POWER CORPORATION LIMITED 2032 ✔️ Coupon: 9.70% ✔️ Rating: CRISIL A+(CE) Stable, INDIA RATING A+(CE) Stable ✔️ Tenor: 6y 4m (Maturity: 22/Mar/2032) Secure your investments with a PSU bond delivering consistent returns and state-backed stability. Senior Secured Bond | PSU Bond | High Return Bond | Listed ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhLc1lBPT0=/970-up-power-corporation-limited-2032?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Secure 9.70% returns with the PSU Bond that Brings Long-term Stability U.P. POWER CORPORATION LIMITED 2032 ✔️ Coupon: 9.70% ✔️ Rating: CRISIL A+(CE) Stable, INDIA RATING A+(CE) Stable ✔️ Tenor: 6y 4m (Maturity: 22/Mar/2032) Secure your investments with a PSU bond delivering consistent returns and state-backed stability. Senior Secured Bond | PSU Bond | High Return Bond | Listed ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhLc1lBPT0=/970-up-power-corporation-limited-2032?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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96 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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109 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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146 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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