Bank of India Multi Asset Allocation Fund - Regular Plan - Growth Portfolio | Bank of India Mutual Fund Portfolio

Portfolio Turnover Ratio : 89.00%. Category average turnover ratio is 289.23%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 36.67% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 36.67%

No of Stocks : 46 (Category Avg - 64.77) | Large Cap Investments : 16.09%| Mid Cap Investments : 1.78% | Small Cap Investments : 6.87% | Other : 11.93%

Portfolio Summary (as on 31st Aug,2025)

Particulars	This Scheme	Category
No. of Stocks	46	62
Top 5 Stock Weight	9.18%	16.58%
Top 10 Stock Weight	15.04%	25.38%
Top 3 Sector Weight	9.96%	19.14%

Category - Multi Asset Allocation

Particulars	This Scheme	Category
Average mcap (Cr)	30261.92	74554.37
Holdings in large cap stocks	16.09%	30.83%
Holdings in mid cap stocks	1.78%	6.14%
Holdings in small cap stocks	6.87%	4.32%

Category - Multi Asset Allocation

Top 10 Stocks holding in Portfolio (as on 31st Aug,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
ICICI Bank Ltd.	Private sector bank	75.5	2.23%	-0.11%	2.34% (Jul 2025)	1.12% (Feb 2025)	54.00 k	0.00
State Bank Of India	Public sector bank	71.9	2.13%	0.04%	2.68% (Dec 2024)	2.09% (Jul 2025)	89.62 k	0.00
Siemens Energy India Ltd.	Power generation	64.1	1.90%	0.10%	1.9% (Aug 2025)	0% (Sep 2024)	19.00 k	0.00
Vedanta Ltd.	Diversified metals	50.5	1.49%	-0.01%	1.77% (Dec 2024)	1.42% (Apr 2025)	1.20 L	0.00
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	48.3	1.43%	0.01%	2.01% (May 2025)	0.96% (Oct 2024)	15.10 k	0.00
- Dr. Reddys Laboratories Ltd.	Pharmaceuticals	46	1.36%	0.00%	1.4% (Jun 2025)	0.75% (Jan 2025)	36.50 k	0.00
- Coforge Ltd.	Computers - software & consulting	41.9	1.24%	0.00%	1.34% (Jun 2025)	0.37% (Jan 2025)	24.30 k	0.00
Infosys Ltd.	Computers - software & consulting	38.2	1.13%	-0.02%	1.19% (Jul 2025)	0% (Sep 2024)	26.00 k	0.00
- Bharti Airtel Ltd.	Telecom - cellular & fixed line services	36.1	1.07%	0.00%	1.07% (Aug 2025)	0% (Sep 2024)	19.10 k	0.00
CreditAccess Grameen Ltd.	Microfinance institutions	35.7	1.06%	0.29%	1.06% (Aug 2025)	0.19% (Jan 2025)	25.50 k	4.50 k

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Aug,2025)

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Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
ICICI Bank Ltd.	Private sector bank	3.78	75.5	2.23%	-0.11%	2.34% (Jul 2025)	1.12% (Feb 2025)	54.00 k	0.00	Large Cap	16.09
State Bank Of India	Public sector bank	3.16	71.9	2.13%	0.04%	2.68% (Dec 2024)	2.09% (Jul 2025)	89.62 k	0.00	Large Cap	16.09
Siemens Energy India Ltd.	Power generation	2.89	64.1	1.90%	0.10%	1.9% (Aug 2025)	0% (Sep 2024)	19.00 k	0.00	Other	11.93
Vedanta Ltd.	Diversified metals	1.49	50.5	1.49%	-0.01%	1.77% (Dec 2024)	1.42% (Apr 2025)	1.20 L	0.00	Large Cap	16.09
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	1.43	48.3	1.43%	0.01%	2.01% (May 2025)	0.96% (Oct 2024)	15.10 k	0.00	Large Cap	16.09
- Dr. Reddys Laboratories Ltd.	Pharmaceuticals	3.02	46	1.36%	0.00%	1.4% (Jun 2025)	0.75% (Jan 2025)	36.50 k	0.00	Other	11.93
- Coforge Ltd.	Computers - software & consulting	2.82	41.9	1.24%	0.00%	1.34% (Jun 2025)	0.37% (Jan 2025)	24.30 k	0.00	Other	11.93
Infosys Ltd.	Computers - software & consulting	2.82	38.2	1.13%	-0.02%	1.19% (Jul 2025)	0% (Sep 2024)	26.00 k	0.00	Large Cap	16.09
- Bharti Airtel Ltd.	Telecom - cellular & fixed line services	1.07	36.1	1.07%	0.00%	1.07% (Aug 2025)	0% (Sep 2024)	19.10 k	0.00	Large Cap	16.09
CreditAccess Grameen Ltd.	Microfinance institutions	1.06	35.7	1.06%	0.29%	1.06% (Aug 2025)	0.19% (Jan 2025)	25.50 k	4.50 k	Small Cap	6.87
Bank Of Baroda	Public sector bank	3.16	34.9	1.03%	-0.01%	1.47% (May 2025)	0.51% (Oct 2024)	1.50 L	0.00	Large Cap	16.09
Sky Gold Ltd.	Gems, jewellery and watches	1.5	33.7	1.00%	0.26%	1% (Aug 2025)	0% (Sep 2024)	1.17 L	30.00 k	Small Cap	6.87
Prudent Corporate Advisory Services Ltd.	Financial products distributor	1	33.6	1.00%	-0.03%	1.03% (Jul 2025)	0.31% (Mar 2025)	12.00 k	0.00	Other	11.93
- NTPC Green Energy Ltd.	Power generation	2.89	33.5	0.99%	0.00%	2.19% (Jan 2025)	0.97% (Aug 2025)	3.25 L	0.00	Other	11.93
HDFC Bank Ltd.	Private sector bank	3.78	32.7	0.97%	-0.05%	1.02% (Jul 2025)	0% (Sep 2024)	34.40 k	17.20 k	Other	11.93
Shriram Finance Ltd.	Non banking financial company (nbfc)	0.96	32.4	0.96%	-0.07%	1.5% (Jun 2025)	0.87% (Jan 2025)	55.88 k	0.00	Other	11.93
Ultratech Cement Ltd.	Cement & cement products	0.91	30.6	0.91%	0.04%	1.86% (Apr 2025)	0.87% (Jul 2025)	2.42 k	0.00	Large Cap	16.09
Housing & Urban Development Corporation Ltd.	Financial institution	0.79	26.8	0.79%	-0.02%	0.89% (Jun 2025)	0.62% (Nov 2024)	1.31 L	0.00	Small Cap	6.87
Siemens Ltd.	Heavy electrical equipment	0.73	24.5	0.73%	0.02%	2.12% (Dec 2024)	0.68% (May 2025)	8.00 k	0.00	Large Cap	16.09
Adani Ports And Special Economic Zone Ltd.	Port & port services	0.72	24.3	0.72%	0.12%	0.72% (Aug 2025)	0% (Sep 2024)	18.50 k	3.50 k	Large Cap	16.09
Shakti Pumps (India) Ltd.	Compressors, pumps & diesel engines	0.66	22.2	0.66%	-0.06%	0.76% (Jun 2025)	0% (Sep 2024)	27.50 k	0.00	Small Cap	6.87
Fiem Industries Ltd.	Auto ancillaries	0.65	22.1	0.65%	0.06%	0.65% (Aug 2025)	0.26% (Oct 2024)	10.50 k	0.00	Small Cap	6.87
Hindustan Aeronautics Ltd.	Aerospace & defense	1.08	21.7	0.64%	-0.02%	0.96% (Jun 2025)	0.48% (Feb 2025)	5.00 k	0.00	Other	11.93
Eris Lifesciences Ltd.	Pharmaceuticals	3.02	21.6	0.64%	0.01%	0.64% (Aug 2025)	0% (Sep 2024)	12.00 k	0.00	Small Cap	6.87
Balrampur Chini Mills Ltd.	Sugar	0.63	21.5	0.63%	-0.06%	0.72% (Jul 2025)	0.24% (Feb 2025)	40.00 k	0.00	Small Cap	6.87
Glenmark Pharmaceuticals Ltd.	Pharmaceuticals	3.02	21.2	0.63%	-0.06%	0.71% (Jul 2025)	0% (Sep 2024)	11.00 k	0.00	Mid Cap	1.78
Gabriel India Ltd.	Auto components & equipments	0.6	20.2	0.60%	0.07%	0.6% (Aug 2025)	0% (Sep 2024)	17.50 k	0.00	Small Cap	6.87
- Kotak Mahindra Bank Ltd.	Private sector bank	3.78	19.6	0.58%	0.00%	1.02% (Apr 2025)	0.58% (Jul 2025)	10.00 k	0.00	Large Cap	16.09
Manorama Industries Ltd.	Other food products	0.56	19	0.56%	-0.06%	1.11% (Jul 2025)	0.46% (Jan 2025)	14.00 k	0.00	Other	11.93
- ITC Limited	Diversified fmcg	0.51	17.2	0.51%	0.00%	0.51% (Aug 2025)	0% (Sep 2024)	42.06 k	0.00	Large Cap	16.09
Titan Company Ltd.	Gems, jewellery and watches	1.5	17.1	0.50%	0.04%	0.5% (Aug 2025)	0% (Sep 2024)	4.70 k	0.00	Large Cap	16.09
Eternal Ltd.	E-retail/ e-commerce	0.74	17	0.50%	0.01%	0.51% (Aug 2025)	0% (Sep 2024)	54.00 k	0.00	Other	11.93
Trent Limited	Speciality retail	0.47	15.9	0.47%	0.03%	1.89% (Jan 2025)	0.08% (Feb 2025)	3.00 k	0.00	Mid Cap	1.78
Zaggle Prepaid Ocean Service Pvt Ltd.	It enabled services	0.46	15.7	0.46%	-0.18%	0.88% (Jan 2025)	0.46% (Aug 2025)	40.00 k	-0.18 L	Other	11.93
Tech Mahindra Ltd.	Computers - software & consulting	2.82	15.1	0.45%	0.01%	0.49% (Jun 2025)	0% (Sep 2024)	10.20 k	0.00	Large Cap	16.09
Syrma SGS Technology Ltd.	Industrial products	0.45	15.1	0.45%	-0.24%	0.69% (Jul 2025)	0% (Sep 2024)	20.00 k	-0.11 L	Other	11.93
Bharat Electronics Ltd.	Aerospace & defense	1.08	14.8	0.44%	-0.01%	0.47% (Jul 2025)	0% (Sep 2024)	40.00 k	0.00	Mid Cap	1.78
Commercial Engineers & Body Builders Co. Ltd.	Engineering, designing, construction	0.42	14.3	0.42%	-0.03%	0.71% (Dec 2024)	0.41% (Mar 2025)	45.00 k	0.00	Small Cap	6.87
Multi Commodity Exchange Of India Ltd.	Exchange and data platform	0.42	14	0.42%	-0.01%	0.83% (Jun 2025)	0.13% (Sep 2024)	1.90 k	0.00	Small Cap	6.87
PG Electroplast Ltd.	Consumer electronics	0.4	13.6	0.40%	-0.21%	0.73% (Apr 2025)	0.34% (Feb 2025)	25.50 k	0.00	Other	11.93
Reliance Industries Ltd.	Refineries & marketing	0.4	13.6	0.40%	-0.01%	0.43% (Jul 2025)	0.35% (Dec 2024)	10.00 k	0.00	Large Cap	16.09
InterGlobe Aviation Ltd.	Airline	0.39	13.3	0.39%	-0.02%	0.42% (Aug 2025)	0% (Sep 2024)	2.35 k	0.00	Large Cap	16.09
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	3.02	13.2	0.39%	-0.02%	0.41% (Jul 2025)	0% (Sep 2024)	8.30 k	0.00	Large Cap	16.09
Krn Heat Exchanger and Refrigeration Ltd.	Other industrial products	0.26	8.6	0.26%	0.01%	0.57% (Mar 2025)	0.2% (Jun 2025)	10.00 k	0.00	Other	11.93
# FSN E-Commerce Ventures Ltd.	E-retail/ e-commerce	0.74	8.1	0.24%	0.24%	0.24% (Aug 2025)	0% (Sep 2024)	35.00 k	35.00 k	Other	11.93
Tata Power Co. Ltd.	Integrated power utilities	0.24	8	0.24%	-0.01%	1.58% (May 2025)	0.24% (Aug 2025)	21.50 k	0.00	Mid Cap	1.78
Bond - Power Finance Corporation Ltd.	Financial institution	0.79	256.7	0.00%	-7.51%	-	-	-	-	Other	11.93
Aditya Birla Real Estate Ltd.	Paper & paper products		17	0.00%	-0.50%	-	-	-	-	Mid Cap	1.78
PNB Housing Finance Ltd.	Housing finance company		17.8	0.00%	-0.52%	-	-	-	-	Mid Cap	1.78

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Aug,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# FSN E-Commerce Ventures Ltd.	E-retail/ e-commerce	8.1	0.24%	0.24%	0.24% (Aug 2025)	0% (Sep 2024)	35.00 k	35000
# Bond - Muthoot Finance Pvt. Ltd.	Non banking financial company (nbfc)	200.8	5.94%	5.94%	0% (Sep 2025)	0% (Sep 2025)	20.00 L	2000000

Stocks removed from Portfolio (in 1 month period ending 31st Aug,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	1M Change in Qty
Bond - Power Finance Corporation Ltd.	Financial institution	256.7	0.00%	-7.51%	0% (Sep 2025)	0% (Sep 2025)	-2500000
Aditya Birla Real Estate Ltd.	Paper & paper products	17	0.00%	-0.50%	0.74% (Sep 2024)	0.47% (Aug 2025)	-9000
PNB Housing Finance Ltd.	Housing finance company	17.8	0.00%	-0.52%	0.59% (Sep 2024)	0.5% (Feb 2025)	-18000

Trend in stock holdings (Top 15 Holding)

Stock	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024	Sep 2024	Aug 2024
State Bank Of India	2.13%	2.09%	2.11%	2.50%	2.57%	2.54%	2.35%	2.50%	2.53%	2.62%	2.54%	2.48%	2.54%
Siemens Energy India Ltd.	1.90%	1.80%	1.62%	-	-	-	-	-	-	-	-	-	-
NTPC Green Energy Ltd.	0.99%	0.99%	1.85%	1.93%	1.84%	1.86%	1.67%	2.09%	2.10%	0.99%	-	-	-
Rural Electrification Corporation Limited	-	-	-	0.61%	1.67%	1.73%	1.34%	1.58%	1.74%	1.81%	1.76%	1.87%	2.08%
ICICI Bank Ltd.	2.23%	2.34%	1.74%	1.21%	1.27%	1.21%	1.12%	-	-	-	-	-	-
UNO Minda Ltd.	-	-	-	-	-	-	-	-	-	-	-	1.52%	1.60%
Vedanta Ltd.	1.49%	1.50%	1.59%	1.47%	1.49%	1.67%	1.47%	1.56%	1.55%	1.55%	1.57%	1.76%	1.60%
Mahindra & Mahindra Ltd.	1.43%	1.42%	1.63%	1.88%	1.96%	1.80%	1.81%	1.67%	1.20%	1.06%	0.96%	1.11%	1.64%
Ultratech Cement Ltd.	0.91%	0.87%	1.49%	1.67%	1.83%	1.73%	1.31%	1.02%	-	-	-	-	-
Siemens Ltd.	0.73%	0.71%	0.75%	0.73%	0.82%	1.50%	1.36%	1.70%	1.81%	1.83%	1.68%	1.77%	1.67%
Grasim Industries Limited	-	-	-	-	-	-	-	-	1.21%	1.26%	1.30%	1.37%	1.07%
National Thermal Power Corporation Ltd.	-	-	-	-	-	-	-	-	-	1.09%	1.22%	1.34%	1.25%
Dr. Reddys Laboratories Ltd.	1.36%	1.36%	1.35%	1.28%	1.28%	1.25%	1.27%	0.75%	0.85%	-	-	-	-
Varun Beverages Ltd.	-	-	-	1.16%	1.34%	1.40%	0.97%	1.03%	1.21%	1.15%	1.10%	1.13%	-
Bharat Heavy Electricals Ltd.	-	-	-	-	-	-	-	-	-	1.09%	1.03%	1.22%	1.26%

No of Debt Holding 13 (Category Avg - 16.10) | Modified Duration 3.48 Years (Category Avg - 2.87)| Yield to Maturity 7.03% (Category Avg - 6.54%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
GOI	8.32%	7.90%
CD	0.00%	0.56%
T-Bills	0.14%	0.70%
CP	0.00%	0.15%
NCD & Bonds	37.53%	8.56%
PTC	0.00%	0.09%

Category - Multi Asset Allocation

Security Type	% Weight	Category Average
Government Backed	8.46%	8.60%
Low Risk	37.53%	9.14%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Multi Asset Allocation

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	254.67	7.54%	25.00 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	253.49	7.50%	25.00 L
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	200.81	5.94%	20.00 L
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	182.85	5.41%	18.00 L
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	162.99	4.82%	16.00 L
Bond - Govt of India	GOI	Other			117.77	3.49%	12.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	101.75	3.01%	10.00 L
Bond - Govt of India	GOI	Other			61.60	1.82%	6.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	60.87	1.80%	6.00 L
Bond - Govt of India	GOI	Other			51.50	1.52%	5.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	51.11	1.51%	5.00 L
Bond - Govt of India	GOI	Other			50.38	1.49%	5.00 L
Bond - T-Bill	T-Bills	Other			4.90	0.14%	50.00 k

Name	Type of Instrument	Weight (%)
MF Units	MF Units	10.04%
MF Units	MF Units	2.66%
MF Units	MF Units	2.59%
Net Receivables	Net Receivables	1.39%
TREPS	TREPS	0.66%

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hunch
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28 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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43 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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The Fixed Income
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19 hrs ago

Short-Term, High-Yield Investment Opportunity ANNAPURNA FINANCE PRIVATE LIMITED – 2026 Bond ✔️ Coupon: 12.87% p.a. ✔️ Rating: CRISIL A- Stable ✔️ Tenor: 7m (Maturity: 02/May/2026) ✔️ NBFC | High Return | Listed A secured short-term bond delivering attractive returns—perfect for investors seeking quick maturity with strong yields. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJHcWJ3PT0=/1287-annapurna-finance-private-limited-2026?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Short-Term, High-Yield Investment Opportunity ANNAPURNA FINANCE PRIVATE LIMITED – 2026 Bond ✔️ Coupon: 12.87% p.a. ✔️ Rating: CRISIL A- Stable ✔️ Tenor: 7m (Maturity: 02/May/2026) ✔️ NBFC | High Return | Listed A secured short-term bond delivering attractive returns—perfect for investors seeking quick maturity with strong yields. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJHcWJ3PT0=/1287-annapurna-finance-private-limited-2026?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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94 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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94 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
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h_purandare
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100 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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