Bank of India Business Cycle Fund - Direct Plan - Growth Portfolio | Bank of India Mutual Fund Portfolio

Portfolio Turnover Ratio : 171.00%. Category average turnover ratio is 203.09%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 97.61% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 97.61%

No of Stocks : 56 (Category Avg - 44.42) | Large Cap Investments : 32.06%| Mid Cap Investments : 11.73% | Small Cap Investments : 11.66% | Other : 42.16%

Portfolio Summary (as on 30th Sep,2025)

Particulars	This Scheme	Category
No. of Stocks	56	43.34
Top 5 Stock Weight	22.09%	32.63%
Top 10 Stock Weight	36.89%	49.7%
Top 3 Sector Weight	25.88%	43.81%

Category - Sectoral/Thematic

Particulars	This Scheme	Category
Average mcap (Cr)	68728.59	73374.89
Holdings in large cap stocks	32.06%	37.73%
Holdings in mid cap stocks	11.73%	14.7%
Holdings in small cap stocks	11.66%	13%

Category - Sectoral/Thematic

Top 10 Stocks holding in Portfolio (as on 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
State Bank Of India	Public sector bank	354.2	6.43%	0.43%	6.43% (Sep 2025)	3.45% (Oct 2024)	4.06 L	0.00
ICICI Bank Ltd.	Private sector bank	256.1	4.65%	-0.24%	4.89% (Aug 2025)	0.44% (Nov 2024)	1.90 L	0.00
HDFC Bank Ltd.	Private sector bank	228.2	4.14%	-0.07%	7.08% (Oct 2024)	4.14% (Sep 2025)	2.40 L	0.00
National Thermal Power Corporation Ltd.	Power generation	192	3.48%	0.08%	3.92% (Mar 2025)	2.22% (Nov 2024)	5.64 L	0.00
Quality Power Electrical Equipments Ltd.	Heavy electrical equipment	187.1	3.39%	0.86%	3.39% (Sep 2025)	0% (Oct 2024)	1.75 L	0.00
ITC Limited	Diversified fmcg	176.7	3.21%	-0.11%	3.32% (Aug 2025)	0% (Oct 2024)	4.40 L	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	176.6	3.20%	0.17%	3.2% (Sep 2025)	1.84% (Nov 2024)	94.00 k	7.00 k
Siemens Energy India Ltd.	Power generation	161.3	2.93%	0.01%	2.93% (Sep 2025)	0% (Oct 2024)	47.00 k	0.00
NTPC Green Energy Ltd.	Power generation	160.4	2.91%	-0.22%	3.6% (Dec 2024)	0% (Oct 2024)	16.50 L	0.00
Rural Electrification Corporation Limited	Financial institution	140.6	2.55%	0.12%	4.27% (Mar 2025)	0.9% (Oct 2024)	3.77 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 30th Sep,2025)

None
Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
State Bank Of India	Public sector bank	6.43	354.2	6.43%	0.43%	6.43% (Sep 2025)	3.45% (Oct 2024)	4.06 L	0.00	Large Cap	32.06
ICICI Bank Ltd.	Private sector bank	8.79	256.1	4.65%	-0.24%	4.89% (Aug 2025)	0.44% (Nov 2024)	1.90 L	0.00	Large Cap	32.06
HDFC Bank Ltd.	Private sector bank	8.79	228.2	4.14%	-0.07%	7.08% (Oct 2024)	4.14% (Sep 2025)	2.40 L	0.00	Other	42.16
National Thermal Power Corporation Ltd.	Power generation	9.32	192	3.48%	0.08%	3.92% (Mar 2025)	2.22% (Nov 2024)	5.64 L	0.00	Large Cap	32.06
Quality Power Electrical Equipments Ltd.	Heavy electrical equipment	7.77	187.1	3.39%	0.86%	3.39% (Sep 2025)	0% (Oct 2024)	1.75 L	0.00	Other	42.16
ITC Limited	Diversified fmcg	3.21	176.7	3.21%	-0.11%	3.32% (Aug 2025)	0% (Oct 2024)	4.40 L	0.00	Large Cap	32.06
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	3.2	176.6	3.20%	0.17%	3.2% (Sep 2025)	1.84% (Nov 2024)	94.00 k	7.00 k	Large Cap	32.06
Siemens Energy India Ltd.	Power generation	9.32	161.3	2.93%	0.01%	2.93% (Sep 2025)	0% (Oct 2024)	47.00 k	0.00	Other	42.16
NTPC Green Energy Ltd.	Power generation	9.32	160.4	2.91%	-0.22%	3.6% (Dec 2024)	0% (Oct 2024)	16.50 L	0.00	Other	42.16
Rural Electrification Corporation Limited	Financial institution	2.55	140.6	2.55%	0.12%	4.27% (Mar 2025)	0.9% (Oct 2024)	3.77 L	0.00	Mid Cap	11.73
Ambuja Cements Ltd.	Cement & cement products	2.48	136.8	2.48%	-0.01%	2.49% (Aug 2025)	0% (Oct 2024)	2.40 L	0.00	Large Cap	32.06
- Power Grid Corporation of India Ltd.	Power - transmission	2.4	132.5	2.40%	0.00%	2.72% (Apr 2025)	1.5% (Oct 2024)	4.73 L	0.00	Large Cap	32.06
PB Fintech Ltd.	Financial technology (fintech)	2.35	129.4	2.35%	-0.13%	2.48% (Jan 2025)	0.69% (Oct 2024)	76.00 k	0.00	Other	42.16
- Glenmark Pharmaceuticals Ltd.	Pharmaceuticals	4.62	117.2	2.13%	0.00%	2.26% (Jul 2025)	0% (Oct 2024)	60.00 k	0.00	Mid Cap	11.73
S.J.S. Enterprises Ltd.	Auto components & equipments	2.06	113.3	2.06%	0.46%	2.06% (Sep 2025)	0.87% (Apr 2025)	78.00 k	11.00 k	Other	42.16
Sky Gold Ltd.	Gems, jewellery and watches	2.92	110.9	2.01%	-0.22%	2.94% (May 2025)	1.84% (Oct 2024)	4.21 L	0.00	Small Cap	11.66
TD Power Systems Ltd.	Heavy electrical equipment	7.77	98.7	1.79%	0.25%	1.79% (Sep 2025)	0.24% (Nov 2024)	1.67 L	0.00	Other	42.16
Netweb Technologies India Ltd.	Computers hardware & equipments	1.79	98.5	1.79%	0.69%	1.79% (Sep 2025)	0.57% (Oct 2024)	27.00 k	0.00	Other	42.16
Prudent Corporate Advisory Services Ltd.	Financial products distributor	1.7	93.9	1.70%	-0.18%	1.91% (May 2025)	0.56% (Oct 2024)	36.41 k	0.00	Other	42.16
InterGlobe Aviation Ltd.	Airline	1.62	89.5	1.62%	-0.04%	1.67% (Jul 2025)	0% (Oct 2024)	16.00 k	0.00	Large Cap	32.06
Shakti Pumps (India) Ltd.	Compressors, pumps & diesel engines	2.68	89	1.61%	-0.01%	1.72% (Jul 2025)	0% (Oct 2024)	1.09 L	0.00	Small Cap	11.66
Dr. Reddys Laboratories Ltd.	Pharmaceuticals	4.62	86.9	1.58%	-0.07%	1.65% (Aug 2025)	0.18% (Oct 2024)	71.00 k	0.00	Other	42.16
Tinna Rubber and Infrastructure Ltd.	Specialty chemicals	1.56	85.7	1.56%	0.22%	1.56% (Sep 2025)	0.78% (Nov 2024)	91.00 k	0.00	Small Cap	11.66
Kaynes Technology India Private Ltd.	Industrial products	1.54	84.6	1.54%	0.19%	1.54% (Sep 2025)	0.64% (Oct 2024)	12.00 k	0.00	Other	42.16
Zaggle Prepaid Ocean Service Pvt Ltd.	It enabled services	1.53	84.6	1.53%	-0.24%	2.18% (Dec 2024)	0.54% (Nov 2024)	2.44 L	0.00	Other	42.16
SBI Cards and Payment Services Ltd.	Non banking financial company (nbfc)	1.51	78.9	1.43%	0.32%	1.43% (Sep 2025)	0% (Oct 2024)	90.00 k	15.00 k	Other	42.16
- Computer Age Management Services Pvt Ltd.	Depositories, clearing houses and other intermediaries	1.39	76.6	1.39%	0.00%	1.52% (Jun 2025)	0% (Oct 2024)	20.38 k	0.00	Other	42.16
Aditya Vision Ltd.	Speciality retail	3.5	75.8	1.38%	0.13%	1.38% (Sep 2025)	0.75% (Oct 2024)	1.35 L	0.00	Other	42.16
Apollo Hospitals Enterprises Ltd.	Hospital	1.34	74.1	1.34%	-0.06%	1.4% (Aug 2025)	0% (Oct 2024)	10.00 k	0.00	Mid Cap	11.73
Siemens Ltd.	Heavy electrical equipment	7.77	72	1.31%	0.01%	2.64% (Jan 2025)	0.92% (Oct 2024)	23.00 k	0.00	Large Cap	32.06
Dixon Technologies (India) Ltd.	Consumer electronics	1.3	71.8	1.30%	-0.05%	2.77% (Apr 2025)	1.04% (Oct 2024)	4.40 k	0.00	Other	42.16
Oberoi Realty Ltd.	Residential, commercial projects	1.29	71.2	1.29%	-0.04%	1.55% (Dec 2024)	0.49% (Oct 2024)	45.00 k	0.00	Mid Cap	11.73
Unicommerce Esolutions Ltd.	Software products	1.28	70.8	1.28%	0.09%	1.35% (Jan 2025)	1% (Oct 2024)	4.96 L	0.00	Other	42.16
Schneider Electric Infrastructure Ltd.	Heavy electrical equipment	7.77	70.6	1.28%	-0.17%	1.63% (Jul 2025)	0.99% (Apr 2025)	86.00 k	-6.00 k	Small Cap	11.66
Century Plyboards India Ltd.	Plywood boards/ laminates	1.27	70	1.27%	0.81%	1.27% (Sep 2025)	0% (Oct 2024)	86.12 k	52.46 k	Small Cap	11.66
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	1.24	68.5	1.24%	0.06%	2.25% (Jan 2025)	0.8% (Oct 2024)	20.00 k	0.00	Large Cap	32.06
Reliance Industries Ltd.	Refineries & marketing	1.21	66.8	1.21%	-0.01%	2.07% (Oct 2024)	0% (Oct 2024)	49.00 k	0.00	Large Cap	32.06
V2 Retail Ltd.	Speciality retail	3.5	66.4	1.21%	0.20%	1.21% (Sep 2025)	0.32% (Oct 2024)	31.91 k	0.00	Small Cap	11.66
K.P.R. Mill Ltd.	Other textile products	2.27	65	1.18%	0.07%	1.32% (Jan 2025)	0.45% (Oct 2024)	61.00 k	0.00	Other	42.16
Tips Industries Ltd.	Film production, distribution & exhibition	1.15	63.4	1.15%	-0.23%	1.61% (Feb 2025)	1.03% (Nov 2024)	1.08 L	-0.21 L	Other	42.16
Ganesha Ecosphere Ltd.	Other textile products	2.27	60.1	1.09%	-0.16%	1.58% (Nov 2024)	1.09% (Sep 2025)	51.00 k	0.00	Small Cap	11.66
Nippon Life India Asset Management Ltd.	Asset management company	1.07	59.1	1.07%	0.09%	1.13% (Jun 2025)	0.87% (Nov 2024)	68.00 k	0.00	Mid Cap	11.73
Oswal Pumps Ltd.	Compressors, pumps & diesel engines	2.68	58.8	1.07%	-0.12%	1.19% (Aug 2025)	0% (Oct 2024)	81.46 k	0.00	Other	42.16
Indian Hotels Company Limited	Hotels & resorts	1.01	55.5	1.01%	-0.07%	1.18% (Mar 2025)	0% (Oct 2024)	77.00 k	0.00	Mid Cap	11.73
Tata Power Co. Ltd.	Integrated power utilities	1.92	54.4	0.99%	-0.48%	1.56% (Mar 2025)	0.74% (Oct 2024)	1.40 L	-0.74 L	Mid Cap	11.73
Torrent Power Ltd.	Integrated power utilities	1.92	51.2	0.93%	-0.02%	1.21% (Mar 2025)	0.33% (Oct 2024)	42.00 k	0.00	Mid Cap	11.73
Edelweiss Securities Pvt. Ltd.	Stockbroking & allied	0.92	50.4	0.92%	-0.57%	1.81% (Jun 2025)	0.87% (Nov 2024)	8.00 k	-4.68 k	Other	42.16
Gufic Biosciences Ltd.	Pharmaceuticals	4.62	50.4	0.91%	-0.05%	1.21% (Jan 2025)	0.9% (Jun 2025)	1.42 L	0.00	Small Cap	11.66
Ethos Ltd.	Gems, jewellery and watches	2.92	50	0.91%	0.09%	0.96% (Jul 2025)	0.25% (Oct 2024)	19.74 k	0.00	Other	42.16
- Arvind Fashions Ltd.	Speciality retail	3.5	50	0.91%	0.00%	0.93% (Jul 2025)	0.69% (Mar 2025)	94.60 k	0.00	Other	42.16
Clean Science and Technology Ltd.	Commodity chemicals	0.86	47.3	0.86%	-1.30%	2.16% (Aug 2025)	0% (Oct 2024)	43.06 k	-0.57 L	Other	42.16
# Britannia Industries Ltd.	Packaged foods	0.83	45.5	0.83%	0.83%	0.83% (Sep 2025)	0% (Oct 2024)	7.60 k	7.60 k	Large Cap	32.06
Safari Industries (India) Ltd.	Plastic products - consumer	0.72	39.6	0.72%	0.01%	0.82% (Jan 2025)	0.66% (Oct 2024)	18.08 k	0.00	Small Cap	11.66
Eternal Ltd.	E-retail/ e-commerce	0.59	32.6	0.59%	0.01%	2.05% (Dec 2024)	0.54% (Jul 2025)	1.00 L	0.00	Other	42.16
Aditya Birla Real Estate Ltd.	Paper & paper products	0.42	23	0.42%	-0.45%	1.17% (Nov 2024)	0.42% (Sep 2025)	13.62 k	-0.13 L	Mid Cap	11.73
HDB Financial Services Ltd.	Non banking financial company (nbfc)	1.51	4.5	0.08%	-1.74%	1.82% (Aug 2025)	0% (Oct 2024)	6.00 k	-1.21 L	Other	42.16
Mrs.Bectors Food Specialities Ltd.	Packaged foods	0.83	34.4	0.00%	-0.63%	-	-	-	-	Other	42.16
PNB Housing Finance Ltd.	Housing finance company		18.9	0.00%	-0.35%	-	-	-	-	Mid Cap	11.73

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Britannia Industries Ltd.	Packaged foods	45.5	0.83%	0.83%	0.83% (Sep 2025)	0% (Oct 2024)	7.60 k	7600

Stocks removed from Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Mrs.Bectors Food Specialities Ltd.	Packaged foods	34.4	0.00%	-0.63%	1.15% (Oct 2024)	0% (Oct 2024)	0.00	-24901
PNB Housing Finance Ltd.	Housing finance company	18.9	0.00%	-0.35%	1.93% (Jun 2025)	0% (Oct 2024)	0.00	-25041

Trend in stock holdings (Top 15 Holding)

Stock	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024	Sep 2024
HDFC Bank Ltd.	4.14%	4.21%	5.74%	5.60%	5.56%	6.85%	6.75%	6.97%	6.10%	6.78%	6.28%	7.08%	3.30%
State Bank Of India	6.43%	6.00%	5.72%	5.79%	5.85%	6.00%	6.08%	5.52%	5.53%	5.17%	4.50%	3.45%	2.52%
ICICI Bank Ltd.	4.65%	4.89%	3.93%	3.77%	3.85%	4.20%	3.85%	3.01%	2.79%	1.60%	0.44%	2.09%	-
National Thermal Power Corporation Ltd.	3.48%	3.40%	3.33%	3.28%	3.34%	3.75%	3.92%	3.72%	3.45%	2.23%	2.22%	2.97%	1.92%
NTPC Green Energy Ltd.	2.91%	3.13%	3.04%	3.00%	3.26%	3.11%	3.22%	3.05%	3.58%	3.60%	1.85%	-	-
Siemens Energy India Ltd.	2.93%	2.92%	2.69%	2.43%	-	-	-	-	-	-	-	-	-
Rural Electrification Corporation Limited	2.55%	2.43%	2.63%	2.64%	2.69%	4.03%	4.27%	3.20%	3.57%	3.40%	2.22%	0.90%	0.64%
Bharti Airtel Ltd.	3.20%	3.03%	2.81%	2.90%	2.73%	2.90%	2.79%	2.76%	2.55%	2.26%	1.84%	2.72%	1.33%
Power Grid Corporation of India Ltd.	2.40%	2.40%	2.43%	2.46%	2.43%	2.72%	2.67%	2.51%	2.70%	2.51%	2.45%	1.50%	1.02%
Ambuja Cements Ltd.	2.48%	2.49%	2.37%	2.27%	2.22%	2.28%	1.99%	-	-	-	-	-	-
Sky Gold Ltd.	2.01%	2.23%	2.15%	2.30%	2.94%	2.42%	2.31%	2.24%	2.12%	2.24%	2.02%	1.84%	-
Quality Power Electrical Equipments Ltd.	3.39%	2.53%	2.35%	1.90%	0.94%	-	-	-	-	-	-	-	-
Glenmark Pharmaceuticals Ltd.	2.13%	2.13%	2.26%	-	-	-	-	-	-	-	-	-	-
PB Fintech Ltd.	2.35%	2.48%	2.43%	2.41%	2.38%	2.31%	2.35%	2.36%	2.48%	2.10%	1.52%	0.69%	0.66%
ITC Limited	3.21%	3.32%	3.20%	1.23%	-	-	-	-	-	-	0.21%	1.04%	-

No of Debt Holding 1 (Category Avg - 0.85) | Modified Duration 0.00 Years (Category Avg - - --)| Yield to Maturity - -- (Category Avg - 0.00%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	0.00%	0.02%
T-Bills	0.02%	0.36%

Category - Sectoral/Thematic

Security Type	% Weight	Category Average
Government Backed	0.02%	0.37%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Sectoral/Thematic

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			0.98	0.02%	10.00 k

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	1.90%
TREPS	TREPS	0.47%

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NITINPIMPALE
MF Investment Help
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11 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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23 days ago

View more

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The Fixed Income
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4 days ago

Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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73 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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87 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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124 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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