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Bank of India Business Cycle Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Sectoral/Thematic
Fund House : Bank of India Mutual Fund
  • NAV
    : ₹ 9.33 0.76%
    (as on 01st October, 2025)
Crisil Rating

Not Rated

Rank not available for the fund
Fund Size
: ₹ 543.11 Cr
(0.11% of Investment in Category)
 Expense Ratio
: 1.01%
(0.89% Category average)
Risk-O-Meter
Very High Risk

The fund has 99.45% investment in domestic equities of which 30.89% is in Large Cap stocks, 12.99% is in Mid Cap stocks, 11.03% in Small Cap stocks.The fund has 0.02% investment in Debt, of which 0.02% in Government securities.

Suitable For : Investors who have advanced knowledge of macro trends and prefer to take selective bets for higher returns compared to other Equity funds. At the same time, these investors should also be ready for possibility of moderate to high losses in their investments even though overall market is performing better.

This Scheme
VS
  • Benchmark
    Nifty 500 TRI
  • NA
  • NA
  • Gold
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Returns (NAV as on 01st October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 24-Sep-25 9873.00 -1.27% - -1.29% 105/226
1 Month 01-Sep-25 10230.30 2.30% - 0.81% 44/225
3 Month 01-Jul-25 9957.30 -0.43% - -0.66% 84/217
6 Month 01-Apr-25 11107.10 11.07% - 11.44% 92/212
YTD 01-Jan-25 9395.80 -6.04% - 2.29% 177/201
1 Year 01-Oct-24 9246.80 -7.53% -7.53% -3.27% 132/181
Since Inception 02-Sep-24 9311.40 -6.89% -6.40% 13.24% 194/199
Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 01st October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 01-Oct-24 12000 12220.69 1.84 % 3.43 %
SIP Calculator Detailed Returns Analysis
 

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 31st Aug,2025)

Portfolio Turnover Ratio : 192.00%  |   Category average turnover ratio is 154.05%  
Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)
Equity Holding : 99.45% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 99.45%
No of Stocks : 57 (Category Avg - 44.44) | Large Cap Investments : 30.89%| Mid Cap Investments : 12.99% | Small Cap Investments : 11.03% | Other : 44.54%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
State Bank Of India Public sector bank 325.8 6.00% 0.28% 6.08% (Mar 2025) 2.52% (Sep 2024) 4.06 L 0.00
ICICI Bank Ltd. Private sector bank 265.6 4.89% 0.96% 4.89% (Aug 2025) 0% (Sep 2024) 1.90 L 40.00 k
HDFC Bank Ltd. Private sector bank 228.4 4.21% -1.53% 7.08% (Oct 2024) 3.3% (Sep 2024) 2.40 L 79.00 k
National Thermal Power Corporation Ltd. Power generation 184.7 3.40% 0.07% 3.92% (Mar 2025) 1.92% (Sep 2024) 5.64 L 0.00
ITC Limited Diversified fmcg 180.3 3.32% 0.12% 3.32% (Aug 2025) 0% (Sep 2024) 4.40 L 0.00
NTPC Green Energy Ltd. Power generation 169.9 3.13% 0.09% 3.6% (Dec 2024) 0% (Sep 2024) 16.50 L 0.00
Bharti Airtel Ltd. Telecom - cellular & fixed line services 164.3 3.03% 0.22% 3.03% (Aug 2025) 1.33% (Sep 2024) 87.00 k 4.00 k
Siemens Energy India Ltd. Power generation 158.6 2.92% 0.23% 2.92% (Aug 2025) 0% (Sep 2024) 47.00 k 0.00
Quality Power Electrical Equipments Ltd. Heavy electrical equipment 137.2 2.53% 0.18% 2.53% (Aug 2025) 0% (Sep 2024) 1.75 L 0.00
Ambuja Cements Ltd. Cement & cement products 135.2 2.49% 0.12% 2.49% (Aug 2025) 0% (Sep 2024) 2.40 L 14.00 k
- indicates change in weight in the portfolio. # indicates a new entry.
Detailed Portfolio Analysis
No of Debt Holding 1 (Category Avg - 1.04) | Modified Duration 0.00 Years (Category Avg - 0.00)| Yield to Maturity - -- (Category Avg - 0.00%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 0.00% 0.01%
T-Bills 0.02% 0.47%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 0.02% 0.48%
Low Risk 0.00% 0.00%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Detailed Portfolio Analysis
Name Type of Instrument Weight (%)
TREPS TREPS 0.51%
Net Receivables Net Receivables 0.02%
Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

    No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Nippon India Taiwan Equity Fund - Direct Plan - Growth NA 389.09 7.80 24.42 70.04 47.62 39.49
Aditya Birla Sun Life International Equity Fund - Direct Plan - Growth NA 249.75 2.87 10.58 22.39 26.64 20.94
Nippon India US Equity Opportunities Fund - Direct Plan - Growth NA 713.51 1.97 4.55 12.80 17.17 23.89
Nippon India Japan Equity Fund - Direct Plan - Growth NA 283.56 1.69 8.60 20.46 14.34 20.88
Franklin Asian Equity Fund - Direct - Growth NA 259.99 4.97 9.16 19.81 12.59 15.54
HDFC Defence Fund - Direct Plan - Growth NA 6532.01 4.61 -6.36 22.46 12.12 0.00
SBI Banking & Financial Services Fund - Direct Plan - Growth NA 8370.76 3.30 -0.96 13.44 10.91 20.95
Motilal Oswal Business Cycle Fund - Direct Plan - Growth NA 1976.19 -3.03 -1.28 9.39 9.19 0.00
DSP Banking & Financial Services Fund - Direct Plan - Growth NA 1331.23 3.78 -1.31 11.31 8.54 0.00
WhiteOak Capital Banking & Financial Services Fund - Direct Plan - Growth NA 468.18 1.27 -1.99 11.10 7.60 0.00

More Funds from Bank of India Mutual Fund

Out of 23 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 2 is/are ranked 4 * , 4 is/are ranked 3 * , 1 is/are ranked 2 * , 5 is/are ranked 1 * , and 10 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Bank of India Flexi Cap Fund - Direct Plan - Growth 3 2111.94 3.05 0.48 11.65 -4.18 23.91
Bank of India Small Cap Fund - Direct Plan - Growth 3 1879.23 0.94 -2.27 10.94 -8.18 20.96
Bank of India Liquid Fund - Direct Plan - Growth 4 1824.27 0.48 1.45 3.16 6.90 7.11
Bank of India ELSS Tax Saver - Direct Plan - Growth 1 1354.96 1.05 -2.72 6.99 -9.03 18.53
Bank of India Mid & Small Cap Equity & Debt Fund - Direct Plan - Growth 3 1252.81 0.83 -2.39 9.76 -2.62 20.22
Bank of India Multicap Fund - Direct Plan - Growth NA 890.92 0.95 -1.84 10.28 -3.62 0.00
Bank of India Mid Cap Fund - Direct Plan - Growth NA 630.99 -0.10 0.00 0.00 0.00 0.00
Bank of India Manufacturing & Infrastructure Fund - Direct Plan - Growth 5 597.85 2.21 -0.73 13.89 -3.88 26.10
Bank of India Business Cycle Fund - Direct Plan - Growth NA 543.11 2.30 -0.43 11.07 -7.53 0.00
Bank of India Large & Mid Cap Fund - Direct Plan - Growth 2 407.93 0.61 -3.17 8.91 -5.67 17.39
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