NJ Flexi Cap Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Flexi Cap Fund

Fund House : NJ Mutual Fund

Equity Holding : 99.56% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 99.56%

No of Stocks : 51 (Category Avg - 63.36) | Large Cap Investments : 48.17%| Mid Cap Investments : 17.63% | Small Cap Investments : 9.23% | Other : 24.54%

Portfolio Summary (as on 30th Nov,2025)

Particulars	This Scheme	Category
No. of Stocks	51	63
Top 5 Stock Weight	23.03%	25.2%
Top 10 Stock Weight	39.53%	40.37%
Top 3 Sector Weight	33.23%	30.95%

Category - Flexi Cap Fund

Particulars	This Scheme	Category
Average mcap (Cr)	68735.34	93153.52
Holdings in large cap stocks	48.17%	40.19%
Holdings in mid cap stocks	17.63%	13.05%
Holdings in small cap stocks	9.23%	11.22%

Category - Flexi Cap Fund

Top 10 Stocks holding in Portfolio (as on 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Eicher Motors Ltd.	2/3 wheelers	1224.4	4.93%	0.00%	4.89% (Oct 2025)	2.46% (Nov 2024)	1.74 L	3.53 k
# Bosch Ltd.	Auto components & equipments	1146.6	4.62%	0.00%	5.76% (Jul 2025)	4.4% (Jan 2025)	31.75 k	427.00
# Marico Ltd.	Personal care	1146.5	4.62%	0.00%	4.62% (Oct 2025)	0.4% (Nov 2024)	15.98 L	33.74 k
# Muthoot Finance Pvt. Ltd.	Non banking financial company (nbfc)	1111.1	4.48%	0.00%	3.79% (Oct 2025)	0% (Nov 2024)	2.97 L	6.05 k
# Britannia Industries Ltd.	Packaged foods	1087.4	4.38%	0.00%	4.36% (Oct 2025)	1.91% (Dec 2024)	1.86 L	3.75 k
# Bajaj Finance Ltd.	Non banking financial company (nbfc)	949.3	3.82%	0.00%	3.83% (Oct 2025)	0% (Nov 2024)	9.15 L	18.70 k
# HDFC Asset Management Co. Ltd.	Asset management company	883	3.56%	0.00%	6.98% (Jul 2025)	3.57% (Oct 2025)	3.30 L	1.69 L
# HDFC Bank Ltd.	Private sector bank	774.6	3.12%	0.00%	3.08% (Oct 2025)	0% (Nov 2024)	7.69 L	8.90 k
# ICICI Bank Ltd.	Private sector bank	753.4	3.04%	0.00%	2.96% (Oct 2025)	0% (Nov 2024)	5.42 L	6.40 k
# SBI Cards and Payment Services Ltd.	Non banking financial company (nbfc)	733.7	2.96%	0.00%	2.94% (Oct 2025)	0% (Nov 2024)	8.34 L	17.56 k

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 30th Nov,2025)

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Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
# Eicher Motors Ltd.	2/3 wheelers	8.83	1224.4	4.93%	0.00%	4.89% (Oct 2025)	2.46% (Nov 2024)	1.74 L	3.53 k	Other	24.54
# Bosch Ltd.	Auto components & equipments	7.27	1146.6	4.62%	0.00%	5.76% (Jul 2025)	4.4% (Jan 2025)	31.75 k	427.00	Large Cap	48.17
# Marico Ltd.	Personal care	6.38	1146.5	4.62%	0.00%	4.62% (Oct 2025)	0.4% (Nov 2024)	15.98 L	33.74 k	Large Cap	48.17
# Muthoot Finance Pvt. Ltd.	Non banking financial company (nbfc)	11.26	1111.1	4.48%	0.00%	3.79% (Oct 2025)	0% (Nov 2024)	2.97 L	6.05 k	Mid Cap	17.63
# Britannia Industries Ltd.	Packaged foods	7.25	1087.4	4.38%	0.00%	4.36% (Oct 2025)	1.91% (Dec 2024)	1.86 L	3.75 k	Large Cap	48.17
# Bajaj Finance Ltd.	Non banking financial company (nbfc)	11.26	949.3	3.82%	0.00%	3.83% (Oct 2025)	0% (Nov 2024)	9.15 L	18.70 k	Other	24.54
# HDFC Asset Management Co. Ltd.	Asset management company	5.16	883	3.56%	0.00%	6.98% (Jul 2025)	3.57% (Oct 2025)	3.30 L	1.69 L	Large Cap	48.17
# HDFC Bank Ltd.	Private sector bank	7.99	774.6	3.12%	0.00%	3.08% (Oct 2025)	0% (Nov 2024)	7.69 L	8.90 k	Other	24.54
# ICICI Bank Ltd.	Private sector bank	7.99	753.4	3.04%	0.00%	2.96% (Oct 2025)	0% (Nov 2024)	5.42 L	6.40 k	Large Cap	48.17
# SBI Cards and Payment Services Ltd.	Non banking financial company (nbfc)	11.26	733.7	2.96%	0.00%	2.94% (Oct 2025)	0% (Nov 2024)	8.34 L	17.56 k	Other	24.54
# Hero Motocorp Ltd.	2/3 wheelers	8.83	733.7	2.96%	0.00%	5.17% (Sep 2025)	2.65% (Oct 2025)	1.19 L	2.44 k	Large Cap	48.17
# Great Eastern Shipping Co. Ltd.	Shipping	2.92	724.2	2.92%	0.00%	2.89% (Oct 2025)	0% (Nov 2024)	6.54 L	13.81 k	Small Cap	9.23
# Nestle India Ltd.	Packaged foods	7.25	711.2	2.87%	0.00%	2.88% (Oct 2025)	0.35% (Dec 2024)	5.64 L	11.47 k	Other	24.54
# Tech Mahindra Ltd.	Computers - software & consulting	13.14	704.5	2.84%	0.00%	2.79% (Jan 2025)	2.18% (Sep 2025)	4.64 L	5.28 k	Large Cap	48.17
# Mphasis Ltd.	Computers - software & consulting	13.14	688.5	2.77%	0.00%	2.72% (Oct 2025)	0.37% (May 2025)	2.45 L	5.28 k	Mid Cap	17.63
# Wipro Ltd.	Computers - software & consulting	13.14	677.8	2.73%	0.00%	2.63% (Oct 2025)	0% (Nov 2024)	27.16 L	55.46 k	Large Cap	48.17
# Dr. Reddys Laboratories Ltd.	Pharmaceuticals	7.04	669	2.70%	0.00%	2.56% (Oct 2025)	0% (Nov 2024)	5.31 L	10.98 k	Other	24.54
# Pidilite Industries Ltd.	Specialty chemicals	2.62	651	2.62%	0.00%	2.57% (Oct 2025)	2.16% (Jul 2025)	4.43 L	9.01 k	Large Cap	48.17
# Hindustan Unilever Ltd.	Diversified fmcg	3.47	637.8	2.57%	0.00%	2.56% (Oct 2025)	0% (Nov 2024)	2.59 L	5.33 k	Large Cap	48.17
# DR. LAL PATHLABS Ltd.	Healthcare service provider	2.56	634.9	2.56%	0.00%	2.62% (Oct 2025)	2% (Mar 2025)	2.08 L	4.39 k	Small Cap	9.23
# Endurance Technologies Ltd.	Auto components & equipments	7.27	626.1	2.52%	0.00%	2.72% (Oct 2025)	0% (Nov 2024)	2.37 L	2.89 k	Mid Cap	17.63
# Page Industries Ltd.	Garments & apparels	2.47	612.4	2.47%	0.00%	2.64% (Oct 2025)	0.42% (Sep 2025)	15.98 k	339.00	Mid Cap	17.63
# Ajanta Pharma Limited	Pharmaceuticals	7.04	484.4	1.95%	0.00%	6.05% (Nov 2024)	1.87% (Oct 2025)	1.89 L	3.99 k	Small Cap	9.23
# Kotak Mahindra Bank Ltd.	Private sector bank	7.99	454.6	1.83%	0.00%	1.82% (Oct 2025)	0% (Nov 2024)	2.14 L	2.51 k	Large Cap	48.17
# UTI Asset Management Co. Pvt. Ltd.	Asset management company	5.16	398.3	1.60%	0.00%	2.81% (Dec 2024)	1.77% (Oct 2025)	3.49 L	3.85 k	Other	24.54
# Aptus Value Housing Finance India Ltd.	Housing finance company	1.5	372.2	1.50%	0.00%	1.7% (Oct 2025)	0% (Nov 2024)	13.34 L	28.16 k	Other	24.54
# Asian Paints (india) Ltd.	Paints	2.08	272.6	1.10%	0.00%	1.86% (Mar 2025)	0.31% (Dec 2024)	94.82 k	1.18 k	Large Cap	48.17
# HCL Technologies Limited	Computers - software & consulting	13.14	261.4	1.05%	0.00%	7.01% (Dec 2024)	1% (Oct 2025)	1.61 L	3.25 k	Large Cap	48.17
# Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	7.04	256.1	1.03%	0.00%	2.54% (Dec 2024)	0.96% (Oct 2025)	1.40 L	1.62 k	Large Cap	48.17
# Berger Paints India Ltd.	Paints	2.08	244.2	0.98%	0.00%	0.94% (Oct 2025)	0.32% (Dec 2024)	4.33 L	8.98 k	Large Cap	48.17
# Tata Consultancy Services Ltd.	Computers - software & consulting	13.14	242.1	0.98%	0.00%	2.6% (Jan 2025)	0.96% (Oct 2025)	77.17 k	905.00	Large Cap	48.17
# Infosys Ltd.	Computers - software & consulting	13.14	241.3	0.97%	0.00%	2.67% (Jan 2025)	0.93% (Oct 2025)	1.55 L	2.04 k	Large Cap	48.17
# L&T Technology Services Ltd.	It enabled services	0.97	240.6	0.97%	0.00%	0.9% (Oct 2025)	0.33% (Sep 2025)	54.19 k	1.15 k	Mid Cap	17.63
# Dabur India Ltd.	Personal care	6.38	234.8	0.95%	0.00%	1.76% (Apr 2025)	0.36% (Dec 2024)	4.54 L	5.83 k	Large Cap	48.17
# Bajaj Auto Ltd.	2/3 wheelers	8.83	233	0.94%	0.00%	5.07% (Jan 2025)	0.92% (Oct 2025)	25.68 k	518.00	Large Cap	48.17
# Cipla Ltd.	Pharmaceuticals	7.04	227.1	0.91%	0.00%	0.89% (Oct 2025)	0% (Nov 2024)	1.48 L	3.02 k	Large Cap	48.17
# Oil & Natural Gas Corporation Ltd.	Oil exploration & production	0.91	226.5	0.91%	0.00%	0.95% (Oct 2025)	0% (Nov 2024)	9.31 L	19.12 k	Large Cap	48.17
# Tata Technologies Ltd.	Computers - software & consulting	13.14	226.2	0.91%	0.00%	0.93% (Oct 2025)	0% (Nov 2024)	3.33 L	7.20 k	Other	24.54
# ITC Limited	Diversified fmcg	3.47	224.4	0.90%	0.00%	1.92% (Mar 2025)	0.4% (Nov 2024)	5.55 L	7.13 k	Large Cap	48.17
# Tata Elxsi Ltd.	Computers - software & consulting	13.14	220	0.89%	0.00%	0.93% (Oct 2025)	0.29% (Aug 2025)	42.65 k	902.00	Small Cap	9.23
# Bayer Cropscience Ltd.	Pesticides & agrochemicals	0.87	215.9	0.87%	0.00%	0.92% (Oct 2025)	0% (Nov 2024)	46.34 k	489.00	Mid Cap	17.63
# Power Grid Corporation of India Ltd.	Power - transmission	0.87	214.8	0.87%	0.00%	0.93% (Oct 2025)	0% (Nov 2024)	7.96 L	9.47 k	Large Cap	48.17
# Castrol (india) Ltd.	Lubricants	0.86	214.7	0.86%	0.00%	0.87% (Oct 2025)	0% (Nov 2024)	11.17 L	23.57 k	Mid Cap	17.63
# Gujarat State Petronet Ltd.	Gas transmission/marketing	0.83	207	0.83%	0.00%	0.9% (Oct 2025)	0% (Nov 2024)	7.20 L	15.20 k	Mid Cap	17.63
# Kajaria Ceramics Ltd.	Ceramics	0.82	203.9	0.82%	0.00%	0.93% (Oct 2025)	0.24% (Apr 2025)	1.91 L	4.03 k	Small Cap	9.23
# Crompton Greaves Consumer Electricals Ltd.	Household appliances	0.82	203	0.82%	0.00%	0.87% (Oct 2025)	0% (Nov 2024)	7.65 L	15.28 k	Mid Cap	17.63
# Procter & Gamble Hygiene & Health Care Ltd.	Personal care	6.38	201.3	0.81%	0.00%	0.84% (Oct 2025)	0.34% (Aug 2025)	15.78 k	351.00	Large Cap	48.17
# CRISIL Ltd.	Other financial services	0.59	145.8	0.59%	0.00%	0.65% (Oct 2025)	0.42% (Sep 2025)	32.96 k	697.00	Mid Cap	17.63
# Abbott India Ltd.	Pharmaceuticals	7.04	111.9	0.45%	0.00%	0.54% (Feb 2025)	0.41% (Nov 2024)	3.72 k	80.00	Mid Cap	17.63
# SKF India (Industrial) Ltd.	Auto components & equipments	7.27	31.8	0.13%	0.00%	0.13% (Oct 2025)	0% (Nov 2024)	11.73 k	0.00	Other	24.54
# SKF India Ltd.	Abrasives & bearings	0.09	22.8	0.09%	0.00%	0.1% (Oct 2025)	0% (Nov 2024)	11.91 k	177.00	Small Cap	9.23
Gillette India Ltd.	Personal care	6.38	179.6	0.00%	-0.74%	-	-	-	-	Mid Cap	17.63

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
No new entrants in the portfolio in the last month.

Stocks removed from Portfolio (in 1 month period ending 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Gillette India Ltd.	Personal care	179.6	0.00%	-0.74%	3.2% (Jul 2025)	0.74% (Oct 2025)	0.00	-19920

Trend in stock holdings (Top 15 Holding)

Stock	Nov 2025	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024
HDFC Asset Management Co. Ltd.	3.56%	3.57%	6.89%	6.78%	6.98%	6.33%	6.00%	5.61%	5.44%	5.35%	5.15%	5.32%	5.22%
HCL Technologies Limited	1.05%	1.00%	4.97%	5.20%	5.23%	6.07%	5.92%	5.79%	6.23%	6.69%	6.62%	7.01%	6.62%
Coal India Ltd.	-	-	5.00%	4.79%	4.79%	4.92%	5.13%	5.09%	5.56%	5.61%	5.42%	5.02%	5.33%
Bosch Ltd.	4.62%	4.78%	5.48%	5.72%	5.76%	4.59%	4.57%	4.50%	4.43%	4.51%	4.40%	4.98%	5.01%
Alkem Laboratories Ltd.	-	-	3.35%	3.27%	3.09%	3.00%	3.24%	3.41%	5.14%	5.83%	5.73%	6.08%	5.96%
Torrent Pharmaceuticals Ltd.	-	-	3.34%	3.29%	3.44%	3.09%	3.00%	3.29%	4.84%	5.63%	5.63%	5.52%	5.35%
Muthoot Finance Pvt. Ltd.	4.48%	3.79%	-	-	-	-	-	-	-	-	-	-	-
Bajaj Auto Ltd.	0.94%	0.92%	4.66%	4.61%	4.26%	4.40%	4.65%	4.44%	4.60%	5.02%	5.07%	4.81%	4.83%
Hero Motocorp Ltd.	2.96%	2.65%	5.17%	4.79%	4.00%	3.92%	4.10%	3.72%	3.83%	4.12%	4.38%	4.01%	4.49%
Ajanta Pharma Limited	1.95%	1.87%	2.72%	2.97%	3.31%	3.10%	3.16%	3.64%	5.66%	5.90%	5.76%	5.98%	6.05%
Bajaj Finance Ltd.	3.82%	3.83%	-	-	-	-	-	-	-	-	-	-	-
Colgate - Palmolive (India) Limited	-	-	3.16%	3.30%	3.17%	3.35%	3.52%	3.79%	3.70%	4.15%	4.29%	3.88%	4.10%
Britannia Industries Ltd.	4.38%	4.36%	4.01%	3.88%	3.83%	3.86%	3.80%	3.93%	2.12%	2.14%	2.16%	1.91%	1.94%
Eicher Motors Ltd.	4.93%	4.89%	3.57%	3.10%	2.77%	2.82%	2.74%	2.92%	2.97%	2.88%	2.83%	2.51%	2.46%
HDFC Bank Ltd.	3.12%	3.08%	-	-	-	-	-	-	-	-	-	-	-