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LIC MF Banking & Financial Services Fund - Direct Plan - IDCW

  • Regular
  • Direct
Category : Sectoral/Thematic
Fund House : LIC Mutual Fund
Portfolio Turnover Ratio : 51.00%. Category average turnover ratio is 188.47%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 98.38% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 98.38%
No of Stocks : 33 (Category Avg - 44.42) | Large Cap Investments : 31.07%| Mid Cap Investments : 8.02% | Small Cap Investments : 19.47% | Other : 39.81%

Portfolio Summary (as on 30th Sep,2025)

Particulars This Scheme Category
No. of Stocks 33 43.34
Top 5 Stock Weight 51.37% 32.63%
Top 10 Stock Weight 69.21% 49.7%
Top 3 Sector Weight 77.95% 43.81%
Category - Sectoral/Thematic
Particulars This Scheme Category
Average mcap (Cr) 80550.80 73374.89
Holdings in large cap stocks 31.07% 37.73%
Holdings in mid cap stocks 8.02% 14.7%
Holdings in small cap stocks 19.47% 13%
Category - Sectoral/Thematic

Top 10 Stocks holding in Portfolio (as on 30th Sep,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Private sector bank 549.2 20.30% 0.91% 23.86% (Nov 2024) 19.38% (Aug 2025) 5.77 L 33.99 k
ICICI Bank Ltd. Private sector bank 347.8 12.85% 0.57% 13.08% (Apr 2025) 10.78% (Nov 2024) 2.58 L 23.46 k
Axis Bank Ltd. Private sector bank 187.9 6.94% 0.44% 8.04% (Feb 2025) 6.44% (Jul 2025) 1.66 L 0.00
Kotak Mahindra Bank Ltd. Private sector bank 179.6 6.64% 0.02% 6.84% (Jun 2025) 3% (Oct 2024) 90.15 k 0.00
State Bank Of India Public sector bank 125.5 4.64% 0.28% 8.68% (Jan 2025) 4.19% (Jul 2025) 1.44 L -0.97 k
Mas Financial Services Ltd. Non banking financial company (nbfc) 121.6 4.49% -0.19% 4.88% (Jun 2025) 1.47% (Oct 2024) 4.03 L 0.00
SBI Cards and Payment Services Ltd. Non banking financial company (nbfc) 104.1 3.85% 0.27% 3.85% (Sep 2025) 1.5% (Dec 2024) 1.19 L 0.00
Power Finance Corporation Ltd. Financial institution 89.5 3.31% 0.20% 3.79% (Jun 2025) 2.84% (Feb 2025) 2.18 L 0.00
Shriram Finance Ltd. Non banking financial company (nbfc) 84.1 3.11% 0.14% 3.11% (Sep 2025) 1.8% (Jan 2025) 1.37 L 0.00
CreditAccess Grameen Ltd. Microfinance institutions 83.3 3.08% -0.25% 3.33% (Aug 2025) 2.33% (Nov 2024) 61.59 k -1.94 k
- indicates change in weight in the portfolio. # indicates a new entry.
View complete holding

Complete equity Portfolio (as on 30th Sep,2025)

Help me understand this table
Stock Invested in
 Sector
 Sector Total
 Value(Mn)
 % of Total Holdings
 1M Change
 1Y Highest Holding
 1Y Lowest Holding
 Quantity
 1M Change in Qty
 M-Cap
 GroupName
HDFC Bank Ltd. Private sector bank 53.45 549.2 20.30% 0.91% 23.86% (Nov 2024) 19.38% (Aug 2025) 5.77 L 33.99 k Other 39.81
ICICI Bank Ltd. Private sector bank 53.45 347.8 12.85% 0.57% 13.08% (Apr 2025) 10.78% (Nov 2024) 2.58 L 23.46 k Large Cap 31.07
Axis Bank Ltd. Private sector bank 53.45 187.9 6.94% 0.44% 8.04% (Feb 2025) 6.44% (Jul 2025) 1.66 L 0.00 Large Cap 31.07
Kotak Mahindra Bank Ltd. Private sector bank 53.45 179.6 6.64% 0.02% 6.84% (Jun 2025) 3% (Oct 2024) 90.15 k 0.00 Large Cap 31.07
State Bank Of India Public sector bank 4.64 125.5 4.64% 0.28% 8.68% (Jan 2025) 4.19% (Jul 2025) 1.44 L -0.97 k Large Cap 31.07
Mas Financial Services Ltd. Non banking financial company (nbfc) 19.86 121.6 4.49% -0.19% 4.88% (Jun 2025) 1.47% (Oct 2024) 4.03 L 0.00 Small Cap 19.47
SBI Cards and Payment Services Ltd. Non banking financial company (nbfc) 19.86 104.1 3.85% 0.27% 3.85% (Sep 2025) 1.5% (Dec 2024) 1.19 L 0.00 Other 39.81
Power Finance Corporation Ltd. Financial institution 3.31 89.5 3.31% 0.20% 3.79% (Jun 2025) 2.84% (Feb 2025) 2.18 L 0.00 Mid Cap 8.02
Shriram Finance Ltd. Non banking financial company (nbfc) 19.86 84.1 3.11% 0.14% 3.11% (Sep 2025) 1.8% (Jan 2025) 1.37 L 0.00 Other 39.81
CreditAccess Grameen Ltd. Microfinance institutions 3.08 83.3 3.08% -0.25% 3.33% (Aug 2025) 2.33% (Nov 2024) 61.59 k -1.94 k Small Cap 19.47
IIFL Finance Ltd. Non banking financial company (nbfc) 19.86 69.2 2.56% 0.10% 2.66% (Jul 2025) 2.04% (Mar 2025) 1.53 L 0.00 Small Cap 19.47
CSB Bank Ltd. Private sector bank 53.45 64.2 2.37% 0.02% 2.8% (Feb 2025) 2.35% (Aug 2025) 1.73 L 0.00 Other 39.81
DCB Bank Ltd. Private sector bank 53.45 60.4 2.23% 0.05% 2.65% (May 2025) 2.17% (Mar 2025) 4.77 L 0.00 Small Cap 19.47
Muthoot Finance Pvt. Ltd. Non banking financial company (nbfc) 19.86 58.1 2.15% -0.40% 2.84% (Jun 2025) 0% (Oct 2024) 18.89 k -6.86 k Mid Cap 8.02
# Piramal Finance Ltd. Non banking financial company (nbfc) 19.86 58 2.14% 2.14% 2.14% (Sep 2025) 0% (Oct 2024) 51.62 k 51.62 k Other 39.81
South Indian Bank Ltd. Private sector bank 53.45 57.3 2.12% -0.05% 2.61% (Jun 2025) 1.13% (Oct 2024) 19.78 L 0.00 Small Cap 19.47
TVS Holdings Ltd. Auto components & equipments 2.04 55.3 2.04% 0.12% 2.15% (Oct 2024) 1.51% (Mar 2025) 4.34 k 0.00 Small Cap 19.47
- Computer Age Management Services Pvt Ltd. Depositories, clearing houses and other intermediaries 1.52 41.1 1.52% 0.00% 2.25% (Dec 2024) 1.48% (Jul 2025) 10.93 k 0.00 Other 39.81
Motilal Oswal Financial Services Ltd. Stockbroking & allied 1.67 39.4 1.46% 0.39% 1.46% (Sep 2025) 0% (Oct 2024) 44.14 k 10.88 k Small Cap 19.47
- Aadhar Housing Finance Ltd. Housing finance company 1.4 37.9 1.40% 0.00% 2.32% (Feb 2025) 1.3% (Apr 2025) 74.31 k 0.00 Other 39.81
Ujjivan Small Finance Bank Ltd. Other bank 1.06 28.8 1.06% 0.22% 1.06% (Sep 2025) 0% (Oct 2024) 6.21 L 95.36 k Other 39.81
Multi Commodity Exchange Of India Ltd. Exchange and data platform 1.49 28.5 1.05% 0.50% 1.06% (Dec 2024) 0% (Oct 2024) 3.66 k 1.66 k Small Cap 19.47
Nippon Life India Asset Management Ltd. Asset management company 1.96 28.3 1.05% 0.09% 1.83% (Dec 2024) 0.96% (Aug 2025) 32.59 k 0.00 Mid Cap 8.02
One 97 Communications Ltd. Financial technology (fintech) 1.29 27.6 1.02% -0.27% 1.29% (Aug 2025) 0% (Oct 2024) 24.55 k -4.00 k Other 39.81
Sundaram Finance Limited Non banking financial company (nbfc) 19.86 25.6 0.94% 0.45% 0.94% (Sep 2025) 0% (Oct 2024) 5.79 k 2.87 k Mid Cap 8.02
Aditya Birla Sun Life AMC Ltd. Asset management company 1.96 24.5 0.91% -0.06% 1.36% (Nov 2024) 0.91% (Sep 2025) 31.00 k 0.00 Other 39.81
360 ONE WAM Ltd. Other financial services 1.33 20.7 0.76% 0.19% 1.06% (Oct 2024) 0% (Oct 2024) 20.19 k 5.13 k Other 39.81
Five-Star Business Finance Ltd. Non banking financial company (nbfc) 19.86 16.7 0.62% 0.19% 1.78% (Feb 2025) 0% (Oct 2024) 31.09 k 10.13 k Other 39.81
CRISIL Ltd. Other financial services 1.33 15.5 0.57% 0.02% 0.87% (May 2025) 0% (Oct 2024) 3.50 k 547.00 Mid Cap 8.02
BSE Ltd. Exchange and data platform 1.49 12 0.44% -0.02% 0.52% (Jul 2025) 0% (Oct 2024) 5.89 k 0.00 Small Cap 19.47
# PB Fintech Ltd. Financial technology (fintech) 1.29 7.3 0.27% 0.27% 0.27% (Sep 2025) 0% (Oct 2024) 4.31 k 4.31 k Other 39.81
Prudent Corporate Advisory Services Ltd. Financial products distributor 0.27 7.3 0.27% -0.03% 0.31% (May 2025) 0% (Oct 2024) 2.81 k 0.00 Other 39.81
Angel One Ltd. Stockbroking & allied 1.67 5.7 0.21% -0.01% 1.28% (Oct 2024) 0% (Oct 2024) 2.67 k 0.00 Other 39.81
Mahindra & Mahindra Financial Services Ltd. Non banking financial company (nbfc) 19.86 71.6 0.00% -2.68% - - - - Mid Cap 8.02
Cholamandalam Investment & Finance Co. Ltd. Non banking financial company (nbfc) 19.86 10.2 0.00% -0.38% - - - - Other 39.81
Piramal Enterprises Ltd. Other financial services 1.33 57.8 0.00% -2.17% - - - - Large Cap 31.07
- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
# PB Fintech Ltd. Financial technology (fintech) 7.3 0.27% 0.27% 0.27% (Sep 2025) 0% (Oct 2024) 4.31 k 4307
# Piramal Finance Ltd. Non banking financial company (nbfc) 58 2.14% 2.14% 2.14% (Sep 2025) 0% (Oct 2024) 51.62 k 51618

Stocks removed from Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
Mahindra & Mahindra Financial Services Ltd. Non banking financial company (nbfc) 71.6 0.00% -2.68% 3% (Jan 2025) 0% (Oct 2024) 0.00 -282094
Cholamandalam Investment & Finance Co. Ltd. Non banking financial company (nbfc) 10.2 0.00% -0.38% 1.76% (May 2025) 0% (Oct 2024) 0.00 -7210
Piramal Enterprises Ltd. Other financial services 57.8 0.00% -2.17% 2.62% (Oct 2024) 0% (Oct 2024) 0.00 -51618

Trend in stock holdings (Top 15 Holding)

Stock Sep 2025 Aug 2025 Jul 2025 Jun 2025 May 2025 Apr 2025 Mar 2025 Feb 2025 Jan 2025 Dec 2024 Nov 2024 Oct 2024 Sep 2024
HDFC Bank Ltd. 20.30% 19.38% 19.91% 19.92% 19.95% 20.81% 20.55% 22.84% 21.90% 22.00% 23.86% 23.23% 23.72%
ICICI Bank Ltd. 12.85% 12.29% 12.61% 12.42% 12.80% 13.08% 12.85% 11.18% 11.09% 10.92% 10.78% 10.80% 11.35%
Axis Bank Ltd. 6.94% 6.50% 6.44% 7.09% 6.71% 6.90% 6.68% 8.04% 7.44% 7.20% 7.48% 7.69% 7.47%
State Bank Of India 4.64% 4.36% 4.19% 4.73% 5.78% 5.81% 5.91% 8.12% 8.68% 8.04% 8.26% 5.78% 5.46%
Kotak Mahindra Bank Ltd. 6.64% 6.62% 6.20% 6.84% 6.39% 6.61% 5.67% 3.66% 3.49% 3.16% 3.04% 3.00% 3.16%
Mas Financial Services Ltd. 4.49% 4.68% 4.51% 4.88% 4.81% 3.98% 3.80% 3.66% 3.62% 3.09% 1.91% 1.47% 1.47%
Power Finance Corporation Ltd. 3.31% 3.10% 3.25% 3.79% 3.71% 3.31% 3.50% 2.84% 3.14% 3.21% 3.45% 3.19% 3.37%
CreditAccess Grameen Ltd. 3.08% 3.33% 2.97% 2.91% 2.83% 2.79% 2.54% 2.66% 2.99% 2.35% 2.33% 2.56% 3.06%
Mahindra & Mahindra Financial Services Ltd. - 2.68% 2.64% 2.79% 2.47% 2.57% 2.88% 2.99% 3.00% 2.69% 2.70% 2.69% 3.31%
CSB Bank Ltd. 2.37% 2.35% 2.64% 2.67% 2.55% 2.55% 2.76% 2.80% 2.79% 2.74% 2.62% 2.70% 2.65%
IIFL Finance Ltd. 2.56% 2.45% 2.66% 2.65% 2.52% 2.15% 2.04% 2.04% 2.18% 2.44% 2.41% 2.53% 2.63%
DCB Bank Ltd. 2.23% 2.19% 2.33% 2.54% 2.65% 2.52% 2.17% 2.19% 2.39% 2.34% 2.33% 2.33% 2.28%
Muthoot Finance Pvt. Ltd. 2.15% 2.55% 2.44% 2.84% 2.47% 2.11% 1.75% - - - - - -
SBI Cards and Payment Services Ltd. 3.85% 3.57% 3.48% 3.46% 2.04% 2.00% 1.99% 2.06% 1.82% 1.50% 1.54% 1.52% 1.12%
South Indian Bank Ltd. 2.12% 2.17% 2.13% 2.61% 2.57% 2.30% 2.17% 2.43% 2.52% 2.34% 1.69% 1.13% -
Name Type of Instrument Weight (%)
TREPS TREPS 1.90%
Net Receivables Net Receivables -0.28%

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