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ICICI Prudential Mutual Fund
ICICI Prudential Banking & Financial Services Fund - Retail Plan (G)

ICICI Prudential Banking and Financial Services Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : ICICI Prudential Mutual Fund

Portfolio Turnover Ratio : 48.00%. Category average turnover ratio is 153.01%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 97.20% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 97.20%

No of Stocks : 41 (Category Avg - 44.44) | Large Cap Investments : 53.61%| Mid Cap Investments : 8.86% | Small Cap Investments : 2.68% | Other : 32.06%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	41	43.41
Top 5 Stock Weight	61.07%	32.46%
Top 10 Stock Weight	76.49%	49.59%
Top 3 Sector Weight	77.64%	43.5%

Category - Sectoral/Thematic

Particulars	This Scheme	Category
Average mcap (Cr)	111583.60	72450.77
Holdings in large cap stocks	53.61%	37.14%
Holdings in mid cap stocks	8.86%	14.47%
Holdings in small cap stocks	2.68%	13.1%

Category - Sectoral/Thematic

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	22011.6	20.78%	0.77%	21.34% (Feb 2025)	15.53% (Apr 2025)	2.23 Cr	12.14 L
ICICI Bank Ltd.	Private sector bank	19854.6	18.74%	-0.38%	21.02% (Jul 2025)	18.31% (Feb 2025)	1.48 Cr	5.39 L
State Bank Of India	Public sector bank	8654.8	8.17%	-0.09%	8.26% (Sep 2025)	4.5% (Dec 2024)	92.37 L	-2.53 L
Axis Bank Ltd.	Private sector bank	8106	7.65%	-0.12%	9.09% (Apr 2025)	7.57% (Dec 2024)	65.75 L	-3.11 L
SBI Life Insurance Co Ltd.	Life insurance	6071.1	5.73%	0.18%	5.73% (Oct 2025)	4.06% (Nov 2024)	31.04 L	0.00
Kotak Mahindra Bank Ltd.	Private sector bank	5231.9	4.94%	-0.31%	5.75% (Nov 2024)	2.76% (Apr 2025)	24.89 L	-1.50 L
HDFC Life Insurance Company Ltd.	Life insurance	3575.1	3.38%	-0.47%	4.18% (Apr 2025)	2.5% (Dec 2024)	48.85 L	-2.15 L
ICICI Lombard General Insurance Co Ltd.	General insurance	2701.6	2.55%	-0.01%	3.44% (Jun 2025)	2.23% (Jan 2025)	13.55 L	0.00
Max Financial Services Ltd.	Life insurance	2550.4	2.41%	-0.19%	3.02% (Jun 2025)	1.92% (Feb 2025)	16.49 L	0.00
LIC Housing Finance Ltd.	Housing finance company	2265.1	2.14%	0.19%	2.14% (Oct 2025)	0.19% (Nov 2024)	39.67 L	5.17 L

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

None
Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
HDFC Bank Ltd.	Private sector bank	56.68	22011.6	20.78%	0.77%	21.34% (Feb 2025)	15.53% (Apr 2025)	2.23 Cr	12.14 L	Other	32.06
ICICI Bank Ltd.	Private sector bank	56.68	19854.6	18.74%	-0.38%	21.02% (Jul 2025)	18.31% (Feb 2025)	1.48 Cr	5.39 L	Large Cap	53.61
State Bank Of India	Public sector bank	8.17	8654.8	8.17%	-0.09%	8.26% (Sep 2025)	4.5% (Dec 2024)	92.37 L	-2.53 L	Large Cap	53.61
Axis Bank Ltd.	Private sector bank	56.68	8106	7.65%	-0.12%	9.09% (Apr 2025)	7.57% (Dec 2024)	65.75 L	-3.11 L	Large Cap	53.61
SBI Life Insurance Co Ltd.	Life insurance	12.79	6071.1	5.73%	0.18%	5.73% (Oct 2025)	4.06% (Nov 2024)	31.04 L	0.00	Large Cap	53.61
Kotak Mahindra Bank Ltd.	Private sector bank	56.68	5231.9	4.94%	-0.31%	5.75% (Nov 2024)	2.76% (Apr 2025)	24.89 L	-1.50 L	Large Cap	53.61
HDFC Life Insurance Company Ltd.	Life insurance	12.79	3575.1	3.38%	-0.47%	4.18% (Apr 2025)	2.5% (Dec 2024)	48.85 L	-2.15 L	Large Cap	53.61
ICICI Lombard General Insurance Co Ltd.	General insurance	4.2	2701.6	2.55%	-0.01%	3.44% (Jun 2025)	2.23% (Jan 2025)	13.55 L	0.00	Large Cap	53.61
Max Financial Services Ltd.	Life insurance	12.79	2550.4	2.41%	-0.19%	3.02% (Jun 2025)	1.92% (Feb 2025)	16.49 L	0.00	Mid Cap	8.86
LIC Housing Finance Ltd.	Housing finance company	4.48	2265.1	2.14%	0.19%	2.14% (Oct 2025)	0.19% (Nov 2024)	39.67 L	5.17 L	Mid Cap	8.86
Medi Assist Healthcare Services Ltd.	Healthcare service provider	1.44	1530.5	1.44%	0.05%	1.44% (Oct 2025)	0% (Nov 2024)	26.88 L	0.00	Other	32.06
Anand Rathi Wealth Services Ltd.	Financial products distributor	1.31	1390.5	1.31%	0.04%	1.31% (Oct 2025)	0.82% (Apr 2025)	4.50 L	0.00	Other	32.06
Star Health and Allied Insurance Co Ltd.	General insurance	4.2	1367.9	1.29%	0.06%	1.78% (May 2025)	1.23% (Sep 2025)	27.67 L	0.00	Other	32.06
City Union Bank Ltd.	Private sector bank	56.68	1261.4	1.19%	0.01%	1.21% (Jun 2025)	0.24% (Jan 2025)	55.16 L	0.00	Mid Cap	8.86
Federal Bank Ltd.	Private sector bank	56.68	1257.8	1.19%	0.16%	2.84% (Nov 2024)	0.71% (Feb 2025)	53.16 L	0.00	Mid Cap	8.86
# Angel One Ltd.	Stockbroking & allied	1.04	1099	1.04%	1.04%	1.04% (Oct 2025)	0% (Nov 2024)	4.41 L	4.41 L	Other	32.06
Muthoot Finance Pvt. Ltd.	Non banking financial company (nbfc)	1.52	1050.8	0.99%	-0.02%	1.46% (Jan 2025)	0.99% (Oct 2025)	3.31 L	0.00	Mid Cap	8.86
Repco Home Finance Ltd.	Housing finance company	4.48	1046.2	0.99%	0.09%	0.99% (Oct 2025)	0% (Nov 2024)	24.98 L	0.00	Small Cap	2.68
Bajaj Finserv Ltd	Holding company	0.98	1035.6	0.98%	-0.02%	1.06% (Jun 2025)	0% (Nov 2024)	4.96 L	0.00	Other	32.06
Indian Energy Exchange Ltd.	Exchange and data platform	0.95	1006	0.95%	-0.14%	1.24% (Aug 2025)	0.95% (Oct 2025)	72.34 L	-6.46 L	Small Cap	2.68
Bandhan Bank Ltd.	Private sector bank	56.68	1003.3	0.95%	0.06%	1.03% (Jun 2025)	0% (Nov 2024)	64.08 L	9.55 L	Large Cap	53.61
Can Fin Homes Ltd.	Housing finance company	4.48	780.2	0.74%	0.22%	0.74% (Oct 2025)	0% (Nov 2024)	8.99 L	2.17 L	Small Cap	2.68
CSB Bank Ltd.	Private sector bank	56.68	720.6	0.68%	0.03%	0.74% (Jul 2025)	0.58% (Feb 2025)	17.43 L	0.00	Other	32.06
ICICI Prudential Life Insurance Co Ltd.	Life insurance	12.79	615.9	0.58%	0.46%	0.58% (Oct 2025)	0% (Nov 2024)	10.42 L	8.42 L	Large Cap	53.61
Indusind Bank Ltd.	Private sector bank	56.68	588.6	0.56%	0.01%	4.89% (Feb 2025)	0.48% (Aug 2025)	7.41 L	0.00	Large Cap	53.61
360 ONE WAM Ltd.	Other financial services	0.54	572.8	0.54%	-0.03%	0.57% (Sep 2025)	0% (Nov 2024)	5.30 L	-0.32 L	Other	32.06
Seshaasai Technologies Ltd.	Financial technology (fintech)	0.53	566.1	0.53%	0.13%	0.53% (Oct 2025)	0% (Nov 2024)	15.15 L	5.38 L	Other	32.06
# Shriram Finance Ltd.	Non banking financial company (nbfc)	1.52	558.3	0.53%	0.53%	0.53% (Oct 2025)	0% (Nov 2024)	7.45 L	7.45 L	Other	32.06
# Canara HSBC Life Insurance Co.Ltd.	Life insurance	12.79	535.6	0.51%	0.51%	0.51% (Oct 2025)	0% (Nov 2024)	46.03 L	46.03 L	Other	32.06
UTI Asset Management Co. Pvt. Ltd.	Asset management company	0.7	480.2	0.45%	0.34%	0.45% (Oct 2025)	0% (Nov 2024)	3.85 L	2.94 L	Other	32.06
Aptus Value Housing Finance India Ltd.	Housing finance company	4.48	454.3	0.43%	-0.44%	0.87% (Sep 2025)	0% (Nov 2024)	14.30 L	-0.13 Cr	Other	32.06
Equitas Small Finance Bank Ltd.	Other bank	0.42	440.2	0.42%	-0.03%	0.57% (Jan 2025)	0.4% (Aug 2025)	77.25 L	0.00	Other	32.06
Rural Electrification Corporation Limited	Financial institution	0.76	422.5	0.40%	-0.02%	0.46% (May 2025)	0% (Nov 2024)	11.27 L	0.00	Mid Cap	8.86
Power Finance Corporation Ltd.	Financial institution	0.76	379.8	0.36%	-0.15%	0.68% (Nov 2024)	0.36% (Oct 2025)	9.42 L	-2.91 L	Mid Cap	8.86
General Insurance Corporation of India	General insurance	4.2	377	0.36%	-0.01%	0.4% (Jul 2025)	0% (Nov 2024)	10.08 L	0.00	Large Cap	53.61
Cms Info Systems Ltd.	Diversified commercial services	0.35	374	0.35%	-0.02%	0.38% (Sep 2025)	0.16% (Jan 2025)	10.07 L	0.00	Other	32.06
Fusion Finance Ltd.	Microfinance institutions	0.35	267.7	0.25%	-0.01%	0.27% (Nov 2024)	0.21% (Mar 2025)	14.70 L	1.16 L	Other	32.06
# Canara Robeco Asset Management Company Ltd.	Asset management company	0.7	260.8	0.25%	0.25%	0.25% (Oct 2025)	0% (Nov 2024)	8.23 L	8.23 L	Other	32.06
Life Insurance Corporation Of India	Life insurance	12.79	195.5	0.18%	-0.01%	0.2% (Sep 2025)	0% (Nov 2024)	2.18 L	0.00	Other	32.06
# PNB Housing Finance Ltd.	Housing finance company	4.48	194	0.18%	0.18%	0.42% (Nov 2024)	0% (Nov 2024)	2.09 L	2.09 L	Mid Cap	8.86
Fusion Finance Ltd. - Partly paid up	Microfinance institutions	0.35	110.2	0.10%	-0.02%	0.13% (Jun 2025)	0% (Nov 2024)	10.83 L	0.00	Other	32.06
Karur Vysya Bank Ltd	Private sector bank	56.68	379.9	0.00%	-0.38%	-	-	-	-	Small Cap	2.68
HDB Financial Services Ltd.	Non banking financial company (nbfc)	1.52	457.7	0.00%	-0.46%	-	-	-	-	Other	32.06
Aditya Birla Sun Life AMC Ltd.	Asset management company	0.7	40.1	0.00%	-0.04%	-	-	-	-	Other	32.06
SBI Cards and Payment Services Ltd.	Non banking financial company (nbfc)	1.52	723.3	0.00%	-0.72%	-	-	-	-	Other	32.06

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Canara HSBC Life Insurance Co.Ltd.	Life insurance	535.6	0.51%	0.51%	0.51% (Oct 2025)	0% (Nov 2024)	46.03 L	4602920
# Canara Robeco Asset Management Company Ltd.	Asset management company	260.8	0.25%	0.25%	0.25% (Oct 2025)	0% (Nov 2024)	8.23 L	823088
# PNB Housing Finance Ltd.	Housing finance company	194	0.18%	0.18%	0.42% (Nov 2024)	0% (Nov 2024)	2.09 L	208850
# Shriram Finance Ltd.	Non banking financial company (nbfc)	558.3	0.53%	0.53%	0.53% (Oct 2025)	0% (Nov 2024)	7.45 L	745467
# Angel One Ltd.	Stockbroking & allied	1099	1.04%	1.04%	1.04% (Oct 2025)	0% (Nov 2024)	4.41 L	440951

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	1M Change in Qty
Karur Vysya Bank Ltd	Private sector bank	379.9	0.00%	-0.38%	0.87% (Jul 2025)	0% (Nov 2024)	-1801056
HDB Financial Services Ltd.	Non banking financial company (nbfc)	457.7	0.00%	-0.46%	0.93% (Jul 2025)	0% (Nov 2024)	-610000
Aditya Birla Sun Life AMC Ltd.	Asset management company	40.1	0.00%	-0.04%	0.07% (Jul 2025)	0% (Nov 2024)	-50597
SBI Cards and Payment Services Ltd.	Non banking financial company (nbfc)	723.3	0.00%	-0.72%	1.34% (Feb 2025)	0% (Nov 2024)	-824805

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
HDFC Bank Ltd.	20.78%	20.01%	19.02%	18.30%	17.22%	17.17%	15.53%	18.98%	21.34%	20.45%	20.74%	20.80%	22.13%
ICICI Bank Ltd.	18.74%	19.13%	20.52%	21.02%	20.19%	19.69%	20.34%	20.00%	18.31%	18.62%	18.41%	18.59%	18.84%
Axis Bank Ltd.	7.65%	7.78%	8.15%	8.13%	8.55%	8.73%	9.09%	8.79%	8.26%	7.65%	7.57%	7.69%	5.99%
State Bank Of India	8.17%	8.26%	7.86%	7.61%	7.72%	7.86%	7.98%	7.06%	6.42%	5.59%	4.50%	4.73%	4.38%
SBI Life Insurance Co Ltd.	5.73%	5.55%	5.39%	5.36%	5.00%	4.55%	5.42%	5.21%	5.39%	5.05%	4.53%	4.06%	4.67%
Kotak Mahindra Bank Ltd.	4.94%	5.25%	4.77%	4.70%	3.11%	3.06%	2.76%	2.82%	3.21%	4.14%	5.11%	5.75%	5.75%
HDFC Life Insurance Company Ltd.	3.38%	3.85%	4.06%	3.88%	3.02%	2.96%	4.18%	4.13%	3.73%	3.13%	2.50%	3.07%	4.12%
Indusind Bank Ltd.	0.56%	0.54%	0.48%	0.50%	2.11%	3.52%	3.87%	3.12%	4.89%	4.79%	4.17%	4.31%	4.42%
ICICI Lombard General Insurance Co Ltd.	2.55%	2.56%	2.57%	2.63%	3.44%	3.16%	3.18%	3.16%	2.67%	2.23%	2.84%	2.68%	2.49%
Max Financial Services Ltd.	2.41%	2.59%	2.73%	2.79%	3.02%	2.91%	2.65%	2.16%	1.92%	2.05%	2.06%	2.08%	2.48%
Bajaj Finance Ltd.	-	-	0.50%	0.49%	-	-	-	-	0.55%	2.04%	3.61%	3.47%	4.87%
Star Health and Allied Insurance Co Ltd.	1.29%	1.23%	1.34%	1.30%	1.46%	1.78%	1.44%	1.25%	1.34%	1.50%	1.66%	1.63%	1.79%
Muthoot Finance Pvt. Ltd.	0.99%	1.02%	1.11%	1.29%	1.28%	1.11%	1.14%	1.30%	1.41%	1.46%	1.39%	1.24%	1.28%
Federal Bank Ltd.	1.19%	1.02%	1.05%	0.72%	0.75%	0.73%	0.74%	0.76%	0.71%	0.73%	2.71%	2.84%	0.82%
LIC Housing Finance Ltd.	2.14%	1.95%	1.98%	1.53%	1.55%	0.86%	0.64%	0.94%	0.61%	0.71%	0.51%	0.19%	-

No of Debt Holding 1 (Category Avg - 0.87) | Modified Duration 0.00 Years (Category Avg - - --)| Yield to Maturity - -- (Category Avg - 0.00%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	0.00%	0.02%
T-Bills	0.47%	0.43%

Category - Sectoral/Thematic

Security Type	% Weight	Category Average
Government Backed	0.47%	0.44%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Sectoral/Thematic

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			499.11	0.47%	50.00 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	3.29%
Margin	Margin	0.23%
Net Receivables	Net Receivables	-1.20%

ICICI Prudential Banking and Financial Services Fund - Growth

Portfolio Summary (as on 31st Oct,2025)

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Complete equity Portfolio (as on 31st Oct,2025)

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Trend in stock holdings (Top 15 Holding)

Portfolio Summary (as on 31st Oct,2025)

Debt holding in Portfolio (as on 31st Oct,2025)

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